Company 1 Company 2 Company 3

PLAN TYPE (Indemnity, HMO,etc) Indemnity HMO PPO

COSTS
Premium per month $ 380 $ 295
Annual deductible: Per person $ 500
Co-payment percent after deductible 20%
Co-pay per office visit $ 20
COVERED MEDICAL SERVICES WITHIN NETWORK
Wide range of doctors and hospitals Yes
HMO's doctors and hospital for medical services No

I highly recommend Ridpaths to choose the plan of Indemnity because they will need for a diversified range of doctors and
Also, they can consider the plan of PPO with some choice of providers and the allowance for providers who is outsided of th
fied range of doctors and hospitals in the future
ders who is outsided of the network
 Items Value
Replacement value 250000 Television 600
Insured 210000 Jewelry 1850
Deductible 500 Silver flatware 3000
Total 5450
a Co-insurance clause 80%
Insurance amount 200000
They have enough insurance
c Coverage C 50%
Total receive 3450
Payment limit
450
1000
2500
3950
Replacement price 27000
Average age 5
Useful life 15
Depreciation 9000
Maximum insurance 18000