Afterpay Touch Group (APT) Report Date: June 30, 2020

Afterpay operates a Pay Later business and a Pay Now business, which operates across three divisions: Mobility
ESG Rating: 2.8 and Payments, Health and Retail Services. Through Pay Later, Co. focuses on providing a customer and retail
centric, omni channel retail service that facilitates commerce between retail merchants and their end-customers.
Percentile Rank: 31.0 Co. delivers its services by providing a platform that allows retail merchants to offer the ability for customers to
buy products on a "buy now, receive now, pay later" basis. Through Pay Now, Co. owns a proprietary software
ESG Pillar Scores platform (The Touch System Platform) that enables consumers to quickly and simply purchase products.

Environmental: 1.0
Social: 2.0
Governance: 4.0 ICB Industry: Financials Country: AU
ICB Supersector: Financial Services Exchange: ASX
ICB Sector: Financial Services SEDOL: BF5L8B9
ICB Subsector: Consumer Finance ISIN: AU000000APT1

FTSE Russell's ESG company summaries provide investors with three levels of ESG data: An issuer-level ESG
Rating (Level 1), ESG Pillar scores (Level 2) and ESG Theme scores (Level 3). The summaries also provide peer
comparative data.

ESG Rating Trend (Level 1) ESG Pillar Scores (Level 2)

0 to 5, where 5 is highest rating 0 to 5, where 5 is highest rating

2.6 2.8 2.8 1.0 2.0 4.0

2019 2020 ESG Rating Environmental Social Pillar Governance Pillar
Pillar
ESG Theme Scores (Level 3) (scores 0-5 where 5 is highest score) Exposure Levels: High Medium Low

Environment Social Governance

Climate Change 1 Labour Standards 1 Anti-Corruption 3

Human Rights & Community 3 Corporate Governance 5

Risk Management 4

ESG Rating Distribution - All Rated Companies ESG Rating Distribution - Financials Industry
Afterpay Touch Group Afterpay Touch Group

8.2% 26.3% 31.9% 24.5% 9.0% 0.1% 3.9% 21.2% 37.0% 24.9% 12.6% 0.3%
0 1 2 3 4 5 0 1 2 3 4 5

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Afterpay Touch Group (APT)
ESG Rating: 2.8
Percentile Rank: 31.0
Report Date: June 30, 2020
ICB Industry: Financials Country: AU
ICB Supersector: Financial Services Exchange: ASX
ICB Sector: Financial Services SEDOL: BF5L8B9
ICB Subsector: Consumer Finance ISIN: AU000000APT1

ESG Rating and Pillar Scores vs. Global Subsector and Industry

Afterpay Touch Group

Subsector Average
Industry Average

2.8 3.0 2.7 1.0 2.4 2.3 2.0 2.7 2.2 4.0 3.6 3.4

ESG Rating Environment Social Governance

ESG Rating (level 1) and Pillar (level 2) comparison - Subsector and Industry average scores

ESG Rating and Pillar Scores vs. Top Global Subsector Peers
5.0 5.0 5.0 5.0 5.0 5.0
4.8 4.7 4.7 4.7
4.6 4.5
Afterpay Touch Group 4.3 4.3 4.4 4.3 4.3
4.0 4.0 4.0 4.1
Cielo SA
Provident Financial
2.8
Mahindra & Mahindra
Financial Services 2.0

International Personal 1.0

Finance
Paragon Banking
Group
ESG Rating Environment Social Governance
ESG Rating (level 1) and Pillar (level 2) comparison - Top 5 Subsector Peers

ESG Theme Scores vs. Subsector and Country Averages

Environmental Themes Social Themes Governance Themes
5.0 4.9
4.5

Afterpay Touch Group 2.4 3.2

3.9
4.0
3.9
3.0
2.1 2.8 3.5
Subsector Average 2.7 2.7
3.0 3.0
Country Average

1.0
1.0

Climate Change Human Rights & Community Labour Standards Anti-Corruption Corporate Risk Mgmt
Governance

ESG Theme Scores (level 3) comparison - Subsector and Country Averages

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Definitions

ESG Rating: Measure of the overall quality of a company's management of ESG issues. Our ESG Rating is based on
publicly available information.
ESG Pillar: A cumulative score for each Pillar (i.e. Environmental, Social and Governance).

ESG Themes: A total of 14 individual ESG Themes make up FTSE Russell's ESG Data Model. The applicability of each
ESG Theme to companies in the research universe is based on how exposed they are to each Theme. These 'Exposure
Levels' are based on factors including a company's sector and where it operates geographically.
ESG Rating ICB Supersector Relative Percentile Score: Percentile calculation where 1 equates to a company in the
bottom 1% and 100 equates to a company in the top 1%.

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