1 PV 10000 5

Interest Rate 10% 2011

Time 5 Years 2006

FV 16105.1 12=6(1+R)^5
14.87%
R= 14.87%
2 PV ?
FV 5000 ANSWER So the statement is not correct,
Time 20 Years
Interest Rate 7% 6 FVAn = PMT [(1+I)^n-1/I]

PV 1292.10 A PMT
Time (in Years
IR
3 Year FV IR PV
1 100 8 92.59 1.59
2 100 8 85.73 FVAn 6374.97
3 100 8 79.38
4 200 8 147.01 B PMT
5 300 8 204.17 Time (in Years
6 500 8 315.08 IR
ANSWER 923.98
0.28
4 PV 500 FVAn 1105.13
A Time 1 Year
IR 6% C PMT
Time (in Years
FV 530 IR

B PV 500 FVAn 2000

Time 1 Year
IR 6% FVAdue=FVAn*(1+I)

FV 561.8 A1 7012.47
B1 1160.38
C FV 500 C1 2000
Time 1 Year
DR 6% 7 PVAn = PMT [(1-(1/1+I)^n)/I)

PV 471.7 A PMT
Time (in Years
D FV 500 IR
Time 2 Year
 DR 6% 2.59
0.39
PV 445 0.61
6.14
2457.83

12 IR (in %) 18 14
PV 21000 AT 7%
PMT 600
5.5
PVAn = PMT [(1-(1/1+I)^n)/I)

PVAn/PMT 35

AT 8%

AT 9%

Conclusion

Jury Awarded
13 2010 2011 2012 2013 2014 2015
34000 35020 36070.6 37152.72 38267.30
Pain & Suffering Pain & Suff 100,000
Legal Expenses Legal Expe 20,000
IR in % 7 Total 120,000
FV As per 2013 will be PV As per 2013 will be

38926.6 37471.4 36070.6 34722.17 33424.14

128400

Total Sum 309015

 Sales (In Million) Time (in Year) 9 FV=?
12 A PV
5
6 IR (in %)
Time (in Years)

FV

B PV
the statement is not correct, the growth rate is not 20% per year IR (in %)
7 Time (in Years)
VAn = PMT [(1+I)^n-1/I] B PMT 200 Semi - Annually
Time (in Years) 5
400 IR 5% FV
10
10% 1.28 C PV
0.78 IR (in %)
0.22 Time (in Years)
4.33 Quarterly
865.90
200 FV
5 C PMT 400
5% Time (in Years) 5 D PV
IR 0% IR (in %)
Time (in Years)
2000 Monthly

400 PVAdue = PVAn*(1+I) FV

5
0% A1 2703.61 E PV
B1 909.19 IR (in %)
C1 2000 Time (in Years)
Daily
VAdue=FVAn*(1+I) 8 PVAn = PMT [(1-(1/1+I)^n)/I)
FV
1.33
0.7513148009
0.2486851991
2.48685199098
VAn = PMT [(1-(1/1+I)^n)/I) 10052.87

400 Year Opening Interest Total Outstanding

10 1.00 25000 2500 27500
10% 2.00 17447.129909 1744.7129909 19191.8429003021
3.00 9138.9728097 913.89728097 10052.8700906345
 An amortization schedule is a complete table of periodic loan payments, showing the amount of princip

(In Millions)
61
66.7242
68.25 7.6122550427
0.1313671172
0.8686328828
12.409041184

61
63.74595
61.92 10.062656889
0.0993773325
0.9006226675
11.257783343

61
60.96815
56.51 13.267678469
0.0753711361
0.9246288639
10.273654043

As the interest rate increases the present value decreases

 10 IR (in %)
500 Bank A 4
12 Bank B 3.5
5

881.17

500
12
5

895.42
0.04 0.035617971057
500 4 3.56
12 Better
5 Bank A will be choosed

11 PVAn = PMT [(1-(1/1+I)^n)/I)

903.06
PVAn=?
500 PMT 10000
12
5 1.22
0.822702474792
0.177297525208
908.35 3.545950504162
35459.51
500
12 Year Deposit Interest Total Bala Withdrawa
5 1 35459.51 1772.975 37232.48 10000
365 days 2 27232.48 1361.624 28594.10 10000
3 18594.10 929.7052 19523.81 10000
910.97 4 9523.81 476.1905 10000.00 10000

Installment Closing Balance %age interest %age prinicipal

10052.87 17447.13 0.25 1.25 0.751315
10052.870091 9138.97 0.17 1.17
10052.870091 0.00 0.09 1.09
nts, showing the amount of principal and the amount of interest that comprise each payment until the loan is paid off at the end of its term.
Closing Balance
27232.48
18594.10
9523.81
0.00
 FV 0 PV FV PMT Time (in Years)
PV 0.00

Formula
FVAn 0 FVAn = PMT [(1+I)^n-1/I]
FVAdue 0
PVAn 0
PVAdue 0
Effective Annual Interest Rate 0.0
Nominal Interest Rate
IR (In %)
6.00%
 Year Opening Interest
Total Outstanding
Installment
Closing Balance
%age interest %age prinicipal
1.00 25000 2500 27500 10052.87 17447.13 0.25 1.25
2.00 17447.13 1744.713 19191.84 10052.87 9138.97 0.17 1.17
3.00 9138.973 913.8973 10052.87 10052.87 0.00 0.09 1.09

An amortization schedule is a complete table of periodic loan payments, showing the amount of principal and the amount of interest that compris

Year Deposit Interest Total Bala WithdrawaClosing Balance

1 35459.51 1772.975 37232.48 10000 27232.48
2 27232.48 1361.624 28594.1 10000 18594.1
3 18594.1 929.7052 19523.81 10000 9523.81
4 9523.81 476.1905 10000 10000 0
the amount of interest that comprise each payment until the loan is paid off at the end of its term.