Chapter I  

 The Problem and Its Background 

 
Introduction 
 
                 The researcher's study is all about students who are Lack of Financial Support. First of
all , what is lack of financial support? Lack of Financial Support is one of the biggest problem of
the students. The word "financial" means resources provided to are the project possible. Then the
definition of the word "Lack" means an insufficiency , shortage , absence of something that is
required.  
 
                  The coverage of her study is about stating the most common reasons why some
students are lack of financial support and also to share her own experience about the topic that
she choose.  
 
                    She decided to choose this topic because it's very interesting. It can increase her
knowledge as a student and it can help her to be a wiser person in the near future. She want to
know more about the topic that she choose. She wonder why many students stop from studying.
What are the reasons behind it?  
 
                    Her experiences help her to realized that she need to conduct this study. Her parents
don't have enough salary that's why she didn't pass some requirements because she didn't have
enough money to buy some materials. It really affect her grades and performance in school.  
 
                    Lack of financial support is appropriate to be a topic this time because students now
a days spend their money in some unimportant things they should know that their parents will
not support them forever. 
 
                   It is worth to be a topic because It can help the students to understand "what is lack
of financial support?". Especially the students who didn't know how to spend their money wisely
. 
 
 
 
Background of the Study 
        
                Lack of Financial Support is one of the biggest problem of the students. The word
"financial" means resources provided to make the project possible. Then the definition of the
word "Lack" means an insufficiency, shortage , absence of something that is required. Lack of
Financial Support is one of the biggest problem of the students. The word "financial" means
resources provided to make the project possible. Then the definition of the word "Lack" means
an insufficiency, shortage , absence of something that is required. Money is so important to all
people. It is the main financial resources of the students so they can graduate. Some students
didn't get any financial support from their parents or relatives . Like a simple photo copy of a
page of research costs money and so do going to and from activities that some classes may
require. It can affect their studies if they can't do or give some requirements to their teachers . It
can affect their academic performance or grades. There are other situation like their parents are
divorce they can't support their son properly . Other students are far away from their hometown
they can't communicate and receive some financial support from their parents. Other students
realized that Lack of financial support is one of the reasons why their other classmates stop from
studying. They can't go to school because they don't have money. When they have a group
project and requires them to contribute a huge amount the others students can't give they surely
ended up of zero or no grade. Some students spend their money in some unimportant things.
Because of lack of financial support other students involved in crimes just to have money which
can lead them to drop out to their schools . Students who also had part-time job were more likely
to think that financial problems were affecting their academic work in school. They failed to
graduate because the others didn't receive some support from scholarships or other financial aid. 
 
 
 
 
 
 
Importance of the Study 
 
The study is of importance to the following: 
 
Students will benefit in this study because it can help them to know what are the most common
reasons why some students like them stop from studying. 
 
Parents will also benefit in this study because it can help them to know what to do in this real
life problem. 
 
Teachers will also benefit in this study because they can know the reasons why some students
leave the school or stop from studying. 
 
Community will also benefit in this study because they can know the reasons why some
students also teenagers stop from studying and half of it were having a part time jobs to sustain
their needs. 
 
Political Leaders will also benefit in this study because they can also know the reasons why
some students prefer to have a job than studying.  
 
Researcher/s will also benefit in this study because they can know the reasons and they can also
give ideas and opinions to the student who are lack of financial support. It can help the
researcher to think logically and critically.  
 
School Administrators will also benefit in this study because they can know the reasons why
some students can't submit some requirements and also they can understand the situation of the
students who are lack of financial support. 
Statement of the Problem  
 
                 This study is conducted to survey the top reasons of Lack of Financial Support as
perceived by the Junior High School students of Mariano Marcos Memorial High School for
school year 2018-2019. 
 
Specifically the study attempts to answer the following questions. 
 
1.What is the percentage level of the students who didn't receive any financial support from their
parents? 
 
2.How many students believe that lack of financial support can affect their performances and
grades in school ? 
 
3.What are the reasons of lack of financial support? 
 
Scope and Delimitation 
 
                   The Scope of this research is the Junior High School of Mariano Marcos Memorial
High School. It is focused on Grade 7 to Grade 10 students. The Delimitation is only here inside
of Mariano Marcos Memorial High School. 
 
Related Literature

Foreign Studies
 
                    Financial Support and it's impact on undergraduate student financial satisfaction,
according to Solis this study examined financial satisfaction among an undergraduate student
population. Logistic regression was used to determine the impact of financial support on
financial satisfaction. The analysis indicates that the probability for dissatisfaction among
undergraduate students declined when they received scholarship and grant support. These
findings highlight the need to provide more helpful strategies for undergraduate students to
manage and minimize education debt and improve their present and future financial situation. 
 
                   Development and Validity of the parental support scale,according to Toews the
purpose of this study was to develop and validate the parental support scale student. A measure
examining students perceptions of how their parents supported them as they navigated the
college environment. A total of 1,351 students participated in the study . After conducting an
exploratory and confirmatory factor analysis,the final scale consisted of 23 items and 4 factors :
a.)Emotional Support , b.) Lack of support, c.) Children as sources of support and d.) Financial
Support . 
The four sub scales and the over all scale were related to measure of parental attachment and
college adjustment ,thus providing confirmation for the validity of the PSS-SV . 
 
Local Studies  
 
               
According to Felix , beyond the tuition fee and miscellaneous fees that come with
enrollment , students usually incur a variety of financial costs in the fulfillment of academic
requirements. Many expenses are expected parts of the educational process, whether involving
buying a textbook or paying for the printing costs of a short paper. However, certain instances
inherently incur much larger costs . For an output like thesis ,certain group of students may incur
large Costs from printing alone, in addition to the other expenses related to the research process
itself. Likewise, class projects ,group reports and excursions are among some of the academic
activities that students engage in which sometimes tend to incur large costs in the process. 
 
Rustia said the respondents also indicated the largest amount they have had to pay for a
single project of other types . Most respondents cited a ranger of P4000 and above, followed by a
range of P4000 and above . Some of them cited experiences in relation to the costs of fulfilling
thesis . Students should know how to decide on how they will manage their expenses and
resources. 
 
According to Gita, Senator Francis Escudero expressed dismay over the government's
failure to fully support the youth in their education,which resulted in taking their own
life. Escudero , former chairman of Senate Finance Committee said P47.4 billion was allocated
for 114 state universities and colleges (SUCs) under the 2016 national budget but it seemed that
the government was blind to address the students needs. On February 11,Jessiven Lagatic ,a
fourth year student from central Nicol State University , allegedly committed suicide after his
scholarships was taken away from him and was forced to pay his school fees amounting to P
7,000.  
The case of Lagatic ,Escudero said was the "Fifth education crisis related suicide under the
administration" according to a statement by the league of Filipino students. 
 

 
 BIBLIOGRAPHY

Foreign Studies
 
Oscar Solis, "College Student Journal": Project Innovation. 2015 .Pp.93 
 

Michelle L. Toews,"Journal of the 1st year experience".2016.Pp.9  

  

Local  Studies
 
Mikhaela Felix ,"Expenses on Projects" Manila: The LaSallian official Publication of De La
Salle University. 2017 
 

Jose Maria Rustia,"Expenses on research papers and other school activities ". Manila : The
La Sallian official publication of De La Salle University. 2017 
 

Ruth Abbey Gita," Gov't Hit for lack of education support among youth " (NEWSPAPER)
Manila: Sun star Publishing Inc. 2016 
  
 
 
 

   
 Chapter II  
                                                                 Methodology  
 
Methods of Study

The descriptive method of research was used in the study. It is a fact finding study with adequate
interpretation of findings. It aims to describe the MOST COMMON REASONS OF LACK OF
FINANCIAL SUPPORT AS PERCEIVED BY JUNIOR HIGH SCHOOL STUDENTS. Since
the researcher's study survey the following questions: What is the percentage level of the
students who didn't receive any financial support from their parents? , How many students
believe that Lack of Financial Support can affect their performances and grades in school? ,
What are the reasons of Lack of Financial Support? The descriptive method was the most
appropriate method to use.  
 
Data Gathering  
 
                               The Method of Data Gathering was the normative survey. This is connected
with looking into the commonality of the MOST COMMON REASONS OF LACK OF
FINANCIAL SUPPORT.  
 
Instrument Used 
 
                               The instrument used to collect data was the questionnaire. This was used to
gather data faster than any other method.  
 
Sampling Procedure

1. Are you lack of financial support?

 Yes  No
 
2. Did you get some financial support from your parents?
 Yes  No

3. Do you always spend your money in some unimportant things?

 Always  Sometimes

4. Do you always contribute when you have some group projects?

 Always  Sometimes

5. Did your parents always give you some money for your school activities and more?
 Always  Sometimes

6. What are the reasons why you lack of financial support?

 Financial Problems  Your parents don't have a stable job
 You have too many siblings  Family Problems
 Single Parent  Your parents don't have enough salary
 Others

7. Are you having trouble because of absence of financial support?

 Yes  No  

8. Do you believe that lack of financial support can affect your performances or grades in
school?
 Yes  No

9. Did you try to starve yourself just to save some money so that you can contribute to your
group projects and others?
 Yes  No

10. In your opinion, is lack of financial support is one of the reasons why some students stop
from studying?
 Yes  No
 Chapter III
Presentation and Interpretation of Data 
 
1. Are you lack of financial support?

YES NO

34% 66%

 The above shows that 34% of the respondents is lack of financial support while the 66% of the
respondents are not.

2. Did you get some financial support from your parents?

 
YES NO

79% 21%

 The data above shows that 79% of the respondents get some financial support from their
parents while the remaining 21% is not.

3. Do you always spend your money in some unimportant things?

ALWAYS SOMETIMES

38% 67%

 The data above shows that 38% of the respondents always spend their money in some
unimportant things while the 67% honestly answered "sometimes".

4. Do you always contribute when you have some group projects?

ALWAYS SOMETIMES

69% 31%

 The data above shows that 69% of the respondents always contribute when they have some
group projects while the remaining 31% answered "sometimes".
5. Did your parents always give you some money for your school activities and more?

ALWAYS SOMETIMES

57% 43%

 The data shows that 57% of the respondents always get some money from their parents for
their school activities and many more while the remaining 43% answered "sometimes".

6. What are the reasons why you lack of financial support?

Financial Problems 18%

Your parents don't have a stable job 34%
You have too many siblings 10%
Family Problems 14%
Single Parent 13%
Your parents don't have enough salary 9%
Others 12%

 The data shows the reasons why they are lack of financial support. 18% of the respondents is
having financial problem, 34% of the students answered that their parents don't have a stable job
while the 10% of the respondents have too many sibling. 14% of the students answered "Family
Problems", 13% of them honestly answered that their mother/father is a single parent. 9% of
them answered that their parents don't have enough salary while the remaining 12% answered
"Others".

7. Are you having trouble because of absence of financial support?

YES NO

63% 37%

  The data above shows that 63% over 100% of the respondents is having trouble because of
absence of financial support.
8. Do you believe that lack of financial support can affect your performances or grades in
school?

YES NO

74% 26%

 74% of the respondents believes that lack of support can affect their performances and grades
in school while the remaining 26% is not.

9. Did you try to starve yourself just to save some money so that you can contribute to your
group projects and others?

YES NO

77% 23%

 The data above shows that 77% of the respondents have tried to starved their selves just to save
some money so that they can contribute for their group projects and the remaining 23% haven't.

10. In your opinion, is lack of financial support is one of the reasons why some students stop
from studying?

YES NO

82% 18%

 The data above shows that 82% of the respondents believe that lack of financial support is one
of the reasons why some students stop from studying while the remaining 18% is not.
 GLOSSARY

ALLEGEDLY- used to convey that something is claimed to be the case or have taken place,
although there is no proof.

CONFIRMATORY- serving to confirm : corroborative a confirmatory test.

 CONSCIENTIOUS-  wishing to do what is right, especially to do one's work or duty well and
thoroughly.

CRITICALLY- in a way that expresses disapproval.

CONDUCTED- organize and carry out.

CORROBORATE- confirm or give support to (a statement, theory, or finding).

DELIMITATION- to officially set or state the limits of (something).

DISSATISFACTION- lack of satisfaction.

DISMAY- consternation and distress, typically that caused by something unexpected.

EXPLORATORY- relating to or involving exploration or investigation.

INDICATED- point out; show.

INSTANCES- an example or single occurrence of something.

INHERENTLY- in a permanent, essential, or characteristic way.

INSUFFICIENCY- the condition of being insufficient.

LOGISTIC- relating to logistics.

LOGICALLY- according to the rules of logic or formal argument.

LEAGUE- a collection of people, countries, or groups that combine for a particular purpose,
typically mutual protection or cooperation.
MINIMIZE- reduce (something, especially something unwanted or unpleasant) to the smallest
possible amount or degree.

NAVIGATED- plan and direct the route or course of a ship, aircraft, or other form of
transportation, especially by using instruments or maps.

NORMATIVE- establishing, relating to, or deriving from a standard or norm, especially of

behavior.

NEGLECTING- fail to care for properly.

PERCEPTION- the ability to see, hear, or become aware of something through the senses.

PERCEIVED- become aware or conscious of (something); come to realize or understand.

PROBABILITY- the extent to which something is probable; the likelihood of something

happening or being the case.

REGRESSION- a return to a former or less developed state.

SCOPE- extent of treatment, activity, or influence.

SATISFACTION- the act of fulfilling a need, desire, or appetite, or the feeling gained from
such fulfillment.

SUABLE- liable to be sued in court.

VALIDATE- to make legally.

VALIDITY- the quality of being logically or factually sound; soundness or cogency.

 CHAPTER IV
Conclusion and Recommendation

Summary

The researcher's study is all about The Most Common Reasons of Lack of Financial
Support as Perceived by the Junior High School Students in Mariano Marcos Memorial High
School, for School Year 2018-2019. In which she used descriptive method and questionnaires as
instruments of distributing around delimitations which she handed out 100% of questionnaires
make a presentation and interpretation for the said topic and uses the result as a warning or guide
for all the students especially the students who lack of financial support.

Conclusion

The researcher therefore conclude that there are some students who lack of financial
support. There are 34% out of 100% respondents who didn't receive any financial support from
their parents while 74% student believe that lack of financial can affect their performances and
grades in school. Lastly, Financial Problems, Family Problems, Single Parent, Lots of siblings,
small or not enough salary are the reasons why some students lack of financial support. But the
main reason why some students lack of financial support is because their parents don't have a
stable job.

Recommendation

The researcher would like to recommend to the students to save some money and avoid
buying some unimportant things in that way they can get some money when they really need it in
the future purposes. It will help them to be a wiser person in the near future. Parents should be
more wise in budgeting the money. In that way they can avoid financial problems.