CASH WITHDRAWAL CHARGE Bankers Cheques Issued FOREIGN CURRENCY C/A

ATM transaction (a) To Customers KShs. 200/= per cheque Current (Memo Group Savings (Memo Group
(a) Customers KShs. 30/= per withdrawal (b) To Non-customers KShs. 200/= per cheque 02120, 03120 & 22120) 02100, 03100 & 22100)
(b) Saccolink KShs. 30/= per withdrawal (c) FOSA Bankers Cheques sold by KShs. 100/= per cheque split as follows: Opening Balance USD 50 USD 50
Over the counter for all Savings accounts KShs. 100/= per withdrawal saccos on the bank’s behalf Bank = 50% i.e KShs. 50/= per cheque GBP 50 GBP 50
Saccos = 50% i.e KShs. 50/= per cheque EUR 50 EUR 50
MCO-OP CASH FOREIGN TRANSFER OF FUNDS (OUTWARD) Minimum Operating Balance Nil USD 250
GBP 250
Transactions Bank account Mco-op cash account Mail Transfer
EUR 250
(a) Customers KShs. 2,000/=
Registration Free Free Account Maintenance Fee (p.m) USD 5 Nil
(b) Non-customers KShs. 2,000/=
Foreign Currency Drafts: (in KShs. or equivalent in forex) GBP 5
Daily alert KShs. 5 KShs. 5
(a) Drafts on application KShs. 500/= plus cash handling charges EUR 5
ATM withdrawal KShs. 30 KShs. 30 (where applicable) Stop payments USD 10 Nil
- Postage KShs. 100/= GBP 10
Transfer to Bank account KShs. 35 KShs. 35
- Stamp duty KShs. 2.50 EUR 10
Transfer to Sacco account KShs. 30 KShs. 30 (b) Payment advising fee KShs. 500/= (for Drafts drawn on SA, Indian banks Unpaid Cheques, Refer to USD 35 N/A
Utility payments KShs. 50 KShs. 50 and all drafts of value of $5,000 and above) Drawer & Effects Not Cleared EUR 35
(c) Replacement of Drafts/IMO KShs. 250/= per request plus cost of cable GBP 25
Agent withdrawal (Tiered) KShs. 30 – 120 KShs. 30 - 120 Encashment of Third party USD 5 N/A
Stop Payment instructions Cheques drawn own bank GBP 5
Transfer to Mpesa, Airtel Money, etc (Tiered) KShs. 50 – 220 KShs. 50 - 220
(a) Commission KShs. 500/= EUR 5
Transfer from Bank account KShs. 35 Free (b) SWIFT KShs. 330/= Cheque book - 50 leaves USD 7 N/A GBP 7 EUR 7
Transfer from Sacco account KShs. 30 Free (c) Other foreign bank’s charges KShs. 750/= (to be collected at Branch) Cheque book - 100 leaves USD 15 N/A GBP 15 EUR 15
FOREIGN TRANSFER OF FUNDS (INWARD) Counter cheque USD 4 N/A GBP 4 EUR 4
Balance/other enquiry KShs. 35 KShs. 5
Moneygram transfer (Receiving) Free Internal Transfer Free Free
Debit and Credit alerts KShs. 35 KShs. 10 Purchase of Travellers Cheques 1% minimum KShs. 250.00 plus Audit Certificate USD 15 USD 15 GBP 15
(Includes Postage & Stamps) Postage of KShs. 100.00 per deposit. GBP 15 EUR 15 EUR 15
M-pesa deposit KShs. 35 Free
Purchase of foreign currency notes against Normal buying rate of currency Incoming TT/ SWIFT Free Free
EFT transfer KShs. 150 KShs. 100 TCs presented (includes Postage & Stamps) concerned plus KShs. 25/= per leaf. Outward SWIFT KShs. 1,500/= KShs. 1,500/=
Airtime Purchase (Tiered) KShs. 20 – 50 KShs. 10 – 32 Purchase of Foreign currency notes - For All Transactions Statement USD 2 USD 2
- No Commission EUR 2 EUR 2
Sale of foreign currency notes - For All Transactions GBP 2 GBP 2
STATEMENTS * Free mini statement * Free mini statement
- No Commission
Scheduled statements Free Draft against currency notes or Inward TTs Charge 1.5% + cost of draft (KShs. 602.50)
E-statements Free
Current Account Savings Account
Interim statements per page KShs. 100/= DOCUMENTARY BILLS - LOCAL Dormant Account Re-activation USD 5 USD 5
ATM Mini Statements Free Bills commission 0.25% minimum KShs. 600/= EUR 5 EUR 5
Daily and special request Statements KShs. 100/= per statement Postage KShs. 100/= GBP 5 GBP 5
Duplicate/additional statements/old records KShs. 250/= per copy Stamp duty Nil Cash withdrawal 0.25% for amounts above 0.25% for amounts above
2-5 years KShs. 500/= per copy USD 2,500, USD 2,500
DOCUMENTARY OUTWARD LCs GBP 1,700 & GBP 1,700 &
5 years KShs. 1,000/= per copy
Establishing: EUR 2000 EUR 2000
Closed account (cash) KShs. 1,000/= per copy (a) Sight 0.5% per quarter, minimum KShs. 1000/= Cash Deposit- Small notes denominations
OLD RECORDS (b) Usance 0.5% per quarter, minimum KShs. 1000/= (USD 1, 5, 10 & 20) 1% – Min. USD 5, 1% – Min. USD 5,
Retrieval (cheques, vouchers) KShs. 250/= per copy Amendments (GBP 1, 5 & 10) EUR 5 EUR 5 &
RTS Mail (a) Increase amount of credit or expiry date 0.5% per quarter minimum KShs. 1,000/= (EUR 1, 5, 10 & 20) GBP 5 GBP 5
Where the Bank is not at fault KShs. 100/= per each returned letter (b) Other amendments KShs. 2,000/= per amendments Cash deposit- Big note denominations Up to USD 10,000 - Free Up to USD 10,000 – Free
Acceptance by Bank Above USD 10,000, Above USD 10,000,
(a) Payment 0.25% min. KShs. 1,000/= GBP 6,700 & GBP 6,700 &
STOP PAYMENTS (CUSTOMER CHEQUES)
(b) Discharging (when credit expires
Foreign Currency Account US$ 5 or equivalent per cheque EUR 7,700 - EUR 7,700 –
with less 50% utilisation 0.1% on balance, minimum KShs. 500/=
Current Account KShs. 400/= 0.5% of the amount 0.5% of the amount
Cable/Swift charges
Cost of Revenue Stamp USD 1 USD 1
(a) Full KShs. 5,000/=
EUR 1 EUR 1
CLOSURE OF ACCOUNT (b) Short KShs. 1,000/=
GBP 1 GBP 1
Goldfish a/c Free Release of documents against undertaking 0.15% of value, minimum KShs. 600/=
Account Closure USD 5 USD 5
max. KShs. 5,000/=
Foreign Currency Current Account US$ 7 or equivalent EUR 5 EUR 5
All other accounts: DOCUMENTARY LETTERS OF CREDIT (INWARD) GBP 5 GBP 5
Less than three months KShs. 1,000/= Advising without confirmation Cheques paid against ENC & Excesses 3% of ENC or Excess amount
3 months to 6 months KShs. 500/= (a) Customer KShs. 1,000/= min USD/EUR 30 GBP 20
Over 6 months KShs. 300/= (b) Non-customers KShs. 2,000/= Cheques paid against ENC & Excesses for Saccos USD/EUR 15 GBP 10 per cheque
Transfer of Accounts (inter-branch) Free Advising credit & adding confirmation: Payee USD/EUR 7 GBP 5
(a) Customer 0.4% + telex or cables/swift charges of KShs. 2,000/= Unpaid cheques technical reason USD/EUR 10 GBP 7
CLEARING & REMITTANCES
(b) Non-customers 0.5%f + telex or cable/swift charges of KShs. 2,000/= GOLDFISH
Clearing Discrepancy fees US$20 + telex or SWIFT Charges of KShs. 2,000/= Minimum opening balance (cash) KShs. 50,000/=
All Cheques Free Bills Negotiated under credit or advance made in KShs. (or other currencies) Minimum operating balance KShs. 50,000/=
EFT (Automated Payments) for Jumbo Link Customers (a) Customers 0.3% min. KShs. 1,000/= plus interest for tenor period Account maintenance fee for balances
Internal & External KShs. 0 to KShs. 250 (Depending on customer (Min. USD20 or equivalent) below minimum KShs. 400/= for amounts less than 50,000/=
agreement with the bank) (b) Non customer 0.4% min. KShs. 1,000/= plus interest for tenor period
EFT (from other Banks) (Min. USD20 or equivalent). JUMBO JUNIOR ACCESS ACCOUNT
Inward EFTs KShs. 200/= Minimum opening balance KShs. 500/=
Salary Processing
FOREIGN BILLS FOR COLLECTION (OUTWARD) Minimum operating balance KShs. 500/=
(a) Manual KShs. 250/= Clean: Elebank Free for new accounts
(b) Pension KShs. 100/= (a) Minimum bill amount USD50 0.3% flat. Minimum Replacing Elebank KShs. 500/=
KShs. 1,000/= plus courier or equivalent charges Bank cheque to school KShs. 100/= per cheque
(c) FOSA Salary KShs. 50/=
(Applies to any amount above $500) Maintenance fee NIL
(d) Salary returned to employer KShs. 300/= + cost of instrument
(b) Bills drawn on countries where Annual birthday cards Free
Produce proceeds - processed KShs. 100/=
the bank is not represented Additional charge of KShs. 500/=
Tax Refunds - processed KShs. 150/= CO-OP SALARY
(c) Bills drawn in currency different
Tea bonus: from that of the paying bank’s Additional charge of KShs. 500/= Minimum opening balance (cash) NIL
(a) Amounts over KShs. 1000/= KShs. 150/= (d) Bills drawn in Swiss Francs (CHF) 5 CHF or equivalent as additional charge Minimum operating balance NIL
(b) Amounts of less than KShs. 1000/= KShs. 50/= Documentary 0.3% flat. Minimum KShs. 1,000/= plus courier charges Maintenance fee NIL
Loans & Share deductions on behalf of KShs. 200/= per entrythe Society/Employer Tracer/Chase for payment not received KShs. 600/= plus related costs incurred
Report for Audit purposes KShs. 1,000/= per request EXECUTIVE BANKING SERVICE
Photocopies (per page) KShs. 75/= FOREIGN BILLS FOR COLLECTION (INWARD) Executive membership:-
Cash handling Commission Clean 0.3% flat min. KShs. 1.000/= (Applies to any amount) Minimum account balances KShs. 50,000/=
1. Deposits No charge for ALL amounts deposited Documentary 0.3% flat min. KShs. 1.000/= (Applies to any amount) Monthly Membership Fees KShs. 1,000/= if balances maintained above KShs. 50,000/=
2. Withdrawals Tracer/Chaser KShs. 600/= plus related cost and KShs. 1,500/= if the balance is not maintained
(i) Co-operative Societies Extension of bills 0.3% min. KShs. 1,000/= plus cable/swift charges of
KShs. 1,000/=
Executive plus membership:-
- Amount below 1 million No charge Minimum account balances KShs. 100,000/=
Charge for bonding goods KShs. 1,000/= plus bonding and consignment fees
- 1 million and over with notice 1/16% per transaction per day minimum Monthly Membership Fees KShs. 2,000/= if balances maintained above KShs. 100,000/= and
Holding commission/where bill is
KShs. 2,000/= KShs. 2,500/= if the balance is not maintained
outstanding 1 month after due date KShs. 1,000/= flat per month
- 1 million and over without notice 1/8% per transaction per day minimum
Note/protest KShs. 1,000/= per bill plus notary fees **** The executive plus membership category will be on invitation only
KShs. 3,000/=
Document handling charge KShs. 1,000/= plus collection commission (Unpaid/unaccepted)
(ii) Other customers 0.2% for KShs. 1 Million and above per customerper day HABA NA HABA ACCESS ACCOUNT
Discharging to other banks KShs. 2,000/= per discharge
subject to a max. of KShs. 10,000/= Minimum opening balance KShs. 500/=
Handling Large Coins (On relationship basis) KShs. 100/= per bag of coins GUARANTEES Minimum operating balance NIL
Fees payment into school A/C Free Guarantee issuance in Kenya shilling Maintenance fee for all balances KShs. 25/= per month
Bankers opinion KShs. 1,000/= (a) Shipping Guarantees (must be for Imports
Access of Back up Data stored with us KShs. 200/= per visit under a collection or letter of Credit and YEA ACCESS ACCOUNT
Mutilated Notes Collection 1% of amount minimum KShs. 2,000/= absence of B/L can be Adequately explained) 1% per half yearly or part thereof Min. KShs. 1,000/= Minimum opening balance NIL
Purchase of Treasury Bills/Bonds on behalf of customers (b) Wholly secured by cash or 1st class Minimum operating balance NIL
(a) Up to KShs. 10 million 1% of interest earned min. KShs. 1,500/= bank counter guarantee 1% per half yearly or part thereof Min. KShs. 1,000/= Bank cheque to school KShs. 100/= per cheque
(b) Above KShs. 10 million up to KShs. 50 million 0.75% int. earned min. KShs. 1,500/= (c) Guarantee not wholly secured - issued in Debit card KShs. 500/=
(c) Over KShs. 50 million 0.5% of int. earned min. KShs. 1,500/= KShs. (including Shipping Guarantee Bonds) 1.25% per half yearly or part thereof Min. KShs. 1,000/= Maintenance fee NIL
Other Money Transfer Charges: (d) Totally unsecured (in local currency) 1.5% per half yearly or part thereof Min. KShs. 1,000/=
Guarantee issuance in Foreign Currency
HEKIMA SAVINGS ACCOUNT
M-banking transactions KShs. 35/= Minimum opening balance (cash) NIL
(a) Guarantee issuance in foreign currency
M-banking Bulk KShs. 57 (KShs. 35/= + KShs. 22 M-pesa charges) Minimum operating balance NIL
with Cross-boarder exposure 1% per quarter or part thereof Min. KShs. 2,000/=
Incoming RTGS Free Maintenance fee NIL
(b) Amendments to guarantees per half yearly
RTGS out-going KShs. 500/= regardless of amount Over the counter withdrawal Once after 3 months
or part thereof Min. 1,000/= KShs. 1,000/= plus transmission charges 1.5%
Swift charges (Outgoing) KShs. 1,500/= regardless of amount
Incoming swift payments KShs. 500/= PRODUCTS Debit Card
Amendments of outgoing swift payments KShs. 600/= New Card KShs. 500/=
CURRENT ACCOUNT Renewal of Card KShs. 500/=
STANDING ORDERS Minimum opening balance: Replacement of Card KShs. 500/=
On establishment (External) KShs. 250/= per instructions Individuals KShs. 5,000
Co-operatives KShs. 10,000 Credit Card
On establishment (Internal) Free
Amendment KShs. 250/= Companies KShs. 10,000 Local New Card KShs. 3,000/=
Processing Minimum operating balance Nil Local Card annual fee KShs. 3,000/=
(a) To same bank (Co-op) Free Account maintenance fee KShs. 300/= per month International New Card KShs. 3,500/=
(b) To other banks KShs. 200/= per payment Ledger fees KShs. 35/= per entry International Card annual fee KShs. 3,500/=
Cheque books KShs. 7.50/= per leaf printing Gold Card New KShs. 6,000/=
(c) All Loan accounts Free
+ KShs. 2.50 stamp duty per leaf Gold Card annual fee KShs. 6,000/=
Unpaid standing order
Counter cheque KShs. 500/= per leaf
(a) Lack of funds (External) KShs. 2,500/=
For third-party payments Consult your nearest branch
Supplementary cards annual fees
Lack of funds (Internal) Free Local Classic KShs. 2,000/=
Unpaid cheques
(b) Stopped KShs. 500/= Refer to drawer KShs. 2,500/= International Classic KShs. 3,000/=
(c) Suspended KShs. 500/= Payee KShs. 500/= Gold Card Free
DIRECT DEBITS Uncleared effects KShs. 2,500/= Interest rates 1.16% of revolved balances
Bulk payments Between KShs. 50/= to KShs. 200/= negotiable, Technical reason KShs. 700/= Late payment fees 5% of minimum payable
payable by the originator of DDA Stop payment per notice KShs. 400/= Bonus fees 5% of bonus amount awarded
DDA’S from other banks KShs. 150/= per customer Certificate of balance KShs. 400/= per certificate Card replacement fees KShs. 500/=
Originator of DDA is our account holder Between KShs. 50/= to KShs. 200/= negotiable to the Fate advised on telephone Actual cost - min. KShs. 500/= per cheque Overlimit fees KShs. 1,000/=
customer who signed up for DDA Minimum Interest charge for O/D KShs. 1,000/= Unpaid payment fees KShs. 2,500/=
Unpaid Direct Debits (Lack of funds) KShs. 300/= Cheques paid against ENC & Excesses 3% of ENC or Excess amount per cheque
CALL DEPOSIT
Unpaid direct debits (All reasons) KShs. 50/= to the originator per transaction Minimum KShs. 2,000/=
Cheques paid against ENC & Excesses for Saccos KShs. 1,000/= per cheque Minimum opening balance (cash) KShs. 50,000
SAFE CUSTODY (Half year) Other features As per the contract certificate
Sealed Packages/Envelopes/compounded cheques KShs. 1,500/= per item INSTANT ACCESS ACCOUNT
FIXED DEPOSIT
Share Certificates KShs. 750/= Minimum opening balance (cash) KShs. 1,500/=
Minimum operating balance KShs. 1,000/= Minimum opening balance (cash) KShs. 50,000
Deeds KShs. 750/= per item
Maintenance fee (for balances below Other features As per the contract certificate
Small Box KShs. 1,000/= per item
Large Box KShs. 1,500/= per item KShs. 20,000)/= KShs. 200/=
Access charge 3 visits per quarter free, thereafter
KShs. 200/= per visit. Note to all customers:
These fees and charges are applicable as of March 2016. Kindly contact your branch for charges/fees not captured on this tariff poster. Excise duty charge of 10% will apply to all fees, commissions and charges.
RENTERS SAFES (B.S.S CO-OP TRUST ONLY) (HALF YEAR) The information captured is subject to change.
(Staff-half price, deposit for keys – free)
Very small KShs. 2,000/=
Small KShs. 2,400/=
Medium KShs. 4,000/=
Large KShs. 6,000/=
Deposit of keys (refundable) KShs. 3,000/=
Loss of keys (replacement) Depends on Company doing the repair
Night safe facility – per wallet –