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YTD Returns

US Stock Market (VTSAX): -8.23%


REITs (VGSLX): -5.99%
Dividend Growth Stocks (VDADX): -7.89%
High Yield Dividend Stocks (VHYAX): -12.03%
High-Yield Bonds (HYG): -1.75%

What works is high-quality government bonds (i.e., US Treasury). Better to take on


duration risk rather than credit risk.
YTD Returns

Short-Term US Treasury (VRIRX): +1.66%


Intermediate-Term Treasury (VFIUX): +4.37%
Long-Term Tresury (VUSUX): +14.36%
Extended Duration (EDV): +20.00%
Money Market (VMMXX): +0.27%

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