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Updated Jul 26, 2016
After struggling with this same issue for around 30 mins, I found this working solution.
1. Open Excel
2. Press [ALT]+F11 or Go to Developer>Visual Basic menu option to open Visual Basic Editor.
3. Press [CTRL]+G to open Immediate Window.
4. Type below code in this Immediate Window
Application.CommandBars("Row").Controls("Insert").Enabled = True
Application.CommandBars("Column").Controls("Insert").Enabled = True
5. Press [ENTER] key
6. Close the Visual Basic Editor window and go back to Excel.
Source: How to enable Insert Row option in MS Excel?