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SysArc Overview

About Us
The vision to transform and mould businesses gave room for the
establishment of SysArc in 1997.
At SysArc Infomatix, we provide the IDEAL, SECURE, and
Domain
AGILE solution serving a broader spectrum of financial Expertise

requirements. Our relentless commitment and an


uncompromised focus towards customer’s business interests has Valued Work Reliability
Culture
helped SysArc expand our customer base ever since 2000s.
With over 2 decades of domain expertise, SysArc
continues to be the undisputed market leader in lending
automation systems.
Functional Loyalty
SysArc Infomatix, is a leading and most renowned lending software
Merit
solution provider in India with 300+ employees. Headquartered in
Chennai, Empowered
Workforce
with extended operations in the US, Middle East,
Europe & Australia.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Our Values and USP

Our Vision
To become the leading provider of
FinTech Solutions across the world
& pioneer in ‘Product Innovation’

70+% of all loans disbursed in


India are from our Customers

Our Mission Establish


Timely delivery and strict
SysArc as a value- partner to
adherence to SLAs
leading financial institutions
across the world
95% Customer Retention
rate over years of
development

Constantly evolving to Our Values


time-friendly practices, Innovation, Integrity & Synergy
processes and technology

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


SysArc Infomatix over the years

• Established in 1997 300


• Rapid growth in BFSI segment since2003
250
• Extensive in-house research &
200
development
• Constantly evolving to time-friendly 150

practices, processes and technology 100

• All employees perform multifunctional tasks, 50


and are well versed as per the Business
0
Requirement Standards 1997 2003 2010 2013 2017 2018 2019

55+ 22 300+ 100,000+


Happy customers Years of DomainExpertise Product Implementations Applications Processed

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


SysArc Infomatix over the years – Global Customers Growth

18 20 21 22 24 27 29 34 36 51 57

2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Our Products

Mobility

Agri An agile end-to-end system uniting Merchants, Funders and


Brokers on one platform, FUNDperfect, is a highly
configurable solution with an exceptional capacity to adapt
Retail
and function based on diverse organizational needs.

SME & Corporate

Loan Management

Collections

Credit Monitoring & NPA

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Our Products
Our holistic API integration platform, CONNECTperfect is the brainchild of our digital
endeavors. The fully digitized platform enables seamless integration with nearly 200 APIs
to enhance the scalability and extensibility of business/financial/lending solutions.

Our BPMperfect software helps organizations remodel their business approach and helps
them streamline complex processes to ensure smoother flow of operations.

Other Products

CCPS SAFE Testing


Credit Card Processing System Locker Management System Quality assurance and security testingservices

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Customer Testimonials

“LENDperfect reduced the first time Home Buyer “LENDperfect helps maintain and control TAT in
Grant processing from several weeks to a few hours. a most efficient manner. Adhering to credit
Thanks to LAPS, we have complete control over the " LENDperfect is the mostappropriate policies and norms helps inreducing lending risks
grant programthat spans across a network of 800 automated solution that fulfills all the and increases businessbottom line“
commercial banks" lending needs of our institution"
FHLBank Federal Bank
Syndicate Bank

" Over 96% of all Retail, Micro, Small, Medium andEnterprise loan
" Strict adherence of Loan Assets monitoring with Credit applications are processed throughLENDperfect”
Monitoring Module results in substantial reduction inNon-
Performing Assets“
Bank of India Union Bank of India

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Detailed view of our Customers – Public Sector Banks

Since 2003 Since 2007 Since 2011 Since 2006 Since 2014 Since 2007

Retail Retail Retail Retail Retail Retail


Corporate Corporate Corporate Corporate Corporate
Agriculture Agriculture Agriculture Agriculture Agriculture
Monitoring Monitoring
NPA

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Detailed view of our Customers – Public Sector Banks

Since 2007 Since 2005 Since 2006 Since 2004 Since 2007 Since 2005

Retail Retail Retail Retail Retail Retail


Corporate Corporate Corporate Corporate Corporate
SAFE Agriculture Agriculture Agriculture
Monitoring Monitoring Monitoring
NPA NPA NPA

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Detailed view of our Customers – Public Sector Banks

Since 2019 Since 2009 Since 2006 Since 2006 Since 2018 Since 2019

Retail Retail/SME Retail Retail Retail Retail


Corporate Corporate Corporate Corporate Agriculture
SME NPA Agriculture SME
Online
Tab

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Detailed view of our Customers – Small Finance Banks and NBFCs

Since 2017 Since 2016 Since 2018 Since 2015 Since 2016 Since 2016

Retail Retail LOS Retail LOS Retail


Corporate LMS Corporate LMS LMS
Agriculture SME LMS
Monitoring

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Detailed view of our Customers – Private Banks

Since 2009 Since 2012 Since 2008 Since 2006 Since 2018 Since 2016

Retail Retail Retail Retail NPA Retail


Corporate Corporate Corporate Corporate management Corporate
Agriculture Agriculture Agriculture
Monitoring NPA
NPA

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Detailed view of our Customers – Private/New-Gen Banks

Since 2013 Since 2014 Since 2013 Since 2016 Since 2017 Since 2017

Retail Retail Retail Agriculture Corporate Agriculture


Corporate Corporate Corporate Agriculture
Agriculture
Monitoring + NPA

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Product Setup

• Description aboutSetup

General Setup
01
• Global Options
•• Organizations
Groups



Users
Interest Index 03
CONNECTperfect Masters
• Scale of Finance Masters

02
Product Setup
• Lawyer Masters
• Property Master

• Agriculture Products
• Crop Master
• Workflow Master
• Documents

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Description

CONNECTperfect, an omnichannel API integration platform enables seamless

CONNECTperfect integration with over 200+ APIs to enhance the scalability and extensibility of business
solutions. The agile API integration platform streamlines processes, optimise business
results to develop intuitivemarket ready solutions.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features

Reduce human interference, leaving no room for errors or misinterpretation of data


1
Make data-driven decisions by auto-evaluating Applicant’s background, previous credit use,
2 income, job/business and more through interfaces with external agencies

3 Reduce Turnaround Time (TAT) resulting in quick loan approvals

Features Reduce corporate overheads by shunning expenses incurred on data duplication, multiple forms,
4 labour, data collection, storage space for documents and so on.

Efficiently manage documents by storing all the necessary documents on a common


5
database

Readily offers RBI consented Video KYC Feature for smoothcustomer onboarding
6
via smartphone or mobilephones

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Key Features

7 Obtain complete visibility over the loan origination process

Keep competition at bay with strategic utilization of technology


8

Features 9 Improve customer experience with quick deliverance

We have entered in to streamlined SLA’s with our vendors to ensure reliable services.
10

Every service in CONNECTperfect is backed with more than one vendor toprovide seamless
11 operation.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Why CONNECTperfect?
ACCURATE DATA COLLECTION ADVANCED DATA CHECKING QUICKER TURNAROUND TIME

ONE STOP API PLATFORM DIGITIZING YOUR CUSTOMER EXPERIENCE

Empower your business solutions to the changing regulatory trends by adopting intelligent
API integration services.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Setup

• Description aboutSetup

General Setup
01
• Global Options
•• Organizations
Groups



Users
Interest Index LENDperfect -03
Agri Masters
• Scale of Finance Masters

02
Product Setup
• Lawyer Masters
• Property Master

• Agriculture Products
• Crop Master
• Workflow Master
• Documents

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Description

LENDperfect LENDperfect for Agri is an internet-based, end-to-end automated


solution, that is specifically built for processing Agriculture loans
Agri

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features

1 Processing of all types of Agriculturalfinance

2 Rule-based application processing to ensure compliance

3 Comprehensive Risk Analysis

Features 4 Adaptive to any external interfaces (CBS, CIBIL etc)

5 Dynamic and powerful workflow between users

6 Role-based privileges for optimal internal management

7 Generation of numerous analytical and tabular reports

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Functions
The scale of Finance Master
The permitted Scale of Finance defined by Government of India for crop loans will be defined in the master module.
Based on the cropping pattern, the scale of finance is auto-fetched from thesetup.

Landholding Information
Facility to capture all details about the landholdings i.e. location of the property, irrigation facilities available, distance from the bank, etc.

Livestock Details
Inbuilt templates to capture the existing livestock details and the proposed livestockdetails.

Technical Data
Granular technical details i.e. place of purchase of animals,distance from the unit, transportation facilities, etc.

Appraisal
The entire process is automated with the help of data captured from theapplication.

Workflow
Enables users to send the application electronically to different users and geographical locations.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Functions
Risk Analysis
Equipped with an in-built risk engine and the capability to integrate with multiple credit bureau agencies, our
Agriculture Loan Origination Software can conduct a comprehensive riskanalysis.

Subsidy Management
A sound system where multiple integrations and business rules can be configured to manage subsidy distributionsfor every agriculture
loan type.

Reports and Analytics


Our Agriculture financial software can generate target-specific business intelligence reports throughout your process. Over 50+ types of
holistic reports can be generated specific to your roles, organization structure and loantypes.

Rule Based Engine


Backed with the ability to regulate over 150+ NABARD approved agriculture loan schemes to configure multiple business rules.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Process Flow

Prospect Loan Approval/


Initiation Rejection

Customer Walk-in Final Sanction Sanction


Internet Banking Customer Profile letter Generation
Appraisal
Mobile Banking Customer Acceptance
Banks Website
Creation Process Document Execution
Third Party Websites Account Handoff to CBS
Demographics Document Checklist Risk
KYC Norms Analysis Generation
De-duplication Check Appraisal Note Generation
Credit bureau check Application Submission for Approval
Processing
Customer / Loan Details
Applicant / Co-applicant
Guarantor details
Existing Landholdingdetails
Proposed crop details
Field visit

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Setup

01 The setup section lists down the necessary configurations to


be defined at various levels to get started with your lending
General Setup automation
• Global Options
• Organizations
• Groups


Users
Interest Index 03
Masters
• Scale of Finance Masters

02
Product Setup
• Lawyer Masters
• Property Master

• Agriculture Products
• Crop Master
• Workflow Master
• Documents

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Setup

• Description aboutSetup

LENDperfect – Agri Masters


• Scale of Finance Masters
(Mobile/Tab version) • Lawyer Masters
• Property Master
Product Setup
• Agriculture Products
• Crop Master
• Workflow Master
• Documents

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Description

LENDperfect LENDperfect – Tab solution is created for the convenience of mobile bankers to

Agri obtain all required details on the loan application andtake decision on the same
and henceforth bringing in more business.
(Mobile/Tab Version)

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features

1 Compatible to any modern gadget

2 Quick View of the status of the submitted applications

3 Easy view of reports in graphical or tabular form as required

Features 4 Signature pad to obtain customer’s signature

5 Drill down of most reports to help in decisionmaking

6 Facility to capture live interview

7 Provision to obtain MPBF of the Farmer

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features

8 Provision to capture borrower photo

9 Add multiple products to the application

10 Capture details on the crops that are to be cultivated

Features 11 Checklist to verify the obtained details

12 Capture and store the photo of the land

13 Scan and attach KYC documents for customer

14 Various details in dashboard representation

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Functions
Aadhar – UIDAI Interface
Aadhar interface is offered on initiating an application. This will interface with UIDAI to check if the applicant is existing or new.

Select Aadhar symbol to fetch Aadhar card information of the existing user. In case of a new customer, the Aadhar number can be
registered along the end of the application.

The officer can scan the Aadhar QR code to fetch applicant details and autofill to the respectivefields.

Geo-fence tracking
Geo fence tracks the nearest bank branch within the officer’s location.

This can be used to check if the officer lies within the range of the nearest bank branch, else he/she has to getupdates
from masters.

The tracking facility also shows a shaded outline of the connected bankbranch

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Functions
Video recording / Instant image capturing
Using the Camera function, video record an applicant’s face-to-face interview and store it for futurereferences.

The same function can be used for storing KYC (Know Your Customer) documents of all the applicants associated with the loan application.

Credit bureau check


Integration of Credit bureau agency is applied in this tab/mobile version to verify the applicant on the acquired score. This interfaces the
credit agencies to fetch the updated score for theapplicant.

Approval on the go
After the application is sent to LENDperfect, the live status can be viewed from thetab/mobile.
The field officer can approve or reject from the mobile/tab if the application has reached to the approval orrejected stage.
Centralized master updates
This will update the latest information based on Crop types, season, Scale of Finance, Rate of Interest and other details necessary. The web
application will provide the latest updated information that can be used by the Field Officerwhile
capturing the details of the farmers.
This update will change the App’s internal database, so that the latest information and updated rates can be used in
the Application.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Setup

• Description aboutSetup

01

LENDperfect – Retail Masters


• Scale of Finance Masters
• Lawyer Masters
• Property Master

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Description

LENDperfect LENDperfect for Retail is a systematic banking software, made specifically for
processing retail loans such as personal, housing, educational and vehicle loans in
an automated process. The system covers end-to-end process from customer
Retail profile creation till thefinal loan sanction. Our solution understands the needs of
every lending institution!

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features

1 Processing of all types of retailfinance

2 Rule-based application processing to ensure compliance

3 Comprehensive Risk Analysis

Features 4 Adaptive to any external interfaces (CBS, CIBIL etc)

5 Reverse mortgage processing

6 Dynamic and powerful workflow engine

7 Role-based privileges for optimal internal management

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Functions
Business Planning Analysis
Helps you understand your borrowers’ debt service capability by analyzing project viability, management styleand
infrastructure.

Risk Management
Assists you in making informed decisions based on the ‘risk profile’ of the borrower.

Documentation Management
Can easily streamline your document flow and quickly improve customersatisfaction.

Workflow
Movement of application and documents is electronic and hence faster throughout the lendingcycle.

Executive Reports
Provides a wide range of tabular and analyticalreports.

Decision Management
Generates executive summaries for top decision makers listing Facts, Analyses, Inferences and Recommendations (FAIR) on every
application.

Digital Support
With our third-party integration, pull in KYC details is as quick as a flash. Our loan origination software can eliminate paperwork and
make it secure and easy to process loans for yourcustomers.
Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.
Setup

01
General Setup
• Global Options
• Organizations
• Groups


Users
Interest Index 03
Masters
• Static Data Master

02
Product Setup
• Builder Master
• Lawyer Master

• Retail Product
• Risk Management
• Workflow Master
• Documents
• Formula Definition

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Setup

• Description aboutSetup

01

LENDperfect – Corporate Masters


• Scale of Finance Masters
• Lawyer Masters
• Property Master

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Description

LENDperfect LENDperfect for MSME/SME/Corporate is an agile loan origination software


that incorporates changing business requirements to support

Corporate your loan origination process.


It enables the user to create multiple facilities in the system alongwith
the business rules for each facility

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features

1 Information capture for corporate/commercial finance based on KYC


norms

2 Verification checklist

Generation of FAIR (Facts, Analysis, Inference and Recommendation)report amongst


3 numerous others

Features 4 'What if analysis' in Pricing model

5 Capturing exposure norms for company &groups

Different financial formats can be configured based on the various industry formats. The
6
product allows users to create any new financial format themselves

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Functions
Financials
Engine has a unique set-up where any kind of financial format can be customized as perneed.

Documents Management
Accept document inputs from any standard graphics devices which run in the MS Windows environment. Legal documents
that must be given to the customer are generated instantly.

Deviation Matrix
Parameterized Deviation Matrix as per lending institution requirements. The deviation matrix shows the entireapplication flow.

Process Note
The system has a variety of predefined templates for each application tailored as per requirement, from which the usercan
choose.

Reports
Generate a variety of MIS, Audit & Data Reports that can be used for review and analysis through a robust reportssystem.

Workflow
Configure to the institution's requirements or business needs. The dynamic workflow engine can handle the variousdifferent
kinds of workflow followed in the process oflending.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Functions
Credit Risk Rating
It calculates the credit risk of a prospective debtor, predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the
debtor defaulting.
Assessment
The system classifies the assessment into Financial Assessment and Non-Financial Assessment. During, Financial assessment, the details
are gathered from the debtor's financials whereas for Non-Financial assessment, details are gathered from the debtor's assets.

Pricing
The system can calculate the spread and gives options on pricing for various products automatically. The system usually takes into
consideration the rate of interest being charged by their competitors.

Group Proposal Management


Conduct bulk-processing of multiple interlinked applications together under the same collateral/security offered without compromising on
business efficiency.

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Product Setup

• Description aboutSetup

01

LENDperfect Masters
• Scale of Finance Masters
Workflow Management System & • Lawyer Masters
• Property Master

Document Management System

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Description

An efficiently controlled workflow is a lender’sdream!

Workflow In LENDperfect, a user can experience an agile application and documentation process through
a stable, well-organized Workflow Management System (WMS). Integrated with LENDperfect,
Management it enables users to send the application
electronically across different users at various geographical locations. The workflow
System module facilitates electronic processing of the loan application between several
‘workflow points’ to meet the unique needs of every organization.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features

Dynamic Workflow Engine


1

Efficient & User Friendly


2

Features 3 Enhance Branch Level Efficiency

4 Highly Configurable

Agile electronic submission of application & documents


5

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Functions

Skip Workflow
System allows selectiveworkflow
Sub Workflow actions to be skipped duringthe loan
application process SMS/Email Notification
Activities under each
SMS and Email alerts can beauto
parallel workflow canbe
triggered at any stage of loan process
defined as SubWorkflow
Parallel Workflow TAT & Escalation Matrix
Workflow engine can effectively TAT for every action can be definedin
manage multiple workflow actions at workflow setup. Upon exceeding the allotted
the same time through parallel time an alert will be initiatedto the higher
routing without disturbing the authority
ongoing workflow

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Product Description

Document Management System (DMS) is a high performance and secure


Document module with the exceptional ability to obtain, store and manage diverse

Management documents based on the loan package. A unique tool integrated with
LENDperfect, enables users to send application to various other users across

System different regions. The tool also provides the facility to digitally capture and
store various documents that may be required as part of the loan package.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Key Features & Functions

Functions
Intelligent system with
1 Efficient Document 1 Document Printing
Categorization

2 Digital Document Storage 2


Document Management

Features 3 Highly Configurable 3


Version Control

4 Attractive User Interface 4


Digital Document Capturing

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


LOS Reports

MIS Reports Customer


Reports
LENDperfect can generate wide range of reports
based on functional and commercial needs of the
lending institution. Graphical visualizations of
reports are available in the form of dashboards.

Application Financial
Reports Reports

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Setup

• Description aboutSetup

01

LENDperfect Masters
• Scale of Finance Masters

Loan Management System • Lawyer Masters


• Property Master

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Product Description

LENDperfect LENDperfect LMS is an intuitive loan management software that handles the
disbursement and post-disbursement activities of a loan life cycle. The loan software
LMS provides top-down visibility over the entire system via dynamic dashboard. Real time data
analytics, RBI compliant system, extensive report generation, customised loan workflows
are some of the keysfeatures
of LENDperfect Loan ManagementSystem(LMS)..

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


END-TO-END LOAN MANAGEMENT SYSTEM
Post Sanction Disbursement Collections Rescheduling Closure

Post Sanction Activities Loan Rescheduling/Restructuring Rescheduling/restructuring of


Activities including collection of pre-disbursement loans based on Customer requests
charges, addition of PDCs and ACH Registrationetc.

Tranche Management Closure


Disburse loans through multiple tranches pre-defined in the Pre-closure, Fore-closure of loans and issue of NDCs
system
Accounting
Post Disbursal Document Management (PDD) Real-time online updates of transactions to ledgers and generation
Post disbursement document collection, follow-upand of Trial Balance
monitoring
Adjustment
Collections Manual adjustment entries, reversals and Waiver of charges &
Calculation of Fees & receipt of Instalments through Cash, Cheque, fees
PDC, ACH etc.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


AUTOMATING LENDING OPERATIONS
Disbursement Penalty & Fees
Manage disbursal in one-time, multiple tranches, Calculation of Penalty for various defaults and latepayment
disbursement schedules fees etc.

Instalment & Repayment Schedule Generator NPA & Provisioning


Auto-Calculation of Instalment and Generation of Built-in NPA Management and Provisioning of Receivablesas per RBI
Repayment Schedule based on type of repayment Directions

Flexible Repayment options Day-to-Day Reports


EDIs, EMIs, Unstructured Payments, Moratorium, Part- Real-time generation of Statement of Accounts, Receipt
Payment etc. Report, Overdue Report etc.

Instalment Billing & Receipts Management Reports


Auto posting of Instalment dues and PDC, ACHHandling and Retrieval of various reports on demand viz. Day Book,Loan Report,
Tracking of receipts Disbursement Reports etc.

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


LOAN LIFECYCLE IN LENDperfect LMS
Post Sanction Disbursement Collection
▪ Collect of Pre-disbursement ▪ Disburse through ▪ Instalments due
charges Cash/Cheque/NEFT/RTGS ▪ Receipt of instalment
▪ Register ACH/PDC ▪ Single/Multi Tranche ▪ Receipt through Cash/
▪ Post Sanction Documents disbursement Cheque/ACH/PDC
▪ Disbursement Approval ▪ Preparation/Handover/ ▪ Presentation/Clearance/
Clearance/Bounce Bounce

Automatic Dues Operations Account Management


▪ Pre-EMI ▪ Create Manual Dues ▪ Reschedule/Restructure
▪ Bounce Charges ▪ Generate Tax Invoices ▪ Repayment Simulation
▪ Penalty on late payment ▪ Waive off Dues ▪ Pre-Closure/Fore-Closure
▪ Refund of Excess Amount ▪ Generate NDCs/NOCs
▪ Approvals

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FEATURES OF LENDperfect LMS
Setup Loan Disbursement Instalment Calculation
• Company Settings • One-time funding • EDI/EMI/EQI/EHI
• Branch Settings • Multiple tranches • Unstructured
• User Settings • Deduction of dues • Step-up/ Step down

Fees & Charges Waiver Manual Dr/Cr Note


• Processing Charges • Waiver of Interest • Debit Note
• Service Charges • Waiver of Penalty/Charges • Credit Note
• Penalty, Late Fees • Manual Adjustment

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


FEATURES OF LENDperfect LMS
Collections Repayment Options Loan Closure
• PDC Management • EMI • Part-payment
• ECS/ACH Handling • Scattered Payments • Pre-closure
• Tracking of Receipts • Moratorium Period • Refund

Loan Settlement Options Loan Calculator Transaction Management

• Rescheduling • Instalment • Day Begin & Day End


• Restructuring • Penalty • Month End
• Balance Transfer • Broken period dues • Year End

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FEATURES OF LENDperfect LMS
Integrated Accounting Customer Management NPA & Provisioning

• Journal Setup • Statement of Accounts • NPA Classification


• Creation of Ledgers • Collection Reports • Follow up and Recovery
• Accounting Reports • Overdue Reports • Creation of Provision

Hypothecation Document Management Annual Closing of Books

• Creation of Lenders • Document Control • Financial Year End


• Tagging • Post Disbursement Document • Finalization of Data
• Hypothecation Status Management • Generation of Financial Reports

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Technical highlights of LENDperfect
Oracle Java as Front End Easy to use for all levels of
and IBM DBMS as Back End. employees with minimal
training.
Web Technology User Friendly

Software works within a secured


Can create multiple users architecture along with
along with access rights based techniques like login
on hierarchy of organization. credentials, one-time passwords
Multiple Users Application & etc.
Data Security

Multiple Locations, States


and Branches can be created. Maker and Checker System is
inbuilt in transaction process.
Multi-Locations
Internal Control

Loan Applications, Tracking and Interest, Penalty and Fees


Offline Collections through Calculations, Overdue Reports
agents are synchronized with and NPA classification.
Mobile App LMS.
Integration Automation

58
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Key factors of success

Expertise Partnerships
Extensive R&D Corporate Culture
Preferred solutions partnerfor
Domain experts from top to
Support of personal and large system integrators such as
bottom supported by L&D
Continuous investments in R & D professional goals of the IBM, HP, Oracle & Microsoft
programs for new hires
resources (personnel, process & company’s workforce
tools)
Comprehensive know-how in
Employee autonomy a key Continuous developmentof
supporting elemental business
Meticulous process management factor in talent-retention niche solutions to enhance
strategies of clients
with complete visibility SysArc’s value-chain
Total ownership of projects by Timely delivery & strict
self-motivatedworkforce Two decades of proven
adherence to SLAs
Extensive Learning & domain expertise
Development programsfor
continuous enhancement

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


India - Customers

Public Sector Bank Private Sector Bank SBI RRB’s

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Global - Customers

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


Our Channel Partners

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Contact Us

Sales Enquiry
Sarita Shrivastav
India : +91-7823941313
Sarita.s@sysarcinfomatix.com

Copyright © 2020 SysArc Infomatix Pvt Ltd. Proprietary and Confidential.


HAPPY
LENDING!

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