Fbgbkl_jkl\h h[jZah\ZgbyJhkkbckdhcN_^_jZpbb

L:F;H<KDBC=HKM>:JKL<?GGUCL?OGBQ?KDBCMGB<?JKBL?L

L<Ihih\Z L<=m[Zgh\Z

IJ:DLBQ?KD:YNHG?LBD:JMKKDH=H
YAUD:
Mq_[gh_ihkh[b_

Ml\_j`^_ghMq_guf
kh\_lhfmgb\_jkbl_lZ

Ba^Zl_evkl\hL=LM
LZf[h\ 


 <\_^_gb_
GZklhys__ ihkh[b_ ij_^gZagZq_gh ^ey klm^_glh\bghkljZgp_\ \i_j\u_ ijbklmiZxsbo d
bamq_gbxjmkkdh]hyaudZih^jmdh\h^kl\hfij_ih^Z\Zl_ey
Ihkh[b_klZ\blk\h_caZ^Zq_c\ujZ[hlZlvm klm^_glh\Zjlbdmeypbhggmx[Zamjmkkdh]hyaudZ
b knhjfbjh\Zlvke_^mxsb_gZ\udbb mf_gby
 jZaebqZlvgZkemo\k_nhgheh]bq_kdbagZqbfu_a\mdh\u__^bgbpujmkkdh]hyaudZ\ bohkgh\guo
\ZjbZglZo
 \hkijhba\h^blvwlba\mdh\u__^bgbpu
 ihgbfZlva\mqZsmxjmkkdmxj_qv\ ij_^_eZobamq_gguokeh\keh\hkhq_lZgbcij_^eh`_gbc
 \hkijhba\h^blva\mqZsmxjmkkdmxj_qv\ hagZq_gguoij_^_eZo
 h\eZ^_lvl_ogbdhcql_gbyb jmkkdhc]jZnbdhc
GZ aZgylbyo ih nhg_lbd_ m klm^_glh\ nhjfbjmxlky i_j\hgZqZevgu_ ij_^klZ\e_gby h[
hkgh\guo hkh[_gghklyo jmkkdhc nhg_lbq_kdhc kbkl_fu j_^mdpbb ]eZkguo
ijhlb\hihklZ\e_gbb kh]eZkguo ih ]emohklb  a\hgdhklb l\_j^hklb  fy]dhklb oZjZdl_j_
jmkkdhcjblfbdbb bglhgZpbb
FZl_jbZe ihkh[by jZkkqblZg gZ  ^g_c aZgylbc I_j\u_  ±  r_klbqZkh\uo aZgylbc
^he`guijh\h^blvkyih^\mfZki_dlZfqZkZhl\h^ylkygZaZgylbyijZdlbq_kdhcnhg_lbdhc
b  qZkZ ± gZ \ujZ[hldm gZ\udh\ h[s_gby k bkihevah\Zgb_f ]hlh\uo j_q_\uo h[jZaph\ b
bamq_gb_ e_dkbdb deZkkZ b `behc dhfgZlu < ihke_^mxsb_ _`_^g_\gu_ r_klbqZkh\u_
aZgylby djhf_  qZkh\ hl\_^_gguo gZ ijZdlbq_kdmx nhg_lbdm  qZkZ bkihevamxlky gZ
bamq_gb_oZjZdl_jguohkh[_gghkl_c]jZffZlbq_kdh]hkljhyjmkkdh]hyaudZdZl_]hjbcqbkeZ
b jh^Zbf_gkms_kl\bl_evguog_dhlhjuoebqguonhjf]eZ]heZb l^
Ihkh[b_ \dexqZ_l  jZa^_eZ ©JZa]h\hjgbdª  mjhdh\ ©A\mdb jmkkdhc j_qb Jblfbq_kdb_
fh^_ebBglhgZpbyij_^eh`_gbyª©KijZ\hqgu_fZl_jbZeuª
©JZa]h\hjgbdª kh^_j`bl i_j_q_gv hl^_evguo keh\ b njZa k]jmiibjh\Zgguo ih l_fZf
dhlhju_ h[_ki_qb\Zxl g_h[oh^bfu_ dhglZdlu \ mq_[gh[ulh\hc kj_^_ gZ gZqZevghf wlZi_
h[mq_gby
 mjhdh\ \dexqZxl kbkl_fm mijZ`g_gbc jZa\b\Zxsbo Zjlbdmeypbhggmx [Zam jmkkdh]h
yaudZ b iha\heyxsbo \ujZ[hlZlv gZ\udb ql_gby ibkvfZ b ]h\hj_gby Kljmdlmjgh
nhg_lbq_kdbc ijbgpbi ih^Zqb fZl_jbZeZ iha\hey_l ij_^klZ\blv hkh[_gghklb a\mdh\h]h
kljhyjmkkdh]hyaudZb ^Z_l\hafh`ghklvij_ih^Z\Zl_exieZgbjh\ZlvaZgylbyihnhg_lbd_k
mq_lhf mjh\gy nhg_lbq_kdhc ih^]hlh\db klm^_glh\ aZ^Zq ij_h^he_gby bgl_jn_j_gpbb
jh^gh]h yaudZ Lj_gbjh\hqgu_ Zjlbdmeypbhgghkemoh\u_ mijZ`g_gby b aZ^Zgby
j_dhf_g^m_lky \uihegylv \ Zm^blhjbb k fZ]gblhnhghf beb \ ki_pbZevgh h[hjm^h\Zgghc
eZ[hjZlhjbb I_j\bqgh_ aZdj_ie_gb_ b dhjj_dpby ijhbaghkbl_evguo gZ\udh\ ijh\h^blky
ij_bfms_kl\_ggh gZ keh]h\hf fZl_jbZe_ Z aZl_f gZ ijbf_jZo keh\hkhq_lZgbc b
ij_^eh`_gbc >Zevg_cr__ kh\_jr_gkl\h\Zgb_ gZ\udh\ ijhbaghr_gby h[_ki_qb\Z_lky ijb
bkihevah\Zgbbh[jZaph\fhgheh]bq_kdhcb ^bZeh]bq_kdhcj_qb
MijZ`g_gby b aZ^Zgby ij_^klZ\e_ggu_ \ mjhdZo ke_^m_l \uihegylv \u[hjhqgh \
aZ\bkbfhklb hl kl_i_gb h\eZ^_gby fZl_jbZehf G_dhlhju_ fZl_jbZeu fh]ml [ulv
bkihevah\Zgu\ ^Zevg_cr_f^eyijh\_^_gbynhg_lbq_kdhcaZjy^db
< jZ[hl_ihihklZgh\d_jmkkdboa\mdh\b bamq_gbxnhgheh]bq_kdh]hkljhyjmkkdh]hyaudZ\
p_ehffh`gh\u^_eblvke_^mxsb_hkgh\gu_wlZiu
 IhklZgh\dZa\mdZgZqbgZ_lkyk ijhkemrb\ZgbybamqZ_fh]ha\mdZijhbaghkbfh]hij_ih^Z\Zl_e_f
g_kdhevdhjZabahebjh\Zgghb \keh]Zo
 AZl_fihdZau\Z_lkybah[jZ`_gb_a\mdZ\ ljZgkdjbipbbb [md\Zoi_qZlguob jmdhibkguoIjb


 gZibkZgbb[md\kljhqguob aZ]eZ\guoh[jZsZ_lky\gbfZgb_gZwe_f_glukh_^bg_gby[md\lbiZZmZl
hf b lih\eZ^_gb_dhlhjufbkihkh[kl\m_l\ujZ[hld_kdhjhibkb
 JZaebq_gb_gZkemobamqZ_fh]ha\mdZ\ ]jmii_jZg__bamqZ_fuoa\mdh\Kihkh[ijh\_jdb
ijZ\bevghklbhihagZ\Z_fh]ha\mdZ\u[bjZ_lkyij_ih^Z\Zl_e_fH^gbfbagbofh`_l[ulvihdZa
klm^_glZfbdZjlhqdbk [md\_ggufbah[jZ`_gb_fa\mdZ
 Ke_^mxsbcwlZi\hkijhba\_^_gb_a\mdZklm^_glZfbiml_fbfblZpbbijhbaghr_gbyij_ih^Z\Zl_ey
?keb\ ijhbaghr_gbbklm^_glZ[m^mlhldehg_gbyhlghjfjmkkdh]hyaudZlhd jZ[hl_^he`gu[ulv
ijb\e_q_guko_fub hibkZgbyZjlbdmeypbba\mdh\^Zgguo\ mjhdZoDjhf_lh]hijbh[tykg_gbb
Zjlbdmeypbba\mdh\ij_ih^Z\Zl_evfh`_laZ^_ckl\h\Zlv©yaudª\uj_aZggucbaihjhehgZKlm^_gl
^he`_gmklZgh\blvhj]Zguj_qb\ mdZaZggh_gZko_f_ bebihdZaZggh_ijbihfhsbihjhehgh\h]h©yaudZª
iheh`_gb_b ijhbag_klba\mdijhk_[y Z aZl_f\kemoIjhbaghr_gb_dhjj_dlbjm_lkyij_ih^Z\Zl_e_f
Hkh[h_\gbfZgb_h[jZsZ_lkygZhsmlbfu_fhf_gluZjlbdmeypbb
 Ih\lhj_gb_\kemokeh]h\keh\b njZakh^_j`ZsbobamqZ_fuca\mdaZij_ih^Z\Zl_e_fZ aZl_f
kZfhklhyl_evgh_boql_gb_\kemoH[mq_gb_gZ ^ZgghfwlZi_^he`ghaZdZgqb\ZlvkykZfhklhyl_evguf
ql_gb_fg_[hevrbol_dklh\b ]h\hj_gb_f\ nhjf_g_[hevrbo^bZeh]h\
< hibkZgghc ihke_^h\Zl_evghklb \ lhc beb bghc f_j_ fh`_l ijh\h^blvky jZ[hlZ gZ^
jblfbdhc keh\ b bglhgZpb_c njZa < l_q_gb_ \k_]h dmjkZ nhg_lbdb g_h[oh^bfh ijh\h^blv
nhg_lbq_kdb_^bdlZglu keh]h\u_keh\Zjgu_njZah\u_
E_dkbq_kdbc fZl_jbZe ihkh[by [he__  keh\ b keh\hnhjf hlh[jZg k mq_lhf dZd
\hafh`ghklb bkihevah\Zgby _]h ^ey h[s_gby gZ gZqZevghf wlZi_ h[mq_gby Zdlb\gZy
e_dkbdZ \u^_e_ggZy ©`bjgufª rjbnlhf \ mjhdZo b \ keh\Zj_ b j_dhf_g^m_fZy ^ey
aZihfbgZgby lZd b \hafh`ghklb bkihevah\Zgby \ dZq_kl\_ nhg_lbq_kdbo h[jZaph\ \
dhlhjuobamqZ_fu_a\mdbij_^klZ\e_gu\h\k_o\hafh`guoihabpbyo:dlb\gZye_dkbdZhl
 ^h  keh\ dZ`^h]h mjhdZ khklZ\ey_l e_dkbq_kdmx hkgh\m ^ey ihke_^mxs_]h dmjkZ
ijZdlbq_kdhc]jZffZlbdbb aZgylbcihjZa\blbxj_qb
>ey kZfhklhyl_evghc jZ[hlu klm^_glh\ gZ^ ijhbaghr_gb_f j_dhf_g^m_lky bkihevah\Zlv
fZ]gblhnhggu_aZibkbihmjhqgh]hfZl_jbZeZb ©JZa]h\hjgbdZª
Ijb jZ[hl_ gZ^ ihkh[b_f [ueZ bkihevah\ZgZ ke_^mxsZy
ebl_jZlmjZ
:\Zg_kh\JBJmkkdh_ebl_jZlmjgh_ijhbaghr_gb_F
;jua]mgh\Z?:A\mdbb bglhgZpbyjmkkdhcj_qbF
;jZlmkv;<<_j[bpdZyE:Ihkh[b_ihnhg_lbd_^eybghkljZgguoklm^_glh\±nbeheh]h\
F
BiZlh\ZLGIjZdlbq_kdZynhg_lbdZjmkkdh]hyaudZIhklZgh\hqgucdmjkF
JZkdbgZEK<\h^ghnhg_lbq_kdbcdmjkjmkkdh]hyaudZF
JZa^_e ,
JZa]h\hjgbd
 Ijb\_lkl\b_
A^jZ\kl\mcl_
>h[jh_mljh
>h[juc^_gv
>h[juc\_q_j

 IjhsZgb_
>hk\b^Zgvy
>haZ\ljZ
>h\klj_qb
<k_]hohjhr_]h


  AgZdhfkl\h
± DZd\Zkah\ml"
± F_gyah\ml«
± DZd_]hah\ml"
± ?]hah\ml«
± DZd_z ah\ml"
± ?_ah\ml«
± DZd\ZrZ_]h_znZfbeby"
± Fhy_]h_znZfbeby«
± AgZdhfvl_kvih`ZemcklZWlh«
± Dlh wlh"
± Wlh«Z wlh«
± JZ^k \ZfbihagZdhfblvky
± Y lh`_
± Dlh\u"
± Y klm^_glY klm^_gldZ
± Dlh\u"<udhj__pdhj_ygdZ"
± >Zy dhj__pdhj_ygdZ
± G_ly g_dhj__py dblZ_pG_ly g_dhj_ygdZy dblZygdZ
± Hldm^Z\uijb_oZeb"
± Y ijb_oZeZba«
± Dh]^Z\uijb_oZeb\ Jhkkbx"
± Y ijb_oZeZ\ Jhkkbx\ Z\]mkl_\ k_gly[j_
± =^_\umqbl_kv"
± Y mqmkv\ L=LM

 H[jZs_gb_
<_jZB\Zgh\gZ
GbdheZcK_j]__\bq
Fheh^hcq_eh\_d
>_\mrdZ
=jZ`^Zgbg]jZ`^ZgdZ]jZ`^Zg_
KdZ`bl_ih`ZemcklZ«
;m^vl_^h[ju«
Ba\bgbl_«

 NjZauh[_ki_qb\Zxsb_mq_[gucijhp_kk
<gbfZgb_
KemrZcl_a\mdbkeh]bkeh\ZnjZau\hijhku
Ih\lhjycl_a\mdbkeh]bkeh\ZnjZau
QblZcl_]jhfdhf_^e_ggh[ukljhijZ\bevgh
Kfhljbl_gZ^hkdm
B^bl_d ^hkd_
Khljbl_ih`ZemcklZk ^hkdb
Ibrbl_[md\u keh]bkeh\Zij_^eh`_gby
Ijh\_jycl_gZibkZggh_
BkijZ\eycl_hrb[db
Hldjhcl_l_ljZ^bmq_[gbdbkeh\Zjvhdgh^\_jv


 AZdjhcl_l_ljZ^bmq_[gbdbkeh\Zjvhdgh^\_jv
Ihkfhljbl_\ keh\Zjv
M \Zk_klvmq_[gbdkeh\Zjv"
AZ^Zcl_\hijhk
AZ^Z\Zcl_\hijhku^jm]^jm]m
Qlhwlh"Dlhwlh"
KdZ`bl_dZdwlh[m^_lihjmkkdb
>hfZrg__aZ^Zgb_
Mqblvkeh\Z
IbkZlvmijZ`g_gb_‹«
QblZlvl_dkl
JZkkdZau\Zlvl_dkl
Ih\lhjblvklZju_keh\Z
I_j_\_klbg_agZdhfu_keh\Z

 ;eZ]h^Zjghklv
;hevrh_kiZkb[h
KiZkb[haZihfhsv
;eZ]h^Zjx\Zk

 Ba\bg_gb_
Ba\bgbl_f_gy
Ba\bgbl_ih`ZemcklZ
Ijhklbl_f_gy
Ijhklbl_ih`ZemcklZ
Ijhrmijhs_gby
 NjZauijb\klj_q_
DZd^_eZmki_ob"
DZdgZkljh_gb_"
DZd\Zr_a^hjh\v_"
JZ^Z\Zkl_[y\b^_lv

 Ijhkv[Z
>Zcl_ih`ZemcklZl_ljZ^vjmqdmdZjZg^Zr
Ihfh]bl_ih`ZemcklZ«
Fh`gh\hclb"
JZaj_rbl_\hclb"

 Ih]h^Z
DZdZyk_]h^gyih]h^Z"
K_]h^gyohjhrZyih]h^Z
K_]h^gyl_ieh
K_]h^gy`Zjdh
K_]h^gyiehoZyih]h^Z
K_]h^gyoheh^gh
K_]h^gyfhjha
K_]h^gykbevguc\_l_j
B^_l^h`^vkg_]
DZdZyk_]h^gyl_fi_jZlmjZ"


 K_]h^gy ]jZ^mkh\l_ieZfhjhaZ

 <j_fy
DhlhjucqZk"
Kdhevdhk_cqZk\j_f_gb"
K_cqZkqZkh\

 <hajZkl
Kdhevdh\Zfl_[_e_l"
Fg_e_l]h^± ]h^Z«e_l
 >_gv]b
Kdhevdhklhbldgb]Z"
Dgb]Zklhbljm[e_c
H^bgjm[evH^gZdhi_cdZ
^\Zjm[ey
^\_dhi_cdb
«jm[e_cdhi__d

 KZfhqm\kl\b_
DZd\uk_[yqm\kl\m_l_"
Y qm\kl\mxk_[yohjhrhiehoh
Qlhm \Zk[hebl"
M f_gy[hebl]heh\Z]hjehmoh`b\hl
<Zfgm`ghihclbd \jZqm

 Iha^jZ\e_gby
Iha^jZ\eyx\Zkk ijZa^gbdhf
Iha^jZ\eyx\Zkk Gh\uf]h^hf
Iha^jZ\eyx\Zkk ^g_fjh`^_gby
@_eZx\Zfa^hjh\vykqZklvymki_oh\\ mqz[_\ jZ[hl_

 Ijb]eZr_gb_
Ijb]eZrZx\Zk\ ]hklb
Ijb]eZrZx\ZkgZdhgp_jl\ l_Zlj
>Z\Zcl_ihc^zf\ fma_c

 Ij_^mij_`^_gb_
G_aZ[m^vl_
G_ihl_jycl_
Kfhljbl_g_hiha^Zcl_
Hklhjh`ghFZrbgZ
;m^vl_hklhjh`gu
 Ij_^eh`_gb_ihfhsb
<Zfihfhqv"
>Z\Zcl_y ihfh]m

 <ujZ`_gb_kh]eZkby
Dhg_qgh
H[yaZl_evgh


 K m^h\hevkl\b_f
Kh]eZk_gkh]eZkgZkh]eZkgu
>h]h\hjbebkv

 <ujZ`_gb_hldZaZb kh`Ze_gby
Ba\bgbl_ghy g_fh]m«
Hq_gv`Zevghy aZgylZ«
D kh`Ze_gbxy aZgylZ«

 <ujZ`_gb_g_m\_j_gghklb
GZ\_jgh_
Fh`_l[ulv
G_agZxkfh]meb«

E_dkbdZdeZkkZ
deZkk klmeklmevy
Zm^blhjby ^hkdZ
dexq lZ[ebpZ
^\_jv dZjlZ
hdgh f_e
kl_gZ rdZn
ihe ljyidZ
klheklheu p\_lhdp\_lu

E_dkbdZ`behcdhfgZlu
eZfiZ dh\zj
rlhjZ ihkm^Z
djh\Zlv qZrdZ
ihkl_ev qZcgbd
ih^mrdZ lZj_edZ
ijhklugy eh`dZ
h^_yeh \bedZ
dj_keh gh`
^b\Zg dZkljxey
a_jdZeh mlx]

J Z a ^ _ e ,,
Mjhd 
± =eZkgu_a\mdb >Z@>w@>h@>m@>u@>b@
± Kh]eZkgu_a\mdb>i@>[@>f@>l@>^@>g@
Keh]>\mkeh`gu_keh\Zk m^Zj_gb_fgZ\lhjhfkeh]_
Fh^_evlZL:

 ± Dhebq_kl\_ggZyj_^mdpby
± Bd

A\mdb>Z@;md\u: Z ˜¸
>w@W w µÕ
>h@H h ¦Æ
>m@M m «Ë
>b@B b  À
>u@u Ó
MIJ:@G?GB?  IJHQBL:CL?;MD<UA: IJ?IH>:<:L?E?F: A:L?F
K:FHKLHYL?EVGH
Z±h±m m± h ± Z Z± w ± b b± w ± Z
Z±w Z± h h± m m± b b± u b± u ± b
w±Z h± Z m± h b± m u± b u± b ± u
Z±w±h±m±u±b
A\mdb>i@;md\uI i §Ç
>[@ ;[ ™¹

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
iZ± ih im± iu Zi± hi
iu± im ih± iZ mi± ui
[Z± [h [m± [u
[u± [m [h± [Z
Z[ >Zi@
h[ >hi@
m[ >mi@
u[ >ui@
b[ >bi@

Zi± Z[ mi± m[ iZ[

hi± h[ bi± b[ [h[

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
iZ± [Z ZiZ± Z[Z iZ± [Z± iZ [Z± iZ± [Z
ih± [h Zih± Z[h ih± [h± ih [h± ih± [Z
im± [m Zim± Z[m im± [m± im [m± im± [m
iu± [u Ziu± Z[uiu± [u± iu [u± iu± [u

A\mdb>l @;md\uL l ªÊ

>^ @> ^ œ¼
MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Ke_^bl_ aZ ijZ\bevguf
ijhbaghr_gb_fdhg_qguokh]eZkguo
lZ± lh± lm lZ± lm± lu
lm± lh± lZ lu± lm± lZ
Zl± hl± ml lu lhl
ml ± ul± bl lml

 ^Z± ^h± ^m ^Z± ^m± ^u ^Z
^m± ^h± ^Z ^u± ^m± ^Z h^Z
Z^ >Zl@h^ >hl@m^ >ml@
b^ >bl@u^ >ul@
Zl± Z^ ml± m^ bl± b^
hl± h^ ul± b^ Z^ ih^ im^
lZ± ^Z± lZ ^Z± lZ± ^Z Z^Z± ZlZ
lu± ^u± lu ^u± lu± ^u Z^u± Zlu
lm± ^m± lm ^m± lm± ^m Z^m± Zlm
lh± ^h± lh ^h± lh± ^h Z^h± Zlh

A\md>f@;md\ZF f ¤Ä

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
fZ± fh± fm fZ± fm± fu
fm± fh± fZ fu± fm± fZ
Zf± hf± mf
mf± hf± Zf

mf fu
A\md>g@;md\ZG g ¥Å
MIJ:@G?GB? IJHQBL:CL?KEH=BB KEH<:A:IJ?IH>:<:L?E?F:
A:L?FK:FHKLHYL?EVGH
gZ± gh± gm gZ± gm± gu
gm± gh± gZ gu± gm± gZ
Zg± hg± mg ug± bg gZ± fZ
mg± hg± Zg bg± ug gh± fh
hg gh gZf mfgu

Fh^_evlZL:b^ê

MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
:blufu^ZghhggZlmllZfmfmfgulhflhg^hf^uf^gh^m[[h[ih^gZ^
b^mb^mllm^Z[ZgZg[ZlhglmfZg
BDLZf^hf

MijZ`g_gb_  Z IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f H[jZlbl_ \gbfZgb_ gZ ^\b`_gb_

lhgZ\hnjZa_b keblgh_ql_gb_keh\[IjhqblZcl_njZauijhk_[yZ aZl_f\kemo
 LZf^hfLZf^ufLZfhgLml^ghLmlfuFumfguLZf^m[


MijZ`g_gb_ <uibrbl_\ l_ljZ^vkeh\Zjv\u^_e_ggu_keh\ZbamijZ`g_gbyb \umqbl_
bo
Mjhd 
± Kh]eZkgu_a\mdb>d@>]@>j@>e@
± DZq_kl\_ggZyj_^mdpbyJ_^mdpbya\mdZ>h@
± BDk jZkijhkljZg_gghcij_^m^ZjghcqZklvx

A\mdb>d@;md\uD d ¢Â
>]@= ] ›»

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
dZ± dh± dm Zd± wd± hd ]Z± ]h± ]m
dm± dh± dZ md± ud± bd ]m± ]h± ]Z
ZdZ± Z]Z dZ± ]Z± dZ ]Z± dZ± ]Z
Zdm± Z]m dh± ]h± dh ]h± dh± ]h
Zdh± Z]h dm± ]m± dm ]m± dm± ]m
]gZ± ]gh± ]gm± ]gu dlZ± dlh± dlm± dlu
dfZ± dfh± dfm± dfu dgZ± dgh± dgm± dgu

MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
Dm^ZdZdlZdlhddlhlZgd[Zgd]h^dhl]m^hd
 Lml[Zgd;ZgdlZfLmldhl

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh

Ke_^bl_aZijZ\bevgufijhbaghr_gb_fdhg_qguokh]eZkguoa\mdh\
Zd± Z]>Zd@ fZd± fZ]>fZd@
hd± h]>hd@ ^hd± ^h]>^hd@
md± m]>md@ [md± ;m]>[md@
bd± b]>bd@ ibd± fb]>fbd@fhd± fh] >fhd@

A\mdb>j@ ;md\uJ j ¨È

>e@E e £Ã

MijZ`g_gb_ IjhqblZcl_keh]baZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

jZ± jh ± jm Zj± hj ± mj ZjZ± Zjh
jm± jh ± jZ mj± bj± uj Zjm± Zju
ljZ± ljh± ljm± lju gjZ± gjh± gjm± gju
^jZ± ^jh± ^jm± ^ju fjZ± fjh± fjm± fju
[jZ± [jh± [jm± [ju jlZ± jlh± jlm± jlu
ijZ± ijh± ijm± iju jdZ± jdh± jdm
djZ± djh± djm± dju j^Z± j^h± j^m± j^u
]jZ± ]jh± ]jm± ]ju j[Z± j[h± j[m± j[u


 MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
jhljh^jZ^jmdZbdjZb]jZljZiljhiljhgljm^gZjh^iZjZ^ZjZ[iZj^jm]^jZi
]jZffmjhd]jmgl[jZlfZjliZjd
 LZfiZjdLZf[jZlLmlmjhdLml^jm]HgZjZ[HgjZ^

MijZ`g_gb_  IjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

eZ± eh± em Ze± he± me ZeZ± Zeh

em± eh± eZ me± he± Ze Zem± Zeu

deZ± deh± dem± deu edZ± edh± edm

]eZ± ]eh± ]em± ]eu e]Z± e]h± e]m
Zj± Ze jZ± eZ ZjZ± ZeZ
hj ± he jh ± eh Zjh± Zeh
mj± me jm± em Zjm± Zem
bj± be ju± eu Zju± Zeu

jZ± eZ± jZ eZ± jZ± eZ jZd± eZd

jh ± eh± jh eh± jh ± eh jhl ± ehl
jm± em± jm em± jm± em jmdZ± EmdZ
ju± eu± ju eu± ju± eu jZfZ± eZfZ

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
[eZ± [eh± [em± [eu ^eZ± ^eh± ^em± ^eu
ieZ± ieh± iem± ieu leZ± leh± lem± leu
feZ± feh± fem± feu e[Z± e[h± e[m± e[u
e]Z± e]h± e]u
MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
EZdemdemgZb]eZ[ueZ[ue luedem[ieZgihe]eZ]he
 HglZfHg[uelZf;jZl[uelZf>jm][uelZfLZfemgZLZfdem[LmlieZgLZf
ihe

>h@hg
H
>Z@hgZ

MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
HgZ]hjZdhjZgh]Zdh]^Zhdghihlhfih]hg
BD±LZf]hjZ
MIJ:@G?GB? IJHQBL:CL?NJ:AUA: IJ?IH>:<:L?E?F: A:L?F
K:FHKLHYL?EVGH
 LZf]hjZLml[ZgZgLZf[ZlhgHgZ[ueZlZfLZfhdghDem[[uelZf

MijZ`g_gb_ IjhqblZcl_b i_j_\_^bl_

LZf^hfb iZjd: lml]hjZb emgZ


MijZ`g_gb_ <uibrbl_\ l_ljZ^vkeh\Zjv\u^_e_ggu_keh\ZbamijZ`g_gbc
b \umqbl_bo

Mjhd
± Kh]eZkgu_a\mdb>n@>\@>k@>a@
± >\mkeh`gu_keh\Zk m^Zj_gb_fgZi_j\hfkeh]_
± Fh^_evLZlZ
± BDk aZm^Zjghc qZklvx

A\mdb>n@;md\uN n ¬Ì
>\@< \ šº

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
nZ± nh± nm Zn± hn± mn \Z± \h± \m
nm± nh± nZ mn± un± bn \m± \h± \Z
nZ± \Z ZnZ± Z\Z nZ± \Z± nZ \Z± nZ± \Z
nh± \h Znh± Z\h nh± \h± nh \h± nh± \h
nm± \m Znm± Z\m nm± \m± nm \m± nm± \m
nu± \ Znu± Z\u nu± \u± nu \u± nu± \u
\hg± nhg \hl± nhlh \h^Z± nZlZ
nZ± iZ± nZ iZ± nZ± iZ nZdl± iZdl
nh± ih± nh ih± nh± ih nhjl± ihjl
nm± im± nm im± nm± im nmgl± imgdl

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
\^Z± \^h± \^m± \^u
\gZ± \gh± \gm± \gu
j\Z± j\h± j\m± j\u
njZ± njh± njm± nju
\jZ± \jh± \jm± \ju
^\Z± ^\h± ^\m± ^\u
l\Z± l\m± l\h± l\u
neZ± neh± nem± neu

MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
<u\hl\hg\h^Z^\Z\jZ]h\jZ]neZ]
MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
Zn± Z\>Zn@ m^Z\
hn± h\>hn@ ]hlh\LZf[h\
mn± m\>mn@ mldgm\
un± u\>un@ hleb\
bn± b\>bn@ ijhju\

A\mdb>k@;md\uK k K É
>a@A a Ÿ ¿


MijZ`g_gb_ ZIjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_f[IjhqblZcl_keh]b\kemo
kZ ± kh± km± ku Zk ± hk± mk
ku± km± kh± kZ uk± bk
aZ± ah± am± au ZkZ ± ZaZ Zkm± Zam
au± am± ah± aZ Zkh± Zah Zku± Zau
kZ ± aZ± kZ aZ± kZ ± aZ kmi± am[
kh± ah± kh ah± kh± ah km^± am^
km± am± km am± km± am kZ^± gZaZ^
ku± au± ku au± ku± au khj± gZ^ahj

MijZ`g_gb_  Z IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f [

IjhqblZcl_keh]b\kemo
kiZ± kih± kim± kiu
klZ± klh± klm± klu
kgZ± kgh± kgm± kgu
keZ± keh± kem± keu
kdZ± kdh± kdm± kdu
k\Z± k\h± k\m± k\u
kljZ± kljh± kljm± klju
a[Z± a[h± a[m± a[u
a\Z± a\h± a\m± a\u
a^Z± a^h± a^m± a^u
agZ± agh± agh± agu
ajZ± ajh± ajm± aju
aeZ± aeh± aem± aeu
a^jZ±a^jh± a^jm± a^ju

MijZ`g_gb_  Z IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f [ IjhqblZcl_ keh\Z b

njZau\kemo
KugkujkZ^khd khe^ZlklZdZgghkdeZkk\hijhkmkukihjlklhklheklmekljZgZ
^hkdZfhkl ihkl\hklhd aZeaZdhgaZiZkihkhe^hahja\hghdagZda\md
 <hlghk<hlam[<hldeZkkLmlklheLZfklmeLZf^hkdZLmlaZeKugkhe^Zl

MijZ`g_gb_ ZIjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_f[IjhqblZcl_keh]bb keh\Z

\kemoH[jZsZcl_\gbfZgb_gZijZ\bevgh_ijhbaghr_gb_dhg_qgh]hkh]eZkgh]h
Zk ± Za>Zk@ jZa]eZajZkkdZa
hk± ha>hk@ fhjha
mk± ma>mk@ \ma

Fh^_evL:lZwlh

MijZ`g_gb_  Z IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f H[jZlbl_ \gbfZgb_ gZ j_^mdpbx

]eZkguo\ aZm^Zjghfkeh]_[IjhqblZcl_\kemo
FZfZ^ZlZ^hfZdZkkZeZfiZju[ZdZjlZkgh\ZkijZ\Z ijZ\^ZnjZaZaZiZ^[ZaZ
ijhimkdZ\]mklfZjdZ]jmiiZ
MijZ`g_gb_  Z IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f H[jZlbl_ \gbfZgb_ gZ j_^mdpbx
]eZkgh]ha\mdZ>h@\ aZm^Zjghfkeh]_[IjhqblZcl_keh\Z\kemo
Wlh gZ^h mljh mljhf fZeh fgh]h fueh fZkeh keh\h [ukljh khjhd Zlhf ]hehk
]hjh^iZkihjlljZgkihjl^hdlhjljm^gh ^he]h
MijZ`g_gb_  GZibrbl_ keh\Z \ ^\Z klhe[bdZ ih fh^_eyf L:lZ b lZL: IjhqblZcl_
gZibkZggh_\kemo
:lhf]hlh\wlhh\jZ]]hehk^hdlhj\h^Z]hjh^fgh]h\Z]hgkljZgZmljh^hfZ\hijhk
fZeh\hklhdaZ\h^jZkkdZakgh\ZaZiZ^[ukljh^he]hFhkd\ZLZf[h\
BD±WlhdZjlZ

MijZ`g_gb_ ZIjhqblZcl_njZauaZij_ih^Z\Zl_e_fH[jZlbl_\gbfZgb_gZ^\b`_gb_
lhgZ\ aZm^ZjghcqZklbBD[IjhqblZcl_njZau\kemo
 Wlh^ZlZWlh ZlhfWlhdZjlZWlheZfiZHg^hfZHg^hdlhjWlh]hjh^


 MijZ`g_gb_ IjhqblZcl_l_dklI_j_\_^bl__]h

WlhdeZkk<hlklheLmlklmeLZf^hkdZ<hgdZjlZ: wlh]jmiiZ

MijZ`g_gb_  GZibrbl_ ij_^eh`_gby ihklZ\vl_ \ dhgp_ dZ`^h]h ba gbo gm`guc agZd
IjhqblZcl_gZibkZggh_
Wlh deZkk <hl klhe b klme LZf klheu Lml hdgh LZf hdgZ LZf
dZjlZ KijZ\Z^hkdZ
MijZ`g_gb_ <uibrbl_\ l_ljZ^vkeh\Zjv\u^_e_ggu_keh\ZbamijZ`g_gbc
b \umqbl_bo
Mjhd 
± Kh]eZkguca\md>c@
± ;md\u_zxy \ gZqZe_keh\Zihke_]eZkguob ihke_
[md\t b v
± Lj_okeh`gu_ keh\Z k m^Zj_gb_f gZ ihke_^g_f keh]_
Fh^_evlZlZL:
± BD[_aaZm^ZjghcqZklb

A\md>c@;md\ZC c ¡Á

MijZ`g_gb_  Z IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f         [ IjhqblZcl_ keh]b

\kemo
Zc± hc cZ± ch± cm
hc± mc cm± ch± cZ
uc± bc cb ± cZ± ch

MijZ`g_gb_  Z IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f [ IjhqblZcl_ keh\Z b

njZau\kemo
FZc ^Zc fhc [hc l\hc klhc djZc dZdhc ^jm]hc ^hfhc ljZf\Zc gh\uc klZjuc
djZkguca^jZ\kl\mcfZcdZkljhcdZ
 WlhljZf\ZcLmlkljhcdZLZffhc^hfWlhfhcljZf\ZcWlhl\hcljZf\ZcWlhdjZkguc
ljZf\ZcWlh^jm]hcljZf\ZcWlhgh\uc^hfWlhklZjuc^hfWlhfhc^jm]Wlhfhc
klZjuc^jm]B^m^hfhc

MijZ`g_gb_  Z IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f [ IjhqblZcl_ keh\Z b

njZau\kemo
fhc± fhb
l\hc± l\hb
klhc± klhbl
ljZf\Zc± ljZf\Zb
 LjZf\ZcklhblHgklhblKlheklhblKlmeklhblKlmeklhblkijZ\ZFhcklmeklhbl
kijZ\ZKlZdZgklhbllZfHgkljhbl^hfHgkljhblfhc^hf

A\mdb >cZ@;md\uY y ·×

>cw@? _ ½
>ch@, z €
>cm@X x ¶Ö


MijZ`g_gb_  Z  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f [ IjhqblZcl_ keh]b b
keh\Z\kemo
y ± Zc Zy± Z_ ± Zx
_ ± wc hy± h_± hx
z ± hc my± m_± mx
x ± mc u_± b_± by
YyfZykghfhyl\hydZdZy_f_e_eZ_kl_^mdZdh_kt_a^zedZ^Zzlfhzl\hzivzl
h[tzfih^tzfx]xguc^ZxagZxivxkhxa
 <hlyfZWlhykghY agZxwlhY _fkuj Y _ekujHg_klkujHgZ_klkujHgZ_eZkuj
Y _^m^hfhcY _^mgZx]<hlfhykljZgZY ivxkhd

>Z@dZjZ\Zg>dZu jZ\Zg@
lZlZL:Zh
>Zu@fhehdh>fZu eZdh@

MijZ`g_gb_  Z IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f        [

IjhqblZcl_keh\Z\kemo
DZjZ\Zg ZiiZjZl Z\Zg]Zj^ klhjhgZ ^h]h\hj ihiheZf ]heh\Z ihlhfm \ukhlZ \ukhdh
]em[hdhdhe[ZkZ[hjh^Z^hjh]hc]hem[hcahehlhcfheh^hc
MijZ`g_gb_ ZGZibrbl_keh\Z\ ^\Zklhe[bdZihfh^_eyflZL:b lZlZL:[IjhqblZcl_
gZibkZggh_\kemo
<hklhd fheh^hc fhehdh hdgh \hijhk jZkkdZa ]em[hdh klhjhgZ kljZgZ dh]^Z ihiheZf
]hjZ\ukhdhdhe[ZkZ
BDWlhhg"
>hfkijZ\Z"

MijZ`g_gb_  Z IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f [

IjhqblZcl_njZau\kemo
 Wlhhg"HglZf"FhkllZf"<hklhdlZf"LZf]hjZ"LZfh\jZ]"LZf]em[hdh"Wlhl\hc
^hf"Wlhl\hcklme"

MijZ`g_gb_  Z < aZ\bkbfhklb hl lbiZ BD ihklZ\vl_ \ dhgp_ ij_^eh`_gby lhqdm beb
\hijhkbl_evgucagZd[IjhqblZcl_ij_^eh`_gby\kemo
 LZfh\jZ] LZfh\jZ] LZf]em[hdh LZf]em[hdh L\hc^jm]lZf L\hc^jm]lZf

MijZ`g_gb_ <uihegbl_mijZ`g_gb_ihh[jZapmIjhqblZcl_ij_^eh`_gby\kemo

H[jZa_pKijZ\Zh\jZ]± KijZ\Zh\jZ]"

 Wlhl\hcljZf\Zc
 Hg_klkuj
 HgZiv_lkhd
 KlheklhblkijZ\Z
 Wlhl\hcklhe

MijZ`g_gb_  IjhqblZcl_^bZeh]b

 ± Wlhl\hc^hf"
x >Zfhc
x L\hc^hfgh\uc"


 x >Zgh\uc
 ± Wlh]hjh^LZf[h\"
x >ZLZf[h\
x WlhklZjuc]hjh^"
x >ZklZjuc

MijZ`g_gb_ IjhqblZcl_l_dklb i_j_\_^bl__]h

Wlhfhc[jZlY agZxhgkljhbl^hfLZfx]LZfklhblgh\uc^hfHg]hem[hcMljhf[jZl
b^_l lm^Z : lml \hklhd <hl h\jZ] b fhkl : kijZ\Z klhbl klZjuc ^hf KlZjuc ^hf ±
djZkguc
MijZ`g_gb_  <uibrbl_ \ l_ljZ^vkeh\Zjv \u^_e_ggu_ keh\Z ba mijZ`g_gbc    b
\umqbl_bo
Mjhd 
± Kh]eZkguca\md>o@
± Fy]db_kh]eZkgu_>i
@>[
@>f
@
± Ljzokeh`gu_keh\Z km^Zj_gb_fgZ\lhjhfkeh]_
Fh^_evlZL:lZ
± I_j_g_k_gb_p_gljZbglhgZpbb\ BD

A\md>o@;md\ZO o ­Í

MijZ`g_gb_  Z IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f [

IjhqblZcl_keh]b\kemo
oZ± oh± om Zo± wo± ho
om± oh± oZ mo± uo ± bo
ogZ± ogh± ogm± ogu foZ± foh± fom
oeZ± oeh± oem± oeu noZ± noh± nom
ojZ± ojh± ojm± oju koZ± koh± kom
MijZ`g_gb_  Z IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f [ IjhqblZcl_ keh\Z b
njZau\kemo
Ohj ohef ohehkl oheh^ kZoZj iehoh iehohc moh \uoh^ ihoh^ ijhoh^ \^ho \u^ho
\ha^mo
 LZf\uoh^<hlohefFhc[jZlohehklY ohehklFhc^jm]ohehklWlhiehoh

MijZ`g_gb_ ZIjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_f[IjhqblZcl_keh]bb keh\Z

\kemo
dZ ± oZ ZdZ± ZoZ dZ± oZ± dZ
dh± oh Zdh± Zoh oZ± dZ± oZ
dm± om Zdm± Zom
oZ± ]Z ZoZ± Z]Z oh± ]h± oh
oh± ]h ZoZ± Z]h ]m± om± ]m
om± ]m Zom± Z]m
dhl± ]h^± oh^
dhe± ]he± ohee


 MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
b±u u±b iu± ib fu± fb lu± lb
b±u u±b [u± [b gu± gb ^u± ^b
b±u u±b eu± eb ju± jb db± ]b± ob
ku± kb au± abnu± nb \u± \b
iue± ibe [ue± [be fue± fbe
lue± lbj ^uf± >bfZ klheu± [ueb
kuj± kbgbc \Zau± abfZ \ue± \be
jmdb± gh]b± klbob
MijZ`g_gb_  GZibrbl_ keh\Z ih h[jZapm IjhqblZcl_
gZibkZggh_
 H[jZa_pdeZkk± deZkku
=h^dem[ieZgam[\uoh^fhklklhe

 H[jZa_p^ZlZ± ^Zlu
EZfiZdZjlZnjZaZ\ZaZ]hjZkljZgZ

d]o b u

MijZ`g_gb_ GZibrbl_keh\Zihh[jZapmIjhqblZcl_gZibkZggh_
H[jZa_pa\md± a\mdb
Keh]iZjd\^honeZ]agZd

>i
@>[
@>f
@vb_zxy

MijZ`g_gb_ ZIjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_fZ

aZl_fkZfhklhyl_evgh
iZ± iy± ivy [Z± [y± [vy
ih± iz± ivz [h± [z± [vz
im± ix± ivx [m± [x± [vx
iu± ib ± ivb [u± [b± [vb
fZ± fy± fvy bi ± biv fZfZ± bfy± k_fvy
fh± fz± fvz hi± hiv fhl± fz^± k_fvzc
fm± fx± fvx bf± bfv fme± fxkeb± k_fvx
fu± fb± fu_ mf± mfv fue± fbe± k_fvb
dbiZ± gZdbiv iZiZ± iyluc± nhjl_ivygh
lhi± lhiv ihjl± Izlj± ivzl
mf± aZmfv imklhc± ixj_± ivx
gZebf± ebfbl iue± ibe± \uivb
h[Z± l_[y± ju[vy
jZ[hlZ± j_[zghd± [vzl
[mjy± [xjh± [vx
[ue± [be± ju[vb
MijZ`g_gb_ IjhqblZcl_keh\Zb njZauaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh
I_eibeIzljiylucmki_okuiv[_euch[_^fbjf_ef_klhfykhbfy
 Izlj± wlhbfyFhzbfyIzljIzlji_e]jhfdhWlhfhzf_klh<hll\hzf_klhWlh

 [_eucf_eWlhl\hcmki_o<hliyluc^hf

MijZ`g_gb_ IjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

Ziv± Z[v >Zi

@ miv± m[v>mi
@
hiv± h[v>hi
@ uiv± u[v>ui
@
biv± b[v>bi
@
jy[v^jh[v]hem[vau[v
lZLZlZjZ[hlZ

MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
;mfZ]ZjZ[hlZkm[[hlZ b]hedZagZdhfucgZmdZ [mluedZdhfZg^ZhiZkghih^Zjhd
[hehlhk\h[h^Zih]h^Z ^hjh]Zhldm^Zijh^mdluihkm^ZhldjulhaZdjulh
MijZ`g_gb_ GZibrbl_ keh\Z \ ^\Zklhe[bdZihfh^_eyflZL:lZb lZlZLZIjhqblZcl_
gZibkZggh_
:\Zg]Zj^ hiZkgh fheh^hc ^hjh]Z hldm^Z ihkm^Z klhjhgZ ^hjh]hc ahehlhc gZmdZ
ijh^mdlu\ukhdhhldjulh]em[hdhaZdjulhihiheZf]heh\Zih^Zjhd
LZfhdgh"± >Zhdgh
BD
LZfhdgh"± >ZlZf
MijZ`g_gb_  IjhqblZcl_ njZau H[jZlbl_ \gbfZgb_ gZ kh^_j`Zgb_ hl\_lZ \
aZ\bkbfhklbhlp_gljZBD
Wlhl\hc^jm]"± >Z^jm]>Zwlhfhc^jm]
Wlhl\hc^jm]"± >Zfhc>Zwlhfhc^jm]
IZjdkijZ\Z"± >ZkijZ\Z>ZiZjdkijZ\Z
IZjdkijZ\Z"± >ZiZjd>ZiZjdkijZ\Z

MijZ`g_gb_ Ih hl\_lmhij_^_ebl_\hijhkk BD

>Z^hkdZkijZ\Z>ZlZfhiZkgh>Z^hflZf>Z
hdghhldjulh
MijZ`g_gb_ IjhqblZcl_^bZeh]
x WlhdeZkk"
x >ZdeZkk
x WlhiylucdeZkk"
x >Ziyluc
x LZfhldjulh"
x >Zhldjulh
x IzljlZf"
x >ZlZf

MijZ`g_gb_ IjhqblZcl_l_dklb i_j_\_^bl__]h

<hldZjlZWlhfbjLmlaZiZ^Z kijZ\Z± \hklhd<hlkljZgZJhkkbyWlh_z neZ]Hg[_euc

kbgbcb djZkguc<hl]hjh^Fhkd\ZZ lml]hjh^LZf[h\
MijZ`g_gb_ <uibrbl_\ l_ljZ^vkeh\Zjv\u^_e_ggu_keh\ZbamijZ`g_gbc
b \umqbl_bo


 
Mjhd
± Kh]eZkgu_a\mdb>r@>`@
± Fy]db_kh]eZkgu_>l
@>^
@>g
@
± Lj_okeh`gu_keh\Zk m^Zj_gb_fgZi_j\hf
keh]_Fh^_evL:lZlZ
± BD

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
rZ± rh± rm
rb>ru@± r_>rw@± rZ
`Z± `h± `m ZrZ± Z`Z
`Z± `_>`w@± `b>`u@ Zr_± Z`_
rZ± `Z Zrm± Z`m
r_>r_@± `_>`w@ Zrb± Z`b
rh± `h rZj± `Zj
rz>rh@± `z>`h@jZgvr_± m`_
rm± `m rm[Z± `md
rb>ru@± `b>`b@rhjho± `hj
Zr± hr± mr rze± `zeluc
ur± br rblv± `blv

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
riZ± rih± rim± riu reZ± reh± rem± reu
rfZ± rfh± rfm± rfu r\Z± r\h± r\m± r\u
rlZ± rlh± rlm± rlu frZ± frh± frm± frb
rdZ± rdh ± rdm irZ± irh± irm± irb
`[Z± `[h± `[m± `[u j`Z± j`b
`fZ± `fh± `fm± `fu e`Z± e`b
`^Z± `^h± `^m± `^u ^`Z± ^`b
`gZ± `gh± `gm± `gu \`Z± \`b
`\Z± `\h± `\m± `\u
MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
RZ]rZidZdjurZfZrbgZohjhrhgZrgZrb\Zr \ZrbdZjZg^ZrrdZnrdheZ
jm[ZrdZ jZgvr_ `Zjdh `mjgZe `_gZ `_gZl lh`_ m`_ e_`bl e_`Zl ^_`mjguc
gm`ghfh`ghdZ`^uc^jm`[Z
 WlhgZrrdZnLmle_`blfhyrZidZLmle_`blfhy jm[ZrdZ
 KijZ\ZklhblgZrklheLmle_`ZlgZrbdZjZg^ZrbLmle_`bl`mjgZe
 Y `_gZlWlhfhy`_gZFhc[jZllh`_`_gZlFhc^jm]g_`_gZl

MijZ`g_gb_ IjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

Zr± Z`>Zr@ mr± m`>mr@

hr± h`>hr@ br± b`>br@
ur± u`>ur@
gh`fm`wlZ`iu`m`kljb`


 MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
Zk ± Zr kZ ± rZ kZ ± rZ± kZ rZ± kZ ± rZ
hk± hr kh± rh kh± rh± kh rh± kh± rh
mk± mr km± rm km± rm± km rm± km± rm
bk± br ku± rb>ru@ ku± rb± ku rb± ku± rb
aZ± `Z aZ± `Z± aZ ZaZ± Z`Z
ah± `h ah± `h± ah Zah± Z`h
am± `m am± `m± am Zam± Z`m
au± `b>`u@ au± `b± au Zau± Z`b
KZrZ± kZ`Z aZe± kZeh aZe± `Zev
khj± rhjho ahe± khev am[± `md
kmldb± rmldZ am^± km^ mahj± B`hju
kug± rbgZ mau± mku mau± m`b

>l
@>^
@>g
@vb_zxy

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
lZ± ly± lvy ^Z± ^y± ^vy
lh± lz± lvz ^h± ^z± ^vz
lm± lx± lvx ^m± ^x± ^vx
lu± lb± lvb ^u± ^b± ^vb
gZ± gy± gvy ly± ^y± gy
gh± gz± gvz l_± ^_± g_
gm± gx± gvx lz± ^z± gz
gu± gb ± gvb lb± ^b± gb
Zl± Zlv Zg± Zgv lmfZg± lxe_gv
hl± hlv bg ± bgv ^uf± >bfZ
bl± blv mg± mgv lu± lboh
gZ^h± ihgylgh
lzly± ^y^y
lzfguc± b^zl
gZ± gygy± k\bgvy
gh± gz[h± \hjhgvz
gm± gxo± k\bgvx
gulv± gblv± k\bgvb

MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
Lboh kdZ`bl_ Zjlbkl dZjlbgZ fZlv iylv r_klv ^_eh ^_eZeb ^_lb [m^_l klm^_gl
h^_`^Z ^_dZg ^_dZgZl b^zl h^bg klZ^bhg ]^_ g_l hgb g_[h kg_] fbgbklj bxgv
^_gvdgb]Z\gbam ihgylgh
 WlhfhyfZlv: wlh^_lb>_lbb^mlgZklZ^bhgKlm^_glb^zlgZklZ^bhgHgbb^mlgZ
klZ^bhgFhc[jZlZjlbklFhckugklm^_glWlhihgylghWlhfg_ihgylghWlhfhyh^_`^Z
WlhgZr^_dZg>_dZgZlkijZ\Z


 MijZ`g_gb_ IjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

Zlv± Z^v>Zl
@
hlv± h^v>hl
@
mlv± m^v>ml
@
blv± b^v>bl
@
ulv± u^v>bl
@
l_ljZ^v
^h`^v >^hrl
@

MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
DhfgZlZfmaudZaZfm`_frZofZluhdhehahehlhoheh^gh
MijZ`g_gb_  GZibrbl_ keh\Z \ ljb klhe[bdZ ih fh^_eyf lZL:lZ lZlZL: LZlZlZ
IjhqblZcl_gZibkZggh_
Km[[hlZ hdheh rZofZlu ijh^mdlu ^_dZgZl ahehlh jZ[hlZ gZmdZ klZ^bhg oheh^gh
ihgylghdZjlbgZohjhrhfmaudZh^_`^ZdhfgZlZ^hjh]ZdZjZg^Zr
MijZ`g_gb_ GZibrbl_keh\Zihh[jZapm
H[jZa_p\hijhk± \hijhku
Klm^_gl`mjgZe[Zlhg[ZgZg^_dZgZjlbklklZ^bhgfbgbkljrdZn

BDDlh"Dm^Z"Hldm^Z"
MIJ:@G?GB? IJHQBL:CL?NJ:AUA: IJ?IH>:<:L?E?F: A:L?F
K:FHKLHYL?EVGH
 Dlhwlh"DlhlZf"Dlhhg"=^_hg"=^_hgZ"DZdhgibr_l"Dm^Zhgb^zl"Hldm^ZhgZ
b^zl" Hldm^Zhgbb^ml"

MijZ`g_gb_ <uihegbl_mijZ`g_gb_ihh[jZapm

H[jZa_pFZlv^hfZ± Dlh^hfZ"

 Hg^hfZ
 Kugb^_l^hfhc
 ;jZlb^_lgZklZ^bhg
 >_dZglZf
 Klm^_glibr_lohjhrh

BDZ A^jZ\kl\mcl_

MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
 >h[juc^_gv>h[jh_mljhHldjhcl_l_ljZ^vHldjhcl_hdghAZdjhcl_hdgh
Ibrbl_KemrZcl_

MijZ`g_gb_ IjhqblZcl_b \umqbl_^bZeh]

x >h[jh_mljh
x A^jZ\kl\mcl_
x DZd\Zkah\ml"


 x KZrZ
x <uklm^_gl"
x >Zy klm^_gl
x Hldjhcl_ih`ZemcklZhdgh
x Ih`ZemcklZ
x KZrZ>Zcl_dZjZg^Zr
x <hldZjZg^Zr
x KiZkb[h

MijZ`g_gb_ IjhqblZcl_l_dkli_j_\_^bl__]hb jZkkdZ`bl_

Wlhfhc^hf<hlfhydhfgZlZKijZ\ZdZjlbgZb hdghHdghhldjulh@Zjdh
<hlklmeb klheLmlklhbl\ZaZZ hdheh± rZofZlub `mjgZe
: wlhfhcrdZnLmle_`blfhyh^_`^Z
MijZ`g_gb_ <uibrbl_\ l_ljZ^vkeh\Zjv\u^_e_ggu_keh\ZbamijZ`g_gbc
b \umqbl_bo
Mjhd 
± Kh]eZkguca\md>s@
± KhihklZ\e_gb_a\mdh\>r@>s@
± Fy]db_kh]eZkgu_>d
@>]
@>o
@
± H]emr_gb_a\hgdbokh]eZkguo
± M^Zj_gb_ \ khq_lZgbyo ij_^eh]h\ kh
keh\Zfb
± BD I_j_g_k_gb_ p_gljZ bglhgZpbb \
BD

A\md>s@;md\ZS s ±Ñ

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
ZZs± hs± ms sZ± sh ± sm sZ± s_± sb
ms± us± bs sm± sh± sZ sb± s_± sZ
[Zr± Zs rZ± sZ ZrZ± ZsZ
hr± hs r_>rw@± s_ Zr_± Zs_
mr± ms rh± sz>sh@ hrh± Zsz
br± bs rm± sm Zrm± Zsm
rb>ru@± sbZrb± Zsb
rZ± sZ± rZ sZ± rZ± sZ KZrZ± jhsZ
rm± sm± rm sm± rm± sm rmldZ± smdZ
rb± sb± rb sb± rb± sbibrm± ibsm
rh\± szldZ \Zrb± \_sb ijhrm± ijhsm
r_klv± s_ev
MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
SbszldZsmdZs_idZh\hsb_sziehsZ^vjhsZ[hjsieZs\_svlh\Zjbs`_gsbgZ
h[s_`blb_
 <hlsbWlh[hjs<hlsmdZWlhh\hsb WlhfhcieZsWlhfhy\_svWlhfhc


 lh\ZjbsWlhl\hcieZsWlhl\hy\_svWlhl\hclh\ZjbsWlhDjZkgZyiehsZ^v

>d@>]
@>o
@b_

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
d_± ]_± o_ db± ]b± ob
d_± o_± ]_ db± ob± ]b
o_± ]_± d_ ob± ]b± db
]_± o_± d_ ]b± ob± db
MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
Dbhkd fZd_l jZd_lZ jmdb dbgh dZdb_ kmldb mjhdb ihjmkkdb fZe_gvdbc
]_j[]_gbc]bfg^_gv]bdgb]bobfby obfbdklbob
 KijZ\ZdbhkdLmldgb]bFhclh\ZjbsobfbdHgibr_lklbobihjmkkdbWlhfZe_gvdbc
deZkkLmlb^mlmjhdb

MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZsZcl_

\gbfZgb_gZijhbaghr_gb_dhg_qguokh]eZkguo
:jZ[dem[eh[am[]h^]hjh^gZjy^aZ\h^l_ljZ^vblh]fh]^jm]\jZ]neZ]jh\]hlh\
jZa]eZajZkkdZagh`fm`wlZ`[Z]Z`]_j[
MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
IdZ± [dZ>idZ@ ldZ± ^dZ >ldZ@ kdZ± adZ>kdZ@
ndZ± \dZ>ndZ@ odZ± ]dZ>odZ@ rdZ± `dZ>rdZ@
nlh± \lh>nlh@ nkm± \km>nkm@
Meu[dZ hrb[dZ \oh^ aZ\ljZ aZ\ljZd Z\lh[mk eh^dZ keZ^dh fy]dh fy]dbc e_]dh
ez]dbcmadhgbadheh`dZnmjZ`dZ
MijZ`g_gb_ GZibrbl_keh\Zihh[jZapmZ aZl_fijhqblZcl_bo
H[jZa_peh^dZ± eh^db
Eh`dZnmjZ`dZmeu[dZjm[ZrdZhrb[dZs_ldZ

MijZ`g_gb_  IjhqblZcl_ khq_lZgby keh\ aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh

H[jZsZcl_\gbfZgb_gZijhbaghr_gb_ij_^eh]h\khkeh\Zfb
< Z\]mkl_\ Z\lh[mk_\ h[s_`blbb\ Z\Zg]Zj^_\ h\jZ]_
<h\j_fy\h\lhjgbd
< ^hf_\ ]hjh^_\ \Z]hg_\ jmd_\ jhs_

< dem[_ \ dhfgZl_ \ dbhkd_ \ deZkk_ \ dgb]_ \ l_ljZ^b \

keh\Zj_\ iZjd_
GZdZjl_gZx]_gZhdg_gZkljhcd_
MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f
kZfhklhyl_evgh
 =^_klm^_gl"± < deZkk_Klm^_gl\ deZkk_
 =^_[jZl"± GZjZ[hl_;jZlgZjZ[hl_
 =^_^_lb"± < iZjd_>_lb\ iZjd_
 =^_kihjlkf_g"± GZklZ^bhg_Kihjlkf_ggZklZ^bhg_
 =^_l\hclh\Zjbs"± GZkljhcd_Fhclh\ZjbsgZkljhcd_


MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZlbl_
\gbfZgb_gZp_gljBD±\ hl\_l_
=^_hg"± LZfHglZfLZfhg
=^_hg"± LZfHglZfLZfhg
Dlhhg"± Klm^_glHgklm^_glKlm^_glhg
Dlhhg"± Klm^_glHgklm^_glKlm^_glhg
Dm^Zhgb^_l"± >hfhcHgb^_l^hfhc>hfhchgb^_l
Dm^Zhgb^_l"± >hfhcHgb^_l^hfhc>hfhchgb^_l

MijZ`g_gb_ Ij_h[jZamcl_ij_^eh`_gbyihh[jZapZfb 
H[jZa_p;jZl^hfZ± Dlh^hfZ"
H[jZa_p;jZl^hfZ± =^_[jZl"
 Klm^_gl\ deZkk_Kihjlkf_ggZklZ^bhg_Klm^_gldZgZmjhd_>jm]gZjZ[hl_
;jZl\ dem[_ FZlv\ iZjd_>_lb\ rdhe_
MijZ`g_gb_  < aZ\bkbfhklb hl lbiZ BD ihklZ\vl_ \ dhgp_ ij_^eh`_gby lhqdm beb
\hijhkbl_evgucagZdIjhqblZcl_ij_^eh`_gby\kemo
 FZlv^hfZFZlv^hfZDlh^hfZ=^_fZlv ;jZlb^_l^hfhcDlhb^_l^hfhc
Dm^Zb^_l[jZl;jZlb^_l^hfhc>jm]^hfZ>jm]b^_l^hfhc>jm]b^_l^hfhcDlhb^_l
^hfhcDm^Zb^_l^jm]

MijZ`g_gb_ IjhqblZcl_^bZeh]aZij_ih^Z\Zl_e_fZ aZl_fihjheyf

± A^jZ\kl\mcl_
± >h[juc^_gv
± DZd\Zkah\ml"
± FhoZff_^
± Dlh\u"
± Y ZjZ[
± <uklm^_gl"
± >Zy klm^_gl

MijZ`g_gb_ IjhqblZcl_b i_j_\_^bl_l_dklJZkkdZ`bl__]h

Wlh rdheZ <hl iyluc deZkk Hg hldjul : ]^_ ^_lb" >_lb \ iZjd_ DZdZy lZf ih]h^Z" <
iZjd_m`_oheh^ghB^zl ^h`^vDm^Zb^ml^_lb">_lbb^ml^hfhc
MijZ`g_gb_  <uibrbl_ \ l_ljZ^vkeh\Zjv \u^_e_ggu_ keh\Z ba mijZ`g_gbc    b
\umqbl_bo
Mjhd 
± Kh]eZkguca\md>q@
± KhihklZ\e_gb_a\mdh\>q@>s@b >q@>l
@
± Fy]dbckh]eZkguc>j
@
± KbglZ]fZlbq_kdh_qe_g_gb_njZau

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
Zq± hq± mq qZ± qh± qm qZ± q_± qb
mq± uq± bq qm± qh± qZ qb± q_± qZ
Zq± Zs qZ± sZ qZ± sZ± qZ sZ± qZ± sZ
hq± hs q_± s_ q_± s_± q_ s_± q_± s_

 mq± ms qz± sz qz± sz± qz sz± qz± sz
bq± bs qm± sm qm± sm± qm sm± qm± sm
qb± sb qb± sb± qb sb± qb± sb
Zqv± Zlv qZ± ly qZ± ly± qZ ly± qZ± ly
hqv± hlv q_± l_ q_± l_± q_ l_± q_± l_
mqv± mlv qz± lz qz± lz± qz lz± qz± lz
bqv± blv qm± lx qm± lx± qm lx± qm± lx
qb± lb qb± lb± qb lb± qb± lb
qZ± qvy± lvy ieZq± ieZs qmrv± lxd
q_± qv_± lv_ ^ZqZ± jhsZ qZc ± e_glyc
qz± qvz± lvz q_dZ± s_dZ qzlguc± lzfguc
qm± qvx± lvx fyq± fylv qbg± lbgZ
qb± qvb± lvb aZq_f± aZl_f qvy± ieZlvy
MijZ`g_gb_ IjhqblZcl_keh]baZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh
qfZ± qfh± qfm± qfu
qdZ± qdh± qdm ± qdb
iq_± iqz± iqm
MijZ`g_gb_ IjhqblZcl_keh\Zb njZauaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh
QZc qZklh qZklv q_c q_jguc qbklh qbkluc qblZlv gZqZeh aZqzl mqblv mq_[gbd
\jZq dexq ^hqv ghqv ghqvx lhqdZ ihqlZ jmqdZ ^_\hqdZ fyq \_q_jhf hq_gv
\q_jZq_l\_j]qZkk_cqZkhl\_qZxhl\_qZ_l
Wlhfhy^hqvWlh_z jmqdZWlh_z mq_[gbdHgZqblZ_lmq_[gbdHgZmqblkeh\Z
 AZ\ljZ aZqzl  Wlh ^_\hqdZ  <hl _z fyq  K_cqZk mjhd  Fhc ^jm] hl\_qZ_l hq_gv
ohjhrh
Fm`qbgZ>fmsbgZ@
Qlh>rlh@
Ih`ZemcklZ>iZ`ZemklZ@

MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZsZcl_

\gbfZgb_gZbglhgZpbx
 Qlhwlh"± Wlhdexq
 Q_cwlhdexq"Wlh\Zrdexq"± >Zwlhfhcdexq
 Dlhwlh"± Wlh\jZq
 Qlh wlh"± WlhqZc
 DZdhcwlhqZc"± WlhqzjgucqZc
 Qlhwlh"± Wlhmq_[gbd
 Q_cwlhmq_[gbd"Wlh\Zrmq_[gbd"± >Zwlhfhcmq_[gbd
 Dlhwlh"± Wlh^_\hqdZWlhfhy^hqv

MijZ`g_gb_ Ij_h[jZamcl_mijZ`g_gbyihh[jZapmWlhjmqdZ± Qlhwlh"

 WlhdexqWlhfyqWlhmq_[gbdWlhl_ljZ^vWlhieZsWlhihqlZ

MijZ`g_gb_ Ij_h[jZamcl_ij_^eh`_gbyihh[jZapmWlhklm^_gl± Dlhwlh"

 Wlh\jZqWlhfZlvWlh^hqvWlh`_gsbgZWlhfm`qbgZWlhlh\ZjbsWlh^_lb

MijZ`g_gb_  Ij_h[jZamcl_ ij_^eh`_gby ih h[jZapm Kihjlkf_g gZ klZ^bhg_ ± =^_

kihjlkf_g"
 >hqv\ rdhe_<jZqgZjZ[hl_@_gsbgZ^hfZFm`qbgZ\ dem[_DexqgZhdg_JmqdZ

 gZklhe_Lh\Zjbs\ deZkk_

ru`u `brb

MijZ`g_gb_  GZibrbl_ keh\Z ih h[jZapm gh` ± gh`b

IjhqblZcl_gZibkZggh_
<_svdexqieZswlZ`lh\Zjbs\jZqghqvgZr\Zrfyq
>j
@b_zxyv

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
Zj± Zjv jZ± jy± jvy ijy± ij_± ijz± ijx± ijb
hj ± hjv jw± j_± jv_ [jy± [j_± [jz± [jx± [j
mj± mjv jh ± jz± jvz ljy± lj_± ljz± ljx± ljb
bj± bjv jm± jx± jvx ^jy± ^j_± ^jz± ^jx± ^jb
ju± jb± jvb ajy± aj_± ajz± ajx± ajb
jZ^± jy^ ixj_>w@± [_j_l jukv± jbk
[jh^± [_jzl jm[ev± jxfdZ kZoZj± iZoZjv

MijZ`g_gb_ IjhqblZcl_keh\Zb njZauaZij_ih^Z\Zl_e_fZ

aZl_fkZfhklhyl_evgh
Jbk jy^hf fhj_ ihjy^hd ]h\hjblv hdly[jv ghy[jv keh\Zjv \j_fy kj_^Z ljb
ljbklZhljy^ijbjh^ZZm^blhjbyij_^eh`_gb_
 Wlhkeh\ZjvFhj_jy^hfKdhjhkj_^ZHg]h\hjblihjmkkdbFhc^jm]]h\hjblihjmkkdb
GZrZZm^blhjbyjy^hf

MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZlbl_

\gbfZgb_gZql_gb_[md\y_z \jZaguoihabpbyo
Yg\Zjv yaud _sz q_luj_ ^_dZ[jv f_ljh ij_^f_l j_dZ [_j_] ghf_j ihq_fm
i_j_oh^ q_fh^Zg^_j_\h^_j_\gylukyqZqZku
MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZlbl_
\gbfZgb_gZqe_g_gb_njZaugZkbglZ]fu
 GZklhe_e_`bldgb]Zl_ljZ^vdZjZg^Zr
 GZklhe_e_`bll_ljZ^vmq_[gbdjmqdZ
 GZklhe_e_`bldexqdZjlZmq_[gbd
 GZklhe_e_`Zldgb]bl_ljZ^bdZjZg^Zrb
 GZklhe_e_`Zlkeh\Zjbmq_[gbdbjmqdb
 KdZ`bl_ih`ZemcklZdZd\Zkah\ml"
 KdZ`bl_ih`ZemcklZdlh\u"
 KdZ`bl_ih`ZemcklZqlhwlh"
 KdZ`bl_ih`ZemcklZ]^_ \Zrmq_[gbd"
 KdZ`bl_ih`ZemcklZdm^Zhgb^zl"

MijZ`g_gb_ IjhqblZcl_^bZeh]aZij_ih^Z\Zl_e_fZ aZl_fihjheyf<umqbl__]h

± A^jZ\kl\mcl_
± >h[juc\_q_j
± KdZ`bl_ih`ZemcklZdZd\Zkah\ml"
± F_gyah\ml:g^j_c

 ± : f_gyah\mlEbXZgvKdZ`bl_ih`ZemcklZdlh\u"
± Y klm^_gl
± <ujmkkdbc"
± >Zy jmkkdbc
± :g^j_cy jZ^k \ZfbihagZdhfblvky
± Y lh`_hq_gvjZ^

MijZ`g_gb_ <uibrbl_\ l_ljZ^vkeh\Zjv\u^_e_ggu_keh\ZbamijZ`g_gbcb b

\umqbl_bo
Mjhd 
± Kh]eZkguca\md>p@
± KhihklZ\e_gb_a\mdh\>p@± >q@>p@± >l@>p@±
>k@
± Fy]dbckh]eZkguc>e
@
± Keh\Z k ihklhygguf b ih^\b`guf
m^Zj_gb_f
± BglhgZpby \hijhkbl_evgh]h ij_^eh`_gby k
khxahfBEB

MijZ`g_gb_  IjhqblZcl_ keh]b aZ ij_ih^Z\Zl_e_f Z aZl_f

kZfhklhyl_evgh
Zp± hp± mp pZ± ph± pm pZ ± p_>pw@± pb >pu@
mp± up± bp pm± ph± pZ pb >pu@± p_>pw@± pZ
Zp± Zq pZ± qZ pZ± qZ± pZ qZ± pZ± qZ
hp± hq p_>pw@± q_ p_± q_± p_ q_± p_± q_
mp± mq ph± qh ph± qh± ph qh± ph± qh
bp ± bq pm± qm pm± qm± pm qm± pm± qm
pb >pu@± qb pu± qb± pu qb± pb ± qb
Zp± Zl pZ± lZ pZ± lZ± pZ lZ± pZ± lZ
hp± hl ph± lh ph± lh± ph lh± ph± lh
mp± ml pm± lm pm± lm± pm lm± pm± lm
bp ± bl pu± lu pu± lu± pu lu± pu± lu
Zp± Zk pZ± kZ ZpZ± ZkZ kZ ± pZ± kZ
hp± hk ph± kh Zph± Zkh kh± ph± kh
mp± mk pm± km Zpm± Zkm pm± km± pm
bp ± bk pu± ku Zpu± Zku pu± ku± pu
MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z
aZl_fkZfhklhyl_evgh
P_glj pbjd pbnjZ p_gZ ebph iylgbpZ ]jZgbpZ kljZgbpZ ]hklbgbpZ hp_gdZ ijhp_gl
hl_pdhg_plZg_pf_kyp p\_ludhgp_jlklZgpbyihehl_gp_ycphlZgp_\ZlvlZgpm_l
 <hlp_gljKijZ\ZpbjdJy^hf]hklbgbpZLmlp\_luWlhklZgpbyf_ljhY b^m\ pbjdHl_p
b kugb^ml\ pbjd>hqvohjhrhlZgpm_l

lk b lvk >p@

MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
MqblvkymqblkygZoh^blvkygZoh^blky
 =hklbgbpZgZoh^blky\ p_glj_PbjdgZoh^blkykijZ\ZKlZgpbyf_ljhgZoh^blky\ p_glj_
KlZ^bhggZoh^blky\ p_glj_

 >e
@b_zxyv

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
Ze± Zev eZ± ey± evy
he± hev eh± ez± evz
me± mev em± ex± evx
be± bev eu± eb± evb
emd± exddem[± dexqkdehg± dezgibkZe± ibkZeb qblZe± qblZebmqbe
± mqbeb[ue± [uebf_e± f_evp_e± p_ev[ue± [ueveh]± ez][_ehd± [_ezd± [_evz

MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
E_k e_lh e_lhf ex^b ebg_cdZ ebfhg fbeebhg ebfhgZ^ g_^_ey ihe_ l_e_nhg
l_e_]jZn [be_l [Ze_l kZfhezl beb mebpZ klhebpZ oe_[ ke_\Z iexk f_^e_ggh
ljhee_c[mk lZ[ebpZ _keb fZevqbd [hevr_ [hevrhc [hevghc kdhevdh jm[ev khev
p_evZij_evbxev[b[ebhl_dZ
KijZ\Ze_kKe_\Zihe_Ex^bb^ml\ e_kFZevqbdb^zlf_^e_gghWlhklhebpZ
Wlh[hevrhc]hjh^<hlmebpZLZfl_e_]jZn<hlb^zlljhee_c[mk>\Ziexk
ljb[m^_liylv 
MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZlbl_
\gbfZgb_gZf_klhm^Zj_gby\ keh\Zo
deZkk± deZkku± \ deZkk_
rdheZ± rdheu± \ rdhe_
dbhkd± dbhkdb± \ dbhkd_
mq_[gbd± mq_[gbdb± \ mq_[gbd_
kljZgbpZ± kljZgbpu± gZkljZgbp_
mjhd± mjhdb± gZmjhd_
iehsZ^v± iehsZ^b± gZiehsZ^b
mebpZ ± mebpu± gZmebp_
iZjd± iZjdb± \ iZjd_
klZgpby± klZgpbb± gZklZgpbb
dZjlZ± dZjlu± gZdZjl_
^hjh]Z± ^hjh]b± gZ^hjh]_
kZfhezl± kZfhezlu± gZkZfhezl_

MijZ`g_gb_  IjhqblZcl_ keh\Z aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZlbl_

\gbfZgb_gZbaf_g_gb_f_klZm^Zj_gby\ keh\Zo
>hf± ^hfZfhkl± fhklu]hjh^± ]hjh^Zf_klh± f_klZwlZ`± wlZ`bklhe± klheuiZkihjl
± iZkihjlZ ijhimkd ± ijhimkdZ keh\h ± keh\Z keh\Zjv ± keh\Zjb jm[ev ± jm[eb
dZjZg^Zr ± dZjZg^Zrb rdZn ± rdZnu ieZs ± ieZsb e_k ± e_kZ ihe_ ± ihey \jZq ±
\jZqbkljZgZ± kljZguklhjhgZ± klhjhgu
WlhjmqdZbebdZjZg^Zr"
BDBD

MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZlbl_

\gbfZgb_gZqe_g_gb_njZaub gZlbiuBD\ kbglZ]fZo

  HgivzlqZcbebdhn_"
 HgZivzlqZcbebfhehdh"
 Hg_klkujbeboe_["
 KlheklhblkijZ\Zbebke_\Z"
 Klm^_glu\ [b[ebhl_d_beb\ deZkk_"
 Hl_p^hfZbebgZjZ[hl_"
 JmqdZklhbl^\Zjm[eybebljbjm[ey"

MijZ`g_gb_ IjhqblZcl_^bZeh]aZij_ih^Z\Zl_e_fZ aZl_fihjheyf<umqbl__]h

± >h[juc^_gv
± A^jZ\kl\mcl_
± <uZjZ[bebjmkkdbc"
± Y ZjZ[
± <uklm^_gl"
± >Zy klm^_gl
± Y lh`_klm^_glKdZ`bl_ih`ZemcklZdZd\Zkah\ml"
± F_gyah\ml:eb
± JZ^k \ZfbihagZdhfblvky
± Y lh`_KdZ`bl_ih`ZemcklZdlh\Zrhl_p"
± Fhchl_p\jZq
± : dlh\ZrZfZlv"
± FhyfZlvij_ih^Z\Zl_ev
± Qlhwlh"
± Wlhdgb]Z
± Wlhmq_[gbdbebkeh\Zjv"
± Wlhkeh\Zjv
± =^_\udmibebwlhlkeh\Zjv"
± < dbhkd_
± Kdhevdhhgklhbl"
± Keh\Zjvklhblq_luj_jm[ey

MijZ`g_gb_ IjhqblZcl_l_dklb i_j_\_^bl__]h

K_cqZke_lhBxev@ZjdhE_lhf\ ]hjh^_iehohc\ha^mo

K_]h^gykm[[hlZMljhffu[_jzfijh^mdlub _^_faZ]hjh^LZf^_j_\gyj_dZe_kqbkluc
\ha^moHq_gvohjhrh
MijZ`g_gb_  <uibrbl_ \ l_ljZ^vkeh\Zjv \u^_e_ggu_ keh\Z ba mijZ`g_gbc    b
\umqbl_bo
Mjhd 
± Fy]db_kh]eZkgu_>n
@>\
@
± KhihklZ\e_gb_ a\mdh\ >n
@ ± >i
@ >\
@ ±
>[
@
± Ha\hgq_gb_]emobokh]eZkguo
± >gbg_^_eb
± BD

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh

 Zn± Znv nZ± ny± nvy \Z ± \y± \vy
hn± hnv nh± nz± nvz \h± \z± \vz
mn± mnv nm± nx± nvx \m± \x± \vx
bn± bnv nu± nb± nvb \u± \b± \vb
nhlh± Nz^hj nbevf± ]jZnu \he± \ze
dZn_>nw@± dhn_>n¶w@ \ZaZ± \ygmlv \ulv± \blv
Khnvy± kugh\vy \hl± \vzl
M Khnvb± kheh\vb ljZ\Z± fmjZ\vy
D Khnv_± <v_lgZf ljZ\u± fmjZ\vb
Khnvx± \vx kh\m± kh\vx

MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
Nbgbr nbgZe nb]mjZ hnbp_j d_nbj [mn_l dhn_ dZn_ dhgn_lZ dZjlhn_ev
n_\jZev n_klb\Zev \_kgZ \_kghc \_l_j \_q_j \_q_jhf ^_\ylv ijb\_l q_eh\_d
ijh\_jylv`b\zl^\_jv k\_lp\_lhl\_lq_l\_j]dhg\_jljZkk\_ljZkp\_lkugh\vy
ijZ\bevgh
 <hl[mn_lKlm^_glivzldhn_<_q_jhfhgivzl d_nbjKugh\vyivxldhn_Hl_p_kl
dZjlhn_evDhg\_jle_`blgZklhe_Hg`b\zl\ Fhkd\_WlhijZ\bevguchl\_l

MijZ`g_gb_ IjhqblZcl_keh\Zb njZauaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

Nbgbr nbgZe nb]mjZ hnbp_j d_nbj [mn_l dhn_ dZn_ dhgn_lZ dZjlhn_ev
n_\jZev n_klb\Zev \_kgZ \_kghc \_l_j \_q_j \_q_jhf ^_\ylv ijb\_l q_eh\_d
ijh\_jylv`b\zl^\_jvk\_lp\_lhl\_lq_l\_j]dhg\_jljZkk\_ljZkp\_lkugh\vy
ijZ\bevgh
 <hl[mn_lKlm^_glivzldhn_<_q_jhfhgivzld_nbjKugh\vyivxldhn_Hl_p_kl
dZjlhn_evDhg\_jle_`blgZklhe_Hg`b\zl\ Fhkd\_WlhijZ\bevguchl\_l

MijZ`g_gb_ IjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

Znv± Z\v>Zn
@ mnv± m\v>mn
@ bkijZ\vh[m\v
hnv± h\v>hn
@ unv± b\v>bn
@ ex[h\v\djb\v
ndZ± \dZ>ndZ@ hklZgh\dZ
nlh± \lh>nlh@ Z\lh[mkZ\lhj\lhjgbd
nljZ± \ljZ>nljZ@ aZ\ljZaZ\ljZd

MijZ`g_gb_  IjhqblZcl_ keh]b b keh\Z aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
nb± ib \y± [y nbgbr± ib\h
nz± iz \_± [_ Nz^hj± Izlj
n_± i_ \z± [z N_^y± I_ly
\b± [b
\_l_j± [_euc
j\zl± j_[zghd
\bedZ± [be_l
MijZ`g_gb_  IjhqblZcl_ keh]b keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z aZl_f
kZfhklhyl_evgh
a[h± k[h>a[h@ a^h± k^h>a^h@ l[h>^[h@
a[_± k[_>a[_@ a^_± k^_>a^_@ d^Z>]^Z@
a^Z± k^Z>a^Z@ a]h± k]h>a]h@

 a^Zgb_± k^ZqZ ba[Z ± k[Z\blv
jZa]h\hj± k]h\hj ]Zg^[he± nml[he
jZa[_]± k[_`Zlv jZa[_]± k[_`Zlv
k[hjgbd kaZ^b k [_j_]Z k ]hju k ^_j_\gb k aZiZ^Z k ^hjh]b
\hdaZewdaZf_gk^h[Z
 <_l_jk aZiZ^Z>\_jvkaZ^bHgb^zlk nml[heZKlm^_glb^zlk aZqzlZKlm^_glb^zlk
wdaZf_gZHg_^_ggZ\hdaZe

MijZ`g_gb_ IjhqblZcl_keh\Zh[hagZqZxsb_^gbg_^_ebb \umqbl_bo

Ihg_^_evgbd\lhjgbdkj_^Zq_l\_j]iylgbpZkm[[hlZ\hkdj_k_gv_
Dh]^Z"± \ ihg_^_evgbd\h\lhjgbd\ kj_^m\ q_l\_j]\ iylgbpm\ km[[hlm\ \hkdj_k_gv_
MijZ`g_gb_ IjhqblZcl_njZauaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh
Jmkkdbcyaud[ue\ ihg_^_evgbdb \kj_^m
Jmkkdbcyaud[m^_l\h\lhjgbdb \q_l\_j]
FZl_fZlbdZ[ueZ\ kj_^mb \iylgbpm
FZl_fZlbdZ[m^_l\ ihg_^_evgbdb \q_l\_j]
 AZqzlihnhg_lbd_[m^_l\ km[[hlm
 Wdkdmjkby[m^_l\ \hkdj_k_gv_

BDF_gy ah\ml:eb: \Zk"

MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZlbl_

\gbfZgb_gZ^\b`_gb_lhgZ\ BD
 Hgb^_l^hfhc: lu"
 HgZb^zl\ l_Zlj: \u"
 ?fm^\Z^pZlve_l: _c"
 Jmkkdbcyaud\ kj_^m: \q_l\_j]"
 Dgb]Zklhbl^\Z^pZlviylvjm[e_c: l_ljZ^v"
 =hklbgbpZkijZ\Z: \hdaZe"
 WdaZf_g\ kj_^m: aZqzl"
 HgjZ[hlZ_l\h\lhjgbd: \kj_^m"
 Hg[ue\ Fhkd\_: \LZf[h\_"

MijZ`g_gb_ IjhqblZcl_^bZeh]aZij_ih^Z\Zl_e_fZ aZl_fihjheyf<umqbl__]h

± >h[jh_mljh
± A^jZ\kl\mcl_
± KdZ`bl_ih`ZemcklZ\uklm^_gl"
± >Z: \u"
± Y lh`_klm^_glDZd\Zkah\ml"
± I_^jh: \Zk"
± F_gyah\mlNz^hjKdhevdh\Zfe_l"
± ^\Z^pZlv: \Zf"
± : fg_^\Z^pZlvh^bg]h^
± JZ^k \ZfbihagZdhfblvky
± Y lh`_KdZ`bl_ih`ZemcklZdh]^Zm gZk jmkkdbcyaud"
± < kj_^m
± : dh]^Zm gZk[m^_lwdkdmjkby"< km[[hlmbeb\ \hkdj_k_gv_"
± < km[[hlm

 ± KiZkb[h>hk\b^Zgvy
± >h\klj_qb

MijZ`g_gb_ IjhqblZcl_l_dklb i_j_\_^bl__]h

± KdZ`bl_ih`ZemcklZ]^_[mn_l"
± B^bl_gZiylucwlZ`
<hl[mn_lK_]h^gyq_l\_j];mn_lhldjul< km[[hlmb \\hkdj_k_gv_hgaZdjul

Lml klhyl klheu b klmevy gZ hdg_ p\_lu K_cqZk h[_^ Klm^_glu _^yl kuj dZjlhn_ev b
fZkehHgbivxlqZcd_nbjfhehdhbebqzjgucdhn_
MijZ`g_gb_ <uibrbl_\ l_ljZ^vkeh\Zjv\u^_e_ggu_keh\ZbamijZ`g_gbcb
\umqbl_bo
Mjhd 
± Fy]db_kh]eZkgu_>k
@>a
@
± M^Zj_gb_\ fgh]hkeh`guokeh\Zo
± Kq_lhl^h
± GZa\Zgbyf_kyp_\
± BglhgZpby ij_^eh`_gbc k
i_j_qbke_gb_f
MIJ:@G?GB? IJHQBL:CL?KEH=BB KEH<:A:IJ?IH>:<:L?E?F:
A:L?FK:FHKLHYL?EVGH
Zk ± Zkv kZ ± ky± kvy aZ± ay± avy ky± ay
hk± hkv kw± k_ ± kv_ aw± a_± av_ k_ ± a_
mk± mkv kh± kz ± kvz ah± az± avz kz ± az
bk± bkv km± kx± kvx am± ax± avx kx± ax
ku± kb± kvb au± ab± avb kb± ab
ky^v± g_evay \ZaZ± \aylv± ^jmavy
k_eh± a_e_gv rhkk_>kw@± k_fv± kt_f
kx^Z± baxf khf± kzf]Z± ktzf
kbgbc± abfgbc jZkkdZa± jZkdjZkv

MijZ`g_gb_  IjhqblZcl_ keh\Z b njZau aZ ij_ih^Z\Zl_e_f Z

aZl_fkZfhklhyl_evgh
K_fv k_eh k_kljZ k_fvy k_\_j k_gly[jv k_cqZk k_]h^gy k_eZ kx^Z hk_gv hk_gvx
\hk_fv f_kyp ^_kylv \k_ \kz \k_]^Z ibkvfh abfZ abfhc a_fey a_jdZeh fma_c
]Za_lZha_jhhazjZfZ]Zabga^_kv\_a^_g_evay
 K_cqZkhk_gvK_cqZkk_gly[jvAbfhcoheh^ghAbfhc\k_]^Zoheh^ghWlhk_ehA^_kv
`b\zlfhyk_fvyKy^vkx^ZWlhibkvfhb ]Za_lZA^_kvfZ]ZabgZ lZffma_c

MijZ`g_gb_ IjhqblZcl_keh]bb keh\ZaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh

Zkv± Zav mkv ± mav fZav ]jma^v>]jmk

l
@
hkv± hav bkv± bav kd\hav kebav

MijZ`g_gb_  IjhqblZcl_ b aZihfgbl_ keh\Z H[jZlbl_ \gbfZgb_ gZ j_^mdpbx ]eZkguo

a\mdh\
± h^bg± ^\Z± ljb± q_luj_± iylv± r_klv± k_fv± \hk_fv± ^_\ylv± ^_kylv±
h^bggZ^pZlv± ^\_gZ^pZlv± ljbgZ^pZlv± q_lujgZ^pZlv± iylgZ^pZlv±
r_klgZ^pZlv± k_fgZ^pZlv± \hk_fgZ^pZlv± ^_\ylgZ^pZlv± ^\Z^pZlv


± ljb^pZlv± khjhd± iylv^_kyl± r_klv^_kyl± k_fv^_kyl± \hk_fv^_kyl
 ± ^_\yghklh  ± klh  ±^\_klb  ± ljbklZ  ± q_luj_klZ± iylvkhl±
r_klvkhl± k_fvkhl± \hk_fvkhl± ^_\ylvkhl± lukyqZ
MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f
kZfhklhyl_evgh
± KdhevdhklhbljmqdZ"± JmqdZklhbljm[ey
± Kdhevdhklhbldgb]Z"± Dgb]Zklhbljm[e_cdhi__d
± Kdhevdh\Zfe_l"± Fg_]h^
± Kdhevdh_fme_l"± _fm]h^Z
± Kdhevdh_ce_l"± ?ce_l
± Kdhevdhk_cqZk\j_f_gb"± K_cqZkqZkZfbgmlu
± Dhlhjuck_cqZkqZk"± K_cqZkqZkh\fbgml

MijZ`g_gb_ IjhqblZcl_b aZihfgbl_gZa\Zgbyf_kyp_\

Yg\Zjv n_\jZev fZjl Zij_ev fZc bxgv bxev Z\]mkl k_gly[jv hdly[jv ghy[jv
^_dZ[jv
MijZ`g_gb_ IjhqblZcl_hl\_lugZ\hijhkaZij_ih^Z\Zl_e_fZ aZl_fkZfhklhyl_evgh
Dh]^Z"± \ yg\Zj_\ n_\jZe_\ fZjl_\ Zij_e_\ fZ_\ bxg_\ bxe_\ Z\]mkl_\ k_gly[j_\
hdly[j_\ ghy[j_\ ^_dZ[j_
MijZ`g_gb_  IjhqblZcl_ njZau H[jZlbl_ \gbfZgb_ gZ
bglhgZpbx
 < ^_dZ[j_\ yg\Zj_\ n_\jZe_± abfZAbfhcoheh^gh
 < fZjl_\ Zij_e_\ fZ_± \_kgZ<_kghcl_ieh
 < bxg_\ bxe_\ Z\]mkl_± e_lhE_lhf`Zjdh
 < k_gly[j_\ hdly[j_\ ghy[j_± hk_gvHk_gvxlhl_iehlhoheh^gh

MijZ`g_gb_ IjhqblZcl_^bZeh]aZij_ih^Z\Zl_e_fZ aZl_fihjheyf

± L_[yah\mlK_j]_c"
± >Zf_gyah\mlK_j]_c
± KdZ`bih`ZemcklZZm^blhjby‹gZoh^blkykijZ\Zbebke_\Z"
± KijZ\Z
± M l_[y_klvgh\ucmq_[gbd"
± >Z_klv
± : keh\Zjv"
± M f_gy_klvgh\ucmq_[gbdb gh\uckeh\Zjv

MijZ`g_gb_ IjhqblZcl_b i_j_\_^bl_l_dklJZkkdZ`bl__]h

LZf[h\ gZoh^blky \ p_glj_ Jhkkbb < k_gly[j_ a^_kv lh l_ieh lh oheh^gh < hdly[j_ b
ghy[j_\k_]^Zoheh^ghb^ml^h`^bAbfZ\ Jhkkbb± \ ^_dZ[j_\ yg\Zj_\ n_\jZe_b \fZjl_
Abfhc hq_gv oheh^gh b^zl kg_] < Zij_e_ b \ fZ_ ± \_kgZ <_kghc l_ieh : dZdZy ih]h^Z
e_lhf"< bxg_bxe_± `Zjdh\ Z\]mkl_± l_ieh
MijZ`g_gb_  <uibrbl_ \ l_ljZ^vkeh\Zjv \u^_e_ggu_ keh\Z ba mijZ`g_gbc    b
\umqbl_bo
Mjhd 
± :enZ\bl
± BglhgZpbyij_^eh`_gbck khihklZ\e_gb_f
± BglhgZpby ij_^eh`_gbc k

 ijhlb\hihklZ\e_gb_f
:EN:<BL
;md\u GZa\Zgb_
I_qZlgu_ Jmdhibkgu_ [md\ A\mdb
:Z Z >Z@keZ[uc>Z@
;[ [w >[ ± [
@>i ± i
@
<\ \w >\ ± \
@>n ± n
@
=] ]w >] ± ]
@>d@
>^ ^w >^ ± ^
@>l ± l
@
?_ cw >Mw@>w@keZ[uc>b@
,z ch >Mh@>h@
@` `w >`@>r@
Aa aw >a ± a
@>k ± k
@
Bb b >b@
Cc b djZldh_ >M@
Dd dZ >d ± d
@
Ee wev >e ± e
@
Ff wf >f ± f
@
Gg wg >g ± g
@
Hh h >h@>Z@
Ii iw >i ± i
@
Jj wj >j ± j
@
Kk wk >k ± k
@
Ll lw >l ± l
@
Mm m >m@
Nn wn >n ± n
@
Oo oZ >o ± o
@
Pp pw >p ± lk@
Qq q_ >q ± lr
@
Rr rZ >r@
Ss sZ >r
@
t l\zj^ucagZd a\mdZg_l
u u >u@
v fy]dbcagZd a\mdZg_l
Ww w >w@
Xx cm >Mm@>m@
Yy cZ >MZ@>Z@>Mb@
MIJ:@G?GB? <UMQBL?:EN:<BLG:BAMKLV

MijZ`g_gb_  GZibrbl_ keh\Z \ ZenZ\blghf ihjy^d_ b

ijhqblZcl_bo
>hfiZkihjl\hklhdZ\lh[mk]hjh^[Zlhg`_gZfZcdjZkgucklZjucgh\ucwlZ`ju[Z
obfby aZ\ljZ mljhf qZklh g_^_ey hdgh y[ehdh pbnjZ wdaZf_g beb x] _klv zedZ e_k
lukyqZnbevfrmldZszldZ
MijZ`g_gb_  GZibrbl_ keh\Z \ ZenZ\blghf ihjy^d_ mqblu\Zy ^\_ i_j\u_ [md\u b
ijhqblZcl_bo
K_\_jkx^ZkbgbckdhevdhkugkZ^kaZ^bkhdklZdZgkihjlkgh\Zkeh\hkm[[hlZkj_^Z
k\h[h^Zk[hjgbdk^ZqZk]h\hj
MijZ`g_gb_  GZibrbl_ keh\Z \ ZenZ\blghf ihjy^d_ mqblu\Zy ljb i_j\u_ [md\u b
ijhqblZcl_bo
Fufh]fZcfZrbgZfZjlfZfZfgh]hfuehfZkehfhcfheh^hcfz^fykhfbjf_e
f_klh fh`gh fhy fm` fmaudZ fbgbklj fZd_l fZe_gvdbc fy]dh fZlv fyq fhj_
f_^e_gghfZ]Zabgf_kypfma_c

 MijZ`g_gb_  I_j_\_^bl_ keh\Z k ihfhsvx keh\Zjy b \umqbl_
bo
Ihkhevkl\h ijZ\h ijZ\bl_evkl\h hklZgh\dZ Zwjh^jhf Zwjhihjl \uklZ\dZ kh[jZgb_
]hkm^Zjkl\hwdjZgh[yaZgghklv^\b`_gb_ihf_s_gb_iheh`_gb_h[klZgh\dZih^]hlh\dZ
h[yaZl_evgh\gbfZl_evgh
KhihklZ\e_gb_ BDbebBDBDBD
Wlhmq_[gbdZ wlhkeh\Zjv
MijZ`g_gb_  IjhqblZcl_ njZau aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh H[jZsZcl_
\gbfZgb_gZbglhgZpbx
 Wlhdgb]ZZ wlhl_ljZ^v
 Wlhdgb]ZZ wlhl_ljZ^v
 Wlhdgb]ZZ wlhl_ljZ^v

MijZ`g_gb_ IjhqblZcl_ij_^eh`_gby

 WlhdZjZg^ZrZ wlhjmqdZ
 WlhKZrZZ wlhK_j]_c
 Wlhko_fZZ wlhlZ[ebpZ
 WlhFZjbyZ wlhBjbgZ
 A^_kv^hkdZZ lZfdZjlZ
 A^_kvklheZ lZfrdZn

Ijhlb\hihklZ\e_gb_ BD±BD

WlhjmqdZZ g_ dZjZg^ZrWlhg_dZjZg^Zr
Z jmqdZ

MijZ`g_gb_  IjhqblZcl_ ij_^eh`_gby aZ ij_ih^Z\Zl_e_f Z aZl_f kZfhklhyl_evgh

H[jZsZcl_\gbfZgb_gZbglhgZpbx
 Wlhg_jmqdZZ dZjZg^Zr
 Wlhg_jmqdZZ dZjZg^Zr
 WlhdZjZg^ZrZ g_jmqdZ
 WlhdZjZg^Zr

MijZ`g_gb_ IjhqblZcl_ij_^eh`_gby

 Wlhg_mq_[gbdZ keh\Zjv
 Wlhg_ko_fZZ lZ[ebpZ
 Wlhg_klheZ klme
 Wlhg_dZjlbgZZ dZjlZ
 A^_kvg_klheZ rdZn
 LZfg_^\_jvZ hdgh
MijZ`g_gb_ IjhqblZcl_^bZeh]baZij_ih^Z\Zl_e_fZ aZl_fihjheyf<umqbl_bo

± KdZ`bl_ih`ZemcklZwlhZm^blhjby‹ "
± G_lwlhZm^blhjby‹Z g_
± : ]^_Zm^blhjby‹"KijZ\Z"
± G_lhgZke_\ZZ g_kijZ\Z
± KiZkb[h
± K_j]_ckdZ`bih`ZemcklZwlhl\hcdZjZg^Zr"


 ± Wlhg_dZjZg^ZrZ jmqdZ
± WlhkbgyyjmqdZ"
± G_lwlhdjZkgZyjmqdZ Z g_kbgyy
± Fh`gh\aylv"
± Ih`ZemcklZ
± Hev]ZkdZ`bih`ZemcklZk_]h^gykj_^Z"
± G_lk_]h^gyg_kj_^ZZ q_l\_j]
± : aZqzlihnhg_lbd_m gZkaZ\ljZ"
± AZqzlihnhg_lbd_ihke_aZ\ljZZ g_aZ\ljZ
± KiZkb[h>h\klj_qbgZaZqzl_

MijZ`g_gb_ IjhqblZcl_b i_j_\_^bl_l_dklJZkkdZ`bl__]h

Jhkkby± wlh]hkm^Zjkl\hJhkkbygZoh^blky\ ?\jhi_b \:abbNeZ]Jhkkbb± [_euckbgbcb

djZkgucKlhebpZJhkkbb± ]hjh^Fhkd\Z
Fhkd\Z ± wlh [hevrhc ]hjh^ A^_kv gZoh^blky ijZ\bl_evkl\h b \k_ ihkhevkl\Z < Fhkd\_
`b\zl^_kylvfbeebhgh\q_eh\_d
J Za ^_ e ,,,
A<MDBJMKKDH=HYAUD:
J_q_\hcZiiZjZlq_eh\_dZ
H[jZah\Zgb_]eZkguob kh]eZkguoa\mdh\

A\mdb j_qb h[jZamxlky k ihfhsvx j_q_\h]h ZiiZjZlZ dhlhjuc khklhbl ba hj]Zgh\
^uoZgby]hjlZgbihehklbjlZb ihehklbghkZ< ]hjlZgbgZoh^ylky]hehkh\u_k\yadbf_`^m
dhlhjufbbf__lky]hehkh\Zys_evDh]^Z]hehkh\u_k\yadbgZijy`_gu\ wlhfkemqZ_s_ev
f_`^m gbfb km`_gZ \ha^mo \u^uoZ_fuc ba e_]dbo dhe_[e_l bo LZd \hagbdZ_l
fmaudZevguc lhg beb ]hehk ?keb ]hehkh\u_ k\yadb g_ gZijy`_gu b ]hehkh\Zy s_ev
hldjulZ \ha^mo k\h[h^gh ijhoh^bl q_j_a g__ fmaudZevgh]h lhgZ lh _klv ]hehkZ g_
h[jZam_lky
Hj]Zguj_qb  Yaud
 DhgqbdyaudZ
 <_jogyy qZklv yaudZ
kibgdZ
 <_jogyy]m[Z
 Gb`gyy]m[Z
 <_jogb_am[u
 Gb`gb_am[u
 :ev\_heu
 L\_j^h_g_[h
 =hehkh\u_k\yadb

Dh]^Z\ha^mo\uoh^ysbcbae_]dbodhe_[e_l]hehkh\u_k\yadbkha^Z\ZyfmaudZevguc
lhgb ijhoh^blq_j_aihehklvjlZg_\klj_qZyij_]jZ^h[jZam_lky]eZkguca\md
< jmkkdhf yaud_ ih^ m^Zj_gb_f jZaebqZ_lkyr_klv]eZkguoa\mdh\>Z@>h@>m@>w@>b@
>u@ Hkh[_gghklvx jmkkdh]h yaudZ y\ey_lky lh qlh \ [_am^Zjghf iheh`_gbb ]eZkgu_
ijhbaghkylky f_g__ hlq_leb\h f_g__ ^ebl_evgh Z g_dhlhju_ ba gbo baf_gyxl k\h_
dZq_kl\h
?keb\ha^moijhoh^yq_j_aihehklvjlZ\klj_qZ_lgZk\h_fimlbij_]jZ^uh[jZam_fu_
yaudhf ]m[Zfb b l i \hagbdZxl kh]eZkgu_ a\mdb Kh]eZkgu_ dhlhju_ h[jZamxlky ijb
mqZklbb ]hehkZ gZau\Zxlky a\hgdbfb gZijbf_j kh]eZkgu_ >[@ >f@ >^@ Kh]eZkgu_ \


h[jZah\Zgbb dhlhjuo ]hehk g_ mqZkl\m_l lh _klv ]hehkh\u_ k\yadb g_ gZijy`_gu
gZau\Zxlky]emobfbgZijbf_jkh]eZkgu_>i@>n@>o@
Qlh[uijZ\bevghijhbaghkblva\mdbj_qbgm`ghgZmqblvkykhagZl_evgh\hkijhba\h^blv
hsmlbfu_fhf_gluZjlbdmeypbbb dhgljhebjh\ZlvjZ[hlmhj]Zgh\j_qb
=eZkgu_a\mdb

Ijb ijhbag_k_gbb a\mdZ >Z@

jhl rbjhdh jZkdjul =m[u
iZkkb\gu b hldju\Zxl am[u
Yaud \gbam dZd ijb fheqZgbb
KibgdZyaudZke_]dZijh]b[Z_lky
\ k_j_^bg_
A\md>Z@

Ijb ijhbag_k_gbb a\mdZ >w@

jhl ijbhldjul =m[u iZkkb\gu
Yaud ijh^\b]Z_lky \i_j_^
kj_^gyy qZklv kibgdb yaudZ
ijbih^gylZ d l\_j^hfm gz[m
Dhgqbd yaudZ dZkZ_lky
hkgh\Zgbygb`gboam[h\
A\md>w@

Ijb ijhbag_k_gbb a\mdZ >h@

]m[u hdjm]e_gu b \ulygmlu
\i_j_^ Yaud ke_]dZ hlh^\bgml
gZaZ^b ijbih^gyl

Ijb ijhbag_k_gbb a\mdZ >m@

]m[u hdjm]e_gu b kbevgh
\ulygmlu \i_j_^ Yaud hllygml
gZaZ^ dhgqbd hims_g b g_
dZkZ_lky gb`gbo am[h\ AZ^gyy
qZklv kibgdb yaudZ \ukhdh
ih^gylZd fy]dhfmgz[m
A\md>m@

Ijb ijhbag_k_gbb a\mdZ >u@

]m[u g_agZqbl_evgh jZklygmlu b
hldju\Zxl am[u Dhgqbd yaudZ
g_fgh]hhllygmlgZaZ^hlgb`gbo
am[h\KibgdZyaudZih^gylZ

A\md>u@

Ijb ijhbag_k_gbb a\mdZ >b@

jZkl\hj jlZ fbgbfZevguc yaud

 kbevgh ijh^\bgml \i_j_^ b
ih^gyl \\_jo djZy yaudZ
ijb`Zlu d [hdh\uf am[Zf
hims_gguc dhgqbd yaudZ
mibjZ_lky \ gb`gb_ am[u ]m[u
jZklygmlu Jmkkdbc a\md >b@
oZjZdl_jbam_lky aZdjulhklvx b
\ukhdbflhghf
A\md>b@
Kh]eZkgu_a\mdb

>ey kbkl_fu jmkkdbo kh]eZkguo oZjZdl_jgh ijhlb\hihklZ\e_gb_ a\mdh\ ih mqZklbx

]hehkZ ih a\hgdhklb b ]emohklb lh _klv kj_^b jmkkdbo kh]eZkguo bf__lky [hevrh_
dhebq_kl\hiZja\hgdbob ]emobokh]eZkguogZijbf_j>i ± [@>\ ± n@>a ± k@b l^
:jlbdmeypbyiZjguoa\hgdbo]emobokh]eZkguoh^bgZdh\ZjZagbpZaZdexqZ_lky\ lhfqlh\
h[jZah\Zgbba\hgdbokh]eZkguo]hehkmqZkl\m_lZ \h[jZah\Zgbb ]emobo± g_mqZkl\m_l
G_bf_xlkhhl\_lkl\mxsbo]emoboa\hgdb_kh]eZkgu_>j@>e@>f@>g@>M@Z ]emob_>o@>q@
>s@g_bf_xlkhhl\_lkl\mxsboa\hgdbokh]eZkguo
Djhf_ lh]h ihqlb \k_ jmkkdb_ kh]eZkgu_ ijhlb\hihklZ\eyxlky ih l\_j^hklbfy]dhklb 
iZjGZijbf_j>l ± l
@>i ± i
@>k ± k
@>^ ± ^
@>[ ± [
@>a ± a
@b l^:jlbdmeypbyfy]dbo
kh]eZkguohlebqZ_lkyhlZjlbdmeypbbl\_j^uokh]eZkguo[hevrbfih^t_fhfkj_^g_cqZklb
kibgdbyaudZG_bf_xliZj\k_]^Zl\_j^u_>`@>r@>p@b \k_]^Zfy]db_>q@>s@>M@

Ijb ijhbag_k_gbb a\mdZ >i@ ]m[u

iehlgh khfdgmlu KfuqdZ ]m[
jZkdju\Z_lky gZihjhf kljmb \ha^moZ
YaudhllygmlgZaZ^=hehkh\u_k\yadb
g_ jZ[hlZxl Ijb ijhbag_k_gbb a\mdZ
>[@ Zjlbdmeypby lZ `_ h^gZdh gZihj
kljmb \ha^moZ keZ[__ kfuqdZ dhjhq_
=hehkh\u_ k\yadb jZ[hlZxl Fy]db_
A\mdb>i@>[@ >i
 ± [
@ h[jZamxlky iml_f
^hihegbl_evghc Zjlbdmeypbb
agZqbl_evgh]h ih^t_fZ kj_^g_c qZklb
kibgdbyaudZd l\_j^hfmgz[m

Ijb ijhbag_k_gbb a\mdZ >f@ ]m[u

iehlgh khfdgmlu KfuqdZ
jZkdju\Z_lky gZihjhf kljmb \ha^moZ
<ha^mo qZklbqgh ijhoh^bl q_j_a
ihehklv ghkZ =hehkh\u_ k\yadb
A\md>f@ jZ[hlZxl

Ijb ijhbag_k_gbb a\mdZ >l@

dhgqbdyaudZijb`Zld gb`gbfam[Zf
I_j_^gyyqZklvkibgdbyaudZijb`ZlZ
d \_jogbf am[Zf KfuqdZ
jZkdju\Z_lky kbevguf gZihjhf kljmb
\ha^moZ =hehkh\u_ k\yadb g_
jZ[hlZxl Ijbijhbag_k_gbba\mdZ>^@
gZihj kljmb \ha^moZ keZ[__ kfuqdZ
A\mdb>^@>l@ dhjhq_=hehkh\u_k\yadbjZ[hlZxl

 Ijb ijhbag_k_gbb a\mdZ >g@
dhgqbdyaudZke_]dZijb`Zld gb`gbf
am[Zf I_j_^gyy qZklv kibgdb yaudZ
ijb`ZlZ d \_jogbf am[Zf KfuqdZ
jZkdju\Z_lky gZihjhf kljmb \ha^moZ
<ha^mo ijhoh^bl q_j_a ihehklv ghkZ
=hehkh\u_k\yadbjZ[hlZxl
Ijb ijhbag_k_gbb a\mdZ >d@ yaud
hllygmlgZaZ^DhgqbdyaudZhims_g b
gZoh^blkyaZgb`gbfbam[ZfbF_`^m
aZ^g_cqZklvxkibgdbyaudZb gz[hf\
ahg_ Zjlbdmeypbb a\mdh\ >h@ >m@
h[jZam_lky kfuqdZ KfuqdZ
jZkdju\Z_lky gZihjhf kljmb \ha^moZ
=hehkh\u_ k\yadb g_ jZ[hlZxl Ijb
A\mdb>d@>]@ ijhbag_k_gbb a\mdZ >]@ gZihj kljmb
\ha^moZ keZ[__ =hehkh\u_ k\yadb
jZ[hlZxl
Ijb ijhbag_k_gbb a\mdZ >j ± j
@
kj_^gyy qZklv kibgdb yaudZ hims_gZ b
h[jZam_l \iZ^bgm GZijy`_gguc dhgqbd
yaudZ aZ]gml \\_jo d Zev\_heZf b
dhe_[e_lky \b[jbjm_l ih^ gZihjhf
gZijZ\e_gghc gZ g_]h \u^uoZ_fhc
\ha^mrghckljmbDjZyyaudZijb`Zlud
[hdh\uf am[Zf AZ^gyy qZklv yaudZ
A\mdb>j@>j
@ hlh^\bgmlZ gZaZ^ =hehkh\u_ k\yadb
jZ[hlZxl
Ijbijhbag_k_gbbjmkkdh]hl\_j^h]h
a\mdZ >e@ kj_^gyy qZklv kibgdb yaudZ
]em[hdh \h]gmlZ b m^Ze_gZ hl l\zj^h]h
gz[ZZ aZ^gyyqZklvkibgdbyaudZih^gylZ
d fy]dhfmgz[mYaudgZijy`zgb bf__l
eh`dhh[jZagmx nhjfm Dhgqbd yaudZ
ih^gyl b ijb`Zl d \_jogbf am[Zf b
Zev\_heZf <ha^mo ijhoh^bl q_j_a s_ev
A\md>e@ ih [hdZf yaudZ =hehkh\u_ k\yadb
jZ[hlZxl
Ijb ijhbag_k_gbba\mdZ>n@gb`gyy
]m[Z dZkZ_lky \_jogbo am[h\ Yaud
hllygmlgZaZ^Kljmy\ha^moZijhoh^bl\
h[jZah\Z\rmxkys_ev=hehkh\u_k\yadb
g_jZ[hlZxlIjbijhbag_k_gbba\mdZ>\@
gZihj kljmb \ha^moZ keZ[__ =hehkh\u_
A\mdb>\@>n@ k\yadbjZ[hlZxl
Ijb ijhbag_k_gbb a\mdZ >k@
dhgqbd yaudZ hims_g b ke_]dZ
dZkZ_lkygb`gboam[h\b Zev\_heDjZy
yaudZ ijb`Zlu d \_jogbf [hdh\uf
am[Zf Kljmy \ha^moZ ijhoh^bl q_j_a
madmx s_ev kha^Z\Zy k\bklysbc a\md
 
 =hehkh\u_ k\yadb g_ jZ[hlZxl Ijb
ijhbag_k_gbb a\mdZ >a@ ]hehkh\u_
k\yadbjZ[hlZxl

A\mdb>k@>a@

Ijb Zjlbdmeypbb a\mdZ >M@ yaud

ijh^\bgml \i_jz^ kj_^gyy qZklv
kibgdb yaudZ \ukhdh ih^gylZ d
l\zj^hfm gz[m I_j_^gyy b aZ^gyy
qZklbyaudZhims_guDhgqbdyaudZm
hkgh\Zgby gb`gbo am[h\ DjZy yaudZ
ke_]dZ ijb`Zlu d \_jogbf [hdh\uf
am[ZfKljmy\ha^moZkbevgZyb j_adZy
A\md>M@
=hehkh\u_k\yadbjZ[hlZxl

Ijb ijhbag_k_gbb a\mdZ >o@ yaud

hllygml gZaZ^ Dhgqbd yaudZ hims_g
F_`^m aZ^g_c qZklvx kibgdb yaudZ b
gz[hf \ ahg_ Zjlbdmeypbb a\mdh\ >d@
>]@h[jZam_lkys_ev=hehkh\u_k\yadb
g_jZ[hlZxl

A\md>o@

Ijb ijhbag_k_gbb a\mdZ >r@ yaud

hllygml gZaZ^ Dhgqbd yaudZ ih^gyl
\\_jo b h[jZam_l s_ev gZ ]jZgbp_
Zev\_he b l\zj^h]h gz[Z Kj_^gyy
qZklv kibgdb yaudZ \u]gmlZ Am[u
ke_]dZ \u^\bgmlu \i_jz^ <ha^mrgZy
kljmyijhoh^yq_j_as_evijhba\h^bl
rbiysbc rmf =hehkh\u_ k\yadb g_
jZ[hlZxlIjbijhbag_k_gbba\mdZ>`@
A\mdb>r@>` @
]hehkh\u_k\yadbjZ[hlZxl

Ijb ijhbag_k_gbb a\mdZ >s@ \_kv

yaudijh^\bgml\i_j_^Kj_^gyyqZklv
kibgdb yaudZ ih^gylZ DjZy yaudZ
ijb`Zlu d [hdh\uf am[Zf I_j_^gyy
qZklv yaudZ rbj_ Z dhgqbd yaudZ
gb`_ q_f ijb h[jZah\Zgbb a\mdZ >r@
=hehkh\u_k\yadbg_jZ[hlZxl
A\md>s@


 A\md >q@ ± keh`guc a\md Ijb _]h
Zjlbdmeypbb dhgqbd yaudZ kgZqZeZ
iehlgh ijb`Zl d Zev\_heZf h[jZamy
kfuqdm dZd ijb ijhbag_k_gbb a\mdZ
>l
@ Kj_^gyy qZklv kibgdb yaudZ
ih^gylZ AZl_f dhgqbd yaudZ g_fgh]h
hlly]b\Z_lky b himkdZ_lky \gba
h[jZamy s_ev dZd ijb ijhbag_k_gbb
A\md>q@ a\mdZ >s@ DjZy yaudZ ijb`Zlu d
\_jogbf [hdh\uf am[Zf
Ijhba\h^blky djZldbc rbiysbc a\md
=hehkh\u_k\yadbg_jZ[hlZxl

A\md >p@ ± keh`guc a\md I_j\Zy

nZaZ a\mdZ ± ]emoZy kfuqdZ dZd m
a\mdZ >l@ \lhjZy nZaZ ± s_ev dZd m
a\mdZ >k@ Dhgqbd yaudZ gZoh^blky m
gb`gbo am[h\ =hehkh\u_ k\yadb g_
jZ[hlZxl
A\md>p@

Jblfbq_kdb_fh^_ebkeh\Z

< jmkkdhf yaud_ m^Zj_gb_ \ keh\Zo jZaghf_klgh_ ?keb keh\h khklhbl [he__ q_f ba h^gh]h
keh]Z m^Zjguf fh`_l [ulv ex[hc keh] wlh ]hjZ \_q_jhf [mfZ]Z ]heh\Z < keh\_
\u^_ey_lkym^ZjgZyij_^m^ZjgZyb aZm^ZjgZyqZklvjZ[hlZ
>ey jmkkdh]h ijhbaghr_gby oZjZdl_j_g dhgljZkl f_`^m m^Zjguf b [_am^Zjguf
keh]Zfb < m^Zjghf keh]_ ]eZkguc a\md ijhbaghkblky k [hevr_c kbehc wg_j]bqgh b qzldh
[_am^Zjgu_keh]bhkh[_gghaZm^Zjgu_ijhbaghkylkydjZldhk f_gvr_ckbehcb qzldhklvx
Ihwlhfm\Z`ghagZlvgZdZdhckeh]iZ^Z_lm^Zj_gb_Z dZdb_keh]by\eyxlky[_am^Zjgufb
lh_klvagZlvjblfbq_kdmxfh^_evkeh\Z
L: L:lZ lZL: L:lZlZ lZLZlZ lZlZL:
^hf wlh hgZ dhfgZlZ jZ[hlZ dZjZg^Zr

BglhgZpbyij_^eh`_gby
< jmkkdhf yaud_ bf__lky g_kdhevdh lbih\ bglhgZpbhgguo dhgkljmdpbc BD kj_^b gbo
gZb[he__jZkijhkljZg_guq_luj_
BglhgZpbyij_^eh`_gbyoZjZdl_jbam_lky^\b`_gb_flhgZ?kebij_^eh`_gb_kh^_j`bl
ml\_j`^_gb_ hgh gZqbgZ_lky kh kj_^g_]h lhgZ dhlhjuc bg^b\b^mZe_g m dZ`^h]h
]h\hjys_]h Lhg himkdZ_lky gZ m^Zjghf keh]_ lh]h keh\Z dhlhjh_ kh^_j`bl gh\mx ^ey
kh[_k_^gbdZ bgnhjfZpbx Wlhl m^Zjguc keh] gZau\Z_lky p_gljhf bglhgZpbhgghc
dhgkljmdpbb  QZklv ij_^eh`_gby dhlhjZy gZoh^blky i_j_^ p_gljhf gZau\Z_lky
ij_^m^ZjghcqZklvxAZp_gljhfke_^m_laZm^ZjgZyqZklv
Wlh dhf gZlZ
  


BD < ij_^eh`_gbb kh^_j`Zs_f ml\_j`^_gb_ p_glj BD gZoh^blky gZ m^Zjghf keh]_
ihke_^g_]hkeh\ZlZddZdbf_gghhghkh^_j`bldZdijZ\behg_ba\_klgmx^eykh[_k_^gbdZ
qZklvkhh[s_gbyGZwlhfkeh]_lhgihgb`Z_lkygb`_kj_^g_]h
Wlhhdgh
?keb\ ij_^eh`_gbb_klvaZm^ZjgZyqZklvlhggb`_kj_^g_]hijh^he`Z_lkyb gZaZm^Zjghc
qZklb
WlhdhfgZlZ
BglhgZpby ij_^eh`_gby k ml\_j`^_gb_f BD kem`bl ^ey \ujZ`_gby aZ\_jr_gghklb
\ukdZau\Zgby\ ij_^eh`_gbb
<k_ \hijhkbl_evgu_ ij_^eh`_gby ih^jZa^_eyxlky gZ ^\Z lbiZ kh^_j`Zsb_ ki_pbZevgh_
\hijhkbl_evgh_ keh\h dlh qlh ]^_ b l^ b g_ kh^_j`Zsb_ _]h <hijhkbl_evgu_
ij_^eh`_gbyhlebqZxlkylZd`_lbihfbglhgZpbb
BD < \hijhkbl_evghf ij_^eh`_gbb k \hijhkbl_evguf keh\hf p_glj BD gZoh^blky
h[uqghgZm^Zjghfkeh]_\hijhkbl_evgh]hkeh\ZWlhlkeh]ijhbaghkblky[he__gZijy`_ggh
lhgg_fgh]hih\urZ_lky< aZm^ZjghcqZklblhghimkdZ_lkygb`_kj_^g_]h
Dlhwlh"
BD < \hijhkbl_evghfij_^eh`_gbb[_aki_pbZevgh]h\hijhkbl_evgh]hkeh\Z\hijhk
i_j_^Z_lky k ihfhsvx bglhgZpbb < lZdbo ij_^eh`_gbyo p_glj BD gZoh^blky gZ m^Zjghf
keh]_ lh]h keh\Z dhlhjh_ gZau\Z_l lh h q_f kijZrb\Z_l ]h\hjysbc Ij_^m^ZjgZy qZklv
\hijhkZijhbaghkblkygZkj_^g_flhg_M^ZjgZyqZklvgZqbgZ_lkyk [he__\ukhdh]h lhgZih
kjZ\g_gbx k ij_^m^Zjghc >Ze__ \ ij_^_eZo keh]Z lhg gZqbgZ_l ih\urZlvky GZ aZm^Zjghc
qZklb ijhbkoh^bl ihgb`_gb_ lhgZ gb`_ kj_^g_]h BD j_Zebam_lky ij_bfms_kl\_ggh ijb
\ujZ`_gbb \hijhkZ lj_[mxs_]h hl\_lZ >: beb G?L Wlh \Zr keh\Zjv" Z lZd`_ ^ey
\ujZ`_gbyg_aZdhgq_gghklb\ ih\_kl\h\Zl_evghfij_^eh`_gbbWlhdgb]ZZ wlhl_ljZ^v
BD < \hijhkbl_evghf ij_^eh`_gbb k khihklZ\bl_evguf khxahf : ij_^m^ZjgZy qZklv
ijhbaghkblky gZ kj_^g_f lhg_ GZ m^Zjghf keh]_ lhg kgZqZeZ ihgb`Z_lky Z ihlhf \
ij_^_eZo lh]h `_ keh]Z ih\urZ_lky : lu" ?keb \ ij_^eh`_gbb _klv aZm^ZjgZy qZklv
m^Zjguc keh] ijhbaghkblky k ihgb`_gb_f lhgZ Z aZm^ZjgZy qZklv ± lhghf \ur_ m^Zjgh]h
: \Zr keh\Zjv" BD j_Zebam_lky lZd`_ ijb \ujZ`_gbb g_aZ\_jr_gghklb \
ih\_kl\h\Zl_evghfij_^eh`_gbb
Wlhg_jmqdZZ dZjZg^Zr

A\hgdb_b ]emob_kh]eZkgu_
a\hgdb_ [ \ ^ ] a ` f g j e c
]emob_ i n l d k r o

L\zj^u_b fy]db_kh]eZkgu_
l\_j^u [ \ ] ^ ` a d e f g i j k l n o p r
_
fy]db_ [
\
]
^
a
d
e
f g
i
j
k
l
n o
q s


 BglhgZpbhggu_dhgkljmdpbb
Lbiu
>\b`_gb_lhgZ\hnjZaZo
BD

BD <hl <hl Wlh iyluc <hl^_dZgZl

hklZgh\dZ Z\lh[mk
BD Dlh" Dlh lml
Dlh lml Dlhlml`b\_l" `b\_l"
BD Lml" `b\_l"
Wlh iyluc Wlh
BD <Zr" LmlhklZgh\dZ" Z\lh[mk" ^_dZgZl"

: \Zr : hglml`b\_l" : ^_dZgZl"

keh\Zjv"
J Z a^ _e ,9
KIJ:<HQGU?F:L?JB:EU
JMKKDH:G=EBCKDBCKEH<:JV
:
Z\Zg]Zj^ DGYDQFHJXDUG
Z\]mkl $XJXVW
Z\lh[mk EXV
Z\lhj DXWKRU
Z^ KHOO
ZiiZjZl DSSDUDWXV
Zij_ev $SULO
ZjZ[ $UDE
Zjlbkl DUWLVWHVDFWRU
Zlhf DWRP
Zm^blhjby DXGLWRULXPOHFWXUHKDOO
Zwjh^jhf DHURGURPH
Zwjhihjl DLUSRUW

[Z]Z` OXJJDJH
[ZaZ EDVH
[Ze_l EDOOHW
[ZgZg EDQDQD
[Zgd EDQN
[Zlhg ORQJORDI
[_ehd SURWHLQ
[_evz OLQHQ
[_euc ZKLWH
[_j_] EDQNVKRUH
[_jzlhl[jZlv WDNHVWRWDNH
[b[ebhl_dZ OLEUDU\

 [be_l WLFNHW
[h[ EHDQ
[hc EDWWOHELJKW
[hehlh PDUVKERJVZDPS
[hevghc LOOVLFN
[hevr_ ELJJHUODUJH
[hevrhc ELJODUJH
[hjh^Z EHDUG
[m^_lhl[ulv ZLOOEHWREH
[mfZ]Z SDSHU
[mjy VWRUP
[mluedZ ERWWOH
[xjh EXUHDX
[vxhl[blv $EHDWWREHDW
[uehl[ulv KHZDVWREH
[ueZhl[ulv VKHZDV
[ueh LWZDV
[ukljh UDSLGIDVWTXLFN

<

\Z]hg FDUULDJH
\ZaZ YDVHERZ
\Zr \RXU
\Zrb \RXUV
\^ho EUHDWK
\_kgZ VSULQJ
\_kghc LQVSULQJ
\_l_j ZLQG
\_q_j HYHQLQJ
\_q_jhf LQWKHHYHQLQJ
\_sb WKLQJV
\zehl\_klb KHOHDGHGWROHDG
\behl\blv KHWZLVWHGWRWZLVW
\bedZ IRUN
\gbam EHORZ
\gbfZl_evgh DWWHQWLYHO\
\h^Z ZDWHU
\ha^mo DLU
\hdaZe UDLOZD\VWDWLRQ
\he R[EXOORFN
\hg WKHUHRYHUWKHUH
\hijhk TXHVWLRQ
\hklhd HDVW
\hl KHUHLVWKHUHLVWKLVLV
\jZ] HQHP\
\jZq GRFWRU
\j_fy WLPH

\lhjgbd 7XHVGD\
\ma LQVWLWXWLRQRIKLJKHURI
\oh^ HQWU\
\q_jZ \HVWHUGD\
\vzl hl \blv WZLVWVWRWZLVW
\u \RX
\u^ho H[KDODWLRQ
\ukhdh KLJKKLJKO\
\ukhlZ KHLJKW
\uklZ\dZ H[KLELWLRQ
\ulv WRKRZO
\uoh^ JRLQJRXW
\ygmlv WRIDGH

]Za_lZ QHZVSDSHU
]^_ ZKHUH
]_gbc JHQLXV
]_j[ DUPV
]bfg +\PQ
]eZ]he YHUE
]eZa H\H
]em[hdh GHHS
]h\hjblv WRVSHDNWDON
]h^ \HDU
]he JRDO
]heh\Z KHDG
]hehk YRLFH
]hem[hc EOXH
]hem[v SLJHRQ
]hjZ PRXQWDLQ
]hjh^ WRZQFLW\
]hklbgbpZ KRWHOLQQ
]hkm^Zjkl\h VWDWH
]hlh\ UHDG\
]jZff JUDP
]jZgbpZ ERUGHU
]jhf WKXQGHUFODS
]jmgl VRLOHDUWKERWWRP
]jmiiZ JURXS
]m^hd VLUHQKRUQ

>

^Z \HV
^Zzlhl^Z\Zlv VKHKHJLYHVWRJLYH
^Zchl^Z\Zlv JLYH

 ^ZlZ GDWH
^ZqZ ZRRGODQG
^Zxhl^Z\Zlv ,JLYH
^\Z WZR
^\_jv GRRU
^\b`_gb_ PRYHPHQW
^_\hqdZ JLUO
^_\ylv QLQH
^_`mjguc GXW\RQGXW\
^_dZ[jv 'HFHPEHU
^_dZg GHDQ
^_dZgZl GHDQ¶VRIILFH
^_eZeb^_eZlv PDGH WR PDNH
^_eh EXVLQHVV
^_j_\gy YLOODJH
^_j_\h WUHH
^_kylv WHQ
^_lb FKLOGUHQ
^gh ERWWRP
^h]h\hj DJUHHPHQW
^h`^v UDLQ
^hahj SDWURO
^hf KRXVHEXLOGLQJ
^hfZ $GKRPH
^hfhc KRPH
^hjh]Z ZD\
^hjh]hc GHDU
^hkdZ ERDUG
^hqv GDXJKWHU
^jZi WKLFNZRROOHQFORWK
^jh[v VPDOOVKRW
^jm] IULHQG
^jm]hc RWKHUDQRWKHU
^jm`[Z IULHQGVKLS
^jmavy IULHQGV
^m[ RDN
^uf VPRNH
^y^y XQFOH
?

_^mhl_oZlv $GULYHWRGULYH

_ehl_klv KHVKHDWHWRHDW
_eZhl_klv
_fhl_klv $HDW
_keb LI

 ,

zedZ VSUXFH

`Zev EHOOVRSS\
`Zj KHDW
`Zjdh LWLVKRW
`_gZ ZLIH
`_gZl PDUULHG
`_gsbgZ ZRPDQ
`zeluc \HOORZ
`b\zl KHVKHOLYHV
`blv WROLYH
`mjgZe PDJD]LQH

aZ\h^ IDFWRU\
aZ\ljZ WRPRUURZ
aZ\ljZd EUHDNIDVW
aZdhg ODZ
aZdjul FORVHG
aZe KDOO
aZfm`_f WREHPDUULHG
aZiZ^ ZHVW
aZl_f DIWHUWKDWWKHQ
aZq_f ZK\ZKDWIRU
a\hghd EHOO
a\md VRXQG
a^Zgb_ EXLOGLQJ
a^jZ\kl\mc KRZGR\RXGR
abfZ ZLQWHU
agZd VLJQPDUN
agZdhfu IDPLOLDU
agZxhlagZlv $NQRZWRNQRZ
ahehlh JROG
ahehlhc JROGJROGHQ
am[ WRRWK
am^ LWFK
ay[v ODQGSORXJKHGLQDXWXPQIRUVSULQJ


 b]eZ QHHGOH
b]hedZ QHHGOH
b]jZ SOD\
b^zlhlb^lb KHVKHJRHVWRJR
b^mhlb^lb $ JR
b^mlhlb^lb WKH\JR
ba[Z LVED
baxf UDLVLQV
bdjZ FDYLDU
bf_c KDYH
bkijZ\v FRUUHFW
bxgv -XQH
D

dZ`^uc HYHU\
dZd KRZ
dZdb_ ZKLFK
dZjZ\Zg FDUDYDQ
dZjZg^Zr SHQFLO
dZjlZ PDS
dZjlbgZ SLFWXUH
dZjlhn_ev SRWDWRHV
dZkkZ WLOOFDVK
dgb]b ERRNV
dh]^Z ZKHQ
dhe VWDUH
dhe[ZkZ VDXVDJH
dhfZg^Z FRPPDQG
dhg\_jl HQYHORSH
dhg_p HQG
dhgn_lZ VZHHW
dhgp_jl FRQFHUW
dhl FDW
dhn_ FRIIHH
djZc HGJH
djZkguc UHG
djurZ URRI
dlh ZKR
dm^Z ZKHUH


 E

eZd YDUQLVK
eZfiZ ODPS
e_]dh HDV\
e_`blhle_`Zlv OLHVWROLH
e_`Zlhle_`Zlv OLH
e_glyc OD]\ ERQHV
e_k IRUHVW
e_lh VXPPHU
e_lhf LQVXPPHU
ez]hle_qv OLHGWROLH
ez]dbc HDV\
ebfbl TXRWDOLPLW
ebfhg OHPRQ
ebg_cdZ UXOHU
ebph IDFH
eh[ ERQHKHDG
eh] EURDGJXOO\
eh^dZ ERDW
eh`dZ VSRRQ
ehf VFUDS
emd RQLRQV
emgZ PRRQ
ex[h\v ORYH
exd WUDS

fZ] PDJXV
fZ]Zabg VKRSVWRUH
fZav RLQWPHQW
fZc PD\
fZcdZ 7 VKLUW
fZd_l PRGHO
fZe_gvdbc OLWWOHVPDOO
fZevqbd ER\
fZfZ PDPPD
fZjdZ VWDPS
fZjl 0DUFK
fZkeh EXWWHU
fZlv PRWKHU
fZrbgZ FDU

 f_^e_ggh VORZO\
f_e FKDON
f_ev VKRDO
f_klh SODFH
f_kyp PRQWK
f_ljh PHWUR
fz^ KRQH\
fb] PRPHQW
fbeebhg PLOOLRQ
fbgbklj PLQLVWHU
fbj SHDFH
fgh]h PDQ\
fh]hlfhqv WREHDEOH
fh`gh PD\
fhc P\
fheh^hc \RXQJ
fhj_ VHD
fhjha IURVW
fhkl EULGJH
fm` +XVEDQG
fm`qbgZ PDQ
fma_c PXVHXP
fmaudZ PXVLF
fme PXOO
fu ZH
fueh VSRRQ
fy]dbc PLOG
fykh PHDW
fylv WRZRUNXS
fyq EDOO
G

gZ RQ
gZ^ XQGHU
gZ^ahj VXSHUYLVLRQ
gZ^h LWLVQHFHVVDU\
gZaZ^ EDFN
gZfhlfu ZH

gZjh^ SHRSOH
gZqZeh EHJLQQLQJ
gZr RXU
g_[h VN\
g_^_ey ZHHN
g_evay LWLVLPSRVVLEOH
g_l QR
gz[h SDODWH
gbadh ORZ
gblv WKUHDG
gh EXW
gh]Z ERRW
gh` NQLIH
gh\uc QHZ
ghf_j QXPEHU
ghk QRVH
ghqv QLW
ghqvx DWQLJKW
ghy[jv 1RYHPEHU
gulv WRDFKH
gxo VFHQW
gygy QXUVH
H

h[Z ERWK
h[_^ GLQQHU
h[klZgh\dZ IXUQLWXUH
h[m\v IRRWZHDU
h[s_`blb_ KRVWHO
h[yaZgghklv UHVSRQVLELOLW\
h[yaZl_evghklv REOLJDWRULQHVV
h\hsb YHJHWDEOHV
h\jZ] UDYLQH
h^_`^Z FORWKHV
h^bg RQH
ha_jh ODFH
hazjZ ODFHV
hdgh ZLQGRZ
hdheh QHDU
hdly[jv 2FWREHU
hg KH
hgZ VKH
hgb WKH\
hiZkgh GDQJHURXV
hk_gv DXWXPQ


 hk_gvx ,QDXWXPQ
hklZgh\dZ VWRS
hl_p IDWKHU
hl\_qZ_lhlhl\_qZlv KHVKHDQVZHUVWRDQVZHU
hldjulh RSHQO\
hldm^Z ZKHUHIURP
hleb\ HEE
hljy^ GHWDFKPHQW
hnbp_j RIILFHU
hp_gdZ HVWLPDWLRQ
hq_gv YHU\
hrb[dZ PLVWDNH
I

iZdl SDFW
iZj VWHDP
iZjZ^ SDUDGH
iZjd SDUN
iZkihjl SDVVSRUW
iZoZjv SORXJKPDQ
i_ehli_lv VDQJWRVLQJ
i_j_oh^bl hl KHVKHFURVVHVWRFURVV
i_j_oh^blv
ibd SHDN
ibehliblv GUDQNWRGULQN
ibkZehlibkZlv ZURWHWRZULWH
ibsmhlibsZlv DVTXHDNWRVTXHDN
ibkvfh OHWWHU
ieZg SODQ
ieZlv_ GUHVVFORWKHV
ieZs UDLQFRDW
iehoh EDGO\
iehohc EDG
iehsZ^v VTXDUH
iexk SOXV
ih]h^Z ZHDWKHU
ih]hg VKRXOGHUVWUDS
ih^ XQGHU
ih^Zjhd SUHVHQW
ih^]hlh\dZ SUHSDUDWLRQIRU


ih^tzf OLIWLQJ
ih`ZemcklZ SOHDVH
ihe IORRU
ihe_ ILHOG
iheh`_gb_ SRVLWLRQ
ihehl_gp_ WRZHO
ihf_s_gb_ SODFLQJURRP
ihg_^_evgbd 0RQGD\
ihgylgh XQGHUVWDQGDEOH
ihiheZf LQKDOI
ihjl SRUW
ihjmkkdb LQ5XVVLDQ
ihkhe DPEDVVDGRU
ihkhevkl\h HPEDVV\
ihkl SRVW
ihkm^Z FURFNHU\SODWHVDQGGLVKHV
ihlhf ODWHURQWKHQ
ihlhfm WKDWLVZK\
ihoh^ PDUFKFUXLVH
ihq_fm ZK\
ihqlZ SRVWRIILFH
ijZ\^Z WUXWK
ijZ\bevgh ULJKWO\
ijZ\bl_evkl\h JRYHUQPHQW
ijZ\h ODZ
ij_^eh`_gb_ VHQWHQFH
ij_^f_l REMHFWVXEMHFW
ijb\_l UHJDUGV
ijbjh^Z QDWXUH
ijh\_jylv WRFKHFNXSRQ
ijh^mdlu SURGXFWV
ijhimkd DGPLVVLRQ
ijhju\ EUHDN
ijhoh^ SDVVDJH
ijhp_gl SHUFHQWDJHSHUFHQW
ijhrmhlijhkblv $DVNWRDVN


 ijhsmhlijhsZlv $ZLOOIRUJLYHWRIRUJLYH
imgdl SRLQW
imklhc HPSW\
ivzf ZHGULQN
ivx DGULQN
iu` ZDG
iue KHDW
ixj_ SXUHH
iylgbpZ )ULGD\

jZ[hlZ ZRUN
jZ^ JODG
jZa[_] UXQVWDUW
jZa]h\hj WDON
jZd FUDZILVK
jZd_lZ DLUURFNHW
jZgvr_ HDUOLHU
jZkdjZkvhljZkdjZkblv SDLQWWRSDLQW
jZkk\_l GD\EUHDNGDZQ
jZkkdZa DFFRXQW
jZkp\_l
j\zl KHVKHSLFNV
j_[zghd FKLOG
jbk ULFH
jh\ GLWFK
jh^ IDPLO\JHQGHU
jhl PRXWK
jhsZ VPDOOZRRGJURYH
jm[ZrdZ VKLUW
jm[ev UXEOH
jmdZ KDQGDUP
jmqdZ SHQ
ju[vyhlju[bc ILVK
jukv WURW
jxfdZ ZLQHJODVV
jy[v ULSSOHV
jy^ URZOLQH
jy^ DORQJVLGH
K

kZ^ JDUGHQ
kZ`Z VRRW


kZeh EDW
kZfhezl DHURSODQH
kZoZj VXJDU
k[Z\blv WRGHGXFWIURP
k[_`Zlv WRUXQGRZQIURP
k[hjgbd FROOHFWLRQ
k\_l OLJKW
k\bgvy SLJVZLQH
k]h\hj EHWURWKDODJUHHPHQW
k^ZqZ KDQGLQJRYHU
k^h[Z FDNH
k_\_j QRUWK
k_]h^gy WRGD\
k_cqZk QRZ
k_eZhlk_klv VDWGRZQ WRVLWGRZQ
k_eh YLOODJH
k_fv VHYHQ
k_fvy IDPLO\
k_gly[jv 6HSWHPEHU
k_kljZ VLVWHU
kzf]Z VDOPRRQ
kbgbc EOXH
kdZ`bl_hlkdZaZlv WHOOWRWHOO
kd\hav WKURXJK
kdehg VORSH
kdhevdh KRZPXFKKRZPDQ\
keZ^dh VZHHW
ke_\Z OHIW
kebav PXFXV
keh\h ZRUG
keh\Zjv GLFWLRQDU\
keh] V\OODEOH
kh[jZgb_ PHHWLQJ
kh\vxhlk\blv ,ZLOOWZLVWWRWZLVW
khd MXLFH
khe^Zl VROGLHU


 kheh\vbhlkheh\_c QLJKWLQJDOHV
khev VROW
khf VKHDWILVK
khj GXVW
khxa XQLW
kihjl VSRUW
kijZ\Z ULJKW
kj_^Z :HGQHVGD\
klZ^bhg VWDGLXP
klZdZg JODVV
klZgpby VWDWLRQ
klZjuc ROG
klbob YHUVHV
klhblhlklhylv KHVKHLWVWDQGVWRVWDQG
klhe WDEOH
klhebpZ FDSLWDO
klhjhgZ VLGH
kljZgZ FRXQWU\
kljZgbpZ SDJH
kljb` PDUWLQVZLIW
kljhcdZ EXLOGLQJ
klm^_gl VWXGHQW
klme FKDLU
km[[hlZ 6DWXUGD\
km^ ODZFRXUW
kmi VRXS
kmldb WZHQW\IRXUKRXUV
kug VRQ
kugh\vy VRQV
kuiv UDVK
kuj FKHHVH
kt_a^ FRQJUHVV
kt_fhlkt_klv ZLOOHDWWRHDW
kvzf UHPRYDO
kx^Z KHUHKLWKHU
ky^v VHWGDZQ


 L

lZ[ebpZ WDEOH
lZg_p GDQFH
lZgd WDQN
lZgp_\Zlv WRGDQFH
lZgpm_lhllZgp_\Zlv KHVKHGDQFHV
l\hb \RXUV
l\hy \RXU
l_[yhllu \RX
l_e_]jZn WHOHJUDSK
l_e_nhg WHOHSKRQH
l_ljZ^v FRS\ERRN
lzfguc GDUN
lzly DXQW
lbgZ VOLPH
lboh TXLHWO\
lh\Zjbs FRPUDGHIULHQG
lh`_ WRRDOVR
lhd WRTXHFXUUHQW
lhf YROXPH
lhg WRQH
lhi WRS
lhiv VZDPSPDVK
lhl WKDW
lhqdZ IXOOVWRS
ljZ\Z JUDVV
ljZf\Zc WUDPZD\
ljZgkihjl WUDQVSRUW
ljb WKUHH
ljbklZ WKUHHKXQGUHG
ljhee_c[mk WUROOH\EXV
ljhg WKURQH
ljhi WURSH
ljm^gh LWLVKDUG LWLVGLIILFXOW
lm^Z WKHUH
lmfZg IRJ
lml KHUH
lu \RX
lue EDFNUDUH
lukyqZ WKRXVDQG


 lxd EDOH
lxe_gv VHDO

m^Z\ ERD
m` JUDVVVQDNH
m`_ DOUHDG\
madh QDUURZ
mahj SDWWHUQGHVLJQ
mau ERQGV
mebpZ VWUHHW
meu[dZ VPLOH
mf PLQG
mfguc FOHYHU
mjhd OHVVRQ
mki_o VXFFHVV
mku PRXVWDFKH
mldgm\ IL[
mljh PRUQLQJ
mljhf LQWKHPRUQLQJ
moh HDU
mq_[gbd WH[WERRN
mqblv WR WHDFK
mqblkyhlmqblvky KHVKHVWXGLHVWRVWXG\

N
nZdl IDFW
nZlZ YHLO
n_\jZev )HEUXDU\
n_klb\Zev IHVWLYDO
nb]mjZ ILJXUH
nbevf ILOP
nbgZe ILOP
nbgbr ILQLVK
neZ] IODJ
nhg EDFNJURXQG
nhjl IRUW
nhlh SLFWXUH
njZaZ VHQWHQFHSKUDVH
nmjZ`dZ VHUYLFHFDS
nml[he IRRWEDOO


 O
obfbd FKHPLVW
obfby FKHPLVWU\
oe_[ EUHDG
oh^bl KHVKHJRHV
ohee KDOO
oheh^ FROGQHVV
ohehkl XQPDUULHG
ohj FKRLU
ohjhrh JRRG
P
p\_lu IORZHUV
p_e ZKROH
p_ev WDUJHW
p_gZ SULFH
p_glj FHQWHU
pbjd FLUFXV
pbnjZ ILJXUHQXPEHUQXPHUDO

Q
qZc WHD
qZk KRXU
qZklh RIWHQ
qZklv SDUW
qZku FORFNZDWFK
q_c ZKRVH
q_dZ SLQ
q_eh\_d PDQSHUVRQ
q_fh^Zg VXLWFDVH
q_l\_j] 7KXUVGD\
q_luj_ IRXU
qzjguc EODFN
qzldbc SUHFLVHFOHDUFXW
qbg UDQJ
qbklh LWLVFOHDQ
qblZlv WRUHDG
qlh ZKDW
qmrv QRQVHQVH
qvy ZKRVH

R
rZ] VWHS
rZidZ FDS
rZofZlu FKHVV
r_klv VL[
r_e ZHQW

 rbgZ VSOLQW
rdZn FXSERDUG
rdheZ VFKRRO
rh\ VHDP
rhjho UXVWOH
rhkk_ KLJKZD\
rm[Z IXUFRDW
rmldZ MRNH

S
s_ev FUDFN
s_idZ VSOLQWHU
szldZ EUXVK
sb VKFKLFDEEDJHVRXS
smdZ SLNH

W
wdaZf_g H[DPLQDWLRQ
wdjZg VFUHHQ
wlZ` IORRU
wlh WKLVLV

X
x] VRXWK

Y
yaud WRQJXH
ycph HJJ
yfZ SLW
yg\Zjv -DQXDU\
ykgh FOHDUEULJKW
JMKKDHDBL:CKDBCKEH<:JV

Z\Zg]Zj^
Z\]mkl
Z\lh[mk
Z\lhj

Z^
ZiiZjZl
Zij_ev
ZjZ[
Zjlbkl
Zlhf
Zm^blhjby
Zwjh^jhf
Zwjhihjl

[Z]Z`
[ZaZ
[Ze_l
[ZgZg
[Zgd
[Zlhg
[_ehd
[_evz
[_euc
[_j_]
[_jzlhl[jZlv
[b[ebhl_dZ
[be_l
[h[
[hc
[hehlh
[hevghc
[hevr_
[hevrhc
[hjh^Z
[m^_lhl[ulv
[mfZ]Z
[mjy
[mluedZ
[xjh
[vxhl[blv
[uehl[ulv
[ueZhl[ulv
[ueh
[ukljh


 <

\Z]hg
\ZaZ
\Zr
\Zrb
\^ho
\_kgZ
\_kghc
\_l_j
\_q_j
\_q_jhf
\_sb
\zehl\_klb
\behl\blv
\bedZ
\gbam
\gbfZl_evgh
\h^Z
\ha^mo
\hdaZe
\he
\hg
\hijhk
\hklhd
\hl
\jZ]
\jZq
\j_fy
\lhjgbd
\ma
\oh^
\q_jZ
\vzlhl\blv
\u
\u^ho
\ukhdh
\ukhlZ
\uklZ\dZ
\ulv
\uoh^
\ygmlv


 =

]Za_lZ
]^_
]_gbc
]_j[
]bfg
]eZ]he
]eZa
]em[hdh
]h\hjblv
]h^
]he
]heh\Z
]hehk
]hem[hc
]hem[v
]hjZ
]hjh^
]hklbgbpZ
]hkm^Zjkl\h
]hlh\
]jZff
]jZgbpZ
]jhf
]jmgl
]jmiiZ
]m^hd

>

^Zzlhl^Z\Zlv
^Zchl^Z\Zlv
^ZlZ
^ZqZ

^Zxhl^Z\Zlv
^\Z
^\_jv

^\b`_gb_
^_\hqdZ

 ^_\ylv
^_`mjguc
^_dZ[jv

^_dZg
^_dZg
^_dZgZl
^_eZeb^_eZlv
^_eh
^_gv
^_gv]b
^_j_\gy
^_j_\h
^_kylv

^_lb
^gh
^h]h\hj

^h`^v

^hahj
^hf
^hfZ
^hfhc
^hjh]Z
^hjh]hc
^hkdZ
^hqv
^jZi

^jh[v

^jm]
^jm]hc

^jm`[Z
^jmavy
^m[
^uf
^y^y


 ?

_^mhl_oZlv
_z
_ehl_klv
_eZhl_klv
_fhl_klv
_keb

zedZ

`Zev

`Zj
`Zjdh
`_gZ
`_gZl
`_gsbgZ
`zeluc
`b\zl
`blv
`mjgZe

aZ\h^
aZ\ljZ
aZ\ljZd
aZdhg
aZdjul
aZe
aZfm`_f

aZiZ^
aZl_f
aZq_f
a\hghd


 a\md
a^Zgb_
a^jZ\kl\mc
abfZ
agZd

agZdhfu
agZxhlagZlv
ahehlh
ahehlhc
am[
am^
ay[v

b]eZ
b]hedZ
b]jZ
b^zlhlb^lb
b^mhlb^lb
b^mlhlb^lb
ba[Z
baxf
bdjZ
bf_c

bkijZ\v

bxgv


 D

dZ`^uc

dZd
dZdb_
dZjZ\Zg
dZjZg^Zr
dZjlZ
dZjlbgZ
dZjlhn_ev
dZkkZ
dgb]b
dh]^Z
dhe
dhe[ZkZ
dhfZg^Z
dhg\_jl
dhg_p
dhgn_lZ
dhgp_jl
dhl
dhn_
djZc
djZkguc
djurZ
dlh
dm^Z

eZd

 eZfiZ
e_]dh
e_`blhle_`Zlv
e_`Zlhle_`Zlv
e_glyc
e_k
e_lh
e_lhf
ez]hle_qv
ez]dbc
ebfbl
ebfhg
ebg_cdZ
ebph
eh[
eh]
eh^dZ
eh`dZ
ehf
emd
emgZ
ex[h\v
exd

fZ]
fZ]Zabg
fZav
fZc
fZcdZ
fZd_l
fZe_gvdbc
fZevqbd
fZfZ
fZjdZ
fZjl
fZkeh
fZlv
fZrbgZ
f_^e_ggh
f_e
f_ev


f_klh
f_kyp
f_ljh
fz^
fb]
fbeebhg
fbgbklj
fbj
fgh]h
fh]hlfhqv
fh`gh
fhc
fheh^hc
fhj_
fhjha
fhkl
fm`
fm`qbgZ
fma_c
fmaudZ
fme
fu
fueh
fy]dbc
fykh
fylv
fyq
G

gZ
gZ^
gZ^ahj
gZ^h
gZaZ^
gZfhlfu
gZjh^
gZqZeh
gZr

 g_[h
g_^_ey
g_evay
g_l
gz[h
gbadh
gblv
gh
gh]Z
gh`
gh\uc
ghf_j
ghk
ghqv
ghqvx
ghy[jv
gulv
gxo
gygy
H

h[Z
h[_^
h[klZgh\dZ
h[m\v
h[s_`blb_
h[yaZgghklv
h[yaZl_evghklv
h\hsb
h\jZ]
h^_`^Z
h^bg
ha_jh
hazjZ
hdgh
hdheh
hdly[jv
hg
hgZ
hgb
hiZkgh
hk_gv
hk_gvx
hklZgh\dZ
hl_p
hl\_qZ_lhlhl\_qZlv

hldjulh
hldm^Z
hleb\
hljy^
hnbp_j
hp_gdZ
hq_gv
hrb[dZ
I

iZdl
iZj
iZjZ^
iZjd
iZkihjl
iZoZjv
i_ehli_lv
i_j_oh^bl hl
i_j_oh^blv
ibd
ibehliblv
ibkZehlibkZlv
ibsmhlibsZlv
ibkvfh
ieZg
ieZlv_
ieZs
iehoh
iehohc
iehsZ^v
iexk
ih]h^Z
ih]hg
ih^
ih^Zjhd
ih^]hlh\dZ
ih^tzf
ih`ZemcklZ
ihe

 ihe_
iheh`_gb_
ihehl_gp_
ihf_s_gb_
ihg_^_evgbd
ihgylgh
ihiheZf
ihjl
ihjmkkdb
ihkhe
ihkhevkl\h
ihkl
ihkm^Z
ihlhf
ihlhfm
ihoh^
ihq_fm
ihqlZ
ijZ\^Z
ijZ\bevgh
ijZ\bl_evkl\h
ijZ\h
ij_^eh`_gb_
ij_^f_l
ijb\_l
ijbjh^Z
ijh\_jylv
ijh^mdlu
ijhimkd
ijhju\
ijhoh^
ijhp_gl
ijhrmhlijhkblv
ijhsmhlijhsZlv
imgdl
imklhc


ivzf
ivx
iu`
iue
ixj_
iylgbpZ

jZ[hlZ
jZ^
jZa[_]
jZa]h\hj
jZd
jZd_lZ
jZgvr_
jZkdjZkvhljZkdjZkblv
jZkk\_l
jZkkdZa
jZkp\_l
j\zl
j_[zghd
jbk
jh\
jh^
jhl
jhsZ
jm[ZrdZ
jm[ev
jmdZ
jmqdZ
ju[vyhlju[bc
jukv
jxfdZ
jy[v
jy^
jy^
K

kZ^
kZ`Z
kZeh
kZfhezl
kZoZj


 k[Z\blv
k[_`Zlv
k[hjgbd
k\_l
k\bgvy
k]h\hj
k^ZqZ
k^h[Z
k_\_j
k_]h^gy
k_cqZk
k_eZhlk_klv
k_eh
k_fv
k_fvy
k_gly[jv
k_kljZ
kzf]Z
kbgbc
kdZ`bl_hl kdZaZlv
kd\hav
kdehg
kdhevdh
keZ^dh
ke_\Z
kebav
keh\h
keh\Zjv
keh]
kh[jZgb_
kh\vxhlk\blv
khd
khe^Zl
kheh\vbhlkheh\_c
khev
khf


khj
khxa
kihjl
kijZ\Z
kj_^Z
klZ^bhg
klZdZg
klZgpby
klZjuc
klbob
klhblhlklhylv
klhe
klhebpZ
klhjhgZ
kljZgZ
kljZgbpZ
kljb`
kljhcdZ
klm^_gl
klme
km[[hlZ
km^
kmi
kmldb
kug
kugh\vy
kuiv
kuj
kt_a^
kt_fhlkt_klv
kvzf
kx^Z
ky^v

lZ[ebpZ


 lZg_p
lZgd
lZgp_\Zlv
lZgpm_lhllZgp_\Zlv
l\hb
l\hy
l_[yhllu
l_e_]jZn
l_e_nhg
l_ljZ^v
lzfguc
lzly
lbgZ
lboh
lh\Zjbs
lh`_
lhd
lhf
lhg
lhi
lhiv
lhl
lhqdZ
ljZ\Z
ljZf\Zc
ljZgkihjl
ljb
ljbklZ
ljhee_c[mk
ljhg
ljhi
ljm^gh
lm^Z
lmfZg
lml
lu
lue
lukyqZ
lxd
lxe_gv


 M

m^Z\
m`
m`_
madh
mahj
mau
mebpZ
meu[dZ
mf
mfguc
mjhd
mki_o
mku
mldgm\
mljh
mljhf
moh
mq_[gbd
mqblv
mqblkyhlmqblvky

N
nZdl
nZlZ
n_\jZev
n_klb\Zev
nb]mjZ
nbevf
nbgZe
nbgbr
neZ]
nhg
nhjl
nhlh
njZaZ
nmjZ`dZ
nml[he

O
obfbd
obfby

 oe_[
oh^bl
ohee
oheh^
ohehkl
ohj
ohjhrh
P
p\_lu
p_e
p_ev
p_gZ
p_glj
pbjd
pbnjZ

Q
qZc
qZk
qZklh
qZklv
qZku
q_c
q_dZ
q_eh\_d
q_fh^Zg
q_l\_j]
q_luj_
qzjguc
qzldbc
qbg
qbklh
qblZlv
qlh
qmrv
qvy

R
rZ]
rZidZ
rZofZlu
r_klv
r_e
rbgZ
rdZn
rdheZ
rh\


rhjho
rhkk_
rm[Z
rmldZ

S
s_ev
s_idZ
szldZ
sb
smdZ

W
wdaZf_g
wdjZg
wlZ`
wlh

X
x]

Y
yaud
ycph
yfZ
yg\Zjv
ykgh

JMKKDHDBL:CKDBCKEH<:JV


 ;
<


>


 D


B



 I

J

 K


L


 N

R
O

P
S

Q X


 Y

JMKKDH:J:;KDBCKEH<:JV

Z\Zg]Zj^
Z\]mkl
Z\lh[mk
Z\lhj
Z^
ZiiZjZl
Zij_ev
ZjZ[
Zjlbkl
Zlhf
Zm^blhjby
Zwjh^jhf
Zwjhihjl

[Z]Z`
[ZaZ
[Ze_l
[ZgZg
[Zgd
[Zlhg
[_ehd
[_evz
[_euc
[_j_]
[_jzlhl[jZlv
[b[ebhl_dZ
[be_l
[h[
[hc
[hehlh
[hevghc
[hevr_
[hevrhc
[hjh^Z

 [m^_lhl[ulv
[mfZ]Z
[mjy
[mluedZ
[xjh
[vxhl[blv
[uehl[ulv
[ueZhl[ulv
[ueh
[ukljh

<

\Z]hg
\ZaZ
\Zr
\Zrb
\^ho
\_kgZ
\_kghc
\_l_j
\_q_j
\_q_jhf
\_sb
\zehl\_klb
\behl\blv
\bedZ
\gbam
\gbfZl_evgh
\h^Z
\ha^mo
\hdaZe
\he
\hg
\hijhk
\hklhd
\hl
\jZ]
\jZq
\j_fy
\lhjgbd
\ma
\oh^
\q_jZ
\vzlhl\blv
\u
\u^ho
\ukhdh

\ukhlZ
\uklZ\dZ
\ulv
\uoh^
\ygmlv

]Za_lZ
]^_
]_gbc
]_j[
]bfg
]eZ]he
]eZa
]em[hdh
]h\hjblv
]h^
]he
]heh\Z
]hehk
]hem[hc
]hem[v
]hjZ
]hjh^
]hklbgbpZ
]hkm^Zjkl\h
]hlh\
]jZff
]jZgbpZ
]jhf
]jmgl
]jmiiZ
]m^hd

>

^Z
^Zzlhl^Z\Zlv
^Zchl^Z\Zlv
^ZlZ
^ZqZ
^Zxhl^Z\Zlv
^\Z
^\_jv
^\b`_gb_
^_\hqdZ


 ^_\ylv
^_`mjguc
^_dZ[jv
^_dZg
^_dZgZl
^_eZeb^_eZlv
^_eh
^_j_\gy
^_j_\h
^_kylv
^_lb
^gh
^h]h\hj
^h`^v
^hahj
^hf
^hfZ
^hfhc
^hjh]Z
^hjh]hc
^hkdZ
^hqv
^jZi
^jh[v
^jm]
^jm]hc
^jm`[Z
^jmavy
^m[
^uf
^y^y
?

_^mhl_oZlv
_ehl_klv
_eZhl_klv
_fhl_klv
_keb

zedZ


`Zev
`Zj
`Zjdh
`_gZ
`_gZl
`_gsbgZ
`zeluc
`b\zl
`blv
`mjgZe

aZ\h^
aZ\ljZ
aZ\ljZd
aZdhg
aZdjul
aZe
aZfm`_f
aZiZ^
aZl_f
aZq_f
a\hghd
a\md
a^Zgb_
a^jZ\kl\mc
abfZ
agZd
agZdhfu
agZxhlagZlv
ahehlh
ahehlhc
am[
am^
ay[v

b]eZ
b]hedZ
b]jZ
b^zlhlb^lb
b^m hlb^lb
b^mlhlb^lb


 ba[Z
baxf
bdjZ
bf_c
bkijZ\v
bxgv
D

dZ`^uc
dZd
dZdb_
dZjZ\Zg
dZjZg^Zr
dZjlZ
dZjlbgZ
dZjlhn_ev
dZkkZ
dgb]b
dh]^Z
dhe
dhe[ZkZ
dhfZg^Z
dhg\_jl
dhg_p
dhgn_lZ
dhgp_jl
dhl
dhn_
djZc
djZkguc
djurZ
dlh
dm^Z

eZd
eZfiZ


e_]dh
e_`blhle_`Zlv
e_`Zlhle_`Zlv
e_glyc
e_k
e_lh
e_lhf
ez]hle_qv
ez]dbc
ebfbl
ebfhg
ebg_cdZ
ebph
eh[
eh]
eh^dZ
eh`dZ
ehf
emd
emgZ
ex[h\v
exd

fZ]
fZ]Zabg
fZav
fZc
fZcdZ
fZd_l
fZe_gvdbc
fZevqbd
fZfZ
fZjdZ
fZjl
fZkeh
fZlv
fZrbgZ
f_^e_ggh
f_e
f_ev
f_klh
f_kyp

 f_ljh
fz^
fb]
fbeebhg
fbgbklj
fbj
fgh]h
fh]hlfhqv
fh`gh
fhc
fheh^hc
fhj_
fhjha
fhkl
fm`
fm`qbgZ
fma_c
fmaudZ
fme
fu
fueh
fy]dbc
fykh
fylv
fyq
G

gZ
gZ^
gZ^ahj
gZ^h
gZaZ^
gZfhlfu
gZjh^
gZqZeh
gZr
g_[h
g_^_ey


g_evay
g_l
gz[h
gbadh
gblv
gh
gh]Z
gh`
gh\uc
ghf_j
ghk
ghqv
ghqvx
ghy[jv
gulv
gxo
gygy
H

h[Z
h[_^
h[klZgh\dZ
h[m\v
h[s_`blb_
h[yaZgghklv
h[yaZl_evghklv
h\hsb
h\jZ]
h^_`^Z
h^bg
ha_jh
hazjZ
hdgh
hdheh
hdly[jv
hg
hgZ
hgb
hiZkgh
hk_gv
hk_gvx
hklZgh\dZ
hl_p
hl\_qZ_lhlhl\_qZlv
hldjulh
hldm^Z

 hleb\
hljy^
hnbp_j
hp_gdZ
hq_gv
hrb[dZ
I

iZdl
iZj
iZjZ^
iZjd
iZkihjl
iZoZjv
i_ehli_lv
i_j_oh^bl hl
i_j_oh^blv
ibd
ibehliblv
ibkZehlibkZlv
ibsmhlibsZlv
ibkvfh
ieZg
ieZlv_
ieZs
iehoh
iehohc
iehsZ^v
iexk
ih]h^Z
ih]hg
ih^
ih^Zjhd
ih^]hlh\dZ
ih^tzf
ih`ZemcklZ
ihe
ihe_


iheh`_gb_
ihehl_gp_
ihf_s_gb_
ihg_^_evgbd
ihgylgh
ihiheZf
ihjl
ihjmkkdb
ihkhe
ihkhevkl\h
ihkl
ihkm^Z
ihlhf
ihlhfm
ihoh^
ihq_fm
ihqlZ
ijZ\^Z
ijZ\bevgh
ijZ\bl_evkl\h
ijZ\h
ij_^eh`_gb_
ij_^f_l
ijb\_l
ijbjh^Z
ijh\_jylv
ijh^mdlu
ijhimkd
ijhju\
ijhoh^
ijhp_gl
ijhrmhlijhkblv
ijhsmhlijhsZlv
imgdl
imklhc
ivzf


 ivx
iu`
iue
ixj_
iylgbpZ

jZ[hlZ
jZ^
jZa[_]
jZa]h\hj
jZd
jZd_lZ
jZgvr_
jZkdjZkvhljZkdjZkblv
jZkk\_l
jZkkdZa
jZkp\_l
j\zl
j_[zghd
jbk
jh\
jh^
jhl
jhsZ
jm[ZrdZ
jm[ev
jmdZ
jmqdZ
ju[vyhlju[bc
jukv
jxfdZ
jy[v
jy^
jy^
K

kZ^
kZ`Z
kZeh
kZfhezl
kZoZj
k[Z\blv


k[_`Zlv
k[hjgbd
k\_l
k\bgvy
k]h\hj
k^ZqZ
k^h[Z
k_\_j
k_]h^gy
k_cqZk
k_eZhlk_klv
k_eh
k_fv
k_fvy
k_gly[jv
k_kljZ
kzf]Z
kbgbc
kdZ`bl_hlkdZaZlv
kd\hav
kdehg
kdhevdh
keZ^dh
ke_\Z
kebav
keh\h
keh\Zjv
keh]
kh[jZgb_
kh\vxhlk\blv
khd
khe^Zl
kheh\vbhlkheh\_c
khev
khf
khj


 khxa
kihjl
kijZ\Z
kj_^Z
klZ^bhg
klZdZg
klZgpby
klZjuc
klbob
klhblhlklhylv
klhe
klhebpZ
klhjhgZ
kljZgZ
kljZgbpZ
kljb`
kljhcdZ
klm^_gl
klme
km[[hlZ
km^
kmi
kmldb
kug
kugh\vy
kuiv
kuj
kt_a^
kt_fhlkt_klv
kvzf
kx^Z
ky^v

lZ[ebpZ
lZg_p
lZgd

lZgp_\Zlv
lZgpm_lhllZgp_\Zlv
l\hb
l\hy
l_[yhllu
l_e_]jZn
l_e_nhg
l_ljZ^v
lzfguc
lzly
lbgZ
lboh
lh\Zjbs
lh`_
lhd
lhf
lhg
lhi
lhiv
lhl
lhqdZ
ljZ\Z
ljZf\Zc
ljZgkihjl
ljb
ljbklZ
ljhee_c[mk
ljhg
ljhi
ljm^gh
lm^Z
lmfZg
lml
lu
lue
lukyqZ
lxd
lxe_gv


 m^Z\
m`
m`_
madh
mahj
mau
mebpZ
meu[dZ
mf
mfguc
mjhd
mki_o
mku
mldgm\
mljh
mljhf
moh
mq_[gbd
mqblv
mqblkyhlmqblvky

N
nZdl
nZlZ
n_\jZev
n_klb\Zev
nb]mjZ
nbevf
nbgZe
nbgbr
neZ]
nhg
nhjl
nhlh
njZaZ
nmjZ`dZ
nml[he

O
obfbd
obfby
oe_[
oh^bl
ohee
oheh^

ohehkl
ohj
ohjhrh
P
p\_lu
p_e
p_ev
p_gZ
p_glj
pbjd
pbnjZ

Q
qZc
qZk
qZklh
qZklv
qZku
q_c
q_dZ
q_eh\_d
q_fh^Zg
q_l\_j]
q_luj_
qzjguc
qzldbc
qbg
qbklh
qblZlv
qlh
qmrv
qvy

R
rZ]
rZidZ
rZofZlu
r_klv
r_e
rbgZ
rdZn
rdheZ
rh\
rhjho
rhkk_
rm[Z
rmldZ

 S
s_ev
s_idZ
szldZ
sb
smdZ

W
wdaZf_g
wdjZg
wlZ`
wlh

X
x]

Y
yaud
ycph
yfZ
yg\Zjv
ykgh
KH>?J@:GB?

<<?>?GB?     



JZa^_e, J:A=H<HJGBD   



JZa^_e,,

JZa^_e ,,,A<MDBJMKKDH=HYAUD:  


 JmkkdhZg]ebckdbckeh\Zjv   


JMKKDHDBL:CKDBCKEH<:JV    



JMKKDH:J:;KDBCKEH<:JV