10 Life Skills You Should Know by Now

10/22/2020 10 Life Skills You Should Know By Now
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The Clueless Person's Guide to Surviving the Real World

Because we're all clueless in one way or another, and #adulting doesn't have to be so hard.
by MM de Mesa and Jeremiah Capacillio
Jun 25, 2018
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ILLUSTRATOR War Espejo
(SPOT.ph) As kids, we all saw the adults in our lives as all-knowing wizards who knew
the perfect thing to do or say in every situation. Well, it’s been a few years since
you’ve le college (which some say marks the beginning of adulthood), and although
you’ve probably learned a few things by now, there are still some nerve-wracking
situations that can make you feel like a lost child again, such as applying for a loan or
waiting for your turn at a job interview. You May Like Promoted Links
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It's all perfectly normal—the road to full-fledged adulthood is paved with several 10 Best Mango Cakes to Order for Delivery
bumps and potholes. Besides, it's a learning process, not something that magically in Manila
happens overnight. Here are 10 essential skills that are sure to come in handy.
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Master the art of self-reliance.

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One of the defining characteristics of becoming an adult is the ability to make things
happen by yourself. Although it may be tempting to stay in your comfort zone
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and rely on the expertise of others, learning how to be self-su icient can keep you
prepared to face life and the many curveballs it throws your way. You can start EATS TO ORDER TODAY
with sharpening your commuting skills (instead of relying on your Grab driver),
learning basic first aid or CPR in case of emergencies, or even taking a self-defense
class to prepare you for the worst!
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Round o your ID collection.
By this time, it’s wise to have a small portfolio of valid government IDs. Most
institutions expect you to be able to present one or two in various transactions—
whether it’s for opening a new bank account or even visiting an o ice building. You WHAT'S NEW
can opt to apply for an ID at the SSS, Philhealth, PAG-IBIG, or TIN. There's even the Wake Up in a Strawberry Field at This
United Multpurpose ID, which combines your SSS, Philhealth, and PAG-IBIG accounts Glamping Site
into one card!
Prepare for your retirement.
Yes, you read that right: It’s never too early to invest and plan ahead. In fact, your 20s
are the prime time to get into insurance—premium rates are lower the younger you
are! Check out your local insurance company and start o your investment portfolio
with a variable unit life insurance plan that has both protection and savings aspects. If
you have a gutsier approach to building your wealth, you might wanna get into
mutual funds and investing in the stock market too.
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Yes, it may seem like that "70% o " sale sign is reason enough to bust out your credit
card, but utilize all the willpower you can muster to resist. A good rule of thumb when
it comes to managing your finances is the 50-30-20 rule: Every paycheck period, allot
50% for your needs (bills, groceries, and transportation expenses), 30% for your
wants (shopping, trying out a new restaurant, and bar-hopping), and 20% for your
savings. Additionally, a money tracking app such as Money Manager is an ultra-
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future major expenses (such as a home or a car) will lead you to apply for a loan at to Help
least once in your lifetime. A good place to begin is to make sure you appear reliable
when it comes to handling your finances—banks have ways of checking on whether DYSON
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you get to pay your utility bills on time or not. You may also apply for a loan from your Get a P10,000 Super
employer, as some companies even o er loans as a benefit to their employees. But Voucher With Your
before taking out a loan, make sure that you have a clear purpose when it comes to Next Dyson Machine
borrowing, suggests FemaleNetwork.com. Also remember that it's better to get a

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Learn how to cook a few go-to dishes.
There’s nothing wrong with hitting up your reliable pizza delivery guy every once in a
while, but cooking is an essential life skill every respectable adult must possess. Have
two or three healthy and simple go-to recipes in your arsenal—you’re sure to impress
your guests with a fresh pesto dish you made yourself. At the very least, master the
skill of knowing a good steak when you see one.
Invest in your health.
Whatever your job may be, your body is your main source of capital, so take care of it
like a treasured investment. It may be quite the hassle, but find time for regular
exercise at least twice a week—your body will thank you once you can climb two
flights of stairs without losing your breath. If you don’t want to commit to a full-
fledged diet, then try out some healthy swaps instead—an arugula and kale salad
topped with honey-lemon vinaigrette is a great and tasty alternative to your typical
cup of rice. You might also want to invest a medical care plan, if you don't already
have one.
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Learn how to network with ease.
It may be excruciating for introverts, but small talk can really open doors for you if
wielded e ectively. Avoid being a wallflower at work events. Instead, arm yourself
with an arsenal of interesting coversation starters and a stash of business cards,
and learn to give a firm handshake. You’ll never know where your next career
opportunity might come from, so it’s always best to be prepared. If you're still
uncomfortable with socializing, why not consider signing up for some personality and
communication development classes?
Manage your time e iciently.
Sure, it may seem like you have a hundred hours' worth of tasks to be crammed in a
40-hour work week, but that’s nothing an e ective time management system can’t
solve! Pro tip: Check out the Pomodoro technique, which allows you to take short
breaks every 25 minutes to boost your productivity. Also, if there’s anything to learn
from your college days, it’s that all-nighters can take its toll on you when it comes to
brainpower. Ease up on the overtime, and try to get your eight hours of shut-eye
every night!
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10/22/2020 10 Life Skills You Should Know By Now

What would you like to do today?

Find a restaurant, shop, or service that’s been featured in Spot.ph Search

THINGS TO DO ENTERTAINMENT EAT + DRINK SHOPPING + SERVICES CREATED WITH MINISTOP

News + Features What's New

The Clueless Person's Guide to Surviving the Real World

128 Shares  Share  Tweet  Pin

ILLUSTRATOR War Espejo

Remember Him? Wait Till You See Him

Play this Game for 1 Minute and see why

Master the art of self-reliance.

ADVERTISEMENT - CONTINUE READING BELOW

This Gorgeous Cake Has an Almond Crust

Wildflour's Got New Calamansi

Egg-citing News: You Can Now Get

You Can Get Free Krispy Kreme

This Pastel-Colored Cabin in Tagaytay Is

In Case You Didn't Know: IKEA Is

ILLUSTRATOR War Espejo

CONTINUE READING BELOW

Level Up Your Loungewear Looks With

These Beach Resorts in Ilocos Norte Are

Round o your ID collection.

Prepare for your retirement.

ADVERTISEMENT - CONTINUE READING BELOW

Get P15,000 O on the iPhone 11 Pro

ILLUSTRATOR War Espejo

Stay on top of paying bills. #InTheLoop

Get a grasp of the mechanics of loans. Starting an Online

borrowing, suggests FemaleNetwork.com. Also remember that it's better to get a

ILLUSTRATOR War Espejo

Learn how to cook a few go-to dishes.

Invest in your health.

ILLUSTRATOR War Espejo

Learn how to network with ease.

Manage your time e iciently.

More stories from Spot.ph

10 Cool and Useful Apps for Your Adulting Needs

Tell us your #feels!

128 Shares  Share  Tweet  Pin

Read more stories about

10 Best Mango Cakes to Order for Delivery in Manila

10 Farm Resorts Around the Philippines

Remember Him? Wait Till You See Him Now

Put a cup of rice in your wardrobe and THIS is what happens!

Builder Sick Of Mom Blocking His Truck Gets Even

AirBnB with Swimming Pool

Where to Buy Colorful Plates on a Budget

Where to Buy A ordable Kitchen Tools

These Co ee Bags Are Made for Those Lazy

These Cute Pink Bikes and Three-Wheelers Are

The Teaser for Disney's Raya Is Here and

Ang Huling El Bimbo the Musical Is Going Back

Heart Evangelista Swears By These P5,495

Wagyu Beef Is the Star at This New BGC

Our eyes are on the Katsu Sando sandwich with—what else

Test Your Detective Skills at This Virtual

Get P15,000 O on the iPhone 11 Pro and Pro

Free True Philippine Ghost Stories E-Books

It's Time You Tried This Underrated Chocolate

It's always overshadowed by a more popular version; it's

These Tasty Lechon Rice Meals Are Less Than

Netflix's Rebecca Breathes New Life Into a