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1. Payments routed through POS are linked to?

A. Customer's Term loan a/c B. Customer's current a/c
C. Customer's net banking D. None of the above
Your answer is: C. Customer's net banking

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2. A corporate customer comes over to the branch to enhance the daily fund transfer limit
on his Net banking, how can you help him?
A. There is no such provision available B. Ask him to get it done online by logging to
www.psbindia.com
C. Take his request letter/required from, fill in the D. Ask him to call up the helpdesk
required limit and mail it to the authorities
Your answer is: C. Take his request letter/required from, fill in the required limit and mail it to the authorities

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3. Which facility is not available under USSD portal
A. Send money B. RTGS
C. Request money D. Balance check
Your answer is: B. RTGS

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4. What is a kisan credit card?
A. ATM debit card offered to rural housing customers B. ATM credit card offered to customers availing KCC limit
(Agriculture Limit)
C. ATM debit card offered to customers availing KCC limit D. Prepaid card issued to KCC limit holders
(Agriculture Limit)
Your answer is: C. ATM debit card offered to customers availing KCC limit (Agriculture Limit)

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5. Under MISSED CALL enquiry service, which number is prescribed by the bank authorities for
enquiring account balance.
A. 7039035156 B. 7039035157
C. 7039035158 D. 7039035159
Your answer is: A. 7039035156

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6. UPI was system developed by?
A. NPCI (national payment corporation of India) B. MasterCard and Visa in collaboration with ICICI bank
C. Ministry of electronics and information technology D. Niti Aayog
Your answer is: A. NPCI (national payment corporation of India)

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7. What is the daily limit of fund transfer for a retail customer in case of Net banking.
A. Rs. 100000/- B. Rs. 200000/-
C. Rs. 50000/- D. Rs. 500000/-
Your answer is: B. Rs. 200000/-

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8. As per a new initiative what is green PIN service?
A. Customer can generate net banking password digitally B. Customer can generate ATM PIN digitally via ATM
via ATM machine machine
C. Customer can generate mobile banking password via D. Customer can generate customer ID via ATM machine
ATM machine
Your answer is: B. Customer can generate ATM PIN digitally via ATM machine

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9. What is the maximum amount that can be transferred per use per day while using UPI
platform of Punjab and Sind bank?
A. Rs. 10000/- B. Rs. 15000/-
C. Rs. 20000/- D. Rs. 25000/-
Your answer is: C. Rs. 20000/-
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10. In context of mobile banking which of the services are not available on mobile banking?
A. IMPS B. Stop cheque
C. Mobile Recharge for Vodafone customers D. Temple donation
Your answer is: C. Mobile Recharge for Vodafone customers

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11. What is the name of PSB mobile banking service on play store?
A. PSB money service B. PSB mPAY
C. Punjab and bank money app D. None of the above
Your answer is: B. PSB mPAY

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12. RuPay card payment scheme belongs to which country
A. US B. Germany
C. Czech republic D. None of these
Your answer is: D. None of these

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13. MasterCard and Visa brands belong to which country
A. India B. US
C. UK D. France
Your answer is: B. US

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14. How can a corporate customer apply for Net banking of our bank?
A. By logging on to (www.psbindia.com) B. By calling up the help desk
C. By visiting the branch and filling up the C1 form D. By sending an SMS to helpline no.
Your answer is: C. By visiting the branch and filling up the C1 form

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15. By dialing what numbers , one can avail the USSD facility
A. *999# B. *001#
C. *99# D. *USSD#
Your answer is: C. *99#

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16. Define IFSC?
A. Unique code of a particular bank having 11 alphanumeric B. Unique code of a particular bank's branch having 11
characters special characters
C. Unique code of a particular bank's branch having 11 D. Unique code of a particular bank's branch having 11
alphanumeric characters letters
Your answer is: C. Unique code of a particular bank's branch having 11 alphanumeric characters

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17. ATM debit card is a mandatory requirement while using the following services
A. UPI B. PSB Mobile banking
C. Both UPI and mobile banking D. None of the above
Your answer is: A. UPI

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18. In relation to alternate delivery channels kindly elaborate POS?
A. Period of sale B. Point of system
C. Point of sale D. None of the above
Your answer is: C. Point of sale

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19. Expand the term ECS?
A. Electronic cash service B. Electronic clearing software
C. Emergency clearing service D. Electronic clearing service
Your answer is: D. Electronic clearing service
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20. To operate mobile banking, one needs to enter 03 pins for security purposes. Name the
type of pins in right order?
A. Application password, APIN, BPIN B. Application password, MPIN, APIN
C. MPIN, TPIN, VPIN D. Application password, MPIN, TPIN
Your answer is: D. Application password, MPIN, TPIN

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21. What is the minimum and maximum spending limit (ATM withdrawal + POS + Ecommerce)
of PSB Prepaid card?
A. Rs. 1000/- & Rs. 25000/- B. Rs. 100/- & Rs. 10000/-
C. Rs. 100/- & Rs. 25000/- D. Rs. 1000/- & Rs. 10000/-
Your answer is: D. Rs. 1000/- & Rs. 10000/-

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22. Paytm is a?
A. Net banking application B. UPI platform
C. Foreign bank D. e-commerce pay ment system/Digital wallet
company
Your answer is: D. e-commerce pay ment system/Digital wallet company

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23. What is the amount of transfer limit under PSB Aadhar pay device per transaction?
A. Rs. 2000 B. Rs. 5000
C. Rs. 10000 D. Rs. 1000
Your answer is: A. Rs. 2000

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24. Elaborate BBPS.
A. BIG BHARAT PAYMENT SCHEME B. BHARAT BILL PAYPAL SCHEME
C. BHARAT BANK PAYMENT SYSTEM D. BHARAT BILL PAYMENT SYSTEM
Your answer is: D. BHARAT BILL PAYMENT SYSTEM

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25. Elaborate the term SWIFT which is used in terms of international settlements
A. Society for Worldwide Interbank Financial B. system for wide international financial technology
Telecommunication� C. system for worldweb inquiry of financial transactions
D. None of the above
Your answer is: A. Society for Worldwide Interbank Financial Telecommunication�