IIB - LOSS COST SCHEDULE -WEF 1st JAN 2020

Previous Updated
RISK_TYPE RISK_DESCRIPTION IIB RATE IIB Rate
Simple Dwellings other than Corp housing society NA 0.14
Simple Co-Operative Society NA 0.24
Simple Places of worships NA 0.12
Simple Libraries NA 0.21
Simple Museums NA 0.23
Simple Schools NA 0.2
Simple Colleges NA 0.2
Simple Hospitals including X-ray and other Diagnostic clinics NA 0.23
Simple Office premises NA 0.25
Simple Meeting Rooms NA 0.25
Simple Planetarium NA 0.28
Simple Auditoriums NA 0.28
Simple Mess Houses NA 0.21
Simple Clubs NA 0.21
Simple Marriage Halls NA 0.18
Simple Showrooms and display centres where goods are kept for display andNA no sales are 0.28
carried out
Simple Educational and Research Institutes imparting training in various crafts
NA 0.24
Simple Lodging/Boarding Houses NA 0.19
Simple Cycle Shed NA 0.22
Simple Dish Antenna NA 0.23
Simple Indoor Stadium NA 0.08
Simple Health Club, Swimming Pool and Gymnasium NA 0.08
Simple Cafes NA 0.25
Simple Restaurants NA 0.25
Simple Hotels NA 0.25
Simple Confectioner NA 0.25
Simple Sweet meat sellers NA 0.25
Simple Health Resorts NA 0.25
Simple Shops -Laundries NA 0.51
Simple Shops dealing in goods otherwise not provided for including Laundries NA 0.51
Simple Dry Cleaning NA 0.51
Simple Shops -Dry Cleaning NA 0.51
Simple Battery Charging Service Stations NA 0.96
Simple Shops -Battery Charging Service Stations NA 0.96
Simple Amusement parks NA 0.78
Simple Shops -Amusement parks NA 0.78
Simple Shops -Hoardings NA 0.99
Simple Shops -Neon signs NA 0.99
Simple Sport Galleries NA 1.43
Simple Outdoor stadiums NA 1.43
Simple Shops dealing in goods otherwise not provided for NA 0.66
Simple Shops dealing in hazardous goods NA 0.84
Simple Arms and Ammunition dealers NA 0.98
Simple Motor Vehicle showroom including sales and service NA 0.47
Simple Petrol / Diesel Kiosks - without CNG Installations NA 0.53
Simple Petrol / Diesel Kiosks - with CNG Installations NA 1.11
Simple Data Processing/Call Centres/Business Process Outsourcing Centres NA 0.14
Industrial Abrasive Manufacturing NA 0.69
Industrial Aerated Water Factories NA 0.62
Industrial Aerial Ropeway including trolley stations NA 0.8
Industrial Agarbatti Manufacturing NA 1.65
Industrial Aircraft Hangers NA 1.14
Industrial Airport Terminal Buildings (including all facilities like Cafes, Shops etc)NA 0.29
Industrial Aluminium/ Magnesium Powder Plants NA 0.88
Industrial Aluminium ,Zinc,Copper Factories NA 0.65
Industrial Arecanut and/or Betelnut factories NA 1.07
Industrial Asbestos Steam Packing and lagging manufacturing NA 0.61
Industrial Atta and Cereal Grinding (excluding Dal Mills) NA 0.73
Industrial Audio/Video Cassette Manufacturing NA 2.08
Industrial Automobile Manufacturing NA 0.53
Industrial Bakeries NA 0.70
Industrial Basket Weavers and Cane Furniture Makers NA 2.66
Industrial Battery Manufacturing NA 0.65
Industrial Beedi Factories NA 1.32
Industrial Biscuit Factories NA 0.68
Industrial Bitumenised Paper and / or Hessian Cloth Manufacturing including Tar NAFelt Manufacturing.
1.37
Industrial Book Binders, Envelope and Paper Bag Manufacturing. NA 1.13
Industrial Breweries NA 0.97
Industrial Brickworks (including refractories and fire bricks) NA 0.41
Industrial Bridges - Concrete/Steel NA 0.18
Industrial Bridges-Wooden NA 1.02
Industrial Building In course of construction NA 0.18
Industrial Cable Manufacturing NA 1.03
Industrial Camphor Manufacturing NA 1.56
Industrial Candle Works NA 1.65
Industrial Canning Factories NA 0.86
Industrial Capsule Manufacturing NA 0.66
Industrial Carbon paper / Typewriter Ribbon Manufacturing NA 1.37
Industrial Cardamom Factories NA 1.02
Industrial Cardboard Box Manufacturing NA 1.42
Industrial Carpenters, Wood wool Manufacturing, Furniture Manufacturing andNA other wood worker
1.51 shops (excludi
Industrial Carpet and Drugget Manufacturing (Cotton/jute/wool ) NA 1.78
Industrial Carpet and Drugget Manufacturing (Others) NA 1.67
Industrial Cashew nut Factories NA 0.95
Industrial Cattle feed Mill NA 0.61
Industrial Celluloid Goods Manufacturing NA 9.47
Industrial Cement / asbestos/concrete products Manufacturing NA 0.51
Industrial Cement Factories NA 0.68
Industrial Ceramic Factories and Crockery and Stoneware pipe Manufacturing/Clay NA Works. 0.78
Industrial Chemical Manufacturing(others), Pharmaceuticals, Toiletry productsNA 1.01
Industrial Cigar and Cigarette Manufacturing NA 0.85
Industrial Cigarette Filter Manufacturing (Using Solvents with Flash Point belowNA 32OC ) 2.54
Industrial Cigarette Filter Manufacturing (Others) NA 1.49
Industrial Cinema Film Production Studios NA 2.64
Industrial Cinematography Film Editing, Laboratory and Sound recording roomsNA where Film processing
0.73 is carried o
Industrial Cinematography Film Editing, Laboratory and Sound recording roomsNA without Film0.62
processing.
Industrial Cinema Theatres NA 0.40
Industrial Circus, Touring Drama Troupes and Touring Cinema Theatres NA 6.35
Cloth Processing units which are not owned by the textile mills
Industrial but are situated within the textile mills complex/compound 1.05 1.10
Cloth Processing units situated outside the compound of
Textile mills and Cloth Processing units which are not owned by
the textile mills but are situated within the textile mills
Industrial complex/compound. 1.05 1.10
Chemical Manufacturing(Using materials with Flash Point
Industrial below 32OC), Bulk Drug Manufacturing 1.94 1.39
Industrial Coal/Coke/Charcoal ball and briquettes Manufacturing NA 1.63
Industrial Coal Processing Plants NA 0.77
Industrial Coffee Curing, Roasting / Grinding NA 0.64
Industrial Coir Factories NA 2.07
Industrial Collieries - underground Mechinery and pit head gear NA 1.51
Industrial Condensed Milk Factories, Milk Pasturisings Plants and Dairies NA 0.50
Industrial Confectionery Manufacturing,Confectionery Manufacturing Plants,SugarNA Candy Manufacturing
0.82 Plants an
Industrial Contractors Plant and Machinery At one location only NA 0.89
Industrial Cork Products Manufacturing NA 2.14
Industrial Cotton Gin and Press Houses NA 1.79
Industrial Cotton Seed cleaning / Delinting Factory NA 1.99
Industrial Dehydration Factories NA 0.69
Industrial Detergent Manufacturing (Others) NA 1.29
Industrial Detergent Manufacturing with Sulphonation Plant 1.43 1.23
Industrial Distilleries 1.24 0.89
Industrial Electric Lamp /T.V. Picture Tube Manufacturing NA 0.88
Industrial Electronic Goods Manufacturing /Assembly NA 0.83
Industrial Electronic Software Development Units NA 0.16
Industrial Electric Generation Station Thermal Power Station 0.59 0.43
Industrial Electric Generation Stations Hydro Power stations 0.4 0.45
Industrial Electric Generation Stations Others 0.59 0.61
Industrial Enamel-ware factories NA 1.07
Industrial Engineering Workshop (Others), Motor Vehicle Garages NA 0.61
Industrial Exhibitions, Fetes, Mandaps. NA 3.07
Industrial Explosives / Blasting Factories NA 2.28
Fertiliser Manufacturing (other than those rateable under
Industrial Petrochemical Tariff) 1.25 1.13
Industrial Filter and wax paper Manufacturing NA 1.99
Industrial Fireworks Manufacturing NA 2.51
Industrial Flax / Hemp Mills NA 1.27
Industrial Flour Mills NA 1.35
Industrial Foam Rubber Manufacturing NA 2.48
Industrial French Polish Manufacturing NA 2.7
Industrial Foamed Plastics Manufacturing and / or converting plants 2.66 2.67
Industrial Fruit and vegetable drying/dehydrating factories NA 0.88
Industrial Fruit products and Condiment Factories (including fruit pulp making)NA 0.64
Industrial Garment Makers, Topee, Hats and the like makers 0.99 0.97
Industrial Ghee Factories including vegetable Ghee mfg. NA 1.2
Industrial Glass Fibre Manufacturing NA 0.96
Industrial Glass wool Manufacturing NA 1.45
Industrial Glass Manufacturing / Automobile Glass Manufacturing NA 0.92
Industrial Gold thread factories / Gilding factories NA 0.72
Industrial Granite Factories using inflammable solvents NA 0.62
Industrial Granite Factories (Others) NA 0.29
Industrial Graphite electrode Manufacturing NA 1.32
Industrial Grain/seeds disintegrating/crushing/ Decorticating factories/ Dal mills.
NA 0.93
Industrial Grease / Wax Manufacturing NA 1.43
Industrial Green Houses/ Algae/ Spirulina and the like NA 1.15
Industrial Gum/Glue/Gelatine Manufacturing NA 0.94
Industrial Gypsum board manufacturer NA 0.97
Industrial Hoisery,lace, Embroidery/Thread factories 1.17 1.11
Industrial Ice candy and Ice cream Manufacturing NA 0.67
Industrial Ice factories NA 0.67
Industrial Incandescent Gas mantle Manufacturing NA 1.67
Industrial Industrial Diamonds Manufacturing NA 0.67
Industrial Industrial Gas Manufacturing NA 1.33
Industrial Ink (excluding printing ink) Manufacturing NA 1.29
Industrial Jaggery Manufacturing NA 0.77
Industrial Jute Mills 2.75 2.58
Industrial Katha Manufacturing NA 1.89
Industrial Khandsari Sugar Manufacturing NA 0.98
Industrial Lac or Shellac Factories NA 1.4
Industrial Leather Goods Manufacturing ( incl. boot/shoe) NA 1.09
Industrial Leather Cloth Factories 2.11 1.98
Industrial Lime Kiln NA 0.68
Industrial Lithographic presses NA 1.16
Industrial Liquified Gas Bottling Plants / Recovery Plant NA 0.91
Industrial Malt Extraction Plants NA 0.95
Industrial Man-made Fibre Manufacturing Plant (Others) 0.71 0.52
Industrial Man-made Fibre Manufacturing (using Cellulose) 0.65 0.47
Industrial Manure Blending works NA 0.97
Industrial Match Factories NA 2.76
Industrial Mattress and Pillow making NA 2.96
Industrial Metallizing works ( involving metals only) NA 0.58
Industrial Metallising Works (others) NA 0.76
Industrial Metal/Tin printers NA 2.09
Industrial Mica Products Manufacturing NA 1.04
Industrial Mineral Oil blending and processing NA 0.61
Industrial Mosaic Factories NA 0.80
Industrial Mushroom Growing Premises (Excluding Crops) NA 0.75
Industrial Non-woven fabric Manufacturing 1.72 1.81
Industrial Nitro Cellulose Manufacturing - Industrial Grade NA 9.27
Industrial Oil Extraction NA 1.38
Industrial Oil Distillation Plants (essential) NA 1.20
Industrial Oil Mills refining ( Veg/Animal) NA 0.99
Industrial Oil Mills (Vegetable) NA 0.96
Industrial Oil and Leather Cloth Factories NA 2.02
Industrial Paint factories (Water based) 1.5 1.15
Industrial Paints - Nitrocellulose based 2.76 2.21
 Paint (others) & Varnish Factories & Manufacture of powder
Industrial coating 2.27 1.82
Industrial Pan Masala making NA 1.04
Industrial Paper and Cardboard Mills (including Lamination) NA 1.04
Industrial Particle Board Manufacturing NA 1.82
Industrial Pencil Manufacturing NA 1.72
Industrial Petroleum
Plastic GoodsCoke Calcination (excluding Foam Plastics)/Using
Manufacturing NA 0.95
plastic raw materials having calorific value upto 15000 btu/lb
Polyvinyl chloride, melamine-formaldehyde, polyurethane,
polyester, silicones, phenol formaldehyde, urea formaldehyde,
polytetrafluoroethylene, polychlorotrifluoroethylene,
Industrial polyvinylidene chloride, polyvinylidene fluoride, chlorinated 1.93 1.62
Plastic Goods Manufacturing (excluding Foam Plastics)/Using
plastic raw materials having calorific value above 15000 btu/lb
Polyethylene, polypropylene, polystyrene, Poly-alpha-
Industrial mehtylstyre, Acrylonitrile-butadiene- styrene, Polybutylene 1.93 1.28
Industrial Plywood / Wood veneering Factories/ Laminating Factories NA 2.65
Industrial Polyester Film Manufacturing / BOPP Film Manufacturing NA 0.67
Industrial Port Premises including jetties and equipment thereon And other port
NAfacilities 0.39
Industrial Poultry Farms (Excluding birds therein) NA 0.51
Industrial Presses for coir fibres/waste/Grass/fodder/boosa/Jute NA 6.08
Industrial Presses for coir yarn / cotton/senna leaves NA 2.38
Industrial Presses for carpets, rugs and tobacco NA 2.17
Industrial Presses for hides and skins NA 1.6
Industrial Printing Ink Manufacturing / Roller composition factories NA 1.57
Industrial Printing Press NA 0.98
Industrial Pulverising Plants(Metals and non-hazardous goods) NA 0.5
Industrial Pulverizing Plants (Others) NA 1.51
Industrial Rice Mills NA 0.73
Industrial Rice Polishing Units NA 0.84
Industrial Rope Works (others) NA 0.78
Rope works (Plastic), Assembling of Plastic Goods such as Toys
Industrial and the like 1.44 1.25
Industrial Rubber Goods Manufacturing without spreading 1.56 1.15
Industrial Rubber Goods Mfg with Spreading 2.07 1.92
Industrial Salt crushing Factories and Refineries NA 0.45
Industrial Saw Mills (including Timber Merchants premises where sawing is done)
NA 2.84
Industrial Sea Food / Meat Processing NA 1.1
Industrial Silk Mills / Spun Silk Mills 0.99 0.84
Industrial Snuff Manufacturing NA 1.08
Industrial Soap Manufacturing NA 1.09
Industrial Sponge Iron Plants NA 0.85
Industrial Spray Painting, Powder coating NA 1.5
Industrial Stables (excluding animals) NA 0.77
Industrial Starch Factories NA 0.75
Industrial Stone quarries NA 0.27
Industrial Sugar factories NA 0.55
Industrial Surgical Cotton Manufacturing NA 2.56
Industrial Tanneries NA 0.52
Industrial Tapioca factories NA 1.07
Industrial Tarpaulin and canvas proofing factories NA 2.28
Industrial Tea blending/packing factories NA 0.70
Industrial Tea Factories NA 1.12
Industrial Telephone Exchanges NA 1.93
Industrial Textile Mills Spinning mills 0.82 0.97
Industrial Textile Mills Composite mills 2.33 1.65
Industrial Tile & Pottery works NA 0.71
Industrial Tiny sector Industries with values at risk not exceeding Rs 10 lakhs NA 0.65
Industrial Tissue Culture Premises (Excluding Crops) NA 0.80
Industrial Tobacco Curing / Redrying Factories NA 1.19
Industrial Tobacco grinding/ crushing Manufacturing NA 1.17
Industrial Turpentine and rosin distilleries NA 3.85
Industrial Tyre Retreading and Resoling factories NA 1.60
Industrial Tyres and Tubes Manufacturing 1.26 0.92
Industrial Umbrella Assembly factories NA 0.99
Industrial Velvet Cloth Manufacturing 1.47 1.38
Industrial Vermicelli factories NA 0.74
Industrial Weaving Mills 0.75 0.87
Industrial Weigh Bridges NA 0.89
Industrial Wheat Threshers NA 5.5
Industrial Woollen Mills 1.1 1.09
Industrial Wood seasoning/treatment/ impregnation NA 0.93
Industrial Wool cleaning and pressing factories NA 1.38
Industrial Yarn Processing 1.13 0.99
Industrial Zip fasteners Manufacturing NA 1.53
Industrial Contractors Plant and Machinery Anywhere in India (at specified locations)
NA 0.96
Industrial Automobile Filter Mfg. NA 1.38
Industrial Electric Generation Stations - Solar Power Stations NA 0.66
Industrial Electric Generation Stations - Windmill NA 0.74
Industrial Electric Generation Stations - Biomass Power Stations NA 0.75
Industrial Engineering Workshop - Steel Plants NA 0.41
Industrial Engineering Workshop - Pipe Extruding, Stamping, Pressing, Forging Mills,
NA Metal smelting,
0.40 Foundries, Ga
Industrial Engineering Workshop - Metal Extraction, Ore processing (other thanNA Aluminium, Copper,
0.89 Zinc) & Plant
Industrial Engineering Workshop (Others), Clock/Watch Manufacturing NA 1.93
Industrial Multiplex Theatre Complexes NA 0.77
Industrial shopping malls (other than multiplexes) NA 0.55
Industrial Disposable Diaper Manufacturing NA 1.38
Utilites Analytical / Quality Control Laboratories NA 0.54
Utilites Boiler House NA 0.45
Utilites Dams NA 0.37
Utilites Effluent /Sewage Treatment Plant NA 0.70
Utilites Electric Sub-Stations, Loco Sheds NA 0.26
Utilites Electric Transmission / Distribution Lines NA 0.15
Utilites Pipe lines (carrying water only) NA 0.40
Utilites Pipe lines (others) NA 0.48
Utilites Pump House (Water) NA 0.36
Utilites Pump House (Others) NA 1.25
Utilites Railway tracks NA 0.90
Utilites Roads NA 0.55
Utilites Water Treatment Plant / Water Tanks NA 0.14
Utilites Wireless Transmitting Stations NA 0.52
Utilites Compressor Houses - Compressors handling air, Inert Gas and CO2 NA 0.80
Utilites Compressor Houses - Compressor (others) NA 2.39
Utilites Boundary Walls - Made of Combustible Materials NA 1.78
Utilites Boundary Walls - Others NA 0.78
Utilites Electric Crematoriums NA 0.68
Storage Storage of Non-hazardous goods subject to warranty that hazardous NA goods of Category
0.46 I, II, III , Coir was
Storage Storage of Category I hazaardous Goods subject to warranty that goodsNA listed in Category
0.98 II, III, Coir was
Storage Storage of hazardous Goods listed in Category II subject to warranty NA
that goods listed
2.16in Category III, Coi
Storage of hazardous Goods listed in Category III subject to
warranty that Coir waste, Coir fibre and , Caddies are not
Storage stored therein. 4.24 3.10
Storage Storage of Coir Waste ,Coir Fibre, Caddies (Materials Stored in Godowns
NA & Silos) 6.13
Storage Cold Storage premises NA 1.07
Transporters godowns & Godowns of clearing and forwarding
Storage agents. 3.6 0.72
Storage Open Storage of Non-hazardous goods subject to warranty that hazardous NA goods of Category
2.26 I, II, III , Coir was
Storage Open Storage of Category I hazaardous Goods subject to warranty that goodsNA listed in Category
2.51 II, III, Coir was
Storage Open Storage of hazardous Goods listed in Category II subject to warranty NA
that goods listed
4.61in Category III, Coi
Storage of hazardous Goods listed in Category III subject to
warranty that Coir waste, Coir fibre and , Caddies are not
Storage Open stored therein. 4.24 5.58
Storage Open Storage of Coir Waste ,Coir Fibre, Caddies (Materials Stored in Open)NA 9.88
Storage Open Bus Terminus NA 3.67
Storage Open Vehicles stored in open including tractors NA 2.33
Transporters godowns & Godowns of clearing and forwarding
Storage Open agents. 3.6 0.92
Tank farms Tanks containing liquids flashing at 32 C and below 1.9 1.41
Tank farms Gas Holders/ Bullets/spheres and storages for liquified gases except for
NA Nitrogen, Carbon
2.25 dioxide and in
Tank farms Gas Holders/ Vessels for Nitrogen, Carbon dioxide and inert gases NA 1.02
Tank farms Tanks (others) NA 0.67
Silent Risk NA 0.30