Ethan Baruh Financial Life

Plan #1 - Machine Learning Engineer - San Diego

Graduating with No debt

Starting with No assets

Beginning Salary = $135,609

Total Federal and State Taxes in San Diego = $43,357

Annual Cost of Living in San Diego =$11,731.92

Annual Rent Cost for living in San Diego = $26,844

Money Left over to Invest = $53,676.08

Investment Allocation -90% Stocks, 10% bonds

Calculations made using: ​https://playingwithfire.co/retirementcalculator/

Time to be fully FI = 13 years from first year out of college.

I will be FI at age 38 in the year 2040

Plan #2 - Machine Learning Engineer - Los Angeles

Graduating with No debt

Starting with No assets

Beginning Salary = $141,985

Total Federal and State Taxes LA = $45,572

Annual Cost of Living in LA =$12,180.24

Annual Rent Cost for living in LA = $30,288

Money Left over to Invest = $53944.76

Investment Allocation -90% Stocks, 10% bonds

Calculations made using: ​https://playingwithfire.co/retirementcalculator/

Time to be fully FI = 14 years from first year out of college.

I will be FI at age 39 in the year 2041

Plan #3 - Machine Learning Engineer - New York

Graduating with No debt

Starting with No assets

Beginning Salary = $​152,618

Total Federal and State Taxes NY = $52,681

Annual Cost of Living in NY =$15,440.04

Annual Rent Cost for living in NY = $38,907.96

Money Left over to Invest = $45,589

Investment Allocation -90% Stocks, 10% bonds

Calculations made using: ​https://playingwithfire.co/retirementcalculator/

Time to be fully FI = 19 years from first year out of college.

I will be FI at age 46 in the year 2048

Plan #4 - Machine Learning Engineer - Seattle

Graduating with No debt

Starting with No assets

Beginning Salary = $​137,998

Total Federal and State Taxes Seattle = $34,607

Annual Cost of Living in Seatle =$13,572.72

Annual Rent Cost for living in Seatle = $26,028

Money Left over to Invest = $63,791

Investment Allocation -90% Stocks, 10% bonds

Calculations made using: ​https://playingwithfire.co/retirementcalculator/

Time to be fully FI = 11 years from first year out of college.

I will be FI at age 38 in the year 2040