% of MONTHLY

STEP CATEGORY ITEM AMOUNT GROSS CHOICE

2 INCOME Annual Gross Wage $52,000 Actuary
3 Monthly Gross Wage $4,300
4 Net Wage (monthly) $3,390

5 SAVINGS Monthly Savings Account $339 0.1

6 Monthly Retirement $339 0.1
7 Total Monthly Savings $678 16

8 MONTHLY MONEY Monthly Amount for Budget $2,712

9 COST OF LIVING Monthly Rent $800 19 Glenn Mills

10 Renter's Insurance $20 0
11 Cable/Satellite $25 1 Verizon
Internet $12 0 me
Home Phone $0 0 me
Mobile Phone $75 2 AT&T
Electricity/Gas $40 1 me
12 Total Cost of Living $972 23

13 TRANSPORTATION Public Transportation $0 0

14 Car Payment $300 7 10000
15 Car Insurance $175 4
16 Car Maintenance $100 2
17 Gas $150 3 Record your mileage plan here
18 Total Cost of Transportation $725 17

19 FOOD Groceries $242 6 Low cost

20 Dining Out $80 2 $10/ meal 2 meals a week
21 Total Cost of Food $322 7
22 HEALTH Health Insurance $83 2
23 Dental Insurance $25 1
24 Eye Insurance $25 1
25 Haircut $9 0
26 Other Grooming/Hygiene $20 0
27 Gym Membership $0 0
28 Total Cost of Health $162 4

29 EDUCATION Student Loan $230 5 20000

DISCRETIONARY
30 SPENDING "Wants" $300 7

31 MONTHLY SPENDING Total Costs $2,711 63

If you have a deficit, go

back and review your
MONTHLY budget to find ways to
32 BALANCE Balance $0 0 balance your budget