Attendee List for AARMR 28th Annual Regulatory Conference

August 01, 2017 San Antonio, Texas

Participants: 319

Kyle Abrigo Justin Accola Alfred Adigun

Account Executive Financial Examiner Financial Examiner
ComplianceEase Dept of Savings & Mortgage Lending New Jersey Department of Banking &
1350 Bayshore Hwy, Suite 520 2601 N Lamar Blvd Insurance
Burlingame Suite 201 20 West State Street
Burlingame, CA 94010 Austin, TX 78705 5th Floor
Phone: 650-373-1111 Phone: (512) 475-0172 Trenton,, NJ 08608
k.abrigo@complianceease.com Fax: (512) 475-1505 Phone: 609 2927272 X50407
jaccola@sml.texas.gov Fax: 6092923144
Alfred.Adigun@dobi.nj.gov

Therese Ainsworth Gavin Ales Reginald Alford

SAFE Act Licensing & Compliance Chief Compliance Officer Examiner
Officer Doc Magic Consumer Financial Protection Bureau
Accenture/Zenta Mortgage Services 1800 W 213TH ST 1700 G Street NW
2221 Savannah River St Torrance, CA 90501 Washington, DC 20552
Henderson, NV 89044 Phone: 8006491362 Phone: 202-420-9220
Phone: 702-998-4883 gavin@docmagic.com Reginald.Alford@cfpb.gov
Fax: 702-446-8176
therese.ainsworth@accenture.com

Kristopher Allred Steve Alpert Alan Anderson

Compliance Analyst Regulatory Program Manager Senior Counsel
The Compliance Group, Inc. Veritec Illinois Department of Financial &
1901 Camino Vida Roble, Suite 115 9428 Baymeadows Rd Professional Regulation, Division of
Carlsbad, CA 92008 Suite 630 Banking
Phone: 760-571-5410 Jacksonville, FL 32256 100 West Randolph Street
kallred@thecompliancegroup.net Phone: 904-421-7211 JRTC, Suite 900
steve.alpert@veritecs.com Chicago, IL 60601
Phone: 3127931419
Fax: 3128142238
alan.anderson@illinois.gov

Kirsten Anderson Rocke Andrews Tanya Anthony

Licensing Manager Mortgage Broker VP, Government & Industry
Oregon Division of Financial Regulation NAMB Administration
350 Winter Street NE Room 410 3531 N Pantano Rd The Money Source
Salem, OR 97301 Tucson, AZ 85750 135 Maxess Rd.
Phone: 5039477478 Phone: 5208867283 Melville, NY 11747
Fax: 5039477862 randrews@lendingarizona.net Phone: 9257054431
kirsten.l.anderson@oregon.gov Tanya.Anthony@themoneysource.com

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Terrin Anthony Danielle Arlowe Costas Avrakotos
Paralegal/Project Manager Senior Vice President Partner
McGlinchey Stafford PLLC American Financial Services Association Mayer Brown LLP
601 Poydras Street 919 18th St NW 1999 K Street, NW
12th Floor Suite 300 Washington, DC 20006
New Orleans, LA 70130 Washington, DC 20006 Phone: 202-263-3219
Phone: 504-596-2821 Phone: 9529226500 cavrakotos@mayerbrown.com
Fax: 504-596-0399 dfagre@afsamail.org
tanthony@mcglinchey.com

Tonya Azevedo-Ford Teresa Baer Mandy Bailey

FI Examiner I Director of Licensing Assistant Director, Licensing & Reporting
Hawaii Division of Financial Institutions OneMain/Springleaf Movement Mortgage, LLC
335 Merchant St 100 International Drive 8024 CALVIN HALL ROAD
Room 221 18th Floor INDIAN LAND, SC 29707
Honolulu, HI 96813 Baltimore, MD 21202 Phone: 8039395544
Phone: 808.586.2820 Phone: 410.537.9168 MANDY.BAILEY@MOVEMENT.COM
Fax: 808.586.2818 Fax: 410.537.9289
tazevedo@dcca.hawaii.gov terri.baer@onemainfinancial.com

Elizabeth Barlik Carie Barrett-Loya Brant Barrier

Sr. Regulator Compliance ASL Interpreter State Compliance Manager
CrossCountry Mortgage, Inc. Access Interpreting LeaderOne Financial Corporation
6850 Miller Road Georgie Trace Ave 7500 College Boulevard
Brecksville, OH 44141 Austin, TX 78747 Suite 1150
Phone: 216-246-4533 Phone: 512-264-4398 Overland Park, KS 66210
elizabeth.barlik@myccmortgage.com carieloya@gmail.com Phone: 9137474000
Fax: 9137474000
brantbarrier@leader1.com

Jeffrey Barringer Kristie Battershell Tom Bayer

Member Director of Compliance, Exams & CSBS
McGlinchey Stafford Licensing 43715 Moorland Court
194 Washington Ave., Ste. 600 Quicken Loans Leesburg
Albany, NY 12210 1050 Woodward Leesburg, VA 20176
Phone: 518-874-3428 Detroit, MI 48221 Phone: 2023066161
Fax: 518-935-9750 Phone: 3133730253 tbayer@csbs.org
JBarringer@mcglinchey.com KristieBattershell@quickenloans.com

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Cindy Begin Wanda Bell Daniel Bellovin
Chief Risk Officer Vice President, Learning & Development Associate
Massachusetts Division of Banks CSBS Weiner Brodksy Kider PC
1000 Washington Street, 10th Flr. 1129 20th St NW, 9th Floor 1300 19th Street NW
Boston, MA 02114 Washington, DC 20036 Suite 500
Phone: 617-956-1523 Phone: 2027285732 Washington, DC 20036
cindy.begin@state.ma.us wbell14@gmail.com Phone: 2025573514
bellovin@thewbkfirm.com

Kaitlyn Benson Steven Bidwell Ashton Bodenstab

Examiner Mortgage Compliance Operations Licensing Manager
Wisconsin Department of Financial Manager Veterans United Home Loans
Institutions Zillow Group 1400 Veterans United Dr.
201 W. Washington Ave 1301 2nd Avenue Columbia, MO 65203
Madison, WI 53703 Floor 31 Phone: 573-876-2600x4024
Phone: 608-261-7574 Seattle, WA 98101 Fax: 573-817-4581
kaitlyn.benson@dfi.wisconsin.gov Phone: 206-757-4931 ashton.bodenstab@vu.com
tylerb@zillowgroup.com

Robin Bonnell Kyle Brahe Megan Brandt

Starkey Mortgage Attorney AVP Examinations
6101 W Plano Pkwy Franzen & Salzano Fairway Independent Mortgage
Plano, TX 75093 3500 Parkway Lane Corporation
Phone: 972-599-5231 305 4801 S Biltmore Lane
Fax: 866-760-6525 Norcross, GA 30092 Madison, WI 53718
rbonnell@starkeymtg.com Phone: 7702482885 Phone: 6082344982
kbrahe@franzen-salzano.com Fax: 8668569003
mbrandt@fairwaymc.com

Michael Bray Thomas Brennan Allison Brown

CSBS Chief Director Deputy Assistant Director, Supervision
1129 20th Street NW Massachusetts Division of Banks Policy
9th Floor 1000 Washington St Consumer Financial Protection Bureau
Washington, DC 20036 10th Floor 1700 G Street NW
Phone: 202-559-1953 Boston, MA 02118 Washington, DC 20552
mbray@csbs.org Phone: 617-956-1564 Phone: 202-435-7107
thomas.brennan@state.ma.us allison.brown@cfpb.gov

Dutches Brown
Examiner
Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
Phone: 202-407-6643
dutches.brown@cfpb.gov

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Michael Brumble Dameian Buncum
VP & CCO Regulatory Compliance Analyst
Academy Mortgage Mayer Brown LLP
339 W 13490 S 1999 K Street, NW
Draper, UT 84020 Washington, DC 20006
Phone: 801-256-5420 Phone: 202-263-3056
michael.brumble@academymortgage. dbuncum@mayerbrown.com
com
Steve Butler Jennifer Cacciatore
SVP Paralegal/Project Coordinator
QuestSoft McGlinchey Stafford PLLC
23441 S Pointe Drive, Suite 270 601 Poydras Street
Laguna Hills, CA 92653 12th Floor
Phone: 949-614-8960 New Orleans, LA 70130
steve.butler@questsoft.com Phone: 504-596-2821
Fax: 504-596-0399
jcacciatore@mcglinchey.com
Mick Campbell Michelle Canter
Mortgage Licensing Supervisor Partner
Missouri Division of Finance Bradley Arant Boult Cumming, LLP
PO Box 716 4720 Peachtree Industrial Blvd.
Jefferson City, MO 65102 Suite 106
Phone: 573-751-3395 Norcross, GA 30071
Fax: 573-751-9192 Phone: 2055218650
Mick.Campbell@dof.mo.gov Fax: 2054886650
mcanter@bradley.com
Clifford Charland Richard Chastain
Dir. of Non-Depository Operations Attorney
Maryland Office of the Commissioner of Bradley Arant Boult Cummings LLP
Financial Regulation 1819 Fifth Avenue North
500 N. Calvert St. Birmingham
Baltimore, MD 21202 Birmingham, AL 35203
Phone: 410-230-6167 Phone: 2055218771
Fax: 410-685-6542 Fax: 2054886771
clifford.charland@maryland.gov achastain@bradley.com
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Krys Burgess
Government Relations
LendingHome
1 California St., Ste. 1700
San Francisco, CA 94111
Phone: 4156599265
krys@lendinghome.com
Maureen Camp
Washington State Department of
Financial Institutions
150 Israel Rd SW
PO Box 41200
Tumwater, WA 98501
Phone: 360-902-8752
maureen.camp@dfi.wa.gov
Rod Carnes
Deputy Commissioner For
Non-Depository Financial Institutions
Georgia Department of Banking &
Finance
2990 Brandywine Road, Suite 200
Atlanta, GA 30341
Phone: 770-986-1371
rodc@dbf.state.ga.us
Richard Childers
Florida Office of Financial Regulation
400 North Congress Avenue
Ste. 310
West Palm Beach, FL 33405
Phone: 561-837-5240
richard.childers@flofr.com
Brian Chu Alan Cicchetti Peter Citera
Onboarding Operations Assistant Director of Agency Relations Director of Mortgage Education
ComplianceEase Lenders Compliance Group Real Estate Institute
1350 Bayshore Hwy, Suite 520 1886 Asylum Ave 6203 W. Howard St.
Burlingame West Hartford, CT 06117 Niles, IL 60714
Burlingame, CA 94010 Phone: 8603058001 Phone: 8009951700
Phone: 650-373-1111 alan.cicchetti@outlook.com Peter.Citera@InstituteOnline.com
b.chu@complianceease.com

Charles Clark Robert Clark Daniel Colangelo

Deputy Director \ Director of Consumer Attorney Ocwen Financial Corporation
Services Franzen and Salzano, P.C. 16675 Addison Rd
WA State Department of Financial 3500 Parway Lane Addison, TX 75001
Institutions Suite 305 Phone: 214-874-6595
150 Israel Rd SW Peachtree Corners, GA 30092 daniel.colangelo@ocwen.com
Tumwater, WA 98501 Phone: 770-248-2885
Phone: 360-902-0511 Fax: 770-248-2883
Fax: 360-596-3866 rclark@franzen-salzano.com
charles.clark@dfi.wa.gov

Matt Comber Priscilla Conrow Stephanie Cook Thomas

Sr. Director, Accreditation Legal Project Manager Director of Licensing
CSBS Veterans United Home Loans AmeriSave Mortgage Corporation
1129 20th Street NW 1400 Veterans United Dr 3525 Piedmont Rd, NE
9th floor Columbia 8 Piedmont Center, Suite 600
Washington, DC 20036 Columbia, MO 65203 Atlanta, GA 30305
Phone: 2027285750 Phone: 5738762600x3340 Phone: 4043244950
Fax: 6105852061 Fax: 9513465020 sdthomas@amerisave.com
mcomber@csbs.org cilla.conrow@vu.com

Scott Corscadden Richard Cortes Carmine Costa

Supervisor Principal FInancial Examiner Director
Alabama State Banking Department CT Department of Banking Connecticut Department of Banking
P.O. Box 4600 260 Constitution Plaza 260 Constitution Plaza
Montgomery, AL 36103-4600 Hartford, CT 06103-1800 Hartford, CT 06033
Phone: (334)242-3512 Phone: 860-240-8138 Phone: 860-240-8207
Scott.Corscadden@banking.alabama. Fax: 860-920-3022 carmine.costa@ct.gov
gov richard.cortes@ct.gov

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Mary Courtright Chuck Cross Laurie Cross
Operations Administrator Sr VP Consumer Protection & Manager, Licensing and Examination
Nations Lending Corporation Nondepository Supervision Universal American Mortgage Company,
4 Summit Park Drive CSBS LLC
STE 200 1129 20th St NW 730 NW 107 Avenue
Independence, OH 44131 Washington, DC 20036 Suite 401
Phone: 2165030729 Phone: 202-728-5745 Miami, FL 33172
mary.courtright@nlcloans.com ccross@csbs.org Phone: 305-229-6500, ext 3832
Fax: 305-485-2048
lauriecross@uamc.com

Joe Cruz Kevin Cuff Brad Custard

Industry Manager Deputy Commissioner Regional Manager
Financial Institutions Division State of Massachusetts Division of Banks Oklahoma Dept. of Consumer Credit
New Mexico 1000 Washington 3613 N.W. 56th St
2550 Cerrillos Road Boston, MA 02118 Ste 240
Santa Fe, NM 87505 Phone: 6179561539 Oklahoma City, OK 73112
Phone: 5054764519 Fax: 6179561539 Phone: 405-522-0292
joe.cruz@state.nm.us kevin.cuff@state.ma.us bcustard@okdocc.ok.gov

Tim Cuthbertson Morgan Darr Gary Davis

Mortgage Investigator Assistant Director of Compliance- NDI Mortgage Examination Branch
DIVISION OF REAL ESTATE Examinations and HMDA Manager
160 E 300 S Movement Mortgage KY DFI
PO BOX 146711 8024 Calvin Hall Road 1025 Capital Center Drive. Ste. 200
SALT LAKE CITY, UT 84114-6711 Indian Land, SC 29707 Frankfort
Phone: 801-530-6050 Phone: (757) 689-1212 Frankfort, KY 40601
Fax: 801-526-4389 morgan.darr@movement.com Phone: 5027829042
tcuthbertson@utah.gov Fax: 5027829042
GaryM.Davis@ky.gov

Jason De Barros Annette Deffenbaugh Brad DeLettera

Product Counsel Financial Examiner Mortgage Examiner
Credit Karma NC Office of the Commissioner of Banks Georgia Department of Banking and
760 Market Street 4309 Mail Service Center Finance
5th Floor Raleigh, NC 27699-4309 2990 Brandywine Road, Suite 200
San Francisco, CA 94102 Phone: 919-733-3016 Atlanta, GA 30341
Phone: 415-510-5258 adeffenbaugh@nccob.gov Phone: 770-986-1311
jason.debarros@creditkarma.com bdelettera@dbf.state.ga.us

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Joseph Devlin Renee DiRuscio Darin Domingue
Regulations Counsel Licensing Coordinator Chief Examiner
Consumer Financial Protection Bureau Nations Lending Corporation Louisiana OFI
1 Constitution Square 4 Summit Park Drive 8660 United Plaza Blvd
Washington, DC 20005 STE 200 Baton Rouge, LA 70809
Phone: (202) 435-7388 Independence, OH 44131 Phone: 225-922-2596
joseph.devlin@cfpb.gov Phone: 2165030729 ddomingue@ofi.la.gov
renee.diruscio@nlcloans.com

Patricia D'Pulos John Ducrest Matthew Dukes

Licensing Manager
Hancock Mortgage Partners, LLC
One Sugar Creek Center Blvd., #1000
Sugar Land, TX 77478
Phone: 832-915-2455
Fax: 800-917-7210
pdpulos@hancockmortgage.com
Commissioner Attorney-Advisor
LA Office of Financial Institutions Consumer Financial Protection Bureau
Post Office Box 94095 1700 G Street NW
Baton Rouge, LA 70807 Washington, DC 20552
Phone: 225-922-2627 Phone: 202-435-7171
jducrest@ofi.la.gov matthew.dukes@cfpb.gov

Eric Duncan Debbie Dunn Michael Dunn

Weiner Brodsky Kider PC EVP, Risk & Compliance General Counsel
1300 19th Street NW 5th Floor SWBC Mortgage Corporation FBC Mortgage LLC
Washington, DC 20036 9311 San Pedro 189 S. Orange Avenue
Phone: 202 628 2000 Suite 100 Suite 970
Fax: 202 628 2011 San Antonio, TX 78216 Orlando, FL 32801
duncan@thewbkfirm.com Phone: 214-6936306 Phone: 407-872-3383
ddunn@swbc.com Fax: 407-429-3897
mdunn@fbchomeloans.com

David Dwyer Jenifer Edwards Nicole Ehrbar

Vice President, Operations & Vendor
Management
CSBS
1129 20th St NW, 9th Floor
Washington, DC 20036
Phone: (202) 570-6963
ddwyer@csbs.org
Manager, Licensing & Regulatory Affairs VP, Public Policy
Castle & Cooke Mortgage, LLC Quicken Loans
13751 S Wadsworth Park Dr, Ste 101 1050 Woodward Ave
Draper, UT 84020 Detroit, MI 48226
Phone: 801-461-7136 Phone: (313) 373-4950
jedwards@castlecookemortgage.com NicoleEhrbar@quickenloans.com

Cassie Ellis MARC ELY Burton Embry

Asst. Director of Compliance CHIEF COMPLIANCE OFFICER EVP & Chief Compliance Officer
RPM Mortgage FINANCE OF AMERICA Primary Residential Mortgage
3420 Stone Valley Road West 2281 Lava Ridge Ct 1480 North 2200 West
Alamo, CA 94507 SUITE 340 Salt lake City, UT 84116
Phone: 925-788-3986 ROSEVILE, CA 95661 Phone: 8015968707
Fax: 844-258-6761 Phone: 916.865.2042 bembry@primeres.com
cellis@rpm-mtg.com MELY@FINANCEOFAMERICA.COM

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Mike Enzbrenner Jenna Evans MARK FAGERGREN
Director of Examinations Ocwen Financial Corp EDUCATION DIRECTOR
Kansas Office of the State Bank 1100 Virginia Ave DIVISION OF REAL ESTATE
Commissioner Fort Washington, PA 19034 160 E 300 S
700 SW Jackson, Suite 300 Phone: 215-734-6258 PO BOX 146711
Topeka, KS 66603 jenna.evans@ocwen.com SALT LAKE CITY, UT 84114-6711
Phone: 785-296-1878 Phone: 8015367967
mike.enzbrenner@osbckansas.org Fax: 801-526-4389
markf@utah.gov

Felicia Faison-Holmes Brenda Fanning Melissa Farmer

Director for Non-Depository Financial
Institutions
Ga. Department of Banking
2990 Brandywine Road, Suite 200
Atlanta, GA 30341
Phone: 770-986-5036
fholmes@dbf.state.ga.us
Senior Compliance Examiner Licensing Manager
Wyoming Division of Banking Urban Fulfillment Services, LLC
122 W 25th St 3W 11802 Ridge Parkway, 200
Cheyenne, WY 82002 Broomfield, CO 80021
Phone: 3077772425 Phone: 720-445-3575
Fax: 3077773555 mfarmer@urban-ls.com
brenda.fanning@wyo.gov

Esther Fernandes Charlie Fields Pamela Fitzgerald

Executive Director of Operations and FVP, Mortgage Regulatory Affairs NDI Licensing Branch Manager
Client Relationships PennyMac KY DFI
Brady & Kosofsky, PA 9009 Corporate Lake Dr., Suite 320 1025 Capital Center Drive. Ste. 200
3065 B Senna Drive Tampa, FL 33634 Frankfort
Matthews, NC 28105 Phone: 813-498-0878 Frankfort, KY 40601
Phone: 704-841-6313 charlie.fields@pnmac.com Phone: 5027829042
Fax: 704-849-8009 Fax: 5027829042
efernandes@bandklaw.com Fitzgerald.Pam@ky.gov

John Fleming Tony Florence Kimberly Flynt

General Counsel TMBA
Texas Mortgage Bankers Assoc
700 Lavaca St STE 1400
Austin, TX 78701
Phone: 512-320-9110
john@johnfleminglaw.com
AARMR President VP Business Controls
Department of Savings & Mortgage Ditech Financial LLC
Lending 2100 East Elliot Road, Bldg. 94
2601 N Lamar Blvd Tempe, AZ 85284
Suite 201 Phone: (480) 333-6174
Austin, TX 78705 Kim.Flynt@ditech.com
Phone: (512) 936-6602
Fax: (512) 475-1505
tflorence@sml.texas.gov

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Albert Forkner Carol Foster Doug Foster
Commissioner Senior Financial lnstitution Examiner Director of Regulatry Affairs
Wyoming Division of Banking Arizona Department of Financial Polunsky Beitel Green
122 W 25th St 3W Institutions 1314 Clearfork St
Cheyenne, WY 82002 2910 N. 44th St., Suite 310 Lockhart, TX 78644
Phone: 3076300610 Phoenix, AZ 85018 Phone: 5123760341
Fax: 3077773555 Phone: 602-771-2800 doug.foster@mortgagelaw.com
albert.forkner@wyo.gov cfoster@azdfi.gov

Kristine Fournier Don Frommeyer Sue Gamboa

Principal Examiner National Mortgage Chair Pacific Union Financial, LLC
State of Maine Bureau of Consumer Agility Resources Group, LLC 8900 Freeport Pkwy
Credit Protection 200 Medical Drive Suite 150
35 State House Station Carmel, IN 46032 Irving, TX 75063
Augusta, ME 04333-0035 Phone: 317-575-4355 Phone: 972-827-4761
Phone: 207-624-8658 Fax: 317-863-1239 Sue.Gamboa@loanpacific.com
Fax: 207-582-7699 dfrommeyer@agilityresourcesgroup.com
kristine.m.fournier@maine.gov

Ronald Gapp Troy Garris Karen Garvin

General Counsel Partner Vice President
Paramount Residential Mortgage Group, Weiner Brodsky Kider PC Bank of America
Inc. 2904 Corporate Cir 31303 Agoura Road
1265 Corona Pointe Court, Suite 301 Flower Mound, TX 75028 CA6-917-02-25
Corona, CA 92879 Phone: 3014618952 Westlake Village, CA 91361
Phone: 9515476464 garris@thewbkfirm.com Phone: 818-223-4931
jrgapp@prmg.net karen.garvin@bankofamerica.com

Susan Gates Shannon Gilbertson Lori Goetz

Ocwen Financial Corporation Financial Institutions Examiner Sr. Compliance Specialist
16675 Addison Road Minnesota Department of Commerce Pulte Mortgage LLC
Addison, TX 75001 85 7th Place East 7390 S Iola St
Phone: 561.682.7000 x40565 Suite 280 Englewood, CO 80112
susan.gates@ocwen.com St Paul, MN 55101-2198 Phone: 303-493-3353
Phone: 651-539-1708 lori.goetz@pulte.com
Fax: 651-539-1548
shannon.gilbertson@state.mn.us

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Carolyn Goldman Sally Gorrin Jeff Goshert
Managing Partner, "Responsible Buckley Sandler LLP Chief Compliance Officer
Individual" 1250 24th Street NW Nations Lending Corporation
Goldman & Zwillinger PLLC Suite 700 4 Summit Park Dr.
17851 N. 85th St. Washington, DC 20037 Suite 200
Suite 175 Phone: 2023497938 Independence, OH 44131
Scottsdale, AZ 85255 sgorrin@buckleysandler.com Phone: 216-503-6762
Phone: 602 315 6526 Fax: 440-792-5967
cgoldman@gzlawoffice.com jeff.goshert@nlcloans.com

Andrew Grosmaire Kirt Gundry Alexandra Haen

Bureau Chief Director - Mortgage Examination Section Mortgage Banking Examiner
Florida's Office of Financial Regulation State of Michigan Wisconsin Department of Financial
200 E Gaines St 530 W. Allegan St. Institutions
Tallahassee, FL 32399-0376 PO Box 30220 201 W. Washington Ave
Phone: 8504109848 Lansiing, MI 48909 Suite 500
andy.grosmaire@flofr.com Phone: 517-284-8602 Madison, WI 53703
gundryk@michigan.gov Phone: 6082663583
alexandra.haen@wisconsin.gov

Ray Hagan Robb Hagberg Calvin Hagins

Senior Regulatory Compliance Analyst Senior Director Fraud Risk Deputy Assistant Director for
Ellie Mae Freddie Mac Originations
4420 Rosewood Drive 1551 Park Run Drive Consumer Financial Protection Bureau
Suite 500 McLean, VA 22102 1700 G Street NW
Pleasanton, CA 94588 Phone: 7039033785 Washington, DC 20552
Phone: 6512894845 robert_hagberg@freddiemac.comc Phone: 202-435-7076
ray.hagan@elliemae.com calvin.hagins@cfpb.gov

Kevin Hagler Andrew Hall Danica Hames

Commissioner Licensing Manager Treasury/FinCEN
Georgia Department of Banking and Royal United Mortgage LLC PO Box 39
Finance 7999 Knue Road Vienna, VA 22183
2990 Brandywine Road Suite 300 Phone: 202-354-6001
Suite 200 Indianapolis, IN 46250 danica.hames@fincen.gov
Atlanta, GA 30341 Phone: 317-664-7759
Phone: 770-986-1628 andrew.hall@royalunited.com
khagler@dbf.state.ga.us

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Susan Hancock Blake Hanlon Chad Harlan
Deputy Commissioner Vice President NDI Consumer Protection Branch
State Corporation Commission OneMain Manager
1300 E Main Street Suite 800 5133 Halifax Ave KY DFI
Richmond, VA 23219 Minneapolis, MN 55424 1025 Capital Center Drive. Ste. 200
Phone: 8043719701 Phone: 812-475-7001 Frankfort
susan.hancock@scc.virginia.gov blake.hanlon@onemainfinancial.com Frankfort, KY 40601
Phone: 5027829042
Fax: 5027829042
ChadK.Harlan@ky.gov

LaToya Hart Glen Harvey Kenneth Haynie

Loan Broker Examiner Examiner Interim Chief Examiner for Consumer
Indiana Secretary of State - Securities WV Division of Financial Institutions Finance
Division 900 Pennsylvania Avenue, Suite 306 Ohio Dept. of Commerce, Div. of
302 W Washington Street Charleston, WV 25302 Financial Institutions
Room E-111 Phone: (304) 558-2294 77 S. High St.
Indianapolis, IN 46204 Fax: (304) 558-0442 21st Fl.
Phone: 317-234-9673 gharvey@wvdob.org Columbus, OH 43215
lhart@sos.in.gov Phone: 614.728.8400
kenneth.haynie@com.ohio.gov

Michelle Heidecker Larry Henson Michelle Hickman

Plaza Home Mortgage VP and General Counsel Licensing Specialist
4820 Eastgate Mall Suite 100 Summit Mortgage Corporation Wyoming Division of Banking
San Diego, CA 92121 13355 10th Ave. N. 122 West 25th Street
Phone: 8583461208 Suite 100 3rd Floor West
michelle.heidecker@ Plymouth, MN 55441 Cheyenne, WY 82002
plazahomemortgage.com Phone: 763.390.7249 Phone: 307-777-6483
lhenson@summit-mortgage.com Michelle.Hickman@wyo.gov

Phil Hitz Kimberley Hocking Christine Hodge

V.P. Managing Director - Government Director of Compliance Chief, Consumer Services Office
Relations American Pacific Mortgage Corp PA Dept of Banking and Securities
OneMain Holdings 555 Menlo Drive, Suite A 17 N 2nd Street, Suite 1300
4985 W Wexford Way Rockin, CA 95661 Harrisburg, PA 17101
South Jordan, UT 84009 Phone: 916-960-9807 Phone: 7177723888
Phone: 812-468-5150 khocking@apmortgage.com Fax: 7177878773
phil.hitz@onemainfinancial.com chrhodge@pa.gov

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Jonas Hoerler Tracy Hudson Sharon Hughes
Staff Attorney Director of Nondepository Institutions Senior Director, State Relations
ComplianceEase WV Division of Financial Institutions CSBS
1350 Bayshore Hwy, Suite 520 900 Pennsylvania Avenue, Suite 306 1129 20th St NW, 9th Floor
Burlingame Charleston, WV 25302 Washington, DC 20036
Burlingame, CA 94010 Phone: (304) 558-2294 Phone: 2027285732
Phone: 206.682.7705 Fax: (304) 558-0442 shughes@csbs.org
j.hoerler@complianceease.com thudson@wvdob.org

Paul Hutson Ashley Hutto-Schultz Scott Isaacs

Senior Examination Manager
Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
Phone: 202 604 6026
paul.hutson@cfpb.gov
Senior Associate Compliance Manager - Quality Control
Hogan Lovells Nations Lending Corporation
555 13th St., NW 4 Summit Park Drive, STE 200
Washington, DC 20004 Independence
Phone: 202-637-5409 Independence, OH 44131
ashley.hutto-schultz@hoganlovells.com Phone: 216-503-7058
Fax: 440-606-1083
scott.isaacs@nlcloans.com

Michelle Jeansonne Carl Jeffcoat Randy Johnson

Deputy Chief Examiner
Louisiana OFI
8660 United Plaza Blvd
Baton Rouge, LA 70809
Phone: 225-922-2596
mjeansonne@ofi.la.gov
Assistant Commissioner
SC Board of Financial Institutions
1205 Pendleton Street, Ste. 306
Columbia, SC 29201
Phone: 803-734-2020
Fax: 803-734-0090
carl.jeffcoat@bofi.sc.gov
Finance Bureau Examiner
Iowa Division of Banking
200 East Grand Avenue, Suite 300
Des Moines
Des Moines, IA 50309-1827
Phone: 515-281-4014
Fax: 515-281-4862
randy.johnson@idob.state.ia.us

Timothy Johnson DeMarion Johnston Caroline Jones

Managing Examiner Associate General Counsel Commissioner
New Jersey Department of Banking & State Corporation Commission - Bureau Texas Department of Savings &
Insurance of Financial Institutions Mortgage Lending
20 West State Street 1300 East Main Street, 10th Floor 2601 North Lamar Boulevard, Suite 201
5th Floor Richmond, VA 23219 Austin, TX 78736
Trenton,, NJ 08608 Phone: 804-371-9471 Phone: 512-475-1352
Phone: 609 2927272 X50407 Fax: 804-371-9240 Fax: 612-475-1505
Fax: 6092923144 demarion.johnston@scc.virginia.gov cjones@sml.texas.gov
Timothy.Johnson@dobi.nj.gov

12 of 26
Richard Kellog Jeffrey Kelly Debbie Kent
Chief Examiner Vice President of Governance, Risk and State Licensing & Compliance Manager
Oklahoma Dept. of Consumer Credit Compliance Land Home Financial Services, Inc.
3613 N.W. 56th St OnCourse Learning 1355 Willow Way, Suite 250
Ste 240 S48W34516 Rue Chantilly Concord, CA 94520
Oklahoma City, OK 73112 dousman, WI 53118 Phone: 9253388338
Phone: 405-522-0292 Phone: 2623974057 debbie.kent@lhfs.com
rkellogg@okdocc.ok.gov jkelly@oncourselearning.com

Jeffrey Keuter May Khieu James Kinion

Financial Examiner
Division of Financial Regulation
350 Winter Street SE
Salem, OR 97301
Phone: 503-947-7605
jeffrey.l.keuter@oregon.gov
Chief Compliance Officer Vice-President, Manager of Government
NewDay Financial Relations
8160 Maple Lawn Blvd Onemain Holdings, Inc.
Fulton, MD 20759 12523 Bellstone Lane
Phone: 8774231400 Raleigh, NC 27614
Lnanan@newdayusa.com Phone: 919-418-7662
Ken.Kinion@Onemainfinancial.com

Allison Kinney Alison Kiyotoki Lisa Klika

VP Director Government Relations FI Examiner IV Chief Compliance Officer, SVP
OneMain Financial Hawaii Division of Financial Institutions Guild Mortgage
6224 Pine Fair Way 335 Merchant St 5887 Copley Drive
Tallahassee, FL 32309 Room 221 San Diego, CA 92111
Phone: 8502946465 Honolulu, HI 96813 Phone: 8586273673
allison.kinney@onemainfinancial.com Phone: 808-586-2820 lklika@guildmortgage.net
Fax: 808-586-2818
akiyotok@dcca.hawaii.gov

Nathan Knottingham John Konyk William Kooper

VP of Training and Development
The Knowledge Coop
14707 NE 13th CT A102
Vancouver
Vancouver, WA 98685
Phone: (360) 342-6176
nathan@knowledgecoop.com
Executive Director, Government Affairs Vice President, State Government Affairs
Weiner Brodsky Kider PC and Industry Relations
1300 19th Street NW Mortgage Bankers Association
5th Floor 1919 M Street, NW #500
Washington, DC 20036 Washington, DC 20036
Phone: 202-728-4471 Phone: 2025572737
Fax: 202-628-2011 wkooper@mba.org
konyk@thewbkfirm.com

13 of 26
Gregory Korn
VP - Chief Risk Officer
Merrimack Mortgage Company, LLC.
1045 Elm Street
Suite 601
Manchester, NH 03101
Phone: 6036063288
gkorn@merrimackmortgage.com
Edward Krasniewski
Better Mortgage, Inc.
459 Broadway, Floor 5
New York, NY 10013
Phone: 6469481366
edward@better.com
Michael Larsen
Bureau Chief
Idaho Department of Finance
800 Park Blvd., Suite 200
Boise, ID 83712
Phone: (208) 332-8000
Fax: (208) 332-8096
mlarsen@finance.idaho.gov
John Lemaster
Compliance Examinations & System
Manager
Gateway Mortgage Group, LLC
244 S. Gateway Place
Jenks, OK 74037
Phone: 918-526-5246
Fax: 918-858-7534
John.Lemaster@gatewayloan.com
Marc Lifset
Attorney
McGlinchey Stafford
8 Marion Avenue
Albany, NY 12203
Phone: 518-432-8335
Fax: 518-432-7290
mlifset@mcglinchey.com
Melissa Koupal Matthew Kownacki
SVP, Loan Integrity Manager, State Research and Policy
loanDepot.com, LLC American Financial Services Association
26642 Towne Center Dr 919 18th St NW
Foothill Ranch, CA 92610 Suite 300
Phone: 9494706248 Washington, DC 20006
Fax: hpowers@loandepot.com Phone: 2024693181
mkoupal@loandepot.com Mkownacki@afsamail.org
Tim Lange Lisa Lanham
Senior Director, Policy Managing Associate
CSBS Dentons US LLP
1129 20th St nw 1221 Avenue of the Americas
9th Floor New York, NY 10020
Washington, DC 20036 Phone: 2123985222
Phone: 202-728-5734 lisamarie.lanham@dentons.com
tlange@csbs.org
Jennifer Latzka Alan Leingang
Compliance Director State of Washington
Ditech Financial LLC PO Box 41200
345 St Peter Street Mail Code L600 Olympia, WA 98504
St Paul, MN 55102 Phone: (360) 902-8725
Phone: 952-693-3234 alan.leingang@dfi.wa.gov
Jennifer.Latzka@ditech.com
Robert Levy Charles Lewis
Executive Director & Counsel Financial Examiner
Mortgage Bankers Association of New Texas Office of Consumer Credit
Jersey Commissioner
1460 Route 9 North, Suite 3-01 2601 N. Lamar
Woodbridge, NJ 07095 Austin, TX 78705
Phone: 973 202 3880 Phone: 512-936-7624
Fax: 732-596-1625 huffman.lewis@occc.texas.gov
mmoggull@aol.com
Charles Lowery
Director, State Regulatory Relations
Ocwen Financial Corporation
1101 Pennsylvania Ave, N.W. Suite 307
Washington, DC 20004
Phone: (202) 756-1081
charles.lowery@ocwen.com
14 of 26
Zachary Luck Natalie Lutz Gabriela Macias
Deputy Superintendent for Consumer Senior Advisor Division Manager
Finance DORA Division of Real Estate Arizona Department of Financial
Ohio Dept. of Commerce, Div. of 1560 Broadway, Suite 925 Institutions
Financial Institutions Denver, CO 80202 2910 N 44th Street, Suite 310
77 S. High St. Phone: 303-894-7733 Phoenix, AZ 85018
21st Fl. Fax: 303-894-2683 Phone: 602 771-2839
Columbus, OH 43215 natalie.lutz@state.co.us gmacias@azdfi.gov
Phone: 614.644.7517
zachary.luck@com.ohio.gov

Richard Madison Deborah Malzahn Kenneth Markison

Senior Director, Mortgage Education Director, Business Development Vice President and Regulatory Counsel
Programs, SRR ComplianceTech Mortgage Bankers Association
CSBS 2010 Corporate Ridge, Suite 820 5th Floor
1129 20th St, NW, 9th Floor McLean, VA 22102 1919 M Street, NW
Washington Phone: (202) 670-1252 Washington, DC 20036
Washington, DC 20036 dmalzahn@compliancetech.com Phone: 2025572930
Phone: 2028083558 Fax: 2024081674
Fax: 2028083558 kmarkison@mba.org
egrant@csbs.org

Pete Marks Rebecca Marsh Lisa Martinez

Vice President, Mortgage Testing and Audit Manager Complaince Analyst
Education CrossCountry Mortgage, Inc. Bank of America
CSBS 6850 Miller Road 31303 Agoura Road
1129 20th St nw Brecksville, OH 44141 CA6-917-02-25
9th Floor Phone: 216-246-4533 Westlake Village, CA 91361
Washington, DC 20036 rebecca.marsh@myccmortgage.com Phone: 818 223-4933
Phone: 202-728-5723 lisa.d.martinez@bankofamerica.com
pmarks@csbs.org

Philip Mastin William Matthews Trista Mayer

AVP, Director of Regulatory Affairs
United Shore Financial Services
1414 E Maple Road
Troy, MI 48083
Phone: 8009818898
pmastin@unitedshore.com
Executive Vice President Chief Compliance Officer
Conference of State Bank Supervisors Fairway Independent Mortgage
1129 20th St NW, Washington, DC Corporation
20036 4801 S Biltmore Lane
9th Floor Madison, WI 53718
Washington, DC 20036 Phone: 4143330323
Phone: 202-559-1978 Fax: 8668569003
bmatthews@csbs.org tristam@fairwaymc.com

15 of 26
Angela Maynard Traci McCain Rory McCorkle
Paralegal Director, Mortgage Division Vice President, Certification Services
NC Office of the Commissioner of Banks MS Dept of Banking and Consumer PSI Services
4309 Mail Service Center Finance 305 Sequoia Dr
Raleigh, NC 27699-4309 PO Box 12129 Newtown, PA 18940
Phone: 919-733-3016 Jackson, MS 39236 Phone: 7175755273
amaynard@nccob.gov Phone: 800-844-2499 rmccorkle@psionline.com
traci.mccain@dbcf.ms.gov

Marlyse McQuillen Ellena Meier Sue Melnick

Ocwen Financial Corporation Chief Mortgage Examiner COO
1661 Worthington Road, Suite 100 Dept of Savings & Mortgage Lending Bay Equity
West Palm Beach, FL 33409 2601 N Lamar Blvd 28 liberty ship way
Phone: 561-682-7597 Suite 201 Sausalito, CA 94965
Marlyse.McQuillen@ocwen.com Austin, TX 78705 Phone: 4158204514
Phone: (512) 426-5765 sue@bayeq.com
Fax: (512) 475-1505
emeier@sml.texas.gov

Matthew Mesmer William Metalsky Jeffrey Midbo

Vice President, General Counsel and William Metalsky SVP, Deputy General Counsel, Chief
Chief Compliance Officer Weichert Financial Services Compliance Officer
ISGN Solutions, Inc. 225 Littleton Road United Shore Financial Services
2330 Commerce Park Dr NE Morris Plains 1414 E Maple Road
Suite 2 Morris Plains, NJ 07950 Troy, MI 48083
Palm Bay, FL 32905 Phone: 9734015553 Phone: 8009818898
Phone: 855-763-6350 ext 63334 Fax: 9734015553 jmidbo@uwm.com
matthew.mesmer@isgnsolutions.com wmetalsky@weichertfinancial.com

Abby Mindt Shirley Mitchell Hayley Moon

Director of Mortgage Education Field Manager Quality Control Manager
OnCourse Learning Consumer Financial Protection Bureau The Mortgage Licensing Group, Inc.
20000 SW Rock Rd 1700 G Street NW 310 S. Twin Oaks Valley Rd.
Aloha Washington, DC 20552 #107-290
Aloha, OR 97003 Phone: 202 450 0127 San Marcos, CA 92078
Phone: 9714045959 Shirley.Mitchell@cfpb.gov Phone: 760-295-4040
amindt@oncourselearning.com hmoon@mymortgagelicense.com

16 of 26
Kimberly Morris Kyle Moseman Joe Mulberry
Licensing Manager & Legal Regulatory Senior Compliance Specialist Deputy Commissioner
Analyst Union Home Mortgage Wyoming Division of Banking
NewDay Financial 8241 Dow Circle West 122 W 25th St 3W
8160 Maple Lawn Blvd Strongsville, OH 44136 Cheyenne, WY 82002
Fulton, MD 20759 Phone: 440.638.5400 Phone: 3077776484
Phone: 8774231400 kmoseman@unionhomemortgage.com Fax: 3077773555
Lnanan@newdayusa.com joe.mulberry@wyo.gov

Evelyn Nicolas Robert Niemi Tina Norfleet

Treasury/FinCEN Senior Advisor Plaza Home Mortgage
PO Box 39 Baker Hostetler 4820 Eastgate Mall Suite 100
Vienna, VA 22183 6470 Ashdale Avenue San Diego, CA 92121
Phone: 202-354-6404 Unit A Phone: 8583461208
evelyn.nicolas@fincen.gov Columbus, OH 43230 Tina.norfleet@plazahomemortgage.com
Phone: 6145655901
rniemi@bakerlaw.com

Thomas Noto Scott Nowak Jill Orrison

Chief Legal Officer, SMD Associate Director, State Government Financial Examiner
Stearns Lending, LLC Affairs NC Office of the Commissioner of Banks
4 Hutton Centre Drive, 10th FLoor Mortgage Bankers Association 4309 Mail Service Center
Santa Ana 1919 M Street NW, Fifth Floor Raleigh, NC 27699-4309
Santa Ana, CA 92707 Washington, DC 20036 Phone: 919-733-3016
Phone: 6572694410 Phone: 202-557-2811 jorrison@nccob.gov
Fax: 6572694411 snowak@mba.org
TNoto@stearns.com

Steven O'Shields Jim Payne Vickie Peck

Director of Licensing and Information Director of Licensing Senior Vice President, Operations
Resources Kansas Office of the State Bank CSBS
Texas Department of Savings and Commissioner 1129 20th St NW, 9th Floor
Mortgage Lending 700 SW Jackson, Suite 300 Washington, DC 20036
2601 N Lamar Topeka, KS 66603 Phone: 202-728-5743
Austin, TX 78705 Phone: 785-296-1877 vpeck@csbs.org
Phone: 512-475-3679 jim.payne@osbckansas.org
Fax: 512-475-1360
soshields@sml.texas.gov

17 of 26
Jennifer Pendleton
AVP, Licensing
Stearns Lending, LLC
4 Hutton Centre Dr. ,10th Floor
Santa Ana
Santa Ana, CA 92707
Phone: (657) 212-9787
Fax: (855) 272-8877
jpendleton@stearns.com
Scott Peter
Consumer Credit Examiner
Nebraska Department of Banking and
Finance
1526 K Street, Suite 300
Lincoln, NE 68508
Phone: 4024712171
scott.peter@nebraska.gov
Mary Pfaff
Senior Director, Policy
CSBS
1129 20th St nw
9th Floor
Washington, DC 20036
Phone: 202-728-5748
mpfaff@csbs.org
Andrew Podzolka
Assistant General Counsel
New American Funding
14511 Myford Rd Suite 100
Tustin, CA 92780
Phone: 949-445-8840
Fax: 949-267-2674
Keilaine.Ruiz@nafinc.com
Jessica Perez
Senior Licensing Specialist
Stearns Lending, LLC
4 Hutton Centre Dr. ,10th Floor
Santa Ana
Santa Ana, CA 92707
Phone: 657-275-3039
Fax: (714) 795-5537
jperez2@stearns.com
Tara Pettersen
VP, Risk Management
CMG Financial
3160 Crow Canyon Road
Suite 400
San Ramon, CA 94583
Phone: 5034750675
tpettersen@cmgfi.com
Nancy Pickover
Licensing Specialist
Weiner Brodsky Kider PC
1300 19th Street, NW, Fifth Floor
Washington, DC 20036
Phone: 202-728-4462
Fax: 202-628-2011
pickover@thewbkfirm.com
Bill Poe
Financial Examiner
Dept of Savings & Mortgage Lending
2601 N Lamar Blvd
Suite 201
Austin, TX 78705
Phone: (512) 475-1873
Fax: (512) 475-1505
bpoe@sml.texas.gov
18 of 26
Ken Perry
President/Founder
The Knowledge Coop
14707 NE 13th Cir
Camas, WA 98685
Phone: 3609363010
ken@knowledgecoop.com
Kevin Pezzani
Vice President - Risk
Union Home Mortgage
8241 Dow Circle West
Strongsville, OH 44136
Phone: 440-297-2210
kpezzani@unionhomemortgage.com
Lisa Pizula
Director of Client Solutions
Comergence
29510 Acero
260
Mission Viejo, CA 92691
Phone: 714-489-8860
lisa@comergence.com
James Pratt
Examiner
Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
Phone: 202-380-5288
james.pratt@cfpb.gov
Michelle Price
Licensing Coordinator
Digital Risk Mortgage Services, LLC
2301 Maitland Center Parkway
Suite 165
Maitland, FL 32751
Phone: 407.215.2900 ext. 2407
Michelle.Price@digitalrisk.com
Ruth Price Jeffrey Prost
FVP Compliance & Oversight Senior Regulatory Compliance Analyst
Bayview Loan Servicing, LLC Mayer Brown LLP
689 Airport Freeway 1999 K Street, NW
Hurst, TX 76053 Washington, DC 20006
Phone: 817-438-9154 Phone: 202-263-3781
Fax: 305-646-4903 jprost@mayerbrown.com
ruthprice@bayviewloanservicing.com

Carol Queen Brian Raley Adeela Rasool

Licensing Legal Assistant Deputy Commissioner Compliance Specialist
PennyMac Loan Services, LLC KY DFI Quicken Loans
6101 Condor Drive 1025 Capital Center Drive. Ste. 200 1050 Woodward Ave
Moorpark, CA 93021 Frankfort Detroit, MI 48226
Phone: 818-746-2883 Frankfort, KY 40601 Phone: (313) 782-7443
Fax: 818-337-2138 Phone: 5027829042 AdeelaRasool@quickenloans.com
carol.queen@pnmac.com Fax: 5027829042
Brian.Raley@ky.gov

Stacey Rayburn Eva Rees Jeremiah Regnier

Compliance Officer Eva Rees Licensing & Compliance Manager
AmeriSave Mortgage Corporation Utah Department of Financial Institutions Gateway Mortgage Group, LLC
3525 Piedmont Rd, NE P O Box 146800 244 S. Gateway Place
8 Piedmont Center, Suite 600 Salt Lake City Jenks, OK 74037
Atlanta, GA 30305 Salt Lake City, UT 84114-6800 Phone: 918-526-5246
Phone: 4044240632 Phone: 8015388834 Fax: 918-858-7534
srayburn@amerisave.com Fax: 8015388894 Jeremiah.Regnier@gatewayloan.com
erees@utah.gov

Andrea Rehkopf Thomas Reinheimer Tracy Reno

Sign Language Interpreter
Access Interpreting
4201 Monterey oaks blvd
#1205
Auston, TX 78749
Phone: 5178966299
interp1212@yahoo.com
CEO Financial Examiner III
Veritec State of Alaska
9428 Baymeadows Rd 550 W. 7th Avenue #1850
Suite 630 Anchorage, AK 99503
Jacksonville, FL 32256 Phone: 907-269-8112
Phone: 904-421-7239 tracy.reno@alaska.gov
thomas.reinheimer@veritecs.com

Paul Reynolds HAYDN RICHARDS Frank Riley

Non-Depository Examination Manager PARTNER Lead Compliance Specialist
State of MT BRADLEY NFM Lending
301 S Park 1615 L STREET, NW 505 Progress Drive, Ste. 100
helena, MT 59601 WASHINGTON, DC 20036 Linthicum, MD 21090
Phone: 4068412937 Phone: 202-719-8217 Phone: 4434513468
preynolds@mt.gov HRICHARDS@BRADLEY.COM friley@nfmlending.com

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Vicky Rinaldi Deborah Robertson Adraine Robinson
Licensing Supervisor, Legal Department General Counsel/Chief Compliance Review Examiner
Bayview Asset Management Officer SC Board of Financial Institutions
4425 Ponce de Leon Blvd Land Home Financial Services, Inc. 1205 Pendleton Street, Ste. 306
Coral Gables, FL 33146 1355 Willow Way, Suite 250 Columbia, SC 29201
Phone: 305-646-3903 Concord, CA 94520 Phone: 803-734-2020
vickyrinaldi@bayview.com Phone: 925-765-3121 Fax: 803-734-0090
deborah.robertson@lhfs.com adraine.robinson@bofi.sc.gov

Wendell Robinson Ken Rodrigez Senetra Rogers

Team Leader, Training American Advisors Group Examiner
Quicken Loans 3800 West Chapman Consumer Financial Protection Bureau
100 Public Square Orange, CA 92868 1700 G Street NW
Suite 400 Phone: 949-224-6080 Washington, DC 20552
Cleveland, OH 44113 kenr@aag.com Phone: 202-440-3321
Phone: 2164668225 senetra.rogers@cfpb.gov
wendellrobinson@quickenloans.com

Christopher Romano Amy Rose Allison Rosenthal

Non-Depository Bureau Chief Bradley Senior Lending Compliance Officer
Montana Divsion of Banking and 1615 L Street, N.W., Suite 1350 Annaly Capital Management, Inc.
Financial Institutions Washington, DC 20036 1211 Avenue of the Americas
301 South Park, Suite 316 Phone: 202-719-8264 41st Floor
Helena, MT 59601 arose@bradley.com New York, NY 10036
Phone: 406-841-2928 Phone: 425-444-5404
cromano@mt.gov arosenthal@annaly.com

Andrea Rumohr Stephanie Ryals Kathryn Ryan

Senior Licensing Manager NC Office of the Commissioner of Banks Partner
The Mortgage Licensing Group, Inc. 316 W. Edenton St. Buckley Sandler LLP
310 S. Twin Oaks Valley Rd. Raleigh, NC 27610 1250 24th St., NW
#107-290 Phone: 919-733-9662 Suite 700
San Marcos, CA 92078 sryals@nccob.gov Washington, DC 20037
Phone: 760-295-4040 Phone: 202-346-8008
arumohr@mymortgagelicense.com Fax: 202-349-8080
kryan@buckleysandler.com

Leonard Ryan Lea Sabean Lyndy Sandford

Leonard Ryan Bank Examiner Junior Compliance Specialist
QuestSoft Corporation State of New Hampshire Union Home Mortgage
23441 S Pointe Dr., Suite 270 53 Regional Drive 8241 Dow Circle West
Laguna Hills Suite 200 Strongsville, OH 44136
Laguna Hills, CA 92653 Concord, NH 03301 Phone: 440.638.5400
Phone: 9496148950 Phone: 603-271-3561 lsanford@unionhomemortgage.com
leonard.ryan@questsoft.com lea.sabean@banking.nh.gov

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Megan Sauer
Financial & Securities
Examiner/Investigator
Dept of Financial Institutions
2000 Schafer St Ste G
Bismarck, ND 58501-1204
Phone: 701-328-9942
Fax: 701-328-0290
mmsauer@nd.gov
Robert Savoie
Attorney
McGlinchey Stafford
601 Poydras Street, 12th Floor
New Orleans, LA 70130
Phone: 504-596-2797
Fax: 504-910-8981
rsavoie@mcglinchey.com
Mable Scarlett
Ocwen Financial Corporation
1661 Worthington Road, Suite 100
West Palm Beach, FL 33409
Phone: 561-682-7308
mable.scarlett@ocwen.com

K.C. Schaler Bryan Schneider Kerry Schoonover

Supervising Examiner
Idaho Department of Finance
800 Park Blvd Ste 200
Boise, ID 83712
Phone: (208) 332-8064
Fax: (208) 332-8096
kc.schaler@finance.idaho.gov
Secretary Licensing Manager
Illinois Department of Financial & American Advisors Group
Professional Regulation 3800 W. Chapman, 3rd Floor
100 W Randolph Street Orange, CA 92868
9th Floor Phone: 8669480003
Chicago, IL 60601 kschoonover@aag.com
Phone: 312-590-3698
bryan.schneider@illinois.gov

Raeleen Schutte Tammy Scruggs Ryan Seitz

Director Consumer Credit Division NDI Division Director Regional Manager
State of New Hampshire Banking KY DFI Kansas Office of the State Bank
Department 1025 Capital Center Drive. Ste. 200 Commissioner
53 Regional Drive, Suite 200 Frankfort 700 SW Jackson St.
Concord, NH 03301 Frankfort, KY 40601 Suite 300
Phone: 603-271-3561 Phone: 5027829042 Topeka, KS 66603
Fax: 603-271-0750 Fax: 5027829042 Phone: 7852962267
raeleen.schutte@banking.nh.gov Tammy.Scruggs@ky.gov seitzryan@gmail.com

Yvonne Shafer-Shaw Katie Sheehan Cathy Sheehy

Compliance Examiner Bank Examiner Commissioner
Wyoming Division of Banking NH Banking Dept State of Nevada, Division of Mortgage
122 W 25th St, Herschler Bldg 3W 53 Regional Drive Lending
Cheyenne, WY 82002 Concord, NH 03301 3300 West Sahara Avenue, Suite 285
Phone: 3077776461 Phone: 603-271-3561 Las Vegas, NV 89102
Fax: 307773555 Fax: 603-271-0750 Phone: 702-486-0789
yvonne.shafer-shaw@wyo.gov kathleen.sheehan@banking.nh.gov Fax: 702-486-0785
csheehy@mld.nv.gov

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David Shirk
Partner
LotsteinLegal / MortgageBanking.Law
5185 MacArthur Blvd, Ste 800
Washington, DC 20016
Phone: 202-400-3870
shirk@lotsteinlegal.com
Ben Slayton
EVP, ERO, & CCO
Alterra Group, LLC
350 S. Rampart Blvd.
Suite 310
Las Vegas, NV 89145
Phone: (310) 650-1086
BSlayton@GoAlterra.Com
John Socknat
Ballard Spahr LLP
1909 K Street NW, Ste 1200
Washington, DC 20006
Phone: 2026612253
socknatj@ballardspahr.com
Rick St. Onge
Examinations Chief
Washington State Department of
Financial Institutuions
150 Israel Road SW
Tumwater, WA 98501
Phone: 3609028727
rick.st.onge@dfi.wa.gov
Greg Steinhoff
VP of Industry/Regulatory Relations
Veterans United Home Loans
1400 Veterans United Dr.
Columbia, MO 65203
Phone: 573-876-2600
gsteinhoff@vu.com
Jill Showell Jennifer Silva
Ocwen Financial Corporation Licensing and Examination Specialist
1101 Pennsylvania Ave, N.W. Suite 600 Universal American Mortgage Company,
Washington, DC 20004 LLC
Phone: 202 973-2867 730 NW 107 Avenue
jill.showell@ocwen.com Suite 401
Miami, FL 33172
Phone: 305-229-6500, ext. 7044
Fax: 305-485-2048
jennifersilva@uamc.com
Cindy Smith Theresa Smith
SVP Compliance and QC Licensing Supervisor
Bay Equity Paramount Residential Mortgage Group,
28 liberty ship way Inc.
Sausalito, CA 94965 1265 Corona Pointe Court, Suite 301
Phone: 4158204514 Corona, CA 92879
csmith@bayeq.com Phone: 9515476464
tsmith@prmg.net
Jonathan Sparks David Spaulding
Assistant General Counsel Examiner
Digital Risk Mortgage Services, LLC Consumer Financial Protection Bureau
2301 Maitland Center Parkway 1700 G Street NW
Suite 165 Washington, DC 20552
Maitland, FL 32751 Phone: 512-999-4699
Phone: 407.215.2900 ext. 2407 david.spaulding@cfpb.gov
jsparks@digitalrisk.com
Michael Stallings Biana Stein
Vice President Compliance program Manager
Comergence Cornerstone Home Lending, Inc.
29510 Acero 1177 West Loop South, Suite 200
260 Houston, TX 77027
Mission Viejo, CA 92691 Phone: 713-244-5243
Phone: 714-489-8860 Fax: 866-617-7535
michael@comergence.com bstein@houseloan.com
Stacey Stephen Matthew Strang
Director of Licensing Corporate Compliance Manager
Mayer Brown LLP CrossCountry Mortgage, Inc.
1999 K Street, NW 6850 Miller Road
Washington, DC 20006 Brecksville, OH 44141
Phone: 202-263-3362 Phone: 216-246-4533
sriggin@mayerbrown.com matthew.strang@myccmortgage.com
22 of 26
Lauren Summerville Lorraine Sumulong Mark Susi
Compliance Officer LendUSA Staff Attorney
Finance of America Holdings LLC 3240 Stone Valley Road West State of Maine Bureau of Consumer
909 Lake Carolyn Parkway Alamo, CA 94507 Credit Protection
Suite 1550 Phone: 925 295.9300 35 State House Station
Irving, TX 75039 lsumulong@rpm-mtg.com Augusta, ME 04333-0035
Phone: (972) 265-8114 ext: 2409 Phone: 207-624-8534
lsummerville@financeofamerica.com Fax: 207-582-7699
mark.e.susi@maine.gov

Aaron Sweet Kyle Thomas Karen Thomason

Field Supervisor Vice President, Supervision & VP-Compliance
Indiana DFI Accreditation SWBC Mortgage
30 S Meridian St CSBS 9311 San Pedro, 100
Indianapolis, IN 46204 1129 20th Street NW San Antonio
Phone: 317-232-3955 9th Floor San Antonio, TX 78216
asweet@dfi.in.gov Washington, DC 20036 Phone: 210-581-1539
Phone: 2024077131 Fax: 210-581-1569
kthomas@csbs.org kthomason@swbc.com

Ann Thompson Christine Thompson Joyce Tinsley

Senior Analyst Staff Attorney Financial Analyst
Consumer Financial Protection Bureau S.C. Department of Consumer Affairs Virginia Bureau of Financial Instittions
1700 G Street NW 2221 Devine Street 1300 East Main Street, Suite 800
Washington, DC 20552 Suite 200 Richmond, VA 23231
Phone: 202-435-7906 Columbia, SC 29205 Phone: 804-371-9377
ann.thompson@cfpb.gov Phone: 8037344187 Fax: 804-371-9416
Fax: 8037344229 joyce.tinsley@scc.virginia.gov
cthompson@scconsumer.gov

Carmen Tojeiro Karen Tran Paula Tuffin

VP, Licensing and State Examinations PennyMac Loan Services, LLC General Counsel
Universal American Mortgage Company, 6101 Condor Drive Better Mortgage
LLC Moorpark, CA 93021 459 Broadway, 5th Floor
730 NW 107 Avenue Phone: 8053304918 New York, NY 10013
Suite 401 karen.tran@pnmac.com Phone: 6467919477
Miami, FL 33172 Fax: 6467919477
Phone: 305-229-6604 ptuffin@better.com
Fax: 305-485-2048
carmentojeiro@uamc.com

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Roger Tutterow
Professor of Economics
Kennesaw State University
MD 0403
Kennesaw, GA 30144
Phone: (470) 578-3278
rtuttero@kennesaw.edu
Kevin Villanes
Compliance
NOVA Home Loans
6245 E. Broadway Blvd., Suite 400
Tucson, AZ 85711
Phone: 520-202-5255
Fax: 520-901-1806
kevin.villanes@novahomeloans.com
Nancy Walker
Manager of Examinations
State Corporation Commission
1300 E Main Street Suite 800
Richmond, VA 23219
Phone: 8043719701
nancy.walker@scc.virginia.gov
Traci Washington
Consumer Finance Licensing
Administrator
Ohio Dept. of Commerce, Div. of
Financial Institutions
77 S. High St.
21st Fl.
Columbus, OH 43215
Phone: 614.466.8337
twashington@com.ohio.gov
Stacey Valerio Tony Vasile
Counsel CSBS
CT Department of Banking 1129 20th Street NW, 9th Floor
260 Constitution Plaza Washington, DC 20036
Hartford, CT 06103 Phone: 202-759-9407
Phone: 860-240-8141 tvasile@csbs.org
Stacey.Valerio@ct.gov
Barbara Voytek Bart Walk
Chief Compliance & Audit Officer Senior Mortgage Examiner III
CrossCountry Mortgage, Inc. Missouri Division of Finance
6850 Miller Road PO Box 716
Brecksville, OH 44141 Jefferson City, MO 65102
Phone: 216-246-4533 Phone: 573-751-3395
barbara.voytek@myccmortgage.com Fax: 573-751-9192
Bart.Walk@dof.mo.gov
Corinne Warren Shaun Warren
Investigator Ocwen Financial Corporation
State of DE - Office of the State Bank 16675 Addison Road
Commissioner Addison, TX 75001
555 E. Loockerman Street Phone: 214-874-2008
Suite 210 shaun.warren@ocwen.com
Dover, DE 19901
Phone: 302-739-4235
Fax: 302-739-2356
corinne.warren@state.de.us
Linda Watkins Greg Webber
State Corporation Commission Audit & Licensing Manager
1300 East Main Street Academy Mortgage
Bureau of Financial Institutions 339 W 13490 S
Richmond, VA 23219 Draper, UT 84020
Phone: 804-371-9266 Phone: 801-233-3791
Fax: 804-371-9416 Greg.Webber@academymortgage.com
linda.watkins@scc.virginia.gov
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Mark Weigold Daryl Wetter Cary Whitaker
Director Review Examiner Director of Regulatory Affairs
State of Michigan Kansas Office of the State Bank Cornerstone Home Lending, Inc.
530 W Allegan St Commissioner 1177 West Loop South, Ste. 200
7th Floor 700 SW Jackson, Suite 300 Denver, CO 77027
Lansing, MI 48933 Topeka, KS 66603 Phone: 7132123049
Phone: 517-284-8613 Phone: 7852962268 cwhitaker@houseloan.com
Fax: 517-284-8850 daryl.wetter@osbckansas.org
weigoldm@michigan.gov

Keisha Whitehall Wolfe Arlene Williams LaTricia Williams

Counsel Administrative Officer Sr. Licensing Analyst
Mayer Brown LLP Commissioner of Financial Regulation, Impac Mortgage Corp.
1999 K Street, NW State of Maryland 19500 Jamboree Road
Washington, DC 20006 500 N. Calvert Street Irvine, CA 92612
Phone: 202-263-3013 Suite 402 Phone: 9494756272
kWhitehallWolfe@mayerbrown.com Baltimore, MD 21202 Fax: 9492527271
Phone: 410-230-6068 lwilliams@impacmail.com
Fax: 410-333-0554
afwilliams@dllr.state.md.us

Kirk Willison Joe Wilson Jeremy Windham

Senior Vice President, Government & Vice President of Compliance Mortgage Licensing/Examinations
Industry Relations HomeTown Lenders Coordinator
Altisource 256 428 0112 Alabama State Banking Dept
1445 Pennsylvania Ave., NW #400 Huntsville, AL 35805 P.O. Box 4600
Suite 400 Phone: 256-428-0112 Montgomery, AL 36103-4600
Washington, DC 20004 kjw@htlenders.com Phone: 3342423452
Phone: 2027148606 Fax: 3343535961
Fax: 2027148606 jeremy.windham@banking.alabama.gov
kirk.willison@altisource.com

Tom Winkelman Eric Wolfe Lisa Wolfe

Tom Winkelman
Ellie Mae
4420 Rosewood Dr, Suite 500
Pleasanton, CA 94588
Phone: 651-379-8794
tom.winkelman@elliemae.com
AVP of Compliance Compliance Officer
Royal United Mortgage LLC loanDepot.com, LLC
7999 Knue Road 26642 Towne Center Dr
Suite 300 Foothill Ranch, CA 92610
Indianapolis, IN 46250 Phone: 9492234853
Phone: 317-664-7123 lwolfe@loandepot.com
eric.wolfe@royalunited.com

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Bonnie Wright Bill Young Kate Zernes
Investigator Vice President, NMLS Business Services Treasury/FinCEN
State of DE - Office of the State Bank Conference of State Bank Supervisors PO Box 39
Commissioner 1129 20th St NW Vienna, VA 22183
555 E. Loockerman Street 9th Floor Phone: 202-354-6008
Suite 210 Washington, DC 20036 kate.zernes@fincen.gov
Dover, DE 19901 Phone: 703-888-7190
Phone: 302-739-4235 billyoung422@gmail.com
Fax: 302-739-2356
bonnie.wright@state.de.us

Laura Zitting
Compliance Manager
Primary Residential Mortgage, Inc.
1480 N. 2200 W.
Salt Lake City, UT 84116
Phone: 801-596-8707
Fax: 801-533-3049
lazitting@primeres.com

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