CORE BANKING SOLUTIONS PAPER - I (50)

1. The present I-flex software is having version number

A) 6.0
B) 6.1
C) 6.2
D) 6.3
E) 6.4

2) The MCLR reset date for the staff ODC is

A) after 1 year
B) after 1/2 year
C) after 1/4 year
D) after 3/4 year
E) None of the above

3) To maintain proper back up of all User initiated transactions, Branches are

instructed to keep hard copies of the following reports EXCEPT (319/2013)

A) FCC Journal Report

B) ST078 Clearing Inward
C) ST038 Clearing Outward
D) GL216 GL Batch entry
E) None of the above.

4) The Main objective of EVV system in the bank is (231/2014)

A) To have a uniform Voucher Verification system in the branches
B) To verify all the transactions initiated by the Branch Users with the vouchers of the
day without any delay
C) To see that all transactions posted are backed by genuine / correct vouchers and
to identify missing /misplaced vouchers if any at the Branch;
D) To rectify the errors in postings if any leading to quality customer service; to
detect fraudulent transactions without loss of time; and to have a better Internal
Control
E) All the above

5) Under Suparna( the next version of Iflex software) the login

A) Separate credential for FCC

B) Separate credential for RTGS
C) Both FCC and FCR under single credential
D) Both RTGS and FCR under single credential
E) All the three FCC RTGS and FCR are under single credential

6. HRMS software is procured from and maintained by (352/2014)

A) OFSS
B) I-Flex
C) SAP India Pvt Ltd and being deployed and maintained by Hewlett Packard India
Sales Pvt Ltd
D) M/s HP Pvt Ltd
E) BCG
7. Electronic Voucher Verification is done using the Fast Path

A) BA106
B) BA103
C) BA102
D) BA102 AND BA103
E) None of the above

8. Suparna Sahayak is at present available in

A) Intranet only
B) Internet only
C) Intranet and Internet
D) All in Intranet Internet and Playstore
E) None of the above

9. Appropriation of repayments received under Non performing Loan accounts is in

the order of (58/2014) as follows

A) Towards Cost Interest & Principal

B) Towards Principal Cost & Interest
C) Towards Cost Principal & Interest
D) Towards Principal Interest & Cost
E) Towards principal only

10. For adjustment of amounts under RPA (Reserve Pending Appropriation) to loan
accounts the screen to be used for moving RPA Normal balance to RPA Principal is
(Cir 377/2015)

A) LN903
B) LN904
C) LN901
D) Partial Payoff
E) It is taken care by the system.

11) RECON GL for credit of OTS down payment ( Cir 297/2016 )

A) 170100500
B) 170100300
C) 170101350
D) 170100350
E) 170101500

12) Branch can generate the following report for getting details of the Inward Clearing
Cheques processed at CTS Grid.

A) ST075
B) ST076
C) ST077
D) ST078
E) ST079
 13) While arranging LD on term deposit which are in CBS system one of the
following type of term deposit cannot be attached as security to the limits as “internal
FD’. What is that product?

A) VCC
B) FD
C) SSD
D) CD
E) SCSD

14) The URL for Suparna Sahayak is

A) 172.18.200.11
B) 144.21.105.49
C) 172.16.101.222
D) 172.18.46.105
E) None of the above

15) Centralized Software for Pigmy Deposit is

A) OMNI
B) CBS
C) INHOUSE
D) COBOL
E) WINDOWS

16. Jeevan Praman is

A) Aadhaar based digital Rupay Card

B) Aadhaar based Life Insurance Cover for Pensioners
C) Aadhaar based Digital Life Certificate for Pensioners
D) Digital Life Insurance and Accidental Insurance Policy
E) None of the above

17. How does system derive the Drawing power-DP in case of an OD limit in CBS?

A) Collateral value - lendable margin

B) The limit value
C) Value of the collateral
D) Value of the collateral plus lendable margin.
E) None of the above

18. Feeding of Moratorium period at the time of Loan account opening is done through FP
A) 502
B) 505
C) LNM34
D) BAM83
E) LNM43
19. Which of the following utilities are not available for Customers?
A) Synd Swayam
B) Synd Guide
C) Synd E-Passbook
D) Synd Help
E) None of the above.

20. Under which screen the OD interest reset can be seen?

A) CHM07
B) Customer Master
C) Collateral Header
D) OD Variance gets populated when collateral is linked.
E) None of the above.

21) Which of the following is not correct? (365/2016)

A) 15 G cannot be accepted if the projected Interest is more than the Basic
Exemption Limit.
B) 15 H cannot be accepted if the projected Interest is more than the Basic
Exemption Limit.
C) 15 H cannot be accepted from individuals less than 60 years of age.
D) 15 H cannot be accepted if the projected Interest exceeds the Basic exemption
limit but tax liability becomes NIL.
E) 15 G cannot be accepted if the projected Interest exceeds the Basic exemption
limit but tax liability becomes NIL.

22) Clearing Cut Off or Late Clearing maintenance is done using Fast Path
A) 7120
B) 7775
C) ST034
D) CH001
E) CH031

23) The simplified NEW CASA ACCOUNT OPENING screen CIM54 under FCR
takes care of all the following EXCEPT
A) KYC details
B) Customer verification against Terrorist List
C) Customer addition and Customer Information Master maintenance
D) Customer Account Master
E) Customer MIS Information

24) ECS Mandates are to be entered in CBS using Fast Path (Cir 06/2013)
A) CHM36
B) CHM31
3 CHM56
D) CH060
E) None of the above
25) Which of the following is not true as per the latest updation in Term Deposit
module?(Cir 365/2016)
A) TDS on deposits can be deducted from Deposit accounts only.
B) TDS on deposits can be deducted from CASA account of the depositor provided
balance is available
C) TDS on deposits can be deducted from partly from CASA and partly from deposit
account.
D) TDS will not be deducted from CASA if there is no available balance even though
mandate to deduct TDS from CASA is given.
E) TDS is deducted from Interest on CD/RD also.

26. As per RBI instructions all member Banks to discontinue the issuance of
magstripe Debit cards with effect from 01/02/2016 and issue _____ cards
A) Visa Cards
B) Maestro Cards
C) Rupay Platinum Cards
D) EMV Chip Cards
E) Rupay Classic Cards

27. Suparna Sahayak software is to be installed in

A) Internet Explorer 7
B) Internet Explorer 8
C) Internet Explorer 9
D) CBS node
E) None of the above

28. Suspense Online Transactions GL number is

A) 170100500
B) 170100300
C) 170980400
D) 170150100
E) 170150200

29. When does the standing instruction get executed if SI date falls on a holiday.
A) On the Previous Working day
B) On the next working day
C) SI will get cancelled
D) Next month on the same day
E) None of the above

30. Auto movement of PA to NPA happens when

A) Rate of Interest is fed wrongly.
B) Moratorium period is fed wrongly.
C) Term of the Loan is fed wrongly.
D) Security Code and security value is not present.
E) Critical Amount under SMA2 account is not recovered

31) Which of the following Fast Path cannot be accessed by Branch teller/
Authoriser?
A) LN 901
B) LN 903
C) LN 904
D) 9540
E) LN888 report
32) Report of long pending items under Recon-GLs is
A) GL 250
B) GL 215
C) GL 252
D) GL 253
E) GL 255

33) The limit against third party’s deposit is to be arranged as ….

A) ODD
B) LD
C) SOD
D) Limit against third party’s deposit cannot be arranged
E) ODC

34) TDS is Applicable on(Cir No.221/2015)

A) All Term deposit except Recurring Deposit
B) All Term deposit including Recurring Deposit
C) All term deposit except Recurring Deposit and Pigmy Deposit
D) All term deposit including Recurring Deposit and Pigmy Deposit
E) All Deposits

35) If you are facing any problem in Branch Batch confirmation then
A) Do EVV
B) If total mismatch generate TP999 report on the same day without fail
C) Check any NEFT clearing is pending.
D) All of the above
E) None of the above

36. IMPS through Branch Banking is done through

A) FP 1020
B) FP 1021
C) FP 1000
D) IMPS can be done from Mobile Banking only.
E) IMPS cannot be done in CBS./FCR.

37. Importing of financial template in LAPS is available for processing loan

application of
A) More than 10 lakhs
B) All MSME Loans
C) All term Loans
D) All Loans above 1 Crore .
E) There is no such template.

38. What is the Limit expiry report in CBS?

A) CH 119
B) CH 118
C) CH 226
D) CH 701
E) CH 225
39. While a DD is issued by debit to customer SB account credit goes to
A) IBDD
B) DDs payable
C) HO A/c
D) Inter branch system GL
E) Branch Adjustment

40. How to identify the changes made to any CASA account when the status
changes are done?
A) CIM09 – Enquiry
B) CH021 – Enquiry
C) 6006 – By the same teller only
D) 6006 – By the same Supervisor only
E) BAM24 – in Supervisor/Branch Head IDs

41) What is the account entry passed for the BG Commission received at the time of
opening one BG in FCC?
A) Debit Party & Credit Commission received in advance
B) Debit Party & Cr Commission on LCs and BG
C) Debit Commission received in advance & Cr Commission on LCs and BGs
D) Debit Party & Cr Suspense account
E) None of the above

42) From 0A) 0B) 2016 onwards only EMV chip based debit cards are to be issued
to all eligible accounts except _______ and ________ Accounts.
A)Synd Balashakti and Synd Junior Millionaire SB A/cs
B)SB-Scholarship-DBT and SB-SSD A/cs
C)PMJDY and BSBDA A/cs
D)SB NRE and SB NRO A/cs
E)All the above

43) Walk in Customer Details are to be maintained in Fast Path

A) CIM09
B) CIM50
C) CIM51
D) CIM78
E) CIM80

44) Walk in Customer Search (FP 1030) can be done by

A) Customer ID
B) Customer Name
C) Date of Birth & Mobile Number
D) Aadhar Number & PAN Number
E) All the above

45) The following transaction screens are not modified to capture the walk in
customer ID
A) Cash Deposit (FP 1401)
B) Miscellaneous Credit against Cash (FP 1460)
C) DD Sale Against Cash (FP 8305)
D) DD Liquidation By Cash (FP 8310)
E) All the Above
46. Letter of Attorney and Power of Attorney details can be captured in
A) CIM09 Customer Master
B) CH021 Account Master
C) Walk in Customer Screen
D) 1 and 2 only
E) None of the above

47. Whether we have a SB product with Zero percent Rate of Interest as required
by a specific community of people (who believe in No Receiving/ Paying Interest)?

A) We cannot accede to customers request as per CBS system.

B) Accounts with No minimum Balance will automatically get no interest amount.
C) RBI prohibits opening of such Zero ROI CASA accounts.
D) Central Govt of India has directed to give Interest on SB accounts without fail.
E) Branch can maintain account level variance CHM48

48. What is the product code to be selected for opening one Financial Bank
Guarantee with 100% Cash Margin in FCC
A) BGPG
B) BGFG
C) BGDP
D) Either B or C
E) None of the above

49. Minimum balance of an SB account can be modified to any amount in

A) Account Master –CH021
B) Customer Master –CIM09
C) Account Customer Linkage Screen
D) Service Charges Maintenance Screen SCM03
E) None of the above.

50. Can NEFT be used to transfer funds from/to NRE and NRO accounts?
A) No as per RBI guidelines.
B) No because amount cannot be transferred from NRO account to NRE account.
C) No because transfer to and from NRE and NRO can be done only for our NRI
Customers
D) Yes with the special permission from T&IBD Mumbai.
E) Yes NEFT can be freely done from or to NRE and NRO accounts in the country
subject to adherence of the provisions of FEMA and Wire transfer guidelines.
 ANSWER KEYS

CORE BANKING SOLUTIONS (OPERTIONAL ASPECTS) PAPER - I (50)

1 C 26 D
2 A 27 C
3 E 28 D
4 E 29 A
5 E 30 E
6 C 31 A
7 D 32 B
8 B 33 C
9 C 34 B
10 A 35 D
11 C 36 A
12 D 37 A
13 D 38 A
14 B 39 D
15 A 40 E
16 C 41 A
17 A 42 C
18 A 43 E
19 D 44 E
20 A 45 D
21 D 46 B
22 A 47 E
23 D 48 C
24 C 49 A
25 C 50 E