7.

0 Financial Analysis & Projections

This chapter provides financial information of initial 6 months service phase and its 30

months market life. Since this is a lean startup we have tried to make the numbers as

conservative as possible to avoid risk. This section contains the following:

 Cash Flow Projections

 Balance Sheet Projections

 Income Statement Projections

 Breakeven Analysis Projections

Care Cure Clinic uses computerized manner of record keeping with the intention of faster

and accurate transactions. In addition, computerized record keeping is in real-time and the

availability of accessing such information is in control of authorized personnel.

Furthermore, there are different types of account that the organization opened in order to

keep protected the money that generates in the business and with the intention to loan in the

future for expansion.

Type of Account Purpose Which Institution?

Checking Savings BDO, BPI
Sweep Petty Expense & Savings GCash, CIMB Bank
Investment Insurance and Expansion AXA Life Insurance and

Investments

7.1 Sources & Uses of Capital

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(INTRO)

Type of Capital Amount When Needed? What Terms?

Debt capital Php 5,000,000 September 21, 2020 5% interest annually for 8 years,

payable 3 years after from date

of loan
Equity Capital Php 7,000,000 December 12, 2020 WA KO KBAW
Total Capital Php 12,000,000

(INTRO)

Use of Capital Amount When Needed? Notes

Clinic Structuring Php 2,500,000 October 30, 2020 Overall cost in building a clinic,

including the land.

Labor Php 1,000,000 December 15, 2020 Includes the payment to

contractors and engineers

Total Capital Php 3,500,000

Reserve

(INTRO)

Item Cost Estimate/Actual

Start-Up Expenses
Accountant Fees 20,000 Estimate
Estimate
Financial Institution 5,000
Fees
Identity Set/Stationary 2,500 Estimate

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Insurance 10,000 Actual
Legal Fees 5,000 Estimate
Licenses/Certificates/Per 3,000 Estimate
mits
Marketing Materials 7,000 Estimate
Payroll (with taxes) 50,000 Estimate
Professional Fees – 25,000 Estimate
Other
Utilities 3,000 Actual
Total Start-Up 130,500
Expenses

Start-Up Assets
Cash Balance for 1,259,500 Actual
Starting Date
Equipment 5,000,000 Actual
Furniture & Fixtures 100,000 Estimate
Machinery 2,000,000 Estimate
Signage 10,000 Estimate
Total Start-Up Assets 8,369,500

Total Start-Up
Requirements
Item Quantity Cost
Equipment
AED defibrillators 1 1,000,000

Autoclave Sterilizer 1 750,000

Ultrasound 1 2,000 ,000

Equipment

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EKG machine 1 2,206,000

CPAP Machines 1 794,000

Other Costs
General Medical 1 250,000
Supplies
Start-Up Investment—TOTAL WA KO KBAW UNSAY IBUTANG ARI
Cash Reserve WA KO KBAW UNSAY IBUTANG ARI
Total Start-Up Investment + WA KO KBAW UNSAY IBUTANG ARI
Capital Reserve

A. List the sources of financing for your start-up capital. Identify each source as equity,
debt, or gift. Indicate the amount and type for each source.
Funding Equity Debt Gift

Source

TOTAL
START-UP $
INVESTMEN
T

What is your payback period? In other words, how long will it take you to earn enough

profit to cover start-up capital?

Payback = Start-up Investment

Net Profit per Month

4
B. Describe financing sources that might be willing to invest in your business in exchange

for equity.

C. Describe any debt financing you intend to pursue. What is your debt ratio? What is your

debt-to-equity ratio? Add a cash reserve of one-half your total start-up capital.

D. Do you plan to use bootstrap financing? Explain.

E. Do you plan to pursue venture capital? Why, or why not? List potential sources of

venture capital.

Venture Capital Type of Fund Amount Expected Terms

Source Available