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“Business need to go beyond the interest of their companies to the

communities they serve.” - Ratan Tata

Celebrating 251 years Anniversary Soon…

150 Years 100 Years Tata AIA

of Tata Group of AIA Life Insurance
One of the fastest growing
India’s most Largest public listed pan-Asian companies in the
valued brand Life Insurance Group Life Insurance sector

Total Revenue of AIA has total assets of Highest Claim Settlement

$110.7 billion US$221 billion Ratio of 99.07% in 2018-19

Rs. 8,000 Crore US $5 million Rakshakaran Hero | 31,461

Tata Group spends on Amount donated to Families Protected,
CSR in 10 years community cause Sapling Planted^

Source: Economic Time| ET Bureau|Updated: Jul 16, 2014, 03.17 PM IST | Source: 2018 AIA CSR | Internal Report ^as on 8th Nov 2019

A Limited Offer
Our Precious product GRIP
Guarantee
Fixed Deposit of
Giving is Living | GRIP
is Precious 10 Lacs per GRIP* (Guaranteed Return Insurance Plan)
year^
Pre Tax 2.50 Crore 2.21 Crore
Maturity

Tax @ 33% 0.50 Crore 0 Taxes

Post 2.00 Crore 2.21 Crore

Tax Maturity

Interest Rate
GetFluctuating
Guaranteed& can
Fixed for 20 years
231.5%
Return in Volatile
decrease
Guaranteed
^ PT 20 years | PPT 10 years | 6.0% considered for illustration of FD |
*Age 45 years | Male | Non SmokerMarket
Premium 10 Lacs without taxes
| PT 20 years | PPT 10 years |Annualized
Returns

Get Guaranteed
Increasing Life Enjoy Get Tax Benefit
Cover from Power of u/s 80C and
First Year Limited Pay 10(10D)

*Guaranteed Returns defined as a percentage of Guaranteed Maturity Benefit (GMB) shall accrued at a simple rate for each completed policy year, throughout the Policy Term and shall be payable on
Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB.
**Income Tax benefits would be available as per the tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance
Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

For Internal Training, Reference and Circulation only | Refer Sales Illustration for Actual Calculations Page 1
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Giving is Living | GRIP
(Guaranteed Return Insurance Plan)

GRIP assures you Guaranteed Returns in volatile environment …

Global Economy Falling interest rate across Develop India’s Falling

and Developing Countries… Bond interest rate …
is Slowing Down
GDP Interest % Interest % % OCT 18 | 8.01%
Countries
Rank OCT 18 SEP 19 Change

1 Germany 0.40% -0.59% -0.99% 

2 United Kingdom 1.56% 0.58% -0.98% 
3 France 0.82% -0.28% -1.1% 
4 Italy 3.47% 0.90% -2.57% 
5 Spain 1.59% 0.18% -1.41% 
6 Netherlands 0.58% -0.48% -1.06% 
7 Switzerland -0.01% -0.7% -0.69% 
8 Poland 3.22% 2.02% -1.2% 
9 Sweden 0.67% -0.23% -0.9%  SEP 19 | 5.40%
10 Belgium 0.85% -0.24% -1.09%  Source: https://tradingeconomics.com/india/government-bond-yield
11 Austria 0.69% -0.30% -0.99% 
12 Norway 1.83% 1.36% -0.47%  A huge fall of 2.61 % in
13 Ireland 1.01% -0.01% -1.02% 
14 Denmark 0.42% -0.59% -1.01% 
Interest rate in last 1 years
15 Finland 0.73% -0.30% -1.03% 

10 nations have negative interest rate Even in such a volatile environment

(Germany, France, Netherlands, OUR PRECIOUS products are
Switzerland, Sweden, Belgium, Austria, GUARANTEED* from DAY 1
Ireland, Denmark & Finland)
*as prevailing tax rates

A Limited Offer
GRIP gives you GUARANTEED Returns from DAY 1
Our Precious product GRIP
Guarantee Future goals are
Fixed Deposit of
is Precious 10 Lacs per GRIP* Year Fixed Deposit GRIP
year^
Pre Tax 2.50 Crore 2.315 Crore
2.21 Crore
Year 1 6.00% | Can change anytime Guaranteed
Maturity
Year 2 No Guarantee | Depends on Multiple Factors Guaranteed
Tax @ 33% 0.50 Crore 0 Taxes
Year 3 No Guarantee | Depends on Multiple Factors Guaranteed
Post 2.315 Crore
2.00 Crore 2.21 Crore
Tax Maturity What happens in case of death?
Fluctuating & can
Interest Rate Fixed for 20 years
decrease Age 45| *10 Lacs principle + interest
(-33% Tax on interest) FD Post Taxes Our Offering
^ PT 20 years | PPT 10 years | 6.0% considered for illustration of FD | Death Proceeds are not taxable but
*Age 45 years | Male | Non Smoker | PT 20 years | PPT 10 years |Annualized interest is added in recipient’s
income
Rs. 32.50 Lacs* Rs. 1.34 Crore
Premium 10 Lacs without taxes

Get Benefit of Limited Pay

PPT 6 | PT 12 PPT 10 | PT 20
Age Annual Premium (`) Total Maturity Benefit (`) Age Annual Premium (`) Total Maturity Benefit (`)

45 2,00,000 18,33,600 45 1,00,000 23,15,000

45 3,00,000 27,50,400 45 3,00,000 69,45,000
45 5,00,000 45,84,000 45 5,00,000 1,15,75,000
45 10,00,000 91,68,000 45 10,00,000 2,31,50,000
45 25,00,000 2,29,20,000 45 25,00,000 5,78,75,000
45 50,00,000 4,58,40,000 45 50,00,000 11,57,50,000

Male, Non-smoker | Annualised Premium without taxes | PPT=Premium Paying Term | PT = Policy Term

For Internal Training, Reference and Circulation only | Refer Sales Illustration for Actual Calculations Page 2