Monthly Budget Planner

Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

January
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 5749.00 3812.00 1937.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2300.00 2299.00 Rental 124.00 Consultation 0.00
Spouse's income 2500.00 2500.00 Water 50.00 Medicine and vitamins 0.00
Part time job Electricity 50.00 Dentals 0.00
Income

House rental 950.00 950.00 Telephone/mobile 100.00 0.00

Business Cable TV 85.00 0.00
Dividend/bonus Internet 80.00 0.00
Other income Groceries 300.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 5750.00 5749.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 789.00 Sub total 0.00 0.00
House 963.00 Education Personal expenses
Car 760.00 School fees 0.00 Clothings 200.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 100.00

Personal loan 100.00 Tuition 0.00 Hair and beauty 100.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 400.00
Sub total C 0.00 1823.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 202.00 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 500.00 Newspapers and magazines 50.00
0.00 Parking 0.00 Restaurants and take aways 250.00
Sub total D 202.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 5548.00 3926.00 Sub total 0.00 500.00 Sub total 0.00 300.00
January Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House 963.00
Car 760.00
Monthly fixed expenses Credit card
Personal loan 100.00
Study loan
Others
0
Sub total 1823.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental 124.00
Water 50.00
Electricity 50.00
Telephone/mobile 100.00
Cable TV 85.00
Internet 80.00
Groceries 300.00
Furniture
Gardening
0
0
0
0
0
Sub total 789.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol 500.00
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 500.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings 200.00
Shoes 100.00
Hair and beauty 100.00
0
0
Sub total 400.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines 50.00
Restaurants and take aways 250.00
Club membership
0
0
Sub total 300.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

February
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
February Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

March
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
March Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

April
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
April Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

May
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
May Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

June
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
June Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

July
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
July Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

August
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
August Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

September
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
September Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

October
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
October Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

November
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
November Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

December
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for Help

Amount (RM) Amount (RM) Amount (RM)

Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
December Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
How to use this budget calculator? BACK

Set your monthly budget

Select the corresponding month in the Monthly Budget Planner

Key in your budget for the month in the Estimated cells (in blue)

Track where your money goes

To record your daily spending, use the Enter your actual spending amount in the blue cells.

Total amount of your actual spending will automatically be calculated and reflected in the Monthly Budget Planner

To return to the Monthly Budget Planner, click

Assess your actual spending habits

If you have a deficit balance at the end of the month, you need to assess your spending habits.
Compare against the budgeted amount and determine whether the expenses are necessary.
Learn more on how to manage your money here.

You can change the items of income and expenditure in the Monthly Budget Planner to suit your need.
This will be reflected in the tracking sheet of the corresponding month.

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