Report ID: KM_CL_0074

Page: 1 of 2

CMIS Division Jul 26, 2019 10:07:20 AM

Auto Loan Repayment
User ID: arsla.shahzadi
Schedule
MCB Bank Limited Schedule I-A

Registration No. 5417-AL167525 Loan No 0009892896

Customer Name MUHAMMAD ABBAS Vehicle Price 1,094,000.00

Loan Amount 875,200.00 Disbursement Date 24-JAN-18

Tenure 5 Years 60 Months Maturity Date 01-FEB-23

Product Type AUTO FINANCE Mark-up/ APR** 14.94%

Seq. No. Due as of Purchase Price Principal Mark-up Insurance Total Monthly Outstanding Principal
Installment Portion Portion Payment (TMP)

1 01-MAR-18 18,633.47 10,001.36 8,632.11 1,969.20 20,602.67 865,198.64

2 02-APR-18 18,633.47 11,048.17 7,585.30 1,969.20 20,602.67 854,150.47
3 02-MAY-18 18,633.47 11,613.06 7,020.41 1,969.20 20,602.67 842,537.41
4 01-JUN-18 18,633.47 11,708.50 6,924.97 1,969.20 20,602.67 830,828.91
5 02-JUL-18 18,633.47 11,577.11 7,056.36 1,969.20 20,602.67 819,251.80
6 01-AUG-18 18,633.47 11,899.89 6,733.58 1,969.20 20,602.67 807,351.91
7 01-SEP-18 18,633.47 11,776.51 6,856.96 1,969.20 20,602.67 795,575.40
8 01-OCT-18 18,633.47 12,094.50 6,538.97 1,969.20 20,602.67 783,480.90
9 01-NOV-18 18,633.47 11,979.25 6,654.22 1,969.20 20,602.67 771,501.65
10 01-DEC-18 18,633.47 12,292.36 6,341.11 1,969.20 20,602.67 759,209.29
11 02-JAN-19 18,633.47 11,977.39 6,656.08 1,969.20 20,602.67 747,231.90
12 01-FEB-19 18,633.47 12,491.84 6,141.63 1,969.20 20,602.67 734,740.06
13 01-MAR-19 20,423.45 12,002.73 8,420.72 1,859.80 22,283.25 722,737.33
14 01-APR-19 20,423.45 11,252.80 9,170.65 1,859.80 22,283.25 711,484.53
15 02-MAY-19 20,423.45 11,395.59 9,027.86 1,859.80 22,283.25 700,088.94
16 01-JUN-19 20,423.45 11,826.74 8,596.71 1,859.80 22,283.25 688,262.20
17 02-JUL-19 20,423.45 11,690.25 8,733.20 1,859.80 22,283.25 676,571.95
18 01-AUG-19 20,423.45 12,115.52 8,307.93 1,859.80 22,283.25 664,456.43
19 02-SEP-19 20,423.45 11,720.35 8,703.10 1,859.80 22,283.25 652,736.08
20 01-OCT-19 20,423.45 12,675.38 7,748.07 1,859.80 22,283.25 640,060.70
21 01-NOV-19 20,423.45 12,301.87 8,121.58 1,859.80 22,283.25 627,758.83
22 02-DEC-19 20,423.45 12,457.96 7,965.49 1,859.80 22,283.25 615,300.87
23 02-JAN-20 20,423.45 12,616.04 7,807.41 1,859.80 22,283.25 602,684.83
24 01-FEB-20 20,423.45 13,022.81 7,400.64 1,859.80 22,283.25 589,662.02
25 02-MAR-20 20,423.45 13,182.72 7,240.73 1,750.40 22,173.85 576,479.30
26 01-APR-20 20,423.45 13,344.60 7,078.85 1,750.40 22,173.85 563,134.70
27 02-MAY-20 20,423.45 13,277.96 7,145.49 1,750.40 22,173.85 549,856.74
28 01-JUN-20 20,423.45 13,671.51 6,751.94 1,750.40 22,173.85 536,185.23
29 02-JUL-20 20,423.45 13,619.92 6,803.53 1,750.40 22,173.85 522,565.31
30 01-AUG-20 20,423.45 14,006.63 6,416.82 1,750.40 22,173.85 508,558.68
31 01-SEP-20 20,423.45 13,970.47 6,452.98 1,750.40 22,173.85 494,588.21
32 01-OCT-20 20,423.45 14,350.18 6,073.27 1,750.40 22,173.85 480,238.03
33 02-NOV-20 20,423.45 14,133.25 6,290.20 1,750.40 22,173.85 466,104.78
34 01-DEC-20 20,423.45 14,890.72 5,532.73 1,750.40 22,173.85 451,214.06
35 02-JAN-21 20,423.45 14,513.41 5,910.04 1,750.40 22,173.85 436,700.65
 Report ID: KM_CL_0074
Page: 2 of 2

CMIS Division Jul 26, 2019 10:07:20 AM

Auto Loan Repayment
User ID: arsla.shahzadi
Schedule
MCB Bank Limited Schedule I-A

Registration No. 5417-AL167525 Loan No 0009892896

Customer Name MUHAMMAD ABBAS Vehicle Price 1,094,000.00

Loan Amount 875,200.00 Disbursement Date 24-JAN-18

Tenure 5 Years 60 Months Maturity Date 01-FEB-23

Product Type AUTO FINANCE Mark-up/ APR** 14.94%

Seq. No. Due as of Purchase Price Principal Mark-up Insurance Total Monthly Outstanding Principal
Installment Portion Portion Payment (TMP)

36 01-FEB-21 20,423.45 15,061.01 5,362.44 1,750.40 22,173.85 421,639.64

37 01-MAR-21 20,423.45 15,591.11 4,832.34 1,641.00 22,064.45 406,048.53
38 01-APR-21 20,423.45 15,271.19 5,152.26 1,641.00 22,064.45 390,777.34
39 03-MAY-21 20,423.45 15,305.02 5,118.43 1,641.00 22,064.45 375,472.32
40 01-JUN-21 20,423.45 15,966.54 4,456.91 1,641.00 22,064.45 359,505.78
41 02-JUL-21 20,423.45 15,861.76 4,561.69 1,641.00 22,064.45 343,644.02
42 02-AUG-21 20,423.45 16,063.03 4,360.42 1,641.00 22,064.45 327,580.99
43 01-SEP-21 20,423.45 16,400.93 4,022.52 1,641.00 22,064.45 311,180.06
44 01-OCT-21 20,423.45 16,602.33 3,821.12 1,641.00 22,064.45 294,577.73
45 01-NOV-21 20,423.45 16,685.62 3,737.83 1,641.00 22,064.45 277,892.11
46 01-DEC-21 20,423.45 17,011.09 3,412.36 1,641.00 22,064.45 260,881.02
47 03-JAN-22 20,423.45 16,899.63 3,523.82 1,641.00 22,064.45 243,981.39
48 01-FEB-22 20,423.45 17,527.36 2,896.09 1,641.00 22,064.45 226,454.03
49 01-MAR-22 20,423.45 17,828.10 2,595.35 0.00 20,423.45 208,625.93
50 01-APR-22 20,423.45 17,776.24 2,647.21 0.00 20,423.45 190,849.69
51 02-MAY-22 20,423.45 18,001.80 2,421.65 0.00 20,423.45 172,847.89
52 01-JUN-22 20,423.45 18,300.97 2,122.48 0.00 20,423.45 154,546.92
53 02-JUL-22 20,423.45 18,462.44 1,961.01 0.00 20,423.45 136,084.48
54 01-AUG-22 20,423.45 18,752.41 1,671.04 0.00 20,423.45 117,332.07
55 01-SEP-22 20,423.45 18,934.65 1,488.80 0.00 20,423.45 98,397.42
56 01-OCT-22 20,423.45 19,215.18 1,208.27 0.00 20,423.45 79,182.24
57 01-NOV-22 20,423.45 19,418.72 1,004.73 0.00 20,423.45 59,763.52
58 01-DEC-22 20,423.45 19,689.59 733.86 0.00 20,423.45 40,073.93
59 02-JAN-23 20,423.45 19,898.56 524.89 0.00 20,423.45 20,175.37
60 01-FEB-23 20,423.11 20,175.37 247.74 0.00 20,423.11 0.00

Total: 1,203,926.90 875,200.00 328,726.90 86,644.80

**Annualized Percentage Rate

Mark-up Rate is floating, which is based upon One year KIBOR plus a spread (the "Mark-up Rate"), which is being used for the purpose of calculation of Purchase Price. However, the pricing being floating in nature
will be re-priced at each Anniversary Date i.e. the date of payment of every 12th monthly installment of the financing, which shall be on the basis of change in KIBOR rate only, whereas, the spread shall remain the
same during the tenor of the financing.
The first year's Mark-up Rate has been calculated on the basis of KIBOR as prevalent on the disbursement date of the loan. At each Anniversary Date, KIBOR rate as prevalent on the Anniversary Date will be used
to calculate and reset the Mark-up Rate for the next 12 monthly installments.