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Prepared By

V VENKATESHWARLU
Development officer
Ph: 9010924820
vutukuri.15@gmail.com
This is proposed to

Proposer Details
Name
Age 38
Plan Name 936-Jeevan Labh
Sum Assured 800000
Policy Term 21
Prem Paying Term 15
DAB Rider 800000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


Premium GST(4.5%) Payable Prem
YLY 44100 1985 46085
HLY 22275 1002 23277
QLY 11250 506 11756
MLY 3750 169 3919
2nd year onwards
Premium GST(2.25%) Payable Prem
YLY 44100 992 45092
HLY 22275 501 22776
QLY 11250 253 11503
MLY 3750 84 3834

Save Rs.124 per day for 15 yrs, and get a


bulk amount of Rs.1669600 at Age:59
Year Age Premiu Natural Accidntal Returns CashValue Loan
m

2020 38 46085 837600 1637600 0 0 0

2021 39 45092 875200 1675200 0 26460 23814

2022 40 45092 912800 1712800 0 57659 51893

2023 41 45092 950400 1750400 0 112594 101334

2024 42 45092 988000 1788000 0 141420 127278

2025 43 45092 1025600 1825600 0 170719 153647

2026 44 45092 1063200 1863200 0 200620 180558

2027 45 45092 1100800 1900800 0 237429 213686

2028 46 45092 1138400 1938400 0 276547 248892

2029 47 45092 1176000 1976000 0 318133 286319

2030 48 45092 1213600 2013600 0 362433 326189

2031 49 45092 1251200 2051200 0 409592 368632

2032 50 45092 1288800 2088800 0 459803 413822

2033 51 45092 1326400 2126400 0 513321 461988

2034 52 45092 1380000 2180000 0 573792 516412

2035 53 0 1421600 2221600 0 636042 572437

2036 54 0 1463200 2263200 0 702936 632642

2037 55 0 1504800 2304800 0 774918 697426

2038 56 0 1554400 2354400 0 855104 769593

2039 57 0 1608000 2408000 0 948000 853200

2040 58 0 1669600 2469600 0 1001760 901584

2041 59 0 0 0 1669600 0 0

0 0 677373 0 0 1669600 0 0
You have to pay the premium for 15 yrs
(from Age:38 - Age:52)

If you take the payment mode as yly then you have to pay
Rs.46085 for the first year,from 2nd year onwards Rs.45092

Totally you will pay Rs.677373

At Age-59 you will receive Rs.1669600

Natural Risk Cover is Rs.837600-Rs.1669600 as shown in the


above table......For example
In case of Natural Death at Age-43, Nominee will receive
Rs.1025600

Accidental Risk Cover is Rs.1637600-Rs.2469600 as shown in the


above table......For example
In case of Accidental Death at Age-43, Nominee will receive
Rs.1825600

If you close the policy you will receive the amount as shown in the
above table under CashValue Column.....For example
if you close at Age-45, you will receive Rs.237429

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-45, you can take a loan of Rs.213686

Medical Report: FMR


Disclaimer : The Benefits shown in this presentation are as per the 8%
Benefit illustration of LIC of India, Actual values may vary, depends on
the corporation profits and experience

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