16/9/2019 A Student Credit Card | Randall's ESL Cyber Listening Lab 16/9/2019 A Student Credit Card | Randall's ESL

16/9/2019 A Student Credit Card | Randall's ESL Cyber Listening Lab

Pre-Listening Exercise
Student credit cards are becoming more and more popular, and a number of Web sites can provide
information on comparing your options. With these ideas in mind, what are the advantages and

General Listening Quiz disadvantages of using credit cards, particularly for people your age and in similar financial situations?

Idioms
"A STUDENT CREDIT CARD" "dough" = informal for money
"I need more dough to pay off my credit card bill."
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Invention Credit Card "have money to burn" = have a lot of money

"Sara's dad always gives her a big allowance, so she has money to burn."
English Speaking Practice

Listening Exercise
Atajo enfada a bancos A. Listen to the recording and answer the questions.

00:00 01:59

Los que lo copiaron se The woman got a credit card because she ______.
acomodaron de por
vida she wants to build a good credit rating
Saseti LLC

doesn't want to borrow money from family

Se e L iste n in g Scr ip t B a c k To In t e r me d i a t e Q u i zze s she wants to buy things at a discount

Level: Topic: Speakers: Length: Correct!

intermediate student credit cards man - woman 02:00 Woman: Listen. Times are changing, and having a credit card helps you build a credit rating, control
spending, and even buy things that you can't pay with cash . . . like the plane ticket I got recently.

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16/9/2019 A Student Credit Card | Randall's ESL Cyber Listening Lab 16/9/2019 A Student Credit Card | Randall's ESL Cyber Listening Lab
The woman didn't buy _____. $12,000

a stereo
Correct!
Woman: Ah. The credit card has a credit limit . . . Man: . . . of $20,000? Woman: No, no quite that high.
a TV
Anyway, . . .

a digital camera

The man suggest that the woman _____.

Correct!
Woman: I bought it. So, what do you think of my new entertainment center? And the widescreen TV . . . pay off her debt with birthday money
Man: Bought it? Woman: . . . and my new DVD player. Here, let me show you my stereo. You can really
rock the house with this one.
shred her credit cards

come up a financial management plan

The man says that a problem with credit cards is that ______.

Correct!
it can lead to internet fraud
Man: Hey, let's sit down and talk about how you're going to pay things back, and maybe we can come up
with a budget that will help you get out of this mess. That's the least I can do.
they can't be used in all countries

interest rates are often very high Private: A Student Credit Card
You got 5 out of 5
Great.
Correct!
Share your Results :
Man: Anyway, student credit cards just lead to impulse spending . . . as I can see here. And the interest
rates of student credit cards are usually sky-high, and if you miss a payment, the rates, well, just jump! Facebook Twitter

 TRY AGAIN!
The credit card limit on the woman's card is about _____.

$20,000 Vocabulary Practice

Do the vocabulary quizzes with the words from the conversation for more practice:
$6,000
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 Vo c a b u l a r y L essons
Mixed-Up
16/9/2019 Sentence | Multiple-ChoiceA Student
Questions | |Sentence
Credit Card Randall's ESLand
Cyber Vocabulary
Listening Lab Matching 16/9/2019 A Student Credit Card | Randall's ESL Cyber Listening Lab

E S L Vo c a b u l a r y Q u i z z e s

Post-Listening Exercise
Follow Randall
A few decades ago, getting a credit card was somewhat difficult and almost impossible for students with no
credit history. Now, many students have their own. However, finding the best card is often difficult. What do
you think are the dangers of having a credit card?

Online Investigation
Conduct research on two different credit cards offered online that are specifically aimed at students and
compare them based on credit card fees, interest rates, and benefits of each. As part of your investigation,
check to see if these companies provide credit monitoring which is one component of identity theft protection
services. Furthermore, examine whether there are any hidden costs that credit card users might not be aware
of when using the card. Are there any other options besides credit cards that students can use to make
purchases?

Se e L iste n in g Scr ip t B a c k To In t e r me d i a t e Q u i zze s

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16/9/2019 A Student Credit Card | Randall's ESL Cyber Listening Lab

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