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The Securities & Exchange Commission (SEC) of the United States defines an individual as an accredited

investor if the individual has:

1) $200,000 or more in annual income


2) $300,000 or more in annual income as a couple, or
3) $1 million or more in net worth.

The SEC established these requirements to protect the average investor from some of the worst and
most risky investments in the world. The problem is these investor requirements also shield the average
investor from some of the best investments in the world, which is one reason why rich dad’s advice to
the average investor was, “Don’t be average”.

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