Table 1: Bank Group-wise Weighted Average Lending Rates (WALR)

(On Outstanding Rupee Loans)

(Per cent)
Scheduled
Month-end Public Sector Banks Private Sector Banks Foreign Banks
Commercial Banks
Feb-2012 12.51 12.74 12.06 12.53
Mar-2012 12.63 12.41 12.08 12.56
Apr-2012 12.69 12.63 12.04 12.65
May-2012 12.50 12.46 12.01 12.47
Jun-2012 12.39 12.47 12.23 12.40
Jul-2012 12.39 12.47 12.25 12.40
Aug-2012 12.38 12.50 11.28 12.35
Sep-2012 12.29 12.59 11.87 12.33
Oct-2012 12.22 12.32 11.92 12.23
Nov-2012 12.27 12.45 11.90 12.29
Dec-2012 12.21 12.43 11.73 12.23
Jan-2013 12.27 12.41 11.56 12.25
Feb-2013 12.13 12.49 11.96 12.19
Mar-2013 12.11 12.39 12.58 12.19
Apr-2013 12.04 12.39 12.58 12.14
May-2013 12.05 12.17 12.56 12.11
Jun-2013 12.03 12.33 12.47 12.12
Jul-2013 12.00 12.48 12.63 12.13
Aug-2013 12.02 12.52 12.88 12.17
Sep-2013 12.05 12.80 13.10 12.25
Oct-2013 12.02 12.53 13.04 12.17
Nov-2013 12.05 12.56 12.87 12.19
Dec-2013 12.02 12.58 12.70 12.18
Jan-2014 12.03 12.59 12.64 12.17
Feb-2014 12.01 12.64 12.46 12.16
Mar-2014 11.99 12.43 12.32 12.11
Apr-2014 11.99 12.54 12.32 12.11
May-2014 11.98 12.54 12.38 12.11
Jun-2014 11.95 12.55 12.32 12.10
Jul-2014 11.80 12.53 12.31 11.98
Aug-2014 11.78 12.43 12.16 11.94
Sep-2014 11.74 12.54 11.68 11.90
Oct-2014 11.73 12.46 12.20 11.91
Nov-2014 11.74 12.42 12.12 11.90
Dec-2014 11.68 12.34 12.01 11.84
Jan-2015 11.69 12.39 11.86 11.85
Feb-2015 11.67 12.48 11.93 11.86
Mar-2015 11.61 12.24 11.84 11.76
Apr-2015 11.59 12.24 11.80 11.73
May-2015 11.53 12.19 11.64 11.68
Jun-2015 11.46 12.07 11.69 11.61
July-2015 11.44 12.10 11.67 11.60
Aug-2015 11.43 12.09 11.80 11.60
Sep-2015 11.39 11.97 11.56 11.53
Oct-2015 11.20 11.85 11.39 11.35
Nov-2015 11.19 11.83 11.35 11.36
Dec-2015 11.14 11.85 11.33 11.31
Jan-2016 11.18 11.65 11.33 11.30
Feb-2016 11.15 11.75 11.21 11.31
Mar-2016 11.10 11.46 11.29 11.20
Apr-2016 11.15 11.61 11.18 11.26
May-2016 11.14 11.53 11.15 11.25
June-2016 11.13 11.47 11.11 11.23
July-2016 11.12 11.48 11.03 11.22
Aug-2016 11.11 11.48 11.07 11.20
Sept-2016 11.07 11.44 11.02 11.17
Oct-2016 11.08 11.34 11.03 11.15
Nov-2016 11.06 11.34 10.90 11.13
Dec-2016 11.04 11.23 11.01 11.09
Jan-2017 10.98 11.18 10.97 11.03
Feb-2017 10.93 11.18 10.78 10.99
Mar-2017 10.74 10.92 10.93 10.80
Apr-2017 10.63 10.75 10.73 10.66
May-2017 10.63 10.71 10.84 10.66
June-2017 10.59 10.82 10.87 10.67
July-2017 10.57 10.73 10.55 10.62
Aug-2017 10.54 10.80 10.49 10.62
Sep-2017 10.43 10.56 10.65 10.48
Oct-2017 10.38 10.58 10.62 10.45
Nov-2017 10.33 10.52 10.70 10.41
Dec-2017 10.29 10.47 10.62 10.36
Jan-2018 10.22 10.41 10.43 10.28
Feb-2018 10.24 10.53 10.33 10.33
Mar-2018 10.12 10.48 10.48 10.25
Apr-2018 10.14 10.50 10.34 10.26
May-2018 10.12 10.53 10.28 10.25
June-2018 10.13 10.53 10.36 10.26
July-2018 10.12 10.53 10.36 10.26
Aug-2018 10.06 10.93 10.41 10.35
Sep-2018 9.99 10.94 10.44 10.32
Oct-2018 10.00 10.99 10.56 10.34
Nov-2018 10.00 11.04 10.59 10.36
Dec-2018 9.94 11.11 10.66 10.35
Jan-2019 9.96 11.06 10.63 10.37
Feb-2019 9.95 11.02 10.58 10.35
Mar-2019 9.95 11.00 10.64 10.33
Apr-2019 9.98 11.11 10.61 10.40
May-2019 9.97 11.12 10.59 10.40
Jun-2019 9.97 11.11 10.59 10.40
July-2019 9.97 11.11 10.44 10.39
Aug-2019 9.97 11.12 10.40 10.40
Sep-2019 9.95 11.12 10.32 10.39
Oct-2019 9.93 11.14 10.30 10.38
Nov-2019 9.90 11.12 10.18 10.36
Note: WALRs have been computed based on data submitted by banks.
As banks often revise their past data, these data are provisional.
 Table 2 : Bank Group wise Weighted Average Lending Rates (WALR)
(On Fresh Rupee Loans Sanctioned)
(Per cent)
Public Sector Private Sector Scheduled
Month Foreign Banks
Banks Banks Commercial Banks
Sep-2014 11.32 12.17 10.94 11.52
Oct-2014 11.32 11.93 11.11 11.49
Nov-2014 11.24 12.09 10.87 11.51
Dec-2014 11.27 12.09 10.69 11.45
Jan-2015 11.04 11.81 10.63 11.22
Feb-2015 11.16 11.79 10.63 11.28
Mar-2015 10.86 11.93 10.50 11.07
Apr-2015 11.09 11.89 10.52 11.23
May-2015 10.89 11.84 10.22 11.06
Jun-2015 10.90 11.68 10.33 11.03
July-2015 10.87 11.69 10.14 10.98
Aug-2015 10.77 11.60 10.39 10.97
Sep-2015 10.63 11.30 10.18 10.77
Oct-2015 10.72 11.47 9.76 10.78
Nov-2015 10.55 11.30 9.78 10.69
Dec-2015 10.44 11.19 9.61 10.59
Jan-2016 10.49 11.43 9.72 10.67
Feb-2016 10.48 11.06 9.65 10.54
Mar-2016 10.29 10.97 10.01 10.47
Apr-2016 10.54 11.02 9.71 10.59
May-2016 10.51 11.09 9.51 10.61
June-2016 10.38 10.84 9.47 10.43
July-2016 10.30 10.94 9.58 10.39
Aug-2016 10.13 11.07 9.53 10.40
Sept-2016 10.17 10.99 9.47 10.35
Oct-2016 10.34 10.99 9.54 10.48
Nov-2016 10.03 10.76 9.51 10.22
Dec-2016 10.03 10.51 9.24 10.12
Jan-2017 9.80 10.39 8.90 9.93
Feb-2017 9.54 10.36 9.19 9.80
Mar-2017 9.56 10.12 9.42 9.74
Apr-2017 9.76 10.04 9.09 9.81
May-2017 9.61 10.26 9.25 9.84
Jun-2017 9.37 9.75 8.97 9.50
Jul-2017 9.64 10.05 9.50 9.80
Aug-2017 9.39 9.74 9.33 9.53
Sep-2017 9.31 9.59 9.38 9.42
Oct-2017 9.39 9.62 9.43 9.48
Nov-2017 9.46 9.75 9.35 9.56
Dec-2017 9.36 9.52 9.10 9.41
Jan-2018 9.36 9.62 9.13 9.43
Feb-2018 9.33 9.94 9.28 9.55
Mar-2018 9.04 9.87 9.16 9.34
Apr-2018 9.04 9.99 9.33 9.41
May-2018 9.10 9.91 8.88 9.40
June-2018 9.11 9.92 9.15 9.45
July-2018 9.27 10.10 9.32 9.65
Aug-2018 9.28 10.09 9.39 9.63
Sep-2018 9.45 10.06 9.32 9.67
Oct-2018 9.44 10.37 9.23 9.79
Nov-2018 9.47 10.42 9.46 9.89
Dec-2018 9.38 10.44 9.54 9.79
Jan-2019 9.47 10.69 9.63 9.97
Feb-2019 9.31 10.65 9.30 9.81
Mar-2019 9.15 10.59 9.63 9.73
Apr-2019 9.36 10.37 9.30 9.76
May-2019 9.31 10.59 9.32 9.86
Jun-2019 9.25 10.32 9.10 9.68
July-2019 9.32 10.35 9.20 9.77
Aug-2019 9.21 10.20 8.94 9.67
Sep-2019 9.15 10.18 8.92 9.57
Oct-2019 9.00 10.29 8.81 9.53
Nov-2019 8.91 10.21 8.77 9.48
Note: WALRs have been computed based on data submitted by banks.
As banks often revise their past data, these data are provisional.
 Table 3: Bank Group wise Weighted Average Domestic Term Deposit Rates (WADTDR)
(Outstanding Rupee Term Deposits)
(Per cent)
Public Sector Private Sector Scheduled
Month-end Foreign Banks
Banks Banks Commercial Banks
Mar-2013 8.84 8.92 7.63 8.81
Apr-2013 8.81 8.79 7.30 8.76
May-2013 8.70 8.84 7.16 8.68
Jun-2013 8.77 8.83 7.14 8.73
Jul-2013 8.71 8.86 7.68 8.70
Aug-2013 8.80 8.99 8.20 8.81
Sep-2013 8.90 9.05 8.40 8.91
Oct-2013 8.84 8.98 8.16 8.84
Nov-2013 8.78 8.90 7.82 8.76
Dec-2013 8.81 8.87 7.72 8.78
Jan-2014 8.79 8.87 7.60 8.76
Feb-2014 8.76 8.92 7.63 8.75
Mar-2014 8.80 8.95 7.88 8.79
Apr-2014 8.80 8.93 7.74 8.78
May-2014 8.75 8.92 7.44 8.73
Jun-2014 8.75 8.72 7.59 8.73
Jul-2014 8.78 8.90 7.72 8.76
Aug-2014 8.77 8.87 7.71 8.75
Sep-2014 8.72 8.86 7.63 8.70
Oct-2014 8.71 8.82 7.56 8.68
Nov-2014 8.71 8.78 7.50 8.68
Dec-2014 8.67 8.73 7.50 8.64
Jan-2015 8.65 8.70 7.41 8.61
Feb-2015 8.63 8.65 7.31 8.59
Mar-2015 8.60 8.62 7.62 8.57
Apr-2015 8.55 8.58 7.33 8.51
May-2015 8.54 8.52 7.27 8.49
Jun-2015 8.49 8.46 7.13 8.43
July-2015 8.42 8.37 7.05 8.35
Aug-2015 8.34 8.30 6.88 8.27
Sep-2015 8.05 8.18 6.76 8.03
Oct-2015 7.93 8.08 6.59 7.91
Nov-2015 7.89 8.01 6.60 7.86
Dec-2015 7.86 7.97 6.61 7.83
Jan-2016 7.81 7.92 6.56 7.78
Feb-2016 7.78 7.89 6.60 7.75
Mar-2016 7.75 7.88 6.61 7.73
Apr-2016 7.67 7.72 6.55 7.64
May-2016 7.61 7.71 6.72 7.59
June-2016 7.54 7.62 6.54 7.52
July-2016 7.51 7.59 6.41 7.48
Aug-2016 7.47 7.55 6.40 7.44
Sept-2016 7.44 7.49 6.42 7.41
Oct-2016 7.41 7.47 6.35 7.38
Nov-2016 7.34 7.43 6.22 7.32
Dec-2016 7.23 7.23 6.09 7.19
Jan-2017 7.20 7.12 6.06 7.14
Feb-2017 7.11 7.08 5.91 7.06
Mar-2017 7.02 6.96 5.95 6.97
Apr-2017 6.97 6.92 5.88 6.92
May-2017 6.90 6.88 5.83 6.86
June-2017 6.84 6.84 5.84 6.81
July-2017 6.79 6.77 5.87 6.75
Aug-2017 6.71 6.75 5.82 6.69
Sep-2017 6.67 6.74 5.76 6.65
Oct-2017 6.54 6.66 5.73 6.54
Nov-2017 6.49 6.66 5.73 6.50
Dec-2017 6.51 6.69 5.68 6.53
Jan-2018 6.52 6.71 5.72 6.54
Feb-2018 6.57 6.79 5.77 6.60
Mar-2018 6.65 6.84 5.83 6.67
Apr-2018 6.69 6.89 5.79 6.71
May-2018 6.67 6.95 5.84 6.71
June-2018 6.66 6.99 6.03 6.72
July-2018 6.65 7.00 6.02 6.72
Aug-2018 6.69 7.05 6.10 6.76
Sep-2018 6.70 7.06 6.25 6.77
Oct-2018 6.73 7.13 6.26 6.81
Nov-2018 6.75 7.17 6.36 6.85
Dec-2018 6.78 7.21 6.38 6.87
Jan-2019 6.80 7.24 6.44 6.91
Feb-2019 6.79 7.24 6.43 6.90
Mar-2019 6.77 7.24 6.52 6.89
Apr-2019 6.77 7.23 6.44 6.89
May-2019 6.78 7.21 6.29 6.89
Jun-2019 6.79 7.23 6.17 6.89
July-2019 6.74 7.19 6.07 6.85
Aug-2019 6.79 7.16 5.89 6.87
Sep-2019 6.79 7.10 5.76 6.84
Oct-2019 6.69 7.04 5.56 6.75
Nov-2019 6.65 6.91 5.38 6.68
Note: WADTDR have been computed based on data submitted by banks.
As banks often revise their past data, these data are provisional.
Table 4: Bank-wise 1 Year MCLR (Month end)
(Per cent)
Banks Mar-2019 Apr-2019 May-2019 June-2019 July-2019 Aug-2019 Sep-2019 Oct-2019 Nov-2019 Dec-2019
(A) Public Sector Banks
1 Allahabad Bank 8.65 8.65 8.60 8.55 8.55 8.40 8.40 8.35 8.35 8.30
2 Andhra Bank 8.75 8.75 8.75 8.75 8.70 8.45 8.40 8.30 8.30 8.30
3 Bank of Baroda 8.65 8.65 8.70 8.70 8.60 8.45 8.40 8.35 8.30 8.25
4 Bank of India 8.65 8.65 8.70 8.65 8.60 8.35 8.35 8.30 8.30 8.20
5 Bank of Maharashtra 8.75 8.70 8.70 8.60 8.60 8.50 8.50 8.40 8.40 8.40
6 Bhartiya Mahila Bank - - - - - - - - - -
7 Canara Bank 8.65 8.65 8.70 8.70 8.60 8.50 8.40 8.40 8.35 8.35
8 Central Bank of India 8.65 8.60 8.55 8.55 8.50 8.30 8.25 8.20 8.20 8.15
9 Corporation Bank 8.90 8.90 8.90 8.85 8.85 8.70 8.65 8.60 8.60 8.60
10 Dena Bank 8.80 - - - - - - - - -
11 IDBI Bank - - - - - - - - - -
12 Indian Bank 8.65 8.65 8.65 8.65 8.60 8.60 8.45 8.35 8.35 8.35
13 Indian Overseas Bank 8.70 8.65 8.65 8.65 8.65 8.50 8.50 8.50 8.50 8.50
14 Oriental Bank of Commerce 8.75 8.75 8.75 8.70 8.65 8.55 8.40 8.35 8.35 8.30
15 Punjab and Sind Bank 8.85 8.80 8.75 8.75 8.70 8.50 8.50 8.50 8.45 8.45
16 Punjab National Bank 8.45 8.45 8.45 8.45 8.40 8.30 8.30 8.25 8.15 8.15
17 State Bank of Bikaner and Jaipur - - - - - - - - - -
18 State Bank of Hyderabad - - - - - - - - - -
19 State Bank of India 8.55 8.50 8.45 8.45 8.40 8.25 8.15 8.05 8.00 7.90
20 State Bank of Mysore - - - - - - - - - -
21 State Bank of Patiala - - - - - - - - - -
22 State Bank of Travancore - - - - - - - - - -
23 Syndicate Bank 8.65 8.60 8.65 8.65 8.60 8.35 8.35 8.35 8.35 8.25
24 UCO Bank 8.70 8.65 8.65 8.65 8.65 8.50 8.50 8.40 8.40 8.30
25 Union Bank of India 8.60 8.60 8.60 8.60 8.55 8.50 8.35 8.30 8.25 8.20
26 United Bank of India 8.85 8.80 8.80 8.75 8.70 8.55 8.45 8.45 8.45 8.40
27 Vijaya Bank 8.75 - - - - - - - - -
(B) Private Sector Banks
28 Axis Bank Ltd. 8.90 8.90 8.80 8.70 8.65 8.55 8.45 8.35 8.25 8.15
29 Bandhan Bank Ltd. 10.45 10.20 10.11 10.11 10.11 10.11 10.11 10.06 10.06 10.06
30 Catholic Syrian Bank Ltd. 9.90 9.90 9.90 9.90 9.90 9.90 9.90 9.90 9.90 9.90
31 City Union Bank Ltd. 9.30 9.30 9.30 9.30 9.30 9.15 9.00 9.00 9.00 9.00
32 Development Credit Bank Ltd. 10.84 10.84 10.84 10.84 10.84 10.65 10.65 10.47 10.31 10.31
33 Dhanalaxmi Bank Ltd. 9.90 9.90 9.90 9.90 9.90 9.90 9.90 9.80 9.80 9.80
34 Federal Bank Ltd. 9.20 9.15 9.15 9.15 9.15 9.17 8.98 8.90 8.82 8.90
35 HDFC Bank Ltd. 8.75 8.70 8.70 8.70 8.70 8.60 8.45 8.35 8.30 8.15
36 ICICI Bank Ltd. 8.80 8.75 8.75 8.75 8.65 8.65 8.55 8.45 8.35 8.25
37 IDBI Bank 9.05 9.00 9.00 8.95 8.95 8.85 8.85 8.65 8.65 8.65
38 IDFC Bank Ltd 9.25 9.20 9.50 9.50 9.50 9.50 9.30 9.35 9.30 9.30
39 Indusind Bank 9.90 9.85 9.85 9.75 9.70 9.65 9.55 9.45 9.45 9.40
40 Jammu and Kashmir Bank Ltd. 9.00 8.95 8.95 8.85 8.85 8.75 8.70 8.65 8.55 8.45
41 Karnataka Bank Ltd. 9.45 9.45 9.40 9.40 9.40 9.35 9.25 9.25 9.25 9.25
42 Karur Vysya Bank Ltd. 9.65 9.65 9.65 9.65 9.55 9.55 9.45 9.45 9.45 9.40
43 Kotak Mahindra Bank 9.00 8.90 8.90 8.90 8.85 8.75 8.75 8.60 8.50 8.40
44 Laxmi Vilas Bank Ltd. 9.90 9.90 10.05 10.00 9.95 9.95 9.95 9.95 10.40 10.55
45 Nainital Bank 8.45 8.45 8.50 8.50 8.45 8.40 8.40 8.30 8.30 8.30
46 RBL Bank 10.25 10.15 10.15 10.10 9.95 9.95 9.95 9.85 9.80 9.70
47 South Indian Bank Ltd. 9.45 9.45 9.50 9.50 9.50 9.45 9.25 9.20 9.10 9.00
48 Tamilnad Mercantile Bank Ltd. 9.20 9.20 9.20 9.20 9.20 9.20 9.10 9.10 9.10 9.10
49 Yes Bank Ltd. 9.70 9.70 9.70 9.70 9.70 9.75 9.70 9.70 9.70 9.70
(C) Foreign Banks
50 AB Bank Ltd. 6.95 6.03 7.03 7.60 7.60 7.72 7.85 6.67 6.42 6.53
51 Abu Dhabi Commercial Bank Ltd. 9.50 9.35 9.60 9.70 9.55 9.55 9.30 9.60 9.75 9.60
52 American Express Banking Corporation 7.36 7.32 7.19 7.25 7.31 7.03 6.76 6.98 5.57 7.14
53 Australia and New zealand banking group Ltd. 8.35 7.90 8.15 8.05 7.85 8.05 7.45 7.45 7.00 6.80
54 Bank International Indonesia 9.85 9.85 9.80 9.75 9.75 9.75 9.40 9.40 9.35 8.95
55 Bank of Bahrain and Kuwait 8.70 8.65 8.80 8.90 9.05 8.75 8.65 8.60 8.35 8.15
56 Bank of America 7.85 8.50 7.80 8.40 8.40 8.25 7.95 7.15 7.35 7.35
57 Bank of Ceylon 9.89 9.89 9.81 9.78 9.86 9.87 9.80 9.74 9.71 9.68
58 Bank of Nova Scotia 8.84 8.59 8.55 8.41 8.41 8.41 7.97 8.14 7.89 7.56
59 Bank of Tokyo Mits UFJ Ltd. 7.80 7.35 7.55 7.50 7.45 7.40 6.95 7.00 6.70 6.70
60 Barclays Bank 8.95 9.15 8.75 8.45 8.50 8.40 8.30 8.00 7.65 7.90
61 BNP Paribas 9.40 9.15 8.90 8.65 8.50 8.05 8.30 7.75 7.70 7.65
62 Citi Bank 8.75 8.85 8.85 8.70 8.60 8.50 8.45 8.30 8.45 7.95
63 Commonwealth Bank of Australia - - - - - - - - - -
64 Credit Agricole Corporate & Investment Bank 7.82 8.08 8.04 7.78 7.78 7.71 7.20 7.12 6.84 7.02
65 Credit Suisse AG Bank 8.25 7.81 8.07 8.08 7.99 8.00 8.00 7.33 7.70 7.27
66 CTBC Bank Co.Ltd 7.68 8.31 7.73 7.95 8.05 7.65 7.04 7.16 7.05 7.00
67 Deutsche Bank 10.25 10.35 10.25 10.10 9.85 9.70 9.55 9.50 9.45 9.40
68 Development Bank of Singapore 8.55 8.60 8.50 8.25 8.25 8.30 8.30 8.30 8.30 8.30
69 Doha Bank QSC 9.15 8.95 9.05 8.95 8.80 8.75 8.70 8.55 8.65 8.35
70 Emirates NBD Bank (P.J.S.C) 8.80 8.70 8.60 8.50 8.40 8.20 8.00 8.10 8.00 8.10
71 First Abu Dhabi Bank PJSC 7.50 7.80 7.90 7.90 7.80 7.40 7.10 7.00 6.10 6.50
72 Firstrand Bank Ltd 9.15 9.16 9.37 9.05 9.05 8.77 8.68 8.46 8.31 8.24
73 Hongkong & Shanghai Bkg. Corpn 9.04 8.90 8.91 8.78 8.78 8.65 8.50 8.45 8.30 8.30
74 Industrial and Commercial Bank of China 8.89 8.63 8.43 8.54 8.37 8.08 8.29 7.40 7.40 7.45
75 Industrial Bank of Korea 6.20 6.00 5.80 6.90 5.90 5.90 7.00 6.30 5.70 5.00
76 JP Morgan Chase Bank 9.05 9.05 8.80 8.85 8.25 8.05 7.80 7.70 7.45 6.90
77 JSC VTB Bank - - - - - - - - - -
78 KEB Hana Bank 8.45 8.45 8.45 8.45 8.45 8.45 8.45 8.35 8.30 8.25
79 Krung Thai Bank PCL 7.75 8.25 8.75 8.25 7.75 7.75 8.00 - - -
80 Mashreq Bank 8.75 8.80 8.55 8.55 8.59 8.17 7.04 7.99 8.31 7.97
81 Mizuho Corporate Bank 8.25 8.20 8.20 8.15 7.90 7.85 7.80 7.45 7.40 7.25
82 National Australia Bank 9.30 9.30 9.30 9.30 9.30 9.30 8.30 8.30 8.30 8.30
83 Qatar National Bank S.A.Q 8.15 8.25 8.30 8.30 8.10 8.10 8.70 7.50 7.40 7.20
84 Rabobank International 8.45 8.55 8.65 8.55 8.45 8.65 8.00 8.10 7.95 7.95
85 Sber Bank 8.73 8.73 8.73 8.73 8.57 8.34 7.10 7.10 7.10 8.17
86 Shinhan Bank 8.60 8.60 8.60 8.60 8.50 8.45 8.68 8.30 8.25 8.25
87 Societe Generale 8.45 8.30 8.40 8.20 8.20 7.90 8.50 7.65 7.65 7.60
88 Sonali Bank Ltd. 8.15 8.22 5.68 5.69 5.82 5.82 8.29 7.95 7.29 6.79
89 Standard Chartered Bank 9.60 9.50 9.45 9.45 9.45 9.45 9.35 9.25 9.25 9.20
90 State Bank of Mauritius 10.15 10.05 10.00 10.00 10.00 9.45 7.80 7.80 7.80 9.60
91 Sumitomo Mitsui Banking Corporation 8.35 7.55 7.95 7.55 7.30 6.90 7.00 6.60 6.55 6.90
92 The Royal Bank of Scotland 6.30 6.30 6.20 6.20 6.85 7.05 7.15 7.15 7.05 7.05
93 United Overseas Bank 8.89 8.97 8.83 8.67 8.34 8.41 8.28 7.63 7.34 6.80
94 Westpac Banking Corporation 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
95 Woori Bank 8.70 8.70 8.65 8.65 8.65 8.55 8.50 8.40 8.40 8.40
-:Not applicable
Note: MCLR refers to Marginal Cost of Funds based Lending Rate.
 Table 5: Bank Group Wise MCLR (1 Year)
(Per cent)
Month Public Sector Banks Private Sector Banks Foreign Banks Scheduled Commercial Banks
Min Max Median Min Max Median Min Max Median Min Max Median
Apr-2016 9.20 9.85 9.50 9.20 13.26 9.80 7.80 10.50 8.98 7.80 13.26 9.45
May-2016 9.15 9.85 9.50 9.15 13.26 9.85 7.80 10.50 8.80 7.80 13.26 9.45
June-2016 9.15 9.85 9.50 9.15 13.26 9.85 7.80 10.50 8.80 7.80 13.26 9.45
July-2016 9.15 9.65 9.50 9.10 12.90 9.85 7.40 10.55 8.80 7.40 12.90 9.40
Aug-2016 9.10 9.65 9.50 9.10 12.90 9.75 7.40 10.55 8.80 7.40 12.90 9.35
Sep-2016 9.10 9.65 9.45 9.05 12.90 9.75 7.40 10.55 8.73 7.40 12.90 9.35
Oct-2016 9.05 9.60 9.45 9.00 12.00 9.75 7.60 10.81 8.64 7.60 12.00 9.28
Nov-2016 8.90 9.60 9.40 8.90 12.00 9.60 7.40 10.81 8.45 7.40 12.00 9.25
Dec-2016 8.90 9.55 9.30 8.90 12.00 9.45 7.20 10.81 8.50 7.20 12.00 9.15
Jan-2017 8.00 9.20 8.65 8.15 10.52 9.10 7.00 10.51 8.25 7.00 10.52 8.60
Feb-2017 8.00 8.80 8.60 8.15 10.52 9.10 7.15 10.51 8.22 7.15 10.52 8.60
Mar-2017 8.00 8.80 8.60 8.15 10.52 9.10 7.10 10.51 8.15 7.10 10.52 8.60
Apr-2017 8.00 8.80 8.60 8.15 9.98 9.10 7.05 10.50 8.20 7.05 10.50 8.50
May-2017 8.00 8.75 8.60 8.15 10.50 9.10 6.95 10.50 8.20 6.95 10.50 8.55
June-2017 8.00 8.75 8.55 8.15 10.50 9.10 7.10 10.50 8.20 7.10 10.50 8.50
July-2017 8.00 8.75 8.55 8.15 10.50 9.10 7.20 10.50 8.15 7.20 10.50 8.50
Aug-2017 8.00 8.75 8.50 8.15 10.45 9.00 6.79 10.50 8.08 6.79 10.50 8.45
Sep-2017 8.00 8.75 8.40 8.15 10.30 8.95 6.89 10.50 8.05 6.89 10.50 8.30
Oct-2017 8.00 8.75 8.40 8.15 10.25 8.90 6.70 10.50 8.00 6.70 10.50 8.30
Nov-2017 7.95 8.65 8.40 8.10 10.20 8.90 6.50 10.50 8.00 6.50 10.50 8.30
Dec-2017 7.95 8.65 8.35 8.10 10.30 8.90 6.20 10.50 7.95 6.20 10.50 8.30
Jan-2018 7.95 8.65 8.35 8.10 10.16 8.95 6.44 10.50 8.00 6.44 10.50 8.30
Feb-2018 7.95 8.65 8.35 8.20 9.95 9.00 6.20 10.50 8.00 6.20 10.50 8.30
Mar-2018 8.15 8.75 8.40 8.30 9.91 9.00 5.80 9.79 8.08 5.80 9.91 8.40
Apr-2018 8.15 8.75 8.45 8.30 9.87 9.00 6.55 9.93 8.10 6.55 9.93 8.43
May-2018 8.15 8.75 8.45 8.20 9.90 9.00 5.96 9.87 8.20 5.96 9.90 8.49
June-2018 8.25 8.85 8.50 8.30 10.29 9.15 5.03 10.45 8.30 5.03 10.45 8.52
July-2018 8.25 8.85 8.55 8.30 10.38 9.15 5.71 10.15 8.40 5.71 10.38 8.55
Aug-2018 8.25 8.85 8.60 8.40 10.50 9.25 5.82 10.05 8.50 5.82 10.50 8.60
Sep-2018 8.45 8.95 8.65 8.40 10.50 9.30 5.82 10.35 8.58 5.82 10.50 8.70
Oct-2018 8.45 8.95 8.65 8.40 10.62 9.30 6.15 10.10 8.66 6.15 10.62 8.73
Nov-2018 8.50 8.95 8.70 8.45 10.74 9.30 6.42 10.10 8.65 6.42 10.74 8.75
Dec-2018 8.50 8.95 8.75 8.45 10.84 9.30 6.47 10.15 8.65 6.47 10.84 8.75
Jan-2019 8.50 8.95 8.75 8.40 10.84 9.30 5.98 10.30 8.65 5.98 10.84 8.80
Feb-2019 8.55 8.95 8.75 8.40 10.84 9.28 5.90 10.30 8.68 5.90 10.84 8.80
Mar-2019 8.45 8.90 8.68 8.45 10.84 9.38 6.20 10.25 8.70 6.20 10.84 8.75
Apr-2019 8.45 8.90 8.65 8.45 10.84 9.38 6.00 10.35 8.62 6.00 10.84 8.74
May-2019 8.45 8.90 8.68 8.50 10.84 9.45 5.68 10.25 8.60 5.68 10.84 8.75
Jun-2019 8.45 8.85 8.65 8.50 10.84 9.45 5.69 10.10 8.52 5.69 10.84 8.70
Jul-2019 8.40 8.85 8.60 8.45 10.84 9.45 5.82 10.00 8.41 5.82 10.84 8.60
Aug-2019 8.25 8.70 8.50 8.40 10.65 9.40 5.82 9.87 8.28 5.82 10.65 8.50
Sep-2019 8.15 8.65 8.40 8.40 10.65 9.25 6.76 9.80 8.14 6.76 10.65 8.45
Oct-2019 8.05 8.60 8.35 8.30 10.47 9.23 6.30 9.74 7.95 6.30 10.47 8.35
Nov-2019 8.00 8.60 8.35 8.25 10.40 9.18 5.57 9.75 7.70 5.57 10.40 8.31
Dec-2019 7.90 8.60 8.30 8.15 10.55 9.18 5.00 9.68 7.90 5.00 10.55 8.30
Note: MCLR refers to Marginal Cost of Funds based Lending Rate.