Sheet Name

1 Portfolio
2 Asset Allocation
3 Sector Allocation
4 Performance
5 Top 5 Best & Worst
6 Risk Return Sheet

7 Attribution Calculations

8 Attribution Base data

9 Transaction
10 Changed Portfolio

11 Base Model sheet for eff port

12 Efficient Portfolio
Sheet Particulars
Contains the Base portfolio data
Contains the pivot data on asset allocation and their drill downs
Contains the pivot data on sector allocation and their drill downs
Contains data and performance graph
Contains data on best & worst performers in portfolio
This has 2 bubble graphs
1. Shows the risk return movement of portfolio in last 2 yrs
2. Shows the risk return scatter of each item in the portfolio in last 1 yr. There can be a drop down from where
customers can select 1y / 2y /3y & Since Inception anc accordingly the graph will change. Data for the same has been
provided.

There are 3 aspects to the attribution calculations: -

1. Graph showing benchmark v/s portfolio weights sectorwise
2. Graph showing benchmark v/s portfolio returns sectorwise
3. The calculations giving breakup of total returns in terms of which came from asset allocation and which came from
stock selection is also provided.
4. Matrix classifying sectors across over weight / underweight & over perform & underperform. Colour code red signifies
negative sectors & green signifies positive

This is the base data for Attribution calculations sheet

This is the base data with transactions to compute the changed portfolio sheet
This composes of the changed portfolio. Colour codes have been indicated in Gain / Loss % column "N" to indicate
impact of respective transaction. Green is positive & Red is negative Impact. The total portfolio impact is also colour
coded at end.
This is the base sheet with model used to calculate values in efficient portfolio sheet
This sheet shows the best portfolio option based on variations in asset allocation. It is derived from model in Base Model
sheet for eff por. Appropriate comments have been provide to indicate the best and worst combination given the
scenarios generated.
Asset Class Sum - Current Market value
Alternatives 5.00% A
Cash 1.69%
Equity 10.40% 3% 1%
ETF 4.67% 5% 2%
Fixed Income 20.32%
Gold 9.13% 10
MF 14.42%
Real Estate 34.38% 50%
Total Result 100.00%

17%

Asset Class Equity Equity Allocation

Security Name Sum - Current Market value

Coal Commodities 14.42% 7%
Grid Steel Ltd 26.44%
Infs Ltd 5.05% 13%
Motor Corp Ltd 8.65%
Proton Ltd 10.58% 3%
Reli Industries Ltd 18.03% 50% 4%
Top Consultancy Service 16.83%
Total Result 100.00% 5%

9%

8%

Asset Class MF

Security Name Sum - Current Market value

Apar Balanced Fund (Di 13.01%
Fina Equity Fund 10.93%
India Real Estate Fund 19.51%
SIP Equity Fund 45.10%
Sumit Absolute Return 7.94%
Triumph Diversified Fu 3.51%
Total Result 100.00%
Asset Class ETF

Security Name Sum - Current Market value

Capital Builder ETF 23.56%
India Tech ETF 49.67%
Triumph Power ETF 26.77%
Total Result 100.00%

Asset Class Fixed Income

Security Name Sum - Current Market value

Deep Disc Bonds 76.92%
Govt Bonds 23.08%
Total Result 100.00%

Asset Class Real Estate

Security Name Sum - Current Market value

Real Estate 100.00%
Total Result 100.00%

Asset Class Gold

Security Name Sum - Current Market value

Gold Bonds 75.34%
Prudent Gold ETF 24.66%
Total Result 100.00%

Asset Class Alternatives

Security Name Sum - Current Market value

Hussain Painting 100.00%
Total Result 100.00%

Asset Class Cash

Security Name Sum - Current Market value

Money Market Fund 100.00%
Total Result 100.00%
 Asset Allocation

3% 1% Alternatives
5% 2% Cash
Equity
10% ETF
Fixed Income
5% Gold
50%
MF
7%
Real Estate
Total Result
17%

Equity Allocation

7% Coal Commodities

Grid Steel Ltd

13%
Infs Ltd

3% Motor Corp Ltd

4%
Proton Ltd

5% Reli Industries Ltd

Top Consultancy Services Ltd

9%
Total Result
8%
Sector Sum - Current Market value
Sectoral Allocatio
Diversified 12.92%
Government 4.77%
6% 2%
Real Estate 37.83%
Refineries 1.91%
Energy 2.80%
Automobiles 2.03%
19%
Information Technology 4.67%
Materials 12.08%
Industrials 15.90% 50%
Miscellaneous 5.09%
Total Result 100.00%
2%
1
6%

8%
3%

Sector Automobiles

Security Name Sum - Current Market value

Motor Corp Ltd 45.00%
Proton Ltd 55.00%
Total Result 100.00%

Sector Diversified

Security Name Sum - Current Market value

Apar Balanced Fund (Div- 14.76%
Capital Builder ETF 8.66%
Fina Equity Fund 12.40%
SIP Equity Fund 51.18%
Sumit Absolute Return Fu 9.01%
Triumph Diversified Fund 3.99%
Total Result 100.00%

Sector Energy

Security Name Sum - Current Market value

Coal Commodities 54.55%
Triumph Power ETF 45.45%
Total Result 100.00%

Sector Government

Security Name Sum - Current Market value

Govt Bonds 100.00%
Total Result 100.00%

Sector Industrials

Security Name Sum - Current Market value

Deep Disc Bonds 100.00%
Total Result 100.00%

Sector Information Technology

Security Name Sum - Current Market value

India Tech ETF 50.48%
Infs Ltd 11.43%
Top Consultancy Services 38.10%
Total Result 100.00%

Sector Materials

Security Name Sum - Current Market value

Gold Bonds 57.89%
Grid Steel Ltd 23.16%
Prudent Gold ETF 18.95%
Total Result 100.00%

Sector Miscellaneous

Security Name Sum - Current Market value

Hussain Painting 100.00%
Total Result 100.00%
Sector Real Estate

Security Name Sum - Current Market value

India Real Estate Fund 7.56%
Real Estate 92.44%
Total Result 100.00%

Sector Refineries

Security Name Sum - Current Market value

Reli Industries Ltd 100.00%
Total Result 100.00%
Sectoral Allocation %
Diversified

6% 2% Government
Real Estate
Refineries
Energy
19%
Automobiles
Information
Technology
1% Materials
1% Industrials
2%
1%
Miscellaneous
6%
Total Result
8%
3%
Performance Graph
YTD:
Jan Feb Mar Apr May Jun Jul Aug Sep
2015 4.10% 3.31% 1.03% -0.08% 2.04% 1.59% 1.74% 1.98% 2.61%
2014 2.48% 1.28% 1.37% 1.54% 0.87% -0.52% 2.62% -0.61% 2.03%
Cumulative:
2015 4.10% 7.41% 8.44% 8.36% 10.40% 11.99% 13.73% 15.71% 18.32%
2014 2.48% 3.76% 5.13% 6.67% 7.54% 7.02% 9.64% 9.03% 11.06%

30.00%

25.00%

20.00% 19.44
18.32%
15.00% 15.71%
13.73%
11.99% 12.77
10.40% 11.06%
10.00% 9.64%
8.44% 8.36% 9.03%
7.41% 6.67% 7.54% 7.02%
5.00% 5.13%
4.10% 3.76%
2.48%
0.00%
Jan Feb Mar Apr May Jun Jul Aug Sep Oct
-5.00%
 Oct Nov Dec YTD
1.12% 1.53% 4.70% 34.25%
1.71% 1.76% 1.14% 15.12%

19.44% 20.97% 25.67% 34.25%

12.77% 14.53% 15.67% 15.12%

25.67%

20.97%
19.44%
18.32%
15.71% 15.67%
14.53%
12.77%
11.06%
9.03%

ug Sep Oct Nov Dec

 Security Name Asset Class Sector Currency Per unit Price
Hussain Painting Alternatives Art USD 80000
Fina Equity Fund MF Diversified USD 42
Apar Balanced Fund (Div-Q) MF Diversified USD 25
Capital Builder ETF ETF Diversified SGD 16
India Tech ETF ETF IT - Software INR 53
Grid Steel Ltd Equity Steel USD 22
Reli Industries Ltd Equity Refineries HKD 15
Gold Bonds Gold Commodities USD 55
Infs Ltd Equity IT - Software GBP 7
Top Consultancy Services Ltd Equity IT - Software SGD 35

Best & Wo
-20% -10% 0% 10% 20%

Hussain Painting

Fina Equity Fund

Apar Balanced Fund (Div-Q)

Capital Builder ETF

India Tech ETF

Grid Steel Ltd 7%

Reli Industries Ltd 7%

Gold Bonds 6%

Infs
-1%Ltd

Top Consultancy
-8% Services Ltd
 Qty / Units Purchase Price Amount Invested Current Market value Gain/Loss - Amt
1 50000 50000 80000 30000
600 30 18000 25200 7200
1200 18.5 22200 30000 7800
1100 12.2 13420 17600 4180
700 41 28700 37100 8400
2000 20.5 41000 44000 3000
2000 14 28000 30000 2000
2000 52 104000 110000 6000
1200 7.1 8520 8400 -120
800 38 30400 28000 -2400

Best & Worst

20% 30% 40% 50% 60% 70%

60%

40%

35%

31%

29%
 Gain/Loss %
60%
40%
35%
31%
29%
7%
7%
6%
-1%
-8%

70%
Portfolio Progression
Year Value 1 Yr return 1 yr risk
2012 1110793 10% 8%
2013 1017608.57523 -8% 10%
2014 1191583.007686 17% 9%
2015 1599700.187818 34% 12%

Security Name 1 Yr Risk 1 Yr Return Portfolio Value

Coal Commodities 19.00% 4.00% 24000
Motor Corp Ltd 8.00% 16.00% 14400
Infs Ltd 3.00% 18.00% 8400
Proton Ltd 6.00% 17.00% 17600 40.00%
Reli Industries Ltd 14.00% 31.00% 30000
Top Consultancy Services Ltd 7.00% 26.00% 28000
Grid Steel Ltd 6.00% 2.00% 44000
India Real Estate Fund 3.00% 13.00% 45000
Triumph Diversified Fund 3.00% 44.00% 8100
Fina Equity Fund 5.00% 19.00% 25200
SIP Equity Fund 20.00% -2.00% 104000
Sumit Absolute Return Fund 4.00% 40.00% 18300
Apar Balanced Fund (Div-Q) 6.00% 26.00% 30000
Capital Builder ETF 4.00% 26.00% 17600
India Tech ETF 9.00% 17.00% 37100
Triumph Power ETF 9.00% 44.00% 20000
Deep Disc Bonds 18.00% 13.00% 250000
Govt Bonds 21.00% 18.00% 75000
Real Estate 16.00% 16.00% 550000
Prudent Gold ETF 17.00% 27.00% 36000
Gold Bonds 18.00% 2.00% 110000 0.00% 5.00
Hussain Painting 7.00% 27.00% 80000
Money Market Fund 2.00% 5.00% 27000
-10.00%
Security Name 2 yr Risk 2 Yr Return Portfolio Value
Coal Commodities 28.00% 11.16% 24000
Motor Corp Ltd 4.00% 71% 14400
Infs Ltd 36.00% 35.09% 8400
Proton Ltd 14.00% 13.44% 17600
Reli Industries Ltd 11.00% 12.17% 30000
Top Consultancy Services Ltd 28.00% -14.17% 28000
Grid Steel Ltd 14.00% 18.92% 44000
India Real Estate Fund 16.00% 34.29% 45000
Triumph Diversified Fund 8.00% 33.36% 8100
Fina Equity Fund 34.00% 29.86% 25200
SIP Equity Fund 37.00% 26.48% 104000
Sumit Absolute Return Fund 5.00% 26.36% 18300
Apar Balanced Fund (Div-Q) 43.00% 25.17% 30000
Capital Builder ETF 7.00% 61.0% 17600
India Tech ETF 16.00% 15.0% 37100
Triumph Power ETF 18.00% 34.0% 20000
Deep Disc Bonds 25.00% 61.0% 250000
Govt Bonds 14.00% 5.0% 75000
Real Estate 27.00% 55.0% 550000
Prudent Gold ETF 6.00% 39.0% 36000
Gold Bonds 24.00% 43.0% 110000
Hussain Painting 39.00% 13.0% 80000
Money Market Fund 3.00% 6.00% 27000

Security Name 3 Yr Risk 3 Yr Return Portfolio Value

Coal Commodities 15.88% 17.00% 24000
Motor Corp Ltd 11.61% 14.00% 14400
Infs Ltd 109.17% 27.00% 8400
Proton Ltd 106.58% 6.00% 17600
Reli Industries Ltd 157.79% 12.00% 30000
Top Consultancy Services Ltd 120.12% 1.00% 28000
Grid Steel Ltd 162.50% 24.00% 44000
India Real Estate Fund 1.49% 38.00% 45000
Triumph Diversified Fund 2.01% 4.00% 8100
Fina Equity Fund 2.38% 0.00% 25200
SIP Equity Fund 2.24% 49.00% 104000
Sumit Absolute Return Fund 1.51% 11.00% 18300
Apar Balanced Fund (Div-Q) 1.97% 2.00% 30000
Capital Builder ETF 19.0% -1.00% 17600
India Tech ETF 127.0% 13.00% 37100
Triumph Power ETF 20.0% 45.00% 20000
Deep Disc Bonds 55.0% 11.00% 250000
Govt Bonds 130.0% 48.00% 75000
Real Estate 18.0% 24.00% 550000
Prudent Gold ETF 16.0% 52.00% 36000
Gold Bonds 43.0% 37.00% 110000
Hussain Painting 52.0% 49.00% 80000
Money Market Fund 1.50% 4.00% 27000
Security Name Risk SI Returns SI Portfolio Value
Coal Commodities 19% 15% 24000
Motor Corp Ltd 22% 9% 14400
Infs Ltd 20% -1% 8400
Proton Ltd 15% 23% 17600
Reli Industries Ltd 21% 7% 30000
Top Consultancy Services Ltd 21% -8% 28000
Grid Steel Ltd 1% 7% 44000
India Real Estate Fund 15% 20% 45000
Triumph Diversified Fund 8% 8% 8100
Fina Equity Fund 14% 40% 25200
SIP Equity Fund 16% 13% 104000
Sumit Absolute Return Fund 18% 16% 18300
Apar Balanced Fund (Div-Q) 13% 35% 30000
Capital Builder ETF 8% 31% 17600
India Tech ETF 3% 29% 37100
Triumph Power ETF 3% 14% 20000
Deep Disc Bonds 10% 14% 250000
Govt Bonds 10% 25% 75000
Real Estate 16% 22% 550000
Prudent Gold ETF 3% 10% 36000
Gold Bonds 3% 6% 110000
Hussain Painting 19% 60% 80000
Money Market Fund 2.60% 5.00% 27000
 40%

30%

20%
2012
2013
10%
2014
2015
0%
2% 4% 6% 8% 10% 12% 14%

-10%

-20%

Coal Commodities
Motor Corp Ltd
Infs Ltd
Proton Ltd
40.00%
Reli Industries Ltd
Top Consultancy Services Ltd
Grid Steel Ltd
India Real Estate Fund
Triumph Diversified Fund
Fina Equity Fund
SIP Equity Fund
Sumit Absolute Return Fund
Apar Balanced Fund (Div-Q)
Capital Builder ETF
India Tech ETF
Triumph Power ETF
Deep Disc Bonds
Govt Bonds
Real Estate
Prudent Gold ETF
Gold Bonds
0.00% 5.00% 10.00% 15.00% 20.00% 25.00%
Hussain Painting
Money Market Fund

-10.00%
mmodities
Corp Ltd

Ltd
ustries Ltd
nsultancy Services Ltd
eel Ltd
eal Estate Fund
h Diversified Fund
uity Fund
ty Fund
bsolute Return Fund
lanced Fund (Div-Q)
Builder ETF
ch ETF
h Power ETF
sc Bonds
onds
ate
t Gold ETF
onds
Painting
Market Fund
Contribution from Asset Allocation

Asset Class Portfolio Weight Benchmark Weight

Equities #REF! 15.00%
MF #REF! 12.00%
ETF #REF! 5.00%
Fixed Income #REF! 25.00%
Real Estate #REF! 30.00%
Gold #REF! 8.00%
Alternatives #REF! 3.00%
Cash #REF! 2.00%

Total Weight Returns #REF! 100.00%

Contribution from Stock Selection

Portfolio Actual
Asset Class Returns Benchmark Actual Returns
Equities #REF! 6.69%
MF #REF! 12.44%
ETF #REF! 28.53%
Fixed Income #REF! 12.80%
Real Estate 21.95% 15.65%
Gold #REF! 22.30%
Alternatives 60.00% 50.21%
Cash 8.00% 6.00%

Total Weight Returns #REF! 15.23%

Total Contribution from Asset Allocation

Total Contribution from Security Selection
Total Contribution from Active Management

Undeperformers
#REF!
#REF!
#REF!
#REF!
Over Weight #REF!
#REF!
#REF!
#REF!

#REF!
 #REF!
#REF!
#REF!
Under Weight #REF!
#REF!
#REF!
#REF!
 Weighted
Benchmark Actual Weighted Return
Weight Difference Return Benchmark Return Difference
#REF! 6.69% 15.23% -8.54% #REF!
#REF! 12.44% 15.23% -2.79% #REF!
#REF! 28.53% 15.23% 13.30% #REF!
#REF! 12.80% 15.23% -2.43% #REF!
#REF! 15.65% 15.23% 0.42% #REF!
#REF! 22.30% 15.23% 7.07% #REF!
#REF! 50.21% 15.23% 34.98% #REF!
#REF! 6.00% 15.23% -9.23% #REF!

Total contribution from Asset allocation #REF!

Portfolio Actual
Returns Difference Weight
#REF! #REF! #REF!
#REF! #REF! #REF!
#REF! #REF! #REF!
#REF! #REF! #REF!
6.30% #REF! #REF!
#REF! #REF! #REF!
9.79% #REF! #REF!
2.00% #REF! #REF!

#REF! Total contribution from Stock Selection #REF!

#REF!
#REF!
#REF!

Out Performers
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!

#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
 35.00%

30.00%

25.00%

20.00%

15.00%
Portfolio Weight
10.00% Benchmark Weight
5.00%

0.00%

70.00%

60.00%

50.00%

40.00%

30.00%
Portfolio Actual Returns
20.00% Benchmark Actual Returns
10.00%

0.00%
Allocation Pies of Portfolio & Benchmark
Overweight & underweight
Over & Underperformer

Asset & Security Asset Class Sector Returns %

Equities #REF!
Coal Commodities Equity Energy 15.38%
Motor Corp Ltd Equity Automobiles 9.09%
Infs Ltd Equity Information Technology -1.41%
Proton Ltd Equity Automobiles 23.08%
Reli Industries Ltd Equity Refineries 7.14%
Top Consultancy Services Ltd Equity Information Technology -7.89%
Grid Steel Ltd Equity Materials 7.32%
MF #REF!
India Real Estate Fund MF Real Estate 20.00%
Triumph Diversified Fund MF Diversified 8.00%
Fina Equity Fund MF Diversified 40.00%
SIP Equity Fund MF Diversified 13.04%
Sumit Absolute Return Fund MF Diversified 16.19%
Apar Balanced Fund (Div-Q) MF Diversified 35.14%
ETF #REF!
Capital Builder ETF ETF Diversified 31.15%
India Tech ETF ETF Information Technology 29.27%
Triumph Power ETF ETF Energy 14.29%
Fixed Income #REF!
Deep Disc Bonds Fixed Income Industrials 13.64%
Govt Bonds Fixed Income Government 25.00%
Real Estate 21.95%
Real Estate Real Estate Real Estate 21.95%
Gold #REF!
Prudent Gold ETF Gold Materials 9.76%
Gold Bonds Gold Materials 5.77%
Alternatives 60%
Hussain Painting Alternatives Miscellaneous 60.00%
Cash 8.00%
Money Market MF 8.00%

Weighted Portfolio Return #REF!

Total Contribution from Active Management

 Weightage % Asset & Benchmark Returns
#REF! Equities 6.69%
#REF! S&P 500 (SPX) 7.43%
#REF! MSCI EAFE (EAFE) 5.22%
#REF!
#REF!
#REF!
#REF!
#REF!
#REF! MF 12.44%
#REF! S&P Hybrid Fund Index 12.44%
#REF!
#REF!
#REF!
#REF!
#REF!
#REF! ETF 28.53%
#REF! S&P ETF Index 28.53%
#REF!
#REF!
#REF! Fixed Income 12.80%
#REF! Lehman Aggregate 12.80%
#REF!
#REF! Real Estate 15.65%
#REF! SSB REIT Mortgage 15.65%
#REF! Gold 22.30%
#REF! S&P Gold Index 22.30%
#REF!
#REF! Alternatives 50%
#REF! Art Fund Index 50.21%
#REF! Cash 6%
#REF! 1 Month T Bills 6.00%

Weighted Benchmark Return 15.23%

Management #REF!
Weightage %
15.00%
10.00%
5.00%

12.00%
12.00%

5.00%
5.00%

25.00%
25.00%

30.00%
30.00%
8.00%
8.00%

3.00%
3.00%
2.00%
2.00%
Transactions
Buys
Security Name Asset Class Sector Currency
1 Buy TRANS ETF ETF Diversified USD
2 Buy GoldenSource ETF Gold USD

Sells
3 Op Bal SIP Equity Fund MF Diversified GBP
Sell Sell SIP Equity Fund Diversified GBP
Profit / Loss SIP Equity Fund Diversified GBP
Cl. Balance SIP Equity Fund MF Diversified GBP

4 Op Bal Proton Ltd Equity Automobiles INR

Sell Sell Proton Ltd
Profit / Loss Proton Ltd
Cl. Balance Proton Ltd Equity Automobiles INR
Per unit Price Qty / UnitsPurchase / Sale PricePurchase / Sale ValueCurrent Market value
Gain/Loss - Amt
Gain/Loss %
15.3 1500 12 18000 22950 4950 27.50%
14.65 2000 10 20000 29300 9300 46.50%

26 4000 23 92000
26 1500 25 37500
26 1500 2 3000
26 2500 23 57500 65000 10500 11.41%

8 2200 6.5 14300

8 1000 9 9000
8 1000 2.5 2500
8 1200 6.5 7800 9600 4300 30.07%
Gain/Loss %
 Security Name Asset Class Sector CurrencyCurrent unit Price
Coal Commodities Equity Energy USD 6
Motor Corp Ltd Equity Automobiles GBP 12
Infs Ltd Equity Information Technology GBP 7
Proton Ltd Equity Automobiles INR 8
Reli Industries Ltd Equity Refineries HKD 15
Top Consultancy Services Ltd Equity Information Technology SGD 35
Grid Steel Ltd Equity Materials USD 22
India Real Estate Fund MF Real Estate INR 15
Triumph Diversified Fund MF Diversified GBP 27
Fina Equity Fund MF Diversified USD 42
SIP Equity Fund MF Diversified GBP 26
Sumit Absolute Return Fund MF Diversified GBP 12.2
Apar Balanced Fund (Div-Q) MF Diversified USD 25
Capital Builder ETF ETF Diversified SGD 16
India Tech ETF ETF Information Technology INR 53
Triumph Power ETF ETF Energy GBP 8
Deep Disc Bonds Fixed Income Industrials GBP 2500
Govt Bonds Fixed Income Government USD 150
Real Estate Real Estate Real Estate USD 500
Prudent Gold ETF Gold Materials USD 45
Gold Bonds Gold Materials USD 55
Hussain Painting Alternatives Miscellaneous USD 80000
Money Market Fund Cash Cash USD
Qty / Units Purchase Price Amount Invested Current Market value Gain/Loss - Amt
4000 5.2 20800 24000 3200
1200 11 13200 14400 1200
1200 7.1 8520 8400 -120
2200 6.5 14300 17600 3300
2000 14 28000 30000 2000
800 38 30400 28000 -2400
2000 20.5 41000 44000 3000
3000 12.5 37500 45000 7500
300 25 7500 8100 600
600 30 18000 25200 7200
4000 23 92000 104000 12000
1500 10.5 15750 18300 2550
1200 18.5 22200 30000 7800
1100 12.2 13420 17600 4180
700 41 28700 37100 8400
2500 7 17500 20000 2500
100 2200 220000 250000 30000
500 120 60000 75000 15000
1100 410 451000 550000 99000
800 41 32800 36000 3200
2000 52 104000 110000 6000
1 50000 50000 80000 30000
25000 27000 2000
Gain/Loss % Begin Weight
End Weight
15% #REF! #REF!
9% #REF! #REF!
-1% #REF! #REF!
23% #REF! #REF!
7% #REF! #REF!
-8% #REF! #REF!
7% #REF! #REF!
20% #REF! #REF!
8% #REF! #REF!
40% #REF! #REF!
13% #REF! #REF!
16% #REF! #REF!
35% #REF! #REF!
31% #REF! #REF!
29% #REF! #REF!
14% #REF! #REF!
14% #REF! #REF!
25% #REF! #REF!
22% #REF! #REF!
10% #REF! #REF!
6% #REF! #REF!
60% #REF! #REF!
8% #REF! #REF!
 Security Name Asset Class Sector Currency Current unit Price
Coal Commodities Equity Energy USD 6
Motor Corp Ltd Equity Automobiles GBP 12
Infs Ltd Equity Information Technology GBP 7
Proton Ltd Equity Automobiles INR 8
Reli Industries Ltd Equity Refineries HKD 15
Top Consultancy Services Ltd Equity Information Technology SGD 35
Grid Steel Ltd Equity Materials USD 22
India Real Estate Fund MF Real Estate INR 15
Triumph Diversified Fund MF Diversified GBP 27
Fina Equity Fund MF Diversified USD 42
SIP Equity Fund MF Diversified GBP 26
Sumit Absolute Return Fund MF Diversified GBP 12.2
Apar Balanced Fund (Div-Q) MF Diversified USD 25
Capital Builder ETF ETF Diversified SGD 16
India Tech ETF ETF Information Technology INR 53
Triumph Power ETF ETF Energy GBP 8
TRANS ETF ETF Diversified USD 15.3
GoldenSource ETF Gold USD 14.65
Deep Disc Bonds Fixed Income Industrials GBP 2500
Govt Bonds Fixed Income Government USD 150
Real Estate Real Estate Real Estate USD 500
Prudent Gold ETF Gold Materials USD 45
Gold Bonds Gold Materials USD 55
Hussain Painting Alternatives Miscellaneous USD 80000
Money Market Fund Cash Cash USD
Start Units Current Qty / UnitsPurchase Price Start ValuePurchase Value of current holdings
Current Market value
4000 4000 5.2 20800 20800 24000
1200 1200 11 13200 13200 14400
1200 1200 7.1 8520 8520 8400
2200 1200 6.5 14300 7800 9600
2000 2000 14 28000 28000 30000
800 800 38 30400 30400 28000
2000 2000 20.5 41000 41000 44000
3000 3000 12.5 37500 37500 45000
300 300 25 7500 7500 8100
600 600 30 18000 18000 25200
4000 2500 23 92000 57500 65000
1500 1500 10.5 15750 15750 18300
1200 1200 18.5 22200 22200 30000
1100 1100 12.2 13420 13420 17600
700 700 41 28700 28700 37100
2500 2500 7 17500 17500 20000
1500 1500 12 18000 18000 22950
2000 2000 10 20000 20000 29300
100 100 2200 220000 220000 250000
500 500 120 60000 60000 75000
1100 1100 410 451000 451000 550000
800 800 41 32800 32800 36000
2000 2000 52 104000 104000 110000
1 1 50000 50000 50000 80000
25000 25000 27000

1389590 1348590 1604950

Note: - The colours in gain loss column indicate Impact of each tr
 Reliased Gains Gain/Loss - Amt Gain/Loss % Begin WeightEnd Weight
3200 15% 1.50% 1.50%
1200 9% 0.95% 0.90%
-120 -1% 0.61% 0.52%
2500 4300 30% 1.03% 0.60% 1000
2000 7% 2.01% 1.87%
-2400 -8% 2.19% 1.74%
3000 7% 2.95% 2.74%
7500 20% 2.70% 2.80%
600 8% 0.54% 0.50%
7200 40% 1.30% 1.57%
3000 10500 11% 6.62% 4.05% -1500
2550 16% 1.13% 1.14%
7800 35% 1.60% 1.87%
4180 31% 0.97% 1.10%
8400 29% 2.07% 2.31%
2500 14% 1.26% 1.25%
4950 27.50% 15.83% 15.58% 4950
9300 46.50% 4.32% 4.67% 9300
30000 14% 32.46% 34.27%
15000 25% 2.36% 2.24%
99000 22% 7.48% 6.85%
3200 10% 3.60% 4.98%
6000 6% 1.80% 1.68%
30000 60% 0.00%
2000 8% 0.00%

5500 261860 19% #NAME? #NAME?

mn indicate Impact of each transaction on Portfolio. Cell N29 reflects overall portfolio impact
#NAME?

#NAME?

#NAME?
#NAME?

#NAME?
 Risk Free Rate 4.50%
Asset Std. Dev
Portfolio Combinations Portfolio Std Dev Returns Risk Premium Risk Ratio
P1 8.62% 19.74% 15.24% 1.767
P2 8.86% 19.10% 14.60% 1.648
P3 9.80% 17.92% 13.42% 1.370
P4 9.17% 18.71% 14.21% 1.550
P5 8.92% 19.07% 14.57% 1.634
P6 8.57% 19.83% 15.33% 1.789
P7 8.82% 20.71% 16.21% 1.837
P8 8.65% 20.53% 16.03% 1.853
P9 8.84% 20.50% 16.00% 1.810
P10 8.71% 21.12% 16.62% 1.908
P11 8.53% 21.59% 17.09% 2.005 Optimal (As max value)

22.50%

20.50%

18.50%

16.50%
8.40% 8.60% 8.80% 9.00% 9.20% 9.40% 9.60% 9.80% 10.00%

P1 P2 P3 P4 P5 P6 P7 P8 P9 P10 P11
Various Asset allocation combinations
0.172 0.119 0.098 0.148 0.081 0.151 0.220 0.103
Equities MF ETF Fixed Income Real Estate Gold Alternatives Cash
11.56% 14.28% 4.41% 20.72% 33.37% 10.12% 3.70% 1.85%
15.00% 12.00% 5.00% 25.00% 30.00% 8.00% 3.00% 2.00%
25.00% 15.00% 3.00% 25.00% 20.00% 7.00% 3.00% 2.00%
20.00% 15.00% 8.00% 20.00% 22.00% 10.00% 3.00% 2.00%
18.00% 14.00% 12.00% 19.00% 25.00% 8.00% 2.50% 1.50%
15.00% 12.00% 15.00% 18.00% 35.00% 2.00% 2.00% 1.00%
14.00% 13.00% 5.00% 15.00% 35.00% 10.00% 6.00% 2.00%
12.50% 12.50% 8.00% 16.00% 30.00% 15.00% 5.00% 1.00%
11.50% 11.00% 9.00% 20.00% 26.00% 14.00% 7.00% 1.50%
10.00% 10.00% 20.00% 15.00% 20.00% 16.00% 8.00% 1.00%
8.00% 8.00% 22.00% 12.00% 22.00% 20.00% 7.00% 1.00%

22.50%

21.50%

20.50%

19.50%

18.50%

17.50%

16.50%
8.40% 8.60% 8.80% 9.00% 9.20% 9.40% 9.60% 9.80% 10.00%
 0.589

Portfolio AllocationNow 0.567

Benchmark Allocation 3 0.600
Inefficient Portfolio 1 0.720
2 0.650
4 0.590
0.470
0.520
0.560
0.565
0.510
Optimal Portfolio 0.480

9.60% 9.80% 10.00%

 Correlation Matrix
ASSET Class RETURN WEIGHT Product Std Dev. Equities
1 Equities 16.7% 8.0% 0.013 0.172 1
2 MF 12.4% 8.0% 0.010 0.119 0.837
3 ETF 21.5% 22.0% 0.047 0.098 0.766
4 Fixed Income 12.8% 12.0% 0.015 0.148 0.324
5 Real Estate 25.7% 22.0% 0.056 0.081 0.650
6 Gold 22.3% 20.0% 0.045 0.151 -0.184
7 Alternatives 40.2% 7.0% 0.028 0.220 0.246
8 Cash 7.0% 1.0% 0.001 0.103 0.196

Total 100.0%
0.000
Std Dev Return 0.000
Portfolio Risk Return Values 8.53% 21.59% 0.000
Portfolio Variance 0.73% 0.000
Note: - The weights column (D) above are derived from each combination in "Efficient Portfolio" Sheet 0.000
and transposed & pasted to get risk return values. These values derived are posted back against each
combination in "Efficient Portfolio" Sheet. 0.000
0.000
0.000
Weights Matrix (For variance calculation)

0.006 0.006 0.018 0.010 0.018 0.016 0.006 0.001 0.029

0.006 0.006 0.018 0.010 0.018 0.016 0.006 0.001 0.017
0.018 0.018 0.048 0.026 0.048 0.044 0.015 0.002 0.013
0.010 0.010 0.026 0.014 0.026 0.024 0.008 0.001 0.008
0.018 0.018 0.048 0.026 0.048 0.044 0.015 0.002 0.009
0.016 0.016 0.044 0.024 0.044 0.040 0.014 0.002 -0.005
0.006 0.006 0.015 0.008 0.015 0.014 0.005 0.001 0.009
0.001 0.001 0.002 0.001 0.002 0.002 0.001 0.000 0.003
MF ETF Fixed Income Real Estate Gold Alternatives Cash

1
0.645 1
0.443 0.245 1
0.653 0.131 0.035 1
-0.103 0.102 0.227 0.6327 1
0.279 0.317 0.354 0.652 0.786 1
0.277 0.229 0.788 0.725 0.668 0.267 1

0.000 0.000 0.000 0.000 0.000 0.000 0.000

0.000 0.000 0.000 0.000 0.000 0.000 0.000
0.000 0.000 0.000 0.000 0.000 0.000 0.000
0.000 0.000 0.000 0.000 0.000 0.000 0.000
0.000 0.000 0.000 0.000 0.000 0.000 0.000
0.000 0.000 0.000 0.000 0.001 0.000 0.000
0.000 0.000 0.000 0.000 0.000 0.000 0.000
0.000 0.000 0.000 0.000 0.000 0.000 0.000

0.017 0.013 0.008 0.009 -0.005 0.009 0.003

0.014 0.008 0.008 0.006 -0.002 0.007 0.003
0.008 0.010 0.004 0.001 0.002 0.007 0.002
0.008 0.004 0.022 0.000 0.005 0.012 0.012
0.006 0.001 0.000 0.007 0.008 0.012 0.006
-0.002 0.002 0.005 0.008 0.023 0.026 0.010
0.007 0.007 0.012 0.012 0.026 0.048 0.006
0.003 0.002 0.012 0.006 0.010 0.006 0.011