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Proyección de Pagos de Crédito 144 Meses

The document appears to be a loan agreement or financing document in Spanish. It includes details of loan amounts, repayment schedules, interest rates, and payments to third parties. Specifically, it outlines a loan of $41.8 million at 2.03% interest over 144 months, with monthly payments of $898,663 going to loan principal, interest, and third party payments over the life of the loan. It provides a sample repayment schedule for the first 23 months.
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0% found this document useful (0 votes)
81 views2 pages

Proyección de Pagos de Crédito 144 Meses

The document appears to be a loan agreement or financing document in Spanish. It includes details of loan amounts, repayment schedules, interest rates, and payments to third parties. Specifically, it outlines a loan of $41.8 million at 2.03% interest over 144 months, with monthly payments of $898,663 going to loan principal, interest, and third party payments over the life of the loan. It provides a sample repayment schedule for the first 23 months.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

INFORMACIÓN DEL CLIENTE POR INSTRUCCIONES DEL CLIENTE, SE REALIZARAN LOS SIGUIENTES PAGOS A TERCEROS

Pagaduría CONSORCIO FOPEP-VIVE Seguro de vida La Equidad Seguros O.C. $2.509.106


Nombre ASDRUBAL LANDAZABAL GRANADOS Giro a terceros MARITZA RAMIREZ ESPINOSA, CC: 37270508 $1.672.738
Identificación 5162773 COMPRA DE CARTERA Y/O RETANQUEOS
Tipo de crédito COMPRA CARTERA Rubro Nombre Valor Cuota

DATOS INICIALES CRÉDITO Retanqueo $0

Monto aprobado $41.818.442 Compra cartera No.1 COSERFIN $477.454

Cuota $898.663 Compra cartera No.2 CREAVAL $337.843

Plazo (Meses) 144 Compra cartera No.3 SOFINANZ $81.215

Tasa de interés (MV) 2,03 % Compra cartera No.4 $0

Tasa de interés (EA) 27,28 % SANEAMIENTOS


Rubro Nombre Monto
Saneamiento No.1 $0
Saneamiento No.2 $0

PROYECCIÓN DE PAGOS
No.Cuota Cuota Interés Capital Saldo No.Cuota Cuota Interés Capital Saldo No.Cuota Cuota Interés Capital Saldo
0 $0.00 $0.00 $0.00 $41,818,442.00 37 $898,663.00 $796,101.00 $102,562.00 $39,114,253.00 74 $898,663.00 $682,930.00 $215,733.00 $33,426,133.00
1 $898,663.00 $848,914.00 $49,749.00 $41,768,693.00 38 $898,663.00 $794,019.00 $104,644.00 $39,009,610.00 75 $898,663.00 $678,551.00 $220,113.00 $33,206,020.00
2 $898,663.00 $847,904.00 $50,759.00 $41,717,935.00 39 $898,663.00 $791,895.00 $106,768.00 $38,902,842.00 76 $898,663.00 $674,082.00 $224,581.00 $32,981,439.00
3 $898,663.00 $846,874.00 $51,789.00 $41,666,146.00 40 $898,663.00 $789,728.00 $108,935.00 $38,793,906.00 77 $898,663.00 $669,523.00 $229,140.00 $32,752,300.00
4 $898,663.00 $845,823.00 $52,840.00 $41,613,306.00 41 $898,663.00 $787,516.00 $111,147.00 $38,682,760.00 78 $898,663.00 $664,872.00 $233,791.00 $32,518,508.00
5 $898,663.00 $844,750.00 $53,913.00 $41,559,393.00 42 $898,663.00 $785,260.00 $113,403.00 $38,569,357.00 79 $898,663.00 $660,126.00 $238,537.00 $32,279,971.00
6 $898,663.00 $843,656.00 $55,007.00 $41,504,385.00 43 $898,663.00 $782,958.00 $115,705.00 $38,453,652.00 80 $898,663.00 $655,283.00 $243,380.00 $32,036,592.00
7 $898,663.00 $842,539.00 $56,124.00 $41,448,261.00 44 $898,663.00 $780,609.00 $118,054.00 $38,335,598.00 81 $898,663.00 $650,343.00 $248,320.00 $31,788,271.00
8 $898,663.00 $841,400.00 $57,263.00 $41,390,998.00 45 $898,663.00 $778,213.00 $120,450.00 $38,215,147.00 82 $898,663.00 $645,302.00 $253,361.00 $31,534,910.00
9 $898,663.00 $840,237.00 $58,426.00 $41,332,572.00 46 $898,663.00 $775,767.00 $122,896.00 $38,092,252.00 83 $898,663.00 $640,159.00 $258,504.00 $31,276,406.00
10 $898,663.00 $839,051.00 $59,612.00 $41,272,961.00 47 $898,663.00 $773,273.00 $125,390.00 $37,966,862.00 84 $898,663.00 $634,911.00 $263,752.00 $31,012,654.00
11 $898,663.00 $837,841.00 $60,822.00 $41,212,139.00 48 $898,663.00 $770,727.00 $127,936.00 $37,838,926.00 85 $898,663.00 $629,557.00 $269,106.00 $30,743,548.00
12 $898,663.00 $836,606.00 $62,057.00 $41,150,082.00 49 $898,663.00 $768,130.00 $130,533.00 $37,708,393.00 86 $898,663.00 $624,094.00 $274,569.00 $30,468,979.00
13 $898,663.00 $835,347.00 $63,316.00 $41,086,766.00 50 $898,663.00 $765,480.00 $133,183.00 $37,575,211.00 87 $898,663.00 $618,520.00 $280,143.00 $30,188,836.00
14 $898,663.00 $834,061.00 $64,602.00 $41,022,164.00 51 $898,663.00 $762,777.00 $135,886.00 $37,439,324.00 88 $898,663.00 $612,833.00 $285,830.00 $29,903,007.00
15 $898,663.00 $832,750.00 $65,913.00 $40,956,251.00 52 $898,663.00 $760,018.00 $138,645.00 $37,300,680.00 89 $898,663.00 $607,031.00 $291,632.00 $29,611,375.00
16 $898,663.00 $831,412.00 $67,251.00 $40,889,000.00 53 $898,663.00 $757,204.00 $141,459.00 $37,159,220.00 90 $898,663.00 $601,111.00 $297,552.00 $29,313,822.00
17 $898,663.00 $830,047.00 $68,616.00 $40,820,384.00 54 $898,663.00 $754,332.00 $144,331.00 $37,014,890.00 91 $898,663.00 $595,071.00 $303,592.00 $29,010,230.00
18 $898,663.00 $828,654.00 $70,009.00 $40,750,375.00 55 $898,663.00 $751,402.00 $147,261.00 $36,867,629.00 92 $898,663.00 $588,908.00 $309,755.00 $28,700,475.00
19 $898,663.00 $827,233.00 $71,430.00 $40,678,944.00 56 $898,663.00 $748,413.00 $150,250.00 $36,717,379.00 93 $898,663.00 $582,620.00 $316,043.00 $28,384,431.00
20 $898,663.00 $825,783.00 $72,880.00 $40,606,064.00 57 $898,663.00 $745,363.00 $153,300.00 $36,564,079.00 94 $898,663.00 $576,204.00 $322,459.00 $28,061,972.00
21 $898,663.00 $824,303.00 $74,360.00 $40,531,704.00 58 $898,663.00 $742,251.00 $156,412.00 $36,407,666.00 95 $898,663.00 $569,658.00 $329,005.00 $27,732,967.00
22 $898,663.00 $822,794.00 $75,869.00 $40,455,834.00 59 $898,663.00 $739,076.00 $159,587.00 $36,248,079.00 96 $898,663.00 $562,979.00 $335,684.00 $27,397,284.00
23 $898,663.00 $821,253.00 $77,410.00 $40,378,425.00 60 $898,663.00 $735,836.00 $162,827.00 $36,085,252.00 97 $898,663.00 $556,165.00 $342,498.00 $27,054,785.00
24 $898,663.00 $819,682.00 $78,981.00 $40,299,444.00 61 $898,663.00 $732,531.00 $166,132.00 $35,919,120.00 98 $898,663.00 $549,212.00 $349,451.00 $26,705,335.00
25 $898,663.00 $818,079.00 $80,584.00 $40,218,860.00 62 $898,663.00 $729,158.00 $169,505.00 $35,749,615.00 99 $898,663.00 $542,118.00 $356,545.00 $26,348,790.00
26 $898,663.00 $816,443.00 $82,220.00 $40,136,639.00 63 $898,663.00 $725,717.00 $172,946.00 $35,576,669.00 100 $898,663.00 $534,880.00 $363,783.00 $25,985,007.00
27 $898,663.00 $814,774.00 $83,889.00 $40,052,750.00 64 $898,663.00 $722,206.00 $176,457.00 $35,400,212.00 101 $898,663.00 $527,496.00 $371,167.00 $25,613,840.00
28 $898,663.00 $813,071.00 $85,592.00 $39,967,158.00 65 $898,663.00 $718,624.00 $180,039.00 $35,220,174.00 102 $898,663.00 $519,961.00 $378,702.00 $25,235,138.00
29 $898,663.00 $811,333.00 $87,330.00 $39,879,828.00 66 $898,663.00 $714,970.00 $183,693.00 $35,036,480.00 103 $898,663.00 $512,273.00 $386,390.00 $24,848,748.00
30 $898,663.00 $809,561.00 $89,102.00 $39,790,726.00 67 $898,663.00 $711,241.00 $187,422.00 $34,849,058.00 104 $898,663.00 $504,430.00 $394,233.00 $24,454,515.00
31 $898,663.00 $807,752.00 $90,911.00 $39,699,815.00 68 $898,663.00 $707,436.00 $191,227.00 $34,657,830.00 105 $898,663.00 $496,427.00 $402,236.00 $24,052,278.00
32 $898,663.00 $805,906.00 $92,757.00 $39,607,058.00 69 $898,663.00 $703,554.00 $195,109.00 $34,462,721.00 106 $898,663.00 $488,261.00 $410,402.00 $23,641,877.00
33 $898,663.00 $804,023.00 $94,640.00 $39,512,418.00 70 $898,663.00 $699,593.00 $199,070.00 $34,263,652.00 107 $898,663.00 $479,930.00 $418,733.00 $23,223,144.00
34 $898,663.00 $802,102.00 $96,561.00 $39,415,857.00 71 $898,663.00 $695,552.00 $203,111.00 $34,060,541.00 108 $898,663.00 $471,430.00 $427,233.00 $22,795,911.00
35 $898,663.00 $800,142.00 $98,521.00 $39,317,336.00 72 $898,663.00 $691,429.00 $207,234.00 $33,853,307.00 109 $898,663.00 $462,757.00 $435,906.00 $22,360,005.00
36 $898,663.00 $798,142.00 $100,521.00 $39,216,815.00 73 $898,663.00 $687,222.00 $211,441.00 $33,641,866.00 110 $898,663.00 $453,908.00 $444,755.00 $21,915,250.00

La información continua en la segunda hoja

Pág 1 de 2
No.Cuota Cuota Interés Capital Saldo
111 $898,663.00 $444,880.00 $453,783.00 $21,461,466.00
112 $898,663.00 $435,668.00 $462,995.00 $20,998,471.00
113 $898,663.00 $426,269.00 $472,394.00 $20,526,077.00
114 $898,663.00 $416,679.00 $481,984.00 $20,044,093.00
115 $898,663.00 $406,895.00 $491,768.00 $19,552,325.00
116 $898,663.00 $396,912.00 $501,751.00 $19,050,575.00
117 $898,663.00 $386,727.00 $511,936.00 $18,538,638.00
118 $898,663.00 $376,334.00 $522,329.00 $18,016,310.00
119 $898,663.00 $365,731.00 $532,932.00 $17,483,378.00
120 $898,663.00 $354,913.00 $543,750.00 $16,939,627.00
121 $898,663.00 $343,874.00 $554,789.00 $16,384,839.00
122 $898,663.00 $332,612.00 $566,051.00 $15,818,788.00
123 $898,663.00 $321,121.00 $577,542.00 $15,241,246.00
124 $898,663.00 $309,397.00 $589,266.00 $14,651,981.00
125 $898,663.00 $297,435.00 $601,228.00 $14,050,753.00
126 $898,663.00 $285,230.00 $613,433.00 $13,437,320.00
127 $898,663.00 $272,778.00 $625,885.00 $12,811,435.00
128 $898,663.00 $260,072.00 $638,591.00 $12,172,844.00
129 $898,663.00 $247,109.00 $651,554.00 $11,521,290.00
130 $898,663.00 $233,882.00 $664,781.00 $10,856,509.00
131 $898,663.00 $220,387.00 $678,276.00 $10,178,233.00
132 $898,663.00 $206,618.00 $692,045.00 $9,486,188.00
133 $898,663.00 $192,570.00 $706,093.00 $8,780,095.00
134 $898,663.00 $178,236.00 $720,427.00 $8,059,668.00
135 $898,663.00 $163,611.00 $735,052.00 $7,324,616.00
136 $898,663.00 $148,690.00 $749,973.00 $6,574,643.00
137 $898,663.00 $133,465.00 $765,198.00 $5,809,445.00
138 $898,663.00 $117,932.00 $780,731.00 $5,028,714.00
139 $898,663.00 $102,083.00 $796,580.00 $4,232,133.00
140 $898,663.00 $85,912.00 $812,751.00 $3,419,383.00
141 $898,663.00 $69,413.00 $829,250.00 $2,590,133.00
142 $898,663.00 $52,580.00 $846,083.00 $1,744,050.00
143 $898,663.00 $35,404.00 $863,259.00 $880,791.00
144 $898,663.00 $17,880.00 $880,783.00 $0.00
Por favor tenga en cuenta las siguientes observaciones:
NOTA 1: La proyección de pagos, se presenta asumiendo que (i) los NOTA 2: El valor de las compras de cartera, pueden variar por las NOTA 3: En el caso de presentar inquietudes, le agradecemos NOTA 4: Vive Créditos realizará la inscripción para débitos
pagos se hacen en las fechas convenidas y (ii) la tasa de interés de modificaciones que el acreedor correspondiente efectue con comunicarse con nuestro departamento de servicio al cliente, en automáticos, de la cuenta bancaria del cliente informada en la
usura. La amortización del crédito puede diferir de la proyección de posterioridad a la fecha de aprobación del presente cupo de crédito. el e-mail(servicioalcliente@vivecreditos.com) y/o en la línea Vive solicitud de crédito.
pagos, en caso de que no se cumpla cualquiera de los supuestos Estas diferencias serán cargadas o sumadas al valor total a girar al de su ciudad, consulta el número en nuestra página web Este proceso se realiza preventivamente, en desarrollo del
mencionados. cliente. (www.vivecreditos.com) documento denominado, autorización de descuento bancario.

NOTA 5: Tenga presente que el incumplimiento en los pagos puede NOTA 6: Señor Pensionado, para garantizar el recaudo efectivo de su cuota efectuaremos descuentos parciales al momento de
generar reportes negativos en las centrales de información financiera. desembolsar cada una de las compras de cartera solicitadas. Esto no significa que haya más de un crédito a su favor. Una vez se realice
completamente el desembolso de su crédito su cuota será unificada.

De acuerdo con los valores antes relacionados, confirmo que me encuentro de acuerdo con las condiciones en que se aprobó el crédito, por tanto registro mi firma y huella.

Nombre:

Identificación:

Fecha: Firma:

18-05-2020

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