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Country: India | Currency: INR | Updated : 2 Sep 2015 | Individuals Reporting: 1000+ Country: India | Currency: INR | Updated : 2 Sep 2015 | Individuals Reporting: 1000+
Source: www.payscale.com/www.naukri.com (Salary for the experienced candidates may vary on the basis of firm/location/business)
Course Structure
CCRA Level 1
Module 1: Financial Statement Analysis Module 4: Credit Risk Models and Regulations
Introduction: Role of Financial Statements, Relevance of CRA Regulations and Debt Guidelines, Credit Risk
Notes, Nuances of Accounting: Inventories, Depreciation, Models & Miscellaneous including Regression/Time
EPS, Intangible Assets, Ratio Analysis, Financial series for Interest Rate Modeling, Merton and other
Modelling and Covenant Testing, Nuances of Leases, Model, and Case studies
Hire Purchase, Pension Liabilities and Classification of
Module 5: Understanding and Analysis of Corporate
Investments in Financial Assets, Red Flags, GAAP &
IFRS – Similarities & Differences, Case Studies Banking Facilities and Other Financing Forms
Understanding Types of Corporate Banking Facilities,
Module 2: Credit Specific Analysis – Banker’s and
Assessment of Working Capital Finance, Analyze
Analyst Perspective
Treasuries and other corporate papers, Nuances of
Liquidity Analysis, Stress Testing, Comparison: Sector Credit Analysis from NBFC Perspective, Private Banking
versus Global, Liquidation Scenario and Event, M&A/ perspective, ARC Perspective, Priority Sector/Agri
LBO, Banker’s Angle to Credit Analysis, Bank CMA Lending - Analysis and Peculiarities, Analysis for Loan
Format and Credit Policy Formulation, Preparation of against property, Analysis for Loan against Securities,
Credit Proposal and Credit Appraisal, Capital Budgeting Other Common Financing structures, Consortium
Methods, Loan/Bond, Behavioral Aspects of Credit lending, Green bonds, Case studies
officer, Pre-sanction Methodologies and Analysis, Know
your Customer (KYC) requirements, ESG Analysis for
Loans/Bonds, Case studies
Exam Partner: National Stock
Exchange (NSE)
Module 3: Understanding of Loans and Bonds
Loan documentation, Covenants analysis and Trends, Exams are conducted online on a daily basis at the NSE
Loan/Bond Pricing, Spreads and Curves, Credit Default over 150 exam centers in India.
Swap (CDS), Seniority Ranking, Rich Cheap Analysis,
Bond Valuation Measures Including, Swaps, OAS, YTW, Level Exam Type Duration Fees per
YTM, Risk Mitigation using Derivatives, Forex Hedge, attempt
Case studies I MCQ 2 hours 1710
II Case Study based MCQ 3 hours 2565
CCRA Level 2
Payable to NSE Directly 4275
Module 1: Credit Rating – Internal and External
The minimum passing score is 60% without any negative marking scheme
Basics of Credit Rating, Credit Risk Management, 5C
Credit Model, Analytical Framework for Credit Analysis, Registration Fees Full payment Part Payment
Industry Risk, Business Risk, Financial Risk, Dealing Initial Registration 40,000 15000
With Intricacies of Credit Rating, Management Risk,
Project Risk, Ratings Methodology for Manufacturing Level 1 Registration - 15000
Companies, Ratings for Financial Institutions and Banks, Level 2 Registration - 15000
Sovereign Ratings, Internal Rating models (Basel), and Payable to AIWMI 40000 45000
Case studies
The registration fees is valid for 2 years and includes cost of study material, online access to
Module 2: Credit Strategy and Portfolio Management case studies and additional materials. Fees is subject to change.
AIWMI primarily focuses on the broad and strategic role Learning Routes:
of developing a more robust and forward-looking training
infrastructure for the financial services sector and to Candidates can pursue CCRATM either through self-study or
promote more active industry involvement and collaboration under the guidance of any of AIWMI’s authorized training
in training and continuing education. providers. Training is recommended but not mandatory.
We strongly recommend the students to undergo the
AIWMI is offering advanced international certification training to enhance their understanding of the concepts.
programs along with a wide variety of high-quality executive The minimum eligibility to register for the certification
education programs. is Bachelor’s degree or equivalent certification from an
accredited institute or university (Undergraduate Students
AIWMI programs combine state-of-the-art knowledge can register for exams but would be awarded the final
and skills with practical experience and insights into the certificate after graduation).
functioning of the financial sector. All AIWMI courses
and educational events have an intense and pragmatic CCRATM will enable you to:
curriculum. Participants are exposed to the latest
developments within the financial services sector.AIWMI • Perform credit appraisal with global best practices
plays a key role in guiding the development of the financial • Generate better trade ideas & identify problem loans
services sector. • Build & maintain credit risk models
• Amplify your credit monitoring system
AIWMI works with key industry participants’ viz. the • Analyze debt and loan portfolio performance
Government, the Regulators, the Industries/Associations, • Streamline quantitative research for interest rates
the Corporate, the Media and the General Public to achieve • Enhance Basel based internal rating system
its objectives. Besides enhancing technical competence • Make lending and investment recommendations
and professionalism in the industry, AIWMI organizes • Design credit strategy and credit portfolios
events and facilitates discussions to promote best practices
in leadership and talent development in the financial sector Knowledge Partners:
with an aim to become Asia’s premier center of excellence
for financial education. The study material of CCRATM certification also contains
content reproduced with permission from:
Website : www.aiwmindia.com
• Asian Development Bank
• Asia Securities Industry and Financial Markets
About NISM: Association (ASIFMA)
• Bank of International Settlements (BIS)
National Institute of Securities Markets (NISM) is a • Care Ratings
society and public trust, established by the Securities and • Equator Principles Association
Exchange Board of India (SEBI), the regulator for securities • Experian
markets in India, to improve the quality of the securities • Fitch Ratings
and financial markets through sustained capacity building • Fixed Income, Money Markets & Derivatives Association
and knowledge dissemination initiatives of India (FIMMDA)
• India Ratings (subsidiary of Fitch Ratings)
The activities at NISM are carried out through the following • International Association of Credit Portfolio Managers
Schools of Excellence: (IACPM)
• International Organization of Securities Commissions
• School for Securities Education (SSE) (IOSCO)
• School for Securities Information and Research (SSIR) • Loan Market Association (LMA)
• School for Investor Education and Financial Literacy • Moody’s Investor Services
(SIEFL) • National Institute of Securities Markets (NISM)
• School for Regulatory Studies and Supervision (SRSS) • Standard & Poor’s Financial Services
• School for Certification of Intermediaries (SCI) • Swiss Financial Analysts Association
• School for Corporate Governance (SCG) • The Climate Bonds Initiatives
• National Centre for Financial Education (NCFE). • World Bank
Through these schools, NISM caters to the educational Association of International Wealth Management of India
needs of various constituencies such as investors, issuers, Regus, Level 9, Platina, Block G, Plot C - 59,
intermediaries, regulatory staff, policy makers, academia Bandra-Kurla Complex, Bandra (E) Mumbai - 400051
and future professionals in the financial sector. Phone: +91 8097661200 / +91 8097661201
Blog: http://ccraprogram.wordpress.com
NISM’s School for Certification of Intermediaries develops Email: ccra@aiwmindia.com, info@aiwmindia.com
and conducts Certification Examinations and Continuing Web: www.aiwmindia.com
Professional Educational programmes to enhance the Twitter: https://twitter.com/ccraprogram
Youtube: https://www.youtube.com/aiwmi