policy A policy B

klaim prob klaim prob

0 0.7 0 0.8
1000 0.7 100 0.15
10000 0.1 1000 0.04
10000 0.01

compound probability
klaim Prbability
A+ B total Ax B total
0 0 0 0.7 0.8 0.56
0 100 100 0.7 0.15 0.105
0 1000 1000 0.7 0.04 0.028
0 10000 10000 0.7 0.01 0.007
1000 0 1000
1000 100 1100
1000 1000 2000
1000 10000 11000