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    24 views6 pages

    File 1490740837 PDF

    Uploaded by

    Raja Rao

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
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    hl | have big plans for my family. lam glad they don't cost big. Minimal charges to get the most from your investments. HDFCLife cone oe Click 2 Invest a Life Sar utha ke jiyo! + ULIP A Unit Linked Insurance Plan INTHIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIOS ‘BORNEBY THEPOLICYHOLDER. ‘The Linked insurance Procucts do nat afer any liquidity during the first five yearsof the contrat. The plicynolder will notbe able tosurrende:/witheraw the monies invested in Linked Insurance Products complete or partially tl ‘theendotthetifenyear *HDFC Life Click 2 Invest - ULIP” Is an online Unit Linked Plan that ‘offers you market linked returns along with valuable financial protection for yourtamily. ‘Along with financial pratection this plan alse offers you arange of investment funds. You can choose from among 8 fund options to Invest your money in. CS ET Premium payment options of Single Pay, 5 Pay 7 Pay 10 Pay or Regular Pay (Choose froma ange 8 fundeptions ‘Taxexemption under Sec @0C and Sec10(100) of Act, 1952 ‘This plan's avaiable wit imitee underwriting nerms witha Short (SQ) cat Queronnare hte condons met Other ‘the plan wilbe offered trough fll underwriting Please see the below table fo check for your age eighty to purchase this plan. You can chease your premium, premium payment term and level of protection subjecttthelimitsmentionedbeow. oo con CST AgeatEnty years (30days) | GSyears gest Mauri e,years 7Syears Premiums Single*€ 24,000. | No imit, Annuakt 12,000 | subjectto Haityearty:®6,000 | Underwriting Quartery- 3,000 Monthly: €1,000 12596 of Single Premiarh Sum Assured Fixed) Single Premium ‘Sum Assured Fixed) Regular | 10xannoalzed premium Limite Premium (Bge at Entry <= 55 years) ‘Sum Assured Fixed) Regular | Px ennvalizedpremium Limtee Premum (AgeatEntry>55,ears) Poiey Term Sie20 yeas Premium Payment Term Single Pay Limted:5,7 ané10 years Regulr:5t0 20 years Allages mentioned above ae age a of last birtheay CST amererartme ) é y Premium Premium Payment Term » BR > * Policy Term Investment Fung(s) Baseconthe above. the Sum Assureduilbecetermined, Your premium sallbeinuestedinthe fund(s youselectedandinthepropartionyouspectfy. ‘OnMaturity youwilreceiveyourfund Valueasalump-summaturtybenefit Incaseofdeathoflfeassureduringpolicyterm,thenomineewillreceivedeathbenetit. EOS ‘A. Maturity Benefit: Benefits payable at the end of your policy term _Atmaturty you will eceive your Fund Value. Fund Value willbe calculated ‘by multiplying Balance unitsin your fund by the then prevailing unit price Your policy matures tthe end of policy term youhave chosen. All your sk ‘cover ceases atthe end of policy term ‘Yu can als take your fund value at maturity in periocca instalments ‘under settlement option, Please refer Terms and Conditions section for more details. 8B. Death Benefit: Benefits payable in case of unfortunate demise of Life assured Incase the Life Assured’ unfortunate demise, wewillpay tothe nominee thehighestof the fllowing + Sum Assured, + FuneValue, + 105% ofthe premiums) pai ‘Thepoicy wil terminate thereafter andine more bene! its willbe payable Partial Withdrawal: Withdraw amount from your Policy Fund Value You can withcraw money from your funds to meet any future financial emergencies. Lump sum partial withdrawals canbe made from your funds after 5 compete policy years, provided the Life Assured is atleast 18 yearsofage, . Discantinuanceof Premiums ‘Under thsplan you get a grace period from your premium due dat to pay your premiums. This plan has a grace perid of 15 days for monthly made 39830 days for ther maces fore competion of S years from comms of palicy ‘The following provisions are applicable for poles other than Single premium payment plies It youhave net paid your premium by the expt af the grace pried then _youwihave te following options: To revive the policy within a petied of 2 years from the date of scomtiouance, or 2. Tocompletely withdraw fom the policy without any risk cover Iv the policyholder dees not exercise any option, the default eption is witharawa Untithedisconcinuanceaf hepoliy.therstcaverwillremainin-torceand poly chargeswilcontinuetobe decucte. ‘Once the plicyis discontinued, the rskcoverwilceaseandthe und value (as on date of ciscontinuance) will be moves te the Disrentinued Palcy Fund: The minimum guaranteed Interest rate applicable to the Discontinued Policy Fund shall eas per the prevailing regulations andis, curently 4¥9.a, The exces income eamed inthe cscertinued funcover andabove theminimum guarantee intrestrate shall ase be apportioned. te the discontinued policy tune in atving at the proceeds of the

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