Telephone #: 1-815-708-9408

I hold a total of four degrees: my basic BA in Mass Communication from Florida Atlantic
University, an AA degree in Journalism from Palm Beach State College, Lake Worth, Florida, and
two degrees in Yoga instruction of teachers, Yoga Philosophy and Yoga Psychology from the
International Sivananda Yoga Vedanta Centers and Ashrams, headquarterd in Val Morin, Canada with
branches world-wide.

I was awarded the Yoga Siromani (Y.S.) and the more advanced Yoga Acharya (Y.A.).

I was four years full-time with the world-wide charity organization from which I received the
degrees: the International Sivananda Yoga Vedanta Centers and Ashrams, and spent more than three
of those years as Director of that organization's Paradise Island, Bahamas Yoga Retreat, a four
and a half acre, 32-room, residential Yoga institute catering to students from all over the
world.

For over a decade I worked at the Nassau, Bahamas Tribune Newspaper, ending my time there as one
of three editors for the entire daily.

This year, I completed a graduate Harvard Extensionn School course in "World Religions" with a
"B" grade.

I spent a fifth year at the Yoga organization's Chicago center as a lecturer and teacher of Yoga
and, beyond this, spent several summers at its Montreal, Quebec center and its headquarters in
Val Morin, Quebec, Canada doing the same thing. I have continued my affiliation with this Yoga
group: the International Sivananda Yoga Vedanta Centers and Ashrams, from 1988 to the present
and taught and worked at its New York State ashram, Sierra Nevada foothills, California ashram,
San Francisco center, its Canada ashrm, its Montreal, Quebec, Canada center and of course, its
Bahamas ashram (beyond the four basic years there).

My lectures and classes also encompassed other spheres: the Roman Catholic Church, Unity
Bahamas, the Unification Church, a private time-share condomininium complex on Paradise Island
in the Bahamas, an elementary school, private homes and my own home. All this was in the
Bahamas, where two of my main references are located: Drs. Brian Hublestone (retired chief
psychiatrist of the entire Bahamas and a Yoga student of mine) and David Allen (former Harvard,
Yale and Georgetown lecturer in Psychiatry). They are both available at the Renaissance Clinic
in Nassau, New Providence, Bahamas. My third main reference is my baby brother Dr. Phillip A.D.
Higgins of Rockford Health Phsyicians.

I was the sole, live-in caregiver for both of my parents for about six years, and an additional
year for my father. I have volunteered and worked at two local retirement and rehabilitation
centers in Rockford for a total of about four years and currently work at the institute where my
father spent his final days: Amberwood Care Centre on North Rockton Avenue.