TABLE OF CONTENTS

Title page………………………………………………………………………………………………..
Acknowledgement……………………………………………………………………………………...
Table of Contents……………………………………………………………………………………….
List of Tables
Daily Allowance of the Grade 11 and Grade 12 Accountancy, Business and Management
(ABM) Students.………………………………………………………………………………………
Budgeting strategies and Budgeting Awareness of the Grade 11 and Grade 12 Accountancy
Business, and Management Students…………….………………………………………………………
Comparison of the Budgeting Strategies and Money Expenditures of the Grade 11 and
Grade 12 Accountancy Business and Management Students…………………………………………
I. ABSTRACT AND INTRODUCTION………………………………………………………………
II. MATERIALS AND METHODS…………………………………………………………………..
Research Design……………………………………………………………………………….
Population and Locale of the Study……………………………………………………………
Data Gathering Instruments……………………………………………………………………
Data Gathering Procedure……………………………………………………………………..
Analysis of the Findings………………………………………………………………………
III. RESULTS AND DISCUSSION………………………………………………………………….
Common Budgeting strategies and Budgeting Awareness of the Grade 11 and Grade 12
Accountancy Business, and Management Students……………………………………………………
Comparison of the Budgeting Strategies and Money Expenditures of the Grade 11 and
Grade 12 Accountancy Business and Management Students…………………………………………
IV. CONCLUSIONS AND RECOMMENDATIONS………………………………………………
Conclusions…………………………………………………………………………………..
Recommendations…………………………………………………………………………….
V. REFERENCES……………………………………………………………………………………
VI. APPENDICES……………………………………………………………………………………..
Endorsement Letter…………………………………………………………………………..
Letter A………………………………………………………………………………………
Letter B………………………………………………………………………………………
Letter C………………………………………………………………………………………
Data Gathering Instrument…………………………………………………………………..
Raw Data (Tally)…………………………………………………………………………….
Curriculum Vitae…………………………………………………………………………….
ACKNOWLEDGEMENT
The study would not have been possible without those certain people. First and foremost, the researchers
thank God Almighty, for providing good health, strength, guidance and ability to accomplish this study.

Secondly, they would like to thank and express their sincere appreciation to the following:
Their Practical Research 1 Adviser, Ms. Gesel V. Otong for her countless effort in guiding them in
planning for their research paper. And to their Practical Research 2 Adviser, Ms. Joan O. Pucya for her
unending patience, effort and support especially during the difficult times of the research. She really
inspired the researchers and words cannot express their gratitude.

Also, they would like to thank the Principal of the Senior High School, Ms. J-lyn C. Espiritu and the
Research Coordinator, Mr. Abril Ryan A. Dacanay for approving the proposed letter for conducting the
research and for all the support.

To the supportive teachers of the Accountancy, Business and Management strand, the researchers would
like to thank them for lending them their time during their class periods.

The researchers are also thankful to Ms. Gesel V. Otong and Ms. Gyrel G. Manogan for validating their
data gathering instrument.

To their panelists during the Practical Research 1 defense, Ms. Girlie Jimenez and Ms. Josephine
Galanza, they would like to thank them for sharing them their knowledge and suggestions for the
betterment of the research. They have shown support through their advices and had been one of the
motivations in reaching their goal.

Consequently, they would like to express their gratitude to their parents who supported them all
throughout the research process emotionally and financially.

They would also like to extend gratefulness towards their classmates for their efforts and helpful
responses during challenging situations in the research.

To all of the Accountancy, Business and Management students who participated in all of the surveys, for
sharing their knowledge and experience with the researchers. Their cooperation greatly enhanced in
enriching the study.
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Adiyia, M. & William, A. (2014). Comparative study. Retrieved from

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Alfeche, E., Dagondon, D., Macagaan, A., Sarip, J. (2018). Strategies in budget management of St.

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Bermejo, C., Cabaya, A., Malones, C., & Sales, L. (2019). Strategies of Home Economics learners to

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Bhat, A. (2018). Quantitative research: Definition, methods, types, and examples. Retrieved from

https://www.questionpro.com/blog/quantitative-research/

Caldwell, M. (2019). Why you need to track your expenses to control your finances. Retrieved from

https://www.thebalance.com/is-it-important-to-track-my-expenses-2385679

Federal Student Aid. (2019). Never tried to live on a budget before?. Retrieved from

https://studentaid.gov/resources/prepare-for-college/students/budgeting/budgeting-tips

Hayes, A. (2019). Stratified random sampling?. Retrieved from

https://www.investopedia.com/terms/stratified_random_sampling.asp
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Marthen, E. (2011). Financial problem among students. Retrieved from

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McWhirter, K. (2016). Budgeting for college students. Retrieved from

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 CURRICULUM VITAE

Balagbagan, Godwin V.
Address:
Godwinbalagbagan26@gmail.com
09266546358

PERSONAL DETAILS
June 14, 2001
Baguio City
Single
Filipino
Roman Catholic

EDUCATIONAL BACKGROUND
Senior High School
University of the Cordilleras
Governor Pack Road, Baguio City, 2600
Accountancy, Business and Management

Junior High School

School
Address

Elementary Education
School
Address

ACHIEVEMENTS
Tacderas, Leinz Bryle R.
055 km5 Asin Road, Baguio City
leinztacderas@gmail.com
09777782176

PERSONAL DETAILS
July 19, 2001
Baguio City
Single
Filipino
Roman Catholic

EDUCATIONAL BACKGROUND
Senior High School
University of the Cordilleras
Governor Pack Road, Baguio City, 2600
Accountancy, Business and Management

Junior High School

Baguio Patriotic High School
Harrison Road

Elementary Education
Baguio Patriotic High School
Harrison Road

ACHIEVEMENTS
Perfect Attendance
Loyalty Awardee
With Honors
Alvarado, Patricia Nicole G.
#47 San Luis Village Baguio City, 2600
patricianicolealvarado@yahoo.com
09516769950

PERSONAL DETAILS
June 24, 2001
Single
Filipino
Roman Catholic

EDUCATIONAL BACKGROUND
Senior High School
University of the Cordilleras
Governor Pack Road, Baguio City 2600
Accountancy, Business and Management

Junior High School

Pines City National High School
Palma St. Baguio City, 2600

Elementary Education
Saint Louis School Center Elementary Department
Corner, General Luna and, Assumption Rd, Baguio City 2600

ACHIEVEMENT
Faryao, Genevieve F.
#8B Lower Balacbac, Baguio City 2600
RgenMarolf.23@gmail.com
09559340523

PERSONAL DETAILS
April 23, 2002
Single
Filipino
Roman Catholic

EDUCATIONAL BACKGROUND
Senior High School
University of the Cordilleras
Governor Pack Road, Baguio City 2600
Accountancy, Business and Management

Junior High School

University of Baguio
Gen. Luna Road, Baguio City 2600

Elementary Education
St. Martin School Assumption Baguio
Mission Road, Baguio City 2600

ACHIEVEMENTS
Loyalty Awardee
Salutatorian
Best in Science
UB Parangal: Natures’ BFF
Lactao, Morella Kristina C.
St. Theresa, Mirador Hill, Baguio City
Tinang719@yahoo.com
09173347324

PERSONAL DETAILS
July 19, 2001
Single
Filipino
Baptist

EDUCATIONAL BACKGROUND
Senior High School
University of the Cordilleras
Governor Pack Road, Baguio City 2600
Accountancy, Business and Management

Junior High School

University of the Cordilleras
Governor Pack Road, Baguio City 2600
Grade 9 and Grade 10

The Master’s Academy

West Serv, Km 16 W Service Rd, Parañaque, 1709 Metro Manila,
Grade 8

Christian Legacy Academy

133 P. Fuentes Street, Dominican Hill Rd, Baguio City, 2600
Grade 7

Elementary Education
Hope Christian Academy
La Trinidad, Benguet

ACHIEVEMENTS
With Honors
Loyalty Awardee
Magno, Bethany B.
Ma. Cristina St., Zone 2, Villasis, Pangasinan
Bethanymagno42@gmail.com
09199317996

PERSONAL DETAILS
January 22, 2002
Single
Filipino
Roman Catholic

EDUCATIONAL BACKGROUND
Senior High School
University of the Cordilleras
Governor Pack Road, Baguio City 2600
Accountancy, Business and Management

Junior High School

Divine Word College of Urdaneta
J. P. Rizal St., Bayaoas, City of Urdaneta, Pangasinan

Elementary Education
Cleverkids School Inc.
San Jose St, Villasis, Pangasinan

ACHIEVEMENTS
Salutatorian
Loyalty Awardee
Best in English
Private CAT Officer
Grade 10 Literary Coordinator
Ofanda, Jezreel P.
#54 M. Roxas St. Teachers Camp Baguio City
Saydani66a@gmail.com
09506666010

PERSONAL DETAILS
September 14, 2001
Single
Filipino
Born Again Christian

EDUCATIONAL BACKGROUND
Senior High School
University of the Cordilleras
Governor Pack Road, Baguio City 2600
Accountancy, Business and Management

Junior High School

Baguio City High School
Governor Pack Road, Baguio City 2600

Elementary Education
Grace Bible Academy
 # 1 Regidor St., Pacdal, Baguio City

ACHIEVEMENTS
1st honorable mention