01 Operation: Deus Exmachina

COWRIE
SHELL
Mobile money wallet for
essentials in the time of
COVID-19
 1

NECESSARY WATCH
& READ
What is mobile money?
Check out video on Youtube
https://www.youtube.com/watch?v=2IXT1l6nkNI

mTOMADY
Mobile wallet for financial inclusion for the people
of Madagascar
https://www.youtube.com/watch?v=0UVuYbqQsL0

Andrew Yang Policies on

Humanity First
2020 US Presidential Candidates policies to address
climate change, education, healthcare, prison
reform, democracy money & gender inequality
https://www.yang2020.com/policies
02 PROBLEM
People in need are unable
to access basic essentials
due to COVID-19
pandemic

Problem 1
People who need access to essentials
during COVID-19 pandemic cannot do
so.

Problem 2
People with suffucient funds and desire
to help those in need cannot for
mistrust of current systems or that the
needy will use it for the specific need
the asked for.

Problem 3
Current economic system does not
efficiently transfer money from donor
to needy. (see link in Whatsapp)
Solution 1 03
A mobile money wallet that uses existing
mobile money infrastructure

Solution 2
System is a closed loop enabling people with
Cowrie to send, receive & pay exclusively for
food, medical supplies and medical attention

Solution 3
A platform for Govts, NGOs & donors to
transfer funds for essentials during COVID-19
pandemic with no 3rd party requirement. It is
direct to user interface excluding any payment
points

COWRIE
Trustworthy, efficient, quick way to
transfer funds to those in need during
a pandemic building it into a
worldwide aid platform for use during
any emergency in the future.
04 Cowrie Shell
Wallet Money
Uses existing mobile
money infrastructure
Information Distibution
Social Media
Radio, Television,
Podcasts
Internet Ad spaces
SMSs from
telecommunication
companies, food stores,
hospitals & medical
public service orgs, etc
 06

HOW IT WORKS
 07
Scene 1
It is Tuesday, 30th March 2020 at
23:01:00 CAT, Mulenga needs a
medical bed & ICU care while he is ill
with COVID-19

Mulenga has been

diagnosed
by a Dr at his local
mecial centre and is the
treatment for condition

As Medical Official fills

out the treatment,
they enter his
treatment needs into
the cowrie system 
A digital record of this
treatment is created and is
given a level of importance
based on the outcome if they
did not receive of treatment.
Scene- 2 08
On Tuesday 30th March 2020,
Julia (knowing that cowrie works)
has decided she has more than
enough for herself & would like to
help those in need during ths
crisis.

Julie goes on the

cowrie shell wallet and
donates what she can,
say for example
R1000

The money is added to a

virtual pot in the Cowrie
system.

Say it is 23:01:00 on
30/03/2020, the
Cowrie system takes
stock at that specific
timestamp
Scene - 3 09

It is Tuesday, 30th March 2020,

Mulenga needs medical a bed & ICU
care while he is ill with COVID-19

The accrued money

recorded at 23:01:00 is
then split into the
necessary amounts of the
needs accroding to the
hierachy

The money is sent to the

specific needs and as they
have been met, the records
are are deactivated from
the database
 At 23:01:00 10
Julie's R1000

Total money
From Sendors pot

Mulenga's treatment

Prioritized list Requests from

of needs those in need

Money Prioritized
pot eg
Payments
for each
list
$1 trillion specific of needs
need
Scenario - 4 11
On Tuesday, 30th March 2020,
Mulenga's medical service provider
receives the money directly,
specifically for his medical bed & ICU
care

Mulenga gets the treatment

he needs immediately his
need has met the criteria
and amount.

Julie has sent R1000

to immediately help
someone in need and
gets a confirmation
that the person got it

Global community can help each

other survive COVID-19 pandemic
fast & effectively w/ tech that
already exists
After cowrie s put into place, to
makes helping each other more
efficient & effective for any future
disasters
 12 TARGET
MARKET
Everyone who has a working cellphone

Target Market 1
Needy people who cannot get essentials:
food, medical supplies, medical care

Target Market 2
People with sufficient funds who want to
help those in need
 13 Size the
Market
The entire global population
affected by the COVID-19
pandemic.

According to John Hopkins University

Map

784,314 Confirmed Cases

165,288 Recovered

37,638 Deaths

As of Wed 31.03.2020, 2:45am CAT

 Current solution
14
solving this
problem
The current global
economic market
 15 Effeciency
Advantages

ADVANTAGE 1
Creates direct access to individual
patients & and those who need food

ADVANTAGE 2
All money can be tracked, traced & verified
in an open way. Eliminating wastage on
transfer costs.

ADVANTAGE 3
Protection for the nutritional and medical
improvishment

ADVANTAGE 4
Access to healthcare (including mental
health and women's reproductive care) &
food
16 The Team
Samukhele Mwase
African, Creative, Problem-solver
Electrical Engineer
Global Citizen
The team created the cowrie shell system on 30th
March 2020 to be a tangible system to tackle the
effects of COVID-19

In order for the team to give full details about the

cowrie in its entirety, there are 8 critical requirements
that must be met and agreed to by any country willing
to use the cowrie system.
17 FUNDING FOR
CLIMATE CHANGE
pamdaoR erutuF Repurposed to help climate
change research and
mitigation actions

FUNDING FOR
RESEARCH INTO
MEDICAL HEALTH &
SCIENCES
Repurposed to determine
which research should receive
funding

EDUCATION PAYMENTS
Create a system that can be used
to pay any school, at any level, in
any country

PRISONERS & EX-CONS

Used in prison concessions in
and for orgs helping ex-cons
reintegrate into society
FREE & FAIR ELECTIONS
Develop & host free and fair
elections in countries that
MODERNIZE AFRICAN NATIONS
IDENTIFICATION PROCESS
Bring African identification to 21st Century
& leave any remnants of colonial system of
identification in the past
YANG2020 POLICIES
Enact all policies of the Yang2020
campaign on a global scale for every global
citizen to benefit.