A Commercial General Liability (CGL) insurance policy is designed to protect businesses against any

legal liability that involves paying compensation for damage or injuries incurred by a third party from
your routine business operations. This unique policy offers financial protection to the companies
against Public Liability and Product Liability claims. It is required for all the companies that involve
manufacturing and development of software and physical products for its clients and customers. CGL
also protects the policyholder against any monetary loss resulting from legal matters in case of
death, bodily injuries, property damage, and personal injuries caused due to your business
operations within your premises. For instance, it includes Fell, Trip or Slip claim filed by a client who
sustained injuries in your business premises and by falling/ tripping/slipping. It is important to keep
your premises in good shape, manufacture good quality products that are safe to use and consume.
The major concerns are the security and safety of premises and product reliability. The laws are
nowadays stringent to maintain third-party interest and amendments are also being made in this
regard that companies need to adhere to. General liability insurance policy offers compensation for
claims arising due to bodily injuries, and property damages or for which your business is
accountable. This coverage is provided to the Owners of a company, or managing directors,
operations head etc. who are involved in the business operations. It also covers sellers,
manufacturers, and distributors. CGL policy is extendible to both industrial activities like
construction, manufacturing, and non-industrial activities like offices, multiplexes, and hotels.

any damage is caused to a third-party laptop, phone, or any other belongings ( apart from your
employees).  It would also involve paying for renovation of other building that is damaged due to an
accidental fire in your