RENEWAL FEE

WAIVER
(Spend minimum
ANNUAL FIRST YEAR FEE WAIVER LIFETIME FREE
of this amount in
Credit Cards PRODUCT FEATURES AND BENEFITS FEE/RENEWAL (One of the below criteria has to (Opt for one of the below within
12 months of card
FEE (in Rs.) be met within first 90 Days) first 90 days)
issuance to get
waiver on next
year Fee)

Get 5% of your spends as Fuel Points (FP) at IndianOil Fuel outlets on your
IndianOil HDFC Bank Credit Card (Earn up to 250 FP in a month for the first
6 months, post which earn up to 150 FP in a month)
Earn 5% of your Grocery Spends as Fuel Points
(Earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150)
1. SmartPay (excluding prepaid)
1. Spend min Rs. 20,000
2. OneAssist
IndianOil HDFC Bank Earn 5% of your bill payments as Fuel Points 2. Do min two txns per month for
500 3. 4 Txns each month for first three RS. 50,000
Credit Card (Earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150) first three months consecutively
months consecutively
3. One Easy EMI Transaction
Earn 1 FP per Rs.150 spent on other purchases (Min Txn amount of Rs. 500)
Redeem FP for FREE fuel at IndianOil outlets
Fuel surcharge waiver of 1%.
( up to Rs. 250 per statement cycle)
Annual/Renewal Fee Rs.500, Renewal fee waived on Rs.50000 spends in a
year
Redeem RPs as CashBack (100 RPs = Rs 20)
Earn 2X RP on ALL online transactions
E-gift voucher worth Rs.500 on spends of Rs.50,000 in a calendar quarter 1. SmartPay (excluding prepaid)
1. Spend min Rs. 20,000
HDFC Bank Fuel surcharge waiver of 1% 2. OneAssist
2. Do min two txns per month for
MoneyBack Credit (up to Rs. 250 per statement cycle) 500 3. 4 Txns each month for first three RS. 50,000
first three months consecutively
Card Exciting gift options to choose from an exclusive rewards catalogue at months consecutively
3. One Easy EMI Transaction
(Min Txn amount of Rs. 500)
applicable redemption rate
Convert RPs into Air Miles of leading domestic & international airlines
Zero Lost Card liability post reporting of the loss of card
Auto EMI conversion of transactions >=Rs 10,000.
Tenure = 9 months, ROI = 20%, Proc. Fee = Rs 99
5% cashback on PayZapp and SmartBuy spends (min txn of Rs 2000) - Max
cashback of Rs 750 p.m.
(Max cashback of Rs 1000 offered for first 6 months) 1. SmartPay (excluding prepaid)
1. Spend min Rs. 20,000
2.5% cashback on Online spends (min txn of Rs 2000) - Max cashback of Rs 2. OneAssist
HDFC Bank EasyEMI 2. Do min two txns per month for
750 p.m. 500 3. 4 Txns each month for first three RS. 50,000
Credit Card first three months consecutively
1% cashback on Offline and wallet spends (min txn of Rs 100) - Max months consecutively
3. One Easy EMI Transaction
cashback of Rs 750 p.m. (Min Txn amount of Rs. 500)
Cashback is credited as cashpoints. Redeemable against statement balance
at Re 1 per point
Launch offer: Get Rs 1000 GV for spends of Rs 1 lakh in a calendar quarter

25% discount on movie tickets @ BookMyShow & other select partners

1. Spend min Rs. 20,000
Up to 15% off at participating restaurants 2. Do min two txns per month for
first three months consecutively
Titanium Times HDFC Live GPS location based online & offline offers across 365 days on Times Life Time Free is not Offered for
500 3. One Easy EMI Transaction Rs. 1,50,000
Bank Credit Card Card Web App ( www.hdfcbank.timescard.com) this Card
4. Opt for SmartPay (Excluding
Prepaid)
Up to 30% off on Shopping, Wellness, Hotel Stays & online spends
5. Opt for OneAssist

Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )

5% cashback on PayZapp and SmartBuy spends (min txn of Rs 2000) - Max
cashback of Rs 750 p.m.
(Max cashback of Rs 1000 offered for first 6 months)
2.5% cashback on Online spends (min txn of Rs 2000) - Max cashback of Rs 1. SmartPay (excluding prepaid)
HDFC Bank Millennia
750 p.m. 2. OneAssist
Credit Card Do min two txns per month for first
1% cashback on Offline and wallet spends (min txn of Rs 100) - Max 1000 3. 4 Txns each month for first three Rs. 1,00,000
(Also a part of Travel three months consecutively
months consecutively
and Lifestyle segment) cashback of Rs 750 p.m.
Cashback is credited as cashpoints. Redeemable against statement balance (Min Txn amount of Rs. 500)
at Re 1 per point
Launch offer: Get Rs 1000 GV for spends of Rs 1 lakh in a calendar quarter
25% discount on movie tickets @ BookMyShow & other select partners
Up to 20% off at participating restaurants 1. Spend min Rs. 20,000
2. Do min two txns per month for
Live GPS location based online & offline offers across 365 days on Times
first three months consecutively
Platinum Times HDFC Card Web App ( www.hdfcbank.timescard.com) Life Time Free is not Offered for
1000 3. One Easy EMI Transaction Rs. 2,50,000
Bank Credit Card this Card
4. Opt for SmartPay (Excluding
Up to 30% off on Shopping, Wellness, Hotel Stays & online spends Prepaid)
5. Opt for OneAssist
Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )
 Best Multi Airline Card with Travel and Lifestyle benefits.
1. 10,000 RPs on annual spends of Rs. 5,00,000 or more in each anniversary
year. Additional 5000 RP on annual spends of Rs. 8.00.000 or more in each
1. Spend min Rs. 60,000 1. SmartPay (excluding prepaid)
anniversary year .
HDFC Bank Regalia 2. Do min two txns per month for 2. 4 Txns each month for first three
(12months from the date of card open / card upgrade date) 2500 Rs. 3,00,000
Credit Card first three months consecutively months consecutively
2. Priority pass membership which allows access to over 1000+ airport 3. One Easy EMI Transaction (Min Txn amount of Rs. 500)
lounges globally T & C apply
3. Lowest FCY mark up fee of 2%
4. Redeem your Reward Points for free flights/ hotels , premium products/
1. Complimentary Annual Memberships with BigBasket Star | MakeMyTrip Double
Black | Zomato Gold | Amazon Prime | Times Prime
2. 4 Reward points per Rs 150 on all retail transactions. 10X RP on select partner
brands. 2X RP on weekend dining. 1 Reward Points = Rs. 50p ( Travel Vouchers)- 1. Spend min Rs. 60,000
Diners Club Privilege Redeem for Airlines tickets and Hotels on HDFC Bank SmartBUY 2. Do min two txns per month for Life Time Free is not Offered for
2500 Rs. 3,00,000
Credit Card 3. 12 Complimentary airport lounge access annually for primary and add-on cards first three months consecutively this Card
4. 2 Complimentary Golf games per quarter across the world's best courses 3. One Easy EMI Transaction
5. Global Concierge 24/7 Call 02242320226 or 1800118887
TnC Apply

5% CashBack on key Business spends (Telecom, Electricity,

Government/Tax, Railway, Hotels & Dining & Taxi.)
(*Maximum CashBack of Rs.250 per statement on minimum monthly 1. SmartPay (excluding prepaid)
spends of Rs.10,000.) 1. Spend min Rs. 20,000
2. OneAssist
2. Do min two txns per month for
Business MoneyBack 5X on Fuel Spends capped at 2000 Reward Points 500 3. 4 Txns each month for first three RS. 50,000
Redeem RPs as CashBack (100 RPs = Rs 20) first three months consecutively
months consecutively
3. One Easy EMI Transaction
(Min Txn amount of Rs. 500)
Complimentary Zomato Gold Membership on spends of Rs.75000 in first 90
days.

5% Cashback* on key Business spends(Telecom, Electricity,

Government/Tax, Railway, Hotels & Dining & Taxi.)
(*Maximum CashBack of Rs.500 per statement on minimum monthly
1. Spend min Rs. 60,000 1. SmartPay (excluding prepaid)
spends of Rs.20,000) 2. Do min two txns per month for 2. 4 Txns each month for first three
Business Regalia Complimentary Zomato Gold Membership on spends of Rs.75000 in first 90 2500 Rs. 3,00,000
first three months consecutively months consecutively
days. 3. One Easy EMI Transaction (Min Txn amount of Rs. 500)
Earn 15,000 RPs on annual spends of Rs. 8,00,000 or more in each
anniversary year.
Lowest mark-up fee of 2% on all international transactions

1. Complimentary Annual Memberships with Club Marriott | MakeMyTrip Double

Black | Zomato Gold | Amazon Prime | Forbes | Times Prime
2. 5 Reward points per Rs 150 on all retail transactions. 10X RP on select partner
brands. 2X RP on weekend dining. 1 Reward Points = Rs. 1 ( Travel Vouchers)- Redeem
for Airlines tickets and Hotels on HDFC Bank SmartBUY 1. Spend min Rs. 1 Lakh
Diners Club Black 3. Complimentary unlimited access to lounges across the globe for primary and add- 2. Opt for SmartPay (Excluding Life Time Free is not Offered for
10000 Rs. 5,00,000
Credit Card on cards Prepaid) this Card
4. 6 Complimentary Golf games per quarter across the world's best courses 3. Do one Easy EMI Transaction
5. Global Concierge 24/7 Call 02242320226 or 1800118887
TnC Apply