Question # 09

Cash payment 30,000

Deffered plan 30

Cash payment 5000

IRR 1.56%
Amount 30,000-
At the End of
1050 of Loan 5000=250 25,000
Each Month Today 00

Car loan by
25000
bank

Effetive  (26,133.2
Intrest rate
1.25% Intrest 5/25,000) 4.53%
per Mont
Rate -1

Total PV 26133.35

Cash Payment under

Period Paymnet PV Month Difference
payment deferred payment plan
1 1050 1037.04 0 30000 5000 25000
2 1050 1024.23 1 0 1050 -1050
3 1050 1011.59 2 0 1050 -1050
4 1050 999.10 3 0 1050 -1050
5 1050 986.77 4 0 1050 -1050
6 1050 974.58 5 0 1050 -1050
7 1050 962.55 6 0 1050 -1050
8 1050 950.67 7 0 1050 -1050
9 1050 938.93 8 0 1050 -1050
10 1050 927.34 9 0 1050 -1050
11 1050 915.89 10 0 1050 -1050
12 1050 904.58 11 0 1050 -1050
13 1050 893.42 12 0 1050 -1050
14 1050 882.39 13 0 1050 -1050
15 1050 871.49 14 0 1050 -1050
16 1050 860.73 15 0 1050 -1050
17 1050 850.11 16 0 1050 -1050
18 1050 839.61 17 0 1050 -1050
19 1050 829.25 18 0 1050 -1050
20 1050 819.01 19 0 1050 -1050
21 1050 808.90 20 0 1050 -1050
22 1050 798.91 21 0 1050 -1050
23 1050 789.05 22 0 1050 -1050
24 1050 779.31 23 0 1050 -1050
25 1050 769.69 24 0 1050 -1050
26 1050 760.18 25 0 1050 -1050
27 1050 750.80 26 0 1050 -1050
28 1050 741.53 27 0 1050 -1050
29 1050 732.37 28 0 1050 -1050
30 1050 723.33 29 0 1050 -1050
30 0 1050 -1050
 Question # 10

Annual Payment 15000

Intrest Rate 10%
Number of Years 5
Total Value 91576.50

Accumuation
Years at begning of Payment at the Annual
end of year Intrest
year
1 0 15000 0
2 15000 15000 1500
3 31500 15000 3150
4 49650 15000 4965
5 69615 15000 6961.5
6 91576.5