Funding Readiness Evaluation

Dear Vishal,

Greetings from deAsra Foundation!

Congratulations! on taking our Funding Readiness Evaluation. We at deAsra have
designed the Funding Readiness Evaluation, after a detailed analysis of the factors
various funding institutions consider to offer loans.
Based on preliminary analysis of your answers, we think these are a few areas you need
to work on to make your business funding ready.

Indicates You’ll Require Improvments.

Indicates You are doing great.

My / My Team's Background

Core or vocational Training

Domain Experience

Documentation (like PAN, Adhar card, Address proof, etc.)

Industry expert's support/ guidance/ mentorship.

My Fund Raising Ability

Margin money

Guarantors

Collateral security

More About Me

Repayment all past loans

Repayment of all existing loans

Guarantor Standing

income tax return return

 Funding Readiness Evaluation

Suggestions for Improvment

My Fund Raising Ability

Margin money
1) Generally Financials Institutions/Banks demand 15% -25% of the Project Cost as a
Margin money.
2) It should preferably come from your own savings.
3) Before applying for loan ensure that you have made adequate provisions for same.

Guarantors
1) Generally you are required to provide 2 local guarantors.
2) Under certain schemes it is possible that the guarantors are not mandatory, but for
most of the cases guarantors are required.

Collateral security
1) Collateral is a property or an asset that a borrower offers as a way of security to the
lender ,to secure the loan.
2) Collateral is generally required for high value loans, hence it is not a mandatory
requirement.
3) Following assets are generally accepted as collateral - Fixed Deposit receipts,Securities
and shares , uncumberred immovable property/fixed assets , Gold ornaments , LIC
Insurance Policy etc. which are not provided as security for any other loan.

Let us help you fix this! Let’s work together on the improvement areas ! Feel free to
reach us on the number below, we will be happy to assist you.

Sincerely, Team deAsra Foundation

Disclaimer: The suggestions/ recommendations are based on the data and information
provided by you. The suggestion/ recommendations are indicative and in no way are
binding on the user to follow. The user is required to analyze based on his/her judgement
before accepting/following them. Based on the state and city where the business is located,
you might require some additional permissions/ information/ licenses. It is advisable to
confirm with the local authorities for any additional requirements.
Funding Readiness Evaluation

Let us help you fix this!

Feel free to reach us on the number below,
we will be happy to assist you.
+91 86699 85599