Multinational Corporation that headquarters in the Paris

France is one of the world’s economic leaders, being on the 6th place in the world by nominal
figures and the 3rd in the EU after Germany and the UK. Due to its diversified economy,
especially the chemical and tourism industries development, France is quite successful in the
global market, and local manufacturers’ products are highly demanded all over the world.

Luxury fashion retailers, major banking groups and iconic beauty brands are among those
companies deemed most desirable to work for in France.

THE PARIS HEADQUARTERS

1. AXA GROUP

Axa S.A. (styled as AXA) is a French multinational insurance firm headquartered in

the 8th arrondissement of Paris that engages in global insurance, investment
management, and other financial services. AXA operates as a holding company,
which engages in the provision of insurance and asset management services. The
company operates its business through five segments: Life & Savings, Property &
Casualty, International Insurance, Asset Management and Banking. The company
was founded in 1985 and is headquartered in Paris, France.

2. The new LVMH

Paris-headquartered luxury goods

The LVMH group comprises 75 exceptional Houses that create high quality products.
It is the only group present in all five major sectors of the luxury market: Wines &
Spirits, Fashion & Leather Goods, Perfumes & Cosmetics, Watches & Jewelry and
Selective Retailing.
LVMH is present in the Perfumes and Cosmetics sector with Parfums Christian Dior,
Guerlain, Parfums Givenchy, Kenzo Parfums, Perfumes Loewe, Benefit Cosmetics,
Make Up For Ever, Acqua di Parma, Fresh, Fenty Beauty by Rihanna and Maison
Francis Kurkdjian. LVMH's Watches and Jewelry division comprises Bvlgari, TAG
Heuer, Chaumet, Dior Watches, Zenith, Fred and Hublot.

3. chanel

Chanel is a luxury company that focuses on high fashion and ready-made clothes,
luxury products, and accessories. Despite its status as one of the top ten cosmetics
makers in the world, Chanel held only 1.2 percent of the global cosmetics market in
2000, compared to the 16.8 percent held by leader L'Oreal SA. Chanel's cosmetics
sales that year totaled $413.3 million. The firm was also the world's seventh-largest
maker of fragrances, with sales of $570.4 million and a market share of 2.8 percent
in that sector in 2000.Haute couture fashion house Chanel is one of the several
classic French brands to be listed as a top employer.
The near 110-year-old business runs more than 300 stores worldwide.

4. Hermes

Hermès International, sometimes also referred to as Hermès of Paris or Hermes, is a

French luxury goods manufacturer. It has been consistently ranked as the world’s
most valuable luxury brand in different valuation and ranking studies published by
leading consultancies. Hermès as a brand enjoys an iconic status in the world of
luxury. A combination of rich heritage, exquisite craftsmanship, eye for detail and
high levels of quality and professionalism through the entire manufacturing process
gives Hermès a position of superiority in the very competitive and ruthless world of
luxury.
According to global brand valuation firm Interbrand, Hermès came in 32nd amongst
the Best Global Brands 2017. With a brand valuation of USD 23.4 billion, it trails
behind Louis Vuitton with a valuation of USD 28.8 billion.

5. . BNP Paribas

BNP Paribas, French banking, financial services, and insurance company created
through the 1999 v2 merger of Banque Nationale de Paris (BNP) and Paribas. Its
headquarters are in Paris.
International banking group BNP Paribas has a presence in 75 countries and was
last year ranked the second leading bank in the euro zone.

The bank has been heavily involved in philanthropic projects for the past 30 years,
especially in the environmental and arts spaces.

6. TOTAL

Total gas station

French multinational oil and gas company Total is one of the seven major oil businesses in the world.The
business is also a big player in solar energy and has made commitments to initiatives aimed at limiting
the impact of climate change.
As one of the world’s major oil companies, Total SA conducts business in more than 130 countries. The
company explores for and produces oil and gas in more than 30 countries or regions. It acquired
Petrofina of Belgium in 1999 and the French oil firm Elf Aquitaine in 2000. Total’s motor fuel brands,
which include Total, Fina, and Elf, are sold through almost 15,000 retail sites worldwide.

7. Christian Dior
Christian Dior SE (later Dior) is one of the most well-known European luxury goods
companies and the world’s fashion icons, it’s pret-a-porter and haute-couture
collections being an object of adoration of fashion lovers all over the world. The
company spent a successful financial year in 2018 with a yearly income of $49.2B
and profits of $2.5M as a result of the work of 131,310 employees across multiple
Dior assets around the globe.

8. L'Oréal

L'Oréal S.A. (later L'Oréal) is a world-known personal care company from France,
famous for its cosmetics. The company cares for the quality of its products,
investing in the best laboratories and the most careful research. L’Oreal is a
stakeholder of Sanofi-Avensis (№20 in our rating) - the largest European
pharmaceuticals company. It also partners with Nestle on nutrition cosmetics. Over
82,000 employees working in L’Oreal have won $29.9B annual revenue in 2018
producing and selling the products all over the world.

9.Bouygues
 DescriptionBouygues S.A. is an industrial group headquartered in the 8th
arrondissement of Paris, France. Bouygues is listed on Euronext Paris exchange and
is a blue chip in the CAC 40 stock market index. The company was founded in 1952
by Francis Bouygues and since 1989 has been led by his son Martin Bouygues.
The French industrial group Bouygues S.A. (later Bouygues) is the company behind
such well-known construction projects, as the Bibliothèque Nationale de France and
the expansion of North Middlesex University Hospital. The company’s 115,530
employees in 90 countries from construction, telecommunications and media
subsidiaries of Bouygues generated $37.3B annual income in 2018.

10. Crédit Agricole

Crédit Agricole Group (later Crédit Agricole) is the most prominent cooperative

financial institution in the world, which is firmly connected to farming and

headquartered in France. 73,707 professionals working for the holding serve
multiple local (28%) and international customers in 10,000+ branches, including
2,509 local banks, and generated $84.2B revenue in 2018. Crédit Agricole is also a
well-known sports sponsor: the sponsorship includes Tour de France cycling team
from the home country, France national football team and Italian national rugby
team.

QUALITY OF EDUCATION
A guide to the french education system

Paris is home to many of the world’s top-rated schools and educational facilities.
Expats placing their children in schools in Paris will find a high-quality and
demanding level of education. Public schooling in France is free for expats who can
provide proof of residence, and private schools and universities are often
subsidized. Non-residents may have to pay tuition fees as the schools are financed
through tax.
You can choose whether to go to a French state school, a state-contracted private
school or a fully independent school in France, which includes most international
and foreign schools. It is also legal to home school in France under the guidance of
the schools inspectorate.

It is compulsory for all children resident in France to attend school between the
ages of six and 16, with French education being divided into primary level (école),
elementary or middle school (collège) and high school (lycée).
You can choose whether to go to a French state school, a state-contracted private
school or a fully independent school in France, which includes most international
and foreign schools. It is also legal to home school in France under the guidance of
the schools inspectorate.
The school year is organised on a trimester basis (a period of three months
equating to a term), students being evaluated by teachers (conseil des professeurs)
at the end of each trimester. This evaluation is particularly important, as it
determines the future studies open to a student and the type of baccalauréat he
may take. Parents’ organisations (associations des parents/délégués des parents)
also play an important role in determining a student’s future studies.

Universities in France

The French higher education system is one of the best in Europe, and the world.
Dozens of French universities are regularly placed high in international university
rankings. Among the well-known universities are École Normale Supérieure, École
Polytechnique, Pierre and Marie Curie University, and University of Paris-Sud.

In France, most children are in the French state system and attend primary and
middle school. (French middle school can be very unruly, depending on the area
you are in. ) There is also a big semi-private system, which is generally Catholic and
with the government paying the teachers and controling the course content. Costs
are low.

Professional or academic high school

At 16, children can either apply for professional schools or for the more academic
Lycée. If children want to attend a professional school, they make a list of their
choices in order of which schools they most want to attend, and build up a dossier
that includes their marks and a letter about their behaviour from the school
director. Professional schools use these dossiers to select who they will accept.
Some professional schools are excellent, others are not. For some reason I cannot
understand, a lot of people consider a Bacalauréat (French high school leaving
exam) to be less good if it comes from a Lycée Professionnel
The more academic children attend Lycéé and prepare the Bacalauréat, the final
and very important academic high school exam, usually at 18, although gifted
children seem to quite often skip a year or even two. There is a common core of
subjects and a range of specialities.

Higher education selection criteria

Anyone with a Bacalauréat can attend university, but there are a limited number of
university places, and no selection system based on merit, so it’s a bit of a lottery
whether you get the university and course you want. Engineering schools and
technical schools have selection by merit.

Cost
In the state system, you pay 170 euros a year for Bachelor’s degree courses, 240
euros a year for Master’s degree courses, and 601 euros for engineering school. In
the private engineering school I work in, fees are over 7000 euros anually, which is
considered very expensive. Private business schools cost even more.

QUALITY OF HEALTH CARE IN PARIS

A guide to the French

Healthcare System

The French healthcare system covers both public and private hospitals, doctors and
other medical specialists who provide healthcare to every resident in France. This is
regardless of age, income, or status, which makes the French healthcare system
highly accessible, even for foreigners.
The French healthcare system
France has a high quality healthcare system that offers universal coverage for all
citizens, regardless of age or economic situation. It consists of an integrated
network of public and private services including doctors, hospitals, and specialist
providers.

Residents are covered through mandatory health insurance contributions, with

optional private insurance available for those who want additional coverage.
Government-funded agencies cover more than 75% of health expenditures in
France.

The Ministry of Social Affairs and Health (Ministere des Solidarites et de la Sante)
administrates public healthcare in France, with primary and secondary care services
delivered by the various different healthcare providers. France offers a high level of
preventative healthcare, with available services including addiction prevention,
regular medical check-ups, and the promotion of physical activity and healthy
eating.
France is ranked 11th on the 2018 Euro Health Consumer Index and has been
praised for its efficiency and outcomes. For example, the country has the lowest
heart disease mortality in Europe, although it has been criticized for its over-
reliance on prescription medication.

Who can access healthcare in France?

Public healthcare in France is accessible by all residents through health insurance
contributions. As of 2016, a new healthcare system for foreigners, known as
Protection Universelle Maladie (PUMA), allows access to state healthcare after three
months of residence.

Healthcare costs in France

The healthcare system in France is funded partially by obligatory social security
contributions (sécurité sociale); these are usually deducted from your salary. In
2016, employees paid around 8% of salary while employers paid around 13%.

Healthcare in France is also partially funded by the government and the patient also
pays a small contribution to their healthcare costs. State health insurance covers
between 70-100% of costs for things such as doctor visits and hospital costs. Low
income and long-term sick patients receive 100% coverage.

Health insurance in France

As in many European countries, healthcare in France is an insurance-based system.
It is compulsory for French residents to register for health insurance. Foreign
residents can access French health insurance through the PUMA system once they
have been living in the country for three months. Those earning below a certain
threshold can apply for complementary coverage called CMU-C (Complementary
Solidarity Health as of 1st November 2019).
Vitale medical card
Those not eligible for state health insurance, or who want a higher level of
insurance coverage, need to take out private health insurance from a local or expat
health insurance company.

Children’s healthcare in France

Children in France can access free healthcare through the public health insurance of
their parent/guardian. This includes free dental check-ups until the age of 18.

In France, doctors and pediatricians administer child healthcare. Children have 20

free compulsory screenings from birth up until the age of 6, with yearly follow-up
screenings recommended after this. These screenings check for health issues such
as:

genetic diseases such as sickle cell disease and cystic fibrosis;

hearing disorders;
visual disorders;
language and learning problems;
diabetes

PENSIONS

In France, private-sector employees' basic pensions are topped up by the

compulsory supplementary pension scheme ARRCO-AGIRC, which is also financed
on a pay-as-you go basis.

Basic pensions under the general scheme are awarded by:

The (regional) retirement and occupational health funds (caisses d'assurance

retraite et de santé au travail/ CARSAT),
the Île-de-France national old-age insurance fund (caisse nationale d'assurance
vieillesse d'Île-de-France) for the Paris region,
the general social security funds (caisses générales de sécurité sociale/ CGSS) for
the overseas Departments,
the CSS in Mayotte.

a) Retirement age
Statutory retirement age: 62*
Workers are not required to claim their pension at 62. Indeed, they can get a higher
pension (rate increase) by continuing to work beyond the legal minimum retirement
age and who have paid contributions for longer than the qualifying period for a full
pension.

b) Calculation of the pension (careers with only general scheme membership)

The amount of the pension depends on three factors:

Basic salary or Average Annual Earnings (SAM): average annual earnings are the
adjusted earnings on which contributions have been paid. The SAM is calculated on
the basis of the insured's 25 best-earning years.
Payment rate: the maximum rate of 50% is reduced by a percentage determined by
the difference between the number of quarters credited and the number of quarters
required to receive the maximum rate, with consideration for individual's age and
total period of insurance. The most advantageous calculation for the individual is
used. The minimum rate is 37.5%.
The total length of insurance, including periods credited as periods of insurance, is
used to determine the payment rate of pensions paid between the legal minimum
retirement age and the age of automatic entitlement to a full pension (between 62
and 67 for persons born after 1st January 1955). The 50% full rate is payable to
individuals having a total insurance period of 166 to 172 quarters (depending on
year of birth), aged over 67 (for persons born after 1955) or belonging to specific
categories (persons unfit for work, former veterans or prisoners of war and female
workers who have raised at least three children).
Average yearly salary (25 best years) X rate (between 37.5 and 50%) X total length
of insurance under the general scheme / 166 quarters (maximum length of
insurance taken into account depending on birth year)

Early retirement pension

Under certain circumstances, it is possible to retire early without a reduction in
pension rate:

Retirement on the basis of arduous work: this allows workers to retire up to 2 years
before the statutory retirement age (or at age 60 rather than 62). Indeed, 8
quarters of insurance can be credited to an insured who has acquired arduous work
account points for exposure to one or more industrial risk factors over a given
period.

People with a disability may retire between ages 55 and 59 provided that they have
a permanent disability percentage of at least 50% or have official disabled-worker
status before December 31, 2015. They must also have, a certain length of
insurance (including a minimum duration of employment-related contributions)
during the period in which they were disabled. The required minimum length of
insurance varies depending on birth year and expected age at retirement.

C ) Pension increase
Pensions may be increased for the following reasons:

Increase for raising children: Individuals who have raised 3 children for at least 9
years before their 16th birthday are entitled to a 10% pension increase. The
increase is awarded to each parent receiving a retirement pension.
The dependent-spouse increase is no awarded as of 1st January 2011. It will
continue to be paid at a rate of €609.80 / year to persons who were entitled to it
prior to that date and continue to meet the eligibility requirements.
The caregiver's increase is awarded to pensioners whose retirement pension
replaces a disability pension and to pensioners whose pension is paid or revised for
inability to work and who meet the requirements for the increase before reaching
the age where they are entitled to a full pension (67). To be entitled to such an
increase, the pensioner must be in need of the constant attendance allowance for
help with activities of daily living. As from April 1st, 2019, the amount of this
increase cannot be less than €1,121.92 per month.