At a recent meeting of NITI Aayog, the Centre hinted at making changes in the concepts of the scheme

such as removing Punjab’s primary objection pertaining to irrigated and non-irrigated areas being
clubbed together.

Earlier this year, Punjab had opted out of the PMFBY citing conditions like 40% crop damage, 10-year
benchmark for assessing normal yield level while deciding on the insurance premium. Besides, the crop
affected while lying in the market yard is not covered under the scheme. Under PMFBY, the state and
the Centre pay 49% each as premium while the rest 2% is paid by the farmers.