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CONTENTS

ACKNOWLEDEMENT................................................................................................................i

STUDENTSINFORMATION......................................................................................................ii

EXECUTIVE SUMMARY..........................................................................................................v

TABLE OF CONTENTS............................................................................................................vi

LIST OF FIGURES.....................................................................................................................ix

LIST OF ABBREVITION............................................................................................................x

I. CHAPTER I: INTRODUCTION................................................................................................1

1.1 Internship Job Description............................................................................................1

1.2 Significance of Our Internship .....................................................................................2

II. CHAPTER II: LITERATURE REVIEW ..................................................................................4

2.1 Loan Definition ............................................................................................................4

2.2 Type of Loans ..............................................................................................................4

2.3 Type of business loans .................................................................................................5

2.3.1 Short-term loans to business firms .................................................................5

2.3.2 Long-term loans to business firms .................................................................7

2.4 The principles of good lending ....................................................................................9

2.4.1 Safety of loan ................................................................................................9

2.4.2 Suitability of loan purpose ............................................................................9

2.4.3 Profitability ...................................................................................................10

2.5 Regulation of Lending .................................................................................................10

2.6 Written loan policy.......................................................................................................12

2.7 The lending process .....................................................................................................13

2.8 Loan evaluation method ...............................................................................................16

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2.8.1 Pre-disbursing loan .......................................................................................16

III. CHAPTER III: INTERNSHIP PLANS ...................................................................................21

3.1 Background of the Internship Institution, Organization, Establishment: ....................21

3.2 Description of Internees Internship Activities .............................................................22

3.2.1 Challenging during internees internship........................................................23

3.2.2 Advantage from interning..............................................................................23

3.3 Plan of internees Internship .........................................................................................23

3.4 Relation to Internees’ Major ........................................................................................26

3.5 Sources of Information ................................................................................................27

3.5.1 The Primary Data ..........................................................................................27

3.5.2 The Secondary Data ......................................................................................27

Internship Learning Objectives .........................................................................................28

IV. DETAILS OF REPORT...........................................................................................................31

4.1 The establish of organization.........................................................................................31

4.2 Internees’ position..........................................................................................................33

4.3 Difficulties and problem................................................................................................34

4.4 Work environment.........................................................................................................34

V. RESULT AND DISCUSION....................................................................................................36

5.1 Result.............................................................................................................................36

5.2 Discussion......................................................................................................................36

VI. CONCLUSION AND RECOMMENDATION.......................................................................38

6.1 Conclusion.....................................................................................................................38

6.2 Recommendation...........................................................................................................39

6.2.1 Sathapana limited ......................................................................................39

6.2.2 Credit officer..............................................................................................40

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6.2.3 Student......................................................................................................40

REFERENCES

APPENDICES

APPENDICES A: INTERNSHIP REPORT CV

APPENDICES B: INTERNSHIP CONTRACT

APPENDICES C: INTERNSHIP ACTIVITIES

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