JADUAL ANSURAN BULANAN / MONTHLY INSTALMENT TABLE

KADAR TETAP / FIXED RATE

CASH-i MUAMALAT / CASH-i MUAMALAT PRO / CASH-i MUAMALAT PRESTIGE

STEP PROGRAM
1 Sila Pilih Program / Choose Program CASH-i MUAMALAT PRESTIGE P1

2 Kaedah Bayaran Bulanan / Mode of Monthly Payment Salary Transfer / Salary Deduction T1

3 Perlindungan Takaful / Takaful Protection Without Takaful WO

Tempoh Pembiayaan (Tahun) / Kadar Keuntungan (%) - Kadar Tetap P1T1WO

Amaun Financing Tenure (Years) / Profit Rate (%) Fixed Rate
Pembiayaan / 4.00% 4.69%
Financing
Amount (RM)
2 3 4 5 6 7 8 9 10

10,000 450 311 242 206 178 158 143 132 122
15,000 675 467 363 309 267 237 215 198 184
20,000 900 622 483 412 356 316 287 263 245
25,000 1,125 778 604 514 445 395 358 329 306
30,000 1,350 933 725 617 534 474 430 395 367
35,000 1,575 1,089 846 720 623 553 501 461 428
40,000 1,800 1,244 967 823 712 633 573 527 490
45,000 2,025 1,400 1,088 926 801 712 645 593 551
50,000 2,250 1,556 1,208 1,029 890 791 716 658 612
55,000 2,475 1,711 1,329 1,132 979 870 788 724 673
60,000 2,700 1,867 1,450 1,235 1,068 949 860 790 735
65,000 2,925 2,022 1,571 1,337 1,157 1,028 931 856 796
70,000 3,150 2,178 1,692 1,440 1,246 1,107 1,003 922 857
75,000 3,375 2,333 1,813 1,543 1,335 1,186 1,074 988 918
80,000 3,600 2,489 1,933 1,646 1,424 1,265 1,146 1,053 979
85,000 3,825 2,644 2,054 1,749 1,513 1,344 1,218 1,119 1,041
90,000 4,050 2,800 2,175 1,852 1,602 1,423 1,289 1,185 1,102
95,000 4,275 2,956 2,296 1,955 1,691 1,502 1,361 1,251 1,163
100,000 4,500 3,111 2,417 2,058 1,780 1,581 1,433 1,317 1,224
110,000 4,950 3,422 2,658 2,263 1,958 1,739 1,576 1,448 1,347
120,000 5,400 3,733 2,900 2,469 2,136 1,898 1,719 1,580 1,469
130,000 5,850 4,044 3,142 2,675 2,314 2,056 1,862 1,712 1,591
140,000 6,300 4,356 3,383 2,881 2,492 2,214 2,006 1,843 1,714
150,000 6,750 4,667 3,625 3,086 2,670 2,372 2,149 1,975 1,836
160,000 7,200 4,978 3,867 3,292 2,848 2,530 2,292 2,107 1,959
170,000 7,650 5,289 4,108 3,498 3,026 2,688 2,435 2,238 2,081
180,000 8,100 5,600 4,350 3,704 3,204 2,846 2,579 2,370 2,204
190,000 8,550 5,911 4,592 3,909 3,381 3,004 2,722 2,502 2,326
200,000 9,000 6,222 4,833 4,115 3,559 3,163 2,865 2,634 2,448
210,000 9,450 6,533 5,075 4,321 3,737 3,321 3,008 2,765 2,571
220,000 9,900 6,844 5,317 4,527 3,915 3,479 3,152 2,897 2,693
230,000 10,350 7,156 5,558 4,732 4,093 3,637 3,295 3,029 2,816
240,000 10,800 7,467 5,800 4,938 4,271 3,795 3,438 3,160 2,938
250,000 11,250 7,778 6,042 5,144 4,449 3,953 3,581 3,292 3,060
* Kadar Asas (KA) semasa adalah 3.81% setahun
Tertakluk kepada Terma dan Syarat
Jadual diatas adalah ilustrasi sahaja dan tertakluk kepada perubahan

Kelayakan
• Warganegara Malaysia • Kakitangan Sektor Awam, Swasta (Majikan Terpilih) dan Bidang
• Berumur 18 tahun hingga mencapai umur persaraan Professional
• Kaedah pembayaran : Potongan Gaji Majikan atau Arahan Tetap melalui
wajib akaun gaji di Bank Muamalat atau di Bank lain
• Bergaji minimum RM2,000 bagi kakitangan kerajaan / RM 5,000 bagi kakitangan swasta
Dokumen Yang Diperlukan
• Salinan Mykad • Surat pengesahan majikan ATAU laporan semakan data yang disemak
• 3 bulan salinan slip gaji melalui
• Surat /Sistem
Klausa'HRMIS'
Akujanjibagi kakitangan
untuk kerajaan
pemindahan / pemotongan gaji
• 3 bulan penyata bank menunjukkan pengkreditan gaji • Lain-lain dokumen sampingan (jika diperlukan) Penyata KWSP, Penyata
Cukai Tahunan, Sijil Keahlian Professional

Maklumat Lanjut
Layari : www.muamalat.com.my
 STEP PROGRAM
1 Sila Pilih Program / Choose Program Cash-i Muamalat Pro

2 Perlindungan Takaful / Takaful Protection With Takaful

3 Kaedah Bayaran Bulanan / Mode of Monthly Payment Salary Transfer / Salary Deduction

Tempoh Pembiayaan (Tahun)

Kadar Terapung ( KA + 1.96% = 4.77% ( KA + 1.96% ) = 4.77%
)
Bersamaan Kadar
Tetap 2.52% 2.51% 2.51% 2.52% 2.53% 2.55% 2.56% 2.58% 2.59%

AMAUN PEMBIAYAAN
(Kadar Pembiayaan
dengan Perlindungan 2 3 4 5 6 7 8 9 10
Takaful)
10,000 438 299 229 188 160 140 126 114 105
15,000 657 448 344 281 240 210 188 171 157
20,000 875 597 459 375 320 281 251 228 210
25,000 1,094 747 573 469 400 351 314 285 262
30,000 1,313 896 688 563 480 421 377 342 315
35,000 1,532 1,045 802 657 560 491 439 399 367
40,000 1,751 1,195 917 751 640 561 502 456 420
45,000 1,970 1,344 1,032 844 720 631 565 513 472
50,000 2,188 1,493 1,146 938 800 701 628 570 525
55,000 2,407 1,643 1,261 1,032 880 771 690 627 577
60,000 2,626 1,792 1,376 1,126 960 842 753 684 630
65,000 2,845 1,941 1,490 1,220 1,040 912 816 741 682
70,000 3,064 2,091 1,605 1,314 1,120 982 879 798 735
75,000 3,283 2,240 1,719 1,407 1,200 1,052 941 855 787
80,000 3,501 2,389 1,834 1,501 1,280 1,122 1,004 913 840
85,000 3,720 2,539 1,949 1,595 1,360 1,192 1,067 970 892
90,000 3,939 2,688 2,063 1,689 1,440 1,262 1,130 1,027 945
95,000 4,158 2,837 2,178 1,783 1,520 1,332 1,192 1,084 997
100,000 4,377 2,987 2,293 1,877 1,600 1,403 1,255 1,141 1,049
110,000 4,815 3,285 2,522 2,064 1,760 1,543 1,381 1,255 1,154
120,000 5,252 3,584 2,751 2,252 1,920 1,683 1,506 1,369 1,259
130,000 5,690 3,883 2,980 2,440 2,080 1,823 1,632 1,483 1,364
140,000 6,128 4,181 3,210 2,627 2,240 1,964 1,757 1,597 1,469
150,000 6,565 4,480 3,439 2,815 2,400 2,104 1,883 1,711 1,574
160,000 7,003 4,779 3,668 3,003 2,560 2,244 2,008 1,825 1,679
170,000 7,441 5,078 3,897 3,190 2,720 2,384 2,134 1,939 1,784
180,000 7,878 5,376 4,127 3,378 2,880 2,525 2,259 2,053 1,889
190,000 8,316 5,675 4,356 3,566 3,040 2,665 2,385 2,167 1,994
200,000 8,754 5,974 4,585 3,753 3,200 2,805 2,510 2,281 2,099
205,000 8,973 6,123 4,700 3,847 3,280 2,875 2,573 2,338 2,151
210,000 0 0 0 0 0 0 0 0 0
220,000 0 0 0 0 0 0 0 0 0
230,000 0 0 0 0 0 0 0 0 0
240,000 0 0 0 0 0 0 0 0 0
250,000 0 0 0 0 0 0 0 0 0

Program1 Type1 protect1 Rate1 Rate2

P1T1WT Cash-i Muamalat Pres
Salary Transfer with takaful 1.96% 1.96%
P1T1WO without takaful 2.96% 2.96%
 STEP PROGRAM
1 Sila Pilih Program / Choose Program Cash-i Muamalat Prestige

2 Perlindungan Takaful / Takaful Protection With Takaful

3 Kaedah Bayaran Bulanan / Mode of Monthly Payment Salary Transfer / Salary Deduction

Tempoh Pembiayaan (Tahun)

Kadar Terapung ( KA + 1.96% = 4.77% ( KA + 1.96%) = 4.77%
)
Bersamaan Kadar
Tetap 2.52% 2.51% 2.51% 2.52% 2.53% 2.55% 2.56% 2.58% 2.59%

AMAUN PEMBIAYAAN
(Kadar Pembiayaan
dengan Perlindungan 2 3 4 5 6 7 8 9 10
Takaful)
10,000 438 299 229 188 160 140 126 114 105
20,000 875 597 459 375 320 281 251 228 210
30,000 1,313 896 688 563 480 421 377 342 315
40,000 1,751 1,195 917 751 640 561 502 456 420
50,000 2,188 1,493 1,146 938 800 701 628 570 525
60,000 2,626 1,792 1,376 1,126 960 842 753 684 630
70,000 3,064 2,091 1,605 1,314 1,120 982 879 798 735
80,000 3,501 2,389 1,834 1,501 1,280 1,122 1,004 913 840
90,000 3,939 2,688 2,063 1,689 1,440 1,262 1,130 1,027 945
100,000 4,377 2,987 2,293 1,877 1,600 1,403 1,255 1,141 1,049
120,000 5,252 3,584 2,751 2,252 1,920 1,683 1,506 1,369 1,259
130,000 5,690 3,883 2,980 2,440 2,080 1,823 1,632 1,483 1,364
140,000 6,128 4,181 3,210 2,627 2,240 1,964 1,757 1,597 1,469
150,000 6,565 4,480 3,439 2,815 2,400 2,104 1,883 1,711 1,574
160,000 7,003 4,779 3,668 3,003 2,560 2,244 2,008 1,825 1,679
170,000 7,441 5,078 3,897 3,190 2,720 2,384 2,134 1,939 1,784
180,000 7,878 5,376 4,127 3,378 2,880 2,525 2,259 2,053 1,889
190,000 8,316 5,675 4,356 3,566 3,040 2,665 2,385 2,167 1,994
200,000 8,754 5,974 4,585 3,753 3,200 2,805 2,510 2,281 2,099
205,000 8,973 6,123 4,700 3,847 3,280 2,875 2,573 2,338 2,151
210,000 9,191 6,272 4,814 3,941 3,360 2,945 2,636 2,395 2,204
220,000 9,629 6,571 5,044 4,129 3,520 3,086 2,761 2,509 2,309
230,000 10,067 6,870 5,273 4,316 3,680 3,226 2,887 2,624 2,414
240,000 10,504 7,168 5,502 4,504 3,840 3,366 3,012 2,738 2,519
250,000 10,942 7,467 5,731 4,692 4,000 3,507 3,138 2,852 2,624

Program1 Type1 protect1 Rate1 Rate2

P1T1WT Cash-i Muamalat PresSalary Transfer with takaful 1.96% 1.96%
P1T1WO without takaful 2.96% 2.96%