Must Have .

125” Bleed on all 4 sides

M
O L Y BU D

N TH
 G E
T  
    






YEARLY GOALS  
    

     
EXPENSES ESTIMATED SPENT DIFFERENCE N O TES


BIG T H R E E
CHARITY
10 -15% total income
| major goals to accomplish this year

church | tithes $ $ $

other giving $ $ $
 S AV     
INGS

BRE AK FAST I DEAS

10 -15% total income

emergency fund $ $ $

PERSONAL GROWTH
retirement fund $ $ $

( ) ) 4 " 3 ' % " # ! - 'w a/0-"()(*

ys to improve my mi"
brainstorming n d# 5 6
meals for the
1#%76)5'60'
/ " )month
college / other
+%')+/8'2+3
$ $ $

HOUSING MOTTO
   

   
20 - 35% total income
STATEMENT
mortage / rent $ $ $
2+#"3
Must Have .125” Bleed on all 4 sides

! " #$ #


0 ) . ) ( * 1 " ' -pF lU N# & R E C R E A T I O N

taxes & association $ $ $

"
aces to go, people to see maintenance $ $ $

repair $ $ $

  UT I LI T IE
S


     
%&'()(*
5 - 10% total income

$ $ $
H E











ALTH & F I T N E $S S
electricity

$ $
ways to nurture my body
water / sewer / garbage

cable / internet $ $ $

      $
phone
$ $

FOOD
2 " ! 3 ' & & % H# O M E I M P R O V E M E N T S 5 - 12% total income

$
wa ys to im
groceries
p r o v e m y s p$a c e $


dinning out $ $ $

CLOTHING
2.7%
 total   


   
income

$ $ $
F I N A N $C E G O A L $S
adult

$
t e lchildren
ling my money where to go
dry cleaning / laundry $ $ $

TRANSPORTATION
2.7% total income

4"4- '15 1 &66) / -        
$ 
  

gas / oil $ $
W OR D OF T HE
YEAR
TO CON N E C T W I $T H
repairs / tires
$ $

t o r e a c h $o u t t o
license & taxes $ $

other
$ $ $ %)++",
  

 

   

Must Have .125” Bleed on all 4 sides

+)(()(* 1 51 $ ) ! / 3- (

©
1 1111111111
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-.-()(*
 Must Have .125” Bleed on all 4 sides

( ) ) 4 " 3 ' % " # ! - ' / 0- "( ) (* " # 5 6 1#%76)5'60'

/")+%')+/8'2+3

MONTHLY BUDGET
2+#"3
0).)(*1"'-"# !"#$#
%&'()(*
EXPENSES ESTIMATED SPENT DIFFERENCE N OTES

CHARITY
10 -15% total income

church | tithes $ $ $

2 " !other
3 'giving
& & % $# $ $

SAVINGS
10 -15% total income

emergency fund $ $ $

retirement fund $ $ $

college / other $ $ $

4 " 4H O
- U'S I1N5
G 1 & 6 6 ) / -
20 - 35% total income

mortage / rent $ $ $
Must Have .125” Bleed on all 4 sides

%)++",
taxes & association $ $ $

maintenance $ $ $

repair $ $ $

+ ) ( U(T I )L I (
T I E*
S 1 5 1 $ ) ! / 3 - (
5 - 10% total income

electricity $ $ $

water / sewer / garbage $ $ $

1 1111111111
cable / internet $ $ $

phone
$ $ $
2-+'& & %#
FOOD
5 - 12% total income

groceries $ $ $

dinning out $ $ $ -.-()(*

CLOTHING
2.7% total income

4 0 " ( (adult
) ( * 1 $5 1 % ) # / 7 $ $

children $ $ $

dry cleaning / laundry $ $ $

TRANSPORTATION
2.7% total income

gas / oil $ $ $

# 8 4repairs
4 0 /) tires
- # 1 ! $& 1 2 8 , $ $

license & taxes $ $ $

other
$ $ $

!"#$#%&'()""'*"+%%),'-'"#$#%&()""*"+%%),./01

Must Have .125” Bleed on all 4 sides

 Must Have .125” Bleed on all 4 sides

( ) ) 4 " 3 ' % " # ! - ' / 0- "( ) (* " # 5 6 1#%76)5'60'

/")+%')+/8'2+3

MONTHLY BUDGET (minus) =

2 + # " 3T O T A L
INCOME EXPENSES

0).)(*1"'-"# !"#$#
%&'()(*
EXPENSES ESTIMATED SPENT DIFFERENC
C EE NO T ES
N OTES
I NC
SUHRAARN
I TC
YE
1010-15%
-25%total
totalincome
income

life insurance $ $ $$
church | tithes $ $

$ $ $$
2 "health
3insurance
!other'giving
& & % $# $

S Ainsurance
auto VINGS $ $ $
10 -15% total income
other $ $ $
emergency fund $ $ $
HEALTH
10 -15% total income
retirement fund $ $ $

medication
college/ vitamins
/ other $ $ $$
$ $

4 " 4H O
- U'Sdoctor
I1N5
G 1 & $6 6 ) / - $ $
20 - 35% total income

dentists $ $ $
mortage / rent $ $ $
Must Have .125” Bleed on all 4 sides

optometrist $ $ $ %)++",
taxes & association $ $ $
other $ $ $
maintenance $ $ $
PERSONAL
5 - 10% totalrepair
income
$ $ $

+ ) (personal
U(T I )L I ( S 1 5 $1 $ ) ! / 3 - (
E*
T Icare $ $
5 - 10% total income
books & supplies $ $ $
electricity $ $ $
education & tuition
$ $ $
water / sewer / garbage $ $ $
1 1111111111
babysitting
$ $ $
cable / internet $ $ $
gifts $ $ $
phone
$ $ $
2-+'& &%#
furniture $ $ $
FOOD
5 - 12% total income
entertainment $ $ $
groceries $ $ $
vacation $ $ $
dinning out $ $ $ -.-()(*
dues & subscriptions $ $ $
CLOTHING
2.7% total income
pocket money $ $ $

4 0 " ( (adult
) ( * 1 $$5 1 % ) # / 7
other
$
$
$
$

DEBTS
children $ $ $
5 - 10% total income

dry cleaning / laundry $ $ $

car payments $ $ $
TRANSPORTATION
2.7% credit card
total income $ $ $

gas /card
oil $ $ $
credit $ $ $

# 8 4repairs
4 0 /) loans
- # 1 ! $& 1 2 8 ,
tires $ $

license & taxes

other $ $ $

other
other $ $ $$
$ $

!"#$#%&'()""'*"+%%),'-'"#$#%&()""*"+%%),./01

Must Have .125” Bleed on all 4 sides