Statement date 31 Mar 2020

Last statement 28 Feb 2020

Barclays Bank
Account
29 Feb - 31 Mar 2020
Mr Kairo Faria Aquino
• Sort Code 20-10-53
• Account no. 33211541
• SWIFTBIC BUKBGB22
• IBAN GB76 BUKB 2010 5333 2115 41

MR KAIRO FARIA AQUINO

393 NEASDEN LANE NORTH At a glance
LONDON
NW10 0BD Start balance £602.56
Money in £3,015.96
Money out £3,015.99
End balance £602.53

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Cash machine Contactless Debit Card Direct Debit
Online

Date Description Money out Money in Balance

29 Feb Start balance 602.56

02 Mar Direct Debit to Dvla-KB03Mze 20.56

Ref: 000000000036781350

Direct Debit to Virgin Media Pymts 128.34

Ref: 722433004001

Card Payment to Shell Wembley 2.52

Park On 28 Feb

Card Payment to Cottage Chicken & 4.19

On 28 Feb

Card Payment to Shell Wembley 5.33

Park On 29 Feb

Card Payment to Cafe Race Ltd On 11.40 130.22

28 Feb

04 Mar Card Payment to Park Royal Svs Stn 5.40

On 03 Mar

Received From Uber B.V. 885.11 912.93

Ref: B33V2Qtzise9

05 Mar Card Payment to Tesco Stores 6186 1.10

On 04 Mar

Card Payment to McDonalds 504 4.67

On 04 Mar

Card Payment to Pastor Motors 15.00 457.25

Repa On 04 Mar

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-10-53 • Account number 33211541

Your transactions
Date Description Money out Money in Balance
06 Mar Card Payment to Tesco Stores 6186 1.10
On 05 Mar

Card Payment to Greggs On 05 Mar 1.90

Card Payment to Craven Park Servic 5.39 448.86

On 05 Mar

09 Mar Direct Debit to British Gas 62.50

Ref: 851014405259
This Is A New Direct Debit Payment

Cash Machine Withdrawal at 10.00

Barclays Alperton 4
Timed at 21.41 On 7 Mar

Card Payment to Costcutter On 06 10.14

Mar

Card Payment to Mercadao Das 41.71

Carne On 08 Mar

Card Payment to Tesco Store 2122 108.43

On 08 Mar

Card Payment to Tesco Stores 5650 1.79

On 07 Mar

Card Payment to Cottage Chicken & 2.99

On 07 Mar

Card Payment to Shell Wembley 4.52

Park On 07 Mar

Card Payment to Shell Wembley 5.18

Park On 06 Mar

Card Payment to Londis On 07 Mar 7.00

Card Payment to Esso Dudden Hill S 17.01

On 08 Mar

Bill Payment to Mayara Christina R 104.00 73.59

Ref: Wife

10 Mar Card Payment to Shell Wembley 5.88 67.71

Park On 09 Mar

11 Mar Card Payment to Shell Wembley 5.51

Park On 10 Mar

Received From Uber B.V. 798.41 860.61

Ref: 4Nxh3Dnh1Qdy

12 Mar Card Payment to Tesco Store 2122 89.03 339.67

On 11 Mar

13 Mar Card Payment to Shell Wembley 5.13

Park On 12 Mar

Bill Payment to Mayara Christina R 30.00 304.54

Ref: Wife

16 Mar Direct Debit to EE Limited 48.00

Ref: Q96886986103710344

Direct Debit to H3G 18.00

Ref: 982123566101120320

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 33211541

Your transactions
Date Description Money out Money in Balance
16 Mar Card Payment to Lidl GB London On 32.49
14 Mar

Card Payment to Touro On 15 Mar 104.09

Cash Machine Withdrawal at Link 30.00

PO Neasden 0541
Timed at 15.31 On 16 Mar

Card Payment to McDonalds On 14 3.56

Mar

Card Payment to Costcutter On 14 3.58

Mar

Card Payment to Craven Park Servic 5.18

On 13 Mar

Card Payment to Mfg Wembley On 5.73

14 Mar

Card Payment to Star Wines On 14 15.61 38.30

Mar

17 Mar Card Payment to McDonalds 504 4.49

On 16 Mar

Card Payment to Shell Wembley 5.51

Park On 16 Mar

Bill Payment to Mayara Monzo 8.00 20.30

Ref: Mayara Londres

18 Mar Received From Uber B.V. 807.11 827.41

Ref: Y9NC0Owp0Fsv

19 Mar Card Payment to Mercadao Das 46.36

Carne On 18 Mar

Card Payment to ASDA Stores On 60.70

18 Mar

Card Payment to Shell Wembley 5.35

Park On 18 Mar

Card Payment to Costcutter On 18 21.84 161.25

Mar

20 Mar Card Payment to Tesco Store 2122 40.37 120.88

On 19 Mar

23 Mar Card Payment to Rome Hall Ltd On 7.98

22 Mar

Card Payment to Mercadao Das 20.45

Carne On 20 Mar

Bill Payment to Regal Estates 1,260.00

Ref: Rent

Received From Mayara Faria 300.00 560.09

Ref: Sent From Monzo

24 Mar Direct Debit to EE Broadband 27.00

Ref: Harl102105451X002

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-10-53 • Account number 33211541

Your transactions
Date Description Money out Money in Balance
24 Mar Card Payment to Esso Alperton Sstn 5.38
On 23 Mar

Card Payment to BP Blackbird Hill 5.61

On 22 Mar

Card Payment to Costcutter On 23 5.98

Mar

Card Payment to Rio Grande On 23 29.75 486.37

Mar

25 Mar Received From Uber B.V. 825.33 1,211.70

Ref: Veay59WZ75W2

30 Mar Cash Machine Withdrawal at 20.00

Barclays Wembley 2
Timed at 20.02 On 28 Mar

Card Payment to Sam 99P - 3.81

Wembley On 27 Mar

Card Payment to Mfg Wembley On 6.01

27 Mar

Card Payment to Maxxi Save Interna 6.85 602.53

On 28 Mar

31 Mar End balance 602.53

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 4 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 33211541

How it works Get in touch

How we pay interest u Our main number
Dispute Resolution
If your account pays interest and is in credit, we work 0345 7 345 345
If you have a problem with your agreement, please out your interest on the balance of your account at the Talk to an advisor 7am -
try to resolve it with us in the first instance. If you close of business every day. Interest is calculated on 11pm or use our 24-hour
are not happy with the way in which we handled the statement balance or the cleared balance, automated service
your complaint or the result, you may be able to depending on the type of account you have. Where
complain to the Financial Ombudsman Service. If credit interest rate(s) are shown on your statement,
u From abroad
you do not take up your problem with us first you these are current at the time of printing the statement +44 2476 842 100
will not be entitled to complain to the Ombudsman. and may have changed during the statement period. 7am – 11pm
We can provide details of how to contact the Unless we say otherwise, any interest rates we show
Ombudsman. are gross annual rates.
u Write to us
Barclays, Leicester LE87 2BB
If you are a UK taxpayer you may have to pay tax on
Important information about interest earned in excess of your Personal Savings u Find a branch
Allowance (with the exception of interest earned on
compensation arrangements ISAs, which continue to be free from UK tax for eligible
0800 400 100
7am – 11pm
We are covered by the Financial Services customers). For information and guidance please refer
Compensation Scheme (FSCS). The FSCS can pay to HMRC’s website u Your home branch
compensation to depositors if a bank is unable to www.gov.uk/hmrc/savingsallowance.
TOTTENHAM COURT
meet its financial obligations. Most depositors – The management of your tax affairs is your ROAD
including most individuals and businesses – are responsibility, including making any required
covered by the scheme. We will issue the FSCS declarations to HMRC. u Online banking help
information sheet and exclusions list which set out 0345 600 2323
in detail what is, and is not, covered by the FSCS, If you use your overdraft Facility
7am – 11pm
once a calendar year usually with your account If your account is overdrawn, and you don’t pay off
statement. the full amount you owe, any credits paid into your u Lost and stolen cards
account will reduce any balance in excess of your 01604 230 230
For further information about the compensation
arranged overdraft facility first, and then your 24 hours
provided by the FSCS, refer to the FSCS website at
payments will go towards repayment of your
www.FSCS.org.uk. Tell us straight away if:
overdraft.
– you do not receive a
Using your Barclays debit card - what To help you understand the charges associated with Barclays card you were
using your arranged overdraft, you can visit expecting
costs and what doesn’t
Barclays.co.uk/youroverdraft or ask for a copy of ‘Our – any of your cards are lost,
If you use your debit card in the UK Barclays will not Bank charges explained’ in branch. You can also tailor stolen or damaged
charge you for using your debit card in the UK when the alerts you receive, which can help you stay in – you think someone else may
making purchases, making a cash withdrawal, or control and on top of your finances. know your PIN.
when buying travellers’ cheques or foreign currency. A
small number of ATM providers may charge a Getting information from Barclays Call charges will apply
transaction fee but they should tell you about this We send information to customers with their (please check with your
on-screen before you commit to any transaction. statements about relevant new offers and products, service provider). We may
If you use your debit card abroad or make a debit and about how to get the best from their existing monitor or record calls for
card payment in a foreign currency (either abroad or Barclays accounts. If you don’t get these messages quality, security, and
in the UK) Barclays will charge you a 2.75% and you’d like to, or if you do and you’d rather you training.
Non-Sterling Transaction Fee for using your debit card didn’t, you can call 0345 7 345 345, go to
abroad when making purchases, making a cash barclays.co.uk, or come into a branch. And if you
withdrawal, or when you are being refunded. This fee change your mind at any time, just get in touch.
will also apply whenever you do not pay in sterling, for
example when you shop online at a non-UK website.
Visa converts transactions into sterling using the Visa
Exchange Rate on the day it processes the transaction.
This date may be different to the day on which the
transaction took place. Historic exchange rate
information is available on visaeurope.com. For more
info please go to barclays.co.uk/debitcardsabroad

Transferring money between countries

If you need to transfer money between countries, you
may be asked for your SWIFTBIC (Bank Identification
Code) and IBAN (International Bank Account
Number). These are on the front of your statement
and you’ll need them so that international banks can
identify your account correctly. Full details are on:
business.barclays.co.uk/bb/iban

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 5
Financial Services Compensation Scheme
Information Sheet
Basic information about the protection of your eligible deposits
Eligible deposits in Barclays Bank UK PLC are protected by: the Financial Services Compensation Scheme (“FSCS”)
Limit of protection:
If you have more eligible deposits at the same bank:
If you have a joint account with other person(s):
Reimbursement period in case of bank’s failure:
Currency of reimbursement:
To contact Barclays Bank UK PLC for enquiries relating
to your account:
To contact the FSCS for further information on
compensation:
More information:
Additional information
Scheme responsible for the protection of your
eligible deposit
Your eligible deposit is covered by a statutory Deposit
Guarantee Scheme. If insolvency of your bank, building
society or credit union should occur, your eligible deposits
would be repaid up to £85,000 by the Deposit Guarantee
Scheme.
General limit of protection
If a covered deposit is unavailable because a bank,
building society or credit union is unable to meet its
financial obligations, depositors are repaid by a Deposit
Guarantee Scheme. This repayment covers at maximum
£85,000 per bank, building society or credit union. This
means that all eligible deposits at the same bank, building
society or credit union are added up in order to determine
the coverage level. If, for instance, a depositor holds a
savings account with £80,000 and a current account with
£20,000, he or she will only be repaid £85,000.
This method will also be applied if a bank, building society
or credit union operates under different trading names.
£85,000 per depositor per bank
The following trading names are part of Barclays:
Barclays, Barclays Business Banking, Barclays Premier
Banking, Barclays Smart Investor, Barclays Wealth
Management and Pingit
All your eligible deposits at the same bank are "aggregated"
and the total is subject to the limit of £85,000.
The limit of £85,000 applies to each depositor separately.
20 working days.
Pound sterling (GBP, £) or, for branches of UK banks
operating in other EEA Member States, the currency of that
State.
Barclays Bank UK PLC
1 Churchill Place
Canary Wharf
London
E14 5HP
Financial Services Compensation Scheme
10th Floor Beaufort House
15 St. Botolph Street
London
EC3A 7QU
Tel: 0800 678 1100 or 020 7741 4100
email: ICT@fscs.org.uk
www.fscs.org.uk
Barclays Bank UK PLC also trades under Barclays, Barclays
Business Banking, Barclays Premier Banking, Barclays
Smart Investor, Barclays Wealth Management and Pingit.
This means that all eligible deposits with one or more of
these trading names are in total covered up to £85,000.
In some cases eligible deposits which are categorised as
“temporary high balances” are protected above £85,000
for six months after the amount has been credited or
from the moment when such eligible deposits become
legally transferable. These are eligible deposits connected
with certain events including:
(a) certain transactions relating to the depositor’s current
or prospective only or main residence or dwelling;
(b) a death, or the depositor’s marriage or civil
partnership, divorce, retirement, dismissal, redundancy or
invalidity;
(c) the payment to the depositor of insurance benefits or
compensation for criminal injuries or wrongful conviction.
More information can be obtained under
www.fscs.org.uk
Limit of protection for joint accounts
In case of joint accounts, the limit of £85,000 applies to
each depositor. However, eligible deposits in an account
to which two or more persons are entitled as members of
a business partnership, association or grouping of a
similar nature, without legal personality, are aggregated
and treated as if made by a single depositor for the
purpose of calculating the limit of £85,000.
Reimbursement
The responsible Deposit Guarantee Scheme is the
FinancialServices Compensation Scheme, 10th Floor
Beaufort House, 15 St Botolph Street, London EC3A 7QU,
Tel: 0800 678 1100 or 020 7741 4100, email:
ICT@fscs.org.uk.It will repay your eligible deposits (up to
£85,000) within 20 working days until 31 December
2018; within 15 working days from 1 January2019 until
31 December 2020; within ten working days from 1
January2021 to 31 December 2023; and within seven
working days from 1 January2024 onwards, save where
specific exceptions apply.
Where the FSCScannot make the repayable amount
available within 7 working days, it will, from 1 June2016
until 31 December 2023, ensure that you have access to
an appropriate amount of your covered deposits to cover
the cost of living (in the case of a depositor which is an
individual) or to cover necessary business expenses or
operating costs (in the case of a depositor which is not an
individual or a large company) within 5 working days of a
request.
If you have not been repaid within these deadlines,you
should contact the Deposit Guarantee Scheme since the
time to claim reimbursement may be barred after a
certain time limit. Further information can be obtained
under www.fscs.org.uk
Other important information
In general, all retail depositors and businesses are covered
by Deposit Guarantee Schemes. Exceptions for certain
deposits are stated on the website of the responsible
Deposit Guarantee Scheme. Your bank, building society
or credit union will also inform you of any exclusions from
protection which may apply. If deposits are eligible, the
bank, building society or credit union shall also confirm
this on the statement of account.

Financial Services Compensation Scheme

Exclusions List
A deposit is excluded from protection if: • financial institution
(1) The holder and any beneficial owner of the deposit • investment firm
have never been identified in accordance with money
• insurance undertaking
laundering requirements. For further information, contact
your bank, building society or credit union. • reinsurance undertaking
(2) The deposit arises out of transactions in connection • collective investment undertaking
with which there has been a criminal conviction for • pension or retirement fund (unless they are deposits
money laundering. by personal pension schemes, stakeholder pension
(3) It is a deposit made by a depositor which is one of the schemes and occupational pension schemes of
following: micro, small and medium, sized enterprises)
• credit institution • public authority, other than a small local authority.

For further information about exclusions, refer to the

FSCS website at www.FSCS.org.uk

You can get this in Braille, large print or audio by calling 0800 400 100* (via Text
Relay if appropriate) or by ordering online from barclays.co.uk/accessibleservices
Call monitoring and charges information
To keep a high quality of service, your call may be monitored or recorded for training and security.
*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad.
†Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the
same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call
charges may differ, please check with your local provider.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services
Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

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