9/5/2019 Declined - New BECU Account

Unable to Proceed
9/5/2019
Tawsif Azad
420 Pontius Ave N #423
Seattle, WA 98109

Thank you for considering BECU. Unfortunately, we are not able to open your account today.
This decision was made after we reviewed your application and information provided by the
consumer reporting agency listed below.

Consumer Score:
0581
Score Date:
9/6/2019

Key factors that adversely affect your score:

CURRENT ADDRESS CHANGE HISTORY

NO EVIDENCE OF PROPERTY OWNERSHIP
NO EVIDENCE OF ASSET OWNERSHIP
NON-DEROGATORY PUBLIC RECORD HISTORY
TIME SINCE DDA INQUIRY ACTIVITY

Your consumer score was also obtained and considered in our decision. A consumer score is a
numeric reflection of the information in a consumer disclosure report and can change,
depending on changes to information in a consumer disclosure report. Scores range from a low
of 100 to a high of 899. Please note that when there is insufficient data to generate a score, an
exception score can range from 9000 to 9999.

Your Rights Under the Fair Credit Reporting Act

You have the right to know the information contained in your file at the consumer reporting agency
You have the right to obtain a free copy of this report if you submit a written request to the agency
named below no later than 60 days after you receive this notice
You have the right to dispute with the consumer reporting agency the accuracy or completeness of
any information in the report
Consumer Reporting Agency

You can contact Chex Systems, Inc. regarding the Key Factors affecting your score. Please
note Chex Systems, Inc. did not make the decision to not approve your BECU application and
will not be able to provide information on that decision.

Chex Systems, Inc.

Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
Telephone: 800-428-9623 (voice messaging system)
Fax: 602-659-2197
www.chexsystems.com

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9/5/2019 Declined - New BECU Account

If you choose to contact the consumer reporting agency, you may need to provide the following
information:

Full name
Maiden name or last name used
Social Security number or tax identification number
Date of birth
Home phone number
Driver’s license number and date of issuance
Current address
Previous addresses for the last five years

Please know that you do not need to be a BECU member to take advantage of free financial
education seminars, webinars and courses that BECU Financial Educators offer on a variety of
topics, including budgeting, building credit and understanding credit reports. As a not-for-profit
credit union, we are committed to providing responsible resources to promote financial
wellness. Learn more at www.becu.org/seminars.

BECU 6793 2/2017

Print Adverse Action Notice

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