Ratemaking Data

L/E F*S

Number of average average loss cost per loss cost

Accident Earned Exposure Ultimate incurred claim loss unit per unit
year units losses claim frequency severity exposure exposure
2003 1,085,644 129,620,410 55,810 0.05140728 2,322.5 119.39 119.39
2004 1,096,235 146,865,366 58,706 0.05355239 2,501.7 133.97 133.97
2005 1,126,283 146,290,566 59,822 0.05311454 2,445.4 129.89 129.89
2006 1,144,318 181,457,324 64,636 0.0564843 2,807.4 158.57 158.57
2007 1,205,142 227,430,574 69,474 0.05764798 3,273.6 188.72 188.72
 x Y XY x^2
2003 0 4.782 0 0
2004 1 4.898 4.89763471 1 5.300
2005 2 4.867 9.73334398 4
5.200
2006 3 5.066 15.198635 9
2007 4 5.240 20.9609905 16 5.100
∑ 10 24.8532029 50.7906042 30
5.000

b= 0.1084 4.900
a= 4.7538 4.800

2008 5 4.700
2009 6 4.600
1 maret 6.16 4.500
2009 0 1
 Y

1 2 3 4