ABii National CREDIT ANALYSIS MEMO

SECTION B:
1.0 Business Operations, Background to Request and Justification
[Comment on specific business, key suppliers and buyers, trade terms, evolution over time and the
justification of the action requested]
, who has been in business for over eighteen (18) years. The business is solely managed by her, but she is
being assisted by her daughter who also takes active part in the daily affairs of the business. Her shop is

Client is into the wholesale and retail of both local and foreign paints. Client’s also imports from other
countries. Customer’s mode of sale is both cash and credit. She supplies to some of her credit-worthy
customers and also
Borrower assessed a loan facility of six months and paid off in June 2018 without any default. The facility
really improved clients’ purchases level and made her meet most demands of her customers.

1.1 Purpose:
for a loan facility of GH 25,000 for six months to help her purchase additional stocks to meet her customers
demand.

Confidential Page 1