Simple Promissory Note (ed)

__________________ ___________________________ _______________

City State Date

(Borrower) agrees and promises to pay to (Lender)

the sum of ($ ) Dollars for value received, with interest at the annual rate of
% payable after (Date) .

If this note is in default and is placed for collection, (Borrower) shall pay all
reasonable costs of collection and attorneys' fees.

____________________________ By_________________________________
(Borrower) (Date)
____________________________ By_________________________________
(Lender) (Date)
_________________________________
(Witness) (Date)