Yes Bank Ltd.

Income & Expenditure Summary : Mar 2010 - Mar 2019 : Non-Annualised : Rs. Crore
Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar
2016 Mar 2017 Mar 2018 Mar 2019
12 mths 12 mths 12 mths 12 mths 12 mths 12 mths 12
mths 12 mths 12 mths 12 mths
IGAAP IGAAP IGAAP IGAAP IGAAP IGAAP IGAAP IGAAP IGAAP IGAAP
-
Total income 2,950.86 4,719.02 7,165.91 9,598.75 11,703.03
13,749.01 16,265.44 20,586.80 25,492.53 34,214.89
Income from financial services 2,901.81 4,704.49 7,139.72 9,595.53
11,606.95 13,749.01 16,253.25 20,377.76 25,150.42 33,735.40
Interest income 2,369.71 4,041.75 6,307.35 8,294.00 9,981.36
11,572.00 13,533.44 16,424.64 20,267.42 29,624.74
Dividends
Income from treasury operations 152.99 75.77 64.68 225.32 364.67
200.53 260.64 813.16 745.04 474.51
Other income 44.02 14.53 26.19 96.08 9.80 203.63 342.11
479.10
Prior period and extraordinary income 5.03 3.22 2.39
5.41 0.39

Total expenses 2,473.12 3,991.88 6,188.91 8,298.19 10,086.98

11,743.69 13,726.04 17,256.70 21,267.97 32,494.61
Operating Expenses 2,067.05 3,486.15 5,599.44 7,398.64 9,037.81
10,355.80 11,852.63 14,624.85 17,772.11 26,460.94
Fee based financial services expenses

Fund based financial services expenses 1,597.16 2,841.18 4,707.73

6,075.21 7,351.10 8,151.21 8,986.81 10,679.55 12,790.30
20,498.20
Interest expenses 1,581.75 2,794.82 4,691.72 6,075.21 7,265.09
8,084.18 8,966.72 10,627.34 12,530.36 19,815.71
Treasury operations expenses 15.41 46.36 16.01 86.01 67.03 20.09 52.21
259.94 682.49
Compensation to employees 256.89 362.33 475.15 655.54 784.40
979.66 1,296.80 1,805.04 2,188.92 2,469.77
Indirect taxes
Rent & lease rent 73.05 86.67 125.54 181.18 229.20 266.32
304.75 379.18 454.38 417.39
Repairs & maintenance 4.54 3.82 7.60 9.15 11.03 15.87 15.98 20.23 34.54
42.03
Insurance premium paid 14.88 27.45 38.24 44.90 52.82 69.11 93.53 119.63
151.21 207.85
Outsourced professional jobs 1.21 1.44 1.72 2.63 2.41 1.97 3.12 4.97
7.46 11.41
Non-executive directors' fees 0.35 0.41 0.45 0.57 0.57 1.19 1.24 2.92
1.98 4.34
Selling & distribution expenses 10.79 20.64 10.28 32.21 59.65 70.29 83.54 100.47
95.91 64.83
Travel expenses
Communications expenses 7.21 8.84 12.39 15.86 24.71 30.46 36.01 48.56 60.42
64.76
Printing & stationery expenses 3.96 5.92 8.08 11.29 13.18 16.73 18.32 27.18
36.88 42.33
Miscellaneous expenditure 97.01 127.45 212.26 370.10 508.74
768.70 1,042.05 1,478.78 1,995.32 2,691.82

Non-Cash Charges 156.73 140.25 115.02 273.87 338.85 482.94

 646.61 917.83 1,524.83 5,396.61
Provisions 126.47 105.41 74.20 222.16 275.68 397.90
536.06 746.58 1,293.86 5,095.07
Depreciation 30.26 34.84 40.82 51.71 63.17 85.04 110.55 171.25 230.97
301.54
Amortisation
Write-offs

Prior period and extraordinary expenses 0.59 0.44 1.43 0.63 1.82 0.20 0.05
1.29

Provision for direct tax 248.75 365.04 473.02 625.05 708.50

904.75 1,226.75 1,714.02 1,969.74 637.06

PAT (Profit after tax) 477.74 727.14 977.00 1,300.56 1,616.05

2,005.32 2,539.40 3,330.10 4,224.56 1,720.28