CONTENTS

VOL-16
ISSUE -11

Editor
N.K. Jain
Advisors
Neeraj Chabra
K.C.Gupta Farm Bill 2020 Armenia-Azerbaijan Clash

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Interview 5
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Editorial
"I have a vision of India, an India free of hunger and fear, an India free of
illiteracy and want."
- Atal Bihari Vajpayee
Dear Aspirants,
We feel delighted to present to you the "November 2020" edition of "Master in Current Affairs". MICA is a
comprehensive magazine focused on both the intellectual and competitive nature of learning. Apart from the competitive
edge, MICA is intended to provide you with a vision of self-enhancement. MICA includes highly acclaimed sections such
as, Newsletters, News Diary, One Liner, World of English, which are directly related to your preparation for competitive
examinations. Chalte - Chalte is one of the most steering elements of MICA on the go, which is mentioned below every
page. This edition creates a forum where all candidates and guidance personnel can meet the important issues of this
month which may play a vital role in the forthcoming examination. The important topics covered in this edition are:
Farm Bill 2020 - India ranks second worldwide in farm outputs. As per 2018, agriculture employed quite 50℅ of the
Indian manpower and contributed 17–18% to country's GDP. According to latest report, agriculture is primary source of
livelihood for 58% population in India.
Armenia-Azerbaijan Clash- When Soviet Communist rule was nearing its end in the late 1980s, the mountainous region
of Nagorno-Karabakh's autonomous legislature voted to join Armenia. As the Soviet Union dissolved, Nagorno-Karabakh
proclaimed its independence, which led to a war with tens of thousands of casualties. It has not been recognized by any
other country as an independent state. Internationally still recognized as part of Azerbaijan, Nagorno-Karabakh
is predominantly populated by ethnic Armenians.
In this edition as a wish for your bright and prosperous future we are providing “CRP CLERK PRE MODEL
PAPER” and “RAILWAY NTPC MODEL PAPER” for your self-assessment. You can also test your Current
Affairs by visiting the Quiz Time section for self-assessment, which includes all possible multiple-choice
questions from the current affairs of this month. To serve you better we will diligently serve you our level
best with various new topics and news that is important from the examination point of view.

Best of luck for your exams.

Your suggestions will be highly valuable and welcomed.

With Best Wishes
Editor : N.K. Jain “Your Success is Our Success”

PERSONAL DETAILS
Jafersha M.K.
Father’s Name : Kadarsha B.M.
Mother’s Name : Suharban V.M.
Hobbies : Travelling, Reading & Watching Cricket
Prior Selection : IBPS Clerk (Canara Bank)
Name of the Exam : UCO Bank
Roll No. of Qualified Exam : 2081000740
Roll No. of Mahendra Institute : CBT2121453553
MICA : Mahendra's family expresses
its heartfelt congratulations
on your success.
Jafersha : Thank You!
MICA : To whom do you want
to give the credit of your
selection?
Jafersha : To each and every staff of
Mahendra's, Dad, Mom
and my sister.
MICA : After how many attempts
did you succeed in this
examination?
Jafersha : IBPS Clerk is first attempt
and IBPS PO is second
attempt.
MICA : What is the role of
Mahendra's institute in
your selection?
Jafersha : Mahendra's forged me
to sharpen my area of
strengths and also helped
to inspire my weaker
areas.
MICA : How did you prepare for
the examination?
A bedded makeshift hospital was inaugurated by Union Health Minister Harsh Vardhan
Minister at the National Disaster Response Force's (NDRF) 8th Battalion Centre in Ghaziabad.
Jafersha
Jafersha : asked?
English Language
Mahendra's class notes, MICA, The
Hindu Newspaper, PIB analysis and
English sports commentary.
Reasoning Ability
Mahendra's speed test and class notes.
Numerical Ability
Mahendra's class notes, regular practice
test and Mahendra's Speed Test.
General Awareness
Mahendra's class notes materials,
MICA Magazine, The Hindu
newspaper and PIB analysis.
Computer & Marketing
Through Mobile Apps.
MICA : What would you say about
“Master in Current Affairs”
Magazine (MICA) and
Mahendra Guru Website?
Jafersha : Compiled nicely,
accurately and way of
presentation is also nice.
MICA : What is the best thing about
our coaching institute,
according to you?
Jafersha : Syllabus oriented
coaching, regular exams,
doubt clearing session
moreover encouraging
staffs.
MICA : What is the role of “Time
Management” in one’s
success?
INTERVIEW
Jafersha : Time Management is
everything, took every
single chances, don't
make to regret about the
chances we never took.
MICA : How did you prepare for
the Interview?
Jafersha : I didn't attend any mock
interviews and it is my
life's first interview.
MICA : Tell us about the Interview
Board and the questions
Jafersha : As I am presently working
as clerk at Canara Bank,
most question are based
on present working
situations only.
The questions asked were:
I. About Hierrachial order of persons
and their names in my banks'
regional office?
II. Why you opted for banking after
completing post-graduation in
engineering.
III. Working experience and
customer handling situations at
rural branch.
IV. Documents needed for mortgage
loans.
IV. What is negotiable instruments
and examples.
MICA : From whom did you get
information about your
selection and what was
your reaction?
Jafersha : I checked myself and I
was extremely happy to
see the message.
MICA : What message do you want
to convey to other aspirants?
Jafersha : Try, Try and Try until you
reach your goals and until you
get your own satisfaction.
MICA : Congratulations! once
again on your success. Your
success is our success.
Jafersha : Thank You!
NOVEMBER 2020 MICA 5
CURRENT AFFAIRS One Liner

ONE Liner
PERSONS IN NEWS
## Recently Mohamed Irfaan Ali has been elected as the
President of which country? - Guyana
AWARDS
## Recently Defence Institute of Advanced Technology,
has bagged first prize in Smart India Hackathon, who is
## Recently Rajya Sabha MP and leader Amar Singh has the chancellor of DIAT? - Rajnath Singh
passed away, he was related to which political party? ## Which is the most valuable brand in the world as per
- Samajwadi Party FutureBrand Index 2020? - Apple
## Recently Kamal Rani Varun has passed away, she was ## Recently researchers of which IIT bagged Gandhian
the Cabinet Minister of which state? Young Technological Innovation Awards 2020 for
- Uttar Pradesh Clean Energy Research? - IIT Kharagpur
## Recently who has taken over the charge as Director ## According to the data provided by the Ministry of
General, News Services Division of All India Radio? Finance to Rajya Sabha, which state has topped the list
- Jaideep Bhatnagar of Pradhan Mantri Mudra Yojana in availing loans to
## Recently who has taken over as chief of Indian Air Force's women? - Tamil Nadu
Western Air Command? - VR Chaudhari ## Recently who has bagged the first-ever gold for India
## The prominent Northern Ireland politician and former in Mental Calculation World Championship?
Nobel Prize winner, John Hume has passed away, he - Neelakantha Bhanu
was awarded by Nobel Prize in which field? Prakash
- Peace ## Recently who has been selected for National Award to
## Recently Mark Anthony Phillips has been sworn in as Teachers 2020? - Sudha Painuli
Prime Minister of which country? ## Who has been honored with Tamil Nadu chief
- Guyana minister’s special award on the 74th Independence
## Recently Sashidhar Jagdishan was appointed of as the Day celebration? - Soumya Swaminathan
next Chief Executive Officer of which bank? ## Recently Swachh Survekshan 2020 awards have been
- HDFC Bank announced, which city became India’s cleanest city?
## Rajesh Kumar was appointed as Chief Secretary of - Indore
which state recently? - Manipur
SCHEMES AND LAUNCHES
## Recently William English who has passed away, he
was co-creator of which computer accessory? ## Recently which state government has launched an
- Mouse innovative virtual cybercrime awareness programme named
## Recently who was appointed by President Ram Nath as ‘E-Raksha Bandhan’? - Andhra Pradesh
Kovind as the next Lieutenant Governor of Jammu and ## Recently the Sahakar Cooptube NCDC Channel has
Kashmir? - Manoj Sinha been launched by which Union Minister?
## What is the name of former Governor of Arunachal - Narendra Singh Tomar
Pradesh, who has passed away recently? ## Recently which state government has launched a social
- Ram Pradhan security scheme “Shaheed Mahendra Karma Tendupatta
## Who has been appointed as the 14th Comptroller and Sangrahak Samajik Suraksha Yojana” for tendu leave
Auditor General of India? - Girish Chandra Murmu collectors in the state? - Chhattisgarh
## Recently Manitombi Singh has passed away, he was ## Recently which State/UT has launched a new “Electric
renowned ____. - Footballer Vehicle Policy”? - Delhi

Head Teacher of Middle School Taknak Sakti in Kharu block of Leh - Ladakh, Sonam
6 MICA NOVEMBER 2020
Gyaltsan, has been selected for the National Awards to Teachers, 2020.
 One Liner
## Recently which state government launched “Mahila ## Recently which airport has developed ‘Air Suvidha’
Evam Kishori Samman Yojana” & “Mukhya Mantri portal for all international arriving passengers across
Doodh Uphar Yojana” for girls and women? India? - Delhi Airport
- Haryana ## Recently the Ministry of Railways has inaugurated a
## Recently India’s homegrown e-commerce marketplace, dedicated museum for railways in which city, through
Flipkart has signed an MoU with One District, One video conferencing? - Hubballi, Karnataka
Product scheme with which state Government? ## Recently the Boston Group has signed an MoU
- Uttar Pradesh with the Andhra Pradesh government to set up an IT
## Recently Prime Minister Narendra Modi launched the company in which city? - Visakhapatnam
Central Sector Scheme of financing facility under the ## Recently which city has become the first city in India to
Agriculture Infrastructure Fund worth _______. have women symbols on traffic signals and signage?
- 1 Lakh Crore - Mumbai
## Recently how much was the amount that was transferred ## Recently who has been selected by the Public Enterprises
to farmers under PM-KISAN as 6th instalment? Selection Board as the next chairman of Steel Authority
- 17,000 crore of India Limited? - Soma Mondal
## Recently which state government has announced the ## Recently which state has signed MoU with National
launch of “Indira Van Mitan Yojana” to support forest Skill Development Corporation for setting up a World-
dwellers? - Chhattisgarh Class Skill Development Institute?
## Recently who inaugurated the Rashtriya Swachhata - Goa
Kendra an interactive experience centre on the Swachh ## Recently Delhi Government with Tata Projects Limited
Bharat Mission? - Narendra Modi and which IIT signed an MoU for Smog Tower?
## Recently which state government has decided to - IIT-Bombay
launch “Orunodoi” scheme, to financially empower ## Union Minister of Chemicals and Fertilizers Shri DV
women? - Assam Sadananda Gowda has announced the establishment of
## Recently which state government has launched a Price Monitoring and Resource Unit in which state
‘Karma SathiPrakalpa’ scheme to provide soft loans recently? - Karnataka
and subsidies to youth? - West Bengal ## Recently the Moira bananas, Harmal Chillies & Khaje of
## Recently which company has launched ‘The Anywhere which state has got GI tag? - Goa
School’ initiative to boost online education? ## Recently India’s longest river ropeway was inaugurated in
- Google Assam, which connects Guwahati and North Guwahati, it
## Which State Government has launched Namath Basai is built over which river? - Brahmaputra
Program to teach tribal children in their mother tongue ## Recently the India Pavilion at the Army-2020 International
recently? - Kerala Military and Technical Forum was inaugurated by Secretary
Raj Kumar and Indian Ambassador DB Venkatesh Verma
NATIONAL & STATE in which city? - Moscow, Russia
## Recently the Department of Defence Ministry of ## The central government has formulated the National
Defence has signed a tripartite MoU with the Department Council for Transgender Persons recently. Who is the
of Administrative Reforms & Public Grievances and present chairperson of the council?
which IIT? - IIT Kanpur - D.V. Sadananda Gowda
## Recently the “Thenzawl Golf Resort” Project has been ## Recently first-ever state “Dragonfly Festival” was
virtually inaugurated by which Union Minister in celebrated in which state? - Kerala
Mizoram? - Prahlad Singh Patel ## Baggage Sanitization & Wrapping machine has been
## Railways of which country has launched Overhead launched by which railway station recently?
Equipment (OHE) Inspection app for real-time - Ahmedabad, Gujarat
monitoring recently? - India ## Recently Managing Director and Chief Executive
## Recently which state has become the first state in India Officer of Indian Energy Exchange Rajiv Srivastava
to partner with Google India to provide learning tools has resigned from the post, where is headquarter of
for schools? - Maharashtra Indian Energy Exchange? - New Delhi

In a bid to bring back the pandemic-hit city economy on the track, the Delhi government
has started an amnesty scheme for late payment dues on rent lease.
NOVEMBER 2020 MICA 7
CURRENT AFFAIRS One Liner
INTERNATIONAL
## Recently how much amount was contributed by India
to the India-UN development partnership fund? launched an Automated Voice Assistant ‘AXAA’?
- USD 15. 50 million
## Recently which country became the first Arab country to
open a nuclear power plant? - United Arab Emirates
## Recently which company has announced multi-year
Strategic Collaboration Agreement with Amazon Web
Services? - Bharti Airtel Limited
## India will not take part in the multilateral military
“Russian Kavkaz 2020” strategic command-post exercise
to be held in which city? - Astrakhan, Russia
## Recently which country has declared a “state of
environmental emergency”? - Mauritius
## Recently which country has decided to construct a
monument for the Indian soldiers who were killed by
Pakistan in 1971? - Bangladesh
## Recently Forbes magazine has released “The Highest-
Paid Actors Of 2020” list, who has become the only
Indian star, to be listed among the top 10 world’s highest-
paid actors of 2020? - Akshay Kumar
## Which is the 1st country in the world to officially
register a COVID-19 vaccine named ‘Sputnik’
recently? - Russia
## Recently how much was the amount that was committed
by Abu Dhabi’s crown prince to empower intellectually
disabled children? - USD 25 million
## Recently World Health Organization has declared Africa
free of polio, who is the Director General of World Health
Organization? - Tedros Adhanom
## Recently Indian Institute of Technology’s Alumni
Council has signed an agreement with which country
to build the world’s largest and fastest hybrid quantum
computer in India? - Russia
## What is the name of the Prime Minister of Japan, who has
resigned from the post on 28 August 2020, because of the
poor health conditions? - Shinzo Abe
## Recently how much pound worth “Innovation Challenge
Fund 2020” was launched by the United Kingdom
government for India to tackle COVID-19 challenges
and climate change? - £3 million
## Recently Ibrahim Boubacar Keita has announced
resignation from his post, he was the President of
which country? - Mali
## India and which country have signed cultural agreement
to strengthen bilateral relations through people to people
exchange? - Israel
Engineers from University College London have achieved world's fastest internet speed of
8 MICA NOVEMBER 2020
FINANCIAL AWARENESS
## Recently which Private sector lender Bank has
- Axis Bank
## Recently Infosys Finacle was selected to digitally
transform the transaction banking business of national
bank of which country? - Bahrain
## Recently India has extended Line of Credit worth 18
million US dollars to which country for the expansion
of fishing facilities at Maldives Industrial Fisheries
Company? - Maldives
## Recently which payments bank has partnered with
Bharti AXA General Insurance to offer “smart plan
shop package policy”? - Airtel Payments Bank
## Recently National Highways Authority of India signed
MoU with which IIT to strengthen data-driven decision
making? - IIT Delhi
## Recently the RBI has decided to provide additional
standing liquidity facility of ______ for National
Housing Bank & National Bank for Agriculture and
Rural Development. - 10,000 Cr
## Who has been appointed as Brand Ambassador of
eBikeGO? - Harbhajan Singh
## Recently Paytm has launched India’s first pocket
android POS device named ‘Paytm All-in-One Portable
Android Smart POS’, where is the Headquarter of
Paytm located? - Noida
## Recently which bank has obtained in-principle
approval from the RBI to set up a wholly owned non-
financial subsidiary? - South Indian Bank
## Recently “Tribes India Showroom” has been e-inaugurated
by the Union Minister for Tribal Affairs, Arjun Munda in
which city? - Mumbai
## Recently which Bank has launched a new initiative named
Gig-a-Opportunities which aims to attract skilled talent
that can work with the bank remotely, from anywhere in
the country? - Axis Bank
## Recently which ministry has signed MoU with
Travel Agents Association of India and FICCI Ladies
Organisation for women empowerment?
- Ministry of Tourism
## Saudi Arabian state oil company Saudi Aramco has
decided to end an agreement with which country about
75 thousand crores? - China
## Recently which private bank has introduced ‘Liberty
Savings Account’ for the Indian Youth, to address the
ever-changing lifestyle needs of young and digitally
interested Indians? - Axis Bank
178 Tbps.

SPORTS
## Recently who has won the Formula One British Grand
Prix 2020 held at the Silverstone Circuit, United
Kingdom? - Lewis Hamilton
## Recently World Cup winner footballer, Benedikt
Howedes has retired from football, he is related to
which country? - Germany
## The International Cricket Council has confirmed
that the ICC Men’s T20 World Cup 2020 that was
postponed due to Covid-19, it will be held in which
country in 2022? - Australia
## Recently all-rounder Cameron White has announced his
retirement from all forms of professional cricket, he is
related to which country? - Australia
## Recently Poulomi Ghatak has announced retirement, she
is related to which sport? - Table Tennis
## Every year National Sports Day is celebrated in India
on 29th August on the birth anniversary of ______. Bluerose? - Nirupama Yadav
- Major Dhyan Chand
## Name the Cricketer who became the first-ever fast
bowler to take 600 wickets in a Test Match Cricket
recently. - James Anderson
## Nishad Tharanga Paranavitana has announced retirement
from all forms of International Cricket, he is related to
which country? - Sri Lanka
## Recently has won the Formula One Spanish Grand
Prix 2020 held at Circuit de Barcelona-Catalunya,
Spain? - Lewis Hamilton
## Name the former Indian Captain and the World Cup
winner, who has announced his retirement from
International Cricket. - Mahendra Singh Dhoni
SCIENCE AND TECHNOLOGY
## Recently “Bharat Air Fibre Services” has been
inaugurated by the Union Minister Shri Sanjay Dhotre
in which state? - Maharashtra
## Recently India’s first mobile RT-PCR COVID lab
named ‘Mobile Infection Testing and Reporting lab’
was developed by which institute? 2020? - Chetan Bhagat
- Indian Institute of ## Recently Union Minister, Jitendra Singh has released
Science Bengaluru
## Recently which country has successfully tested its
advanced missile defence system, “Arrow-2” ballistic
missile interceptor? - Israel
## Recently which country has successfully launched 5th
Earth observation satellite Gaofen-9? recommended linking of Sugarcane prices to sugar
- China
Jeff Wilke, CEO of Amazon’s worldwide consumer business, will retire early next year.
One Liner
## Recently the Indian coast guard ship C-449 built and
designed by M/s Larsen and Toubro Ltd was commissioned
in which city? - Chennai
## Name the Defence Research and Development
Organisation chairman whose tenure was extended for
a two-years? - G Satheesh Reddy
## Recently who has inaugurated 2300 kilometre
submarine optical fibre cable network between
Chennai and Andaman and Nicobar Islands?
- Narendra Modi
MISCELLANEOUS
## Bihar Chief Minister, Nitish Kumar has released a
book titled “Siyasat Mein Sadasyata” authored by
whom? - Vijay Kumar
Choudhary
## Who is the author of the book, titled “Vishesh: Code
To Win”, which was published by the publishing house
## Who is the author of the book titled ‘RAW: A History of
India’s Covert Operations’? - Yatish Yadav
## Which edition of Hiroshima Day was observed on 6th
August 2020? - 75th
## 6th edition of National Handloom Day was observed
on which date? - 7th August
## Who is the author of the book ‘Amazing Ayodhya’?
- Neena Rai
## Recently who has unveiled an e-version of the book
titled ‘Connecting, Communicating, Changing’?
- Prakash Javadekar
## Which Union Minister has launched the booklet
on “Best practices of Human-Elephant Conflict
Management in India”? - Prakash Javadekar
## What is the theme of International Youth day ‘2020’,
which is observed every year on 12th August?
- Youth Engagement for
Global Action
## Who is the author of the book ‘One Arranged Murder’
which will be released globally on September 28,
a book on cancer named “Gastric Cancer”, who is the
author of this book? - Dr Ashok K. Vaid
## Who is the author of the book “Who painted my lust
red?”? - Sree Iyer
## Recently who headed the NITI Aayog task force which
rate? - Ramesh Chand
NOVEMBER 2020 MICA 9
SPOTLIGHT ALL THAT MATTERS
ABBREVIATIONS IMPORTANT DAYS AND DATES
AIFF : All India Football Federation 01 November World Vegan Day
WASH : Water, Sanitation and Hygiene 05 November World Radiography Day
SFMS : Structured Financial Messaging System 07 November World Cancer Awareness Day
09 November World Services Day
IFTAS : Indian Financial Technology and Allied
Services 14-November Children’s Day in India
17-November World Student Day
PATA : Pacific Asia Travel Association
19-November World Citizen Day
DISC : Defence India Startup Challenge
20-November Universal Children Day
JIMEX : Japan-India Maritime bilateral Exercise 21-November World Television Day
LMICs : Low and Middle Income Countries 25 November World Non-Veg Day

ECONOMIC GLOSSARY BOOKS & AUTHORS

Industry 4.0

01
The Fourth Industrial Revolution (or
Industry 4.0) is the ongoing automation of My Life in Design
traditional manufacturing and industrial
practices, using modern smart technology.
:- Gauri Khan
The phrase Fourth Industrial Revolution
was first introduced by Klaus Schwab,
executive chairman of the World Economic
Forum, in a 2015 article published by
Foreign Affairs, "Mastering the Fourth
Discovering the
Heritage of Assam 02
Industrial Revolution" was the 2016 theme
of the World Economic Forum Annual :- Padampani Bora
Meeting, in Davos-Klosters, Switzerland.
On October 10, 2016, the Forum
announced the opening of its Centre for
the Fourth Industrial Revolution in San
Francisco. This was also subject and 03 Let Us Dream

title of Schwab's 2016 book. Schwab

includes in this fourth era technologies
:- Pope Francis
that combine hardware, software, and
biology (cyber-physical systems), and
emphasizes advances in communication
and connectivity.
Schwab expects this era to be marked by
A bouquet of flowers
04
breakthroughs in emerging technologies
in fields such as robotics, artificial :- Dr Krishna Saksena
intelligence, nanotechnology, quantum
computing, biotechnology, the internet of

05
things, the industrial internet of things, The Very, Extremely,
decentralized consensus, fifth-generation Most Naughty Asura
wireless technologies, 3D printing, and Tales for Kids
fully autonomous vehicles.
:- Anand Neelakantan
In Assam, the longest river ropeway of the country is inaugurated connecting Guwahati
10 MICA NOVEMBER 2020
and North Guwahati.

Rajeev Kumar
R etired IAS officer Rajiv
Kumar assumed charge as
the new Election Commissioner
of India. Kumar's appointment
came on the heels of Ashok
Lavasa resigning from the post
upon completion of his term.
Kumar was appointed as the
new Election Commissioner by
President Ram Nath Kovind on
August 21. Rajiv Kumar is a
retired Indian Administrative Services (IAS) officer of
1984 Jharkhand cadre. Kumar will work in coordination
with Chief Election Commissioner (CEC) Sunil Arora
and Election Commissioner Sushil Chandra. Kumar had
been serving as the chairperson of the Public Enterprises
Selection Board (PESB). His tenure was to end on April
28, 2023. Prior to this, he had served as the Union finance
secretary between September 2017 to February 2020.
During his stints in the finance and personnel ministries,
Kumar was known for bringing reforms
in banking and bureaucracy. In September
2017, Kumar was appointed as the secretary
in the Department of Financial Services.
He is also credited to play a key role in the
recent merger of 10 public sector banks into
four.
S R Sarma
APPOINTMENTS THE PEOPLE
As a Flag Officer, the Admiral has served as Assistant Chief
of Materiel (IT & Systems) in Naval Headquarters, Admiral
Superintendent of Naval Dockyard, Visakhapatnam; Chief
Staff Officer (Technical), HQ ENC; Director General
Naval Projects at Vishakhapatnam, Programme Director,
HQ ATVP; and as Controller of Warship Production and
Acquisition in Naval Headquarters.
In recognition of his distinguished services, the Admiral
was awarded the Ati Vishisht Seva Medal and Vishisht
Seva Medal. He is also a recipient of Lt VK Jain Gold
Medal in 1994.
As a Principal Staff Officer and the senior most Technical
Officer in the Indian Navy, the Admiral would be in charge
of all aspects related to Maintenance Management and
Life-Cycle Product Support of all Engineering, Electrical,
Electronic, Weapons, Sensors, and IT related equipment
and systems for ships and submarines; and creation of
major marine and technical infrastructure.
He relieves Vice Admiral GS Pabby,
PVSM, AVSM, VSM who superannuates
on completion of an illustrious Naval career
spanning close to four decades.
Shailendra Dashora
I n Jammu & Kashmir,
Shailendra Dashora, an Indian
Postal Service (IPoS) Officer
of 1989 batch joined as the new
Chief Postmaster General, Jammu

V
and Kashmir Circle in Jammu.
ice Admiral SR Sarma,
AIR correspondent reports that
AVSM, VSM has assumed
Dashora was welcomed by
charge as the Chief of Materiel,
Gaurav Srivastava, Director of
of the Indian Navy on 01
Postal Services (Headquarters),
September 2020. The Admiral
J&K. Soon after taking over as
is a post graduate in Computer
Chief Post Master General, J&K Circle, Dashora reviewed
Science and Engineering
the functioning of Postal Department in the Union
from IISc, Bengaluru and a
Territories of Jammu & Kashmir and Ladakh.
distinguished alumni of Naval
Higher Command Course. He expressed confidence that the Department of Posts
will continue to work as an arm of Central
During his illustrious career
Government in implementing various
spanning over three and a half decades, the Admiral has
centrally sponsored public welfare schemes
served onboard Indian Naval ships Vindhyagiri, Rana,
across the Union Territories of Jammu &
Krishna and Mysore in various capacities.
Kashmir and Ladakh besides providing
He has tenanted varied and challenging appointments savings & traditional postal services.
in Naval Dockyards at Mumbai and Visakhapatnam,
and at Weapons and Electronics Systems Engineering Yoshihide Suga

Y
Establishment (WESEE), Headquarters, Advanced Tactical oshihide Suga was elected as the new head of Japan’s
Vessel Program (HQ ATVP) and Naval Headquarters in ruling party, virtually guaranteeing him parliamentary
New Delhi. election as the country’s next prime minister.

Railways have generated more than six lakh 40 thousand mandays of work under Gareeb
Kalyan Rozgar Abhiyan in six States.
NOVEMBER 2020 MICA 11
THE PEOPLE APPOINTMENTS
Suga received 377 votes in the
ruling Liberal Democratic Party
election to pick a successor to
Prime Minister Shinzo Abe, who
announced last month that he would
resign due to health problems. The
other two contenders received a
combined 157 votes. The expected
victory in the party vote by
Suga, currently the chief Cabinet
secretary of Abe’s government, all
but guarantees his election in a parliamentary vote because of
the majority held by the Liberal Democrats’ ruling coalition.
Despite his low-key image as Abe’s right-hand man, Suga
is actually known for his iron-fist approach to getting jobs
done as a policy coordinator and influencing bureaucrats by
using the centralised power of the prime minister’s office.
Suga says that he is a reformist and that he has worked
to achieve policies by breaking territorial barriers of
bureaucracy. He has credited himself for those efforts in
achieving a booming foreign tourism industry in Japan,
lowering cellphone bills and bolstering agricultural exports.
Compared to his political skills at home, Suga has hardly
travelled overseas, and his diplomatic skills are unknown,
though he is largely expected to pursue Abe’s priorities.
In addition to the coronavirus and the economic fallout, Suga
stands to inherit several other challenges, including China,
which continues its assertive actions in the East China Sea. He
also will have to decide what to do with the
Tokyo Olympics, which were pushed back
to next summer due to the coronavirus. And
he will have to establish a good relationship
with whoever wins the US presidential race.
Harivansh
N DA candidate Harivansh
has been re-elected as the
Deputy Chairman of Rajya
Sabha. The upper house cleared
his name with a voice vote. BJP
President JP Nadda had moved
the proposal to elect Harivansh
as the deputy chairman and
his motion was adopted. Later,
Chairman M Venkaiah Naidu
announced his name.
The Opposition had pitted Manoj Jha of RJD against Harivansh.
However, opposition parties did not press for voting and the
JDU MP was declared elected with voice vote. Congratulating
Harivansh, Prime Minister Narendra Modi said be it as a
Chairperson Delimitation Commission Justice Ranjana Desai inaugurated new office premises of
12 MICA NOVEMBER 2020
the Delimitation Commission at Ashoka Hotel, New Delhi.
journalist or social worker, the JDU MP has endeared himself
to many. He said everyone has seen the manner in which he
conducts the House proceedings. Mr Modi said he belongs to
all sides of the aisle and conducted proceedings in an impartial
manner. He said he has been an outstanding umpire and has
always been diligent in performing his duties.
Mr Modi said this time, the Parliament has convened in
circumstances that were never seen before. He stressed that
it is important to ensure all safety related
precautions are taken. Leader of Opposition
Ghulam Nabi Azad, K Keshav Rao of TRS,
Prasanna Acharya of BJP, Tiruchi Siva of
DMK and others also congratulated Harivansh.
Alapan Bandyopadhyay
A lapan Bandyopadhyay
has been named the chief
secretary of West Bengal.
Bandyopadhyay, who is now
home secretary, will assume the
new role on October 1, a day
after chief secretary Rajiva Sinha
retires on September 30.
Sinha will then join as chairman
of West Bengal Industrial
Development Corporation
(WBIDC) for three years, chief minister Mamata Banerjee
tweeted. Finance secretary H K Dwivedi will take charge
as home secretary while land and land reforms secretary
Manoj Pant, also serving as secretary of the refugee relief
and rehabilitation department, will take over as finance
secretary. Pant will continue as land department secretary.
WBSEDCL CMD Santanu Basu will get additional charge
of information and culture affairs after Bandyopadhyay, in
charge of the information and culture affairs department,
joins as chief secretary. The CM has sent her best wishes to
the new team while announcing the shuffle, likely to be the
last ahead of the 2021 assembly polls. A 1987-batch IAS
officer from Bengal, Bandyopadhyay has served the state
government in various capacities. He was district magistrate
of Howrah, North and South 24 Parganas and had also
served as Kolkata municipal commissioner before heading
several departments — transport, MSME, commerce and
industry, information and culture, and home — as principal
secretary. The IAS officer also served as interim state
election commissioner in 2015. The state government has
also shuffled responsibilities in other departments. Rajesh
Pandey will head PHE department along with MSME and
textiles department. Kanwaljit Singh Cheema will head
Sunderbans department along with tribal development
department.

Rajesh Sinha has been put in charge of transport department and
P K Mishra has been given charge of water
resource investigation department with fisheries
department as an additional charge. WBIDC
executive director Sumit Gupta will continue as
joint secretary in the health department.
PD Vaghela
T he Appointments Committee
of the Cabinet (ACC) on
September 28, 2020, appointed
senior Indian Administrative
Service (IAS) officer PD Vaghela
as the new Chairman of the
Telecom Regulatory Authority
of India (TRAI). Vaghela will be
succeeding RS Sharma who was at
the helm of the sector regulator for
a period of five years. According
to the statement by the Department of personnel and training
(DoPT), PD Vaghela will take charge from October 1, 2020,
for three years or until he attains the age of 65 years or until
further orders, whichever comes first.
About PD Vaghela: TRAI’s new Chairman:
## PD Vaghela is a 1986-batch officer of the Gujarat cadre.
## Vaghela is currently in the Pharmaceuticals department (DoP)
which is under the Ministry of Chemicals and Fertilizers. He
was there as a Secretary for a year till September 30, 2020.
## Prior to the Department of Pharmaceuticals, he was the
commissioner of Commercial Tax in Gujarat.
## PD Vaghela is counted among the key officers who
played a significant role in the rollout of the Goods
and Services Tax (GST), in 2017.
Role of TRAI Chairman:
TRAI Chairman’s role is extremely significant given the
importance of the sector in the Indian economy.
Even though, the Department of
Telecommunications (DoT) takes the final
call on TRAI proposals, the recommendations
made by the latter for the basis of DoT’s final
policy framework, thus carry huge weight
which is difficult to ignore.
Narendra Tomar
P resident of India Ram Nath Kovind has accepted
minister of food processing industries Harsimrat Kaur
Badal’s resignation from the Union Cabinet and directed
that Narendra Singh Tomar be assigned the additional
charge of the ministry, according to a press release.
PM-CARES Fund Trust will allocate funds for establishment of 500-bed COVID-19
Makeshift Hospitals at Patna and Muzaffarpur districts in Bihar.
APPOINTMENTS
“The President of India, as advised
by the Prime Minister, has accepted
the resignation of Smt. Harsimrat
Kaur Badal from the Union Council
of Ministers, with immediate effect,
under clause (2) of Article 75 of the
Constitution,” the communique
issued said. “Further, as advised by
the Prime Minister, The President
has directed that Shri Narendra
Singh Tomar, Cabinet Minister, be
assigned the charge of the Ministry
of Food Processing Industries, in addition to his existing
portfolios,” it added.
Harsimrat Kaur Badal had tendered her resignation from
the Cabinet in protest of legislation seeking to liberalise
agricultural markets. “I have resigned from Union Cabinet in
protest against anti-farmer ordinances and legislation. Proud to
stand with farmers as their daughter & sister,” she had tweeted.
The minister’s party Shiromani Akali Dal (SAD) opposed the
farm-relation legislations but said it will continue to be a part
of the ruling National Democratic Alliance (NDA).
“These bills have many provisions that go
against farmers’ interests. We have repeatedly
asked the government that please address the
apprehensions of farmers, but the government
had done nothing. Therefore, I oppose these
bills,” SAD chief Sukhbir Singh Badal said.
Kenichi Ayukawa
T he executive committee of
Society of Indian Automobile
Manufacturers has elected Kenichi
Ayukawa as its new President. He
has been the Managing Director and
Chief Executive Officer of Maruti
Suzuki India Ltd since 2013.
Ayukawa who was earlier the
Vice President of SIAM succeeds
Rajan Wadhera, Senior Advisor at
Mahindra & Mahindra Ltd. The members of SIAM also elected
Vipin Sondhi, Managing Director and Chief Executive Officer
of Ashok Leyland Ltd, as the next SIAM Vice President. Vinod
Aggarwal, Managing Director and Chief Executive Officer
of Volvo Eicher Commercial Vehicles Ltd, will continue
as the Treasurer. SIAM is a not-for-profit apex national
body representing all major vehicle and vehicular engine
manufacturers in India. It works towards supporting sustainable
development of the Indian automobile industry
with the vision that the country emerges
as a destination of choice for design and
manufacture of automobiles. It’s headquarter is
situated in New Delhi.
NOVEMBER 2020 MICA 13
THE PEOPLE AWARDS
AWARDS
Venice Film Festival National Awards to distinguished

D irector Chatainya teachers

T
Tamhane has won eachers' Day is
the best screenplay being celebrated
award for his Marathi- throughout the country.
language feature "The The day is celebrated on
Disciple" at the Venice the birth anniversary of
Film Festival. Tamhane educationist and former
became the first director President Dr Sarvepalli
from India to compete in Radhakrishnan. President
the main category of a European film festival since Mira Ram Nath Kovind has
Nair's "Monsoon Wedding" in Venice in 2001. said that teachers are the true nation builders who lay the
"The Disciple" which looks at the world of classical foundation of character-building in our sons and daughters
musicians was premiered at the Biennale last week and to make them enlightened citizens. He said, teachers are
received glowing reviews from the critics. Chinese- instrumental in building the character and knowledge of the
American filmmaker Chloe Zhao bagged the top prize of children.
the coveted Golden Lion for her drama "Nomadland". Speaking after virtually presenting National Awards to
Here is a full list of winners at Venice Film Festival 2020: Teachers on the occasion of Teacher's Day, Mr Kovind
GOLDEN LION: Nomadland, Chloé Zhao said, only good buildings, expensive equipment or
facilities do not make a school. He said, the teachers'
SILVER LION – GRAND JURY PRIZE: New Order, dedication is the most important factor in making a good
Michel Franco school. The President said, teachers should be at the centre
SILVER LION – AWARD FOR BEST DIRECTOR: of fundamental changes being made in the education
Kiyoshi Kurosawa, Wife of a Spy system. He said, according to the New Education Policy,
SPECIAL JURY PRIZE: Dear Comrades!, Andrei every possible step needs to be taken to enable teachers. He
Konchalovsky added that as per the policy, efforts will have to be made to
select the most talented people in the teaching profession
AWARD FOR BEST SCREENPLAY: Chaitanya
at every level.
Tamhane, The Disciple
President Kovind opined that the newly introduced policy
COPPA VOLPI for Best Actress: Vanessa Kirby, Pieces
is an endeavour to prepare our children for future needs
of a Woman
and has been designed after considering the opinion of
COPPA VOLPI for Best Actor: Pierfrancesco Favino, various stakeholders. Emphasizing on the importance
Padrenostro of digital technology in challenging times of COVID
MARCELLO MASTROIANNI AWARD for Best pandemic, President Kovind said that our teachers are
Young Actor or Actress: Rouhollah Zamani, Sun Children taking the help of this technology to reach out to the
children. Applauding the skills of teachers in shifting to
ORIZZONTI AWARD FOR BEST FILM: The
Wasteland, Ahmad Bahrami this new technology driven teaching, he said that it is
important for all teachers to upgrade and their skills in the
ORIZZONTI AWARD FOR BEST DIRECTOR: Lav field of digital technology so as to make education more
Diaz, Genus Pan effective and also make the students conversant with the
SPECIAL ORIZZONTI JURY PRIZE: Listem, Ana new techniques.
Rocha de Sousa The national level awards are given to teachers on Teachers'
ORIZZONTI AWARD FOR BEST Day to celebrate the unique contribution of some of the
SCREENPLAY: Pietro Castellitto, I finest teachers in the country. President Ram Nath Kovind
Predatori honoured 47 teachers, who have given their significant
ORIZZONTI AWARD FOR BEST contribution in improvement of the quality of school
ACTRESS: Khansa Batma, Zanka Contact education.

US-based photo and video sharing app Triller has appointed former TikTok executive Raj
14 MICA NOVEMBER 2020
Mishra as its Country Manager and Head of Operations for India.

The President congratulated the winners of the award and
appreciated the steps taken by the teachers in order to
improve school education qualitatively. He observed that
about 40 per cent of the winners of the National Awards
were women and appreciated the role
women have played as educators.
Education Minister Ramesh Pokhriyal
Nishank and Minister of State for Education
Sanjay Dhotre were present on the occasion.
NSS Awards for 2018-19
P resident Ram Nath
Kovind conferred the
National Service Scheme
Awards for the year
2018-19 through virtual
mode.
The NSS Award for
the year 2018-19 was
presented to 42 awardees
in three different categories like University, NSS Units
and their Programme Officers and NSS Volunteers. Youth
Affairs and Sports Minister Kiren Rijiju attended the
ceremony from Vigyan Bhavan in New Delhi.
Speaking at the occasion, the President said that the National
Service Scheme aims at' education through service. He
said, character building and personality development of
young volunteers is done through service and the motto of
this scheme is 'Not me, but you'.
Mr Kovind said that it is a matter of happiness that about 40
lakh young students of many technical institutes, colleges
and universities are serving the society and the nation by
joining the National Service Scheme. He said, so far nearly
four crore volunteers have contributed through this scheme.
The President said, in the fight against the global epidemic
COVID-19, the NSS volunteers have created awareness
about social-distancing and use of masks.
On the occasion, Youth Affairs and Sports Minister Kiren
Rijiju appreciated the NSS volunteers for rendering
exceptional services during the challenging times of
COVID-19. Department of Youth Affairs confers the
National Service Scheme Award every year to recognize
and reward outstanding contributions towards voluntary
community service.
NSS is a Central Sector Scheme which was launched in
the year 1969 with the primary objective of developing
the personality and character of the student youth through
voluntary community service. The ideological orientation
of the NSS is inspired by the ideals of Mahatma Gandhi.
Sharechat has acquired Bengaluru-based Circle Internet, a move that will help the
homegrown social media app strengthen hyperlocal content on its platform.
AWARDS
The NSS volunteers work on issues of social relevance,
which keep evolving in response to the needs of the
community, through regular and special
camping activities. Such issues include
literacy and education, health, family
welfare and nutrition, environment
conservation, social service programmes,
rescue and relief during calamities.
Garib Kalyan Rozgar Abhiyan
Award
U ttar
government
Pradesh
has
bagged 8 awards in Garib
Kalyan Rozgar Abhiyan
(GKRA) launched by the
Department of Drinking
Water and Sanitation
under the Union Ministry
of Jal Shakti. The
State has also got overall second rank in implementation
of Gandagi Mukt Bharat scheme. The awards will be
distributed at a virtual ceremony by the Minister of State,
Ministry of Jal Shakti on October 2, 2020.
Chief Minister of state, Yogi Adityantha said in a function
in Unnao that his government created the highest number
of jobs in the country during the corona pandemic period.
He said that his government not only brought lakhs of
migrant workers back to their homes but also provided
them employment near their villages.
The Government of India had launched the Garib
Kalyan Rojgar Abhiyan initiative to tackle the impact of
COVID-19 on Labourers and workers. It is a rural public
works scheme which was launched on June 20, 2020 with
an initial funding of Rs 50,000 crore. Uttar Pradesh has got
overall first position in the Garib Kalyan Rozgar Abhiyan
category while in individual districts,
Prayagraj, Hardoi and Fatehpur has bagged
first, second and third ranks respectively.
In Non-GKRA category, Bareilly and
Aligarh have secured first and second ranks
respectively. Aligarh has also received the
Special Recognition award.
Gan Samragni Lata Mangeshkar
award
T
he Maharashtra government announced the Gan
Samragni Lata Mangeshkar award for the year 2020-
21 to veteran female playback singer Usha Mangeshkar.
The award is given by the cultural department of the state
government. Making the announcement, state culture
NOVEMBER 2020 MICA 15
THE PEOPLE AWARDS
minister, Amit Vilasrao Indira Gandhi Peace Prize
Deshmukh said the award
include cash prize of five
lakh rupees, a certificate
F ormer Prime Minister
Manmohan
conferred the Indira
Singh
and a memento.
Gandhi Peace Prize
The veteran singer has on British broadcaster
sung songs in Marathi, David Attenborough at a
Hindi and several other virtual event. Congress
Indian language films. President Sonia Gandhi
Her songs from the film 'Subah ka Tara', 'Jay Santoshi was also present
Maa', 'Azad', 'Chitrlekha', 'Khatta Meetha', 'Kala Pathar', during the online award function. She described David
'Naseeb', 'Khubsurat', 'Disco Dancer', 'Inkar' ruled the Attenborough as one of Nature's "most staunch conscience
chartbuster. keepers" for over half a century. David is also the brother of
The singer has also expressed happiness actor Richard Attenborough. Accepting the award for the year
for being conferred with the prestigious 2019, Attenborough said, "We have to change from being
award which has been announced after her nationalists to being international". The Indira Gandhi Prize
eldest sister and recipient of Bharat Ratna, for Peace, Disarmament and Development was instituted in
Lata Mangeshkar as she turned 91-year the memory of the former prime minister by a trust in her
old. name in 1986. It consists of a monetary award of Rs 25 lakh
along with a citation. The award is given to individuals or
PATA Grand Award organisations who work towards ensuring international peace

K erala Tourism’s and development, ensuring that scientific discoveries are

internationally
acclaimed ‘Human by
Nature’ campaign has
bagged the prestigious
PATA Grand Award 2020
for marketing.
The award, one of the
three PATA grand awards,
will give a stimulus to the tourism industry in the State that
is in a crisis for over six months due to the pandemic. The
awards were announced at a virtual presentation ceremony
in Beijing.
The event was attended by Minister for Tourism
Kadakampally Surendran; Secretary, Tourism, Rani
George; Tourism Director P. Bala Kiran; PATA Chief
Executive Officer Mario Hardy; and Macao Government
Tourism Office Director Maria Helena de Senna
Fernandes.
The Tourism Director said the department was trying to
rejuvenate the sector by innovative business models.
The PATA Gold Awards 2020 attracted 121 entries from 62
organisations and individuals worldwide. The winners were
selected by a committee of 16 personalities
from various destinations.
This year’s awards recognised the
achievements of three Grand title winners
and 21 gold awards.
Sophia Popov became the first female golfer from Germany to capture a major title when
16 MICA NOVEMBER 2020
she won the Women's British Open by two strokes at Royal Troon.
used to further the scope of freedom and better humanity, and
creating new international economic order.
Sonia Gandhi said Indira Gandhi despite
being born in a political family saw herself
as a child of Nature, developing a special
affinity for mountains, forests, birds and
animals from an early age.
Jeevan Raksha Medals
T he President of
India has awarded
the following Railway-
Protection Force (RPF)
personnel with Jeevan
Raksha Padak awards as
mentioned below:
1. Sanvottam Jeevan
Raksha Padak
(posthumous) - Late Jagbir Singh, Constable/Northern Railway.
Late Jaghir Singh laid down his life on duty while saving
precious lives of 4 children on railway premises near
Adarshnagar-Azadpur railway section Delhi. Displaying
unmatched valor, he went beyond the call of his duty and
without caring for his own life saved the lives of these children.
2. Uttam Jeevan Raksha Padak- Shivcharan Singh,
Constable/ Western Railway.
On 10.08.2019. Shivcharan Singh while performing train
escorting duty on Train No. 12959 noticed some persons trapped

in heavy flood shouting for help, when the train stopped due to
waterlogging on the tracks near Shymkhayali railway station.
Shivcharan Singh, without caring for his own life, rushed to
their rescue and saved precious lives of 09 persons.
3. Uttam Jeevan Raksha Padak- Mukesh Kumar Meena
Head Constable/North Western Railway.
Mukesh Kumar Meena, Head Constable/RPF/Jodhpur
division, while on train escorting duty on 16.09.2018 in Train
No. 22478, displayed exemplary courage
in saving the life of a lady passenger along
with 02 children. Mukesh Meena jumped
from the running train and pulled out the lady
passenger from the gap between the platform
and the train alongwith both her children.
72nd Emmy award 2020 announced
AWARDS
Shanti Swarup Bhatnagar Prize
2020 announced
T he Shanti Swarup Bhatnagar Prize 2020 was announced
by the Union science and technology minister Dr Harsh
Vardhan at the Foundation Day celebration
of the Council for Scientific and Industrial
Research (CSIR) on 26th September. The
Prize is awarded in the following disciplines:
Awardees:
Biological Sciences:
� Dr Subhadeep Chatterjee � Dr Vatsala Thirumalai
Chemical Sciences
� Dr Jyotirmayee Dash, � Dr Subi Jacob George
Earth, Atmosphere, Ocean and Planetary Sciences

T he 72nd Emmy Awards 2020 was

hosted by Jimmy Kimmel at an empty
theatre in Los Angeles with cut-outs of the
� Dr Abhijit Mukherjee
Engineering Sciences
� Dr Suryendu Dutta

nominees placed in the audience. � Dr Amol Arvindrao Kulkarni � Dr Kinshuk Dasgupta

Winners’ list of the Emmy Awards 2020: Mathematics Sciences
Drama Series: Succession Supporting Actress in a Drama � Dr UK Anandavardhanan, � Dr Rajat Subhra Hazra
Series: Julia Garner, Ozark
Supporting Actor in a Drama Outstanding Directing for a Medicine Sciences
Series: Billy Crudup, The Drama Series: Succession � Dr Bushra Ateeq, � Dr Ritesh Agarwal
Morning Show
Outstanding Writing for a Lead Actress in a Drama Physics Sciences
Drama Series: Succession Series: Zendaya, Euphoria � Dr Rajesh Ganapathy � Dr Surajit Dhara
Comedy Series: Schitt’s Creek Limited Series: Watchmen
Supporting Actress in a Supporting Actor in a All India Football Federation
Limited Series or Movie: Limited Series or Movie: awards 2019-20
Uzo Aduba, Mrs America Yahya Abdul-Mateen II,
Watchmen
Outstanding Directing for Outstanding Writing for a
a Limited Series, Movie or Limited Series: Watchmen
2 019-20 AIFF Men’s Footballer of the Year: Gurpreet
Singh Sandhu.
2019-20 AIFF Women’s Player of the Year: Sanju Yadav.
Dramatic Special: Unorthodox
Lead Actor in a Limited Series Lead Actress in a Limited 2019-20 AIFF Men’s Emerging Footballer of the Year:
or Movie: Mark Ruffalo, I Series or Movie: Regina Anirudh Thapa.
Know This Much Is True King, Watchmen
Lead Actor in a Drama Supporting Actress in a 2019-20 AIFF Emerging Women’s Footballer of the
Series: Jeremy Strong, Comedy Series: Annie Year: Ratanbala Devi.
Succession Murphy, Schitt’s Creek
Supporting Actor in a Outstanding Directing for 2019-20 AIFF Award for the Best Assistant Referee: P.
Comedy Series: Daniel a Comedy Series: Schitt’s Vaira-Muthu (from Tamil Nadu).
Levy, Schitt’s Creek Creek 2019-20 AIFF Award for the Best Referee: L. Ajit Kumar
Outstanding Writing for a Lead Actor in a Comedy Series: Meetei (from Manipur).
Comedy Series: Schitt’s Creek Eugene Levy, Schitt’s Creek
Lead Actress in a Comedy Variety Talk Series: Last 2019-20 AIFF Award for the Best
Series: Catherine O’Hara, Week Tonight with John Grassroots Development Programme:
Schitt’s Creek Oliver West Bengal (based on E-licence courses
Competition Program: Outstanding Television
and Golden Baby Leagues).
RuPaul’s Drag Race Movie: Bad Education

Maharashtra Chief Minister Uddhav Thackeray inaugurated 800-bed jumbo Covid facility
at COEP ground through video conference in Pune.
NOVEMBER 2020 MICA 17
THE PEOPLE OBITUARY
OBITUARY
Ziauddin Tariq Ali
L iberation war fighter and a
prominent public figure of
Bangladesh Ziauddin Tariq Ali
passed away in Dhaka. He was
admitted to a specialised hospital
in Dhaka after getting infected
with Corona two weeks back.
He was a member of the cultural
group ‘Muktir Gaan’ that inspired
the freedom fighters through their
songs during the Liberation War
in 1971. Condoling the death of Tariq Ali, the Liberation
War Affairs Minister of Bangladesh AQM Mozammel
Haque praised his role in setting up the Liberation War
Museum. He said Tariq Ali worked tirelessly to spread the
spirit of liberation war among the new generation. Prime
Minister Sheikh Hasina also expressed deep shock and
sorrow at the death of Ziauddin Tariq Ali.
He was instrumental in setting up the Liberation War Museum
in Dhaka in 1996 with contributions from the common
people. Currently, it has the largest collection of material
relating to the liberation war of Bangladesh against Pakistan.
Apart from generating awareness among people about the
history of Bangladesh during the liberation war, the museum
also helped in bringing to book several collaborators who
sided with Pakistani forces during the 1971 war. He devoted
his life to fighting against fundamentalism to establish a
progressive and secular Bangladesh.
Govind Swarup
F ather of India's Radio
Astronomy, Dr. Govind
Swarup passed away at Pune.
He was 91. He was admitted to
a local hospital due to ill health
a few days ago. Dr. Swarup is
known not only for his many
important research contributions
in several areas of astronomy
and astrophysics, but also for
his outstanding achievements in
building ingenious, innovative and powerful observational
facilities for front-line research in radio astronomy.
The Giant Metrewave Radio Telescope (GMRT) was
established at Narayangaon near Pune was established
under Dr. Swarup's able guidance. He was awarded
Padmashree, Dr. Shanti Swarup Bhatnagar award, H.
Union Minister for Road Transport, Highways and MSMEs Shri Nitin Gadkari laid foundation
18 MICA NOVEMBER 2020
stone of and inaugurate 45 highway projects in Madhya Pradesh.
K. Firodia award and many International awards. Senior
Scientist Dr. Raghunath Mashelkar has condoled the death
of Dr. Swarup. He said that Dr. Swarup was an institution
in himself and his work will always remain with us.
Swami Agnivesh
A
rya Samaj leader and social
activist Swami Agnivesh
passed away at the Institute of
Liver and Biliary Sciences, ILBS
in New Delhi. He was 80. Swami
Agnivesh was suffering from liver
cirrhosis and was critically ill
and on ventilatory support due to
multi organ failure., his condition
deteriorated and he went into
cardiac arrest in the evening. ILBS
said, resuscitation was attempted but the he passed away
at 6:30 PM. Agnivesh was elected to Haryana Legislative
Assembly in 1977 and served as a Cabinet Minister for
Education in the state in 1979. He founded Bonded Labour
Liberation Front in 1981 and worked against bonded labour.
He also led numerous movements against alcoholism.
Swami Agnivesh also served as president of the Sarvadeshik
Arya Pratinidhi Sabha, World Council of Arya Samaj.
Raghuvansh Prasad Singh
P TIFormer Union Minister
Raghuvansh Prasad Singh
passed away. He was undergoing
treatment at AIIMS, Delhi about
a week ago after developing
post-Covid complications.
Raghuvansh Prasad Singh,
recently resigned from RJD party.
President Ram Nath Kovind
has expressed sadness at the
death of former Union Minister
Raghuvansh Prasad Singh. In a tweet, Mr Kovind said he
had an extraordinary understanding of rural India. He said
Raghuvansh Prasad Singh gave a special dignity to public
life through his simple living.
Prime Minister Narendra Modi paid tributes to former
Union Minister Raghuvansh Prasad Singh at his death. In a
tweet, Mr Modi said Raghuvansh Prasad Singh is no more
among us. His demise has left a void in the political sphere
of Bihar as well as the country. Bihar Governor Phagu
Chauhan, Chief Minister of Bihar Nitish Kumar have
expressed grief over demise of Raghuvansh Prasad.

Ashok Gasti
T he Rajya Sabha Member of
Parliament from Karnataka
Ashok Gasti has passed away in
a private hospital in Bengaluru.
In a statement issued by hospital
Director Dr. Manish Rai, the 55
year old leader passed.
He was diagnosed with severe
Covid-19 pneumonia and
critically ill with multi-organ
failure when admitted to the
hospital in Bengaluru on September 2nd. Ashok Gasti was
the first time MP who had taken oath as member of Rajya
Sabha on July 22nd. A lawyer by profession and former
General Secretary of BJP, he had also served as Chairperson
of the Backward Class Development Corporation in
Karnataka. Meanwhile, Rajya Sabha observed two-minute
silence on the passing away of the sitting member of the
Upper House Ashok Gasti. Rajya Sabha Chairman M.
Venkaiah Naidu said he was a dedicated social worker
and able Parliamentarian. Rajya Sabha also paid homage
to former member of Rajya Sabha Dr. Kapila Vatsyayan.
Afterwards, the house was adjourned for 30 minutes.
Sardar Tara Singh
A IRFormer Maharashtra BJP
MLA Sardar Tara Singh died
in Mumbai due to prolonged illness.
He was 82. Senior BJP leader Kirit
Somaiya said, Sardar Tara Singh
breathed his last this morning at
a private hospital in Mumbai. Mr
Somaiya said, Singh had been in
the hospital since the last several
days and was undergoing treatment
for various illnesses. He was
elected from Mulund Assembly
Constituency in Mumbai four times in a row.
Maharashtra Governor Bhagat Singh Koshyari has
expressed grief over the demise of Sardar Tara Singh. In
a message, Mr Koshyari said, Sardar Tara Singh was a
popular leader and social worker. He was always on the
forefront of social and religious work. The Governor said,
Tara Singh, served the people with great commitment. In
his demise, the city and the State have lost a dedicated Lok
Sevak. The Governor offered his prayers for the departed
soul and conveyed his deepest condolences to the members
of the bereaved family. Singh’s colleagues in the BJP took
to social media to pay him tribute. Former Maharashtra
Chief Minister and Senior BJP leader Devendra Fadnavis
said that Tara Singh's active participation during assembly
proceedings, commitment for his constituency and common
man will be remembered forever. Mumbai BJP President
Mangal Prabhat Lodha also expressed sorrow over the
SBI Funds Management has appointed Vinay M Tonse as its managing director and chief
executive officer.
OBITUARY
passing away of his colleague. He said, a vacuum has been
created by his passing away. Shiv Sena leader Sachin Ahir
also paid his tribute to Sardar Tara Singh saying he was one
of the finest people who served the society selflessly.
Ashalata Wabgaonkar
V eteran Marathi actress
Ashalata Wabgaonkar died
early morning on September 22
after having tested positive for
COVID-19. She was 79. She was
in Satara for the shooting of a
mythological show. Wabgaonkar
reportedly contracted COVID-19
during the shoot. The actress was
undergoing treatment at a private
hospital in Maharashtra since
September 17. "Her condition
worsened and she was put on ventilator support. She
breathed her last on the morning of September 22," a senior
doctor from the hospital.
Confirming the news, former Chief Minister of Goa,
Digambar Kamath, paid tribute to the actress. The actress
had reportedly visited the sets of a Marathi TV show recently
from where she might have contracted the disease. The
actress had worked in many Bollywood hits including 'Apne
Paraye', 'Zanjeer, 'Namak Halal', 'Sharaabi', 'Shaukeen'
and Marathi movies like 'Maherchi Sadi', 'Vahinichi Maya',
'Umbartha', 'Sutradhar', 'Navari Mile Navryala'.
Dean Jones
F ormer Australian cricketer
Dean Jones passed away after
suffering a cardiac arrest. He was
59. Jones was part of the Star Sports
commentary team and was in a bio-
secure bubble in a Mumbai hotel.
“It is with great sadness that we
share the news of the passing away
of Mr. Dean Mervyn Jones AM. He
died of a sudden cardiac arrest,”
Star Sports said in a statement.
“We express our deep condolences to his family and stand
ready to support them in this difficult time. We are in touch
with the Australian High Commission to make the necessary
arrangements,” the statement said. “Jones was one of the
great ambassadors of the game associating himself with
Cricket development across South Asia. He was passionate
about discovering new talent and nurturing young cricketers.
Jones played in 52 Test matches, in which he scored 3631
runs. Jones scored a total of 11 centuries and was an important
member of Allan Border’s team. Popularly known as Deano,
the right-hander was one of the most successful batsmen in
ODI cricket in his era. With 6,068 runs in 164 ODIs at an
average of 44.61, Deano had a remarkably good strike rate of
NOVEMBER 2020 MICA 19
THE PEOPLE OBITUARY
72.56. Interestingly, 41 ODI matches of his career were played
against the mighty Windies team. His role in the team’s World
Cup win in 1987 and the 1989 Ashes under AB (Allan Border)
were a huge turning point for Australian cricket.”
Jaswant Singh
F ormer Union Minister
Jaswant Singh passed away
in New Delhi this morning
following a prolonged illness.
He was 82. He was admitted to
Army's Research and Reffereal
Hospital in Delhi on 25th June.
The Hospital said, he was being
treated for sepsis with multiorgan
dysfunction syndrome and effects
of severe brain injury. After a fall
at his residence six years ago in 2014, he had suffered a
serious head injury and had slipped into coma.
One of the founding members of BJP Jaswant Singh served
as Minister of Defence, External Affairs and Finance and also
Deputy Chairman of Planning Commission. He was elected
to the Lok Sabha four times and to Rajya Sabha five times
and served as Leader of Opposition in the Upper House. He
was NDA's nominee in the Vice Presidential election in 2012.
President, Vice President and Prime Minister have expressed
grief on the demise of Jaswant Singh. President Ram Nath
Kovind said, the demise of veteran soldier, outstanding
parliamentarian, exceptional leader and intellectual, Jaswant
Singh is distressing. Mr Kovind said, He combined many
difficult roles with ease and equanimity. He expressed
condolences to his family and friends.
Dr. Kapila Vatsyayan
D
r Kapila Vatsyayan passed
away. She was a leading
scholar of Indian classical dance,
art, architecture, and art history.
She was a member of parliament
and also served as Secretary
to the Government of India
in the Ministry of Education,
where she was responsible for
the establishment of a large
number of national institutions
of higher education. Dr Kapila
Vatsyayan,92 served as the founding director of the Indira
Gandhi National Centre for the Arts. She was former
President of India International Centre (IIC) and an IIC
Life Trustee and the Chairperson of the IIC International
Research Division.Dr. Vatsyayan was highly trained in
Kathak and Manipuri classical dance forms apart from
Bharatanatyam and Odissi. Tags Ministry of Education
classical dance kathak manipuri dance kapila Vatsyayan
US Republican Party re-nominated Donald Trump and Mike Pence as Presidential, Vice
20 MICA NOVEMBER 2020
Presidential candidates.
Indian classical dance Indira Gandhi National Centre for
the Art bharathanatyam.
PR Krishna Kumar
I n Tamil Nadu, prominent
Ayurveda physician and
Managing Director of the
iconic Coimbatore Arya Vaidya
Pharmacy, PR Krishna Kumar
passed away in Coimbatore.
He was 69. He had been under
treatment for various ailments at a
private hospital in Coimbatore for
the past one week. Krishnakumar,
who had done yeomen service
for the popularisation of the
Ayurvedic system of medicine had been conferred the
Padmasri award in 2009. He had also been the recipient of
the National Ayurveda Award instituted by the Government
of India. Besides being the founder of AVP Research
Foundation, Krishnakumar was also the Chancellor of
the renowned Avinashilingam University in Coimbatore.
Krishnakumar hailed from a Kerala Warrier family of
hereditary ayurvedic physicians. His father Dr PV Rama
Warier had founded the Coimbatore Arya Vaidya Pharmacy.
Prime Minister Narendra Modi has condoled the demise
of prominent Ayurveda physician PR Krishnakumar. In
a tweet, Mr Modi said that Krishnakumar's persistent,
enterprising and mission-mode activities have contributed
to the global popularity of Ayurveda.
Johnny Bakshi
V eteran producer-director
Johnny Bakshi passed away
after suffering a cardiac arrest at
a hospital in Mumbai. He was 82.
Bakshi was admitted to Arogya
Nidhi hospital in suburban
Juhu after he complained of
breathlessness. He was tested
for COVID-19, which came out
negative. Bakshi is survived by
sons Brando, Kennedy, Bradman
and daughter Priya. “He was hospitalised due to breathlessness
and was put on ventilator. The COVID-19 test was conducted
and he tested negative for it. He passed away between 1.30-
2 a.m. due to cardiac arrest,” Bakshi’s daughter Priya told.
The filmmaker's last rites were performed at a crematorium
in Mumbai in the presence of family members. In his career
spanning over four decades, Bakshi mostly worked as a
producer, backing films such as 'Manzilein Aur Bhi Hain',
(1974), 'Raavan', (1984) and 'Phir Teri Kahani Yaad Aayee'
(1993). He has also directed two films 'Daku Aur Police'
(1992) and 'Khudai' (1994) starring Rajesh Khanna in the lead.

Burning Topics of the Month
Tribal Affairs Ministry
Foreign Direct Investment
signed an agreement for
Policy in Defence Sector
setting up of National
amended.
Institute of Tribal Research.
Cabinet approves introduction of
J&K Official Languages Bill 2020 in
Parliament 02 Sep' 20
T
he Cabinet chaired by the Prime Minister has
approved the introduction in Parliament of the
Jammu and Kashmir Official Languages Bill 2020
in which five languages will be official languages.
These are Urdu, Kashmiri, Dogri, Hindi and English.
Briefing the media, Union Minister Dr Jitendra Singh
said inclusion of Dogri, Hindi and Kashmiri as official
languages in Jammu and Kashmir is not only a fulfilment
of a long-pending public demand but is also in keeping
with the spirit of equality.
Jammu and Kashmir is an India union territory, and
constituting the southern portion of the larger Kashmir
region, which has been illegally occupied Pakistan, and
some part by China. The region of Jammu and Kashmir
is separated by the Line of Control from the Pakistani
occupied Kashmir and Gilgit-Baltistan in the west and
north respectively. It lies to the north of the Indian states of
Himachal Pradesh and Punjab and to the west of Ladakh.
Provisions for the formation of the union territory of
Jammu and Kashmir were contained within the Jammu
and Kashmir Reorganisation Act, 2019, which was passed
by both houses of the Parliament of India in August 2019.
The act re-constituted the erstwhile state of Jammu and
Kashmir as two union territories, 'Jammu and Kashmir' and
'Ladakh', with effect from 31 October 2019.
Jammu and Kashmir is home to several valleys such as the
Kashmir Valley, Chenab Valley, Sindh Valley and Lidder
Valley. Some major tourist attractions in Jammu and
Kashmir are Srinagar, Gulmarg, Pahalgam, Patnitop and
Jammu. Every year, thousands of pilgrims visit holy shrines
of Vaishno Devi and Amarnath which has had significant
impact on the state's economy.
To meet the increasing demand due to COVID -19 Bengal Chemicals & Pharmaceutical
Ltd created a record of producing 51,960 pheneol bottles on a single day.
NATIONAL NEWS BITES
India aims to end
tuberculosis by 2025:
Health Minister at UN.
& Many More...
The Kashmir valley is one of the top tourist destinations
of India. Gulmarg, one of the most popular ski resort
destinations in India, is also home to the world's highest
green golf course. The decrease in violence in the state has
boosted the state's economy, specifically tourism.
Jammu and Kashmir is also famous for its
scenic beauty, flower gardens, apple farms
and more. It attracts tourists for its unique
handicrafts and the world-famous Kashmiri
Shawls.
Tribal Affairs Ministry signs agreement
for setting up of National Institute of
Tribal Research 04 Sep' 20
T
ribal Affairs Ministry signed an agreement
with Indian Institute of Public Administration,
IIPA for setting up of National Institute of
Tribal Research at the IIPA campus, New Delhi. The
proposed National Institute will be functional in a few
months and will be engaged in quality tribal research
in collaboration with reputed government and non-
governments NGOs spread over the country. The
agreement was signed in the presence of Tribal Affairs
Minister Arjun Munda.
Addressing the valedictory session of two Days National
Tribal Research Conclave Mr Munda said, the new
National Institute of Tribal Research should also have an
educational wing to educate students on tribal development
and tribal art and culture. According to him, the Ministry
has designed workable models which provide end to end
solution as part of action research to be implemented by
policy initiatives.
According to him, the Ministry is funding Tribal Research
Institutions for research on various aspects of tribal life and
culture but now intervention of research with policy should
be emphasized in their research.
NOVEMBER 2020 MICA 21
NEWS BITES NATIONAL
The Indian Institute of Public Administration
The Indian Institute of Public Administration (IIPA) was
established in 1954 and is research and training organization
under the Ministry of Personnel of the Government of
India.
T. N. Chaturvedi is the current Chairman
of the institute. Venkaiah Naidu the current
Vice President of India is the president of
the institute. It is located in New Delhi.
24x7 Toll-Free Mental Health
Rehabilitation Helpline 'KIRAN'
launched 05 Sep' 20
S
o c i a l
Justice and
Empowerment
M i n i s t e r
Thaawarchand
Gehlot launched
the 24x7 Toll-Free
Mental Health
Rehabilitation
Helpline "KIRAN”. The helpline number is 1800-500-
0019. This Helpline has been developed by the Department
of Empowerment of Persons with Disabilities to provide
relief and support to persons with Mental Illness.
This helpline will offer mental health rehabilitation
services with the objective of early screening, first-aid,
psychological support, mental well-being and psychological
crisis management. It will function as a lifeline to provide
1st stage advice, counselling and reference to individuals,
families, NGOs, Parent Associations, Professional
Associations, Rehabilitation Institutes, Hospitals or anyone
in need of support across the country.
This assumes great significance in view of the growing
incidence of Mental Illness, particularly in the wake of
COVID-19 Pandemic.
The Ministry of Social Justice and Empowerment is a
Government of India ministry. It is responsible for welfare,
social justice and empowerment of disadvantaged and
marginalised sections of society, including scheduled
castes (SC), Other Backward Classes (OBC), the disabled,
the elderly, and the victims of drug abuse.
The Minister of Social Justice and Empowerment holds
cabinet rank as a member of the Council of Ministers. The
current minister is Thawar Chand Gehlot, who is assisted
by a Minister of State, Rattan Lal Kataria, Krishan Pal
Gujjar and Ramdas Athavale.
Ministry of Shipping has facilitated more than 1,00,000 crew change on Indian ports and
22 MICA NOVEMBER 2020
Thaawar Chand Gehlot is an Indian politician who currently
serves as the Minister of Social Justice and
Empowerment in the NDA Government.
He is currently the leader of the upper
house of Indian Parliament. He is a member
of the Parliamentary Board and the Central
Election Committee of the BJP.
Centre launches Climate Smart Cities
Assessment Framework 11 Sep' 20
H
o u s i n g
and Urban
A ff a i r s
Minister Hardeep
Singh Puri launched
the Climate Smart
Cities Assessment
Framework, CSCAF
2.0, along with
the ‘Streets for People Challenge’ in a virtual event. The
objective of CSCAF is to provide a clear roadmap for cities
towards combating Climate Change while planning and
implementing their actions, including investments. CSCAF
initiative intends to inculcate a climate-sensitive approach
to urban planning and development in India.
The Streets for People Challenge is the response to the
need for making the cities more walkable and pedestrian
friendly. The Challenge builds on the advisory issued
by the Ministry for the holistic planning for pedestrian-
friendly market spaces, earlier this year. The Challenge will
support cities across the country to develop a unified vision
of streets for people in consultation with stakeholders and
citizens.
Secretary Housing and Urban Affairs Durga Shanker
Mishra, senior officials of Ministries of Housing and
Urban Affairs and Ministry of Environment, Forest
and Climate Change, Principal Secretaries Urban
Development of States and UTs, State Mission Directors
of Smart Cities Mission, Municipal Commissioners
and CEOs of Smart Cities, representatives of partner
agencies and other key stakeholders attended the virtual
event.
Ministry of Housing and Urban Affairs (MoHUA),
Government of India, is a federal ministry with executive
authority over the formulation and administration of the
rules and regulations and laws relating to the housing
and urban development in India. The ministry was under
the charge of Venkaiah Naidu and was given to Hardeep
Singh Puri when Naidu was elected Vice President of India.
The Ministry became independent from the Ministry of
through charter flights.

Housing and Urban Poverty Alleviation in 2004, but was
later re-merged with it in 2017.
The ministry also published the National
City Rating, which ranked the cleanest cities
in India, under which Indore was rated as
the cleanest. The ministry announced Smart
Cities in India on 27 August 2015.
Foreign Direct Investment Policy in
Defence Sector amended 18 Sep' 20
T
he Union
Government
has approved
the amendment
in Foreign Direct
Investment Policy in
Defence Sector.
Commerce and
Industry Minister
Piyush Goyal has said that for new licensees, FDI is allowed
up to 74 per cent through automatic route and beyond 74
per cent to be permitted through government route.
For existing licensees, infusion of fresh foreign investment
up to 49 per cent can be done by making declaration of
change or transfer within 30 days.
Mr Goyal said, this will enhance ease of doing business
and contribute to growth of investment, income and
employment. According to him, foreign investments in
the defence sector shall be subject to scrutiny on grounds
of national security. The Minister said, in line with our
collective vision of Atmanirbhar Bharat, these amendments
will enhance self-reliance in defence production, while
keeping national interests and security paramount.
Foreign Direct Investments
Foreign Direct Investments, abbreviated as FDIs are
those investments which are made by an establishment or
company situated offshore. Through FDI, the investing
company may establish its business operations in a foreign
land or even make an international acquisition.
Foreign Institutional Investors
Also known as FIIs, Foreign Institutional Investors, FIIs
can be individual investors, investment funds or assets
which are invested in a foreign country, outside of the
territory in which the investing company is
registered or headquartered. FIIs typically
belong to varying financial and non-
financial sectors, including banks, mutual
fund houses, infrastructure companies, etc.
Govt. allowed free export of PPE medical coveralls of all categories, face shields and masks.
NATIONAL
PM Modi inaugurates Kosi Rail Mega
Bridge & 12 railway projects in Bihar
18 Sep' 20
P
rime Minister
Narendra
Modi has
dedicated the historic
Kosi Rail Mahasetu
(Mega Bridge) to
the nation through
video-conference
this afternoon. The
minister inaugurated 12 rail projects related to passenger
facilities to benefit the people of Bihar.
The 1.9-kilometre long Kosi mega bridge has been
completed at a total cost of 516 crore rupees. Speaking
on this occasion, Prime Minister Narendra Modi said,
history has been created in connectivity and prosperity
of Bihar after construction of historical Kosi Rail
Mahasetu. According to him, the bridge has connected
Mitihila and Kosi region. With the construction of the
bridge the rail distance between Nirmali and Saraigarh
would come down from the present 298 kilometres to 22
kilometres. This bridge is of strategic importance along
Indo-Nepal border. It would also make it easy for long
distance travel to Kolkata, Delhi and Mumbai for the
people of the region.
The Prime Minister stressed that the dedication of this
project has fulfilled the 86-year old dream and the long
wait of the people of the region. During the heavy flood
and severe Indo-Nepal earthquake in 1934, the Koshi rail
link was washed away and thereafter due to the meandering
nature of river Kosi no attempt was made to restore this rail
link for long period.
The project was completed during the COVID-pandemic
where the migrant labour also participated. The Prime
Minister said, 90 per cent rail line in Bihar has been
electrified. He blamed the previous UPA government for
the slow progress in the development of railways in the
state during its rule.
Among the 12 other projects inaugurated by the Prime
Minister are two new railway lines, five electrification
projects, one electric locomotive shed and third line project
between Barh and Bakhatiarpur.
The two new railway lines are the Hajipur-Ghoswar-
Vaishali section as well as Islampur-Nateshar section and
Karnauti- Bakhtiarpur by pass rail line between Barh-
Bakhtiarpur.
NOVEMBER 2020 MICA 23
NEWS BITES NATIONAL
The railway electrification projects
include Muzaffarpur- Sitamarhi sections,
Katihar-New Jalpaiguri, Samastipur-
Khagaria, Bhagalpur- Shivnarayanpur and
Samastipur-Jaynagar sections.
MoU signed between AYUSH Ministry
and WCD Ministry for controlling
Malnutrition as a part of POSHAN
Abhiyan 20 Sep' 20
A
Memorandum of Understanding was signed
between the Ministry of AYUSH and Ministry of
Women and Child Development in New Delhi for
controlling Malnutrition as a part of POSHAN Abhiyan.
The MoU will see some time-tested and scientifically
proven Ayush-based solutions being adopted for controlling
malnutrition in the country.
AYUSH Secretary Vaidya Rajesh Kotecha and Women and
Child Development Secretary Ram Mohan Mishra signed
the MoU in the presence of Minister of Women and Child
Development Smriti Irani, Minister for WCD. Minister of
Ayush Shripad Yesso Naik, joined the ceremony through
Video Conference. Speaking on the occasion, Mrs Irani said
that the collaboration of efforts of both the Ministries will
go a long way in tackling the problem of malnutrition in
mothers and children in the country. According to him that
Nutri-gardens and medicinal gardens will be established in
every Anganwadi in near future.
On this occasion, Shripad Yesso Naik said that Ayurveda
and other AYUSH systems have much to contribute in
dealing with mild and moderate mal-nutrition by way of
many specific measures such as right intake of diet by the
pregnant women, feeding practices by lactating mothers,
use of traditional products augmenting milk secretion and
nutritional food for children. He further
said that India enjoys the distinction of
having the largest network of traditional
health care systems which are widely
accepted owing to its wide accessibility,
affordability, safety and trust of people.
Women officers in helicopter stream
of Indian Navy 21 Sep' 20
I
n yet another first in the history of Indian naval
aviation, two women officers have been selected
to join as “Observers” (Airborne Tacticians) in the
helicopter stream. They would in effect, be the first set of
women airborne combatants who would be operating from
warships. Earlier, entry of women was restricted to the
24 MICA NOVEMBER 2020 The Reserve Bank has projected India's growth rate at (-) 4.5 percent for 2020-21.
fixed wing aircraft
that took off and
landed ashore.
These officers, Sub
Lieutenant (SLt)
Kumudini Tyagi and
SLt Riti Singh, are a
part of a group of 17
officers of the Indian
Navy, including four women officers and three officers of
the Indian Coast Guard (13 officers of Regular batch and
04 woman officers of Short Service Commission batch)
who were awarded “Wings” on graduating as “Observers”
at a ceremony held on 21 Sep 20 at INS Garuda, Kochi.
The ceremony was presided over by Rear Admiral Antony
George NM, VSM, and Chief Staff Officer (Training) who
presented the awards and coveted wings to the graduating
officers. In addition, the Chief Guest also awarded the
‘Instructor Badge’ to six other officers, (five from the
Indian Navy including a woman and another from Indian
Coast Guard) who had successfully graduated as Qualified
Navigation Instructors (QNI) on the occasion.
The officers of the 91st Regular course and 22nd SSC
Observer course were trained in air navigation, flying
procedures, tactics employed in air warfare, anti-submarine
warfare and exploitation of airborne avionic systems. These
officers would serve on-board Maritime Reconnaissance
and Anti-Submarine Warfare aircraft of the Indian Navy
and Indian Coast Guard.
From the 91st Regular Observer Course, Lieutenant Hitesh
Singh was awarded the Uttar Pradesh Trophy on being
adjudged ‘First in the Overall Order of Merit’ while Lt
Anuj Kumar was awarded the Flag Officer Commanding-
in-Chief, Eastern Naval Command Trophy for being
adjudged ‘Best in Flying’. Lt Hitesh Singh was also
awarded Sub Lt RV Kunte memorial Book
Prize on being adjudged ‘Best in Ground
Subjects’. From 22nd SSC Observer
Course SLt Kreeshma R was awarded the
Book Prize for being adjudged ‘Best in
Overall Order of Merit’.
India is home to largest number of
Greater One-Horned Rhinoceros:
Prakash Javadekar 22 Sep' 20
U
nion Minister Prakash Javadekar said India is
home to the largest number of Greater One-Horned
Rhinoceros in the world with population in the
range of 3000 animals in Assam, West Bengal and UP.

In his message
on the occasion
of World Rhino
Day, Mr Javadekar
said Environment
Ministry has
launched a National
Conservation
Strategy for Indian
One-Horned Rhino. He added that the conservation
initiatives for rhino has also enriched the grassland
management which help in reducing the negative impacts
of climate change through carbon sequestration.
The National Rhino Conservation Strategy for India was
launched last year to conserve the greater one-horned
rhinoceros. This is a first of its kind for the species in India
which aims to work for the conservation of the species
under five objectives. The objectives include strengthening
protection, expanding the distribution range, research and
monitoring, and adequate and sustained funding.
One horned rhino was close to extinction with a population
of less than 200 in the beginning of the 20th century. It is
the only large mammal species in Asia to be down-listed
from endangered to vulnerable in the International Union
for Conservation of Nature, IUCN Red list in 2008.
Every year on September 22, the world celebrates World
Rhinoceros Day. The day intends to celebrate rhinos across
the world in unique ways. The World Rhinoceros Day was
announced by the World Wildlife Fund (WWF) in 2010.
Meant for Asian and African species of rhinoceros, the day
celebrates the animal and encourages people to take steps
for its conservation.
One of the five rhinoceros species living in Africa and Asia
have been declared 'critically endangered'.
These species are- Javan Rhinos, Sumatran
rhinos and black rhinos. The White Rhinos
have been declared 'near threatened' while
one-horned rhinos are said to be vulnerable
to extinction.
Parliament passes Rashtriya Raksha
University Bill 2020 22 Sep' 20
P
arliament has passed the Rashtriya Raksha University
Bill 2020. The Rajya Sabha cleared this Bill, while
the Lok Sabha had already passed it earlier.
The Bill establishes the Raksha Shakti University, Gujarat
as a University called the Rashtriya Raksha University in
Gujarat. The Bill declares the University as an institution of
national importance. Speaking on the Bill, Minister of State
Prominent judge Krushna Chandra Kar, known for his unbiased ruling in the high-profile
Chhabirani gangrape-murder case of 1980, has died in Odisha's Kendrapara district. He was 90.
NATIONAL
for Home Affairs, G. Kishan Reddy said that strengthening
the police training system is the vision of Prime Minister
Narendra Modi.
According to him, this University is essential as several such
police universities are functioning in the other countries.
Vijayasai Reddy of YSR Congress, RCP Singh of JDU, K.
Ravindra Kumar of TDP, Mozibulla Khan of BJD spoke on
the Bill extending their support to the legislation.
Rashtriya Raksha University, formerly Raksha Shakti
University (RSU) is a model security educational university
located in Gandhinagar, Gujarat, India. It is the first internal
security institute of India, established by the Government
of Gujarat, India in 2009. In 2020, it was taken over by
central government of India from Gujarat Government.
The university offers under-graduate, post-graduate,
research degree programmes, and professional diploma
and certificate programmes. The Institute was inaugurated
by the former Chief Minister of Gujarat, Shri Narendra
Modi on 22 July 2010.
The university is to be upgraded as Rashtriya
Raksha University, a National University, as
an Institute of National Importance through
RRU Bill 2020 presented in Lok Sabha.
Parliament passes Foreign
Contribution (Regulation) Amendment
Bill 23 Sep' 20
P
arliament
has passed
the Foreign
Contribution
(Regulation)
Amendment Bill,
2020 with Rajya
Sabha giving
its nod. The bill
amends the Foreign Contribution (Regulation) Act, 2010
which regulates the acceptance and utilization of foreign
contribution by individuals, associations and companies.
Foreign contribution is the donation or transfer of any
currency, security or article by a foreign source.
The bill adds that the public servants will be prohibited
to accept any foreign contribution. It provides that any
person seeking prior permission, registration or renewal of
registration must provide the Aadhaar number of all its office
bearers, directors or key functionaries as an identification
document. The bill states that foreign contributions must
be received only in an account designated by the bank as
an FCRA account as notified by the Central Government.
NOVEMBER 2020 MICA 25
NEWS BITES NATIONAL
Replying to a discussion on the bill, Minister of State for
Home Affairs Nityanand Rai said that the main objective
of the bill is that foreign funds do not impact the social and
political sphere of the country. According to him that it will
ensure transparency in the foreign funding mechanism.
Initiating the discussion, Arun Singh of BJP said that it
is a very good step by the government which will ensure
the strict monitoring of foreign fund spending and any
violation of norms. According to him, this bill was much
needed as several NGO are misusing the foreign funds
for spreading their religious propaganda. Prashant Nanda
of BJD said that stringent measures have been taken to
ensure the spending of the designated funds. He requested
that genuine NGO should not be harassed by the agencies.
Supporting the bill, RCP Singh of JD (U)
said that monitoring mechanisms will be
enhanced with the help of this legislation. S
R Balasubramaniyan of AIADMK, Swapan
Dasgupta, K. Ravindra Kumar of TDP also
spoke on the bill.
Parliament passes three labour code
Bills 23 Sep' 20
P
arliament
has passed
the three
labour code Bills
for the welfare and
protection of the
workers. Rajya
Sabha gave its nod to
these bills while the
Lok Sabha had already passed it.
The Occupational Safety, Health and Working Conditions
Code 2020, seeks to amend the laws regulating the
occupational safety, health and working conditions of the
persons employed in an establishment. The second bill,
The Industrial Relations Code 2020, aims at amending the
laws relating to Trade Unions, conditions of employment in
industrial establishment or undertaking, investigation and
settlement of industrial disputes. The third bill, The Code
on Social Security, 2020 seeks to amend the laws relating
to social security of the employees in the country.
Replying to a discussion on the bill, Labour and Employment
Minister Santosh Kumar Gangwar said that these historic
bills will have far-reaching effects on the interests of the
workers by creating a time bound grievance resolution
mechanism. According to him, several provisions have been
included in the bills to provide a safe environment to the
workers and robust social security mechanism. According
The Central Industrial Security Force (CISF) took over the security of the Statue of Unity
26 MICA NOVEMBER 2020
in Gujarat's Narmada district with the induction of over 270 armed personnel.
to him, the government is committed for the welfare of the
workers and in the last six years several steps have been
taken in this direction. He clarified that the government has
not taken away the rights of labourers to protest. According
to him, 14 days of prior notice period for strike has been
put there to find an amicable solution of the issues to be
raised by the labourers. He added that several provisions
have been made for the welfare of the migrant workers.
Intervening in the discussion, Information and Broadcasting
Minister Prakash Javadekar said that these historic bills
will ensure justice for the workers. According to him,
several provisions have been made in the Bills including
guaranteed minimum and timely wages, free health check-
up facility and allowances for migrant workers to visit their
homes once in a year. He criticized the Opposition for their
absence during the passage of such important legislations.
BJP MP Vivek Thakur said that these labour codes will
pave the way for the Atmanirbhar Bharat by fulfilling the
objectives of One Code, One Nation. According to him,
the provisions mentioned in these codes will eliminate
ambiguities, ensure compliance and safety of workers.
Union Minister Ramdas Athawale, Rakesh
Sinha of BJP, Subhas Chandra Singh of
BJD, RCP Singh of JD (U), K. Ravindra
Kumar of TDP and others also spoke on the
bills.
India aims to end tuberculosis by
2025: Health Minister at UN
24 Sep' 20
H
e a l t h
Minister
Dr Harsh
Vardhan has said that
India has accorded
high priority for
ending tuberculosis
by 2025, five
years ahead of the
Sustainable Development Goals.
Dr Harsh Vardhan said this while addressing Ministers
of Member Nations of WHO, Heads and Representatives
of UN Agencies through virtual interaction. He spoke
on India’s role and contribution towards strengthening
multisectoral action and progress towards ending TB,
especially in context of the COVID-19 crisis.
The Minister added that Tuberculosis has been in existence
since time immemorial and continues to remain a major
global public health problem. Despite the progress made

over the last decade, TB remains the leading infectious
killer disease worldwide. According to him, India has taken
several critical steps towards ending TB.
In India, each year, approx. 220,000 deaths are reported due
to Tuberculosis. Between 2006 and 2014, the disease cost
Indian economy approximately USD 1 billion. This public
health problem is the world's largest tuberculosis epidemic.
India bears a disproportionately large burden of the world's
tuberculosis rates, as it continues to be the biggest health
problem in India. It remains one of the largest on India's
health and wellness scale. India is the highest TB burden
country with World Health Organization (WHO) statistics
for 2011 giving an estimated incidence figure of 2.2 million
cases of TB for India out of a global incidence of 9.6
million cases. Compared to India, Canada has about 1,600
new cases of TB every year.
In India, TB is responsible for the death of every third
AIDS patient. Moreover, India accounts for about a quarter
of the Global TB Burden. The ministry reiterated their
commitment to eliminating TB in the country by 2025. As
part of its efforts to eliminate Tuberculosis,
the Union government changed the name
of Revised National Tuberculosis Control
Program (RNTCP) to National Tuberculosis
Elimination Program (NTEP) on December
30, 2019.
'National Medical Commission' comes
into existence 25 Sep' 20
T
he National
M e d i c a l
Commission
(NMC), in place of
the Medical Council
of India (MCI), as
the country's apex
regulator of medical
education and
profession has come into existence from. With the NMC
coming into being, the Board of Governors (BoG) which
superseded the MCI on September 26th, 2018, to perform
its functions, has been dissolved and the nearly 64-year-old
Indian Medical Council Act abolished.
Dr Suresh Chandra Sharma, former head of the All India
Institute of Medical Sciences ENT department, Delhi, has
been appointed as chairman for a period of three years.
The NMC Act, which seeks to usher in mega reforms in
the medical education sector, received the assent of the
president on August 8th last year. The NMC comprises
England's James Anderson became the first fast bowler to take 600 Test wickets.
NATIONAL NEWS BITES
a chairman, 10 ex-officio members and 22 part-time
members.
The NITI Aayog had recommended the replacement of
Medical Council of India (MCI) with National Medical
Commission (NMC). The decision was approved by most
states and after its approval by the Prime Minister and NMC
bill was passed by parliament and approved by President
on 8 August 2019.
Functions of NMC
Laying down policies for regulating medical institutions
and medical professionals.
Assessing the requirements of human resources and
infrastructure in healthcare.
Ensuring compliance by the State Medical Councils with
the regulations made under the Bill.
Framing guidelines for determination of fee for up to 50%
of the seats in the private medical institutions.
The NMC will make guidelines for a new
cadre of non-MBBS mid-level health
service providers such as nurse practitioners
and pharmacists with limited rights to
prescribe Medicines.
Rules relaxed for divorced daughters
to receive Family Pension 27 Sep' 20
M
inister of
State for
Personnel,
Public Grievances
and Pensions Dr
Jitendra Singh has
said that rules have
been relaxed for
divorced daughters to
receive Family Pension. According to him, now a daughter
will be entitled to receive the Family Pension even if the
divorce had not finally taken place, but the divorce petition
had been filed by her during the lifetime of her deceased
parent employee or pensioner. Disclosing this while
briefing the media about some of the important reforms
brought in by the Department of Pension and Pensioners’
Welfare, Dr Singh said, the earlier rule provided for
payment of Family Pension to a divorced daughter only if
the divorce had taken place during the lifetime of deceased
parent pensioner or his spouse. According to him, the new
circular will not only bring ease in the life of pension
receiving individuals but also ensure respectable and
equitable rights for the divorced daughters in the society.
NOVEMBER 2020 MICA 27
NEWS BITES NATIONAL
Dr Singh said, orders have also been issued for grant of
Family Pension to a Divyang child or sibling even if the
Disability Certificate is produced after the death of the
pensioner parent but the disability had occurred before the
death of the parents. Similarly, to bring ease of living for the
Divyang pensioners, Dr Jitendra Singh said, the Attendant
Allowance for the helper has been increased from 4,500
rupees per month to 6,700 rupees per month.
The Minister said, one of the most noteworthy initiatives
taken by the Pension Department is with regard to the
Digital Life Certificate. Keeping in view the difficulty
faced by the senior citizens who have gone and settled
abroad with their children after retirement, Dr Singh said,
circular has been brought out on Consolidated Instructions
on Life Certificate and commencement of Family Pension
for those living abroad. According to him, the concerned
Bank Branch abroad and the Indian Embassy, Consulate
and High Commission have been instructed to provide Life
Certificate and commencement of Family Pension there
itself.
Dr Singh said, at the same time, all Pension
Disbursing Banks have been instructed to
provide doorstep Life Certificate to those
pensioners who are unable to visit the bank.
PFC signs MoU with Ministry of Power
detailing targets for FY 2020-21
29 Sep' 20
P
ower Finance
Corporation
Limited,
PFC has signed a
performance-based
Memorandum of
Understanding, MoU
with the Ministry
of Power detailing
various targets to be achieved by PFC during FY 2020-21.
The MoU was signed by Power Secretary Sanjiv Nandan
Former New Zealand batsman Craig McMillan has been appointed as Bangladesh''s batting
28 MICA NOVEMBER 2020
consultant for their upcoming tour of Sri Lanka.
Sahai and CMD of PFC R.S. Dhillon in presence of senior
officials of the Ministry of Power and PFC.
Government of India has set an ambitious revenue
target of 36 thousand crore rupees along with various
performance-related parameters such as Operating
Profit as percentage of Revenue from Operation, PAT as
a percentage of Average Net Worth and Non-financial
parameters namely IPDS-related parameters. PFC has
been delivering exemplary performance from the past
years and the ratings from the Government of India stands
testimony to the performance.
Power Finance Corporation Ltd. is an Indian financial
institution. Established in 1986, it is the financial back bone
of Indian Power Sector. PFC's Net worth as on 30 September
2018 is INR 383 billion. PFC is the 8th highest profit
making CPSE as per the Department of Public Enterprises
Survey for FY 2017–18. PFC is India's largest NBFC and
also India's largest infrastructure finance company.
Initially wholly owned by the Government of India, the
company issued an initial public offering in January, 2007.
The issue was oversubscribed by over 76 times, which
is one of the largest for an IPO of any Indian company.
PFC is listed on the Bombay Stock Exchange (BSE) and
the National Stock Exchange (NSE). It is also an ISO
9001:2000 certified company and enjoys the status of
Navratna Company in India.
The Ministry of Power is an Indian government ministry.
The current Union Minister of State (Independent charge) is
Raj Kumar Singh. The ministry is charged with overseeing
electricity production and infrastructure development,
including generation, transmission, and delivery, as well as
maintenance projects. India faces challenges in electrical
supply and delivery, and is often unable to meet demand,
even in very large cities.
The ministry acts as a liaison between the
central government and state electricity
operations, as well as with the private
sector. The ministry also oversees rural
electrification projects.
 STATE NEWS BITES
Burning Topics of the Month

UP government decides to Manipur College received Odisha launches initiative

give cows to families with two National Service to make state slum-free in 3
malnourished children. Scheme Award 2018-19. years.

& Many More...

Jammu & Kashmir Administration cent. The new policy has authorized Excise Commissioner
to scrutinize all the violations/frauds
issues New Excise Policy for 2020-21 committed in grant and renewal of licenses
02 Sep' 20 in past. The validity of renewal of license

I
shall be for one year as per the rules and not
n Jammu & Kashmir, the Union Territory for five years as in earlier policy.
Administration has issued New Excise Policy for 2020-
21 effective from 1st of September till 31st March next Tamil Nadu CM releases state’s
year. The new policy aims at rationalizing the tax structure
to optimize revenues besides encouraging transition from
Electronic Hardware Manufacturing
High to Low Alcoholic drinks. The policy also aims at Policy-2020 06 Sep' 20

T
providing choice of brands to consumers and level playing
he Tamil
field to those in the trade and 50 per cent Additional Excise
Nadu Chief
Retail Duty commonly known as Corona Tax has been
Minister
waived off.
E d a p p a d i
The policy would help in achieving the financial targets Palaniswamy
despite COVID-19 challenges. To generate additional released the state’s
revenue for common good, bottling fee @ 10 to 12 rupees Electronic Hardware
per bottle has been introduced on bottling of all kinds of Manufacturing
liquor. Besides, the existing Excise Duties have been Policy-2020.
marginally increased. The Policy provides for grant of new
A target is fixed in the new policy for the manufacturing of
licenses for Wine Shops in un-served and under-served
electronic goods worth 100-billion US Dollars by the year
areas through e-tendering in a secured and transparent
2025. It envisages making the state contribute 25 percent
manner.
of the country's total electronic hardware export. It aims at
Under the new policy, provision for reservation to attracting semiconductor fabrication units to the state.
Ex-servicemen, Specially-abled SC/ ST/ OBC and
Providing a 30-percent capital subsidy, 50 percent grant for
Economically Weaker Sections @ two per cent each
taking land on lease, 5-percent interest grant for term loans
has been made while granting new license fee and new
and a monthly financial aid for the first-time trainees in the
Start-ups established by availing loans under any of self-
sector for six months at the rate of Rs. 4,000 for men and
employment scheme of government will get concession
Rs. 6,000 for women are some of the features in the new
on up-front fee of five lakh rupees instead of seven lakh
policy.
rupees. The Bars at tourist locations and areas falling under
various Tourism Development Authorities shall have to pay Mobile phones, LED’s, fabless chips, printed circuit
half of amount prescribed under annual license fee. boards, solar photovoltaic cells and medical and automobile
electronics are some of the areas that are being given focus
To curb bootlegging/ smuggling of Super Deluxe/Bottled in
in the new policy. Tamil Nadu is one of the 28 states of
Origin (BIO) price correction has been made by imposing
India. Its capital and largest city is Chennai. Tamil Nadu
additional assessment duty 20 per cent instead of 40 per
Raksha Mantri Rajnath Singh launched the Directorate General National Cadet Corps
(DGNCC) Mobile Training App.
NOVEMBER 2020 MICA 29
NEWS BITES STATE
lies in the southernmost part of the Indian subcontinent
and is bordered by the union territory of Puducherry and
the South Indian states of Kerala, Karnataka, and Andhra
Pradesh. The state shares a maritime border with the nation
of Sri Lanka.
Tamil Nadu is the tenth largest Indian state by area and the
sixth largest by population. The economy of Tamil Nadu
is the second-largest state economy in India with `18.54
lakh crore in gross domestic product with a per capita GDP
of `214,000. It has the 11th highest ranking among Indian
states in human development index. Tamil Nadu is the most
urbanized state in India, and one of the most
industrialized states; the manufacturing
sector accounts for more than one-third
of the state's GDP. Its official language is
Tamil, which is one of the longest-surviving
classical languages in the world.
Gujarat CM announces 16% rebate
in gas bill to ceramic industry in state
09 Sep' 20
G
ujarat Chief
Minister
Vijay Rupani
has announced 16 per
cent rebate in gas
bill to the ceramic
industry in the state.
According to the
official press release,
this will exempt the ceramic industry from Rs.2.50 per
standard cubic meter (SCM) hike by Gujarat Gas Company
Limited and Sabarmati Gas Limited. This rebate is over
and above Rs.2 per SCM rebate announced earlier.
The decision was taken at a high-level meeting held
in Gandhingar yesterday, following representation by
the industry. This decision will help the
ceramic industry, which is passing through
difficult times in the wake of COVID-19
pandemic. It will benefit 1,160 units of
Ceramic industry in Morbi, Surendranagar
and Sabarkantha districts of the state.
MoU to establish Centre of Excellence
in civil nuclear sector in Maharashtra
15 Sep' 20
F
rance-based EDF Group has signed a Memorandum
of Understanding with Veermata Jijabai
Technological Institute in Mumbai and International
The Competition Commission of India (CCI) approves the proposal of Tau Investment to
30 MICA NOVEMBER 2020
acquire shares in J B Chemicals.
Institute of Nuclear
Energy (I2EN)
to conduct a pre-
feasibility study for
the establishment
of a Centre of
Excellence in the
civil nuclear sector
in Maharashtra.
I2EN is the umbrella organization of French stakeholders
involved in nuclear education and training.
EDF, which is engaged in the development and
construction of the biggest nuclear plant in the world,
with six European Pressurised Reactors totalling close
to 10,000 MW at Jaitapur, along with state-run Nuclear
Power Corporation of India Limited, is aiming to develop
a large pool of diversified skills in India to support the
project.
Commenting on the tie-up, VJTI Director Dhiren Patel
said, this centre will provide a networked platform
for the specific skills as required in relation to EPR
technology for a third generation pressurised water
reactor design.
France is a country consisting of metropolitan France
in Western Europe and several overseas regions and
territories.
The metropolitan area of France extends from the
Mediterranean Sea to the English Channel and the North
Sea, and from the Rhine to the Atlantic Ocean. It borders
Belgium, Luxembourg and Germany to the northeast,
Switzerland, Monaco, and Italy to the east, and Andorra
and Spain to the south.
Following the revolution, France reached its political and
military zenith in the early 19th century under Napoleon
Bonaparte, subjugating much of continental Europe
and establishing the First French Empire. The French
Revolutionary and Napoleonic Wars shaped the course of
European and world history.
France retains its centuries-long status as a global centre
of art, science, and philosophy. It hosts the world's fifth-
largest number of UNESCO World Heritage Sites and is
the leading tourist destination, receiving over 89 million
foreign visitors in 2018.
France is a developed country with the
world's seventh-largest economy by
nominal GDP, and the tenth-largest by PPP.
In terms of aggregate household wealth, it
ranks fourth in the world.

State-wide programme 'My Family-
My Responsibility' to contain spread
of Covid-19 begins in Maharashtra
15 Sep' 20
I
n Maharashtra, the state-wide programme to contain the
spread of Covid-19 began. As per the programme 'My
Family-My Responsibility' each and every household
in the state will be visited by health teams along with the
help of local public representatives.
The health teams will inquire about the health of members
in the family and accordingly classification will be done
with regards to the problems they face.
The line of treatment will also be decided after examining
the health condition of an individual.
Chief Minister Uddhav Thackeray has said that with the
life gradually getting back to normalcy it is important to
break the chain of the virus.
He said people will have to learn to live with coronavirus by
adopting to a new lifestyle for effective COVID -19 control.
He told the administration and people's representatives not
to be complacent and try to reach out to the last person in the
society under the mission My Family- My Responsibility.
Thackeray said that each and every individual should
identify the responsibility and work towards taking care of
his or her family.
Saying that it is going to be a turning point in the lives of
people in the state, he said the programme will also prepare
the masses for future pandemics.
Meanwhile, residents of Bhiwandi city in neighbouring
Thane district are getting themselves tested with the city
aiming to attain mission zero deaths.
In order to ensure there is no increase in the
number of cases, Bhiwandi Nizampur City
Municipal Corporation has started testing
complete housing societies even if one
person in the society tests positive.
J&K Horticulture Department
launches “Backyard Horticulture”
programme under CAPEX scheme in
Jammu district 16 Sep' 20
I
n Jammu and Kashmir, the Horticulture Department
has launched the Flagship programme “Backyard
Horticulture” under CAPEX scheme at Panchyat
Jaswan in Marh block of Jammu district.
The Ministry of Culture has announced 7 new circles of Archaeological Survey of India.
STATE
Under the
programme, at least
three fruit plants
costing Rs. 200 will
be distributed among
the farmers at 90%
subsidy covering 600
households.
The main aim of the
programme is to promote organic fruit production for home
consumption and to fulfil individual requirement.
A demonstration on the cultural practices to be adopted
while planting these fruit plants in the backyard of the
houses to keep away the insect and diseases was also given
to the farmers and they were advised to plant these fruit
plants in the backyard of their house to increase green
cover for preservation of the environment.
Capital expenditure or capital expense (capex or CAPEX)
is the money an organization or corporate entity spends
to buy, maintain, or improve its fixed assets, such as
buildings, vehicles, equipment, or land. It is considered
a capital expenditure when the asset is newly purchased
or when money is used towards extending
the useful life of an existing asset, such as
repairing the roof.
Horticulture is the art and science of plants.
It combines aesthetics and knowledge to
improve your outdoor environment.
NABARD to implement new loan
scheme for women's self-help groups
16 Sep' 20
T
he National Bank for Agriculture and Rural
Development - NABARD - will be implementing
a new loan scheme for women's self-help groups to
start production of value added food products like chips,
pickles, jams etc from the next Gandhi Jayanthi day on
October 2nd.
This was announced by NABARD Chairman Shri G R
Chinthala in Virudhunagar, Tamilnadu.
He said the discussions will be held with Tamilnadu Chief
Minister Edapadi Palanisamy within a day or two about
allowing self-help groups to start production of fertilisers.
Shri Chinthala said that the Covid 19 pandemic had affected
68% of agriculture and allied activities and that NABARD
is giving top priority to help this sector.
National Bank for Agriculture and Rural Development
(NABARD) is an apex development finance institution fully
NOVEMBER 2020 MICA 31
NEWS BITES STATE
owned by Government of India. NABARD is Head Office
at Mumbai,Maharashtra,. NABARD was established on the
recommendations of B.Sivaramman Committee on 12 July
1982 to implement the National Bank for Agriculture and
Rural Development Act 1981. It replaced the Agricultural
Credit Department (ACD) and Rural Planning and Credit
Cell (RPCC) of Reserve Bank of India, and Agricultural
Refinance and Development Corporation (ARDC). It is one
of the premier agencies providing developmental credit
in rural areas. NABARD is India's specialised bank for
Agriculture and Rural Development in India.
The initial corpus of NABARD was Rs.100 crores.
Consequent to the revision in the composition of share
capital between Government of India and
RBI, the paid up capital as on 31 May 2017,
stood at Rs.6,700 crore with Government of
India holding Rs.6,700 crore (100% share).
The authorized share capital is Rs.30,000
crore.
Industry Department, SIDBI enters
into MoU to encourage MSME sector
in Gujarat 17 Sep' 20
I
n Gujarat, Industry Department and the Small Industries
Development Bank of India- SIDBI entered into a MoU
to encourage the MSME sector in the State. The MoU
was signed by Additional Chief Secretary for Industry and
Mines M.K. Das and SIDBI Dy. M D Vasantharao Satya
Venkata Rao at Gandhinagar last evening. Speaking on this
occasion, the Chief Minister Vijay Rupani said that the state
government is committed to encourage the MSME sector.
The state government has already announced Rs.768 crore
Atmanirbhar package as part of slew of incentives to the
MSME sector under the new Industrial Policy 2020. He
expressed the confidence that over 35 lakh MSME units,
which are providing maximum jobs in Gujarat, would
continue to get active support and guidance from SIDBI.
He said that the MoU with SIDBI is intended to provide
financial assistance, capital subsidy, interest subsidy, patent
assistance, technology transfer and acquisition, innovation
to provide financial assistance, market support, innovation,
technology transfer and build capacity to compete in the
global market.
Small industrial Development Bank of India (SIDBI) is a
development financial institution in India, headquartered
at Lucknow and having its offices all over the country. Its
purpose is to provide refinance facilities and short term
lending to industries, and serves as the principal financial
institution in the Micro, Small and Medium Enterprises
A 2year-old Dutch writer Marieke Lucas Rijneveld has become the youngest author to win the
32 MICA NOVEMBER 2020
International Booker Prize.
(MSME) sector. SIDBI also coordinates the functions
of institutions engaged in similar activities. It was
established on April 2, 1990, through an Act of Parliament.
It is headquartered in Lucknow. SIDBI operates under
the Department of Financial Services,
Government of India. State Bank of India is
the largest individual shareholder of SIDBI
with holding of 16.73% shares, followed
by Government of India and Life Insurance
Corporation of India.
UP government decides to give
cows to families with malnourished
children 18 Sep' 20
I
n a unique step towards eliminating the malnourishment
among children, Uttar Pradesh government has
decided to give cows to the families with malnourished
children, which will ensure availability of milk for them.
The step taken under the 'Poshan Abhiyan’ campaign will
help in bringing down the level of malnourishment among
children and women in the state.
The State Government has decided to give cattle from its
cow shelters in the state under the Chief Minister Destitute
Cow Participation Scheme to the families which have
malnourished children or women as cow milk will be
extremely useful in removing malnutrition.
As per the order issued to all district magistrates of the state
by Bhuvnesh Kumar, Principal Secretary animal husbandry
department, the cows will be given to the families who are
willing to keep them and also have available space for them.
If the family wishes so, it will also be given an opportunity
to choose a cow at the cow shelter. As far
as possible, the cow would be handed over
to the family in the presence of a public
representative. An amount of 30 rupees per
day will also be given through DBT to the
family for taking care of the cow.
J&K administration signs MoU with
Army to operationalise Kishtwar
airstrip 22 Sep' 20
I
n Jammu and Kashmir, the Union Territory
Administration has signed a Memorandum of
Understanding with Army for development and
operationalization of Airstrip in Kishtwar.
Brigadier Vikram Bhan, Commander, 9 Sector Rashtriya
Rifles and S. Katoch, Commissioner Civil Aviation signed
the MoU in the presence of LG, Manoj Sinha and Dr.

Jitendra Singh, MoS PMO through video conferencing at
Raj Bhavan, Jammu yesterday.
The Lieutenant Governor observed that the Airstrip
would provide a vital connectivity to Kishtwar District to
benefit both Defence personnel and Civilians, even during
the severe winter conditions and for medical and other
emergencies, besides giving a fillip to socio-economic
development of the region. The issue of operationalizing
the airstrip was pending since 2018.
Mr Sinha said, the project is aimed to benefit around
2.50 lakh people of Kishtwar and hoped that the project
would deliver the desired results like increasing per capita
earnings in district, owing to higher tourists influx which
will facilitate better and quick transport facility through
operationalization of airstrip, better health indicator (HDI)-
low mortality rates- the speedy and crucial transfer of patient
to better equipped Jammu hospital, reduce
the time taken to travel from eight hours to
less than 30 minutes; better monitoring and
administration of the district and Integration
of people with the main land.
Manipur College receives two
National Service Scheme Award
2018-19 25 Sep' 20
T
he National Service Scheme Award 2018-19 were
conferred yesterday by the President of India to
the awardees of different categories. In Manipur,
a college located in a remote hill area has received two
awards including Best Program Officer Award.
Sister Sweta William Parmar, Program Officer NSS Unit
of Don Bosco College Maram Centre of Senapati District
Manipur has been conferred the Award in the category of
Program Officer. She told 10 awards to the officers across
the country were conferred in the category and she is the
only one from the entire North East Region. Her college
also bagged the Best NSS Unit award for dedicated service
to the community.
Manipur is a state in north-eastern India, with the city of
Imphal as its capital. It is bounded by the Indian states of
Nagaland to the north, Mizoram to the south and Assam to
the west. It also borders two regions of Myanmar, Sagaing
Region to the east and Chin State to the south. The state
covers an area of 22,327 square kilometres (8,621 sq mi)
and has a population of almost 3 million, including the
Meitei, who are the majority group in the state, the Meitei
Pangals (Manipuri Muslims), Naga tribes, Kuki/Zo tribes
and other communities, who speak a variety of Sino-
Tibetan languages. Manipur has been at the crossroads of
West Indies allrounder Dwayne Bravo became the first bowler to take 500 wickets in T20
cricket.
STATE
Asian economic and cultural exchange for more than 2,500
years. It has long connected the Indian
subcontinent and Central Asia to Southeast
Asia, China (or East Asia), Siberia (Russia),
Micronesia and Polynesia, enabling
migration of people, cultures and religions.
Odisha launches initiative to make
state slum-free in 3 years 28 Sep' 20
C
hief Minister
of Odisha
N a v e e n
Patnaik launched a
slum upgradation
programme to make
the state slum-free
in three years. The
programme, aimed
to improve the living conditions of the slum dwellers by
providing them with basic necessities like piped water,
electricity, paved roads and recreational space, will start
immediately in 1000 slums to be extended to about 3,000
slums across the state in 3 years.
Launching the programme, Mr Pattnaik expressed the hope
that the upgradation initiative will enhance the collective
resilience of the slum-dwellers by improving their lives and
livelihood. Odisha, formerly Orissa, is an Indian state located
in eastern India. It neighbors the states of West Bengal and
Jharkhand to the north, Chhattisgarh to the west and Andhra
Pradesh to the south. Odisha has a coastline of 485 kilometres
(301 mi) along the Bay of Bengal. It is the 8th largest state by
area, and the 11th largest by population. The state has the third
largest population of Scheduled Tribes in India.
The ancient kingdom of Kalinga, which was invaded by
the Mauryan emperor Ashoka in 261 BCE resulting in the
Kalinga War, coincides with the borders of modern-day
Odisha. The modern boundaries of Odisha were demarcated
by the British Indian government and the "Province of
Orissa" was established on 1 April 1936, it consisted of
Odia (Oriya) speaking districts. 1 April is celebrated as
Utkala Dibasa. Cuttack was made the capital of the region
by Anantavarman Chodaganga in c. 1135, after which the
city was used as the capital by many rulers, through the
British era until 1948. Thereafter, Bhubaneswar became
the capital of Odisha.
The economy of Odisha is the 16th-largest
state economy in India with `4.16 lakh crore
in gross domestic product and a per capita
GDP of `93,000. Odisha ranks 23rd among
Indian states in human development index.
NOVEMBER 2020 MICA 33
NEWS BITES INTERNATIONAL
Burning Topics of the Month

Google partners with India joins the Djibouti

Bahrain agree to normalise
Bangladesh for flood Code of Conduct/ Jeddah
ties with Israel.
forecasting. Amendment as an Observer.

& Many More...

the on-going fight against the COVID-19

EAM S. Jaishankar with his Nigerian
pandemic. Dr. Jaishankar reiterated India’s
counterpart holds discussions on continued support in technical cooperation
bilateral relations 02 Sep' 20 and capacity building in diverse sectors of

E
interest to Nigeria.
xternal Affairs
Minister Dr. Google partners with Bangladesh for
S. Jaishankar
and his Nigerian
flood forecasting 02 Sep' 20

G
counterpart Geoffrey oogle has
Onyeama held wide partnered
ranging discussions w i t h
on the entire gamut Bangladesh Water
of bilateral relations Development Board
in virtual mode. to bring the flood
During the interaction which lasted for 75 minutes, the warning services
two Ministers recognized and acknowledged the excellent to the country.
long standing, multifaceted and strategic bilateral ties Announcing this on
between the two countries, based on mutual friendship and its official blog Google said that it currently covers more
cooperation. than 40 million people in Bangladesh and it is working to
expand its coverage to the whole of the country.
India being the largest democracy in the world and Nigeria
the largest democracy in Africa, share the values of Quoting a study conducted in collaboration with Yale,
pluralism, inclusiveness and sustainable development for it said that more than 65 per cent of people who receive
all. The discussions covered a wide spectrum of cooperation advance flood warnings take action to protect themselves
on political, economic and trade, defense and security, and their assets. It said Google is working to launch a new
developmental assistance and cultural cooperation. forecasting model to double the lead time so that people
have an extra day or so to prepare in case of impending
Both sides recalled their extensive cooperation in the field
floods. It said the is available in Hindi, Bengali and seven
of defense training and capacity building. They expressed
other local languages.
satisfaction that it was expanding to newer areas such as
defense equipment support, medical and maintenance The company is also partnering with the International
services, sharing of R&D expertise for counter-terrorism Federation of Red Cross and Red Crescent Societies to
and counter-insurgency, and regular exchange of build to deliver alerts to people who don’t have smart
information and views. phones to receive the alerts directly.
The two Ministers noted that the next meeting of the Joint The company uses Artificial Intelligence (AI) to analyse
Defense Cooperation Committee will be held later this year historical data to predict flood in the river basins. Google
in Abuja. The Nigerian side expressed appreciation to India launched its flood forecasting pilot programme in Patna in
for the recent donation of medical supplies in support of 2018.

Bureau of Police Research and Development celebrated its Golden Jubilee Anniversary on 28th
34 MICA NOVEMBER 2020
August, 2020.
 INTERNATIONAL
Google, is an American multinational technology company Meeting was held
that specializes in Internet-related services and products, which virtually. It was
include online advertising technologies, a search engine, cloud attended by the
computing, software, and hardware. It is considered one of the Foreign Ministers
Big Four technology companies in the U.S. of the East Asia
information technology industry, alongside Summit participating
Amazon, Apple, and Microsoft. Google countries and chaired
was founded in September 1998 by Larry by Deputy Prime
Page and Sergey Brin while they were Ph.D. Minister and Foreign
students at Stanford University in California. Minister of Vietnam.
The Meeting discussed ways and means to strengthen the
First India-France-Australia Trilateral Leaders-led EAS platform and to make it more responsive
Dialogue held virtually 09 Sep' 20 to emerging challenges on its 15th anniversary.

T
he first India- The Ministers exchanged views on the current regional
F r a n c e - and International developments including the COVID-19
Australia pandemic and the cooperation to achieve a speedy and
Trilateral Dialogue sustainable recovery.
was held virtually. Mr Muraleedharan in his remarks appreciated Vietnam’s
The meeting was co- efforts, as ASEAN Chair, for providing continued
chaired by Foreign stewardship towards a ‘Cohesive and Responsive ASEAN’
Secretary Harsh during the pandemic.
Vardhan Shringla,
He underlined the key role played by EAS
Secretary-General, French Ministry for Europe and
as a leading mechanism of the Indo-Pacific
Foreign Affairs François Delattre, and Secretary, Australian
region and reiterated India's support to
Department of Foreign Affairs and Trade Frances Adamson.
make it stronger and more responsive.
The focus of the dialogue was on enhancing cooperation in
the Indo-Pacific region. The outcome oriented meeting was
India and Japan ink agreement
held with the objective of building on the strong bilateral
relations that the three countries share with each other. The for reciprocal supplies & services
three sides agreed to hold the dialogue on an annual basis. between armed forces 11 Sep' 20

I
During the dialogue, the three sides discussed economic ndia and Japan
and geostrategic challenges and cooperation in the Indo- have signed
Pacific, particularly in the context of the COVID-19 an Agreement
pandemic and domestic responses to it. Cooperation on between the two
Marine Global Commons and potential areas for practical countries concerning
cooperation at the trilateral and regional level were also Reciprocal Provision
discussed, including through regional organisations such of Supplies and
as ASEAN, IORA and the Indian Ocean Commission. Services between
The three countries also had an exchange the Armed Forces of
on the priorities, challenges and trends in India and the Self-Defense Forces of Japan.
regional and global multilateral institutions, The agreement was signed in New Delhi by Defence
including the best ways to strengthen and Secretary Dr Ajay Kumar and Ambassador of Japan Mr
reform multilateralism. Suzuki Satoshi.
MoS V. Muraleedharan attends 10th This agreement establishes the enabling framework for
East Asia Summit Foreign Ministers’ closer cooperation between the Armed Forces of India and
Meeting 10 Sep' 20 Japan in reciprocal provision of supplies and services.

M
The agreement will also enhance the interoperability
inister of State for External Affairs V.
between the Armed Force of India and Japan thereby
Muraleedharan attended the 10th East Asia
further increasing the bilateral defence engagements under
Summit Foreign Ministers’ Meeting. The
The Central government's flagship financial inclusion programme Pradhan Mantri Jan Dhan
Yojana (PMJDY) has completed six years.
NOVEMBER 2020 MICA 35
NEWS BITES INTERNATIONAL
the Special Strategic and Global Partnership between the
two countries.
Japan is the third largest national economy in the world,
after the United States and China, in terms of nominal
GDP, and the fourth largest national economy in the world,
after the United States, China and India,
in terms of purchasing power parity. As of
2017, Japan's public debt was estimated at
more than 230 percent of its annual gross
domestic product, the largest of any nation
in the world.
73rd Session of WHO South East Asia
Region through video conferencing
12 Sep' 20
H
e a l t h
Minister
Dr. Harsh
Vardhan attended
the 73rd session
of WHO South
East Asia Region
(SEARO) through
video conference.
Representing India, Dr. Harsh Vardhan offered two
interventions in the ministerial round table session on
COVID-19 Emergency Preparedness. He first spoke on
the important interventions that were applied to manage
COVID - 19 and maintain essential non - COVID health
services in India. He later expounded on the strategies
that are being applied to ensure that there are increased
investments in health and health emergency preparedness
and response as well as in International Health Regulation
(IHR) core capacities to prevent future pandemics.
The Minister outlined the measures being undertaken
by the Government such as issuing of travel advisories,
creation of facilities for quarantine of persons returning
from countries which reported cases of COVID - 19, issuing
of guidelines for community level surveillance and also
scaling up of testing facilities, tracking and testing of all
suspect cases. He also highlighted the increasing domestic
production capacity of PPE, ventilators and other medical
items required for treatment of COVID patients which has
resulted in India’s resilience in the health sector. He spoke
about India’s flagship ‘Pradhan Mantri -
Atmanirbhar Swasth Bharat Yojana’. He
added that this will expand public health
infrastructure, improve healthcare service
delivery and quality, and strengthen disease
surveillance systems and outbreak response.
36 MICA NOVEMBER 2020 Indian Railways is set to meet all it's energy needs of more than 33 billion units by 2030.
Bahrain becomes latest Arab nation
to agree to normalise ties with Israel
13 Sep' 20
B
ahrain has
become the
latest Arab
nation to agree to
normalise ties with
Israel as part of a
broader diplomatic
push by US President
Donald Trump and
his administration to fully integrate the Jewish State into
the Middle East.
He announced the agreement last night following a
three-way phone call he had with Israeli Prime Minister
Benjamin Netanyahu and Bahrain's King Hamad bin Isa Al
Khalifa. The three leaders also issued a brief six-paragraph
joint statement, attesting to the deal. Mr Trump said that it
is another historic breakthrough.
The announcement on the 19th anniversary of the
September 11, 2001 terrorist attacks came less than a week
before Trump hosted a White House ceremony to mark
the establishment of full relations between Israel and the
United Arab Emirates.
It represents another diplomatic win for Trump less than two
months before the presidential election and an opportunity
to shore up support among pro-Israel evangelical Christians.
The Israel and United Arab Emirates normalization
agreement, officially the Abraham Accords Peace
Agreement: Treaty of Peace, Diplomatic Relations and Full
Normalization Between the United Arab Emirates and the
State of Israel, was initially agreed to in a
joint statement by the United States, Israel
and the United Arab Emirates (UAE) on
August 13, 2020, officially referred to as
the Abraham Accords.
New ASEAN-India Plan of Action
adopted for 5 years at Ministerial
Meeting 14 Sep' 20
E
xternal Affairs Minister Dr. S. Jaishankar co-chaired
the ASEAN-India Ministerial Meeting along with
his Thailand counterpart Don Pramudwinai. The
meeting was held virtually and saw the participation of
Foreign Ministers of the ten ASEAN Member States and
India. It reviewed the status of ASEAN-India Strategic

Partnership in
several areas
including maritime
cooperation,
connectivity,
education and
capacity building
and people-to-people
contacts. It also
reviewed the progress in implementation of the ASEAN-
India Plan of Action, 2016-2020.
The meeting also reviewed the preparations for the
upcoming 17th ASEAN-India Summit and also the
progress in the implementation of key decisions of the
Leaders of ASEAN Member States and India arrived at the
16th ASEAN-India Summit held in Bangkok in November
2019 and the previous summits.
The new ASEAN-India Plan of Action (2021-2025) was
adopted at the Meeting. The Ministers discussed ways to
strengthen cooperation to fight COVID-19 pandemic and
exchanged views on important regional and international
developments.
The Association of Southeast Asian Nations (ASEAN)
is a regional grouping that promotes economic, political,
and security cooperation among its ten members: Brunei,
Cambodia, Indonesia, Laos, Malaysia, Myanmar, the
INTERNATIONAL
the Indian Ocean Region. India has joined Japan, Norway,
the UK and the US as Observers to the DCOC/JA.
The DCOC, established in January 2009, is aimed at
repression of piracy and armed robbery against ships in the
Western Indian Ocean Region, the Gulf of Aden and the
Red Sea. As an observer at the DCOC/JA, India is looking
forward to working together with DCOC/JA member
states towards coordinating and contributing to enhanced
maritime security in the Indian Ocean Region.
The Djibouti Code of Conduct that has been instrumental
in repressing piracy and armed robbery against ships in
the western Indian Ocean and the Gulf of Aden has seen
its scope significantly broadened to cover other illicit
maritime activities, including human trafficking and illegal,
unreported and unregulated (IUU) fishing.
A high-level meeting of signatories to the Djibouti Code of
Conduct, held in Jeddah, Saudi Arabia (10
to 12 January 2017) has adopted a revised
Code of Conduct, which will be known as
the “Jeddah Amendment to the Djibouti
Code of Conduct 2017”.
IFC to provide two trillion dollars
to India to develop green buildings
19 Sep' 20

T
Philippines, Singapore, Thailand, and Vietnam. Formed in h e
1967, ASEAN united Indonesia, Malaysia, the Philippines, International
Singapore, and Thailand, which sought to F i n a n c e
create a common front against the spread Corporation has
of communism and promote political, said that two trillion
economic, and social stability amid rising dollars will be
tensions in the Asia-Pacific. provided to India
to develop green
India joins Djibouti Code of Conduct/ buildings, improve
Jeddah Amendment as Observer public transport and to expand renewable sources of energy.
16 Sep' 20 Addressing the “e-DIALOGUE on Ease of Living and

I
Sustainable Development Goals-2020-21" held in Mumbai,
ndia has joined IFC's Country Head Jun Zhang said the organisation is
the Djibouti committed to urban development in India. Mr. Zhang
Code of Conduct/ added that India needs to focus on properly executing its
Jeddah Amendment, infrastructure and smart city development projects. IMC
DCOC/JA, as President Rajiv Podar said it is time for the people to inspire,
Observer. The move contribute and build a New India, adding that where there
came following the is ease of living, there is ease of doing business.
high level meeting
of the Djibouti Code The International Finance Corporation (IFC) is an
of Conduct/ Jeddah Amendment held virtually on 26th international financial institution that offers investment,
of August. DCOC/JA is a grouping on maritime matters advisory, and asset-management services to encourage
comprising 18 member states adjoining the Red Sea, Gulf private-sector development in less developed countries.
of Aden, the East Coast of Africa and Island countries in The IFC is a member of the World Bank Group and is
ICICI Bank has sold 2 per cent stake in its subsidiary firm ICICI Securities Ltd (I-Sec)
through an open market transaction for Rs 310 crore.
NOVEMBER 2020 MICA 37
NEWS BITES INTERNATIONAL
headquartered in Washington, D.C. in the United States. It
was established in 1956, as the private-sector arm of the
World Bank Group.
The International Finance Corporation (IFC) is an
international financial institution that offers investment,
advisory, and asset-management services to encourage
private-sector development in less developed countries. The
IFC is a member of the World Bank Group
and is headquartered in Washington, D.C.
in the United States. It was established in
1956, as the private-sector arm of the World
Bank Group.
Australian Judge resigns from Hong
Kong top court 19 Sep' 20
A
IRA veteran
Australian
judge, one
of the 14 foreign
judges on Hong
Kong’s highest court
has resigned citing
unspecified reasons
related to the new
national security law imposed by Beijing on the city.
It was announced in the government gazette published.
Justice James Spigelman is the first senior judge to resign
and publicly cite the law, passed by China’s parliament
on June 30 without any Hong Kong legislative process or
consultation. It has sparked renewed debate about the city’s
judicial independence.
The controversy came amid heightened tensions between
the Australian and Chinese governments, with Hong Kong
also involved. Under the security legislation, Hong Kong’s
leader Carrie Lam has the right to select judges for a panel
of jurists to handle national security cases. In the most
serious cases, suspects can also be taken to mainland China
for trial in its courts. It also grants extensive powers to
personnel from mainland China’s security apparatus, who
are now based in the city for the first time under the law.
Foreign judges have long been a symbol of the city’s rule
of law after Britain handed the city back to Chinese rule in
1997. Hong Kong’s mini-constitution, known as the Basic
The nomination of the first Black woman Fabiana Pierre-Louis to sit on New Jersey's
38 MICA NOVEMBER 2020
Supreme Court was confirmed by the state Senate.
Law, enshrines the independence of the judiciary and states
that judges may come from other common
law jurisdictions. But, Lam and her officials
have in recent weeks stressed that the city
had no 'separation of powers', and that the
powers of its executive, legislature and
judiciary all derived from Beijing.
51st IFFI to be held from 16th to 24th
January next year in Goa 24 Sep' 20
T
he 51st
Edition of the
International
Film Festival of
India, IFFI will be
held from 16th to
24th January, next
year in Goa. Earlier
it was scheduled to
be held from 20th November to 28th November, this year.
The postponement follows discussion between Information
and Broadcasting Minister Prakash Javadekar and Goa
Chief Minister Dr. Pramod Sawant.
It has also been jointly decided to hold the festival on new
dates as per the International Film Festival guidelines and
protocols. The festival will be conducted in a Virtual and
Physical format.
All COVID related protocols will be strictly enforced as
per the festivals convened recently in the International Film
Festival circuit.
The International Film Festival of India (IFFI), founded in
1952, is one of the most significant film festivals in Asia.
Held annually, currently in the state of Goa, on the western
coast of the country, the festival aims at providing a
common platform for the cinemas of the world to project the
excellence of the film art; contributing to the understanding
and appreciation of film cultures of different nations in the
context of their social and cultural ethos; and promoting
friendship and cooperation among people of
the world. The festival is conducted jointly
by the Directorate of Film Festivals (under
Ministry of Information and Broadcasting)
and the state Government of Goa.

Burning Topics of the Month
Coal India to invest over
Rs 1.22 lakh cr on 500
projects by 2023-24.
ECONOMY NEWS BITES
World Bank approves 200
US federal budget deficit
million dollar loan for
projected to reach record
safe water & sanitation in
USD 3.3 trillion.
Bangladesh.

& Many More...

India to receive development Coal India to invest over Rs 1.22 lakh

assistance loan worth Rs 3,500 Cr from cr on 500 projects by 2023-24
Japan to fight COVID-19 01 Sep' 20 03 Sep' 20

J C
apan has committed an official Development
Assistance loan of 3 thousand 500 crore rupees for the
COVID-19 Crisis Emergency Response Support. The
Notes were exchanged between the Additional Secretary in
the Department of Economic Affairs Dr C.S. Mohapatra and
Ambassador of Japan to India Suzuki Satoshi for a Health
sector programme loan to fight the COVID-19 crisis.
Subsequent to the Exchange of Notes, Loan Agreement for
the programme loan was signed between Dr Mohapatra
and Chief Representative of JICA in New Delhi Katsuo
Matsumoto. Japan International Cooperation Agency,
JICA is a governmental agency that coordinates Official
Development Assistance for the Government of Japan.
This programme loan aims to support India’s efforts in
fighting COVID-19 and to prepare the health system to
manage future epidemics and also to improve the resilience
of India’s health systems against infectious diseases.
Notes were also exchanged between Dr. Mohapatra and
Mr Satoshi for Grant Assistance of 70 crore rupees from
the Government of Japan. This Grant-in-aid from the
Government of Japan is for providing medical equipment
to strengthen the public health and medical system in India.
It will strengthen the health care facilities for managing
critical and serious patients suffering from COVID-19
infection.
India and Japan have had a long and fruitful history of bilateral
development cooperation since 1958. In the last few years,
the economic cooperation between India
and Japan has strengthened and grown into
strategic partnership. It further consolidates
and strengthens the Strategic and Global
Partnership between India and Japan.
Mike Bryan and Bob Bryan, tennis’s most successful doubles pair, have announced
retirement, effective immediately.
oal India Ltd
(CIL) will
invest over
1.22 lakh crore rupees
on development
of nearly 500
projects related to
coal evacuation,
infrastructure, project
development, exploration and clean coal technologies in the
country. The investment aims at making India self-reliant in
terms of coal and achieve the production target of 1 billion
tonnes by 2023-2024. According to Coal and Mines Minister
Prahlad Joshi, involvement of all concerned stakeholders in
company’s affairs will reduce and uncover the project risks.
He informed that the national miner, CIL, will be investing
around 14 thousand 200 crore rupees over the next 3 to 4
years, in two phases for its 49 First Mile Connectivity
projects. First Mile Connectivity is the transportation of coal
from pitheads to dispatch points. Computer-aided loading
technology of coal is being developed to replace the existing
methodology of transportation via road.
Coal India has also identified 15 Greenfield projects which
will be operated under the Mine Developer and Operator
(MDO) model. Overall nearly 34 thousand 600 crore rupees
will be invested through this route. In the meeting, Coal
India also announced an array of measures for relaxations
and exemptions for greater participation
of its stakeholders. The experience criteria
has been brought down from 65 per cent to
50 per cent for mining tenders, while work
experience criteria are relaxed by 50 per
cent in turnkey contracts.
NOVEMBER 2020 MICA 39
NEWS BITES ECONOMY
US federal budget deficit projected to
hit record USD 3.3 trillion 04 Sep' 20
T
he United
States federal
b u d g e t
deficit is projected
to hit a record
USD 3.3 trillion as
huge government
expenditure to fight
the coronavirus and
to prop up the economy have added more than USD 2
trillion to the federal ledger.
The spike in the deficit means that federal debt will exceed
annual gross domestic product next year - a milestone that
would put the US where it was in the aftermath of World
War II, when accumulated debt exceeded the size of the
economy. The USD 3.3 trillion figure is more than triple the
2019 shortfall and more than double the levels experienced
after the market meltdown and Great Recession of 2008-
09.
Government spending, fuelled by four coronavirus
response measures, would register at USD 6.6 trillion, USD
2 trillion-plus more than 2019. The recession has caused a
drop in tax revenues have fallen, but the changes are not
as dramatic as seen on the spending side, with individual
income tax collections running 11 per cent behind last year.
Lockdown led lawmakers and President
Donald Trump to pump money into
business subsidies, larger unemployment
benefits, USD 1,200 direct payments and
other stimulus steps that have helped the
economy in the short term.
Japanese companies relocating
to Bangladesh from China to get
government subsidy 05 Sep' 20
B
angladesh has been added to the list of countries
which will qualify for subsidy for the Japanese
companies which shift their production base out of
China.
In order to diversify its supply chain, Japan has decided that
Japanese manufacturers will now be eligible for subsidies
if they shift production out of China to India or Bangladesh,
reports the Nikkei Asian Review. The supplementary
budget of Japan for the fiscal year 2020 has earmarked
dollar 221 million for companies that move production to
Southeast Asian countries.
The President of India Ram Nath Kovind virtually conferred the National Sports and
40 MICA NOVEMBER 2020
Adventure Awards 2020 on the occasion of National Sports Day.
In the first round of subsidies announced last month, 30
companies such as the Med-Tech and IT company Hoya
decided to shift base to Vietnam and Laos. Another 57
companies are receiving financial support to shift base to
Japan.
The program falls under the broader effort of Supply
Chain Resilience Initiative (SCRI) initiated by Japan in the
backdrop of the recent disruption in medical supplies and
electrical components after the COVID 19 pandemic hit the
world.
Meanwhile, Japanese Ambassador to Bangladesh Ito
Naoki announced that Japan would
make investment in the Araihazar special
economic zone, which will be the largest
investment in Asia. He also announced
that Japan was thinking of setting up an
automobile factory in Bangladesh.
All major ports to procure and
charter only 'Made in India' tug boats
05 Sep' 20
T
he Ministry of Shipping has directed all major ports
to procure or charter tug boats which are only made
in India. The all procurement being done by major
ports would now need to be carried out as per the revised
Make in India Order.
The Ministry of Shipping is aiming to promote Indian
shipbuilding industry and also have discussion with some
leading countries for Make in India shipbuilding. This
decision is being considered a big move towards realizing
Make in India in shipbuilding.
According to Shipping Minister Mansukh Mandaviya,
the government is taking 360-degree actions to revive old
shipyards and promote shipbuilding in India. It is a step
towards bolstering the revival of Indian Ship building and
a big move towards Atmanirbhar Shipping in Atmanirbhar
Bharat.
The government will try to create an eco-system for
shipbuilding, ship repair, ship recycling and flagging in the
country. Atmanirbhar Shipping is going to be the order in
the coming times.
Recently, government-owned Cochin Shipyard Limited has
also been successful in grabbing the order for two automated
vessels from Norwegian Government.
AIR correspondent reports, these will be the
first of its kind unmanned vessels. Various
decisions taken by the Ministry of Shipping
will turn around the Ship Building sector in
the near future.

RBI revises PSL guidelines; Bank
loans to start-ups to get priority
sector tag 06 Sep' 20
R
eserve Bank of India has revised Priority Sector
Lending guidelines. According to the RBI, the
move is aimed at addressing regional disparities in
the flow of priority sector credit. In the revised guidelines,
higher weightage have been assigned to incremental
priority sector credit in identified districts where priority
sector credit flow is comparatively low.
Bank finance to start-ups up to 50 crore rupees, loans to
farmers for installation of solar power plants for solarisation
of grid connected agriculture pumps and loans for setting
up Compressed Bio Gas plants have been included as fresh
categories eligible for finance under priority sector.
Priority sector loans refer to loans that banks need to
mandatorily lend to economically weaker sections of the
society.
Also, the targets prescribed for “small and marginal
farmers” and “weaker sections” are being increased in a
phased manner.
According to the RBI, loan limits for renewable energy
have been increased under the revised
guidelines. For improvement of health
infrastructure, credit limit for health
infrastructure (including those under
‘Ayushman Bharat’) has been doubled.
India, ADB sign 500 million US dollar
loan for Delhi-Meerut Regional Rapid
Transit System corridor 09 Sep' 20
I
ndia and the Asian
Development
Bank (ADB)
signed a 500 million
US dollar loan
for Delhi-Meerut
Regional Rapid
Transit System
(RRTS) corridor. The
first tranche of a total one billion dollar facility, to build
a modern, high-speed 82-kilometer Delhi-Meerut RRTS
corridor will improve regional connectivity and mobility in
India’s national capital region (NCR).
The signatories to the loan agreement for the Delhi-
Meerut RRTS Investment Project were Sameer Kumar
Khare, Additional Secretary in the Ministry of Finance
and Kenichi Yokoyama, Country Director of ADB’s India
The Implementing Arrangement on Humanitarian Assistance & Disaster Relief (HADR)
between India and Singapore was signed.
ECONOMY
Resident Mission who signed for ADB. The first tranche
loan will support construction of the first of three priority
rail corridors planned under the NCR Regional Plan 2021
to connect Delhi to other cities in adjoining states.
The project will provide better connectivity to allow
other towns in the NCR to develop as urban economic
centres surrounded by residential areas while easing the
concentration pressure on Delhi. According to him that,
development of this corridor will have a huge demonstration
effect and pave the way for a paradigm shift in mobility and
the pattern of urban development within the region.
With a design speed of 180 kilometre per hour and
high-frequency operations of every 5 to 10 minutes, the
82-kilometer corridor connecting Sarai Kale Khan in Delhi
to Modipuram in Meerut in Uttar Pradesh
is expected to reduce the journey time to
about one hour from the present 3 to 4
hours. The RRTS will have multimodal
hubs to ensure smooth interchange with
other transport modes.
Public Sector Banks' doorstep banking
services launched by FM Nirmala
Sitharaman 10 Sep' 20
F
inance Minister Nirmala Sitharaman inaugurated
Doorstep Banking Services by Public Sector Banks
and participated in the awards ceremony to felicitate
best performing banks on EASE Banking Reforms Index.
As part of the EASE Reforms, Doorstep Banking Services
is envisaged to provide convenience of banking services
to the customers at their doorstep through the universal
touch points of Call Centre, Web Portal or Mobile App.
Customers can also track their service request through
these channels. The services shall be rendered by the
Doorstep Banking Agents deployed by the selected Service
Providers at 100 centres across the country.
At present only non-financial services like pick up of
negotiable instruments, new cheque book requisition
slip, 15G / 15H forms, IT / GST challan, issue request for
standing instructions, request for account statement are
available to customers. Financial services shall be made
available from next month.
The services can be availed by customers of Public Sector
Banks at nominal charges.
A common reform agenda for PSBs, EASE Agenda is
aimed at institutionalizing clean and smart banking. It was
launched in January 2018. PSBs have shown a healthy
trajectory in their performance over four quarters since the
launch of EASE 2.0 Reforms Agenda.
NOVEMBER 2020 MICA 41
NEWS BITES ECONOMY
Bank of Baroda, State Bank of India, and erstwhile Oriental
Bank of Commerce were felicitated for being the top three in
the ‘Top Performing Banks’ category according to the EASE
2.0 Index Results. Bank of Maharashtra, Central Bank of
India and erstwhile Corporation Bank were awarded in the
‘Top Improvers’ category basis EASE 2.0
Index. Secretary, Department of Financial
Services, Debasish Panda and Chairman
IBA, Rajnish Kumar were also present at
the virtual event.
Vodafone Idea co-presenting sponsor
of the Dream11 IPL 2020 12 Sep' 20
T
he newest brand, ‘Vi’ from Vodafone Idea
Limited, has become the co-presenting sponsor
of the upcoming Dream11 IPL 2020. The games
commence from September 19th, 2020, which will be held
in Abu Dhabi, UAE. Vi has acquired the co-sponsorship
rights of the live broadcast of T-20 premier league and
telecast on the Star Sports network.
The sponsorship announcement comes with the Vodafone
Idea Limited’s rebranding under a unified brand - Vi. The
new brand will leverage its association with the most
popular sporting event IPL, in its 2020 edition. This is done
to enhance awareness, build relevance and engage with the
audience.
Brand Vodafone has had a long standing association with
IPL since the beginning of the sporting event in 2008. The
partnership helped it build high brand recall and affinity
with television viewers and cricket lovers in India with its
unique campaigns involving the lovable ZooZoos. Brand
Idea has also actively participated in the previous editions
of the tournament as sponsor of many teams and created
memorable brand activation campaigns. The unified
brand in its new avatar Vi will bring unique digital based
experiences for Indian audiences this season.
According to Kavita Nair, Chief Digital Transformation &
Brand Officer, Vodafone Idea Limited, Cricket is religion
in India, and Dream11 IPL as a property offers broader
engagement with audience than just as a sport. Association
with Dream11 IPL 2020 will provide Vi, instant connect
with millions of viewers, and this will not only help build
awareness of Vi but also help in building relevance and
customer confidence. Indians will be delighted to see on
Dream11 IPL, in a new avatar. Vi is vibrant, exciting and
throbs with the spirit of rising India. Soon after the launch
of Vi, the excitement will continue for Indian consumers
during their favourite T-20 league.
According to Gautam Thakar, CEO - Star Sports, Vodafone
& Idea have both associated with Cricket on Star Sports in
Actor Chadwick Boseman, known for playing Black Panther in the Marvel Cinematic
42 MICA NOVEMBER 2020
Universe, died of colon cancer at the age of 43.
the past. The massive reach of the Star Sports network will
help Vi’s new brand identity and proposition to millions of
viewers across India.
In a country where cricket is religion, the
Dream11 IPL has become one of the biggest
sporting platforms designed to appeal to a
wide section of consumers, pan-India.
Amazon India sets up all-women
delivery station in Gujarat 17 Sep' 20
E
-commerce major Amazon India has set up an all-
women delivery station in Kadi, Gujarat. This is
second such facility in the country. The new all-
women delivery station, operated by a delivery service
partner, is part of the company’s efforts towards increasing
participation of women in the workforce. Kadi is located
close to 50 kilometers from Gujarat’s capital Ahmedabad,
with a population of close to 80,000 people.
In 2016, the company had launched its first all-women
delivery station in India, with its partner in Chennai, Tamil
Nadu. The Delivery Service Partner program is a last-
mile delivery model of Amazon India, where the company
works with partners to leverage their local knowledge of
the community. The technological support is offered by
Amazon India to facilitate deliveries.
This first-of-its-kind station in Gujarat is completely
managed and run by women across managerial and delivery
associate roles. Amazon India has introduced several
measures to ensure a safe workplace for women by creating
awareness and building various feedback mechanisms to
address concerns through open dialogues.
As of now, eight women have been hired for the facility. A
helpline number has also been created for associates who
will deliver packages within a 2-5 km radius of the station
to dial in for any support or help needed during the day.
The vision is to enable women to discover meaningful
career opportunities across the operations network at
Amazon India. Amazon has created more than 6,000
opportunities for women across our network where they
continue to thrive and excel.
According to Amazon India, it has created opportunities
for more than 200 women across its fulfilment network
in the state. Recently, the company opened a delivery
station, operated by a delivery service partner, in the state
which is completely run and managed by
transgender individuals. The company has
also provided employment opportunities for
former defense personnel and differently-
abled individuals across its network in
Gujarat.

India Inc's business sentiment
recovers in July-September: CII
survey 20 Sep' 20
I
ndia Inc's business sentiment has improved during
July-September quarter as the government gradually
unlocked the economy and business activity resumed,
according to the CII's business outlook survey.
According to a statement, the latest CII Business
Confidence Index has surged to the level of 50.3 in July-
September 2020, bouncing back from its lowest reading of
41.0 recorded in April-June 2020.
It said that, the stellar recovery in the index has been
supported by the remarkable increase in the Expectations
Index, which rose 46 percent quarter-on-quarter, to the
level of 55.2.
The survey was conducted during August-September 2020
and saw participation of over 150 firms
across different sectors. The statement said
that, nearly 30 per cent of the respondents
feel that business activity may return to pre-
pandemic levels by first quarter of the next
fiscal.
Government to study arbitration case
award in Vodafone International
Holding BV 25 Sep' 20
T
he Government said that that it will study the
arbitration case award in Vodafone International
Holding BV. The Finance Ministry said that,
Government will be studying the award and all its aspects
carefully in consultation with its counsels. After such
consultations, the Government will consider all options and
take a decision on further course of action including legal
remedies before appropriate fora.
The award in the arbitration case invoked by Vodafone
International Holding BV against the Government of India
was passed by an international arbitration tribunal.
British telecom giant Vodafone Group plc won the
arbitration case against the government of India over a
demand for Rs 22,100 crore in taxes using retrospective
legislation. An international arbitration tribunal ruled that
India's demand in past taxes were in breach of fair treatment
under a bilateral investment protection pact.
The finance ministry in a statement said that it has just been
informed that the award in the arbitration case invoked by
Vodafone International Holding BV against government of
India has been passed.
Veteran athletics coach Purshottam Rai died in Bengaluru. He was 79.
ECONOMY
A decision on the government’s response, however, could
hinge on strategic and economic considerations about the
investment climate at a time the government is taking steps
for improving ease of doing business and boost investments.
The case refers to India’s controversial retrospective
amendment to Income Tax Act in 2012. In January 2012,
the Supreme Court ruled that Vodafone Group Plc’s $11
billion offshore deal acquiring Hutchison Essar Ltd. later
renamed Vodafone India Ltd. was not taxable in India. In
the Finance Act that year, the government
sought to amend the law to clarify that
such deals have always been taxable in
Indian even if executed overseas. The tax
dispute eventually went into international
arbitration.
World Bank approves 200 million
dollar loan for safe water &
sanitation in Bangladesh 26 Sep' 20
T
he World Bank (WB) has approved a 200 million
dollar loan for Bangladesh to improve access to safe
water and sanitation services in the rural areas of
the country. The Bangladesh Rural Water, Sanitation and
Hygiene project will help 6 lakh people to have access to
clean water through piped water schemes in rural areas.
According to a Press Release issued by the World Bank,
the project will also provide sanitation services to over 3.6
million rural people in Bangladesh.
The WB said that that the project will help prevent diseases
and protect from pandemics like COVID 19 by providing
better access to Water, Sanitation and Hygiene (WASH)
facilities at homes and in public places.
World Bank Country Director for Bangladesh and Bhutan
Mercy Tembon said that that the project will provide clean
water and sanitation services that will reduce diarrheal
diseases, improve nutrition, health and reduce stunting
among children under five.
The project will also help in setting up more than 2500
hand washing stations in public places with overhead
tanks for running water and sanitation facilities. To
ensure quality and sustainability of piped water scheme
and faecal sludge management, the project will also train
local entrepreneurs.
The 30 year concessional credit has a
five year grace period. It comes from the
World Bank’s International Development
Association (IDA). Bangladesh currently
has the largest ongoing IDA program
totalling over USD 13.5 billion.
NOVEMBER 2020 MICA 43
NEWS BITES SPORTS
Burning Topics of the Month

World Cup host Qatar will Novak Djokovic wins Men's Durban will host 2023
play in Gold Cup next year Singles event in Italian World Table Tennis
in US. Open. Championships.

& Many More...

body for North and

Sumit Nagal becomes 1st Indian to
Central America
win grand slam singles main draw and the Caribbean
match in 7 years 02 Sep' 20 (CONCACAF).

I
ndia’s Sumit
Nagal registered
his maiden Grand
Slam victory when he
defeated American
Bradley Klahn in the
first round of the US
Open 2020. Nagal
advanced to the next
round winning 6-1, 6-3, 3-6, 6-1 in a contest that lasted two
hours and 12 minutes.
Nagal made the headlines last year at the same event when
he took off a set from 20-time Grand Slam champion Roger
Federer. The win ensures the 122nd-ranked will take at
least USD 1,00,000 (Rs 73 lakh approximately) for making
it to the second round at Flushing Meadows.
The result means Nagal is the first Indian male tennis star
in seven years to win a main draw match at the US Open.
The last Indian to do so was Somdev Devvarman in 2013.
Nagal reckons Indian tennis could have been in a better state.
“In one way, yes (happy for major win) but
in another way, we could do so much better.
We have so many people playing this sport,
we have great talent but no system, which
makes me feel sad,” the 23-year-old said.
World Cup host Qatar set to play in
Gold Cup next year in US 03 Sep' 20
The Asian Football
Confederation (AFC)
issued a statement
saying the Asian
Cup champions will
participate in the 2021 and 2023 Gold Cup tournaments as a
guest under a Memorandum of Understanding (MoU) signed
in Bahrain in 2017. "We saw the obvious opportunities for
both confederations to help and improve each other both
in terms of performances on the field of teams, players
and match officials as well as operations staff and, just as
importantly, the continued development of the game across
our continents," AFC President Sheikh Salman bin Ibrahim
Al Khalifa said in a statement. "Qatar can continue to grow
their own knowledge of international football following on
from last year's AFC Asian Cup UAE 2019 as well as the
Copa America. We're sure everyone will benefit from Qatar's
presence in the competition," Al Khalifa added.
Qatar is the second team from Asia to play in the Gold Cup
after South Korea, which participated in
2000 and 2002 before co-hosting the World
Cup with Japan. Qatar won its first AFC
Asian Cup title last year with a 3-1 win
over Japan in the final in the United Arab
Emirates.
US Open: Domnic Theim beats
Alexander Zverev to win men's
singles title 14 Sep' 20

F D
IFA 2022 World Cup hosts Qatar are set to play in ominic Thiem produced a historic comeback to
the Gold Cup next year in the United States after beat Alexander Zverev in a nervy five-setter and
accepting an invitation from the game's governing win the US Open last night. The second seeded

Olympic hockey player Inam-Ur-Rehman will be honoured with the lifetime achievement
44 MICA NOVEMBER 2020
award by the Madhya Pradesh government.
 SPORTS
Austrian beat the fifth James is a first-team pick for the 13th time in his career,
seed 2-6, 4-6, 6-4, extending his record there. Bryant and Karl Malone were
6-3, 7-6 at Arthur 11-time first-teamers. Antetokounmpo, the reigning MVP
Ashe Stadium in and the frontrunner to win the award again this season, was
New York. It marked picked unanimously for the second consecutive year.
the first time in the Los Angeles Clippers forward Kawhi Leonard, Denver
US Open's Open era center Nikola Jokic, Portland guard Damian Lillard,
history that a player Oklahoma City guard Chris Paul and Toronto forward
had recovered from Pascal Siakam were on the second team.
losing the opening two sets to win the title. It was also the
first time the final had been settled by a tie-break. The third-team picks were Boston
forward Jayson Tatum, Miami forward
The title marks Thiem's maiden Grand Slam trophy after Jimmy Butler, Utah center Rudy Gobert,
three previous defeats in finals of tennis majors. Thiem was Philadelphia guard Ben Simmons and
runner-up at the Australian Open earlier this year and also Houston guard Russell Westbrook.
lost in the last-two showdowns at the French Open in 2018
and 2019. Indian Grandmaster P Harikrishna
He also became the first new Grand Slam champion since stays in fifth place; Wesley So goes
Croatian Marin Cilic won at Flushing Meadows in 2014.
Thiem is also the first Grand Slam champion
on top 18 Sep' 20

I
other than Novak Djokovic, Rafael Nadal n d i a n
or Roger Federer since Switzerland's Stan Grandmaster
Wawrinka won the third of his majors at the P Harikrishna
2016 US Open. maintained his joint
fifth place in the Saint
LeBron James makes All-NBA team Louis Rapid and
for record 16th time 17 Sep' 20 Blitz online chess

J
tournament even as
ames was American Wesley So
revealed as climbed to the top spot ahead of world champion Magnus
an All-NBA Carlsen.
player for a record
16th time, breaking Competing in the last three rounds of the Rapid event,
the mark he shared Harikrishna started well with a win over American player
with Kareem Abdul- Jeffery Xiong in 66 moves. After a draw against another US
Jabbar, Kobe Bryant player Hikaru Nakamura, the India number was outlasted
and Tim Duncan. He by So in 69 moves.
was a first-team pick on all 100 ballots, joining Milwaukee’s The win allowed So to take the lead after nine rounds of
Giannis Antetokounmpo as the only unanimous first-team the Rapid competition with two days of Blitz events to
selections this season. come. Carlsen crashed to a 46-move defeat at the hands of
Joining them on the first team: Houston guard James Russian Alexander Grischuk.
Harden, Lakers forward Anthony Davis and Dallas guard So is in sole lead with 13 points followed by Carlsen (12)
Luka Doncic, who got the nod in just his second season and the two Russians Ian Nepomniachtchi and Alexander
in the NBA — becoming the first player to get there in Grischuk on 10.
either his first or second season since Duncan did for San After a bright start to his campaign with two victories on
Antonio. Duncan was first-team in each of his first eight the opening day, Harikrishna could manage only one more
NBA seasons, starting in 1997-98 and going through 2004- win in his other six games, that pushed him to the middle
05. of the points table.
The 21-year-old Doncic is the sixth player to make All- Also sharing fifth place with the Indian are Levon Aronian
NBA at that age or younger, joining Kevin Durant, James, and Hikaru Nakamura. The tournament continues with
Duncan, Rick Barry and Max Zaslofsky. Blitz games. In each rapid game, a win fetches a player

A "valour wall" depicting the names of gallantry award-winning CRPF officers has been
inaugurated at the force's training academy in Gurgaon.
NOVEMBER 2020 MICA 45
NEWS BITES SPORTS
two points while a draw gets him one point. In each blitz
IPL 2020 in UAE: A silent desert
game, a win is worth one point and a draw gets a player
half point. The 10 players are competing storm 19 Sep' 20

B
for USD 250,000 prize pursein nine rapid
i g - t i m e
games and eighteen blitz games over five
c r i c k e t
days of play. The tournament hosted by
r e t u r n s
US-based St Louis Chess Club concludes
to Gulf on 19
on September 19.
September with
the Indian Premier
Suresh Raina to set up cricket League, starting
academy in Jammu and Kashmir with defending
19 Sep' 20 champions Mumbai

F
ormer India
cricketer
Suresh Raina
would set up a cricket
academy in Jammu
and Kashmir to train
aspiring cricketers,
particularly
youngsters from
remote areas of the union territory, an official spokesman
said.
On his visit to Kashmir, the former international cricketer
called on Jammu and Kashmir Lieutenant Governor Manoj
Sinha and Director General of Police (DGP) Dilbag Singh
to discuss the plans of J-K Police for encouraging local
youths in honing their sporting skills.
Raina called on the Lieutenant Governor here and agreed to
set up a cricket academy, the spokesman said.
On the request of the Lt Governor, he agreed to set up five
schools in Kashmir division and an equal number in Jammu
division to train aspiring cricketers, the spokesman said.
The Lt Governor appreciated the gesture of the cricketer
and also informed him of the government’s resolve of
developing sporting culture in the UT, the spokesman
said.
Earlier, the former India cricketer called on DGP Singh
at Police Headquarters (PHQ) here and had a discussion
Indians locking horns with perennial rivals Chennai
Super Kings in Abu Dhabi, but the contrast with the
carnival atmosphere on display during the 1980s and 90s
couldn’t be starker. Most of the best players in the world
will be present in the United Arab Emirates this autumn,
but cooped in eight different bio-bubbles with stringent
restrictions.
Apart from playing matches and training sessions, one
would hardly get a chance to move out. It’s life in a cocoon.
Needless to say, there will be no crowds at the three venues,
at least for the major part of the tournament.
It’s a far cry from the time when former Pakistan captain
Asif Iqbal and local businessman Abdul Rahman Bukhatir
joined hands to bring cricket to the desert, specifically
Sharjah. Over the next two decades, it became the ‘neutral’
hub of India-Pakistan limited-overs cricket, thriving in a
mix of cricket and celebrityhood as much as the passionate
fans.
In 2014, when the first half of the Indian Premier League
was held in the UAE because of the general elections in
India, Sharjah was allotted six matches.
This time, the IPL’s Covid-forced switch
will see the Emirates’ oldest cricket venue
host 12 of the 56 league stage matches and
share the stage with Dubai and Abu Dhabi.
Novak Djokovic wins Men's Singles
event in Italian Open 22 Sep' 20

I
about a series of plans of J-K Police for encouraging the
n tennis, world
local youth in honing their sports skills, a police spokesman
number one
said.
Novak Djokovic
The DGP said the presence of the star cricketer in Jammu won a record 36th
and Kashmir would help in connecting Masters title by
with the people, particularly the youth, beating Diego
thus channelizing their energy in positive Schwartzman in the
directions. Raina said he wants to promote Italian Open at Rome
sports amongst youth of Jammu and Kashmir. last night.

Eminent agriculture journalist and editor of the Kannada farm journal 'Adike Patrike', Manchi
46 MICA NOVEMBER 2020
Srinivasa Achar, died. He was 74.

The Serb, playing in his first tournament since being
disqualified from this month's US Open, won 7-5, 6-3 in
the final to ensure he goes into next week's French Open
on a high.
Djokovic, drew level with Rafael Nadal last month on
the all-time list of Masters winners with his Western and
Southern Open title, but is now clear. The French Open
starts, with Nadal seeking a record-extending 13th men's
singles title in Paris.
Djokovic has also passed childhood idol Pete Sampras for
the second-most weeks at No. 1 with 287 - trailing only
Roger Federer’s 310 weeks in the top spot.
Earlier, top-seeded Simona Halep of Romania won her
first Italian Open title when defending
champion Czech Karolína Pliskova retired
SPORTS
looked to cross the line upon the restart in time to get one
more lap in.
Valtteri Bottas appeared set to start alongside his team-mate
but Max Verstappen denied Mercedes an eighth successive
front-row lockout, the Red Bull driver snatching second
place.
Esteban Ocon and Lando Norris ended up
seventh and eighth respectively, ahead of
the AlphaTauri of Pierre Gasly. Alex Albon
in the second Red Bull rounded out the
provisional top 10, subject to Hamilton's
hearing with the officials.
Durban to host 2023 World Table
Tennis Championships 29 Sep' 20

T
midway through the final with an injury.
Halep was leading 6-0, 2-1 when Czech he 2023
player Pliskova stopped playing after just World Table
31 minutes. T e n n i s
Championships will
F1 2020: Hamilton survives Sochi be staged in Durban,
South Africa, the first
scare to claim pole in Russia time since 1939 the
26 Sep' 20 tournament has been

L
staged on the African
ewis Hamilton continent.
boosted his
chances of Durban beat 2017 hosts Dusseldorf 90-39 in a vote by
claiming a record- members of the International Table Tennis Federation
equalling race win (ITTF), and becomes the first South African city to stage
at the Russian Grand the event, and the second on the continent after Cairo 81
Prix as he secured years ago.
pole position in “We are continuing to see benefits from the forthcoming
Sochi. changes to the format of the World Championships Finals,
The Mercedes driver triumphed last time out at the Tuscan which will be introduced from next year onwards, leading
Grand Prix in Mugello to take his career tally of Formula to more countries bidding from different regions of the
One victories to 90, just one behind the legendary Michael world,” ITTF Deputy President Khalil Al-Mohannadi said
Schumacher's haul. in a news release.
Championship leader Hamilton appears right on course to “This also reflects the ever-increasing international appeal
match Schumacher now after smashing the track record, of table tennis, which is extremely pleasing to see as we
albeit only after coming through a dramatic session that so continue to work hard to make the sport
nearly saw him miss out on Q3, followed by a nervy trip to more global in the future.”
see the race stewards. South Africa will also play host to the 2023
A spin for Sebastian Vettel led to a red flag in the closing Netball World Cup, with Cape Town having
minutes, forcing Hamilton to contend with traffic as he won that bid last year.

Arsenal beat Liverpool 4 on penalties to lift the FA Community Shield at the Wembley
Stadium.
NOVEMBER 2020 MICA 47
NEWS BITES SCIENCE
Burning Topics of the Month
India successfully flight
Indian astronomers discover
tests indigenous Hypersonic DRDO conducts successful
one of the farthest galaxies
Technology Demonstrator flight test of ABHYAS.
in universe.
Vehicle.

& Many More...

AIR Correspondent
Health assistant Robot Rakshak
reports, IIT Bombay
designed by Railways can remotely has developed an
communicate between doctor and indigenous alternative
patient 01 Sep' 20 to Chinese document-

I
scanning app,
n the fight against following the Centre's
the spread of Covid decision to ban 59
19 pandemic, the mobile apps. AIR
Railways has designed Scanner was launched on Independence Day, 15th August
a health assistant 2020.
Robot Rakshak We spoke to Rohit Kumar Chaudhary and Kavin Agrawal,
which can remotely two final-year B.Tech students in the Department of Civil
communicate between Engineering, IIT Bombay who developed this app following
doctor and patient. Prime Minister Modi’s call for an Atma
The medical aid robot is able to measure health parameters Nirbhar Bharat.
such as temperature, pulse, oxygen percentage. It can also If these two students are able to translate
provide medicines, food to the patients and make a two-way their dream of turning this into a start-up,
video communication between the doctor and the patient. It India truly has a bright future in its younger
can move in all directions at all levels with a range of remote generation.
operations up to 150 meters.
With a full charge battery, the Rakshak robot Indian astronomers discover one of
can work continuously for 6 hours and can the farthest Star galaxies in universe
carry up to 10 kg of weight in its tray. It is
01 Sep' 20
based on Wi-Fi and therefore does not require

I
any mobile data. It also operates with an ndian astronomers
Android mobile application. have discovered
one of the farthest
IIT Bombay students develop AIR star galaxies in the
Scanner, an Indian alternative to universe, estimated to
Camscanner 01 Sep' 20 be located 9.3 billion

G
light years away from
iving a push to the ‘Aatmanirbhar Bharat’ call by Earth, announced
the Prime Minister, IIT Bombay has launched an Department of Space,
alternative to Camscanner, a Chinese app mainly used Indian Government.
for scanning documents, that was banned by the Government This is a landmark achievement for country's first Multi-
of India. The new app launched by IIT Bombay students is Wavelength Space Observatory "AstroSat."
called as AIR SCANNER and is available free of cost.

Chennaiyin FC has appointed Csaba Laszlo as its head coach for the upcoming season of
48 MICA NOVEMBER 2020
the Indian Super League.

Sharing this information, Union Minister of State (Independent
Charge), Development of North Eastern Region (DoNER),
MoS PMO, Personnel, Public Grievances, Pensions, Atomic
Energy and Space, Dr Jitendra Singh said, "The galaxy called
AUDFs01 was discovered by a team of Astronomers led by Dr
Kanak Saha from the Inter-University Centre for Astronomy
and Astrophysics(IUCAA) Pune."
The importance and uniqueness of this original discovery
can be made out from the fact that it has been reported in the
international journal “Nature Astronomy" published from
Britain. India's AstroSat/UVIT was able to achieve this unique
feat because the background noise in the UVIT detector is
much less than one on the Hubble Space Telescope of US
based NASA, the statement read.
Dr Jitendra Singh congratulated India’s Space Scientists
for once again proving to the world that India’s capability
in Space technology has risen to a distinguished level from
where our scientists are now offering cues and giving leads
to the Space scientists in other parts of the
world. According to Professor ShyamTandon,
the excellent spatial resolution and high
sensitivity is a tribute to the hard work of
the UVIT core team of scientists for over a
decade.
IIT Delhi incubated startup launches
‘‘Chakr DeCoV’’ to decontaminate
N95 Masks 03 Sep' 20
I
n our series on
Atmanirbhar
Bharat, we bring
you a special story
on decontamination
device, Chakr
DeCoV. IIT Delhi
incubated startup
Chakr Innovation
has launched ‘Chakr DeCoV’ to decontaminate N95 masks.
Designed in the shape of a cabinet, Chakr DeCoV is built with
an innovative decontamination mechanism, which utilises the
high penetrability of Ozone gas for cleaning the pores of the N95
mask, ensuring complete decontamination of its intricate layers.
Ozone is a strong oxidizing agent that destroys viruses by
diffusing through the protein coat, resulting in damage to the
viral RNA. Proper dosage and exposure of Ozone can result
in inactivation of SARS CoV-2 and a 99.9999
per cent reduction in bacterial load, after
which an N95 mask can be reused for up to
10 times without any impact on the filtration
efficiency.
World number one Novak Djokovic has won the Western & Southern Open after a 6 3 4
victory over Canadian Milos Raonic in Cincinnati, USA.
SCIENCE
India successfully flight tests
indigenous Hypersonic Technology
Demonstrator Vehicle 07 Sep' 20
I
n a historic mission, India successfully flight tested
Hypersonic Technology Demonstrator Vehicle
(HSTDV). This is a giant leap in indigenous defence
technologies and a significant milestone towards a
Sashakt Bharat and Atmanirbhar Bharat. DRDO with
this mission, has demonstrated capabilities for highly
complex technology that will serve as the building block
for Next Gen Hypersonic vehicles in partnership with
industry.
Chairman DRDO congratulated all the Scientists, Researchers
and other personnel related with HSTDV mission for their
resolute and unwavering efforts towards strengthening
Nation’s defence capabilities.
Defence minister Rajnath Singh congratulated DRDO
for successfully testing the Hypersonic Technology
Demonstrator vehicle using indigenously developed
scramjet propulsion system. Mr Singh said this landmark
achievement is towards realising Prime minister's vision of
Atmanirbhar Bharat. Defence minister said
with this success, all critical technologies
are now established to progress to the next
phase. Mr Singh spoke to the scientists
associated with the project and said Country
is proud of them.
Researchers discover process to avoid
devitrification in glass 08 Sep' 20
I
n Bengaluru, a team of researchers led by Jawaharlal
Nehru Centre for Advanced Scientific Research Associate
Professor Rajesh Ganapathy have found a process to avoid
devitrification in the glass.
The transformation of glass into a crystal is called
devitrification. The study published in Nature Physics journal
visualises devitrification and offers a machine learning
algorithm to predict in advance the stability of glass and avoid
crystallisation.
Prof.Ganapathy says that this finding could be the initial
step for designing more stable glasses like the gorilla glass
on mobile phones. This, he adds, could
usher in new ways to realise technologically
significant long lived glassy states and avoid
crystallisation. Professor Ajay Sood from
Indian Institute of Science and the PhD
student Divya Ganapathi have co-authored
the study.
NOVEMBER 2020 MICA 49
NEWS BITES SCIENCE
Kagaz Scanner App designed by IIT
alumni to scan documents 09 Sep' 20
I T
n our series on AtmaNirbhar Bharat, we bring you a
special story on Kagaz Scanner App. The app developed
by three alumni of Indian Institute of Technology,
Kanpur, is a document scanning app which was launched
on 15th of June this year. The app supports English as well
as Hindi language. The major feature of the app is, it can
work completely offline.
There are no ads or watermarks on the app. The app
is completely free of cost and does not require any sign
in. Talking exclusively to All India Radio News, Gaurav
Shrishrimal one of the founder informed the app has so
far 12 lakh downloads and in future they plan to target
International market as well.
Kaagaz Scanner received special mention in the
Atmanirbhar App Innovation Contest. It got recognition
in 'Mann Ki Baat' Updates. Was also recognized by the
Ministry of Education and Ministry of Electronics and
Information Technology.
The developers are also working on a smart
reminders product named Sorted AI . The
app will automatically remind its users of
the renewal dates and bill payments of the
documents uploaded on it like, the insurance
renewal and credit card payments.
Koo app which is a news and opinion
sharing micro- blogging platform
11 Sep' 20
I
n our series on Aatmanirbhar Bharat, we bring you a
special story on Koo app which is a news and opinion
sharing micro- blogging platform. The Koo App was one
of the winners in Atmanirbhar App Challenge.
In our series on Aatmanirbhar Bharat, we bring you a special
story on Koo app which is a news and opinion sharing micro-
blogging platform. The Koo App was one of the winners in
Atmanirbhar App Challenge. It empowers people to express
their thoughts in Indian languages with a strong-knit local
Indian community.
In this app, anyone can place their opinion and interact in their
mother tongue through text, video or audio. The latest and
breaking News is available on this Koo app.
The people can discuss the trending News
and topics and share their opinions on this
news. The Koo App is now available in four
Indian Languages Hindi, Kannada, Tamil and
Telugu.
Randall Kenan, an author whose stories explored the experience of being Black and gay in
50 MICA NOVEMBER 2020
the American South, has died. He was 57.
DRDO conducts successful flight test
of ABHYAS 22 Sep' 20
he successful flight test of ABHYAS - High-speed
Expendable Aerial Target was conducted by Defence
Research and Development Organisation, DRDO from
the Interim Test Range, Balasore in Odisha.
During the trials, two demonstrator vehicles were successfully
test flown. The vehicle can be used as target for evaluation of
various missile systems. Abhyas is designed and developed by
Aeronautical Development Establishment of DRDO.
The air vehicle is launched using twin underslung booster.
It is powered by a small gas turbine engine and has MEMS
based Inertial Navigation System for navigation along with
the Flight Control Computer for guidance and control.
The vehicle is programmed for fully autonomous flight. The
check out of air vehicle is done using laptop based Ground
Control Station. During the test campaign,
the user requirement of 5 kilometres flying
altitude, vehicle speed of 0.5 mach, endurance
of 30 minutes and 2g turn capability of the
test vehicle were successfully achieved.
National Forensic Sciences University
Bill 2020 passed in parliament
22 Sep' 20
P
arliament has passed the National Forensic Sciences
University Bill 2020 with the Rajya Sabha clearing it.
The Lok Sabha has already approved the Bill.
The Bill is to establish the Gujarat Forensic Sciences
University, Gandhinagar and the Lok Nayak Jayaprakash
Narayan National Institute of Criminology and Forensic
Sciences, New Delhi, as a National Forensic Sciences
University, Gujarat. The Bill declares the University to be an
institution of national importance.
Replying to a discussion on the Bill, Minister of State for
Home Affairs, G. Kishan Reddy said that a forensic scince
plays an important role in the scientific investigation of crime
incidents. He said, this university will work for the capacity
building in the field of forensic science and promote research.
Participating in the Bill, Mozibulla Khan of BJD said that
criminal justice plays an important role in the justice delivery
system, hence, the establishment of this University will
promote research in the field of forensic
science. Vijayasai Reddy stressed on the need
of establishing forensic universities in every
state which will create specialists in this field.
RCP Singh of JD (U) also supported the Bill.
 MISCELLANEOUS NEWS BITES
Burning Topics of the Month

India ranks in top 50 60th Annual Convention Andhra Pradesh topped Ease
countries for first time in of Society of Indian of Doing Business rankings of
Global Innovation Index. Automobile Manufacturers. States and UTs.

& Many More...

The minister appreciated all the officers and employees

Monsoon Session of Parliament from of the department for their efforts
September 14 to October 1 01 Sep' 20 and extended best wishes to make

M
the Swachhta Pakhwada a success.
onsoon Session of Parliament will begin from
Secretary (Fertilizers) Chhabilendra Roul
14th of this month and continue till October 1. A
administered Swachhta Pledge to senior
notification issued by Lok Sabha Secretariat said
officers of the department.
that President Ram Nath Kovind has called the Lower House
of Parliament to meet on, 14th September at 9 AM.
India ranks in top 50 countries for 1st
Rajya Sabha will also meet at a different time on the same time in Global Innovation Index
day, as it has been decided to stagger the sitting of the two
houses due to the COVID-19 guidelines. 02 Sep' 20

I
Cabinet Committee on Parliamentary Affairs had earlier ndia ranked in the
recommended that Parliament's Monsoon session be held top 50 countries
from 14th September 14 to 1st October. for the first time in
Hectic preparations are underway for the session with the Global Innovation
several first-time measures because of the COVID-19 Index, which was
pandemic. The measures include testing of released. India
all MPs, staggered sitting of Lok Sabha and jumped four positions
Rajya Sabha and use of both chambers and to rank at 48th since
galleries to accommodate members while 2019. The index
following physical distancing norms. compiled by World Intellectual Property Index (WIPO)
presented the latest global trends and annual innovation
Dept. of Fertilizers observe Swachhta ranking for 131 countries.
Pakhwada from 1st to 15th Moving up four positions since last year, India became the
third most innovative lower middle economy in the world.
September 01 Sep' 20
According to the report jump can be attributed to newly

T
he Department of Fertilizers is observing Swachhta
Pakhwada from 1st -15th September 2020 where all
PSUs and other organizations under the Department
are participating in the Swachhta Abhiyan in a big way.
The Union Minister of Chemicals and Fertilizers DV Sadananda
Gowda said in a tweet that Swachhta Pakhwada has gained
even greater importance this year in view of the outbreak of
COVID-19 pandemic. Gowda said that the efforts of the entire
fertilizer Industry, dealers and traders will yield visible positive
results in the country's endeavour for cleanliness.
available indicators and improvements in various areas of
the GII. India ranks in the top 15 in indicators such as ICT
services exports, government online services, graduates
in science and engineering and R&D-intensive global
companies.
The report added that due to universities
like IIT Delhi and Bombay, IIS Bengaluru
and other top scientific publications, India is
the lower middle-income economy with the
highest innovation.

Pranab Mukherjee, India's former president and one of the country's most admired political
leaders, died. He was 84.
NOVEMBER 2020 MICA 51
NEWS BITES MISCELLANEOUS
Govt. says, all calendars, diaries and
similar materials to be digital now
02 Sep' 20
T
he Centre has decided to discontinue calendars,
diaries and other similar materials printed physically
by ministries, departments, public sector units
and public sector banks. In an order issued, the Ministry
of Finance asked all organs of the government to adopt
innovative means to use digital or online solutions instead of
printed calendars, diaries or schedulers.
"There is to be no activity towards printing wall calendars,
desktop calendars, diaries and other such material for use in
the coming year by any Ministries/Departments/PSUs/PSBs
and all other organs of the government. All such activity
shall go digital and online," the order stated.
The ministry, in its statement, said that there should be a
concerted effort towards incorporating innovative methods.
"Using technological innovations for planning, scheduling
and forecasting are well known to be economical, efficient
and effective," it said.
The government has also ended the practice of printing
Coffee Table books. The ministries, PSU and public lenders
can still create such publication materials but only for the
digital version.
"Innovative digital and online solutions
which will achieve the same result as physical
calendars or diaries are to be prioritised and
to be put into practice," the order said.
Govt blocked 118 mobile apps
including PUBG 03 Sep' 20
T
he Government has blocked 118 mobile apps
including PUBG which are prejudicial to sovereignty
and integrity of India, Defence of India, Security
of State and Public Order. The move will safeguard the
interests of crores of Indian mobile and internet users. This
decision is a targeted move to ensure safety, security and
sovereignty of Indian cyberspace. The 118 banned mobile
apps include PUBG MOBILE Nordic Map: Livik, PUBG
MOBILE LITE, WeChat Work, WeChat reading, Cyber
Hunter, LifeAfter and Warpath.
The decision to ban such Apps was taken by the Ministry of
Electronics and Information Technology as it has received
many complaints from various sources including several
reports about misuse of some mobile apps available on
Android and iOS platforms for stealing and surreptitiously
transmitting users’ data in an unauthorized manner to servers
Indian Super League (ISL) side Hyderabad FC appointed experienced Spaniard Manuel
52 MICA NOVEMBER 2020
Marquez as the new head coach.
which have locations outside India. The Ministry in a
statement said, the compilation of these data, its mining and
profiling by elements hostile to national security and defence
of India, which ultimately impinges upon the sovereignty
and integrity of India, is a matter of very deep and immediate
concern which requires emergency measures.
It said, the Indian Cyber Crime Coordination Centre, of
Home Ministry has also sent an exhaustive recommendation
for blocking these malicious apps. It said, there have been
similar bipartisan concerns, flagged by various public
representatives, both outside and inside the
Parliament of India. The Ministry said, there
has been a strong chorus in the public space
to take strict action against Apps that harm
India’s sovereignty as well as the privacy of
citizens.
60th Annual Convention of Society
of Indian Automobile Manufacturers
04 Sep' 20
T
he government
is open to
receiving
suggestions from the
industry and tweaking
rules and regulations
with respect to
manufacturing of
automobile, road
transport and highways ministry Nitin Gadkari said.
Speaking at the 60th Annual Convention of Society of
Indian Automobile Manufacturers (SIAM), the minister
called for more coordination between the government and
the industry. Towards this, the government can set up a think
tank comprising retired bureaucrats and officials from the
automobile industry, to advice the ministry and the industry
on policy issues.
“Is it possible to have a platform with retired, impartial
officials from the automobile industry and retired government
officials. The government and the industry can take advice
from them. Then it can be easy for us because government
has one point of view and the industry has another," he said.
The minister urged the industry to increase use of alternative
fuels, such ethanol, methanol, bio-diesel, bio-CNG, and
adopt electric vehicles, which will not only cut massive fuel
import bill, but also reduce pollution.
“We will try to bring about an integrated fuel roadmap
defining phase-wise introduction of different fuel options
and supporting infrastructure…The government has taken

a decision that the companies with a worth of more than
`250 crore can start their own petrol/diesels pumps but the
condition is that they should have alternative fuel pumps
also," he said.
He further said that the future of mobility
demands integration with infrastructure.
Accordingly, all highways and expressways
are being made with demarcated roads and
lane markings, suitable for implementation
of advanced driver assist technologies.
15th Finance Commission holds
discussions with its Economic
Advisory Council 04 Sep' 20
T A
he Fifteenth Finance Commission held discussions
with its Economic Advisory Council.
Finance Ministry said, the meeting discussed a gamut
of issues around GDP growth, tax buoyancy of the Centre
and the States, GST compensation and fiscal consolidation.
Specific issues relating to public expenditure on health,
investment revival, recapitalization of the financial system
and its impact on public finances were also discussed.
The meeting was chaired by N. K. Singh, Chairman of
Fifteenth Finance Commission.
The Advisory Council felt that Finance
Commission is faced with an unprecedented
situation of uncertainties and will have
to take a nuanced approach towards tax
devolution to the States.
India now got world’s 2nd largest road
network: Nitin Gadkari 04 Sep' 20
I
ndia has now the
second largest
road network
in the world being
fuelled by the
tremendous growth
in construction of
expressways and
highways.
Road, Transport and Highways Minister Nitin Gadkari said
this while addressing the 60th annual convention of SIAM
through video conference.
He informed that the current rate of road building per day
has averaged to 30 Kilometre a day, with the highest being
40 Kilometre per day of highways.
Retail inflation for industrial workers eased marginally to 5.33 per cent in July compared to
5.98 per cent in the same month last year, mainly due to lower prices of certain food items.
MISCELLANEOUS
Mr Gadkari expressed confidence over achieving Road
safety targets in near future. He said, the automobile industry
has progressed a lot in that direction.
The Minister noted that vehicle manufacturers have
implemented regulations crucial to vehicle safety such as
crash norms, airbags, seat belt reminder and
reverse parking assist.
These regulations have brought the auto
industry in India at par with the global auto
industry.
Andhra Pradesh tops Ease of Doing
Business rankings of States and UTs
05 Sep' 20
ndhra Pradesh topped the chart among all Indian
States and Union Territories in the Business
Reform Action Plan (BRAP) 2019 rankings. Uttar
Pradesh and Telangana bagged second and third positions
respectively.
The Commerce and Industry Ministry released the ranking
of States and Union Territories (UTs) in terms of ease of
doing business in a function attended by Finance Minister
Nirmala Sitharaman, Commerce & Industry Minister
Piyush Goyal and Urban Development Minister Hardeep
Singh Puri.
Speaking on the occasion, Mr. Goyal said that the
Centre is committed towards promoting cooperative
and competitive federalism. He said, India is among the
top ten performers in terms of improvement in ease of
doing business parameters in the last 2 years. Mr. Goyal
asserted that the country will work with other like-minded
nations to build up a resilient global supply chain. He also
informed that the special emphasis by the government
under the Atmanirbhar Bharat mission will augur the
output of manufacturing sector in 24 sectors to nearly Rs
20 lakh crore in coming years.
The BRAP ranking aims at triggering competition among
states to improve business climate in order to attract domestic
and global investors.
The parameters include areas such as construction permit,
labour regulation, and environmental registration, access
to information, land availability and single window
system.
The Department for Promotion of
Industry and Internal Trade (DPIIT)
conducts the exercise for all States and
Union Territories under the Business
Reform Action Plan.
NOVEMBER 2020 MICA 53
NEWS BITES MISCELLANEOUS
India to host CHG meeting of SCO on
29-30 November in New Delhi
10 Sep' 20
I
ndia is scheduled to host the meeting of Council of
Heads of Government (CHG) of Shanghai Cooperation
Organisation, SCO on 29-30 November 2020 in New
Delhi. This will be the first Prime Minister level meeting to
be hosted by India since its elevation as a full-member of
Shanghai Cooperation Organisation, SCO.
In the run-up to the CHG Meeting, India has taken lot of
initiatives in a wide range of areas. India hosted a Preparatory
Seminar on Start-up Forum on 11 August and the first-ever
meeting of Consortium of Economic Think-Tanks on 21-
22 August. Both the events were attended by all the SCO
Member States through Video Conferencing.
India has also planned for many events and meetings to
be held before the CHG in November, which include Sub-
group on Cooperation in Traditional Medicine, Preparatory
Seminar on Traditional Medicine, Two meetings of Senior
Officials Commission on External Economy and Trade,
first-ever SCO Start-up Forum, Special Working Group on
Innovation and Startups, first-ever SCO Young Scientists
Conclave, Exhibition on Shared Buddhist Heritage, etc.
India will also be hosting two Ministerial-level meetings of
SCO Member States. The Justice Ministers and the Trade
Ministers are scheduled to meet before the Heads of Govt
meet. Trade Ministers are expected to meet in last week of
October where India will launch SCO startup forum. All the
member states have supported India’s initiatives in the run
up to the Heads of Government meet in New Delhi.
This affords India an opportunity to contribute in a
substantive way to the trade and economic agenda of the
SCO which has emerged as a key regional
organization in the Eurasian space in the past
two decades of its existence. India attaches
great importance to SCO as it provides an
excellent platform for it to connect with its
extended neighbourhood.
India's first Coronavirus airport
testing facility launched in Delhi
12 Sep' 20
I
ndia's first coronavirus airport testing facility was
launched at Delhi's Indira Gandhi International Airport.
The facility at the Terminal-3 of the airport, which offers
a walk-in option, "ensures a safe journey of all passengers
entering the city or scheduled for domestic connecting
54 MICA NOVEMBER 2020 Ciro Immobile has extended his contract with Lazio through 2025.
flights", airport operator DIAL (Delhi International Airport
Limited) said in a statement. International passengers
traveling without a valid COVID negative certificate can
book a slot in advance, it said. The test results are available
within four-six hours. Passengers have been advised to book
the slot an hour before the time of arrival and around four-six
hours before the departure flight.
"Passengers will have to provide with their details such as
name, contact details and valid ID proof while applying
online for this facility. They will also have an option to modify
the slot in case they are not able to reach at the scheduled
appointment time. Besides, passengers belonging to the same
family can book a single slot all together through online," the
DIAL statement reads. Set up across 3,500-square feet area
at the multi-level car parking (MLCP) of Terminal-3, this is
the first such arrangement among Indian airports amid rise in
coronavirus cases.
India's coronavirus tally surged to 46 lakh
this morning after the biggest single-day
jump of over 97,000 fresh infections, the
government data showed this morning.
Worldwide, over 2.8 crore people have been
affected by the pandemic.
India, Brazil, South Africa call for
comprehensive reform of UN Security
Council 17 Sep' 20
I
ndia, Brazil and South Africa emphasized the need for the
international community to redouble efforts to achieve
tangible progress for accelerated and comprehensive
reform of the UN Security Council.
External Affairs Minister Dr S. Jaishankar, chaired the
customary meeting of IBSA Foreign Ministers through
video conferencing. On this occasion, the ministers adopted
the IBSA Joint Ministerial Statement on the Reform of the
UN Security Council, as a common endeavour of the Global
South. External Affairs Minister Dr S Jaishankar said they
issued a Joint Statement on reform of UNSC and expressed
collective frustration with the slow progress of reforms in the
Inter-Governmental Negotiations.
The Ministers also exchanged views on furthering IBSA
cooperation. They exchanged views on various issues of
global significance including peace, security, countering
terrorism, climate change, and sustainable development.
Further, the Ministers shared their
experience on COVID-19 pandemic
situation and appreciated the work done by
the IBSA Fund for Alleviation of Poverty
and Hunger.
 DESIGNATION WHO'S WHO
WHO’S WHO
S.No. DESIGNATION NAME
1. Chairman, Rajya Sabha Venkaiah Naidu
2. Lok Sabha Speaker Om Birla
3. Chairman of Niti Ayog Narendra D. Modi
4. Leader of Opposition in Rajya Sabha Ghulam Nabi Azad
5. Leader of House in Lok Sabha Narendra D. Modi
6. Leader of Opposition in Lok Sabha -
7. Chief Election Commissioner Sunil Arora
8. Election Commissioner Rajiv Kumar, Sushil Chandra
9. Director General, ITBP S S Deshwal
10. Chief Vigilance Commissioner Sanjay Kothari
11. Foreign Secretary Harsh Vardhan Shringla
12. Comptroller & Auditor General of India G. C. Murmu
13. Director, Vikram Sarabhai Space Centre S. Somanath
14. Chairman, Telecom Regulatory Authority of India R. S Sharma
15. CBI Director Rishi Kumar Shukla
16. Chairman, National Commission for Scheduled Tribes Nand Kumar Sai
17. Chairperson, National Commission for Minorities Syed Ghayorul Hasan Rizvi
18. Chairman, UPSC Pradeep Kumar Joshi
19. Director General, National Investigation Agency Y.C. Modi
20. Chairman, Space Commission and ISRO K. Sivan
21. Chairman, Atomic Energy Commission and Sec. Deptt. of Atomic Energy K. N. Vyas
22. Chairman, SSC Braj Raj Sharma
23. Chairman,National Human Rights Commission Justice H.L. Dattu
24. Registrar General and Census Commissioner of India Vivek Joshi
25. Chairman, Central Board of Direct Taxes Pramod Chandra Mody
26. Chairman, Insurance Regulatory Development Authority of India Subash Chandra Khuntia
27. Chairman, Securities & Exchange Board of India Ajay Tyagi
28. Chairperson, State Bank of India Rajnish Kumar
29. India’s permanent representative in UNO T S Tirumurti
30. Home Secretary Ajay Kumar Bhalla
31. Chairperson of National Commission for Women Rekha Sharma
32. Chairman, 15th Finance Commission N. K. Singh
33. Chairman, Competition Commission of India Ashok Kumar Gupta
34. Chairperson,Central Board of Film Certification Prasoon Joshi
35. President, ASSOCHAM Niranjan Hiranandani
36. Chairman, NASSCOM UB Pravin Rao
37. Chief of Defence Staff General Bipin Rawat
38. Chief of Air Staff Rakesh Kumar Singh Bhadauria
39. Chief of Naval Staff Admiral Karambir Singh
40. Chief of Army Staff General Manoj Mukund Naravane
41. Chief, RAW Samant Goel
42. Director, Bhabha Atomic Research Centre A.K. Mohanty
43. National Commission for Scheduled Castes Ram Shankar Katheria
44. President, FICCI Sangita Reddy
45. Chairman of 21st Law Commission Dr. Justice BS Chauhan
46. National Security Advisor Ajit Doval
47. Chairperson, Prasar Bharati Dr. A. Surya Prakash
48. DG of National Testing Agency Vineet Joshi
49. Finance Secretary Ajay Bhushan Pandey
50. Chairman, Indian Banks Association Rajnish Kumar
Data as on 15th October, 2020
Aveek Sarkar, the Editor Emeritus and Vice Chairman of the Ananda Bazar Group of Publications, NOVEMBER 2020
has been elected Chairman of Press Trust of India, the country's premier news agency.
MICA 55
WORD OF ENGLISH
EDITORIAL WORD
Ensue
Pronunciation: / en-soo /
Verb (used without object), en·sued, en·su·ing.
1. to follow in order; come afterward, especially in
immediate succession:
As the days ensued, he recovered his strength.
2. to follow as a consequence; result:
When those two friends meet, a battle of wits ensues.
ETYMOLOGY
4. Otherwise, inundation would ensue to our dismay.
5. Plenty of yuks  ensue  as she struggles with the
awkward situation.
6. Amiss wondered if apoplexy would  ensue, but all
that followed was silence.
7. He also knew the turmoil that would ensue if they
were actually in possession of such a priceless
work.
8. Who knows what troubles may  ensue  from air
pollution?

Synonyms: 9. The evils ensue from lack of a stable government.

� arise � befall 10. What will ensue from [on] this?

� come up � emanate 11. If not, something like a banking crisis could ensue.

� occur � turn out 12. If it were to cease trading, chaos could ensue.

� appear � attend 13. Let him seek peace and ensue it!

� derive �
� eventuate �
� follow �
� proceed �
� stem �
ANTONYMS:
� cease �
� halt �
� precede �
� stop
EXAMPLES:
1. What will ensue from / on these actions?
2. What will ensue from this?
3. Who knows what a bother may  ensue  from
overpopulation?
develop 14. If the Europeans did not reduce subsidies, a trade war
would ensue.
flow
15. If we can't bring our problems under control, feelings
issue of powerlessness and despair often ensue.
result 16. One reason for this change is the greater competition
succeed among banks and the more aggressive lending
policies that ensue.
17. Many people are afraid that if more than one
disregard important thing is going on, chaos will ensue.
neglect 18. The theory was that, by letting seniors buy their own
repress plans, competition would  ensue  and prices would
drop.
19. Probably the putsch of 30 September 1965 was
intended to pre-empt the power struggle which
must ensue when the president died.
20. It was feared that a severe liquidity crisis
might ensue and that the world economy would then be
plunged into economic recession.

Lyon extended their European dominance by beating Wolfsburg 1 to win their fifth straight
56 MICA NOVEMBER 2020
women's Champions League title.

Agriculture in India
India ranks second worldwide in farm outputs. As per 2018,
agriculture employed quite 50℅ of the Indian manpower
and contributed 17–18% to country's GDP. According to
latest report, agriculture is primary source of livelihood for
58% population in India.
In 2016, agriculture and allied sectors like farming, forestry
and fisheries accounted for 15.4% of the GDP (gross
domestic product) with about 31% of the workforce in 2014.
India ranks first within the world with highest net cropped
area followed by US and China. The economic contribution
of agriculture to India's GDP is steadily declining with the
country's broad-based economic process. Still, agriculture
is demographically the broadest economic sector and plays
a big role within the overall socio-economic fabric of India.
India exported $38 billion worth of agricultural products
in 2013, making it the seventh largest agricultural exporter
worldwide and the sixth largest net exporter. Most of its
agriculture exports serve developing and least developed
nations. Indian agricultural/horticultural and processed
foods are exported to quite 120 countries, primarily to the
Japan, Southeast Asia, SAARC countries.
Indian agriculture is characterized by fragmentation thanks
to small holding sizes and has certain weaknesses like
weather dependence, production uncertainties and market
unpredictability. This makes agriculture risky and inefficient
in respect of both input & output management. This legislation
will transfer the risk of market unpredictability from the farmer
to the sponsor and also enable the farmer to access modern
technology and better inputs. It will reduce cost of selling and
improve income of farmers. Farmers will engage in marketing
thereby eliminating intermediaries leading to full realization
of price. Farmers have been provided adequate protection.
Effective dispute resolution mechanism has been provided for
with clear time lines for redressal.
The Essential Commodities
(Amendment) Bill, 2020
Union Minister of Agriculture & Farmers’ Welfare, Rural
Development & Panchayati Raj, Narendra Singh Tomar
Rajiv Kumar assumed charge as the new Election Commissioner (EC) of India.
Farm Bill
2020
introduced The Farmers' Produce Trade and Commerce
(Promotion and Facilitation) Bill, 2020 and The Farmers
(Empowerment and Protection) Agreement of Price
Assurance and Farm Services Bill, 2020, while Minister
of State for Consumer Affairs, Food & Public Distribution,
Raosaheb Patil Danve introduced The Essential
Commodities (Amendment) Bill, 2020 in the Lok Sabha.
According to Narendra Singh Tomar the measures
contained therein will enable barrier-free trade in
agricultural produce, and also empower farmers to engage
with investors of their choice. These steps are only the
latest in a series of measures taken by the Government,
which shows its continuous commitment to championing
the cause of welfare of the farmers of India.
The Farmers' Produce Trade
and Commerce (Promotion and
Facilitation) Bill, 2020
The Farmers' Produce Trade and Commerce (Promotion
and Facilitation) Bill, 2020 seeks to provide for the creation
of an ecosystem where the farmers and traders enjoy the
freedom of choice relating to sale and buy of farmers'
produce which facilitates remunerative prices through
competitive alternative trading channels to market efficient,
transparent and barrier-free inter-State and intra-State
trade and commerce of farmers' produce outside physical
premises of markets or deemed markets notified under
various State agricultural produce market legislations; to
supply a facilitative framework for electronic trading and
for matters connected therewith or incidental thereto.
Farmers in India suffered from various restrictions in
marketing their produce. There were restrictions for farmers
in selling agri-produce outside the notified APMC market
yards. The farmers were also restricted to sell the produce
only to registered licensees of the State Governments.
Further, Barriers existed in free flow of agriculture produce
between various States owing to the prevalence of various
APMC legislations enacted by the State Governments. This
legislation is a historic-step in unlocking the vastly regulated
agriculture markets in the country. It will open more choices
for the farmer, reduce marketing costs for the farmers and
NOVEMBER 2020 MICA 57
help them in recuperating prices. It will also help farmers
of regions with surplus produce to urge better prices and
consumers of regions with shortages, lower prices.
1. The Farmers (Empowerment and Protection)
Agreement of Price Assurance and Farm Services
Bill, 2020 seeks to provide for a national framework
on farming agreements that protects and empowers
farmers to engage with agri-business firms,
processors, wholesalers, exporters or large retailers
for farm services and sale of future farming produce
at a mutually agreed remunerative price framework
during a fair and transparent manner and for matters
connected therewith or incidental thereto.
2. The Essential Commodities (Amendment) Bill, 2020
seeks to remove commodities like cereals, pulses,
oilseeds, edible oils, onion and potatoes from the list
of essential commodities. This will remove fears of
private investors of excessive regulatory interference in
their business operations. The freedom to supply, hold,
move, distribute and provide will cause harnessing of
economies of scale and attract private sector/foreign
direct investment into agriculture sector.
While India has become surplus in most agri-commodities,
farmers are unable to urge better prices thanks to lack of
investment in cold storage, warehouses, processing and
export because the entrepreneurial spirit gets dampened
thanks to Essential Commodities Act. Farmers suffer
huge losses when there are bumper harvests, especially of
perishable commodities. The legislation will help approach
investment in cold storages and modernization of food
supply chain. It will help both farmers and consumers while
bringing in price stability. It will create competitive market
environment and also prevent wastage of agri-produce that
happens thanks to lack of storage facilities.
Pesticides Management Bill, 2020
A Bill to manage business of pesticides and compensate
farmers just in case of losses from usage of spurious
agro-chemicals.
The pesticide business is regulated by 1968 rules which
have become age old and needs immediate rewriting.
In 2008 that effort was done. Bill was presented. It was
discussed thoroughly in Standing Committee. After taking
cue from standing committee recommendations, this
new bill has been drafted, according to Information and
Broadcasting Minister Prakash Javadekar.
The main objective of the Bill-
1. To guard the interest of farmers and ensure they get
safe and effective pesticides.
2. Farmer won't get spurious pesticides.
Khadi and Village Industries Commission has received a repeat order and the biggest order
58 MICA NOVEMBER 2020
so far for supply of 10.5 lakh high quality face masks to the Indian Red Cross Society.
3. Farmers would even be empowered to urge all
information because the data would be in open source
and altogether languages.
4. Farmer will realize the strength and weakness of
pesticides, the danger and alternatives in an open data
in digital format.
5. All pesticide manufacturers need to be registered and
bound by the new Act.
6. Even advertisements are becoming to be regulated that
there should be no confusion or no cheating in any way
of the farmers.
Related Events
One of the foremost concerns raised is that agriculture falls
within the State list and thus the Centre shouldn't be making
legislation on this subject within the smallest amount. The
concerned is about the loss of revenue from mandi taxes
and costs, which currently range from 8.5% in Punjab to
but 1% in some States.
State could even be considering legal measures to expand
the bounds of their APMC mandi yards to make sure
that they are getting to continue collecting taxes on all
agricultural trade within their State’s borders. Some States
like Chhattisgarh and Odisha have only seen procurement
increase over the last five years, after the implementation of
decentralised procurement. Paddy farming has received a
big boost with procurement at MSPs and farmers fear their
newly assured incomes are at stake.
The majority of agricultural marketing already happens
outside the mandi network, with only 7,000 APMC markets
operating across the country. Bihar, Kerala and Manipur
don't follow the APMC system within the smallest amount.
Most private buyers are currently small traders at local
mandis. The removal of stock limits and facilitation of bulk
purchase and storage through the amendment to the Essential
Commodities Act could bring large corporate players into the
agriculture space. This might bring much-needed investment
with fear that they might also skew the playing field, with
small farmers unlikely to match them in bargaining power.
SAD leader Harsimrat Kaur Badal resigned from the
Union council of ministers protesting against the bills
which according to her are anti-farmer and will destroy the
agriculture sector in Punjab. The Bills tends to create an
environment in which the farmers and traders can sell their
purchase outside the Mandis. It formulates a framework
on the agreements that enable farmers to engage with agri-
business companies, retailers, exporters for service and
sale of produce while giving the farmer access to modern
technology. It also provides benefits for the small and
marginal farmers with less than five hectares of land.
 Armenia-Azerbaijan
Clash
When Soviet Communist rule was nearing its end in
the late 1980s, the mountainous region of Nagorno-
Karabakh's autonomous legislature voted to join Armenia.
As the Soviet Union dissolved, Nagorno-Karabakh
proclaimed its independence, which led to a war with tens
of thousands of casualties. It has not been recognized by
any other country as an independent state. Internationally
still recognized as part of Azerbaijan, Nagorno-Karabakh
is predominantly populated by ethnic Armenians. The
long-simmering conflict has been mediated by the "Minsk
group," set up by the Organization for Security and Co-
operation in Europe (OSCE) in 1994 and co-chaired by
Russia, France and the United States. The hostilities that
began at the end of September are said to be the worst
since 1994, when the war ended with a ceasefire and
Armenia taking control of the region.
Nagorno-Karabakh conflict
The Nagorno-Karabakh conflict is an ethnic and territorial
conflict between Armenia and Azerbaijan over the disputed
region of Nagorno-Karabakh and seven surrounding
districts, which are de facto controlled by the self-declared
Republic of Artsakh, but are internationally recognized as
de jure part of Azerbaijan. The conflict has its origins in
the early 20th century. Under the Soviet Union, Joseph
Stalin decided to make the Nagorno-Karabakh region
an autonomous oblast of Soviet Azerbaijan. The present
conflict began in 1988, when the Karabakh Armenians
demanded that Karabakh be transferred from Soviet
Azerbaijan to Soviet Armenia. The conflict escalated into
a full-scale war in the early 1990s.
A ceasefire signed in 1994 provided for two decades
of relative stability, which significantly deteriorated
along with Azerbaijan's increasing frustration with the
status quo, at odds with Armenia's efforts to cement it.
A four-day escalation in April 2016 became the deadliest
ceasefire violation until the 2020 crisis.
Armenia - Azerbaijan Conflict
There are no diplomatic relations between Armenia
and Azerbaijan, largely due to the ongoing Nagorno-
Karabakh conflict. The neighbouring nations had
India and Russia were declared joint winners of the 2020 Online FIDE Chess Olympiad.
formal governmental relations between 1918 and 1921,
during their brief independence from the collapsed
Russian Empire, as the First Republic of Armenia and
the Democratic Republic of Azerbaijan; these relations
existed from the period after the Russian Revolution until
they were occupied and annexed by the Soviet Union.
Due to the two wars waged by the countries in the past
century—one from 1918 to 1921 and another from 1988
to 1994—the two have had strained relations. In the
wake of ongoing hostilities social memory of Soviet-era
cohabitation is largely repressed among citizens in both
countries.
Relations between 1918 and 1921
Upon the disintegration of the Transcaucasian Federation
with the proclamation of the independent Democratic
Republic of Georgia on May 26, 1918, both Azerbaijan
and Armenia proclaimed their independence on the
same day, May 28, 1918. Both Armenia and Azerbaijan
laid claim to territory which they saw as historically
and ethnically theirs; these territorial disputes led to the
Armenian–Azerbaijani War between 1918 and 1920, a
series of conflicts that ended only when both Armenia and
Azerbaijan were annexed by the Soviet Union.
Soviet period (1922–91)
Upon the establishment of USSR in 1922, Azerbaijan SSR
and Armenian SSR became constituent states, initially as
a part of Transcaucasian SFSR, and from 1936 as separate
entities. The relations between the two nations, including
in Nagorno-Karabakh Autonomous Oblast (NKAO), were
generally peaceful and friendly whilst all Soviet entities.
Though occasional confrontations did occur, particularly
the 1948 and the 1964 public protests in Armenia which
resulted in exodus of a large number of Azeri’s, they
remained unknown to a broader public due to strict Soviet
censorship.
Karabakh War
In 1988, the Armenians of Karabakh voted to secede and
join Armenia. This, along with massacres in Armenia and
Azerbaijan resulted in the conflict that became known as
NOVEMBER 2020 MICA 59
the Nagorno-Karabakh War. The violence resulted in de
facto Armenian occupation of former NKAO and seven
surrounding Azerbaijani regions which was effectively
halted when both sides agreed to observe a cease-fire
which has been in effect since May 1994. In late 1995, both
also agreed to mediation of the OSCE Minsk Group. The
Minsk Group is currently co-chaired by the US, France,
and Russia and comprises Armenia, Azerbaijan, Turkey,
and several Western European nations.
During the conflict the Siege of Stepanakert was held by
Azerbaijani forces. From late 1991 to May 1992 the city
and its Armenian population was a target of a months-
long campaign of intentional civilian bombardment and
blockade by Azerbaijan. The indiscriminate shelling,
sniper shooting and aerial attacks killed or maimed
hundreds of civilians and destroyed homes, hospitals
and other buildings that were not legitimate military
targets, and generally terrorized the civilian population.
Azerbaijan blockaded all essential supplies, including
water, electricity, food and medicines causing many
deaths. Human Rights Watch reported that the main bases
used by Azerbaijani armed forces for the bombardment
of Stepanakert included the towns of Khojaly and
Shusha.
During the conflict the Khojaly massacre occurred which
was the mass murder of at least 161 ethnic Azerbaijani
civilians from the town of Khojaly on 26 February 1992.
According to Human Rights Watch, the tragedy struck
when "a large column of residents, accompanied by a
few dozen retreating fighters, fled the city as it fell to
Armenian forces. As they approached the border with
Azerbaijan, they came across an Armenian military post
and were cruelly fired upon".
1994—2015
After the war, relations between Armenia and Azerbaijan
remained very tense. In 2008, Azerbaijani president Ilham
Aliyev declared that “Nagorno Karabakh will never be
independent; the position is backed by international
mediators as well; Armenia has to accept the reality” and
that “in 1918, Yerevan was granted to the Armenians. It
was a great mistake. The khanate of Iravan was the Azeri
territory, the Armenians were guests here."
The two countries are still technically at war and the
Azerbaijani government regularly threatens to retake
Nagorno-Karabakh by military force, if mediation of the
OSCE Minsk Group does not succeed.
In a historic step towards peace in the Middle East, the first commercial direct flight
60 MICA NOVEMBER 2020
between Israel and the UAE landed in Abu Dhabi.
Citizens of Armenia, as well as citizens of any other
country who are of Armenian descent, are forbidden entry
to the Republic of Azerbaijan. If a person's passport shows
any evidence of travel to Nagorno-Karabakh, barring a
diplomatic passport, they are forbidden from entering the
Republic of Azerbaijan. In 2008, in what became known as
the 2008 Mardakert Skirmishes, Armenia and Azerbaijan
clashed over Nagorno-Karabakh. The fighting between the
two sides was brief, with few casualties on either side.
June 2010 saw a brief flare up of the conflict, resulting in the
deaths of four Armenian soldiers and one Azeri soldier. The
clash came a day after peace talks between the Presidents
of Armenia and Azerbaijan which were held in Moscow.
On August 31, 2010, a border clash killed three Armenians
and two Azeri’s, although the Armenian military claimed
up to seven Azeri’s had been killed in the fighting. Both
sides blamed the other for the incident. This preceded
another incident on September 4 in which two Azerbaijani
soldiers were killed and one Armenian wounded.
On June 24, 2011, the two sides met in Kazan, Russia,
to negotiate an end to the Nagorno-Karabakh issue, but
the talks ended in failure. Following the breakdown of
talks, the Azeri President Ilham Aliyev used the June
26 Salvation Day military parade to warn Armenia that
Azerbaijan may retake Nagorno-Karabakh by force. On 5
October 2011, border clashes around Nagorno Karabakh
left one Armenian soldier and two Azeri’s dead. Two
Armenians were also wounded by sniper fire the same
day. Another violent incident occurred on 5 June 2012
when, according to the Azerbaijani side, Armenian troops
crossed the border and shot dead five Azerbaijani soldiers
before withdrawing. Armenia denied the claim and
accused Azerbaijan of crossing the border first.
In October 2013, Zakir Hasanov was appointed as
Azerbaijani Defence Minister despite controversy.
2016 clashes
Armenian Prime Minister Nikol Pashinyan meet with
Azerbaijani President Ilham Aliyev in Davos, Switzerland,
January 2019
After the 2016 Armenian–Azerbaijani clashes, in which
an estimated 350 troops and civilians from both sides
were killed, Azerbaijan declared a unilateral cease fire
(the clashes started when Azerbaijani forces launched
strikes to regain control of territory controlled by the
Armenia-backed breakaway Nagorno-Karabakh).
 CURRENT AFFAIRS
CURRENT AFFAIRS QUIZ
Q.1. Recently India has granted 4th tranche of ___ (1) UK (2) US (3) Japan
to Myanmar for the development of the India- (4) Russia (5) Italy
Myanmar Border Area.
Q.9. Name the Mercedes driver who has won the
(1) $8 million (2) $5 million (3) $4 million
Formula One Belgian Grand Prix 2020 at Spa-
(4) $3 million (5) $1 million Francorchamps, Belgium.
Q.2. Where is the 51st International Film Festival of (1) Lewis Hamilton (2) Valtteri Bottas
India will be held from November 20th to 28th?
(3) Nico Rosberg (4) Max Verstappen
(1) Delhi (2) Mumbai (3) Goa
(5) Stirling Moss
(4) Pune (5) Chandigarh
Q.10. Recently the Department of Economic Affairs in
Q.3. India has received development assistance loan worth partnership with which organization launched the
Rs 3,500 Cr from which country to fight COVID-19? Sustainable Finance Collaborative?
(1) US (2) China (3) Russia (1) United Nations Development Programme India
(4) Japan (5) Brazil (2) United Nations Environment Programme India
Q.4. Which bank has received Brandon Human Capital (3) International Labour Organization India
Management Excellence Award 2020, a global
recognition for its HR initiative, ”Nayi Disha”. (4) United Nations Industrial Development
Organization India
(1) Union Bank of India
(5) United Nations Educational, Scientific and
(2) Punjab National Bank
Cultural Organization India
(3) Indian Overseas Bank
Q.11. World’s Largest Solar Tree has been developed
(4) ICICI Bank by the CSIR-CMERI, it was installed at the
(5) State Bank of India Residential Colony of CSIR-CMERI in________.
Q.5. Recently the ASEAN-India Economic Ministers (1) Vishakhapatnam, Andhra Pradesh
Consultations was held virtually, the meet was (2) Pune, Maharashtra
represented by whom?
(3) Durgapur, West Bengal
(1) S Jayashankar (2) Amit Shah
(4) Kochi, Kerala
(3) Piyush Goyal (4) Dharmendra Pradhan
(5) Kolkata, West Bengal
(5) Prakash Javadekar
Q.12. Recently who has been elected as the chairman of
Q.6. Recently Myntra has announced______ as the new
Press Trust of India?
Brand Ambassador.
(1) Pramod Chandra Mody
(1) Alia Bhatt (2) Anushka Sharma
(2) Ajay Tyagi
(3) Deepika Padukone (4) Kiara Advani
(5) Virat Kohli (3) Rakesh Asthana

Q.7. Former President of India, Pranab Mukherjee has (4) Aveek Sarkar
passed away in August, he was the ___ President (5) Dinesh K Tripathi
to receive this Bharat Ratna award.
Q.13. S Padmavati passed away recently, she was the first
(1) Sixth (2) Tenth (3) Third female ________ of India.
(4) Ninth (5) Fifth (1) Cabinet Minister (2) Physician
Q.8. Recently the co-creator of the cartoon series (3) Judge (4) Cardiologist
Scooby-Doo, Joe Ruby has passed away, he was
related to which country? (5) Railway Driver

The Cycling Federation of India (CFI) will host the first-ever "Cycling Summit" in 2021
across Delhi, Mumbai and Bengaluru.
NOVEMBER 2020 MICA 61
QUIZ TIME CURRENT AFFAIRS
Q.14. The book titled “The Big Thoughts of Little Luv”
is authored by whom?
(1) Chetan Bhagat (2) Karan Johar
(3) Vikram Seth (4) Neena Rai
(5) Amish Tripathi
Q.15. Recently who has assumed charge as the Chairman
and Managing Director of state-owned defence
shipbuilder, Hindustan Shipyard?
(1) Hemant Khatri (2) GP Garg
(3) Rakesh Sawant (4) Manoj Pandey
(5) Ashish Mishra
Q.16. Recently which insurance company has introduced
an Artificial intelligence powered voice chatbot,
“LiGo”, on Google Assistant?
(1) Tata AIA Life Insurance
(2) Reliance Life Insurance
(3) SBI Life Insurance
(4) Kotak Life Insurance
(5) ICICI Prudential Life Insurance
Q.17. Recently Acquisition Wing of Ministry of Defence
has signed a contract worth of ________ Cr. with
M/s. Bharat Earth Movers Ltd.,M/s. Tata Power
Company Ltd. and M/s. Larsen & Toubro.
(1) Rs 2580 Cr (2) Rs 2500 Cr (3) Rs 2350 Cr
(4) Rs 2000 Cr (5) Rs 2880 Cr
Q.18. Recently who has become the first Indian to win
grand slam singles main draw match in 7 years?
(1) Sania Mirza (2) Leander Paes
(3) Mahesh Bhupathi (4) Vijay Amritraj
(5) Sumit Nagal
Q.19. Recently Mustapha Adib was appointed Prime
Minister of which country?
(1) Libya (2) Kenya (3) Japan
(4) Lebanon (5) Thailand
Q.20. Recently students of which IIT have launched
a free-of-cost mobile scanner application “AIR
Scanner”?
(1) IIT Bombay (2) IIT Delhi (3) IIT Madras
(4) IIT Kanpur (5) IIT Guwahati
Q.21. Recently who has been appointed as the next
Ambassador of India to the Republic of Croatia?
(1) Raj Kumar Srivastava
Energy and environment solutions provider Thermax said Ashish Bhandari is the new MD
62 MICA NOVEMBER 2020
& CEO of the company.
(2) Hemant Khatri
(3) Usha Padhee
(4) Aveek Sarkar
(5) GP Garg
Q.22. Which bank has launched a virtual property
exhibition under the name ‘Home Utsav’ recently?
(1) ICICI Bank (2) State Bank of India
(3) Yes Bank (4) Federal Bank
(5) Dhan Laxmi Bank
Q.23. Former all-rounder and legendary cricketer, David
Capel has passed away, he was related to which
country?
(1) South Africa (2) Bangladesh (3) Zimbabwe
(4) Australia (5) England
Q.24. Recently who was appointed as the Managing
Director and Chief Executive Officer of Punjab &
Sind Bank?
(1) Kaushik Khona (2) Ashwani Bhatia
(3) S Krishnan (4) Ashok Lavasa
(5) Rajiv Kumar
Q.25. Recently Rajiv Gandhi International Airport won
the ‘National Energy Leader’ and ‘Excellent
Energy Efficient Unit’ awards at the 21st National
Awards for ‘Excellence in Energy Management’,
this airport situated in which city?
(1) Lucknow (2) Hyderabad (3) Nagpur
(4) Kolkata (5) Bhopal
Q.26. Who is the author of the book “Let Us Dream”,
which will be released in December 2020?
(1) Vasoo Paranjape (2) Pope Francis
(3) Sree Iyer (4) Neena Rai
(5) Husain Zaidi
Q.27. Who has won the prestigious 48th Annual World
Open online chess tournament recently?
(1) G Gukesh (2) Humpy Koneru
(3) P Iniyan (4) Viswanathan Anand
(5) Aditya Mehta
Q.28. Recently which country chaired the G20 Foreign
Ministers’ Extraordinary Meeting which was held
in the virtual mode?
(1) Argentina (2) Australia (3) Brazil
(4) Canada (5) Saudi Arabia

Q.29. Recently Reserve Bank of India has approved the
appointment of Murali Ramakrishnan as Managing
Director and CEO of which bank?
(1) Axis Bank (2) State Bank of India
(3) Yes Bank (4) South Indian Bank
(5) Federal Bank
Q.30. Recently who has been appointed as the Chief
Executive Officer of the Railway Board?
(1) G. Satheesh Reddy (2) Ajay Tyagi
(3) Prafool Patel (4) VK Yadav
(5) Sumit Deb
Q.31. Recently which state government has rolled out “I
Rakhwali” App to ensure greenery and to protect
the environment?
(1) Assam (2) Punjab (3) Haryana
(4) Uttarakhand (5) Bihar
Q.32. Who was appointed as the brand ambassador of
Bajaj Allianz Life Insurance Company Limited?
(1) Kiara Advani (1) Pakistan (2) Bhutan (3) Nepal
(2) Rohit Sharma
(3) Ayushmann Khurrana
(4) Harbhajan Singh
(5) Varun Dhawan
CURRENT AFFAIRS
(1) Haryana (2) Jharkhand (3) Kerala
(4) West Bengal (5) Gujarat
Q.37. Recently who was appointed as President of
Women’s Indian Chamber Of Commerce &
Industry?
(1) Shradha Tripathi (2) Vini Mahajan
(3) KK Shailja (4) Kavita Lakhani
(5) Nirmala Maurya
Q.38. Recently who has launched a free mobile app
named as “EnglishPro“?
(1) Dr Harsh Wardhan
(2) Amit Shah
(3) Ramesh Pokhariyal Nishank
(4) Piyush Goyal
(5) Ravi Shankar Prasad
Q.39. Recently High Court of which country has ordered
that Hindu widows are entitled to share in all
properties of their deceased husband?
(4) Bangladesh (5) UAE
Q.40. Recently which State/UT topped the chart among all
Indian States and Union Territories in the Business
Reform Action Plan (BRAP) 2019 rankings?

Q.33. Which cricketer has become the first cricket ambassador (1) Andhra Pradesh
for “SBOTOP” sportsbook brand recently? (2) Delhi
(1) Dwayne Bravo (2) Virat Kohli (3) Jammu and Kashmir
(3) Ross Taylor (4) David Warner (4) Goa
(5) Joe Root (5) Kerala
Q.34. Recently which IIT incubated startup Chakr Q.41. Recently who has been elected as the new President
Innovation has launched ‘Chakr DeCoV’ to of the Society of Indian Automobile Manufacturers
decontaminate N95 masks? for a term of two years?
(1) IIT Kanpur (2) IIT Bombay (3) IIT Madras (1) Raj Kumar Srivastava
(4) IIT Guwahati (5) IIT Delhi (2) Kenichi Ayukawa
Q.35. Recently the 5th BRICS Culture Ministers’ (3) Kevin Mayer
Meeting was held under the chairpersonship of (4) GP Garg
Russian Federation, the meet was represented by
whom? (5) Dinesh K Tripathi
(1) Prahlad Singh Patel (2) S Jayashankar Q.42. Recently the 35th Session of the Food and
Agriculture Organization Regional Conference for
(3) Piyush Goyal (4) Prakash Javadekar Asia and the Pacific 2020 was chaired under which
(5) Nirmala Sitharaman country?
Q.36. Recently R K Tripathi has taken charge as Chairman (1) Russia (2) India (3) Bhutan
of which State Human Rights Commission? (4) Nepal (5) Italy
Austin Ernst rallied to win the Walmart NW Arkansas Championship for her second LPGA
Tour title, closing with an under 63 for a two-stroke victory over Anna Nordqvist.
NOVEMBER 2020 MICA 63
QUIZ TIME CURRENT AFFAIRS
Q.43. The International Day of Clean Air for blue skies is
observed globally on ________.
(1) 1st September (2) 3rd September
(3) 5th September (4) 7th September
(5) 10th September
Q.44. Recently Ian Bell has announced that he will retire
from all forms of cricket at the end of the 2020
domestic season he is related to which country?
(1) England (2) Australia
(3) South Africa (4) Pakistan
(5) Sri Lanka
Q.45. Recently who has won the Formula One Italian
Grand Prix 2020 held at Autodromo Nazionale
Monza, Italy?
(1) P Iniyan (2) Pierre Gasly
(3) Sophia Popov (4) Max Verstappen
(5) Lewis Hamilton
Q.46. Recently which company has announced that it
would acquire product design and development
firm, Kaleidoscope Innovation for up to $42
million?
(1) TCS (2) Wipro (3) IBM
(4) HCL (5) Infosys
Q.47. Recently Defence Minister Rajnath Singh held
bilateral talks with which country?
(1) Iraq (2) Iran (3) UAE
(4) Japan (5) China
Q.48. Recently which state government has launched ‘
YSR Sampoorna Poshana ' & ' YSR Sampoorna’
scheme?
(1) Uttar Pradesh (2) Madhya Pradesh
(3) Andhra Pradesh (4) Chhattisgarh
(5) Bihar
Q.49. Recently which State/ UT has launched the online
portal, Smart Performance Appraisal Report
Recording Online?
(1) Delhi (2) Goa Q.57. President of the USA, Donald Trump has announced
(3) Punjab (4) Jammu & Kashmir
(5) Kerala
Q.50. Recently who was appointed as 35th President of
Federation of Automobile Dealers Associations for
the year 2020-22?
The government has approved 27 cold chain projects in 11 states with a grant-in-aid of Rs
64 MICA NOVEMBER 2020
208 crore under the Pradhan Mantri Kisan SAMPADA Yojana (PMKSY).
(1) Sumit Deb (2) Vini Mahajan
(3) KK Sailja (4) Ravi Kumar
(5) Vinkesh Gulati
Q.51. Recently a 24x7 toll-free mental health
rehabilitation helpline “KIRAN” was launched by
which Union Minister?
(1) Thaawarchand Gehlot
(2) Ramesh Pokhariyal Nishank
(3) Dr Jitendra Singh
(4) Amit Shah
(5) Piyush Goyal
Q.52. Recently Typhoon Haishen wreaked havoc in
which country?
(1) South Africa (2) Japan (3) Indonesia
(4) Bangladesh (5) South Korea
Q.53. Hypersonic Technology Demonstrator Vehicle
has been successfully flight-tested by which
organization recently?
(1) ISRO (2) DRDO (3) NASA
(4) CSIR (5) ICMR
Q.54. Recently which state government re-launches self-
employment scheme worth Rs 1,000 crore?
(1) Kerala (2) Andhra Pradesh
(3) Assam (4) Uttarakhand
(5) Uttar Pradesh
Q.55. Cabinet has approved MoU between India and
which country for cooperation in the field of
Geology and Mineral Resources recently?
(1) Iceland (2) Ireland
(3) Saudi Arabia (4) UAE
(5) Finland
Q.56. Coal India Ltd recently decided to invest over how
much amount on development of nearly 500 projects?
(1) 1.22 lakh crore (2) 2.50 lakh crore
(3) 4.20 lakh crore (4) 3.00 lakh crore
(5) 1.00 lakh crore
Wilmington as the first World War II Heritage City,
Wilmington is situated in which state?
(1) New York (2) Texas
(3) North Carolina (4) California
(5) Florida

Q.58. Who has chaired a webinar on the first-ever
International Day of Clean Air for Blue Skies?
(1) Amit Shah (2) Prakash Javadekar
(3) Dharmendra Modi (4) Narendra Modi
(5) Piyush Goyal
Q.59. Recently Jiri Menzel has passed away, he was
renowned ________.
(1) Film Director (2) Music Director
(3) Cricketer (4) Singer
(5) Journalist
Q.60. Recently which state assembly has passed
bills for creation of three autonomous councils
which included Moran, Motok and Kamtapur
Autonomous Council?
(1) West Bengal (2) Odisha (3) Mizoram
(4) Assam (5) Sikkim
Q.61. Recently who was elected as the new president of
the All India Tennis Association?
(1) Anil Jain (2) Vinkesh Gulati Q.69. Every year International Literacy Day is observed
(3) Hemant Katri (4) Aveek Sarkar
(5) Ashwani Bhatia
Q.62. Recently which state government has signed an
agreement with Lawrencedale Agro Processing
India to expand the scope of food processing in the
State?
(1) Madhya Pradesh (2) Andhra Pradesh
(3) Rajasthan (4) Punjab
(5) Maharashtra
Q.63. Recently Neelam Gorhe was elected as Deputy
Speaker of which Legislative Council?
(1) Odisha (2) Maharashtra
(3) Madhya Pradesh (4) Jharkhand
(5) Telangana
Q.64. Recently Union Minister for Food Processing
Industries Harsimrat Kaur Badal has inaugurated
Organic Food Processing Unit in which state?
(1) Mizoram (2) Assam
(3) West Bengal (4) Odisha
(5) Uttar Pradesh
Q.65. Recently Prime Minister Narendra Modi has
inaugurated the Patrika Gate in which city through
video conference?
Vice Admiral SR Sarma, AVSM, VSM has assumed charge as the Chief of Materiel, of the
Indian Navy.
CURRENT AFFAIRS
(1) Varanasi (2) Jaipur (3) Lucknow
(4) Ahmedabad (5) Noida
Q.66. Recently Johnny Bakshi has passed away, he was
renowned ________.
(1) Music Director (2) Cricketer
(3) Singer (4) Film Director
(5) Journalist
Q.67. What is the name of the Father of India’s Radio
Astronomy, who has passed away recently?
(1) Johnny Bakshi (2) Jayaprakash Reddy
(3) Nishikant Kamat (4) A.R. Lakshmanan
(5) Govind Swarup
Q.68. Recently who has released “The State of Young
Child in India” report?
(1) Venkaiah Naidu (2) Narendra Modi
(3) Amit Shah (4) Ramnath Kovind
(5) S Jayashankar
globally by UNESCO on ________.
(1) 5th September (2) 4th September
(3) 2nd September (4) 8th September
(5) 9th September
Q.70. Recently Bank of India has launched “Signature
Visa Debit Card” on its ________ Foundation Day.
(1) 150th (2) 125th (3) 115th
(4) 135th (5) 145th
Q.71. Recently C Partha Sarathi was appointed state
election commissioner of which state?
(1) Kerala (2) Telangana
(3) Odisha (4) Andhra Pradesh
(5) West Bengal
Q.72. Who was appointed as additional advocate general
of Karnataka recently?
(1) Anil Jain (2) Vinkesh Gulati
(3) Arun Shyam (4) Aveek Sarkar
(5) Ashwani Bhatia
Q.73. As per the EASE Banking Reforms Index 2.0,
which bank has been placed at the first spot
recently?
(1) Bank of Baroda
(2) State Bank of India
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QUIZ TIME CURRENT AFFAIRS
(3) Oriental Bank of Commerce
(4) Indian Overseas Bank
(5) Punjab National Bank
Q.74. Recently who has digitally launched Pradhan
Mantri Matsya Sampada Yojana & e-Gopala App?
(1) Amit Shah (2) Dr. Harsh Wardhan
(3) Narendra Modi (4) Narendra Singh Tomar
(5) Piyush Goyal
Q.75. Which state has become the first state in the country
to implement the new National Education Policy?
(1) Assam (2) Himachal Pradesh
(3) Kerala (4) Maharashtra
(5) Madhya Pradesh
Q.76. The first batch of five Rafale aircraft was formally
inducted into Indian Air Force at a special function
held at which Air Force Station recently?
(1) Air Force Station, Amritsar
(2) Air Force Station, Adampur
(3) Air Force Station, Chandigarh
(4) Air Force Station, Jorhat
(5) Air Force Station, Ambala
Q.77. Recently the first India-France-Australia Trilateral
Dialogue was held virtually, the meeting was co-
chaired by whom from India?
(1) Rajnath Singh (2) Sudhir Bhargav
(3) Ajit Doval (4) Harsh Vardhan Shringla
(5) Amit Shah
Q.78. Every year World Suicide Prevention Day is
celebrated on ________.
(1) 5th September (2) 3rd September
(3) 10th September (4) 9th September
(5) 14th September
Q.79. Which cricket team reached first position in ICC
T20 rankings?
(1) England (2) India
(3) South Africa (4) Australia
(5) New Zealand
Q.80. Recently actor Jaya Prakash Reddy has passed
away, he was associated with which film industry?
(1) Telugu (2) Tamil (3) Kannada
(4) Malayalam (5) Bengali
The first batch of five Rafale aircraft was formally inducted into Indian Air Force at a
66 MICA NOVEMBER 2020
special function held at Air Force Station, Ambala.
Q.81. Recently who was appointed as the World Health
Organisation’s panelist?
(1) Preeti Sudan (2) Anil Jain
(3) Venktesh Gulati (4) Usha Padhee
(5) Ashwani Bhatia
Q.82. Recently who has been appointed as the new chief
of National School of Drama by President Ram
Nath Kovind?
(1) Anupam Kher (2) Paresh Rawal
(3) Kiran Kher (4) Amitabh Bachchan
(5) Rekha
Q.83. Recently who appointed as the brand ambassadors
of Playerzpot?
(1) Bhuvneshwar Kumar
(2) Smriti Mandhana
(3) Suresh Raina
(4) Rohit Sharma
(5) Both 1 & 2
Q.84. The country’s second and South India’s first “Kisan
Train” was flagged off from which state to Adarsh
Nagar Railway Station in Delhi?
(1) Kerala (2) Telangana
(3) Tamil Nadu (4) Andhra Pradesh
(5) Karnataka
Q.85. India and which country have signed an agreement
concerning Reciprocal Provision of Supplies and
Services between the Armed Forces?
(1) US (2) UK (3) Germany
(4) Brazil (5) Japan
Q.86. Recently where External Affairs Minister S
Jaishankar was attended the meeting of the
Foreign Ministers of the eight-member Shanghai
Cooperation Organisation?
(1) New Delhi (2) Beijing (3) Tokyo
(4) Moscow (5) Tehran
Q.87. Mastercard has launched “Central Bank Digital
Currencies” , a Virtual Testing Environment for
Central Banks to Assess and Explore National Digital
Currencies, where is the headquarter of MasterCard?
(1) New Delhi, India
(2) New York, United States
(3) Mumbai, India

(4) Washington DC, United States
(5) None of the above
Q.88. Recently which bank has decided to launch a
loan product named “SAFAL” for organic cotton
growers?
(1) ICICI Bank (2) Punjab National Bank
(3) State Bank of India (4) HDFC Bank
(5) Central Bank of India
Q.89. India’s biggest piggery development project was
launched in which state recently?
(1) Kerala (2) Mizoram Q.96. Home Minister Amit Shah e-dedicated and
(3) West Bengal (4) Sikkim
(5) Meghalaya
Q.90. Recently Narendra Singh Tomar has launched 22
bamboo clusters in how many states?
(1) 9 (2) 12 (3) 5
(4) 7 (5) 10
Q.91. Recently the United Nations Children's Fund for
Children (UNICEF) has appointed its celebrity
advocate for the children's rights campaign, "For
Every Child"?
(1) Ayushmann Khurrana
(2) Priyanka Chopra
(3) Amitabh Bachchan
(4) Paresh Rawal
(5) Raj Kumar Rao
Q.92. What is the rank of India at “Global Economic
Freedom Index 2020 Annual Report”, which has
been released in India in conjunction with Center
for Civil Society, New Delhi-based think tank?
(1) 113th (2) 125th (3) 105th
(4) 95th (5) 103rd
Q.93. Recently which bank launches a full power Digital
Savings Account that can be opened instantly with
Video KYC in 4 simple steps?
(1) ICICI Bank (2) Punjab National Bank
(3) State Bank of India (4) HDFC Bank
(5) Axis Bank
Q.94. Recently who has been launched the website of
Aero India in New Delhi?
(1) Ravi Shankar Prasad
(2) Rajnath Singh
Employees' Provident Fund Organisation decided to pay 8.5% interest during 20120.
CURRENT AFFAIRS
(3) Amit Shah
(4) Narendra Modi
(5) Dr Harsh Wardhan
Q.95. Recently Prime Minister Narendra Modi
inaugurated 1.75 lakh houses built under Pradhan
Mantri Awaas Yojana - Gramin in 12 thousand
villages in which state?
(1) Madhya Pradesh (2) Uttar Pradesh
(3) Rajasthan (4) Gujarat
(5) Haryana
e-launched development projects worth Rs 221
crore in which city recently?
(1) Jaipur (2) Gurugram (3) Varanasi
(4) Ahmedabad (5) Bhopal
Q.97. Arya Samaj leader and social activist Swami
Agnivesh has passed away recently, he was related
to which state?
(1) Punjab (2) Haryana (3) Rajasthan
(4) Odisha (5) West Bengal
Q.98. The rating agency, Moody’s has projected the GDP
growth rate for India to contract ________% in
fiscal 2020-21 due to the coronavirus pandemic.
(1) 11.5 (2) 8.5 (3) 10.5
(4) 9.5 (5) 7.5
Q.99. The 13th edition of Aero India-21 is scheduled to
be held in which city from 3 to 07 February 2021?
(1) Vishakhapatnam (2) Bengaluru
(3) Chennai (4) Mumbai
(5) Lucknow
Q.100. Hubballi Railway Station will now be known as
''Shree Siddharoodha Swamiji Railway Station
Hubballi'', it is located at which railway zone?
(1) North Western Railway zone
(2) South Eastern Railway zone
(3) South Western Railway zone
(4) Western Railway zone
(5) Northern Railway zone
Q.101. Recently who has been elected as the chairman of
the board of governors of the Advertising Standards
Council of India?
(1) Rohit Gupta (2) Subhash Kamath
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QUIZ TIME CURRENT AFFAIRS
(3) Anil Jain (4) Aveek Sarkar
(5) Ashwani Bhatia
Q.102. Recently which state government has announced
‘My Family-My Responsibility’ campaign to fight
Covid-19?
(1) Uttar Pradesh (2) Tamil Nadu
(3) Maharashtra (4) Jharkhand
(5) Karnataka
Q.103. Former Union Minister Raghuvansh Prasad Singh
has passed away, he was associated with which
political party?
(1) Rashtriya Janata Dal
(2) Indian National Congress
(3) Janata Party
(4) Bhartiya Janta Party
(5) Samata Party
Q.104. Recently which state government has launched
a new scheme named ‘GARIMA’ which aims to
ensure the economic safety and social dignity of
core sanitation workers in the state?
(1) Assam (2) Uttarakhand
(3) Haryana (4) Odisha
(5) Chhattisgarh
Q.105. Recently the bilateral 2+2 Inter-sessional meet was
held between India and which country?
(1) Japan (2) Russia (3) Finland
(4) China (5) United States
Q.106. Recently who has won the Formula One Tuscan
Grand Prix 2020 held at Mugello Circuit, Italy?
(1) Nico Erik Rosberg (2) Jenson Button
(3) Sebastian (4) James Anderson
(5) Lewis Hamilton
Q.107. The Asian Development Bank has signed an
agreement for ________ of debt financing through
the subscription of nonconvertible debentures for
Suguna Foods Private Limited.
(1) $10 million (2) $12 million (3) $15 million
(4) $20 million (5) $5 million
Q.108. Hindi Diwas is observed every year on 14
September to mark the popularity of Hindi as an
official language of India, the language was adopted
under which Article of the Indian Constitution?
US President Donald Trump has been nominated for the 2021 Nobel Peace Prize for
68 MICA NOVEMBER 2020
helping broker peace between Israel and the United Arab Emirates (UAE).
(1) 280 (2) 343 (3) 324
(4) 368 (5) 112
Q.109. Prime Minister Narendra Modi dedicated to the nation
three key projects related to the Petroleum sector in
which state through video conferencing recently?
(1) Bihar (2) Assam (3) Jharkhand
(4) Kerala (5) Punjab
Q.110. Recently which Union Minister laid the
e-foundation stone of the Arun Jaitley Memorial
Sports Complex at Hiranagar, near Jammu?
(1) Jitendra Singh
(2) Amit Shah
(3) Narendra Singh Tomar
(4) Piyush Goyal
(5) RK Singh
Q.111. Recently Rajesh Khullar has been appointed as
Executive Director of which organization?
(1) World Bank (2) IMF (3) WTO
(4) WHO (5) ADB
Q.112. Jane Fraser was named the first female CEO of
Citigroup, where is headquarter of Citigroup?
(1) New Delhi, India
(2) New York, United States
(3) Geneva, Switzerland
(4) Tokyo, Japan
(5) Masco, Russia
Q.113. India has been elected as a member of the United
Nation’s Commission on Status of Women, a body
of the Economic and Social Council, India will be a
member of United Nation’s Commission on Status
of Women till ________ .
(1) 2022 (2) 2023 (3) 2024
(4) 2025 (5) 2026
Q.114. The Appointments Committee of the Cabinet has
approved the appointment of ________ as new
Executive Director of Asian Development Bank
Manila.
(1) Anil Jain
(2) Rajeev Kumar
(3) Sameer Kumar Khare
(4) Aveek Sarkar
(5) Ashwani Bhatia

Q.115. Recently Harivansh Narayan Singh has been re-
elected as the Deputy Chairman of Rajya Sabha, he
is associated with which political party?
(1) Rashtriya Janata Dal
(2) Indian National Congress
(3) Aam Aadmi Party
(4) Samata Party
(5) Janata Dal (United)
Q.116. Union Youth Affairs and Sports Minister Kiren
Rijiju has laid foundation stones for various sports
facilities at the cost of over 12 crore rupees in
which city?
(1) Shimla (2) Leh (3) Guwahati
(4) Dehradun (5) Noida
Q.117. Aditya Puri has been conferred the Lifetime
Achievement Award by Euromoney Awards of
Excellence 2020, he is the Managing Director of
which bank?
(1) State Bank of India (2) Axis Bank
(3) ICICI Bank (4) HDFC Bank
(5) Yes Bank
Q.118. Private sector general insurer ICICI Lombard
General Insurance Company Ltd has entered into
a bancassurance tie-up with which private sector
bank for selling its insurance products recently?
(1) HDFC Bank (2) Axis Bank
(3) Bandhan Bank (4) Yes Bank
(5) ICICI Bank
Q.119. Who defeated Victoria Azarenka of Belarus to
clinch the Women’s Singles title in the 2020 US
Open Tennis tournament?
(1) Ashleigh Barty (2) Simona Halep
(3) Serena Williams (4) Naomi Osaka
(5) Sania Mirza
Q.120. Dominic Thiem defeated Alexander Zverev to
win the men’s singles title at the 2020 US Open
tournament, he is related to which country?
(1) Japan (2) US (3) Italy
(4) Spain (5) Austria
Q.121. Recently who has been appointed by the Asian
Development Bank as its new Country Director for
India?
(1) Kenichi Yokoyama (2) Takeo Konishi
Netflix has promoted Indian American media leader Bela Bajaria to head its international
TV operations as vice president for Global Television.
CURRENT AFFAIRS
(3) Hemant Khatri (4) Aveek Sarkar
(5) Ashwani Bhatia
Q.122. Recently the Thomas Cup and the Uber Cup, which
were scheduled to be held from 3 to 11 October
2020 in Denmark, has been postponed for 2021,
these cups are related to which sport?
(1) Cricket (2) Football (3) Badminton
(4) Chess (5) Hockey
Q.123. Recently who has become the brand ambassador of
Paytm First Games?
(1) Akshay Kumar (2) Rohit Sharma
(3) Ayushman Khurana (4) Sachin Tendulkar
(5) Virat Kohli
Q.124. Recently which state government has signed a
Memorandum of Understanding with the Small
Industries Development Bank of India to develop
its micro, small and medium enterprises ecosystem?
(1) Uttar Pradesh (2) Madhya Pradesh
(3) Rajasthan (4) Goa
(5) Assam
Q.125. The Asian Development Bank has estimated
that the GDP of India is expected to contract by
________ in fiscal 2020-21.
(1) 9% (2) 8% (3) 7%
(4) 6% (5) 5%
Q.126. Recently Dr. Kapila Vatsyayan has passed away,
she was renowned________.
(1) Dancer (2) Singer (3) Writer
(4) Politician (5) Actress
Q.127. 10th Defence Technology and Trade Initiative,
DTTI Group Meeting was held virtually between
India and which country?
(1) Japan (2) China (3) Russia
(4) US (5) Brazil
Q.128. Which union minister virtually attended handing
over ceremony of 3 sculptures at High Commission
of India in London?
(1) Prahlad Singh Patel (2) S Jayshankar
(3) Rajnath Singh (4) Piyush Goyal
(5) Nirmala Sitharaman
Q.129. Recently Yoshihide Suga was elected as the new
Prime Minister of which country?
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QUIZ TIME CURRENT AFFAIRS
(1) Myanmar (2) Japan (3) Singapore
(4) Germany (5) South Korea
Q.130. Recently Former cricketer, Sadashiv Patil has
passed away, he was related to which state?
(1) Punjab (2) Haryana (3) Gujarat
(4) Rajasthan (5) Maharashtra
Q.131. Recently China has launched successfully how
many satellites into orbit from ship stationed in the
Yellow Sea?
(1) 12 (2) 5 (3) 9
(4) 7 (5) 3
Q.132. Recently the 4th edition of Global Ayurveda
Summit was virtually inaugurated by whom on
the theme “Emerging Opportunities for Ayurveda
during Pandemic”?
(1) Narendra Modi (2) Dr Harsh Wardhan
(3) Piyush Goyal (4) M Venkaiah Naidu
(5) Amit Shah
Q.133. Recently Titan Company has partnered with which
bank to launch India’s first contactless payment
watches named “Titan Pay”?
(1) Axis Bank (2) ICICI Bank
(3) HDFC Bank (4) Yes Bank
(5) State Bank of India
Q.134. Who has become the brand ambassador of Online
poker platform 9stacks recently?
(1) Rohit Sharma (2) Virat Kohli
(3) Kiara Advani (4) Suresh Raina
(5) Paresh Rawal
Q.135. Who has received the Jeff Skoll Award for Impact
Media at a remotely conducted TIFF Tribute
Awards ceremony?
(1) Nisha Mehra (2) Mira Nair
(3) Shivangi Joshi (4) Anurag Katiyar
(5) Vivek Mehra
Q.136. Recently who has been appointed to the governing
council of the Indian Council for Cultural
Relations?
(1) Vivek Agnihotri (2) Paresh Rawal
(3) Manoj Kumar (4) Anupam Kher
(5) Riya Bhardwaj
SAR Group announced the appointment of auto industry veteran K Vijaya Kumar as the manag-
70 MICA NOVEMBER 2020
ing director and chief executive officer of its electric mobility business.
Q.137. The theme of International Day for the Preservation
of the Ozone Layer for 2020: “Ozone for life: 35
years of ozone layer protection”, it is celebrated on
________.
(1) 14th September (2) 15th September
(3) 16th September (4) 10th September
(5) 12th September
Q.138. The Oil and Natural Gas Corporation of India
has recently exited the oil fields of which country
recently?
(1) Sudan (2) Saudi Arabia (3) UAE
(4) Iran (5) Iraq
Q.139. Recently which Indian personality has been named as
the first Indian celebrity voice of Amazon’s Alexa?
(1) Sachin Tendulkar (2) Rohit Sharma
(3) Alia Bhatt (4) Priyanka Chopra
(5) Amitabh Bachchan
Q.140. Recently a Multi-purpose Sports Complex, named
after Arun Jaitley is to be built in which state/ UT?
(1) Delhi (2) Jammu & Kashmir
(3) Gujarat (4) Haryana
(5) Madhya Pradesh
Q.141. Recently which state government has launched
the “Arthika Spandana” programme of disbursing
loans to the tune of Rs 39,300 crores through
various cooperative institutions?
(1) Karnataka (2) Tamil Nadu (3) Assam
(4) Punjab (5) Odisha
Q.142. Recently ICICI Home Finance launched “Apna
Ghar Dreamz”, its new home loan scheme for
skilled laborers like electricians, mechanics,
painters, grocery store owners etc in the informal
sector of ________.
(1) Mumbai (2) Delhi (3) Kolkata
(4) Hyderabad (5) Chennai
Q.143. Recently General Moussa Traore has passed away,
he was the former President of which country, who
was in power from 1968 to 1991?
(1) Tunisia (2) Mali
(3) South Korea (4) Tanzania
(5) Ukraine
Q.144. Who was named as the new co-founder & CEO of
MobiKwik?

(1) Suresh Raina (2) Ayushmann Khurrana
(3) Hemant Khare (4) Pramod Kumar Sharma
(5) Chandan Joshi
Q.145. Which country has become the first country in
the world to issue a sovereign bond linked to the
sustainable development goals set by the United
Nations?
(1) India (2) China (3) Japan
(4) Mexico (5) France
Q.146. The shortest-serving Governor of the Reserve Bank
of India, Amitabha Ghosh has passed away, he had
served as the ________Governor of the Reserve
Bank.
(1) 16th (2) 10th (3) 20th
(4) 18th (5) 12th
Q.147. RecentlyAshok Gasti has passed away due to
COVID-19, he was the Rajya Sabha MP from
which state?
(1) Rajasthan (2) West Bengal (3) Telangana
(4) Karnataka (5) Kerala
Q.148. Recently Prime Minister Narendra Modi has
dedicated the historic Kosi Rail Mahasetu to the
nation through video-conference in which state?
(1) Uttarakhand (2) Madhya Pradesh
(3) Bihar (4) Odisha
(5) West Bengal
Q.149. Union Minister for Food Processing Industries
Harsimrat Badal has resigned from her post, she
was Member of Parliament in the Lok Sabha from
which Constituency?
(1) Jodhpur (2) Gurdaspur (3) Jalandhar
(4) Amritsar (5) Bathinda
Q.150. Who has given additional charge of Food Processing
Industries Ministry, following resignation of
Harsimrat Kaur Badal?
(1) Piyush Goyal Sustainable Development Goals?
(2) Narendra Singh Tomar
(3) Smriti Irani
(4) Gajendra Singh Sekhawat
(5) Amit Shah
Q.151. The 10th Meeting of the BRICS High
Representatives on National Security was held
virtually, the meet was hosted by which country?
For overall improvement in the evaluation system in education, Prime Minister Narendra
Modi announced National Evaluation Centre, Parakh.
CURRENT AFFAIRS
(1) Brazil (2) Russia (3) India
(4) China (5) South Africa
Q.152. Recently Indian Ayurveda physician, PR
Krishnakumar has passed away, he was related to
which state?
(1) Tamil Nadu (2) Assam (3) Karnataka
(4) Kerala (5) West Bengal
Q.153. Who is the author of the book “Azadi: Freedom.
Fascism. Fiction”, which is published by Penguin
Books Limited?
(1) Chetan Bhagat (2) Sikha Sharma
(3) Jaswant Sinha (4) Amish Tripathi
(5) Arundhati Roy
Q.154. Which state government has launched the
Mukhyamantri Mahila Utkarsh Yojana, the scheme
will provide interest-free loans to women’s groups
in the state?
(1) Rajasthan (2) Punjab
(3) Chhattisgarh (4) Gujarat
(5) Odisha
Q.155. Which Public sector lender bank has launched lead
management system – i-Lead 2.0 (Inspiring Leads
System version 2.0)?
(1) State Bank of India
(2) Indian Bank
(3) Indian Overseas Bank
(4) Canara Bank
(5) Punjab National Bank
Q.156. Which private sector bank has set up a new vertical
called “Emerging Entrepreneurs Business?
(1) HDFC Bank (2) Bandhan Bank (3) Axis Bank
(4) ICICI Bank (5) Yes Bank
Q.157. Name the Indian teenager who has been named
in the 2020 Class of 17 Young Leaders for the
(1) Udit Singhal (2) Prakhar Chaturvedi
(3) Akash Arora (4) Aditi Sharma
(5) Shraddha Singhaniya
Q.158. Film director Babu Sivan has passed away, he was
associated with which film industry?
(1) Hindi (2) Telugu (3) Tamil
(4) Kannada (5) Bengali
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QUIZ TIME CURRENT AFFAIRS
Q.159. The World Water Monitoring Day is observed
globally on ________.
(1) 12th September (2) 14th September
(3) 15th September (4) 16th September
(5) 18th September
Q.160. Which two Arab countries have signed the historic
Abraham Accords along with Israel to normalise
ties recently?
(1) Bahrain, UAE (2) UAE, Qatar
(3) Kuwait, Qatar (4) Saudi Arabia, UAE
(5) Oman, Yemen
Q.161. Recently in which state Prime Minister Narendra
Modi laid the foundation stone of nine highway
projects worth over 14,258 crore rupees, through
video conferencing?
(1) Odisha (2) Gujarat
(3) Bihar (4) Madhya Pradesh
(5) Uttarakhand
Q.162. Recently a Memorandum of Understanding was
signed between the Ministry of AYUSH and Ministry
of Women and Child Development in New Delhi
for controlling Malnutrition as a part of POSHAN
Abhiyaan, who is the Minister of AYUSH?
(1) Shripad Yesso Naik
(2) Narendra Singh Tomar
(3) Prahlad Patel
(4) Dharmendra Pradhan
(5) Smriti Irani
Q.163. Recently India has provided financial assistance of
250 million dollars as budgetary support to which
country to mitigate the economic impact of the
COVID-19 pandemic?
(1) Maldives (2) Bangladesh National Technical Research Organisation?
(3) South Africa (4) Turkey
(5) Sudan
Q.164. Recently Mohamed Hussein Roble was appointed
as the new Prime Minister of Somalia, what is the
currency of Somalia?
(1) Dollar (2) Euro (3) Riyal
(4) Peso (5) Shilling
Q.165. Fitch Solutions has projected India’s GDP growth
for2020-21 ________.
India and China have agreed on five points to guide their approach to the situation on the
72 MICA NOVEMBER 2020
Line of Actual Control (LAC).
(1) 9.0% (2) 8.0% (3) 9.6%
(4) 7.6% (5) 8.6%
Q.166. World Bank released the report titled “The Human
Capital Index 2020, what is the rank of India among
174 countries in the Human Capital Index 2020?
(1) 86th (2) 123rd (3) 147th
(4) 116th (5) 103rd
Q.167. Former US President, Barack Obama has
announced his first presidential memoir titled
“A Promised Land.” Which will be published
in November 2020 in how many languages by
Penguin Random House?
(1) 15 (2) 25 (3) 18
(4) 30 (5) 22
Q.168. Recently which state government has decides to
give cows to families with malnourished children?
(1) Madhya Pradesh (2) Uttar Pradesh
(3) Punjab (4) Bihar
(5) Rajasthan
Q.169. Former Prime Minister of India, H D Deve Gowda
took oath as a member of the Rajya Sabha from
which state recently?
(1) Kerala (2) West Bengal (3) Karnataka
(4) Tamil Nadu (5) Telangana
Q.170. The theme of International Coastal Cleanup Day
2020 is “Achieving a trash-free Coastline”, it is
celebrated on ________.
(1) Third Tuesday in September
(2) Second Saturday in September
(3) Third Monday in September
(4) Third Saturday in September
(5) Second Tuesday in September
Q.171. Recently who was appointed as the chief of the
(1) Anil Dhasmana (2) Anil Jain
(3) PK Garg (4) Avik Sarkar
(5) Rajiv Kumar
Q.172. India and which country have launched the first-
ever direct Cargo Ferry Service on 21 September
2020 to boost trade between the two countries?
(1) Bangladesh (2) Maldives
(3) Afghanistan (4) Nepal
(5) Bhutan
 CURRENT AFFAIRS
Q.173. Recently John Turner has passed away, he was the Q.177. Recently which bank has launched video KYC
former Prime Minister of which country? (Know Your Customer) facility for its customers?
(1) Thailand (2) Japan (3) Canada (1) State Bank of India (2) Canara Bank
(4) Russia (5) Brazil (3) HDFC Bank (4) Yes Bank
Q.174. Who has won the Men’s Single Italian Open title? (5) ICICI Bank
(1) Diego Schwartzman (2) Novak Djokovic Q.178. Narendra Modi is the second Indian Prime Minister
to be awarded the IG Nobel Prize, who was the first
(3) Marcel Granollers (4) Horacio Zeballos
Prime Minister to be awarded the IG Nobel Prize?
(5) None of the above (1) Atal Bihari Vajpayee
Q.175. In Women’s single, Simona Halep has won her first (2) Rajeev Gandhi
Italian Open title, she is related to which country?
(3) Indira Gandhi
(1) France (2) Serbia (3) Italy
(4) Man Mohan Singh
(4) Japan (5) Russia
(5) Jawaharlal Nehru
Q.176. Every year the International Red Panda Day is
Q.179. Actress Ashalata Wabgaonkar has passed away, she
celebrated on ________ to raise public awareness
was associated with which film industry?
and support for red panda conservation issues.
(1) Tamil (2) Telugu (3) Kannada
(1) Third Tuesday in September
(4) Marathi (5) Malayalam
(2) Second Saturday in September
Q.180. Recently Assimi Goita was appointed as the Vice
(3) Third Monday in September President of which country?
(4) Third Saturday in September (1) Maldives (2) Fiji (3) Cuba
(5) Second Tuesday in September (4) Singapore (5) Mali
ANSWER KEY
Q.1.(2) Q.2.(3) Q.3.(4) Q.4.(5) Q.5.(3) Q.6.(4) Q.7.(5) Q.8.(2) Q.9.(1) Q.10.(1)
Q.11.(3) Q.12.(4) Q.13.(4) Q.14.(2) Q.15.(1) Q.16.(5) Q.17.(1) Q.18.(5) Q.19.(4) Q.20.(1)
Q.21.(1) Q.22.(1) Q.23.(5) Q.24.(3) Q.25.(2) Q.26.(2) Q.27.(3) Q.28.(5) Q.29.(4) Q.30.(4)
Q.31.(2) Q.32.(3) Q.33.(1) Q.34.(5) Q.35.(1) Q.36.(5) Q.37.(4) Q.38.(3) Q.39.(4) Q.40.(1)
Q.41.(2) Q.42.(3) Q.43.(4) Q.44.(1) Q.45.(2) Q.46.(5) Q.47.(2) Q.48.(3) Q.49.(4) Q.50.(5)
Q.51.(1) Q.52.(5) Q.53.(2) Q.54.(3) Q.55.(5) Q.56.(1) Q.57.(3) Q.58.(2) Q.59.(1) Q.60.(4)
Q.61.(1) Q.62.(2) Q.63.(2) Q.64.(5) Q.65.(2) Q.66.(4) Q.67.(5) Q.68.(1) Q.69.(4) Q.70.(3)
Q.71.(2) Q.72.(3) Q.73.(1) Q.74.(3) Q.75.(2) Q.76.(5) Q.77.(4) Q.78.(3) Q.79.(4) Q.80.(1)
Q.81.(1) Q.82.(2) Q.83.(5) Q.84.(4) Q.85.(5) Q.86.(4) Q.87.(2) Q.88.(3) Q.89.(5) Q.90.(1)
Q.91.(1) Q.92.(3) Q.93.(5) Q.94.(2) Q.95.(1) Q.96.(4) Q.97.(2) Q.98.(1) Q.99.(2) Q.100.(3)
Q.101.(2) Q.102.(3) Q.103.(1) Q.104.(4) Q.105.(5) Q.106.(5) Q.107.(3) Q.108.(2) Q.109.(1) Q.110.(1)
Q.111.(1) Q.112.(2) Q.113.(4) Q.114.(3) Q.115.(5) Q.116.(2) Q.117.(4) Q.118.(4) Q.119.(4) Q.120.(5)
Q.121.(2) Q.122.(3) Q.123.(4) Q.124.(3) Q.125.(1) Q.126.(1) Q.127.(4) Q.128.(1) Q.129.(2) Q.130.(5)
Q.131.(3) Q.132.(4) Q.133.(5) Q.134.(4) Q.135.(2) Q.136.(1) Q.137.(3) Q.138.(1) Q.139.(5) Q.140.(2)
Q.141.(1) Q.142.(2) Q.143.(3) Q.144.(5) Q.145.(4) Q.146.(1) Q.147.(4) Q.148.(3) Q.149.(5) Q.150.(2)
Q.151.(2) Q.152.(1) Q.153.(5) Q.154.(4) Q.155.(4) Q.156.(2) Q.157.(1) Q.158.(3) Q.159.(5) Q.160.(1)
Q.161.(3) Q.162.(1) Q.163.(1) Q.164.(5) Q.165.(5) Q.166.(4) Q.167.(2) Q.168.(2) Q.169.(3) Q.170.(4)
Q.171.(1) Q.172.(2) Q.173.(3) Q.174.(2) Q.175.(3) Q.176.(4) Q.177.(3) Q.178.(1) Q.179.(4) Q.180.(5)

Government has constituted a three member expert committee to assist in the assessment
of relief to bank borrowers.
NOVEMBER 2020 MICA 73
IBPS CLREK MAINS
IBPS CLERK MAINS/GENERAL/FINANCIAL AWARENESS
Q.1. “KUNA” is the currency of which of the following
countries?
(1) Bolivia (2) Mexico (3) Croatia
(4) Poland (5) Norway
Q.2. 20th August is celebrated as:
(1) Earth Day (2) No Tobacco Day
(3) Sadbhavana Divas (4) Word Cancer Day
(5) None of these
Q.3. According to a recent study conducted by which
institute, India will become the fourth-largest
economy in the world, overtaking Germany by the
year 2026?
(1) University of Michigan
(2) Center for Economics and Business Research
(3) Institute of Universal Economics
(4) University of Toronto
(5) None of these
Q.4. Bretton Woods Conference is related with
the formation of which among the following
international organisations?
(1) ADB (2) World Bank (3) IMF
(4) Only 1 and 2 (5) Only 2 and 3
Q.5. Expand AEPS in terms of banking.
(1) Aadhaar-enabled Payment Service
(2) Aadhaar-enabled promotion scheme
(3) Automated engineered payment service
(4) Aadhaar-enabled Payment system
(5) None of these
Q.6. How much quantity of coins to be minted decided
by ______________.
(1) RBI (2) Union government
(3) SBI (4) IRDA
(5) None of these
Q.7. In July 1969, how many Commercial Banks were
nationalized?
(1) 13 (2) 14 (3) 15
(4) 16 (5) None of these
Q.8. In which state Sariska Tiger Reserve is situated?
(1) Uttar Pradesh (2) Karnataka
(3) Kerala (4) Bihar
(5) Rajasthan
Q.9. Interest Spread refers to -
(1) surplus of interest earned over interest expended
SCO Summit or SCO Heads of State Council meeting is scheduled for November and will
74 MICA NOVEMBER 2020
be held virtually.
(2) interest earned on loans
(3) interest earned on assets
(4) 1 and 2
(5) None of these
Q.10. Kisan credit card is to provide financial assistance
to which of the following groups ?
(1) Every Farmers (2) Landless Farmers
(3) Labours (4) Farmers with land
(5) None of these
Q.11. On which River Hirakud Dam is built?
(1) Indravati (2) Saryu (3) Tapti
(4) Mahanadi (5) Ganga
Q.12. Scheduled bank refers to a bank:
(1) Authoriesd by central government to transaction
government business
(2) Registered with ministry of finance, Govt. of
India
(3) Which is included in the second schedule to the
RBI act, 1934
(4) Incorporated as a cooperative society
(5) None of these
Q.13. Sensex is an index based on shares traded on
the______________.
(1) NIFTY (2) BSE (3) NSC
(4) MCX (5) None of these
Q.14. The Dadasaheb Phalke Award was established in
which year?
(1) 1970 (2) 1969 (3) 1972
(4) 1971 (5) 1975
Q.15. The minimum amount to be remitted through
RTGS is _______.
(1) 2 lakh (2) 5 lakh (3) 10 lakh
(4) 12 lakh (5) 20 lakh
Q.16. Under Pradhan Mantri Jan Dhan Yojana life
insurance is managed by ____________.
(1) HDFC Ergo Insurance Company
(2) Life Insurance Corporation of India
(3) GIC
(4) NICL
(5) NACL
Q.17. What is ‘C’ in KYC?
(1) Client (2) Customer (3) Call
(4) Celebrity (5) Consumer

Q.18. What is the Capital of Italy?
(1) Dublin (2) Rome
(3) Amsterdam (4) Edinburgh
(5) Caracas
Q.19. What is the capital of Spain?
(1) Berlin (2) Copenhagen (3) Madrid
(4) Brussels (5) Lima
Q.20. What is the Currency of Iceland?
(1) Dollar (2) Krona (3) Dinar
(4) Franc (5) Euro
Q.21. What is the full form of BBPS?
(1) Bharat Balance Payment System
(2) Bharat Bill Paid System
(3) Bharat Bill Payment System
(4) Bharat Balance Paid System
(5) None of these
Q.22. What is the name of the regulatory body that issues
the Financial Stability Report?
(1) Reserve Bank of India
(2) State Bank of India
(3) Industrial Development Bank of India
(4) Central Bank of India
(5) None of the above
Q.23. When is World Water Day observed?
(1) March 22 (2) March 20 (3) March 10
(4) March 26 (5) None of these
Q.24. Where is the Amangarh tiger reserve located?
(1) Madhya Pradesh (2) Rajasthan
(3) Chhattisgarh (4) Uttar Pradesh
(5) Karnataka
Q.25. Where is the Headquarters of Central Bank of
India?
(1) Mumbai (2) Kolkata (3) Chennai
(4) New Delhi (5) Bengaluru
Q.26. Where is the headquarters of National Film
Development Corporation Limited (NFDC)
located?
(1) Trivandrum (2) Chennai (3) Mumbai
(4) Hyderabad (5) None of these
Q.27. Where is the Headquarters of Organisation
for Economic Co-operation and Development
(OECD)?
(1) Vienna, Austria
(2) Geneva, Switzerland
Delhi government has decided to provide stalls at a discounted rate to artists and artisans
across all the campuses of the tourism department including Delhi Haat.
MODEL PAPER 2020
(3) London, UK
(4) Rome, Italy
(5) Paris, France
Q.28. Which day is observed as the National Science Day?
(1) 15th March (2) 24th March
(3) 28th February (4) 12th May
(5) 29th August
Q.29. Which of the following is the capital of Bulgaria?
(1) Sofia (2) Gaborone (3) Sarajevo
(4) Bangui (5) None of these
Q.30. Which of the following is the purpose of ‘KYC’
norms followed by the banks?
(1) To bring more and more people under the
banking network
(2) To identify people who do not pay income tax
(3) To ensure that money deposited in the bank has
come from genuine source
(4) All are true
(5) None of these
Q.31. Which of the following is the venue of 2020
Summer Olympics?
(1) Paris (2) Tokyo (3) Rome
(4) New Delhi (5) None of these
Q.32. Which of the following National Park is located in
Maharashtra?
(1) Rajbari National Park
(2) Tadoba National Park
(3) Jim Corbett National Park
(4) Nameri National Park
(5) Simlipal National Park
Q.33. Which of the following Nuclear Power Project is
located in Maharashtra?
(1) Kudankulam (2) Kaiga (3) Jaitapur
(4) Kakrapar (5) Narora
Q.34. Which of the following river is known as the soul
of Basel?
(1) Rhine river (2) Amazon river (3) Seine river
(4) Volga river (5) None of these
Q.35. Which of the following Wildlife Sanctuary is
located in Uttarakhand?
(1) Askot musk deer sanctuary
(2) Pameda Wildlife Sanctuary
(3) Chhilchhila Wildlife Sanctuary
(4) Yangoupokpi-Lokchao WS
(5) Jambughoda Wildlife Sanctuary
NOVEMBER 2020 MICA 75
IBPS CLREK MAINS
Q.36. Which one is not a member of the World Bank Q.43. Valtteri Bottas (Mercedes-Finland) has won the
group? Formula One Russian Grand Prix 2020, he is
(1) International Bank for Reconstruction and related to which country?
Development (1) Russia (2) Serbia (3) Finland
(2) International Development Association (4) Spain (5) Italy
(3) Multilateral Investment Guarantee Agency Q.44. Recently who has virtually inaugurated
(4) Bank of International Settlement 'Destination North East-2020', a four-day event to
highlight the Northeast region's various potentials
(5) None of these
like eco-tourism?
Q.37. Which scheme is planned by the central
(1) Narendra Modi
government to double the farmers income by the
year 2022? (2) Rajnath Singh
(1) Antyodaya Anna Yojana (3) Narendra Singh Tomar
(2) National Food Security Mission (4) Amit Shah
(3) Pradhan Mantri Ujjwala Yojana (5) Prahalad Singh Patel
(4) Krishi Vigyan Kendras Q.45. World Tourism Day is observed globally on
________ every year.
(5) None of these
(1) 21st September (2) 27th September
Q.38. White Island, recently seen in the news. It is
located in which country? (3) 25th September (4) 29th September
(1) Australia (2) New Zealand (3) Vietnam (5) 23rd September
(4) Indonesia (5) India Q.46. India has entered into a Memorandum of
Understanding with which country in the field of
Q.39. Who is the CEO of the Bhilai Steel Plant?
Intellectual Property Cooperation?
(1) M. Ravi
(1) Denmark (2) Ukraine (3) Russia
(2) A K Rath
(4) Canada (5) Germany
(3) Mr. Vijay Mairal
Q.47. Dr Isher Judge Ahluwalia passed away recently,
(4) Anil Kumar Chaudhary she was renowned ________.
(5) None of these (1) Writer (2) Economist (3) Singer
Q.40. Who is the Chairman of Indian Space Research (4) Cricketer (5) Scientist
Organisation (ISRO)?
Q.48. Which state/UT has won the United Nations Inter-
(1) Ajay Narayan Agency Task Force on the Prevention and Control
(2) K. Sivan of Noncommunicable Diseases Awards 2020
(3) Anoop Srivastava for its “outstanding contribution” towards the
(4) Vijay Keshav Gokhale non-communicable diseases-related sustainable
development goals?
(5) None of these
(1) Maharashtra (2) Goa (3) Kerala
Q.41. Who has become the new head of India women’s
selection committee? (4) Delhi (5) Jammu & Kashmir
(1) Mithu Mukherjee (2) Renu Margrate Q.49. Alapan Bandyopadhyay was appointed as the new
Chief Secretary of which state?
(3) Arati Vaidya (4) V Kalpana
(1) West Bengal (2) Odisha
(5) Neetu David
(3) Andhra Pradesh (4) Kerala
Q.42. The Asian Development Bank has approved a
________ dollar loan to finance inclusive water (5) Assam
supply and sanitation infrastructure and services Q.50. In which state has the Parliament passed a bill to
in secondary towns of Rajasthan recently. establish a National Defense University recently?
(1) 100 million (2) 200 million (1) Uttar Pradesh (2) Punjab
(3) 250 million (4) 300 million (3) Uttarakhand (4) Rajasthan
(5) 400 million (5) Gujarat

76 MICA NOVEMBER 2020 Gujarat Government has announced the state's first Heritage Tourism Policy.

IBPS CLERK MAINS / ENGLISH LANGUAGE
Q.51. In the question, there are three sentences.
Each sentence has a pair of words that are
highlighted. From the highlighted words, select
the most appropriate words (A or B) to form
correct sentences.
i. The uniform was trimmed with gold brayed(A)/
braid(B).
ii.  She smelled of her own musk, strands of hair
escaping her brayed(A)/ braid(B) to tickle his
face.
iii. In the obituary column, the general's uniform
was trimmed with gold braid(A)/ brayed(B).
(1) AAA (2) BBA (3) ABB
(4) ABA (5) AAB
Q.52-55. Read the THREE sentences i.e. (A), (B) and
(C) given below respectively and try to find
out the sentence(s) which is/are INCORRECT
among them and mark your answer.
Q.52. A. After all, a thorough investigation is the first
step in ensuring justice.
B.  The Supreme Court has enquired, in a case
relating to the tapping of a phone of police officer.
C. Israeli spyware Pegasus was used to snoop on
Indian politicians and activists.
(1) Only (A) (2) Both (B) and (C)
(3) Both (A) and (C) (4) Only (B)
(5) All are incorrect.
Q.53. A. Pegasus was used with no clarity on the actual
number of citizens whose privacy was violated.
B.  Pegasus represent a wholesale takeover of an
individual’s privacy and identity.
C. It was this radical threat of privacy posed by the
digital era that moved the apex court, two years
back.
(1) Only (A) (2) Both (B) and (C)
(3) Both (A) and (C) (4) Only (C)
(5) All are incorrect
Q.54. A.  The constitutional rights granted to an Indian
citizen also include a fundamental right to privacy.
B.  If a government uses spyware like Pegasus,
it would make the equivalent of the Watergate
scandal.
C.  The Pegasus case dramatically highlights the
need for laws to protecting privacy.
(1) Only (A) (2) Both (B) and (C)
Hubballi Railway Station will now be known as ''Shree Siddharoodha Swamiji Railway
Station Hubballi.''
MODEL PAPER 2020
(3) Both (A) and (C) (4) Only (C)
(5) All are incorrect
Q.55. A. Snooping and official surveillance is, of course,
justified at some instances.
B. The company selling Pegasus says it was sold
only to officially authorise government bodies.
C. The two parliamentary committees intending to
pursue the matter must get for the act.
(1) Only (A) (2) Both (B) and (C)
(3) Both (A) and (C) (4) Only (C)
(5) All are incorrect.
Q.56-57. In the question, there are three sentences.
Each sentence has a pair of words that are
highlighted. From the highlighted words, select
the most appropriate words (A or B) to form
correct sentences.
Q.56. i.  The troublemakers have been barred(A)/
bard(B) from the event as the last time they
attended they created chaos.
ii. See the famous plays of the barred(A)/ bard(B)
performed by one of the world's greatest theatre
companies.
iii.  Never ask a bard(A)/ barred(B) to play the
banjo.
(1) AAA (2) BBA (3) ABB
(4) ABA (5) AAB
Q.57. i. He was succeeded as third baron(A)/ barren(B)
Northwick by his nephew.
ii. The baron(A)/ barren(B) was exposed as a liar
and a cheat.
iii. The district is the most barren(A)/ baron(B)
and backward portion of the province.
(1) AAA (2) BBA (3) ABB
(4) ABA (5) AAB
Q.58. Read the THREE sentences i.e. (A), (B) and (C)
given below respectively and try to find out the
sentence(s) which is/are INCORRECT among
them and mark your answer.
A. India has a large pendency of unfinished cases
what diminish the efficacy of the criminal justice
system.
B. We need urgently to fill up vacancies in courts,
to hasten the pace of justice.
C.  Governments need to implement the many
reforms recommended by experts to improve the
working of the police force
NOVEMBER 2020 MICA 77
IBPS CLREK MAINS
(1) Only (A) (2) Both (B) and (C)
(3) Both (A) and (C) (4) Only (C)
(5) All are incorrect.
Q.59-60. Which of the Phrases (1), (2), (3) and (4)
should replace the highlighted phrase to make it
grammatically correct. If the sentence is correct
as it is given and no correction is required,
mark (5) as the answer.
Q.59. Lurking in the core of the crisis is an outdate
food security doctrine that has combined on
unrestrained populism to wreak havoc.
(1) is an outdated food security doctrine that has
combined with unrestrain populism to wreak
havoc
(2) is an outdated food security doctrine that has
combined with unrestrained populism to wreak
havoc
(3) is an outdated food security doctrine that has
combined with unrestrained populism to wreaking
havoc
(4) is an outdated food security doctrine that has
combine with unrestrained populism to wreak
havoc
(5) No correction required
Q.60. Centre has belatedly begun to coordinate the
firefighting but crisis-time public posturing will
not ensures an end to this practice.
(1) to coordinates, the firefighting but crisis-
time public posturing will not ensure end to this
practice.
(2) to coordinating the firefighting but crisis-time
public posture will not be ensure a end to this
practice.
(3) to coordinate the firefighting but crisis-time
public posturing will not ensure an end to this
practice.
(4) to coordinate the firefighting but crisis-time
public posturing will ensure not an end to this
practice.
(5) No correction required
Q.61-65. In the following sentence, there are two blank
spaces and five pair of words have been denoted
by numbers (1), (2), (3), (4) and (5) are given.
Find out which pair of words can be filled in the
blanks to make a meaningful sentence.
Q.61. That being said, we all know that coffee might not
be the _________ drink we have in our kitchens
and it receives considerable _______ from weight
Senior IAS officer Gaurav Gupta took charge as administrator of the Bruhat Bengaluru
78 MICA NOVEMBER 2020
Mahanagara Palike (BBMP).
watchers, thinking that coffee contains nothing but
empty calories.
(1) hottest, tip (2) thickest, czar
(3) healthiest, flak (4) smoothing, zing
(5) healthiest, wreck
Q.62. A warming climate may cause emperor penguins
to go _______ by the end of this century, according
to a study which _______ that a ‘business as usual’
approach.
(1) berserk, puts (2) adamant, erupts
(3) extinct, cautions (4) commentary, deludes
(5) commanding, inundates
Q.63. Coffee can be __________ keto-friendly or low-
carb by making simple swaps or finding helpful
_________ .
(1) made, adage (2) cooked, pariah
(3) made, alternatives (4) created, woods
(5) made, paths
Q.64. ________ with the natural antioxidants present
in caffeine, this can help burn fat cells easy and
protect you from the ________ done by free
radicals in the body.
(1) mixed, weakness
(2) combined, damage
(3) incorporated, damage
(4) tuned, damage
(5) amalgamated, complexity
Q.65. There is no denying that losing weight can be a/
an _________ difficult journey, getting rid of the
stubborn belly fat can be even more __________ .
(1) viciously, designing
(2) cruelly, creating
(3) notably, spawning
(4) incredibly, challenging
(5) annoyingly, erecting
Q.66-67. In the question, there are three sentences.
Each sentence has a pair of words that are
highlighted. From the highlighted words, select
the most appropriate words (A or B) to form
correct sentences.
Q.66. i. The soundtrack gives us the aural(A)/ oral(B)
before the visual cue; it is as if the thunder arrives
before the lightning.
ii. To give the learner visual, tactile and oral(A)/
aural(B) stimuli, which increase the learning
experience.

iii. As part of her aural(A)/ oral(B) examination,
she had to recite the names of all the presidents.
(1) AAA (2) BBA (3) ABB
(4) ABA (5) AAB
Q.67. i.  Inferior to these, and lodged behind the green
baize(A)/ bays(B) door, are the upper servants.
ii. Opposite her were two steps up to the baize(A)/
bays(B) door separating the kitchen quarters from
the house.
iii. The nave passes from Norman to Early English
in the course of its eight baize(A)/ bays(B) from
east to west and also from the arcade through the
triforium to the clerestory.
(1) AAA (2) BBA (3) ABB
(4) ABA (5) AAB
Q.68-70. In the following question, three sentences
i.e. (A), (B) and (C) are given and you have to
choose the sentence in which the highlighted
phrasal verb/idiom is correctly used.
Q.68. A.  Someone finally threw down the gauntlet
to the boss regarding the oppressive working
conditions in the office.
B. I just can’t get my head around the fact that
I’m not getting promoted this year.
C.  We are just avoiding the issue. Let's call a
spade a spade. The man is a liar.
(1) Only A (2) Only B
(3) Both A and B (4) Only C
(5) All of the above
Q.69. A. You’ll be pounding the pavement for months
before you find another job.
B. The doctor opened up his stomach to head over
heels the source of the trouble.
C. Let's stop the idle chatter and cut to the chase.
After a few introductory comments, we cut to the
chase and began negotiating.
(1) Only A (2) Only B
(3) Both A and B (4) Both A and C
(5) All of the above
Q.70. A. There was an argument that got out of hand,
and the police came.
B. That politician went out on a limb and publicly
questioned the views of his party.
C.  The shy boy was afraid to speak up and his
mates kept asking him "Cat got your tongue?”
(1) Only A (2) Only B
Prime Minister Narendra Modi inaugurated 1.75 lakh houses built under Pradhan Mantri
Awaas Yojana - Gramin in 12 thousand villages in Madhya Pradesh.
MODEL PAPER 2020
(3) Both A and B (4) Only C
(5) All of the above
Q.71-75. In the passage, some blanks are given and
against each blank five alternatives consisting
of a pair of words are suggested. Choose the
correct alternative to complete the passage in a
meaningful way.
After seven years of negotiating the Regional
Comprehensive Economic Partnership deal, India
______ (A) out on the eve of its conclusion.
Prime Minister’s decision to pull out is influenced
partly by the ______ (B) of almost all domestic
stakeholders who would have been impacted by
this preferential trade agreement (PTA). RCEP,
which was negotiated between ASEAN and the
bloc's six free trade agreement partners, will be
dominated by China. For practical purposes,
India's membership in RCEP would have been
______ (C) to a trade agreement with China;
something Indian industry is unprepared for now.
In this context, India’s decision to withdraw from
RCEP is the best possible course at this moment.
However, two things need to be kept in mind.
Isolationism in economic matters will only lead to
stagnation. The RCEP option remains on the table
as other members have made clear that India can
join at a later date. Therefore, the government now
needs to work on a set of reforms which will make
the Indian economy, including agriculture which
______ (D) a trade surplus, more competitive.
India has no choice in this matter. WTO is being
undermined by some of the largest economies in
the world. PTAs are here to stay. But India needs
to get its act together because PTAs represent a
tougher environment on account of a more select
group of countries which participate. The decision
on RCEP should ______ (E) an immediate burst of
reforms in land, labour and capital markets.
Q.71. Choose the correct option for A
(1) astound (2) pull (3) dwindle
(4) recur (5) plough
Q.72. Choose the correct option for B
(1) forbids (2) consensus
(3) ramifications (4) misogyny
(5) misgivings
Q.73. Choose the correct option for C
(1) antitrust (2) prerogative (3) tantamount
(4) penetrating (5) deviating
Q.74. Choose the correct option for D
NOVEMBER 2020 MICA 79
IBPS CLREK MAINS
(1) records (2) amends (3) find
(4) vitiates (5) abnegates
Q.75. Choose the correct option for E
(1) fascinate (2) imitate (3) trigger
(4) crash (5) trespass
Q.76-80. Rearrange the following sentences (A), (B),
(C), (D), (E) and (F) in the proper sequence to
form a meaningful paragraph. Rearrange the
remaining sentences from (A) to (F) and answer
the questions given below them.
A.  This critical moment demands bipartisanship
and statesmanship.
B. As is evident, one myopic policy after another
has created
C.  Procurement processes and MSPs require
immense political will.
D.  Turning Punjab and Haryana farmers away
from paddy cultivation solves
E. All the problems at one stroke but withdrawing
subsidies on power,
F. An environmental and public health disaster.
Q.76. Which of the following would be the FOURTH
sentence after rearrangement?
(1) A (2) B (3) C
(4) D (5) E
Q.77. Which of the following would be the FIRST
sentence after rearrangement?
(1) A (2) B (3) C
(4) D (5) E
Q.78. Which of the following would be the SECOND
sentence after rearrangement?
(1) A (2) B (3) C
(4) D (5) F
Q.79. Which of the following would be the LAST
sentence after rearrangement?
(1) A (2) B (3) C
(4) D (5) E
Q.80. Which of the following would be the THIRD
sentence after rearrangement?
(1) A (2) B (3) F
(4) D (5) E
Q.81-85. Read the following passage, carefully and
answer the questions given below it. Certain
words have been given in bold to help you locate
them while answering some questions.
The National Capital Region's public health
emergency arising from a significant deterioration
Bruno Soares of Brazil and Mate Pavic of Croatia have won the men’s doubles title at the U.S.
80 MICA NOVEMBER 2020
Open, beating Wesley Koolhof of the Netherlands and Nikola Mektic of Croatia 5, 3.
in air quality over the last fortnight has finally
forced governments in the region to seriously
explore a coordinated effort to deal with the
crisis. This development is good. However, given
India's experience in dealing with emergencies,
there is the risk of state effort waning once the
air quality improves. Research on the sources of
air pollution shows that NCR needs a permanent
coordination mechanism to deal with the perennial
major source of pollution: vehicular emission.
Some aspects such as geography which lead to
a deterioration in air quality in winter cannot be
changed. But given this reality what can change is
the transition on the part of relevant governments to
take an integrated view of public transport. This is
perhaps the most important and toughest challenge
to overcome. At present, the multiple modes of
public transport often function in silos. A massive
urban agglomeration such as NCR needs buses,
metro rail and the forthcoming rapid rail system
to be in sync. Often, the large public investment in
these transport systems remains underutilized on
account of problems with last-mile connectivity.
This can be overcome only through a coordinated
approach. The recent spike in pollutants may have
a lot to do with the advent of crop burning in
Punjab, Haryana and Uttar Pradesh. But the year-
long cause for the generally poor air quality needs
to be tackled with a level of seriousness that has
been missing so far.
Q.81. Which of the following is the author’s attitude
throughout the passage?
(1) Informative to sarcastic
(2) Informative to suggestive
(3) Informative to condemning
(4) Informative to patronizing
(5) Informative to narrative
Q.82. Which of the following facets can be held TRUE,
as per the passage?
(1) Public transport must be comprehensively seen
by the concerned governments.
(2) The most difficult task is to get all the concerned
governments to come on the same page vis-à-vis
addressing any issue.
(3) In the wake of reducing poor air quality, the
geography of the area can not be altered.
(4) Currently, public transport, in various ways
works isolatedly.
(5) All of the above.

Q.83. How the lingering causes for the by and large bad
air quality needs to be addressed, in the passage?
A. By the level of the travesty that has been opted
so far.
B.  By the grand level of rhetorics and a bit
recherché for the average readership.
C.  By the required amount of attention and
seriousness toward the matter.
(1) Only A (2) Both A and B
(3) Only C (4) Both B and C
(5) All of the above
Q.84. As per your reading, what can be the reasons
behind the under-utilization of the big public
investment in the transport regimes?
A. Several premonitions of bad debts in the markets.
B. Several non-negotiable instruments.
C. Several issues related to last-mile linking.
D. Several types of fraudulent customer behaviour.
(1) Only A (2) Both B and D
(3) Both A and B (4) Both B and C
(5) Only C
Q.85. As the author, which of the following supports
as the chief reason behind the ever-increasing
pollution?
(1) Stubble burning in the various states could
possibly add to the soaring increase in pollution
rate.
(2) Excessive Vehicular Usage without the apt
choice of knowing the usage limits might hinder
pollution stability.
(3) Increased Industrialisation to feed the
exponentially growing population may have a lot
to do with increased pollution.
(4) Both 1 and 2
(5) All of the above
Q.86-90. Read the following passage carefully and
answer the questions given below it. Certain
words have been given in bold to help you locate
them while answering some questions.
By 2021 a whopping 64 million people are
projected to reside in Delhi and the national capital
region spanning 23 districts of Uttar Pradesh,
Haryana and Rajasthan – making it among the
world’s most populous urban agglomerations. So
the public health emergency declared in NCR, an
annual post-Diwali ritual in recent years, signalling
grave risk to so many lives, should have elicited
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MODEL PAPER 2020
a proportionate and coordinated policy response.
Instead, it energises divisive political responses.
Millions more have been affected with the bad air
fanning out slowly across all of UP and extending as
far east as Patna. By now agencies agree that farm
fires are the primary culprit of the pollution spike.
What we face is a seasonal problem caused by a
specific set of factors: stubble burning and festival
cracker bursting aggravated by slow wind movement
at the onset of winter. Actually, for much of this year,
NCR has enjoyed better air quality which brings the
current spike into sharp focus. Satellite imagery
of fires and the dip in air quality measurements
offer a strong correlation for corrective steps.
The strategy of penalising farmers isn't working.
But Punjab's great strides in mechanising
agriculture indicate that the same farmers can
indeed be persuaded to shun primitive burning for
machines like super straw management systems
and happy seeders. No one wants farmers to
junk combine harvesters and return to manual
modes. Instead, governments must do a better job
of subsidising these machines, offering various
lease-rent-purchase options, and overhauling
environmentally disastrous farm policies promoting
paddy cultivation in water-stressed areas. Centre,
Punjab, Haryana and Delhi governments must set
aside petty quarrels and work together.
Q.86. Which of the following is NOT TRUE, according
to the passage?
A. The idea of giving punishment to the farmers
involved in crop burning will not work.
B.  The farmers involved in crop burning can be
told to stop doing this practice.
C.  Everybody wants farmers to stop using new
agricultural machines and scientific techniques
and return to their old methods of farming.
(1) Only A (2) Both A and B
(3) Only C (4) Both B and C
(5) All of the above
Q.87. Which of the following can be said about the poor
air quality, as per the given passage?
A.  Living in states, exponentially increasing
population has been affected by poor air quality.
B. Gradually, people living in UP and East of the
country will suffer badly from the deteriorating
poor air quality.
C. Stubble burning is said to be the prime reason
behind the poorest air quality ever.
NOVEMBER 2020 MICA 81
IBPS CLREK MAINS
(1) Only A (2) Both A and B D. We see price hikes in the sales of peanuts and
(3) Only C (4) Both B and C water chestnut.
(5) All of the above (1) Only A (2) Both B and D
Q.88. As per the passage, what do we actually go (3) Both A and C (4) All except A
through, in the specific time period? (5) Only C
(1) We have to confront many disadvantages from
Q.90. As per the reading of your passage, which of the
the customer’s end.
following is TRUE?
(2) We have to confront many failed or unsuccessful
air quality measurements. (1) The rapidly deteriorating ‘air quality’ is more
in news currently because people living in the
(3) We face several periodic concerns caused by a
National capital Region used to have better ‘air
specific set of factors.
quality’.
(4) We face plunge in various anti-environment
(2) The satellite images of wildfires and the
policies which are prevailing these days.
reducing standards of deteriorating air quality both
(5) Both 3 and 4.
can given remedial steps in parallel.
Q.89. According to the author, what happens at the onset
(3) Warmer temperatures expected with climate
of winter?
change and the potential for more extreme
A. We see that many farmers are involved in crop temperature events will impact plant productivity.
burning.
(4) Few adaptation strategies are available to cope
B. As per the environment and pollution control
with temperature extremes at this developmental
board, the air quality index is highly raising.
stage.
C.  Slow wind movement intensifies the cracker
bursting of Diwali. (5) Both 1 and 2

IBPS CLERK MAINS / REASONING ABILITY & COMPUTER APTITUDE

Q.91-95. Study the following information carefully and
answers the question given below.
Eight members (A to H) in a family who live
in a ten-floors building with two floors vacant.
The ground floor is numbered one and the
topmost floor is numbered tenth. Each member
is travelling to different countries viz. L1,
N1, P1, LV1, DI1, DN1, B1 and D1 . The
following information is known about them.
B, who is neither going to DI1 nor D1 , is residing
on an even-numbered floor. Three members live
between the floors of G and D. G’s floor is above
D. Either G or D travels to B1 . C, who is residing
on the 5th floor, is travelling to either N1 or DI1.
Two people reside between H’s floor and a vacant
floor. H lives on a floor below one of the vacant
floors. The person travelling to L1 is residing
immediately above the person who is travelling to
P1. The number of members between A and E is
the same as the number of members between A and
F. F is either travelling to D1 or DN1, but neither
residing on 7th floor nor on 10th floor. E is residing
immediately above the person who is travelling to
DN1. G is travelling to DI1.
Q.91. Who lives on the 3rd floor?
(1) A (2) B (3) C
(4) E (5) F
Q.92. How many floors lie between A's and E’s floors?
(1) None (2) One (3) Two
(4) Three (5) None of these
Q.93. Whose floors are situated between the floors of H
and D?
(1) People travelling to P1 and N1.
(2) People travelling to L1, P1, N1 and B1.
(3) Person travelling to B1.
(4) People travelling to L1 and B1.
(5) None of the above
Q.94. Who goes to DN1?
(1) F (2) B (3) A
(4) D (5) G
Q.95. Which of the following describes the vacant
floors?
(1) 1st, 10th (2) 9th, 5th (3) 10th, 2nd
(4) 8th, 4th (5) None of these
Q.96-100. Study the following information carefully
and answer the question given below.

Jane Fraser made history when she became the first female global bank chief executive, a role
82 MICA NOVEMBER 2020
she will take up next year when Citigroup Inc's current CEO Michael Corbat will step down.

Eight chairs—Q, P, O, G, F, C, B, and A are
arranged along the perimeter of a square as shown
below:
The following is true:
i. Chairs Q, P, and O are blue; Chairs G and F are
red; Chairs C, B, and A are yellow.
ii. The blue chairs are next to one another along the
square’s perimeter.
iii. The yellow chairs are next to one another along
the square’s perimeter.
iv. No blue chair is next to a yellow chair. The
chair on the southeast corner is G.
v. Chair Q is at the center of the square’s north
side.
vi. If Chair G is next to C, then G is not next to O.
Q.96. If B is in the middle of the west side of the square,
then the two chairs in which one of the following
pairs CANNOT be two of the corner chairs?
(1) P and C (2) P and A (3) O and F
(4) O and C (5) O and A
Q.97. If A is directly north of B, which one of the
following statements must be true?
(1) Q is directly west of P.
(2) P is directly east of F.
(3) F is directly north of C.
(4) C is directly south of Q.
(5) A is directly south of Q.
Q.98. If C is the farthest south-west of O and B is north-
west of G, then the chairs in each of the following
pairs must be next to each other EXCEPT
(1) Q and O (2) P and G (3) G and C
(4) F and B (5) C and A
Q.99. Which one of the following chairs must be next to
Q? (Definite case)
(1) P (2) O (3) G
(4) F (5) C
Q.100. Each of the following statements must be true
EXCEPT:
Union Home Minister Amit Shah inaugurated and laid the foundation stone of various development
works worth Rs 222.17 crore in Ahmedabad district and city through video conferencing.
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(1) The chair on the northwest corner is yellow.
(2) The chair on the northeast corner is blue.
(3) The chair on the southwest corner is yellow.
(4) The middle chair on the east side of the square
is blue.
(5) The middle chair on the west side of the square
is yellow.
Q.101. Which one of the following chairs could be on the
northeast corner of the square?
(1) A (2) B (3) C
(4) G (5) O
Q.102. Study the following statement carefully
and answer the question given below.
Statement- The teachers of XYZ School who
usually worked for 9 hours in school each day but
now they all are working from home due to the
lockdown caused by this epidemic. 25 per cent of
them believe that they are actually able to work an
hour less from home than at school. At the same
time, more than 90 per cent of teachers at the same
school believe they are working more at home than
working at their school - according to an article.
The statements above, if true, best support which
of the following conclusions about the school
teachers discussed in the article?
(1) At least 25 per cent of the teachers of XYZ
school can complete the same amount of work in
one hour at home as in 9 hours at the school.
(2) Some of the teachers of XYZ School make
statements regarding their work quality that are
not in fact true.
(3) On average, the teachers of XYZ school
working at home for a day work fewer hours than
school teachers working at the school.
(4) 10 per cent of the teachers of XYZ School are
less quality working from home than working in
their school.
(5) At least 15 per cent of the teachers of XYZ
School does not define quality exclusively in terms
of the number of hours worked.
Q.103-107. Study the following information carefully
and answer the question given below.
The number of seven trucks i.e. 16 to 22 are
parked in a straight line towards north direction.
Note- Distance between two adjacent trucks
increases from left to right in consecutive
multiples of 7 m. The total length of the straight
line is 189 m.
NOVEMBER 2020 MICA 83
IBPS CLREK MAINS
Distance between Truck 18 and Truck 22 is 35 m.
Truck 22 is parked to the right of Truck 18.
Distance between Truck 16 and Truck 21 is the
same as the distance between Truck 20 and Truck
17. The maximum number of trucks are parked
between Truck 21 and Truck 18. Truck 19 is
parked to the immediate left of Truck 16. At least
two trucks are parked to the left of Truck 17.
After the final arrangement, Trucks move as per
the following directions:
Truck 20 turned towards Truck 22 and moved 11m
then took a left turn moved 16m. Truck 21 turned
towards Truck 17 and moved 24m then took a
right turn moved 21m. Truck 18 turned towards
south and moved 18m and then took left turn and
moved 25m. From there Truck 18 took left turn
and moved 10m. Truck 17 turned towards Truck
22 and moved 26m.
Note- New positions of all the trucks are to be
denoted by adding (') to their respective names.
For example - New position of Truck 20 will
become 20`.
Q.103. What is the position of Truck 18' with respect to
the Truck 20'?
(1) South (2) North
(3) South-East (4) North-West
(5) Can't be determined
Q.104. What is the distance between Truck 22 and Truck
19 in a straight line?
(1) 49 m (2) 63 m (3) 28 m
(4) 84 m (5) None of these
Q.105. Which of the following statements is true?
(1) The number of trucks parked between 20 and
17 is the same as 17 and 18 is a straight line before
movement.
(2) Distance between truck 19 and truck 16 is the
same as the distance between truck 20 and truck 22.
(3) Truck 20 is in North-west and Truck 17 is in
the south direction of Truck 21 after movement.
(4) Distance between truck 18 and truck 20 is
twice as the distance between truck 22 and truck
17.
(5) None is true
Q.106. What is the position of Truck 20 with respect to
Truck 16 in a straight line?
(1) Truck 20 is parked to the left of truck 16 at a
distance of 84m.
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84 MICA NOVEMBER 2020
convertible preference shares and equity of Nxtra Data Limited by Comfort Investments II.
(2) Truck 16 is parked to the right of truck 20 at a
distance of 91m.
(3) Truck 20 is parked to the left of truck 16 at a
distance of 126m.
(4) Truck 16 is parked to the right of truck 20 at a
distance of 63m.
(5) None of these
Q.107. What is the shortest distance between Truck 20`
and Truck 17'?
(1) 16 m (2) 30 m (3) 25 m
(4) 20 m (5) None of these
Q.108-112. Study the following information carefully
and answer the question given below.
Ten persons namely K, J, I, H, G, F, E, D, C
and B are sitting in two parallel rows containing
five people each in such a way that there is an
equal distance between adjacent persons. People
sitting in Row-1 facing north direction while
people sitting in Row-2 facing south direction.
Therefore people sitting in Row-1 face the people
sitting in Row-2. They have an engagement
in following months among January, March,
April, May, June, July and August. Exactly
two persons have engagement in each of the
month of April, May and June. All the above
information is not necessarily in the same order.
H sits exactly in the middle of the north-facing
row. G sits with C and D and opposite to F. K sits
at the extreme right end of the south-facing row.
Only one person sits between the two persons
who have engagement in April. J sits opposite to
I and to the immediate right of the person, who
has an engagement in May month. I doesn’t face
south direction. D has an engagement in August
month. The person who has an engagement
in March sits to the immediate right of B and
opposite to the person who has an engagement
in April. The person who has an engagement in
January sits to the right of the person who has an
engagement in July but they don’t sit at any of
the ends. Only one person sits between the two
persons who have engagement in May.
Q.108. Who sits to the immediate right of F?
(1) The one who has an engagement in June
(2) The one who has an engagement in July
(3) The one who has an engagement in March
(4) The one who has an engagement in May
(5) None of the above

Q.109. Which of the following in pairs have an engagement
in the same month?
(1) B and E (2) K and J
(3) I and G (4) Both A and B
(5) Both A and C
Q.110. In which month has the person engagement who
sits opposite to C?
(1) January (2) July (3) May
(4) June (5) None of the above
Q.111. Four of the following five are alike in a certain way
and hence form a group. Which of the following
does not belong to the group?
(1) I-March (2) G-April (3) F-January
(4) E-June (5) B-July
Q.112. Which of the following statements is definitely
true?
(1) Only two persons are sitting between K and C.
(2) The persons who have an engagement in June
month sitting in different rows.
(3) The one who has an engagement in March sits
third to the left of F.
(4) The one who has an engagement in August
month and the one who has an engagement in
March month are sitting opposite to each other.
(5) None of the above
Q.113-117. Study the following information carefully
and answer the question given below.
Eight persons namely K, J, I, H, G, F, E and D are
sitting around the circular table but not necessarily
in the same order. Some of them are facing inside
the circle and some of them are facing outside the
circle. Each of them likes different movies Indian,
Lahu, Aadmi, Vivah, Naina, Roza, Ganga and
Super hero but not necessarily in the same order.
I is facing outside the circle and sits second to
the right of the one who likes Naina movie. Two
persons sit between E and G. E sits second to the
right of H. H sits to the immediate left of the one
who likes Naina movie. The one who likes Aadmi
movie sits opposite to the one who likes Ganga
movie. H neither likes Aadmi nor Ganga movies. J
sits third to the right of K, who sits to the immediate
right of the one who likes Vivah movie. I likes Lahu
movie and is sitting exactly between the one who
likes Roza movie and the one who likes Aadmi
movie. J does not sit adjacent to G. K faces inside
the circle. J likes Roza movie. K does not like Naina
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MODEL PAPER 2020
movie. Immediate neighbours of G faces the same
direction (if one faces inside the circle then the other
will also face inside the circle or vice versa). The
one who likes the Superhero movie and the one who
likes Ganga movie are adjacent to each other. The
one who likes Indian movie sits opposite to the one
who likes Naina movie. F sits second to the right of
K. D sits third to the right of F. J and E face the same
direction as I.
Q.113. Who sits second to the right of J?
(1) The one who sits second to the left of I.
(2) The one who sits opposite to E.
(3) The one who sits second to the right of H.
(4) The one who sits to the immediate left of K.
(5) None of these
Q.114. If G is related to Indian movie and D is related
to Ganga movie, in same way J will be related to
______ movie.
(1) Naina (2) Aadmi (3) Roza
(4) Vivah (5) Ganga
Q.115. Who among the following likes Super hero movie?
(1) The one who sits second to the left of F.
(2) The one who sits third to the left of I.
(3) The one who sits third to the right of G.
(4) The one who sits fourth to the right of H.
(5) None of these
Q.116. How many persons sit between the one who likes
Vivah movie and F, if counted from left of F?
(1) One (2) Two (3) Three
(4) Four (5) None of the above
Q.117. Which of the following statement is definitely
true?
(1) The number of persons facing outside the circle
is more than the number of persons facing inside
the circle.
(2) The one who likes Vivah movie and the one
likes Indian movie is facing away from the centre.
(3) The number of people between K and I is the
same as F and H.
(4) D and E sit opposite to each other and both of
them faces the same direction.
(5) None is true
Q.118-121. In each question below are given some
statements followed by some conclusions. You
have to take the given statements to be true even if
they seem to be at variance with commonly known
NOVEMBER 2020 MICA 85
IBPS CLREK MAINS
facts. Read all the conclusions and then decide (3) Only II and IV follow.
which of the given conclusions logically follows/ (4) All follow.
follow from the given statements, disregarding
(5) None of these
commonly known facts.
Q.121. Statements:
Q.118. Statements:
All A are R.
Very less D are not M.
Only a few R is M.
All M are T.
All M are H.
No T is a N.
Conclusions:
Conclusions:
I. All A being H is a possibility.
I. No N is M.
I. Some R are not M.
II. No D is N.
II. Some R are not H.
III. Some M are not D. III. All R being M is a possibility.
IV. Some N are both M and D. IV. Some A are not H.
(1)  Only III follows (1) Only III follows
(2) Either I or II follows (2) Only I, II and III follow
(3) Only II and III follow (3) Only I and II follow
(4) All follow (4) All follow
(5) None of these (5) None of these
Q.119. Statements: Q.122. QUARANTINEPEOPLE
Some K are A. If from the above word all the vowels are to be
All S are A. dropped and then opposite letters of the remaining
No A is M. letters are taken and then the letters of the newly
formed word are arranged in alphabetic order from
Conclusions:
left to right then how many such letters will be
I. Some K are S. there in the newly formed word which will not
II. All M being S is a possibility. appear between the vowels?
III. No K is S. (1) Two (2) Three (3) Four
IV. Some A not being K is a possibility. (4) Six (5) One
(1) Only II follows Q.123-127. A word and number arrangement machine
(2) Either I or III and II and IV follow when given an input line of words and numbers
rearranges them following a particular rule in
(3) Only II and IV follow every step. The following is an illustration of
(4) All follow input and rearrangement.
(5) None of these Input: never 41 leaved 88 important object 53
Q.120. Statements: 46 anyplace 75
No W is K . Step I: 88 41 leaved important object 53 46
Not a single K is F. anyplace 75 never
Step II: 88 75 41 important object 53 46 anyplace
Every F are D.
never leaved
Conclusions:
Step III: 88 75 46 41 important 53 anyplace never
I. Some D which are F are W as well. leaved object
II. No W is F. Step IV: 88 75 46 53 41 important never leaved
III. Some D are not K. object anyplace
IV. No W is D. Step V: 88 75 46 53 41 never leaved object
(1) Only III follows. anyplace important
(2) Only I, II and III follow. Step V is the last step of the arrangement.
Minister of State (I/C) for Labour and Employment Santosh Kumar Gangwar, inaugurated
86 MICA NOVEMBER 2020 the newly constructed building of Labour Bureau, Shram Bureau Bhawan in Chandigarh.

Following the same pattern solve the given input
and answer the question given below.
Input: 79 design history 99 imagined 94 every
63 leader 96
Q.123. How many steps will be required to complete the
given input?
(1) Three (2) Seven (3) Six
(4) Five (5) Four
Q.124. Which of the following steps will be last but one of
the given input?
(1) 99 79 96 94 imagined 63 every design history
leader
(2) 99 79 96 94 63 imagined every design leader
history
(3) 99 79 96 94 imagined every 63 design leader
history
(4) 99 79 96 94 63 every design imagined leader
history
(5) None of these
Q.125. Which of the following will be on the immediate
right of ‘imagined’ in step III?
(1) design (2) every (3) 63
(4) history (5) 94
Q.126. How many element(s) will be there between ‘79’
and ‘design’ in Step IV?
(1) Six (2) Four (3) Two
(4) Five (5) Three
Q.127. What is the position of ‘leader’ in step V?
(1) Third from the right end
(2) Second from the left end
(3) Seventh from the left end
(4) Fourth from the right end
(5) None of these
Q.128. Following questions are based on five words
given below.
RIGHT WORD FAIR EIGHT GREAT
If in each of the given words the first letter and
second letter are mutually interchanged and they
are arranged in the order as they would appear in a
dictionary, from left to right which of the following
be the fourth from right?
(1) FAIR (2) WORD (3) EIGHT
(4) GREAT (5) RIGHT
Q.129. Following questions are based on five words
given below.
The timeline for submission of life certificates for pensioners has been extended from 1st
October to 31st December 2020.
MODEL PAPER 2020
RIGHT WORD FAIR EIGHT GREAT
If in each of given words each of the vowels is
changed to the previous letter and each consonant
is changed to the next letter according to the
English alphabetical series, in how many words
thus formed there is a vowel?
(1) One (2) Two (3) Three
(4) Four (5) None
Q.130. Following questions are based on five words
given below.
RIGHT WORD FAIR EIGHT GREAT
If the second and last alphabet in each of the words
is changed to the previous letter of them in English
alphabetical order, how many words having atleast
one vowel are there?
(1) None (2) One (3) Two
(4) Three (5) More than three
Q.131-135. Study the following information carefully
and answer the question given below.
In a certain code language,
‘Bank Money Calibri’ is written as ‘14#p 15@b
9$b’
‘Institution Financial Always’ is written as ‘24#m
14%j 20&o’
‘Larger Higher Amount’ is written as ‘15#j 36$n
25#b’
‘Examine Credit Daily’ is written as ‘9#s 9#b
13%y’.
Q.131. What is the code of the ‘Little Expenses’?
(1) 40#n 14$j (2) 4#j 14$y (3) 4#j 19#y
(4) 40#j 19$y (5) 4#j 19#x
Q.132. ‘15#j’ is the code of which of the following?
(1) Debit (2) Higher (3) Credit
(4) Balance (5) Energy
Q.133. ‘14#m’ is the code of which of the following
words?
(1) Ranked (2) Mentor (3) Planked
(4) Fair (5) Flame
Q.134. What is the code of ‘Responsible Customer’?
(1) 20%f 35#v (2) 35%f 14$t (3) 14%f 35$v
(4) 14%b 15$v (5) 14%b 15$d
Q.135. What is the code of the ‘number?
(1) 9%p (2) 28%f (3) 28#p
(4) 19&f (5) None of these
NOVEMBER 2020 MICA 87
IBPS CLREK MAINS
Q.136. Each of the questions below consists of a question
and two statements numbered I and II given below
it. You have to decide whether the data provided
in the statements are sufficient to answer the
questions. Read both the statements.
Five persons – b, l, p, r and d are sitting in a row
facing north direction.
Who among the following sits to the immediate
left of r?
I: b sits at one of the extreme ends. l sits between
b and p.
II: Only one person sits between p and d. d does
not sit to the right of l.
(1) If the data in statement I alone are sufficient to
answer the question, while the data in statement II
alone are not sufficient to answer the question.
(2) If the data in statement II alone are sufficient to
answer the question, while the data in statement I
alone are not sufficient to answer the question.
(3) If the data either in statement I or in statement
II alone are sufficient to answer the question.
(4) If the data even in both statements I & II
together are not sufficient to answer the question.
(5) If the data in both statements I and II together
are necessary to answer the question.
Q.137. Each of the questions below consists of a question
and two statements numbered I and II given below
it. You have to decide whether the data provided
in the statements are sufficient to answer the
questions. Read both the statements.
What is the code for ‘green’ in a coded language?
I: In the same language ‘which colour is green’ is
coded as ‘ry zt dk bh’ and ‘cloth green is red’ is
coded as ‘kj dk ry te’.
II: In the same language ‘cloth toy flower green’
is coded as ‘dk ag te nd’ and ‘green is the best’ is
coded as ‘lo ry dk ch’.
(1) If the data in statement I alone are sufficient to
answer the question, while the data in statement II
alone are not sufficient to answer the question.
IBPS CLERK MAINS / NUMERICAL ABILITY
Q.141. The sum of five numbers is 555.The average of
the first two numbers is 75 and the third number is
115.What is the average of the last two numbers?
(1) 145 (2) 290 (3) 265
(4) 150 (5) None of these
Q.142. Sarita started a business investing Rs 50,000.After
six months Abhishek joined her with Rs 75,000.
Punjab Chief Minister Amarinder Singh launched a "smart ration card" scheme to provide
88 MICA NOVEMBER 2020
subsidized food grains to 1.41 crore beneficiaries in the state.
(2) If the data in statement II alone are sufficient to
answer the question, while the data in statement I
alone are not sufficient to answer the question.
(3) If the data either in statement I or in statement
II alone are sufficient to answer the question.
(4) If the data even in both statements I & II
together are not sufficient to answer the question.
(5) If the data in both statements I and II together
are necessary to answer the question.
Q.138-140. In the following question, the numbers 7,
4, 1, 6, 5, 3 and 2 are used with the following
meanings as illustrated below. Study the
following information and answer the given
question.
z1c– z is the child of c.
z2c– z is the parent of c.
z3c– z is elder to c.
z4c– z is younger to c.
z5c– z is the brother of c.
z6c– z is the wife of c.
z7c– z is the sister-in-law of c.
Q.138. If F5D4Q1X2E3D, the age of E is 29 years and
age of Q is 33 years, so what can be the age of
D?
(1) 27 years (2) 31 years (3) 29 years
(4) 30 years (5) 34 years
Q.139. If G6J5K2Y1V4C then how is K related to Y?
(1) Father
(2) Brother-in-law
(3) Cannot be determined
(4) Sister
(5) Mother
Q.140. If F5D4Q1X2E3D, then how is F related to Q?
(1) Father (2) Brother
(3) Daughter-in-law (4) Sister
(5) None of these
After another six months Nisha also joined them
with Rs 1.25 lakh. Profit earned at the end of 2
years from when Sarika started the business should
be distributed among Sarita, Abhishek and Nisha
in what respective ratio?
(1) 4 : 5 : 6 (2) 8 : 9 : 10 (3) 8 : 9 : 12
(4) 4 : 5 : 8 (5) None of these
 MODEL PAPER 2020
Q.143. In a class of 80 students,each student got sweets Q.150. In a regular week there are 5 working days and
that are 15% of the total number of students.How for each day, the working hours are 8. A man gets
many sweets were there? Rs.2.40 per hour for regular work and Rs.3.20 per
(1) 1200 (2) 850 hour for overtime. If he earns Rs.432 in 4 weeks,
how many hours does he work for?
(3) 900 (4) Cannot be determined
(5) None of these (1) 150 (2) 185 (3) 175
Q.144. A dishonest shopkeeper increased price of his (4) 165 (5) None of these
article by 80% and after that he gives 25% Q.151. The sum of circumference of a circle and perimeter
discount. If shopkeeper takes 20% more quantity of a square is 210 cm. The diameter of the circle
per kilogram by wholeseller and gives 10%  less is 21 cm. What is the sum of area of circle and
per kilogram to customer. Then what is net profit square?
percent? (1) 1158.4 cm2 (2) 1058.2 cm2
(1) 80% (2) 70% (3) 60% (3) 1642.5 cm2 (4) 2442.8 cm2
(4) 50% (5) None of these (5) None of these
Q.145. The difference between the sum of four consecutive Q.152. The difference between the time taken by two
odd numbers and three consecutive even numbers cars to travel a distance of 350 km is 2 hours 20
together is 20. Also, the largest even number is 5 more minutes. If the difference between their speeds is 5
than the largest odd number. What is the sum of the km/hr, what is the speed of faster car?
smallest odd number and the smallest even number ?
(1) 30 km/hr (2) 35 km/hr (3) 40 km/hr
(1) 75 (2) 77
(4) 45 km/hr (5) None of these
(3) 85 (4) Cannot be determined
Q.153. There are 4 bananas, 7 apples and 6 mangoes in a
(5) None of these fruit basket. In how many ways can a person make
Q.146. The ratio between the duck and frogs in a pond is a selection of fruits from the basket?
47 : 49 respectively. The average number of ducks (1) 256 (2) 269 (3) 279
and frogs in the pond is 192. How many frogs are
(4) 280 (5) None of these
there in the pond?
(1) 190 (2) 192 (3) 198 Q.154-158. Read the following chart carefully and
answer the question given below.
(4) 194 (5) None of these
Days Speed Speed ratio of Total Ratio of
Q.147. 2 men and 3 women can do a piece of work in 10
days. 3 men and 2 women can do the same work of boat downstream distance distance
in 15 days. Then in how many days 2 men and 2 and upstream travelled in
women will finish the same work? upstream and
(1) 12 (2) 6 downstream
(3) 15 (4) Cannot be determined Monday 12 5:3 48 5:3
Tuesday 10 7:3 56 3:5
(5) None of these
Wednesday 15 17:13 72 2:1
Q.148. Rs. 300 is divided among P, Q and R in such a way Thursday 18 5:4 68 21:13
that Q gets Rs.30 more than P and R gets Rs.60
more than Q. What is the respective ratio of their Q.154. Distance travelled by boat on Monday in
share? downstream is what percent of distance travelled
by the same boat on Wednesday in upstream?
(1) 5 : 3 : 2 (2) 2 : 3 : 5 (3) 3 : 2 : 5
(1) 12.5% (2) 66.67% (3) 37.5%
(4) 2 : 5 : 3 (5) None of these
(4) 45% (5) None of these
Q.149. Mother's age is 3 years more than thrice the
daughter's age. After three years, mother's age will Q.155. What is the ratio between the distance travelled in
be 10 years more than twice the daughter's age. downstream on Tuesday to the distance travelled
What is mother's present age? in upstream on Thursday?
(1) 28 years (2) 31 years (3) 33 years (1) 5:6 (2) 8:7 (3) 12:13
(4) 35 years (5) 37 years (4) 5:7 (5) 6:5

Chaitanya Tamhane's 'The Disciple' has bagged the prestigious FIPRESCI award at the
2020 Venice Film Festival.
NOVEMBER 2020 MICA 89
IBPS CLREK MAINS
Q.156. Find the difference in the speed of stream on
Monday and Tuesday?
(1) 3 (2) 6 (3) 7
(4) 8 (5) None of these
Q.157. If the speed of the boat on Friday is  more
than Thursday and the speed of the current is
6km/h find the difference between the speed of
boat and the upstream speed?
(1) 3 (2) 4 (3) 5
(4) 6 (5) 7
Q.158. Find the ratio between the speed of current on
Tuesday to the upstream speed on Thursday?
(1) 2:3 (2) 3:2 (3) 4:1
(4) 1:4 (5) 3:5
Q.159. The following questions are accompanied by two
statements I and II. You have to determine which
statement/statements is/are sufficient to answer the
question. Mark your answer -
A certain sum of money doubles itself at simple
interest in 5 years. How much is the principal
amount ?
I. The rate of interest is 20 percent per annum.
II. The sum would triple itself in 10 years.
(1) If only statement I is sufficient.
(2) If only statement II is sufficient.
(3) If either I or II is sufficient.
(4) If neither I nor II is sufficient.
(5) If both statements I and II are necessary.
Q.160. The following questions are accompanied by two
statements I and II. You have to determine which
statement/statements is/are sufficient to answer the
question. Mark your answer -
What would be the cost of fencing a circular field
at the rate of Rs. 40 per meter ?
I. The circumference of the field is 220 metres.
II. The area of the field is 616 square metre.
(1) If only statement I is sufficient.
(2) If only statement II is sufficient.
(3) If either I or II is sufficient.
(4) If neither I nor II is sufficient.
(5) If both statements I and II are necessary.
John Fahey, a former president of the World Anti-Doping Agency and a key player in getting
90 MICA NOVEMBER 2020
the 2000 Summer Olympics for Sydney, has died. He was 75.
Q.161. The following questions are accompanied by two
statements I and II. You have to determine which
statement/statements is/are sufficient to answer the
question. Mark your answer -
What is the cost of 4 tables and 6 chairs ?
I. One chair costs Rs. 100.
II. 2 tables and 3 chairs together cost Rs. 900.
(1) If only statement I is sufficient.
(2) If only statement II is sufficient.
(3) If either I or II is sufficient.
(4) If neither I nor II is sufficient.
(5) If both statements I and II are necessary.
Q.162. The following questions are accompanied by two
statements I and II. You have to determine which
statement/statements is/are sufficient to answer the
question. Mark your answer -
What is two fifth of a number ?
I. One third of the number is 23.
II. The number is a multiple of 100.
(1) If only statement I is sufficient.
(2) If only statement II is sufficient.
(3) If either I or II is sufficient.
(4) If neither I nor II is sufficient.
(5) If both statements I and II are necessary.
Q.163. The following questions are accompanied by two
statements I and II. You have to determine which
statement/statements is/are sufficient to answer the
question. Mark your answer -
What is the length of the train which crosses
another train coming from opposite direction in 10
second ?
I. Both the train are travelling at 45 kmph.
II. The length of the other train is 200 metres.
(1) If only statement I is sufficient.
(2) If only statement II is sufficient.
(3) If either I or II is sufficient.
(4) If neither I nor II is sufficient.
(5) If both statements I and II are necessary.
Q.164-168. Read the following information carefully to
answer the questions asked-
A farmer divided his land in 6 parts (as shown in
figure) for farming. Related data are given below
 MODEL PAPER 2020
(5) Quantity I = Quantity II or no relationship can
be established
Q.166. If cost of ploughing is Rs. 1.15/m2, then find the
total cost of ploughing of field 5.
(1) 24290 (2) 26544 (3) 21282
(4) 28014 (5) None of these
Q.167. In Rabi season farmer used field 6 for wheat
which produced 12 Kg/m2 and field 4 for pea
which produced 8 Kg/m2. If in open market price
of wheat and pee are 18.25 Rs/kg and Rs. 34 Rs/
kg then find the difference of earning of farmer by
these two crops.
(1) 642090 Rs. (2) 652246 Rs.

(3) 721128 Rs. (4) 661164 Rs.
2 (EHI) and 3 (DEF) – semi circle shape
(5) None of these
3+6 (CDEG)- square shape
Q.168. Total area of field 1 and 5 is approximately how
1 (ABCD) and 1+3+4+5+6 (AEHJ)- rectangle
much percent less/more than the area of remaining
shape
field?
Radius of field 3 : Radius of field 2 = 3:8
(1) 5% (2) 14% (3) 27%
Area of field 6=4284 meter2
(4) 18% (5) 9%
Area of field 1=11088 meter2
Q.169. If 5 workers, working 3 days collect 60 kg. of
Q.164. If the farmer used field 1 for onion and field 2 Wheat then 8 workers working 5 days will collect
for potato farming then which field has generated how much kg. of wheat ?
more profit for him?
(1) 80 kg (2) 100 kg. (3) 120 kg.
Statement I-Production per unit of field 2 is 20%
(4) 160 kg. (5) 150 kg
more than that of field 1.
Q.170-174. Study the following table carefully and
Statement II-In open market price of potato is 2.5
answer the questions that follow:
Rs/kg less than that of onion.
Five persons Sanjay, Pawan, Karuna, Kailash,
Statement III-Ratio of all incurred expenses per
Madhav invested different amounts in different
acre (seeds+ irrigation + labour + other) on potato
rate for different time period. Some values are
and onion is 15:14.
missing. Answer the questions on the basis of
(1) Only I and II are sufficient given table and information in question.
(2) All three together are not sufficient
(3) Any two are sufficient
(4) II and either (I and III) are sufficient
(5) None of these
Q.165. Find the correct relationship between Quantity I
and Quantity II.
Quantity I-Area of field 5 is what percent of the
area of total field of farmer?
Quantity II-Area of field 3 is how much percent
less than the area of field 6?
Q.170. If the ratio of year of investment for Kailash to that
(1) Quantity I > Quantity II of Madhav is P:Q which equal to the 2:1 then what is
(2) Quantity I ≥ Quantity II the Amount of Kailash if he invest for( P+Q )years?
(3) Quantity I < Quantity II (1) 535620 (2) 545680 (3) 556420
(4) Quantity I ≤ Quantity II (4) 535920 (5) None of these
The United States has signed a framework for defence cooperation with Maldives with the
intent to deepen engagement in support of maintaining peace and security in the Indian Ocean.
NOVEMBER 2020 MICA 91
IBPS CLREK MAINS
Q.171. If the interest is compounded yearly for three years to decide the relation between ‘x’ and ‘y’ and give
then what is the amount to be earned by Karuna? answer.
(1) 218500 (2) 218700 (3) 215400 I: x2 -7√7x+84=0
(4) 225600 (5) None of these II: y2-5√5y+30=0
Q.172. What is the Simple Interest (SI) of Pawan? If the (1) x > y
ratio of Principal of sanjay to that of Pawan is (2) x ≥ y
135:64 and the rate of interest is three times than
(3) x < y
that of Karuna.
(4) x ≤ y
(1) 192000 (2) 195000 (3) 193000
(5) x = y or the relation cannot be established
(4) 194000 (5) None of these
Q.178. Two equations (I) and (II) are given in each
Q.173. If the Principal(P) of Madhav is 24100 more than
question. On the basis of these equations you have
that of Sanjay and the investment period of Sanjay
to decide the relation between ‘x’ and ‘y’ and give
is 50% more than that of Madhav then What is the
answer.
amount of Madhav?
I: x=√[ (81)1/2 +(65536)1/4]
(1) 313500 (2) 312320 (3) 313200
II: 2y+3z=33
(4) 313600 (5) None of these
III: 6y+5z=71
Q.174. If amount of Pawan becomes three times in
the given time period then what is the Rate of (1) x > y > z
Interest(%)? (2) x ≥ y > z
(1) 25% (2) 36% (3) 40% (3) x < y < z
(4) 50% (5) None of these (4) x ≤ y < z
Q.175. Two equations (I) and (II) are given in each (5) x = y =z or the relation cannot be established
question. On the basis of these equations you have Q.179. Two equations (I) and (II) are given in each
to decide the relation between ‘x’ and ‘y’ and give question. On the basis of these equations you have
answer. to decide the relation between ‘x’ and ‘y’ and give
I: x2 +6√3x-48=0 answer.
II: y2-8√2x+30=0 I: x-7√3√x+36=0
(1) x > y II: y-12√2√y+70=0
(2) x ≥ y (1) x > y
(3) x < y (2) x ≥ y
(4) x ≤ y (3) x < y
(5) x = y or the relation cannot be established (4) x ≤ y
Q.176. Two equations (I) and (II) are given in each (5) x = y or the relation cannot be established
question. On the basis of these equations you have Q.180-184. Read the following information carefully to
to decide the relation between ‘x’ and ‘y’ and give answer the questions asked-
answer.
A survey was conducted among 500 people to know
I: 63x-194√x+143=0 which language they use for daily communication
II: 99y-255√y+150=0 and languages were Hindi, Urdu and Punjabi.
(1) x > y Related data are given below.
(2) x ≥ y (1) Ratio of boys and girls is 11:9.
(3) x < y
(2)   of total boys speaks only Hindi, 
(4) x ≤ y
(5) x = y or the relation cannot be established of total boys speaks only Punjabi and of
Q.177. Two equations (I) and (II) are given in each
total boys speaks only Urdu.
question. On the basis of these equations you have

The Prime Minister Narendra Modi dedicated to the nation three key projects related to the
92 MICA NOVEMBER 2020
Petroleum sector in Bihar through video conferencing.

(3) Ratio of boys speaking Hindi and Urdu, Urdu
and Punjabi and Punjabi and Hindi is 25:40:12. 48
boys speak all three languages.
(4) Number of girls speaking only Hindi and Urdu
is 30, only Urdu and Punjabi is 15 and only Punjabi
and Hindi is 15.
(5) girls use all three languages.
(6) 45 girls use only Hindi which is 10% less than
number of girls which use only Urdu.
(7) Ratio of boys and girls who use only Punjabi is
5:4.
Q.180. Find the ratio of boys and girls among people who
speak Urdu.
(1) 126:131 (2) 138:125 (3) 78:83
(4) 118:115 (5) None of these
Q.181. The number of girls who speak Punjabi is what
percent of the number of boys who speak Hindi?
(1) 67.5% (2) 50% (3) 62.5%
(4) 37.5% (5) None of these
Q.182. Approximately what percent of boys who speak
Punjabi and Urdu are equal to the number of girls
who speak only Urdu?
(1) 42% (2) 48% (3) 52%
(4) 27% (5) 62%
Q.183. The number of persons who speak only two
languages is approximately what percent of the
number of people who speak only one language?
(1) 32% (2) 42% (3) 37%
(4) 48% (5) 41%
Q.184. Find the difference of boys and girls who speak
only Hindi and Punjabi.
Union Minister Jitendra Singh laid the e-foundation stone of the Arun Jaitley Memorial
Sports Complex at Hiranagar, near Jammu.
MODEL PAPER 2020
(1) 10 (2) 12 (3) 15
(4) 18 (5) None of these
Q.185-189. What approximate value will come at place of
question mark (?) in the following questions?
Q.185.
(1) 12 (2) 20 (3) 54
(4) 48 (5) 3
Q.186.
(1) 139 (2) 388 (3) 80
(4) 179 (5) 28
Q.187. 129% of 4.03 + 231% of 5.97 =?
(1) 204 (2) 67 (3) 8
(4) 19 (5) 98
Q.188. 48 +113 =?
3 2 2
(1) 325 (2) 350 (3) 375
(4) 400 (5) 300
Q.189. 743% of 244 – 624.882=?% of 5.99
(1) 180 (2) 190 (3) 170
(4) 200 (5) 210
Q.190. Three person P, Q and R enters into a partnership.
P invests 1500 rupees every month, Q invests 1300
rupees per month but he withdraws his amount
before two month of the completion of the year,
R invest 2600 per month but he withdraws his
amount after 5 months. Then find the % profit of
P's share out of total profit?
(1) 51% (2) 51.42% (3) 51.5%
(4) 52.5% (5) None of these
NOVEMBER 2020 MICA 93
IBPS CLREK MAINS
EXPLANATION/IBPS CLERK MAINS/GENERAL/FINANCIAL AWARENESS
Q.1.(3) The Kuna is the currency of Croatia.
Q.2.(3) 20th August is celebrated as Sadbhavana Divas.
Q.3.(2) According to a recent study conducted by the
Center for Economics and Business Research,
India will become the fourth-largest economy
in the world, surpassing Germany by 2026, and
by 2034 it will overtake Japan to become the
world's third-largest economy. The report states
that India will become a $ 5 trillion economy
by the year 2026. The title of this report is the
World Economic League Table 2020.
Q.4.(5) Both World Bank and IMF are related with
Bretton Woods Conference.
Q.5.(4) Aadhaar Enabled Payment System (AEPS) is
an Indian payment system which allows online
interoperable financial transaction at Micro
ATM/Point of Sale (PoS) terminal through
the Business Correspondent (BC) of any bank
using the Aadhaar authentication.
Q.6.(2) The Government of India, decides the quantity
of coins to be minted on the basis of indents
received from the Reserve Bank.
Q.7.(2) The Government of India issued the Banking
Companies (Acquisition and Transfer of
Undertakings) Ordinance, 1969 and nationalised
the 14 largest commercial banks with effect
from the midnight of 19 July 1969. These banks
contained 85 percent of bank deposits in the
country.
Q.8.(5) Sariska Tiger Reserve is a tiger reserve which
is situated in Alwar district, Rajasthan, India. It
stretches over an area of 881 km² comprising
dry deciduous forests, grasslands, and rocky
hills.
Q.9.(1) Interest spread refers to surplus of interest
earned over interest expended.
Q.10.(4) The Kisan Credit Card is a credit card for
farmers in India having land. It was started by
the government of India, RBI and NABARD is
1998-1999 to help farmers access timely and
adequately credit.
Q.11.(4) Hirakud Dam is built on the river Mahanadi.
Q.12.(3) Scheduled Banks as the name suggest are the
banks, which are accounted in the Second
Schedule of the Reserve Bank of India (RBI)
Act, 1934.The banks require to satisfy the
central bank that its affairs are not carried out
Power Minister R. K. Singh inaugurated a host of community focused facilities developed
94 MICA NOVEMBER 2020
by NTPC in Bihar.
in a way that causes harm to the interest of the
depositors.
Q.13.(2) Sensex is an index based on shares traded on the
BSE.
Q.14.(2) The Dadasaheb Phalke Award was established
in 1969. The Dadasaheb Phalke Award is
India's highest award in cinema. It is presented
annually at the National Film Awards
ceremony by the Directorate of Film Festivals,
an organization set up by the Ministry of
Information and Broadcasting. Devika Rani
is the first winner of the Dadasaheb Phalke
Award.
Q.15.(1) The minimum amount to be remitted through
RTGS is Rs 2 lakh.
Q.16.(2) Under Pradhan Mantri Jan Dhan Yojana
life insurance is managed by Life Insurance
Corporation of India.
Q.17.(2) Expl:‘C’ in KYC is Customer
Q.18.(2) Rome is the Capital of Italy.
Q.19.(3) Madrid is the capital of Spain.
Q.20.(2) Krona is the Currency of Iceland.
Q.21.(3) BBPS - Bharat Bill Payment System
Q.22.(1) Reserve Bank of India is the regulatory body
that issues the Financial Stability Report.
Q.23.(1) World Water Day is observed on March 22.
Q.24.(4) Amangarh tiger reserve is located in the Bijnor
district of Uttar Pradesh state.
Q.25.(1) Mumbai is the Headquarters of Central Bank
of India. Established in 1911, Central Bank
of India was the first Indian commercial bank
which was wholly owned and managed by
Indians.
Q.26.(3) The headquarters of National Film Development
Corporation Limited (NFDC) is in Mumbai.
Q.27.(5) The Headquarters of Organisation for Economic
Co-operation and Development (OECD) is in
Paris, France.
Q.28.(3) 28th February is observed as the National
Science Day.
Q.29.(1) The capital of Bulgaria is Sofia.
Q.30.(3) Know Your Customer (KYC) norms are
directions given by RBI to ensure that money
deposited in the bank has come from genuine
sources.

Q.31.(2) 2020 Summer Olympics is a planned major
international sporting event that is scheduled to be
held from 24 July – 9 August 2020 in Tokyo, Japan.
Q.32.(2) Tadoba National Park is located in Maharashtra.
Q.33.(3) Jaitapur Nuclear Power Project is located in
Maharashtra.
Q.34.(1) Rhine River is the soul of Basel and the
heartbeat of Switzerland.
Q.35.(1) Askot Musk Deer Wildlife Sanctuary is located
in Uttarakhand.
Q.36.(4) The five organizations of the world bank group
are the International Bank for Reconstruction
and Development (IBRD), the International
Development Association (IDA), the
International Finance Corporation (IFC), the
Multilateral Investment Guarantee Agency
(MIGA) and the International Centre for
Settlement of Investment Disputes (ICSID).
Q.37.(4) Minister of Agriculture and Farmers Welfare,
Narendra Singh Tomar decided to use digital
technology across rural India to double farmers
income by the year 2022. The Government
set up 713 Krishi Vigyan Kendras (KVK) and
684 Agricultural Technology Management
Agencies (ATMA) at the district.
Q.38.(2) White Island, recently seen in the news. It is
located in New Zealand.
Q.39.(1) M. Ravi is the CEO of the Bhilai Steel Plant.
Q.40.(2) Kailasavadivoo Sivan, an Indian space scientist,
is the Chairperson of the Indian Space Research
Organization.
Q.41.(5) The Board of Control for Cricket in India
(BCCI) has appointed Neetu David, one of
EXPLANATION/IBPS CLERK MAINS/ENGLISH LANGUAGE
Q.51.(2) Bray (v)- pound or crush (something) to small
pieces, typically with a pestle and mortar.
Braid (n)- threads of silk, cotton, or other
material woven into a decorative band for
edging or trimming garments.
Q.52.(4) Add determiner ‘a’ before ‘police officer’, to
qualify it.
Q.53.(2) In sentence B- write ‘represents’ in place of
‘represent’, because ‘Pegasus’ is a singular
subject.
In sentence C- ‘threat’ takes ‘to’ with it, so
‘threat of privacy’ must be replaced with ‘threat
to privacy’.
A team from Sree Chitra Tirunal Institute for Medical Sciences and Technology, Trivandrum
(SCTIMST) has developed a device for the prevention of Deep Vein Thrombosis (DVT).
MODEL PAPER 2020
finest woman cricketers of India in the late
’90s and early 2000, as the Chairman of the 5
member women’s national selection panel.
Q.42.(4) The Asian Development Bank (ADB)
has approved a 300 million dollar loan to
finance inclusive water supply and sanitation
infrastructure and services in secondary towns
of Rajasthan.
Q.43.(3) Valtteri Bottas (Mercedes-Finland) has won the
Formula One Russian Grand Prix 2020 held at
Sochi Autodrom, Russia.
Q.44.(4) Union Home Minister Amit Shah virtually
inaugurated 'Destination North East-2020',
a four-day event to highlight the Northeast
region's various potentials like eco-tourism.
Q.45.(2) World Tourism Day is observed globally on
27th September every year.
Q.46.(1) India has entered into a Memorandum of
Understanding (MoU) with Denmark in the
field of Intellectual Property (IP) Cooperation.
Q.47.(2) Renowned economist, Dr Isher Judge Ahluwalia
passed away.
Q.48.(3) Kerala has won the United Nations Inter-Agency
Task Force on the Prevention and Control of No
communicable Diseases Awards 2020 for its
“outstanding contribution” towards the non-
communicable diseases-related sustainable
development goals.
Q.49.(1) In West Bengal, Alapan Bandyopadhyay is
appointed as the new Chief Secretary.
Q.50.(5) Gujarat Parliament passed a bill to establish a
National Defense University.
Q.54.(4) to takes ‘v1’ with it so ‘to protect privacy’ will
be correct.
Q.55.(5) In sentence A- ‘in’ some instances will be correct.
In sentence B- ‘authorised’ working as a
participle will qualify a noun ‘government
bodies’.
In sentence C- get into the act, will be correct,
because get into means ‘to work in a particular
area’.
Q.56.(4) bard (n)- a poet
Barred (Adj.)- closed or secured with a
long rigid piece of wood, metal, or similar
material.
NOVEMBER 2020 MICA 95
IBPS CLREK MAINS
Q.57.(1) baron (n)- an important or powerful person in a
specified business or industry.
Barren (Adj.)- (of land) too poor to produce
much or any vegetation.
Q.58.(1) Replace ‘what’ with ‘which’, as it is used
referring to something previously mentioned
when introducing a clause giving further
information.
Q.59.(2) is an outdated food security doctrine (adj.
‘outdated’ is used to qualify noun ‘doctrine’) that
has combined (has/have +v3) with unrestrained
populism (adj.’ unrestrained’ is used to qualify
noun ‘populism’) to wreak havoc (to takes v1
(wreak havoc)).
Q.60.(3) to coordinate (to takes v1) the firefighting but
crisis-time public posturing will not ensure
(will takes v1) an end (a determiner ‘an’ is used
to qualify a noun ‘end’) to this practice.
Q.61.(3) Flak (n)- strong criticism.
For other options:
Czar (n)- a person appointed by the government to
advise on and coordinate policy in a particular area.
Zing (n)- energy, enthusiasm, or liveliness.
Wreck (n)- the destruction of a ship at sea.
Q.62.(3) For other options:
Commentary (n)- a set of explanatory or critical
notes on a text.
Delude (v)- deceive, mislead
Commanding (Adj.)- possessing or giving
superior strength.
Inundate (v)- overwhelm (someone) with things
or people to be dealt with.
Erupt (v)- break out suddenly and dramatically.
Berserk (Adj.)- out of control with anger or
excitement.
Adamant (Adj.)- refusing to be persuaded.
Q.63.(3) For other options:
Woods (n)- an area of land covered with a thick
growth of trees.
Adage (n)- a proverb or short statement
expressing a general truth.
Pariah (n)- an outcast.
Q.64.(2) For other options:
Incorporate (v)- include
Amalgamate (v)- combine or unite to form one
organization or structure.
Japan's Naomi Osaka won her second US Open title after defeating Victoria Azarenka of
96 MICA NOVEMBER 2020
Belarus 6, 3, 3.
Q.65.(4) For other options:
Spawn (v)- produce or generate.
Fabricate (v)- invent (something) to deceive.
Q.66.(3) aural (Adj.)- relating to the ear or the sense of
hearing.
oral (Adj.)- spoken rather than written.
Q.67.(5) Baize (n)- a coarse woollen or cotton fabric
napped to imitate felt.
Bay (n)- a broad inlet of the sea where the land
curves inwards.
Q.68.(5) Throw down the gauntlet - to issue a challenge.
Get your head around it - to understand
something.
Call a spade a spade – to speak plainly without
avoiding unpleasant or embarrassing issues.
Q.69.(4) Pound the pavement: to walk the streets looking
for a job.
‘Get at’ will be correct in sentence B.
Cut to the chase - to focus on what is important.
Head over heels - madly in love.
Q.70.(5) Get out of hand - to become difficult to control.
Go out on a limb - to do or say something that
lacks evidence or support.
Cat got your tongue - a humorous question
directed at one who is not speaking very much
or at all.
Q.71.(2) Pull out (phr. v)- withdraw from an undertaking.
For other options:
Astound (v)- shock
Dwindle (v) – diminish
Recur (v) – occur repeatedly
Plough (v)- progress laboriously or forcibly.
Q.72.(5) Misgiving (n)- a feeling of doubt or apprehension
about the outcome or consequences of something.
For other options:
Forbid (v)- refuse to allow (something).
Consensus (n) – a general agreement
Ramification (n) – an unwelcome consequence
Misogyny (n)- ingrained prejudice against
women.
Q.73.(3) Tantamount (Adj.)- equivalent in seriousness to.
For other options:
Antitrust (adj.)- controlling trusts and so
promoting fair competition in business.

Prerogative (n) – a right/privilege exclusive to a
particular individual/class
Penetrate (v)- to go deeper into
Deviate (v)- to depart from an established
course.
Q.74.(1) For other options:
Amend (v)- revise, alter
Vitiate (v)- impair the legal validity of.
Abnegate (v)- renounce or reject (something
desired or valuable).
Q.75.(3) Trigger (v)- a means of solving a problem or
dealing with a difficult situation.
For other options:
Fascinate (v)- attract the strong attention and
interest of (someone).
Imitate (v)- copy
Crash (v)-collide with
Invade (v)- occupy place
Trespass (v)- enter someone's land or property
without permission.
Q.76.(5) The correct sequence of the passage is
‘BFDECA’, and the passage is based on
‘myopic policies creating an environmental and
public health disaster’.
Q.77.(2) The correct sequence of the passage is
‘BFDECA’, and the passage is based on
‘myopic policies creating an environmental and
public health disaster’.
Q.78.(5) The correct sequence of the passage is
‘BFDECA’, and the passage is based on
‘myopic policies creating an environmental and
public health disaster’.
MODEL PAPER 2020
Q.79.(1) The correct sequence of the passage is
‘BFDECA’, and the passage is based on
‘myopic policies creating an environmental and
public health disaster’.
Q.80.(4) The correct sequence of the passage is
‘BFDECA’, and the passage is based on
‘myopic policies creating an environmental and
public health disaster’.
Q.81.(2) The passage starts with the notion of significant
deterioration in air quality, and the reasons and
setbacks behind it so it is informative but then
going forward it is suggested that this major
issue can be solved by a 'coordinated approach'
and many other challenges are to be addressed
as well by the relevant governments hence
giving the suggestive tone.
Q.82.(4) The answer lies in the second last paragraph of
the passage.
Q.83.(3) The answer lies in the last paragraph of the
passage.
Q.84.(5) The answer lies in the second last paragraph of
the passage.
Q.85.(1) The answer lies in the last paragraph of the
passage.
Q.86.(3) The answer lies in the last paragraph of the
passage.
Q.87.(5) The answer lies in the second paragraph of the
passage.
Q.88.(3) The answer lies in the second paragraph of the
passage.
Q.89.(3) The answer lies in the second paragraph of the
passage.
Q.90.(5) The answer lies in the second paragraph of the
passage.

EXPLANATION/IBPS CLERK MAINS/REASONING ABILITY

Q.91-95. Q.91.(4) Q.92.(3) Q.93.(1) Q.94.(2) Q.95.(1)
Person Floor Countries Q.96-101.
Vacant 10
F 9 D1
G 8 DI1
H 7 L1
A 6 P1
C 5 N1
D 4 B1
E 3 LV1
B 2 DN1
Vacant 1
Vera Zvonareva and Laura Siegemund won the US Open women's doubles title, beating
the third-seeded duo of Xu Yifan and Nicole Melichar 4, 4.
NOVEMBER 2020 MICA 97
IBPS CLREK MAINS
By rule (vi)

Q.96.(2) Q.97.(4) Q.98.(3) Q.99.(4) Q.100.(1)
Q.101.(5)
Q.102.(5) 90 per cent of the teachers of XYZ School
believe that they are more qualitative at home
than at school. At the same time, 25 per cent of
the teachers of XYZ School actually work fewer Q.113.(3) Q.114.(4) Q.115.(1) Q.116.(2) Q.117.(5)
hours when they work at home than when they Q.118.(5)
work at the school. The overlap between these
two groups is at least 15 per cent of all of the
teachers of XYZ School. This group of teachers
believes that they are more qualitative at home
than at school and yet this group actually works
fewer hours at home than at school. Thus, these

teachers must not define quality exclusively in
terms of the number of hours worked. Q.119.(5)
Q.103-107.

Q.120.(1)

Q.103.(1) Q.104.(2) Q.105.(5) Q.106.(3) Q.107.(4)
Q.108-112.
Month May April May April August
[South]
Person K J C G D
[Row-2]
Q.121.(3)
Person B I H F E
[Row-1]
Month June March July January June
[North]

Q.108.(1) Q.109.(1) Q.110.(2) Q.111.(5) Q.112.(5)

Q.113-117.

The eighth edition of the Coimbatore Marathon will be a virtual month-long event owing
98 MICA NOVEMBER 2020
to the prevailing pandemic situation and will be held in December.
 MODEL PAPER 2020
Q.122.(5) QUARANTINEPEOPLE = QRNTNPPL = Number-
JIMGMKKO = GIJKKMMO = The only letter a. If the number of letters in a word is an odd
G is not between vowels. number then number represents the number
Q.123-127. position of the middle letter of its corresponding
Input: 79 design history 99 imagined 94 every word in alphabetic series.
63 leader 96 b. If the number of letters in a word is an even
Step I: 99 79 design history imagined 94 63 number then number represents the sum of the
leader 96 every numeric position of the middle letters of its
corresponding word in alphabetic series.
Step II: 99 79 96 history imagined 94 63 leader
every design Letter-
Step III: 99 79 96 94 history imagined 63 every The letter in the code of each word is
design leader representing next letter of second letter of its
respective word in the alphabetical series.
Step IV: 99 79 96 94 63 imagined every design
leader history Symbol-
Step V: 99 79 96 94 63 every design leader Number of Vowels Symbols
history imagined
Arrangement of numbers: 1 @

Number Digit's Sum Arrangement Step 2 #

99 18 Step I 3 $

79 16 Step II 4 %

96 15 Step III 5 &

94 13 Step IV
Q.131.(4) Q.132.(2) Q.133.(3) Q.134.(3) Q.135.(5)
63 9 Step V Q.136.(5)
Arrangement of words:
Word Number of Arrangement Step

Letters
Q.137.(2) Green = dk
every 5 Step I Q.138-140.
design 6 Step II Q.138.(1)

leader 6 Step III

history 7 Step IV

imagined 8 Step V Q.139.(3)

Q.123.(4) Q.124.(2) Q.125.(3) Q.126.(4) Q.127.(1)

Q.128.(3)

IRGHT OWRD AFIR IEGHT RGEAT
Q.140.(2)
AFIR IEGHT IRGHT OWRD RGEAT
Q.129.(4) RIGHT WORD FAIR EIGHT GREAT
SHHIU XNSE GZHS DHHIU HSDZU
Q.130.(4) RHGHS WNRC FZIQ EHGHS GQEAS
Q.131-135.

Telecom operator Vodafone Idea has become the co-presenting sponsor of the upcoming
Dream11 IPL 2020.
NOVEMBER 2020 MICA 99
IBPS CLREK MAINS
EXPLANATION/IBPS CLERK MAINS/NUMERICAL ABILITY
Q.141.(1) Sum of last two numbers 1
2m + 3w = − − − − − (1)
= 555 - (75 × 2) -115 = 290 10
290 1
Thus required average = = 145 3m = 2w = − − − − − (2)
2 15
Q.142.(2) Sarita : Abhishek : Nisha (1) + (2)
= 50000 × 24 :75,000 × 18 : 1,25,000 ×12 1
5m + 5w =
6
= 2 × 24 : 3 × 18 : 5 × 12
1 1
= 2 × 4 : 3 × 3 : 5 × 2 = 8 : 9 : 10 2m + 2w = ×2=
6×5 15
Q.143.(5) Total no. of sweets
i.e. they take 15 days
15
= (15% of 80) × 80 = × 80 × 80 = 960 Q.148.(2) P + Q + R = 300 ------(I)
100
Q = P + 30 ---------(II)
Q.144.(1) P1 = [80 - 25 - (80 × 25)/100] %
R = Q + 60 ---------(III)
= [80 - 25 - 20]% = 35%
From (I), (II) and (III)
P2 = P = 60
R = 150
Total profit = = 80% Q = 90
Ratio = 60 : 90 : 150
Q.145.(2) Let the four consecutive odd numbers = x, x + =2:3:5
2, x + 4, x + 6 Q.149.(3) M = 3D + 3 ----- (I)
and three consecutive even numbers = y, y + 2, M + 3 = 2(D+3) + 10
y+4
M = 2D + 13 ------ (II)
According to the question,
From eq. (I) and (II)
y+4=x+6+5
M = 33 years
y-x=7
Q.150.(3) Wages earned by man = (4×5×8) ×2.4
4y - 4x = 28 ... (I)
= 384
(x + x + 2 + x + 4 + x + 6) - (y + y + 2 + y + 4)
Wages earned through overtime working hours
= 20
= 432 - 384 = Rs. 48
(4x + 12) - (3y + 6) = 20
Hence, number of overtime working hours =
4x - 3y = 14 ... (II) 48
= 15 hr.
On solving (I) and (II), we get 3.2
The person worked for = 160 + 15 = 175
x = 35, y = 42
Q.151.(3)
Required sum = x + y = 35 + 42 = 77
Q.146.(5) 22
2× × 10.5 = 4a = 210
7
66 + 4a = 210
4a = 144
Q.147.(3) a = 36 cm

In Japan, Yoshihide Suga was elected as the new head of Japan's ruling, Liberal
100 MICA NOVEMBER 2020
Democratic Party (LDP).
 MODEL PAPER 2020
22 Dis tan ce
Reqd. Sum = × 10.5 × 10.5 + 36 × 36 Q.163.(5) Speed =
7 Time
= 346.5+1296 using statement (I) and (II) we find the length of
train.
= 1642.5 cm2
Q.164.(2) Field 1 Field 2
Q.152.(1) Let the speed of faster train be S km per hour
then speed of slower car be (S - 5) km/hr. Area 11088 19712
350 Productivity 5 6
Time taken by faster car =  hr.
S Price x+2.5 x
350 Expenses 15 14
Time taken by slower car =  hr.
(S − 5)
350 350 1 As we know for more profit Area, productivity,
− =2 price should be more where as expenses should
S−5 S 3
be less.
S = 30 km/hr
After using information in all statements Field
Q.153.(3) Total number of ways = 5× 8 ×7 = 280 2 fullfill all conditions except Price (as x is less
but we also include the case of 0 orange, 0 apple than x+2.5) so we are not sure about which crop
and 0 mangoes (onion or potato will give more profit. Hence all
So Answer is 280-1 = 279 three together are not sufficient

Q.154-158. Common solution-

Given
On solving we get r=42 meter
Side of square=84 meter
Side of measurement of field
Q.154.(3)

Q.155.(1) 35:42 = 5:6
Q.156.(5) 4-3=1
Q.157.(4) 21-15 = 6
Q.158.(4) 4:16 = 1:4
Q.159.(4) Both together is not sufficient
Q.160.(3) Either I or II
Q.161.(2) From statement (II),
A1=132×84=11088 meter2
2 table + 3 chairs = 900
Multiplied by 2, A2= meter2
4 table + 6 chairs = 1800
Q.162.(1) Let us number = x A3= meter2
From statement (I)
1 A4= meter2
x × 3 = 23
x = 69 A5= meter2

Union Youth Affairs and Sports Minister Kiren Rijiju has laid foundation stones for various
sports facilities at the cost of over 12 crore rupees in Leh.
NOVEMBER 2020 MICA 101
IBPS CLREK MAINS
A6=4284 meter2 (given) Q.171.(2) Amount to be earned by Karuna=
Area measurement of field

Q.172.(1) Principal of Pawan is

Rate of interest is=12.5×3=37.5
Simple Interest(SI) of Pawan

Q.173.(4) Principal of Madhav= 216000+24100= 240100

Time of investment = years
Amount of Madhav=
Q.165.(1) Quantity I=

Quantity II=
Q.174.(3) Amount of Pawan equals to three times in 5
Q.166.(4) Required answer= 24360× 1.15=28014
years it means he received 200% interest in
Q.167.(4) Total earning from
years so the rate of interest is =
wheat=4284×12×18.25=938196
Q.175.(3) Equation I: x2 +6√3x-48=0
Total earning from pee=5880×8×34=1599360
x= 2√3, -8√3
Required answer=1599360-938196=661164 Rs
Equation II: y2-8√2x+30=0
Q.168.(5) Total area of field 1 and 5=11088+24360=35448
y = +3√2, +5√2
Total area of field 2, 3, 4 and 6
Q.176.(5) Equation I:
=19712+2772+5880+4284=32648
63x-194√x+143=0
Required answer=
63x- 117 √x -77√x + 143= 0
less
√x=
Q.169.(4)
M1D1 M 2 M 2 5 × 3 8 × 5 √x=
= , =
W1 W2 60 W2

x=
W2=160kg.
Q.170.(4) Value of P= Equation II:
99y-255√y+150=0
99y-165√y-90√y+150=0

√y=
P+Q=6
Amount of Kailash if he invest for( P+Q )years √y=

= Y=

The Lok Sabha passed the National Commission for Homoeopathy Bill, 2019 and the
102 MICA NOVEMBER 2020
National Commission for Indian System of Medicine Bill, 2020.
 MODEL PAPER 2020
Therefore relation cannot be established
Q.177.(1) Equation I : x2 -7√7x+84=0 Q.181.(3) Required answer =
X= 3√7, 4√7 Q.182.(4) x% of 188 = 50
Equation II: y2-5√5y+30=0
Required answer =
Y= 3√5, 2√5
Therefore x>y
Q.183.(4) Required answer =
Q.178.(3) Equation I: x=√[ (81)1/2 +(65536)1/4]
X= √(9+16) Q.184.(5) Required answer = 15-12=3
X=5 Q.185.(1) = 12
Equation II: 2y+3z=33 ? ≈ 12
Equation III: 6y+5z=71
Q.186.(3) (10 ×10 + 30×10)
Solving II and III
Y=6 × 400 = 80
Z=7
?= 80
Q.179.(3) Equation I : x-7√3√x+36=0
Q.187.(4) 1.3×4 + 2.3×6
√x= 4√3,3√3
5.2 + 13.8 = 19
X= 48,27
? ≈ 19
Equation II: y-12√2√y+70=0
Q.188.(2) 110592+12769=?2
√Y= 5√2,7√2
? 2 =123361
Y= 50,98
?=351
Q.180.(2) Required answer = (25+25+48+40) :
(30+50+30+15) = 138:125 Q.189.(4) 1813-625=?×6
?=198
Q.190.(5) P Q R
1500×12:1300×10: 2600×5
15×12:13×10:26×5
36: 26: 26

% of profit of P share =  = 40.9%

Noted Chhau dancer Dhananjoy Mahato has died in West Bengal's Purulia district. He was
85.
NOVEMBER 2020 MICA 103
RAILWAY NTPC
RAILWAY NTPC PAPER
Q.1. Who among the Mughal emperor also known as
Darvesh or Zinda Fakir ?
(A) Akbar (B) Jahangiri (A) Balwantrai mehta committee
(C) Sahajahan (D) Aurangzeb
Q.2. In which of the following session the demand of
Poorna Swaraj was adopted ?
(A) Lahore session (B) Calcutta session
(C) Bombay session (D) Surat session
Q.3. In which of the following session Congress divided
in two groups ?
(A) Surat session (B) Bombay session
(C) Karachi session (D) Lahore session
Q.4. Who among the following was the founder of
Sayyad Dynasty ?
(A) Mubark shah
(B) Khizr Khan
(C) Nasiruddin Muhammad
(D) Bahalul Khan
Q.5. Ashvaghosha was the court poet of ______ .
(A) Chndrgupta Maurya
(B) Chandra Gupta II
(C) Kanishka
(D) Chndra Gupta I
Q.6. In which of the following state Chumbi Valley is
located ?
(A) West Bengal (B) Sikkim
(C) Meghalaya (D) Arunachal Pradesh
Q.7. Baglihar Dam is situated on which of the following
River ?
(A) Sutlej (B) Indus (C) Chenab (D) Ravi
Q.8. The largest River Island in the world Majuli is
located in which state ?
(A) Assam (B) Gujarat
(C) Maharashtra (D) Andhra Pradesh
Q.9. Which of the following planet has highest density
in the solar system ?
(A) Jupiter (B) Saturn (C) Earth (D) Mercury
Q.10. The tropic of cancer passed through which of the
following state ?
(A) Mizoram (B) Maharashtra
(C) Odisha (D) Bihar
Dominic Thiem became the first tennis player in 71 years to win the US Open final after
104 MICA NOVEMBER 2020
dropping the first two sets.
Q.11. Which of the following committee recommend to
add Fundamental Duties in Indian Constitution ?
(B) Sarkaria commission
(C) M M Punchhi commission
(D) Sardar Swaran Singh Commission
Q.12. The concept of Judicial Review was borrowed
from ?
(A) India (B) U.S.A (C) USSR (D) France
Q.13. Who was the chairman of Drafting committee ?
(A) B. R. Ambedkar
(B) K M Munishi
(C) Dr Rajendra Prasad
(D) Jawaharlal Nehru.
Q.14. The first state in India to implement Panchayati
Raj system was
(A) Odisha (B) Andhra Pradesh
(C) Rajasthan (D) Uttar Pradesh
Q.15. Who among the following founded Republican
Party of India?
(A) Bal Gangadhar Tilak
(B) Dr. B R Ambedkar
(C) Chandrasekhar Azad
(D) C.R Das
Q.16. Who is the present governor of Tripura?
(A) Phagu Chauhan
(B) Biswa Bhusan Harichndan
(C) Jagdish Mukhi
(D) Ramesh Bais
Q.17. In India which of the following state is the largest
producer of Bauxite ?
(A) Haryana (B) Madhya Pradesh
(C) Odisha (D) Jharkhand
Q.18. The Processor’s speed of a computer is measured
in-
(A) Hertz (B) MIPS (C) MBPS (D) BPS
Q.19. In computer IC stands for
(A) Integrated Service (B) Integrated Current
(C) Integrated Circuit (D) Internal Circuit
Q.20. Who is the author of the book ‘Long Walk to
Freedom’?

(A) Mahatma Gandhi
(B) Nelson Mandela
(C) Aung Sang Su Kyi
(D) Subhas Chandra Bose
Q.21. Poonam Khatri associated with which sport?
(A) Badminton (B) Squash
(C) Fencing (D) Wushu
Q.22. Which organization is the regulatory authority for
Stock market in India?
(A) RBI (B) SEBI (C) Sulphuric acid (D) Malic acid
(C) PFRDA (D) Government of India
Q.23. Which five year plan is based on Harrod Domar
Model ?
(A) Second Five year plan
(B) First Five year plan
(C) Third Five year plan
(D) None of the above
Q.24. As per recent budget How many people were
pulled out of poverty in between 2006-2016 ?
(A) 271 Million (B) 171 Million
(C) 371 Million (D) 150 Million
Q.25. When light travels from one medium to another
medium what happens to the speed of light ?
(A) Decrease
(B) Increases
(C) Remains unchanged
(D) Drops Suddenly
Q.26. Dynamo is a device which converts ?
(A) Heat energy to Electrical energy
(B) Mechanical energy to Electrical energy
(C) Chemical energy to Electrical energy
(D) None of the above
Q.27. The slope of a Distance-Time graph represents
(A) Acceleration (B) Speed
(C) Velocity (D) Both A and B
Q.28. Which device is used for measuring the Earthquake
?
(A) Anemometer (B) Ediograph
(C) Seismograph (D) Pantagraph
Q.29. What is the unit used for Inductance ?
(A) Weber (B) Tesla (C) Henry (D) Ohm
Q.30. The process of heat transfer from Sun to Earth is-
The Asian Development Bank (ADB) has appointed Takeo Konishi as its new Country
Director for India.
MODEL PAPER 2020
(A) Conduction (B) Convection
(C) Radiation (D) Dissipation
Q.31. A red glass when heated for a long time then the
glass colour changes to?
(A) Orange (B) Green
(C) Red (D) No change in colour
Q.32. In Ripe Banana which of the following acid can be
found?
(A) Formic acid (B) Hydrochloric acid
Q.33. In photography for coating papers which of the
following chemical is used?
(A) Barium Sulphate (B) Benzoyl Peroxide
(C) Bismuth (D) Ammonium Sulphate
Q.34. Which chemical can be used for anti-Freezing ?
(A) Ethanol (B) Ethylene Glycol
(C) Carbon Dioxide (D) Calcium Bicarbonate
Q.35. Millerite is an ore of which element?
(A) Iron (B) Silver (C) Nickel (D) Gold
Q.36. Which of the following is a not Compound?
(A) Water (B) Sodium Chloride
(C) Carbon Dioxide (D) Iron
Q.37. Which of the following gas is used in Cigarette
Lighter?
(A) Methane (B) Propane
(C) Butane (D) Oxygen
Q.38. Fullerene is the allotrope of which element?
(A) Sulphur (B) Phosphorous
(C) Hydrogen (D) Carbon
Q.39. The Vitamin B complex consists of how many
vitamins?
(A) 6 (B) 12 (C) 8 (D) 10
Q.40. Which body organ consists a body part named
Hypothalamus?
(A) Heart (B) Kidney (C) Liver (D) Brain
Q.41. Which of the options figure represents the closest
resemblance to the question figure?
Question figure:
Option figure:
NOVEMBER 2020 MICA 105
RAILWAY NTPC
(A) B (B) D (C) C (D) A
Q.42. A question is given followed by two arguments.
Decide which of the arguments is/are strong with
respect to the question.
Question: Should we avoid overuse of air
conditioners?
Arguments:
I. Yes, it weakens the human system.
II. No, the comfort cannot be forsaken.
(A) Only argument I is strong.
(B) Both arguments I and II are strong.
(C) Only argument II is strong.
(D) Neither argument I nor II is strong.
Q.43. Pond is related to Water in the same way as
Mountain is related to:
  (A) Birds (B) Rocks (C) Animals (D) Climb
Q.44. You are given a question and two statements.
Identify which of the statements is/are necessary/
sufficient to answer the question.
Question: Among the bags A, B, C and D which
one is the lightest bag?
Statements:
1. B is heavier than A
2. A is lighter than C and D
  (A) Statement 2 alone is sufficient
(B) Statement 1 and 2 together are sufficient
(C) Statement 1 alone is sufficient
(D) Statement 1 and 2 both are not sufficient.
Q.45. Read the given statement(s) and conclusions
carefully and select which of the conclusions
logically follow(s) from the statement.
Statement: "Kirti played a very good shot on the
pitch," says a friend to Sajit.
Conclusions:
I. Sajit likes cricket.
II. Kirti is a good player.
(A) Conclusion I alone follows.
(B) Conclusion II alone follows
(C) Neither I nor II follows
The wholesale price-based inflation rose 0.16 per cent in August as food items and
106 MICA NOVEMBER 2020
manufactured products turned costlier.
(D) Both the conclusions follow
Q.46. Complete the number series by choosing the
missing terms from the options.
32,    64,    256,   1536,   ? ,   122880,   1474560
(A) 122860 (B) 12268
(C) 12285 (D) 12288
Q.47. Consider the given statement(s) and decide which
of the given assumption(s) is/are implicit in the
statement.
Statement: School students are more influenced
by their faculty nowadays.
Assumption:
I. School students consider their faculty as role
models
II. More time is spent at schools by students
(A) Neither I nor II is implicit
(B) Only II is implicit
(C) Only I is implicit
(D) Either I or II is implicit
Q.48. Find the next term in the following series:
X24C,   V22E,   T20G,   ?
(A) RI19 (B) R19I (C) R18I (D) RI18
Q.49. Find the next term in the following series.
Z26,   X24,   V22,   ?
(A) T20 (B) W23 (C) K15 (D) J10
Q.50. Find the odd one out.
(A) C (B) D (C) A (D) B
Q.51. If MEAT is coded as 135120. then what will be the
code for ZEBRA?
(A) 2652181 (B) 2652191
(C) 2662181 (D) 2662191
Q.52. In a code language, AILMENT is written as
1923540. What is the code for DISEASE?
(A) 4985195 (B) 4995195
(C) 4905195 (D) 4995196
Q.53. Venu is the Son of Avani and Amit is the son of
Avani's brother. How is Amit's Mother related to
Venu?
(A) Sister (B) Maternal aunt
(C) Brother (D) Cousin
 MODEL PAPER 2020
Q.54. 5th January 2018 was a Friday. Which of the
following years will also have 5th January on a (C) (D)
Friday?
Q.60. How many triangles are there in this figure?
(A) 2022 (B) 2020 (C) 2024 (D) 2023
Q.55. Read the given statement(s) and conclusions
carefully and select which of the conclusions
logically follow(s) from the statement(s).
Statement: Looking at Limay's new watch, Nita (A) 21 (B) 24 or more
comments, "Oh, that's so awesome. Where did you (C) 22 (D) 20
buy it from?"
Q.61. What will come in the place of question mark (?)
Conclusions: in the below series?
I. Limay's watch is attractive
II. Nita wants to know from where to buy a similar
watch.
  (A) Both the conclusions follow
(B) Conclusion II alone follows
(C) Neither conclusion I nor II follows
(D) Conclusion I alone follows (A) A  (B) D (C) B (D) C
Q.56. You are given a question and three statements. Q.62. Consider the given statement(s) and decide which
Identify which of the statements is/are necessary/ of the given assumption(s) is/are implicit in the
sufficient to answer the question. statement.
L, M, N, O and P are standing in a circle facing the Statement: "The use of antibiotic tablets,
centre. Who is standing to the right of L? destabilizes the gut bacteria".
Statements: Assumptions:
1. L is neighbour of P and M. I. There are friendly bacteria in the gut.
2. O is standing to the immediate right of P II. Gut health is foremost for overall health.
3. O is standing to the immediate left of N   (A) Both I and II are implicit.
(A) Statement 1 and 2 are sufficient (B) Only I is implicit.
(B) Statements 1 and 3 are sufficient (C) Only II is implicit.
(C) Statement 1 and either 2 or 3 are sufficient. (D) Neither I nor II is implicit.
(D) Statement 1 alone is sufficient Q.63. Which of the following questions represents the
Q.57. In a code language, FATE is written as 61205. closest resemblance to the figure?
What is the code for LEAN? Question figure:
  (A) 125114 (B) 125115
(C) 126114 (D) 135114
Q.58. Find the next term in the given series: Option figure:
B2, K12, T72, .......
  (A) C432 (B) A434 (C) A432 (D) C434
Q.59. Which of the following correctly represents the
relationship between the following classes?
A) Bell      B) Water       C) Brass (A) B (B) D (C) C (D) A
Q.64. Select the mirror image of TEETH from the given
(A) (B)
option figures.(mirror is kept to the right of the
TEETH)

IT services major Infosys said it will acquire Czech Republic-based GuideVision for up to
€30 million (about `260.4 crore).
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RAILWAY NTPC
Option figure:
(A) C (B) D (C) A (D) B
Q.65. How many triangles are there in the following
figure?
(A) 44 (B) 32 (C) 46 (D) 30
Q.66. Which pattern will the given transparent sheet
resemble when it is folded at the dotted line?
(A) D (B) C (C) B (D) A
Q.67. In the year 2016, there were 52 weeks and P days.
Find the value of P.
  (A) 2 (B) 4 (C) 3 (D) 5
Q.68. Select the option that can replace the question
mark (?) in the following series.
(A) B (B) C (C) D (D) A
Q.69. Meet starts cycling early in the morning, facing the
Sun. After some time, he takes a 45° turn to his left
and then again turns 80° towards his left. In which
direction is he now with respect to his initial position?
Private sector general insurer ICICI Lombard General Insurance Company Ltd has entered
108 MICA NOVEMBER 2020
into a bancassurance tie-up with Yes Bank for selling its insurance products.
  (A) South-East (B) South-West
(C) North-West (D) North-East
Q.70. Which of the following questions represents the
closest resemblance to the figure?
Question figure:
Option figure:
(A) A (B) C (C) B (D) D
Q.71. Find the value of ‘?’, if the mean of the data set 36,
32, 44, 26, ? = 32
(A) 18 (B) 22 (C) 20 (D) 24
Q.72. A certain number men agreed to do a work in
40 days. 10 men did not come for work. Others
completed the work in 60 days. Find the number
of men who had agreed to do the work originally.
(A) 25 (B) 28 (C) 32 (D) 30
Q.73. How many prime numbers are there between the
positive integers 70 and 110?
(A) 9 (B) 10 (C) 11 (D) 12
Q.74. Find the value of p ( p − p − p ) when p = 5.
4 2
(A) 2900 (B) 2975 (C) 2925 (D) 2995
Q.75. The sum of two positive integers is 34 and their
difference is 8. Find their product.
(A) 308 (B) 273 (C) 209 (D) 345
Q.76. The LCM of two numbers is 132. The numbers are
in the ratio 2: 3. The sum of the numbers is-
(A) 112 (B) 100 (C) 120 (D) 110
Q.77. sin 2 900 + cos ec 2 900 − cot 2 450 = ?
(A) 2 (B) 1 (C) 1/ 2 (D) 3 / 2
Q.78. The difference between the ages of two brothers is
8 years when father’s age is 54. Father is elder by
two years to mother. Younger brother’s age is half
of mother’s age. Find the age of elder brother.
(A) 34 (B) 26 (C) 28 (D) 32
Q.79. 5 − 6 + 7 − 9 = ?
2 3 3 2
(A) 61 (B) 51 (C) 71 (D) 81
Q.80-81. The following table represents the rainfall (in
mm) of five states from June to September in
 MODEL PAPER 2020
a year. Consider the information and answer Q.89. A trader brought 20 kg of tea at Rs 400 per kg. He sold
questions based on it. half the quantity at 20% loss and remaining at 10%
June July August September profit. What was his net profit or loss in percentage?
JK 2200 2200 2000 2400 (A) 5% loss (B) 5% profit
HP 2200 2200 2000 2600
WB 2800 2600 2400 2000 (C) 10% loss (D) 10% profit
GA 2600 2600 3000 3400 Q.90. What will be the cost of levelling a circular ground of
TN 2100 2100 2000 2200 diameter 28 m, if the charges are Rs 250 per sq.m?
Q.80. Which state shows a gradual increase in its rainfall
(A) 144800 (B) 154000
from June to September?
(C) 77000 (D) 89000
(A) HP (B) WB (C) GA (D) TN
Q.91. Cosec(90 – P) = ?
o
Q.81. Which month received the lowest rainfall in the
year? (A) Sec(P) (B) Sin(P) (C) Cot(P) (D) tan(P)
(A) June (B) July Q.92. An article was sold for Rs 4200 at a profit of 25%.
What is its cost price?
(C) August (D) September
(A) 3260 (B) 3460 (C) 3560 (D) 3360
Q.82. During morning walk, a man covers a distance of 6
km, 5.5 km, 4 km, 5 km and 4.5 km from Monday Q.93. A car covers the first 60 km at a speed of 60 kmph
to Friday, respectively. How much distance should and the next 40 km at 80 kmph. Find the average
he cover on two more days, so that his average per speed?
week becomes 8 km per day? (A) 67 (B) 66.67 (C) 68.33 (D) 62.50
(A) 30 (B) 31 (C) 32 (D) 21 Q.94. Which number will fit in ‘?’ place in the following
Q.83. Find the product HCF and LCM of 32, 48. series?
(A) 1436 (B) 1236 (C) 1536 (D) 2256 12, 23, 45, 89, ?
Q.84. A man purchased a cycle for Rs 3000 and (A) 175 (B) 176 (C) 177 (D) 178
agreed to pay 12% on the amount as interest. Q.95. If x + y = 19 and x – y = 7, then xy = ?
He repaid principal and interest in equal 12 (A) 13 (B) 48 (C) 78 (D) 72
monthly installment. Find the amount of each
Q.96. A tap can fill a tank in 20 minutes. If a leakage is
installment.
capable of emptying the tank in 60 minutes, the
(A) 260 (B) 240 (C) 280 (D) 300 tank will be filled in how many minutes?
Q.85. Find the mean value of 4, 6, 6, 8, 12, 14 (A) 60 (B) 45 (C) 30 (D) 50
(A) 8.33 (B) 7.45 (C) 6.33 (D) 7.33 Q.97. The arithmetic mean of the marks scored by
Q.86. A shopkeeper purchased 10 kg of rice and 20 kg of students of a class is 58. 20% of them secured a
sugar at Rs 75 and Rs 85 per kg respectively. On mean score of 60. The mean score of another 30%
selling he gained 20% on rice and 10% on sugar. of the students was 40. The mean score of the
What was the total sale price? remaining students is -
(A) 2695 (B) 2770 (C) 2800 (D) 2750 (A) 65 (B) 66 (C) 68 (D) 70
Q.87. Which of the following is in ascending order? Q.98. The ratio of marks obtained by a student in 3
1. 0.65, 0.76, 0.67, 0.86 subjects was 1: 2: 3. The school decide to allow
grace marks of 5% for each subjects. Find the
2. 0.65, 0.86, 0.67, 0.76
student’s marks new ratio.
3. 0.65, 0.67, 0.76, 0.86
(A) 1: 2: 3 (B) 2: 3: 4 (C) 2: 3: 1 (D) 3: 2: 1
4. 0.67, 0.65, 0.76, 0.86
Q.99. A bus run at 60 kmph. If the speed is increased by
(A) 1 (B) 3 (C) 4 (D) 2 10 kmph, it will cover 20 km more in the same
Q.88. A path of 2.5 meter width surrounds a rectangular time. Find the actual distance covered?
garden of length 10 meter and breadth 8 meter. (A) 118 (B) 110 (C) 130 (D) 120
Area of the garden, inclusive of the path is -
Q.100. Find the 4th proportional to 9, 17 and 27.
(A) 130.25 (B) 131.25 (C) 195.00 (D) 162.50
(A) 57 (B) 48 (C) 51 (D) 53
India has been elected as the member of the Commission on Status of Women (CSW), a
body of the Economic and Social Council (ECOSOC).
NOVEMBER 2020 MICA 109
RAILWAY NTPC
EXPLANATION// RAILWAY NTPC
Q.1.(D) Aurangzeb the sixth emperor was also known as
Darvesh or Zinda Fakir.
Q.2.(A) The demand of Poorna Swaraj or complete
Independence was adopted in Lahore session of
Congress in 1929.
Q.3.(A) In Surat session [1907] split in congress took
place.The INC splits in two groups.
1.The Moderate
2. The Extremist.
Q.4.(B) Khizr Khan was the founder of Sayyad Dynasty.
This dynasty ruled over Delhi from 1414-1451.
Q.5.(C) Ashvaghosha was the court poet of Kanishka.
Kanishka was a great ruler of Kushana Dynasty.
Ashvaghosha wrote “Buddha Charita”.
Q.6.(B) Chumbi Valley is located in Sikkim. It is near to
the China Border with Sikkim and Bhutan.
Q.7.(C) Baglihar Dam is situated on Chenab river in
Jammu and Kashmir.
Q.8.(A) The largest River Island in the world Majuli is
located in Assam in Brahmaputra River.
Q.9.(C) The earth is densest planet in the solar system.
It’s density is :- 5.51g/cm3.
Q.10.(A) The tropic of cancer passed through eight states
in India. They are Gujarat, Rajasthan, Madhya
Pradesh, Chhattisgarh, Jharkhand ,West Bengal,
Tripura, Mizoram.
Q.11.(D) Sardar Swaran Singh Commission
recommended to add Fundamental Duties to
Indian Constitution. Fundamental Duties were
added under 42 amendment act 1976,and it is in
part 4A[Article 51A].
Q.12.(B) The concept of Judicial Review was borrowed
from U.S.A. Judicial review means where the
legislative and executive actions are subject to
review by the judiciary.
Q.13.(A) The chairman of Drafting committee was Dr B.
R. Ambedkar.
Q.14.(C) The first state in India to implement Panchayati
Raj system was Rajasthan. Panchayati raj
system was inaugurated at Nagaur district by
Pt.Jawaharlal Nehru in 02 Oct 1959.
Q.15.(B) Dr. B R Ambedkar was the founder of Republican
Party of India.
Q.16.(D) 1. Phagu Chauhan : Governor of Bihar
2. Biswa Bhusan Harichndan :Andhra Pradesh
3. Jagdish Mukhi : Assam
Union Cabinet has approved establishment of a new All India Institute of Medical Sciences
110 MICA NOVEMBER 2020
(AIIMS) at Darbhanga, Bihar.
Q.17.(C) Odisha is the largest producer of Bauxite
accouting foe more than half of the total
production of India.
Q.18.(B) Million instructions per second (MIPS) is a
measure of a computer’s processor speed.
Q.19.(C) IC stands for Integrated Circuit.
Q.20.(B) The book ‘Long Walk to Freedom’ is written by
Nelson Mandela.
Q.21.(D) Poonam Khatri associated with Wushu. Wushu
is a complete martial art as well as a full contact
sport.
Q.22.(B) The regulatory authority for Stock market in
India is The Securities and Exchange Board of
India. RBI is the regulator of Money market in
India.
Q.23.(B) 1.Harrod Domar Model : First Five year plan
2. P.C Mahalnobis Model :Second Five year
plan
3. S.Chkrabarty Model : Third Five year plan
Q.24.(A) As per recent budget 271 Million people were
pulled out of poverty in between 2006-2016.
Q.25.(C) When light travels from one medium to another
medium the speed of light Remains unchanged.
Q.26.(B) Dynamo is a device which converts Mechanical
energy to Electrical energy.
Q.27.(B) 1.The slope of a Distance-Time graph represents
Speed of an Object.
2. The slope of a Velocity-Time graph represents
the acceleration of an object.
Q.28.(C) 1.Seismograph is used for measuring the
Earthquake.
2. Ediograph is used for copying drawings on
the same or different scale.
3. Anemometer is used for measuring wind
speed and direction.
4. Pantagraph is used for reducing or enlarging
drawing and maps.
Q.29.(C) Henry is the unit of Inductance. This unit is
named after Joseph Henry [1797-1878].
Q.30.(C) The process of heat transfer from Sun to Earth is
Radiation.
Q.31.(B) A red glass when heated for a long time then the
glass colour changes to Green colour.
Q.32.(D) In Ripe Banana Malic acid is present. In banana
citric acid and Oxalic acid also present.
 MODEL PAPER 2020
Q.33.(A) In photography for coating papers Barium Q.52.(B)
Sulphate is used. The chemical formula of
Barium Sulphate is BaSO4 .
Q.34.(B) Ethylene Glycol is used for anti-freezing. The

chemical Formula is (CH2OH)2. It is toxic,
odourless and sweet testing chemical. Q.53.(B)
Q.35.(C) Millerite is an ore of Nickel. Other ores of
Nickel are :-Garnierite, Pyrrhotite, Garnierite,
Niccolite.

Q.36.(D) Iron is not a compound and its symbol is Fe.
Q.54.(C) Every year one day will be increased. But in leap
Q.37.(C) Butane gas is used in Cigarette Lighter. Butane year 2 days will be increased. So for increasing
is also used in home for cooking purpose. 7 days, we have to go up to 2024. So on 5th
Q.38.(D) Fullerene is the allotrope of Carbon. Some other January 2024 that will be repeated.
allotropes are Graphite, grapheme, Carbon nano Q.55.(A) Both the conclusions follow
tubes, etc.
Q.56.(C) Statement 1 and 2
Q.39.(C) The Vitamin B complex consists of 8 vitamins.
They are B1 [Thiamine], B2 [Riboflavin],
B3 [Niacin], B5 [Pantothenic acid], B6
[Pyridoxine], B7 [Biotin], B9 [Folic Acid], B12
[Cobalamin].
Q.40.(D) Brain consists a body part named Hypothalamus.
The main function of Hypothalamus is to link

the nervous system to the endocrine system via
the pituitary gland. Statement 1 and 3
Q.41.(C)
Q.42.(A)
Q.43.(B) Pond is related to Water in the same way as
Mountain is related to Rocks.
Q.44.(B) I. B > A
II. C/D >C/D > A
I & II- B/C/D > B/C/D> B/C/D > A
Q.45.(B) Q.57.(A) According to Place value of letters in alphabet
Q.46.(D) 2 ×4 ×6 ×8 ×10 ×12 series.
Q.47.(C) Q.58.(A)
Q.48.(C)

Q.59.(A)

Q.49.(A) Z (-2) X (-2) V (-2) T
26 (-2) 24 (-2) 22 (-2) 20
Q.50.(C) All letters are vowels in option A.

Q.51.(A) According to Place value of letters in alphabet
series. Q.60.(B)

Fintech major Paytm said its subsidiary Paytm First Games (PFG) has roped in cricket
legend Sachin Tendulkar as its brand ambassador.
NOVEMBER 2020 MICA 111
RAILWAY NTPC
20x = 600
x = 30
Q.73.(B) 71, 73, 79, 83, 89, 97, 101, 103, 107, 109
Ten prime numbers are there.
Q.74.(B)
p ( p4 − p2 − p )

Q.61.(D) p 2 ( p 3 − p − 1)
Q.62.(B)
= 52 ( 53 − 5 − 1)
Q.63.(A)
= 25 (125 − 6 )
Q.64.(D)
= 25 ×119
Q.65.(A)
= 2975
Q.75.(B) a + b = 34
a–b=8
2a = 42
a = 21
b = 13
a × b = 21 × 13 = 273
Q.76.(D) 2 × 3 = 132
6 = 132
Q.66.(C) 1 = 22
Q.67.(A) In ordinary year, there are 365 days 2 = 44
that means 52 weeks and 1 day. 3 = 66
2016 is a leap year; so it has 366 days 66 + 44 = 110
that means 52 weeks and 2 days.
Value of P = 2 Q.77.(B) sin 2 900 + cos ec 2 900 − cot 2 450 = ?
Q.68.(C) 1+1–1=2–1=1
Q.69.(C) Q.78.(A) a–b=8
F = 54
M = 52
b = M/2 = 52/2 = 26
a = 26 + 8 = 34

Q.79.(C) 5 2 − 63 + 7 3 − 9 2 = ?
25 – 216 + 343 – 81 = ?
Q.70.(B) 368 – 297 = ?
Q.71.(B) ? = 71
36 + 32 + 44 + 26 + ? Q.80.(C) GA
= 32 Q.81.(C) August
5
138 + ? = 160 Q.82.(B) 7×8 = 56 km
? = 22 6 + 5.5 + 4 + 5 + 4.5 = 25 km

56 km – 25 km = 31 km
Q.72.(D) x × 40 = (x – 10)×60
Q.83.(C) HCF × LCM = 32 × 48
40x = 60x – 600

Former India player Sadashiv Raoji Patil, who represented the country in one Test match,
112 MICA NOVEMBER 2020
died in Kolhapur. He was 86.
 MODEL PAPER 2020
HCF × LCM = 1536 Q.93.(B)
Q.84.(C) 60
T1 = =1
112 60
3000 × = 3360
100 40 1
T2 = =
3360 80 2
= 280
12 100
A.S = = 66.67
Q.85.(A) 1.5
4 + 6 + 6 + 8 + 12 + 14 50 Q.94.(C) + 11, + 22, + 44, + 88
= = 8.33
6 6 Q.95.(C) x + y = 19
Q.86.(B) x–y=7
120 2x = 26
750 × = 900
100 x = 13
110 y=6
1700 × = 1870
100 x×y = 13×6 = 78
1870 + 900 = 2770
Q.96.(C)
Q.87.(B) 0.65, 0.67, 0.76, 0.86 A → 20 3
Q.88.(C) new length = 10 + 5 = 15 m 60
new breadth = 8 + 5 = 13 m B → 60 −1
Area = L × B 60
= 30
= 15 × 13 2

= 195 sq.m Q.97.(C) 100x × 58 = 5800x

Q.89.(A) 20x × 60 + 30x × 40 + 50x × p = 5800x
80 1200x + 1200x + 50xp = 5800x
4000 × = 3200 50xp = 3400x
100
110 p = 68
4000 × = 4400
100 Q.98.(A)
400 105 105 105
×100 = 5% x× : 2x × : 3x ×
8000 100 100 100
= 1: 2 : 3
Q.90.(B)
22 Q.99.(D)
×14 ×14 × 250 = 154000 x x + 20
7 =
60 70
Q.91.(A) Cosec(90o – P) = Sec(P) 7 x = 6 x + 120
Q.92.(D) 25% = ¼ x = 120
5 = 4200 Q.100.(C) 9 × x = 17 × 27
4 = 840 × 4 = 3360 x = 51

Parliament has passed the Institute of Teaching and Research in Ayurveda Bill, 2020 with
Rajya Sabha approving it.
NOVEMBER 2020 MICA 113
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