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SPIE
PREVINTER
Your new benefits as of January 1, 2020
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CONTENTS
YOUR NEW BENEFITS
| EASY REIMBURSEMENT PROCEDURES.
Reimbursement procedure
YOUR SERVICES.
How to get rete your login details?
Your members’ area,
Your mobile 29p,
‘Your ineurance card
‘A igh-qualiy intemationa mesial network.
Medical team
YOUR PERSONAL INFORMATION,
Bank detail
| YOUR CLAIMS DEPARTMENT.
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| YOUR NEW BENEFITS
\With a view to optimizing and standardaing is medical insurance plane, SPIE Ol & Gas Services issued a
calor tenders which led tothe change of your benefits as of January 1, 2020,
To help mest the evolving expectations of Its Internationally-mobile employees, your employer
decided to slightly upgrade the overall quarantees. Other terms and conditions of your benefts plan
remain the same.
MSH Intemational continues to be the administrator of the healthcare international plane of SPIE OIL,
GAS on bohaf of Previnte.
Please see below your new benefits as of January 1, 2020
ESS eee
Medical fees / room and bor in
‘asemiptvate room /french 100% of charges 100% of charges
“orat hospitaier™
Prwvate room et covered 100 $ por day
Bed forthe accompanying act so9% of enargs upto $58 per
of ahesptaized chic under 60S por day
ery ay and @ maximum of21 days
Transport ay ambulance 100% of charges 100% of charges
Correetve surgery 100% of charges 100% of charges
100% of charges if required by an 100% of chergesif required by an
In patent Physiotherapy accident which occurs during the accident whi occurs during the
beriod of insurance: ered of insurance
Office Se home cals 100% of Te wth a
(excapt dents) eductible of 14 $ per out patient oe
sit exciucng folow up visits
within 7 days for the sameness
Paramedical services 100 % of charges ast
Laboratory tests 20% of charges 85%
Rays 80% of charges 25%
Pharmacy 80% of charges 85%
a ‘and preventive Sn ‘of charges I requlred and
Prescription rugs Drescibed by a physician
Heath Checups 100%6 of charges up to 135 § per
check limited to t check up per 100% of charges per insured
Porson every 3 nae employee evry yes employee en)
only
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‘Office vis & dental care
(preventive and surgical
treatment)
Emergency dental
Emergency vision
Pre- & postnatal car (hospital
‘slay, private room, medical fees
‘except for doctors fees incase
‘of caesarean)
Doctors feet in case of
rn
not covered
not covered
‘not covered
100% of charges. For pre and
postnatal eare eee outpatient
100% of charges. For pre and
postnatal care see outpatient
| EASY REIMBURSEMENT PROCEDURES,
For faster and more efficient reimbursement procedures, your scanned supporting documents can be sant
‘rectly via your members area or your mobile app if the total cost of each invoice isless than €1000. This
lit was upgraded effective Janvary 1, 2020.
'300 $ max per beneficiary per
year for dertal emergencies only
se2 above
100 § max per beneficary per
year for vison emergency only
100% of charges. For pre and
postnatalcare sea ovpatient
100% of enarges. For pre and
postnatalcare see outpatient
If your ciaim exceeds €1000, all of your original supporting documents must be mailed to your claims
departmont
‘You wil be able to check the progress of your claims in real ime with our online tracing system,
Relmbursement procedure
Date of treatment prior to
January 1, 2020
Date of treatment as of
‘January 1, 2020
v
Your previous guarantees apply.
Please upload your scanned supporting
documents recy on your members‘ area
‘ron your mobile ap,
Lv
‘Your new guarantoes apply
Pease upload your scanned suppring
documents directly on your members!
‘area or on your mobile app,
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All the original supporting documents must be Kept for 24 months follwing the date of medical service, as
\we may request them at any time during this period. you cannot submit the requested original documents,
‘youll be responsible fr al payments made on the basis ofthe scanned supporting documents received
In accordance with our Qualty Charter, healthcare claims are processed within 5 working days from the
date of receipt, in the currency of your choice among more than 160 currencies. You will receive your
reimbursement by bank transfer to your account, in your county of exigin, county of expatiation ar any
other county
| YOUR SERVICES
‘The members’ area and our mobile app, avaiable in 7 languages, contain al the information you need
‘about your plan and provide you with many help services.
How to got/ retriave your login detalls?
*Gotothe members’ area or open the mobile apo
+ Onthe authentication page, click on “Get your login deta
*+ Fillout the requested information and eek on “Sond
‘Your login and password willbe sent via two separate emis,
‘Your members’ area
In this area, you can
+ View and download your summary of benefits, your practcal guide, your
personalized insurance card and cetfcate of insurance, and update your persanal and bank deals;
+ submit claim for reimbursement and request a hospital precerifcation agreement,
check the progress of your claims in realtime:
= get an email alert when we receive your claim form and when your reinbursement statement
is avalabie online,
~ view and download in POF your reimbursement statoments rom the lest 24 months
+ find a physician andlor a healthcare facility wherever you are inthe word
submit an inquiry,
‘access your health services such as tolaconsultations or assessment of your heath
Ay wont
\We advise you to fil out or update your email address in your members rea under “Your enrolment /
‘Your Details" in order fo receive emal alerts for your claims. You can also use ths section to personalze
{your password, which must contain between 6 and 20 characters and only include dg or letters, with no
ecent
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Get quick and easy access to all the services provided under your plan, anytime
‘and anywhere with the MSH Intemational mobile ape. The login detais are the
same as those used fr your members’ area,
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Your insurance card
‘Your insurance card is available on your mobile app and can be downloaded and printed from your
‘members’ rea, under "Your Enrolment! Insurance ID card’. This card enables the healthcare provider to
Contact us to set up cirect biling arrangements and to sete the payment of your mecca bls.
A high-quality international medical network
[MSH International provides you wth an international network of moce than one millon healthcare providers,
lowing you to benefit from quality health services all around the world at reasonable and customary or
preferential ates,
You are free to choose your healthcare provider. However, we recommend that you use healthcare
practoners and hospital facilites which belong to the MSH International network, or the public sector or
Sale-approved healthcare providers where possible. Our macical network can help you choose
Practioners or medical facities which charge fees under or near our upper reimbursement its,
You can get advice on choosing a healthcare facto” practioner
In your members area, under "Your Healthcare / Fina faciy” using an inte'ace decicted to the
search of helncare pracitoners
via your mobile app;
by contacting your claims department
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Medical tear
(Our fulbtime medical advisors team is avaiable to answer any medical questions, provide you with a
second medical opinion if you are unsure af the agnosis you have been given, or fer you an explanation
fhe treatment recommandes by your practitioner.
‘You can get in touch with them by email at medical@msh-inicom or by contacting your claims department
Al information received will be processed in strictest confidentiality. Only our medica officers have access
to this dedicated inbox
| YOUR PERSONAL INFORMATION
|We recommend that you check your personal data in your members’ area, under ‘he "Your Enrollment /
Your Deas" section. You can also update your personal information, such as your mailing address,
telephone number, email address and password,
For any changes in your circumstances or those of your dependents, please cortact your Intemational
Mobily team who wil then inform MSH International
Bank details
‘Your bank dels are accessibie in your members’ rea under the “Your Enrollment /Your Details” section
they are incorrect, please submit them as soon as possible by folowing one ofthe procedures below
log into your members’ aes,
‘lick on "Contact us" and "Submit an inuiy"
select the rimary insured member (you) inthe drop-down menu
‘choose the reason for your request “01. Your Enroliment / Request for Upate of your Personal
Data / Your bank infermation fr reimbursements by bank transfer’
‘Glick on "Nex step’, upload your bank details (IBAN) document and Confirm,
‘= send an email to envol@msh-ntcom wth your bank etal
‘+ attach your bank detals to your next claim,
| YOUR CLAIMS DEPARTMENT
‘Our multiingual eam is available to answer by phone or email any questions you may have regarding your
healtncare coverage (beneftcarifation, claim processing, prior approval, medical advice, search for a
provider)
To find out whichis your nearest clams department, please refer tothe map below ce go to your members’
‘area or your MSH International mabila ape,
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