Prepared By

V VENKATESHWARLU
Development officer
Ph: 9010924820
vutukuri.15@gmail.com
This is proposed to Mr.

Proposer Details
Name Mr.
Age 38
Plan Name 945-Jeevan Umang
Sum Assured 1000000
Policy Term 62
Prem Paying Term 15
DAB Rider 0
AD and DB Rider 1000000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

Premium GST(4.5%) Payable Prem
YLY 78444 3530 81974
HLY 39624 1783 41407
QLY 20013 901 20914
MLY 6671 300 6971
2nd year onwards
Premium GST(2.25%) Payable Prem
YLY 78444 1765 80209
HLY 39624 892 40516
QLY 20013 450 20463
MLY 6671 150 6821

Save Rs.220 per day for 15 yrs, and get a

bulk amount of Rs.8270000 at Age:100
Year Age Premiu Natural Accidntal Returns CashValue Loan
m

2020 38 81974 1060000 2060000 0 0 0

2021 39 80209 1120000 2120000 0 25333 22799

2022 40 80209 1180000 2180000 0 37999 34199

2023 41 80209 1240000 2240000 0 75999 68399

2024 42 80209 1300000 2300000 0 126666 113999

2025 43 80209 1360000 2360000 0 189999 170999

2026 44 80209 1420000 2420000 0 265998 239398

2027 45 80209 1480000 2480000 0 354664 319197

2028 46 80209 1540000 2540000 0 455997 410397

2029 47 80209 1600000 2600000 0 569997 512997

2030 48 80209 1660000 2660000 0 696663 626996

2031 49 80209 1720000 2720000 0 835995 752395

2032 50 80209 1780000 2780000 0 987994 889194

2033 51 80209 1840000 2840000 0 1152660 1037394

2034 52 80209 1900000 2900000 0 1329993 1196993

2035 53 0 1980000 2980000 80000 1607600 400000

2036 54 0 2045000 3045000 80000 1843000 400000

2037 55 0 2110000 3110000 80000 1902000 400000

2038 56 0 2175000 3175000 80000 1961000 400000

2039 57 0 2250000 3250000 80000 2030000 400000

2040 58 0 2330000 3330000 80000 2104000 400000

2041 59 0 2420000 3420000 80000 2188000 400000

2042 60 0 2530000 3530000 80000 2292000 400000

2043 61 0 2690000 3690000 80000 2446000 400000

2044 62 0 2850000 3850000 80000 2600000 400000

2045 63 0 3010000 4010000 80000 2754000 400000

2046 64 0 3170000 4170000 80000 2908000 400000

2047 65 0 3350000 4350000 80000 3082000 400000

2048 66 0 3530000 4530000 80000 3256000 400000

2049 67 0 3710000 4710000 80000 3430000 400000

2050 68 0 3960000 4960000 80000 3674000 400000

2051 69 0 4220000 5220000 80000 3928000 400000

2052 70 0 4530000 5530000 80000 4232000 400000

2053 71 0 4840000 4840000 80000 4536000 400000

2054 72 0 5150000 5150000 80000 4840000 400000

2055 73 0 5460000 5460000 80000 5144000 400000

2056 74 0 5770000 5770000 80000 5448000 400000

2057 75 0 6080000 6080000 80000 5752000 400000

2058 76 0 6390000 6390000 80000 6056000 400000

2059 77 0 6700000 6700000 80000 6360000 400000

2060 78 0 7010000 7010000 80000 6664000 400000

2061 79 0 7070000 7070000 80000 6718000 400000

2062 80 0 7130000 7130000 80000 6772000 400000

2063 81 0 7190000 7190000 80000 6826000 400000

2064 82 0 7250000 7250000 80000 6880000 400000

2065 83 0 7310000 7310000 80000 6934000 400000

2066 84 0 7370000 7370000 80000 6988000 400000

2067 85 0 7430000 7430000 80000 7042000 400000

2068 86 0 7490000 7490000 80000 7096000 400000

2069 87 0 7550000 7550000 80000 7150000 400000

2070 88 0 7610000 7610000 80000 7204000 400000

2071 89 0 7670000 7670000 80000 7258000 400000

2072 90 0 7730000 7730000 80000 7312000 400000

2073 91 0 7790000 7790000 80000 7366000 400000

2074 92 0 7850000 7850000 80000 7420000 400000

2075 93 0 7910000 7910000 80000 7474000 400000

2076 94 0 7970000 7970000 80000 7528000 400000

2077 95 0 8030000 8030000 80000 7582000 400000

2078 96 0 8090000 8090000 80000 7636000 400000

2079 97 0 8150000 8150000 80000 7690000 400000

2080 98 0 8210000 8210000 80000 7744000 400000

2081 99 0 8270000 8270000 80000 7798000 400000

2082 100 0 0 0 8270000 0 0

0 0 1204900 0 0 12030000 0 0
You have to pay the premium for 15 yrs
(from Age:38 - Age:52)

If you take the payment mode as yly then you have to pay
Rs.81974 for the first year,from 2nd year onwards Rs.80209

Totally you will pay Rs.1204900

From Age:53-99 you will receive Rs.80000

Natural Risk Cover is as shown in the above table under Natural

column.....For example In case of Natural Death at Age-43,
Nominee will receive Rs.1360000

Accidental Risk cover is as shown in the above table under

Accidental column.....For example In case of Accidental Death at
Age-43, Nominee will receive Rs.2360000

At age 100 you will receive Rs.8270000

If you close the policy you will receive the amount as shown in the
above table under CashValue Column.....For example
if you close at Age-60, you will receive Rs.2292000
if you close at Age-70, you will receive Rs.4232000
if you close at Age-80, you will receive Rs.6772000

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-52, you can take a loan of Rs.1196993
at Age-73, you can take a loan of Rs.400000
 Medical Report: FMR

Disclaimer : The Benefits shown in this presentation are as per the 8%

Benefit illustration of LIC of India, Actual values may vary, depends on
the corporation profits and experience